Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver. Proverbs 19:17 ESV / 57 helpful votes Whoever is generous to the poor lends to the Lord, and he will repay him for his deed. Luke 6:38 ESV / 53 helpful votes Give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you. Mark 12:41-44 ESV / 48 helpful votes And he sat down opposite the treasury and watched the people putting money into the offering box. Many rich people put in large sums. And a poor widow came and put in two small copper coins, which make a penny. And he called his disciples to him and said to them, Truly, I say to you, this poor widow has put in more than all those who are contributing to the offering box. For they all contributed out of their abundance, but she out of her poverty has put in everything she had, all she had to live on. Matthew 6:1-4 ESV / 31 helpful votes Beware of practicing your righteousness before other people in order to be seen by them, for then you will have no reward from your Father who is in heaven. Thus, when you give to the needy, sound no trumpet before you, as the hypocrites do in the synagogues and in the streets, that they may be praised by others. Truly, I say to you, they have received their reward. But when you give to the needy, do not let your left hand know what your right hand is doing, so that your giving may be in secret. And your Father who sees in secret will reward you. Acts 20:35 ESV / 30 helpful votes In all things I have shown you that by working hard in this way we must help the weak and remember the words of the Lord Jesus, how he himself said, It is more blessed to give than to receive. Matthew 6:33 ESV / 25 helpful votes But seek first the kingdom of God and his righteousness, and all these things will be added to you. Deuteronomy 15:7-11 ESV / 24 helpful votes If among you, one of your brothers should become poor, in any of your towns within your land that the Lord your God is giving you, you shall not harden your heart or shut your hand against your poor brother, but you shall open your hand to him and lend him sufficient for his need, whatever it may be. Take care lest there be an unworthy thought in your heart and you say, The seventh year, the year of release is near, and your eye look grudgingly on your poor brother, and you give him nothing, and he cry to the Lord against you, and you be guilty of sin. You shall give to him freely, and your heart shall not be grudging when you give to him, because for this the Lord your God will bless you in all your work and in all that you undertake. For there will never cease to be poor in the land. Therefore I command you, You shall open wide your hand to your brother, to the needy and to the poor, in your land. 1 Timothy 5:8 ESV / 23 helpful votes But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever. Proverbs 20:21 ESV / 18 helpful votes An inheritance gained hastily in the beginning will not be blessed in the end. Deuteronomy 8:18 ESV / 16 helpful votes You shall remember the Lord your God, for it is he who gives you power to get wealth, that he may confirm his covenant that he swore to your fathers, as it is this day. 2 Corinthians 8:13 ESV / 14 helpful votes For I do not mean that others should be eased and you burdened, but that as a matter of fairness 2 Corinthians 8:7 ESV / 13 helpful votes But as you excel in everythingin faith, in speech, in knowledge, in all earnestness, and in our love for yousee that you excel in this act of grace also. Malachi 3:8-12 ESV / 13 helpful votes Will man rob God? Yet you are robbing me. But you say, How have we robbed you? In your tithes and contributions. You are cursed with a curse, for you are robbing me, the whole nation of you. Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the Lord of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need. I will rebuke the devourer for you, so that it will not destroy the fruits of your soil, and your vine in the field shall not fail to bear, says the Lord of hosts. Then all nations will call you blessed, for you will be a land of delight, says the Lord of hosts. Proverbs 3:9-10 ESV / 13 helpful votes Honor the Lord with your wealth and with the firstfruits of all your produce; then your barns will be filled with plenty, and your vats will be bursting with wine. Luke 21:1-4 ESV / 12 helpful votes Jesus looked up and saw the rich putting their gifts into the offering box, and he saw a poor widow put in two small copper coins. And he said, Truly, I tell you, this poor widow has put in more than all of them. For they all contributed out of their abundance, but she out of her poverty put in all she had to live on. Hebrews 13:15-16 ESV / 11 helpful votes Through him then let us continually offer up a sacrifice of praise to God, that is, the fruit of lips that acknowledge his name. Do not neglect to do good and to share what you have, for such sacrifices are pleasing to God. Hebrews 13:5 ESV / 11 helpful votes Keep your life free from love of money, and be content with what you have, for he has said, I will never leave you nor forsake you. 1 Timothy 6:10 ESV / 10 helpful votes For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs. Luke 11:42 ESV / 9 helpful votes But woe to you Pharisees! For you tithe mint and rue and every herb, and neglect justice and the love of God. These you ought to have done, without neglecting the others. Proverbs 22:7 ESV / 9 helpful votes The rich rules over the poor, and the borrower is the slave of the lender. Proverbs 3:9 ESV / 9 helpful votes Honor the Lord with your wealth and with the firstfruits of all your produce; Genesis 28:20-22 ESV / 8 helpful votes Then Jacob made a vow, saying, If God will be with me and will keep me in this way that I go, and will give me bread to eat and clothing to wear, so that I come again to my father's house in peace, then the Lord shall be my God, and this stone, which I have set up for a pillar, shall be God's house. And of all that you give me I will give a full tenth to you. HelpfulNot Helpful Malachi 3:10 ESV / 7 helpful votes Bring the full tithe into the storehouse, that there may be food in my house. And thereby put me to the test, says the Lord of hosts, if I will not open the windows of heaven for you and pour down for you a blessing until there is no more need. Proverbs 11:4 ESV / 7 helpful votes Riches do not profit in the day of wrath, but righteousness delivers from death. Proverbs 13:11 ESV / 6 helpful votes Wealth gained hastily will dwindle, but whoever gathers little by little will increase it. Question: "What does the Bible say about lending money?"
