CENTRAL GOVERNMENT SCHEMES IN INDIA

AAM AADMI BIMA YOJNA

Started - 02-10-2007
Objective - To provide life and accident insurance to people without land living in rural areas
Working - Both State government and National government contributes Rs 200 each towards
insurance one family member of age 18-59.
Money paid to insurance beneficiary
In case of natural death - Rs 30,000
In case death due to accident or permanent disability - Rs 75,000
In case of permanent disability due to any accident - Rs 37,500
DOODH GANGA
Goal - Provide interest free loan and capital subsidies to diary farmers
INDIRA AWAAZ YOJNA
Started - 1985
Objective - Prociding financial assistance to rural and urban poor for construction of houses
Working - Financial assistance of Rs 70,000 in plain areas and Rs 75,000 in difficult areas is
provided.
Construction of sanitary latrine and smokeless chullah is mandatory
Hiring a contractor is banned
House is allotted in the name of woman or jointly in the name of both man and woman.
Prefernce is given to
Mentally challenge
Physical challenged
Woman headed houses
Transgenders
Widows and children of members of defence or police forces who died on duty
JANANI SURAKSHA YOJANA
Started - 12 April 2005
Objective - JSY aims at reducing maternal deaths by promoting deliveries in public and private
health institutions
Working - Mother should be at least 19 year old and belong to BPL or SC/ST category.

Government provides
Rs 500 in case of home delivery
Rs 600 in case of mother from municipal/corporation area delivering baby in private or
public health care center
Rs 700 in case of mother from rural area delivering baby in private or public health care
center
LADLI SCHEME
Started - 20 August 2008
Aim- Objective of this scheme was to raise the status of girl child and change the social
mindset of people towards girls in Haryana. (Separate scheme for Delhi)
Working - Financial assistance of Rs 5000 per family per year is given by state government on
the birth of second girl child. This scheme is available for parents who are domiciles of
Haryana.
LADLI LAXMI YOJNA
Aim- Objective of this scheme was to raise the status of girl child and change the social
mindset of people towards girls in Madhya Pradesh.
Working - Government purchases National saving certificate worth Rs 6000 per year for four
years for every girl child born after 01-04-2008 and whose parents are domicile of Madhya
Pradesh.

Additional money paid on following events :-
At the time of admission in 4th standard - Rs 2000
At the time of admission in 9th standard - Rs 4000
At the time of admission 11th standard - Rs 7500
During higher secondary education - Rs 200 each month
On the completion of 21 years she could receive even Rs 1 lac
MAHATMA GANDHI NATIONAL RURAL EMPLOYMENT GUARANTEE ACT
Started - 25 August 2005
Objective - To provide 100 days employment guarantee per year to unskilled labourers
Working - Government provides 100 days employment guarantee per year to unskilled labourer
to do public works for which he is paid Rs 120 per day. In case Government is unable to provide
employment to labourers then it need pay labourers for 100 days at their home.
Budget aloocated for MNREGA - Rs 45000 crores ( 2012-2013)
MIDDAY MEAL SCHEME
Started - Started on different dates in various states in India. It was first introduced in Uttar
Pradesh
Objectives - Providing free lunch on working days to primary and upper primary students of
government schools in India. This scheme aims at promoting education and removal
malnutrition in children.

NATIONAL PENSION SCHEME INDIA
Started - 1 January 2004
Objectives - Provides social security to Government employees on retirement
Working - 10% of basic salary is deducted from basic salary and DA and contributed to pension
fund. Central government makes equal contribution to the fund.
PRADHAN MANTRI GRAM SADAK YOJANA
Started - 5 December 2000
Objective - To provide roads in villages with population of 1000+
RASHTRIYA KRISHI VIKAS YOJANA
Started - August 2007
Objective - This scheme aims at achieving 4% annual growth in agriculture sector.
Working - Rs 5875 crores will be in agricultural sector in 11th five year plan to improve
agricultural productivity.
RASHTRIYA SWASTHYA BIMA YOJANA
Started - April 1, 2008
Objective - Providing health insurance to poor people living below poverty line and holding
yellow card
Working - Anybody holding yellow card need to register for this scheme and get a smart card.
Family get insurance of Rs 30,000 per family. This is cashless facility to get treatment in public
as well as private hospitals.
SAMPOORNA GRAMEEN ROZGAR YOJANA

Started - 25 September 2001
Aim - Started by cobining two ongoing schemes namely Jawahar Gram Smridhi Yojana and
employment Assurance Scheme. This scheme was started to provide supplementary
employment so that labourers in rural areas can earn extra and thus providing food security to
them.
Working - Budget of Rs 10,000 crores has been alloted which is to be provided in ratio of ratio
of 75:25 by Center and State and government.
SARVA SHIKSHA ABHIYAN
Started - 2001
Aim - Provide useful and free education to children in the age group of 6 -14 years under RTE
act 2009
Funds allocated - Rs 61,734 crores allocated in 2011-12
SWABHIMAN
Started - 10 February 2011
Aim - To provide banking facilitates in rural areas with banking services. Goal of this scheme is
to start banking services in 20,000 villages without banking services with a population of 2000
by March 2012
SWARNAJAYANTI GRAM SWAROZGAR YOJANA
Started - 1 April 1999
Objective - SGSY provide assistance to rural people living below poverty line to take up self
employment.
SWAVALAMBAN
Started - 2010 (Will be closed on 2017-2017)
Goal - To encourage workers working in unorganized sector to save for their retirement
Working - Workers must invest contribute minimum Rs.1000 to maximum Rs.12000 per year
into their NPS account. Government will contribute Rs 1000 per year to NPS account per year.