Question Description Choice1 Choice2 Choice3 Choice 4 Choice 5 Correct Choice

what is the frequency of Stock and Receivables Audit for all

exposures above ` 1 crore and upto ` 25 crores.
Fortnightly Monthly Quarterly Half Yearly Yearly 5
what is the frequency of Stock and Receivables Audit for all
exposures above ` 25 crores.
Fortnightly Monthly Quarterly Half Yearly Yearly 4
All other accounts of ` 5 crores and above with Credit Rating of SB-8
and below, or accounts where slippage in Credit Rating is by two
notches or more, irrespective of the rating, will also be subjected to
Stock and Receivables Audit at ...................... intervals.
Fortnightly Monthly Quarterly Half Yearly Yearly 4
priority sector target for the domestic commercial banks is .. per
cent of Adjusted Net Bank Credit (ANBC) or credit equivalent amount
of Off-Balance Sheet Exposure, whichever is higher.
25% 32% 40% 50% 60% 3
priority sector target for the Foreign banks is .. per cent of
Adjusted Net Bank Credit (ANBC) or credit equivalent amount of Off-
Balance Sheet Exposure, whichever is higher.
25% 32% 40% 50% 60% 2
Accounts in which interest / installment has not been paid for
.days is treated as Special Mention Account (Category I).
15 days 60 days 90 Days 30 days 180 days
4
As per prudential Credit Exposure Norms of RBI, max exposure
allowed for a single borrower is % of capital funds.
5% 10% 15% 20% 25%
3
As per prudential credit exposure norms of RBI, max exposure
allowed for a group borrower is% of capital funds.
40% 30% 20% 25% 15% 1
Which among the following ratios is helpful in ascertaining whether
the unit will be able to repay its debts?
Current
Ratio
DSCR TOL/TNW PBDIT/Intere
st
ROCE
2
Funding pattern under SGSY scheme between Central Govt / State
Govt is in the ratio of :
25:75 50:00 75:25 40:60 40:00
3
As per prudential credit exposure norms of RBI, max exposure
allowed for a single borrower for infrastructure lending is
% of capital funds.
20% 40% 30% 50% 10%
1
As per prudential credit exposure norms of RBI, max exposure
allowed for a group borrower for
infrastructure lending is % of capital funds.
20% 40% 30% 50% 10%
4
Receivables in a Balance Sheet refers to _____ Current
asset
Current
liability
Term liability Fixed asset Sundry
Debtors 5
What is SME-11 Document? Revival letter Link letter Loan
agreement
TIR Mortgage
deed 1
Facility Rating (FR) will be applicable only for exposures covered
under the model.
Simplified Regular Both Term loan Cash Credit
2
Under SME car loan What is the service charges paid for the
business sourced by the dealers?
1.00% of
loan amount
1.5% of loan
amount
1.25% of
loan amount
1.75% of loan
amount
2.00% of loan
amount 2
Under SME car Loan scheme what is the Incentive to Dealers Sales
Executives (DSE) for business sourced by them?
0.25% of the
loan amount
(maximum
Rs 5,000/-)
0.50% of the
loan amount
(maximum
Rs 3,000/-)
0.50% of the
loan amount
(maximum
Rs 5,000/-)
0.25% of the
loan amount
(maximum
Rs 3,000/-)
1.00% of the
loan amount
(maximum Rs
10,000/-)
4
what is the name of the new variant of power Jyoti account? New Power Fee power Collection
power
regular power Power Jyoti
PUL (Pre Up
Load) 5
what is the maximum limit that can be sanctioned under Weaver
Credit Card scheme.
` 2.00 lacs ` 1.00 lacs ` 5.00 lacs ` 10.00 lacs ` 25.00 lacs
1
what type of facilities are sanctioned under weaver credit card
scheme?
Term Loan Terl Loan
and CC
cash Credit Demand loan Bank
Guarantee 2
what is the validity period of credit card under weaver credit card
scheme?
2 years 4 years 3 years 1 years 5 years
3
what is the procesing fe under weaver credit card scheme? 0.25% 0.50% 1.00% 1.25% Nil 5
Maximum loan that may be sanctioned under Auto Clean for
conversion of petrol operated auto rickshaws to CNG/LPG operated
vehicles is..
` 10000 ` 20000 ` 25000 ` 50000 ` 100000
3
Maximum Loan amount that may be sanctioned in Construction
Equipment Loan (CEL) JCB India scheme is `
..
100.00 lacs 25.00 lacs 50.00 lacs 500.00 lacs 750.00 lacs
1
In case of buyers already having more than 9 JCB machines, then
margin requirement in Construction Equipment Loan- JCB India
scheme is
5% 10% 15% 20% 25%
1
Maximum loan that can be sanctioned to corporate at metro centre
under doctor plus scheme is `..
1.00 crore 10.00 crore 2.00 crore 5.00 crore 25.00 crore
2
The validity of sanction in the case of Traders Easy Loan (TEL) is
_______ years.
1 2 3 4 5 2
Under Express Vendor Discount Scheme (EVDS) the sanctioned limit
is generally valid for a period of ________years.
4 3 2 1 6 months. 4
Under SBI Shoppe Plus Scheme two accounts will be opened with
_____________ facility.
Both Cash
Credit A/cs
Both Term
Loan A/cs
One Cash
Credit One
Term Loan
A/c
Both 1 & 2
above.
All 1, 2 & 3
above.
2
Which type of unit can get assistence under Dal Mill Plus Scheme? Profit
making
existing Dal
mill units.
