FOLLOW THE STEPS LISTED BELOW

DISPUTE YOUR CREDIT WITH EQUIFAX FIRST, YOU HAVE TO DISPUTE

. " WITH THE BUREAUS BEFORE YOU CAN BEGIN THE PROCESS. THE

RESULTS OF THE DISPUTE ARE NOT IMPORTANT. YOU CAN DISPUTE

BY MAIL BUT IT IS EASIER TO DO IT ON LINE,I WILL E.MAIL THE ON

LINE DISPUTE LINK. WITHIN 30 DAYS AFTER YOUR DISPUTE, EQUIFAX

WILL E.MAIL THE RESULTS - THE RESULTS ARE NOT IMPORTANT. THE

MOST IMPORTANT THING IN THE E.MAIL IS THE NAME AND ADDRESS

OF THE CREDITOR THAT EQUIFAX CONTACTED.-

",.
"\.:

SECTION 623 OF THE FAIR CREDIT REPORTING ACT STATES AFTER YOU

DISPUTE WITH THE BUREAU YOU HAVE THE RIGHT TO ASK THE

CREDITOR FOR COPIES OF ALL OF'THE DOCUMENTS THAT WERE

PROVIDED TO EQUIFAX TO PROVE THEIR CLAIM. THIS PART OF

STEP TWO IS VERY IMPORTANT, MAIL THE CREDITOR A CERTIFIED

RETURN RECEIPT LETTER TO THE ADDRESS THAT IS ON THE E.MAIL

TRANSMISSION. THE ONLY THING THAT YOU WILL PLACE IN THE

ENVELOPE IS A BLANK SHEET OF PAPER, BUT THE CREDITOR WILL

SIGN FOR IT AND YOU WIL RECEIVE THE SIGNED CARD FROM THE

POSTAL SERVICE. THE CREDITORS MAIL ROOM RECEIVES HUNDREDS

OF LETTERS EACH DAY AND WHAT DO YOU THINK IS GOING TO

HAPPEN TO YOUR LETTER - IT WILL GO IN THE TRASH CAN. IT WILL