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PageID=introduction
Himalayan Bank was established in !!" in #oint $enture with Habib Bank %imited o& Pakistan. Despite the cut'throat
competition in the (epalese Banking sector) Himalayan Bank has been able to maintain a lead in the primary banking
acti$ities' %oans and Deposits.
%egacy o& Himalayan li$es on in an institution that*s known throughout (epal &or its inno$ati$e approaches to merchandising
and customer ser$ice. Products such as Premium +a$ings ,ccount) HB% Proprietary -ard and .illionaire Deposit +cheme
besides ser$ices such as ,/.s and /ele'banking were &irst introduced by HB%. 0ther &inancial institutions in the country ha$e
been &ollowing our lead by introducing similar products and ser$ices. /here&ore) we stand &or the inno$ations that we bring
about in this country to help our -ustomers besides moderni1ing the banking sector. 2ith the highest deposit base and loan
port&olio amongst pri$ate sector banks and e3tending guarantees to correspondent banks co$ering e3posure o& other local
banks under our credit standing with &oreign correspondent banks) we belie$e we ob$iously lead the banking sector o& (epal.
/he most recent rating o& HB% by Bankers4 ,lmanac as country4s number Bank easily con&irms our claim.
,ll Branches o& HB% are integrated into 5lobus 6de$eloped by /emenos7) the single Banking so&tware where the Bank has
made substantial in$estments. /his has helped the Bank pro$ide ser$ices like 8,ny Branch Banking 9acility4) Internet Banking
and +.+ Banking. %i$ing up to the e3pectations and aspirations o& the -ustomers and other stakeholders o& being inno$ati$e)
HB% $ery recently introduced se$eral new products and ser$ices. .illionaire Deposit +cheme) +mall Business :nterprises
%oan) Pre'paid ;isa -ard) International /ra$el <uota -redit -ard) -onsumer 9inance through -redit -ard and online /0:9%)
+,/) I:%/+) etc. &ee payment &acility are some o& the products and ser$ices. HB% also has a dedicated o&&site 8Disaster
=eco$ery .anagement +ystem4. %ooking at the number o& (epalese workers abroad and their need &or &ormal money trans&er
channel> HB% has de$eloped e3clusi$e and proprietary online money trans&er so&tware' Himal=emit/.. By deputing our own
sta&& with technical tie'ups with local e3change houses and banks) in the .iddle :ast and 5ul& region) HB% is the biggest
inward remittance handling Bank in (epal. ,ll this only re&lects that HB% has an outside'in rather than inside'out approach
where -ustomers4 needs and wants stand &irst.
HBL is not only a Bank, It is committed Corporate Citizen
-orporate +ocial =esponsibility 6-+=7 holds one o& the $ery important aspects o& HB%. Being one o& the corporate citi1ens o&
the country) HB% has always promoted social acti$ities. .any acti$ities that do a common good to the society ha$e been
undertaken by HB% in the past and this happens as HB% on an ongoing basis. +igni&icant portion o& the sponsorship budget o&
the Bank is committed towards acti$ities that assist the society as large.
The Banks Vision:
Himalayan Bank %imited holds o& a $ision to become a Leading Bank of the country by pro$iding premium products and
ser$ices to the customers) thus ensuring attracti$e and substantial returns to the stakeholders o& the Bank.
The Banks ission:
/he Bank4s mission is to become pre&erred pro$ider o& ?uality &inancial ser$ices in the country. /here are two components in
the mission o& the Bank> !referred !ro"ider and #uality $inancial %er"ices> there&ore we at HB% belie$e that the
mission will be accomplished only by satis&ying these two important components with the -ustomer at &ocus. /he Bank
always stri$es positioning itsel& in the hearts and minds o& the customers.
The Banks &'(ecti"e:
/o become the Bank o& &irst choice is the main ob#ecti$e o& the Bank.