000 Client Number: 3009166

-00099 BSB Number: 923 100

Miss Selena-Lani Williams
Savings Maximiser Number: 11924099
1 Bligh St
KIRRIBILLI NSW 2061 Statement Number: 34
Statement From: 01/07/2009 to 30/09/2009

Introducing the everyday transaction account that pays you!

Sick of all the fees on your current transaction account? Now you have a real
alternative with Orange Everyday, our new transaction account that has no
monthly account keeping fee. It includes a Visa Debit Card which you can use
anywhere Visa is accepted worldwide or EFTPOS is available. If you withdraw
more than $200 at an Australian ATM we'll rebate the ATM owner fee, and
each time you withdraw $200 using EFTPOS, you'll receive a $0.50 bonus.
Apply online today at ingdirect.com.au.

$8,239.54 $0.00 $0.00 $8,312.46

ACCOUNT NAME: savings plan

Date Details Money Out $ Money In $ Balance $

31/07/2009 Interest Credit - Receipt 942316 24.49 8,264.03

31/08/2009 Interest Credit - Receipt 942316 24.57 8,288.60
30/09/2009 Interest Credit - Receipt 942364 23.84 8,312.44
30/09/2009 Credit Bonus Interest - Receipt 942364 0.02 8,312.46

Total Interest Financial Year to Date: $72.92

Total Interest for this statement: $72.92
Tax File Number / Exemption Provided: Yes

Statement Continued Over Page 1 of 2

Keeping me safe and secure
ING DIRECT takes the security of customers' transactions and information very seriously and are committed to protecting you
against online fraud. If you use our Interactive Service (online or phone banking), please remember these security guidelines:
1. Ensure that your Access Code, Security Code and PIN are not disclosed to anyone.
2. Choose an Access Code that is difficult to guess. It should not be your date of birth, a part of your name, or consist of
repeated, ascending or descending characters.
3. Avoid using computers that are shared with other unknown people for online banking, such as internet cafes and libraries.
4. ING DIRECT will never send you an email asking you to click on a link to access online banking, or to provide your Access
Code, Security Code or PIN.
5. Please check all transactions carefully. If you think there's been an error or unauthorised transaction, call us as soon as
possible on 133 464.
This summary does not set out the circumstances in which you may be responsible for unauthorised electronic transactions. Your
liability will be determined under the EFT Code of Conduct. For a full description of your responsibilities, please read your Terms
and Conditions.
Please check all transactions carefully. If you believe there is an error or unauthorised transaction, or if you have any queries, please call us
as soon as possible on 133 464.
Important Information
New customers (those who opened an account between 7 August 2009 and 30 September 2009) - A variable introductory rate applies
from 7 August 2009 until 31 January 2010 for balances up to $1 million. Please note, the variable introductory rate increased on
11 September 2009.
Existing customers - A variable promotional rate is applicable from 7 August 2009 until 31 January 2010 for all new deposits up to
$1 million made above your Savings Maximiser balance as at 11.59pm AEST on 3 August 2009. Please note, the variable promotional rate
increased on 11 September 2009.
From 1 February 2010 the rate that applies will be the Savings Maximiser standard variable rate.

Period Standard Bonus Variable Introductory / Applies to

Variable Rate Margin Promotional Rate

1 July 2009 - 6 August 2009 3.50% p.a. N/A N/A New Customers - N/A
Existing Customers -
Total Balance

7 August 2009 - 10 September 2009 3.50% p.a. 1.00% p.a. 4.50% p.a. New Customers -
Total Balance
Existing Customers -
Balance Increase

11 September 2009 - 30 September 2009 3.50% p.a. 1.25% p.a. 4.75% p.a. New Customers -
Total Balance
Existing Customers -
Balance Increase

Any advice in this statement does not take into account your objectives, financial situation or needs. Before making any decision in
relation to our savings products you should read the relevant Terms and Conditions booklet, available at ingdirect.com.au or by calling
133 464 and consider whether it and any information in this statement is appropriate for you given your situation. If you have a
complaint, please call 133 464 at any time, as we have procedures in place to help resolve any issues you may have. ING DIRECT's savings
products are issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292.

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