Answer:Gods Word says that many people wander from the faith and pierce themselves with many griefs when they allow money to have an improper hold on their hearts. Thats why the Bible contains hundreds of verses on how God wants us to treat money, and this includes the lending of it.
Moses addressed this issue in the Old Testament. Essentially, the Israelites were not permitted to charge interest when they loaned money to an impoverished brother. They could, however, charge interest on loans made to other, more affluent Jews and to foreigners. This rule was part of the Mosaic Law: If you lend money to one of my people among you who is needy, do not be like a moneylender; charge him no interest (Exodus 22:25; see alsoPsalm 15:5). This prohibition against charging interest actually included food or anything else that may earn interest (Deuteronomy 23:19). The purpose of the law was two-fold: an interest-bearing loan would only exacerbate the plight of the poor, and God promised a blessing on the gracious lender that would far surpass any interest he would make. Additionally, at the end of every seven years, creditors were to cancel all the debts they were owed by fellow Israelites (Deuteronomy 15:1).
In the New Testament, Jesus tells us not to turn away from the one who wants to borrow from you (Matthew 5:42). He applied this principle even to our enemies in their time of need: But love your enemies andlend to themwithout expecting to get anything back. Then your reward will be great (Luke 6:35, emphasis added). Indeed, there are numerous passages throughout the Bible exhorting us to have a generous and giving heart, especially to the less fortunate. Moses taught his people, If there is a poor man among your brothers in any of the towns of the land that the LORD your God is giving you, do not be hardhearted or tightfisted toward your poor brother. Rather be openhanded and freely lend him whatever he needs (Deuteronomy 15:7-8).
The clear teaching of the Bible is that God expects His children to act righteously when lending money. And it helps us to remember that our ability to produce wealth comes from God (Deuteronomy 8:18) and it is God who sends [both] poverty and wealth; He humbles and He exalts (1 Samuel 2:7). Now, there is nothing wrong with legitimately loaning money and expecting to be repaid at a fair rate of interest (Proverbs 28:8; Matthew 27;Psalm 37:21). Yet we need to remember that the Bibles teaching on money matters also includes borrowing money and indebtedness. Although the Bible does not expressly forbid borrowing money, it doesnt encourage it, either. It is not Gods best for His people, as debt essentially makes one a slave to the lender (Proverbs 22:7). God would rather have us look to Him for our needs than rely on lenders. Additionally, as the psalmist makes clear, we are to repay our debts (Psalm 37:21). When we loan money to someone, we increase that persons debt load and make it easier for him to stumble.
Someone once said, Before borrowing money from a friend, decide which you need most. There is no doubt that friendships have been strained or even lost due to the lending of money. Yet, if both parties stay within biblical parameters, there shouldnt be a problem. Nonetheless, to forego jeopardizing a relationship you value, in some situations a gift may be better than a loan. God expects His children to give to those in need, so we give of our time, talents and treasure. As Jesus taught us, Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you (Luke 6:38).
Recommended Resources:The Total Money Makeover: A Proven Plan for Financial Fitness by Dave RamseyandLogos Bible Software.