Profit making
existing Dal
mill units with
CRA rating
of SB6 &
above.
Profit making
existing Dal
mill units
with CRA
rating of SB5
& above.
Profit making
existing Dal
mill units with
CRA rating of
SB4 & above.
Profit making
existing Dal
mill units with
CRA rating of
SB3 & above.
4
The Open Term Loan for services sector can be availed for
..
expansion /
modernisatio
n
substitution
of high cost
debt of other
banks / FIs
Upgradation
of
technology
Acquisition of
software,
hardware,
consumables,
All 1, 2 & 3
above.
5
Existing SSI, C&I units and exporting units may avail limit under
Standby Line Of Credit only if rated ________.
SB7 or
above.
SB8 or
above.
SB 9 or
above.
SB 10 or
above.
SB 11 or
above.
1
Under Swarojgar Credit Card the term loan component may be
repaid in installments within ______years.
1 2 3 4 5 5
Any unit for availing limit under SME Credit Card must get _____
score (out of 60).
36 40 50 55 60 1
What is the full form of CGTMSE? Credit
Guarantee
Trust for
Micro &
Small
Enterprises
Credit
Guarantee
Team for
Micro &
Small
Enterprises
Credit
Guarantee
Fund To
Micro &
Small
Enterprises
Credit
Guarantee
Total Fund
for Micro &
Small
Enterprises
Credit
Guarantee
Fund Trust for
Micro & Small
Enterprises
5
Which of the parameter is not defined in Credit Scoring Model under
SME Smart Score?
Business
Score
Greenfield
Ventures
Collateral
Conditions
Value
statement
Personal 4
SME customers can issue Multi City Cheque (MCC) for a maximum
amount of Rs.______ lacs.
Rs.2.00 lacs Rs.10.00
lacs
Rs.5.00 lacs Rs.3.00 lacs Rs.2.00 lacs 2
Surabhi Deposit Account can be opened in _________ branches. Only
branches
having SME
business.
Only
branches
having SME
& C& I
business.
Only
branches
having Agri
business.
Only
Specialised
business
branches.
All branches.
5
Which of the facility is not provided under SME Sahaj Current
account ?
provide
basic
banking
facility to the
low profile
business
community.
Drawings per
cheque is
limited to
Rs.15,000/-
Each
cheque.
Cash
withdrawal is
permitted up
to Rs.15000/-
at the cash
counter at
the branch.
The account
holder may
withdraw
cash up to
permissible
limit of
Rs.15,000/-
through ATM.
None of the
above.
3
What is the full form of SBI- SMILE ? Small and
Micro
Interest-free
Loan for
Enterprises
Small and
Medium
Interest-free
Loan for
Enterprises
Small and
Micro
Interest-free
Limit For
Enterprises
Small and
Medium
Interest-free
Loan as
Equity
Small and
Micro Interest-
free Loan as
Equity
5
Power Jyoti Current account is opened__________ To provide
collection
facility for
institutions
Usual fee
collection for
educational
institutions
Competitive
examination
fee collection
Donor
collections for
charitable
organisations
All of the
above.
5
Bank has statred to finance franchisees of _______for setting up
clinics for Diagnostics, Preventive health checks, a 24 hour phamacy.
Apollo
Health.
Lifestyle Ltd Reliance
Health Care
Both 1 & 2
above.
None of the
above.
4
What is the min/max amount that can be given to eligible borrowers
under Artisen Credit Card.
Min. No
celling / &
Max Rs.2.00
lakhs
Min
Rs.25000/ &
Max Rs.2.00
lakhs
Min Rs.5000/
& Max
Rs.5.00
lakhs
Min
Rs.10000/ &
Max Rs.2.00
lakhs
None of the
above.
1
A limit sanctioned under SMECC may be annually reviewed only if the
credit summation in the account should not less than _________% of
projected turn oveer.
40% 45% 50% 60% 75% 3
The validity of sanction is _______ years in the case of Traders Easy
Loan (TEL) subject to annual review.
2 3 4 5 None of the
above.
1
What is the margin to be taken for financing above Rs.25000/- under
Artisen Credit Card.
10% 15% 20% 25% 30% 4
A limit sanctioned under SME Credit Plus (in Rice Mill Plus scheme)
can be availed for a maximum period of ______ months.
2 3 4 5 6 5
Point out the name of the scheme available for C & I units & exporting
units similar with SME Credit Plus.
SMECC SMESS SLC CGTMSE TEL 3
What is minimum & maximum amount that can be sanction under
Construction Equipment Loan-JCB Machines?
Min.
Rs.10.00
lakhs / &
Max
Rs.50.00
lakhs
Min.
Rs.15.00
lakhs / &
Max
Rs.50.00
lakhs
Min.
Rs.10.00
lakhs / &
Max
Rs.100.00
lakhs
Min. Rs.15.00
lakhs / & Max
Rs.100.00
lakhs
Min. Rs.25.00
lakhs / & Max
Rs.100.00
lakhs
4
What is minimum & maximum amount that can be sanction under
SME- Construction Equipment Loan in places other then Metros,
Hyderabad and Bangaloru?
Min.
Rs.10.00
lakhs / &
Max Rs.5.00
Crore
Min.
Rs.15.00
lakhs / &
Max Rs.5.00
Crore.
Min.
Rs.10.00
lakhs / &
Max
Rs.25.00
Crore.
Min. Rs.15.00
lakhs / & Max
Rs.25.00
Crore.
Min. Rs.25.00
lakhs / & Max
Rs.25.00
Crore.
5