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6/4/2008

Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 1


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 2


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 3


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 4


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 5


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 6


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 7


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 8


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 9


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 10


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 11


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 12


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 13


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 14


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 15


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 16


6/4/2008
Confidential Executive Summary and Business Plan

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aE -3'!;&%%&<'%X#!);","*7!*&!%'$)7!*3'!,&)2!<",,!('$'2(!+$&2!*3'!;&%%&<'%X#!:"2)2="),!
=&2("*"&2#!<3"=3!=&+,(!=3)25'!&D'%!*"0'E!

bE -3'%'!)%'!5'2'%),!%"#H#!)##&=")*'(!<"*3!%'),!'#*)*'!"2D'#*0'2*#!"2=,+("25!5'2'%),!&%!
,&=),!'=&2&0"=!=&2("*"&2#9!2'"53;&%3&&(!D),+'#9!"2*'%'#*!%)*'#9!%'),!'#*)*'!*).!%)*'#9!
*3'!#+$$,7!&:!)2(!('0)2(!:&%!$%&$'%*"'#!&:!*3'!*7$'!"2D&,D'(9!*3'!);","*7!&:!*3'!
;&%%&<'%!*&!&;*)"2!2'='##)%7!),*'%2)*"D'!:"2)2="259!5&D'%20'2*),!%+,'#!)2(!)=*#!&:!
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@E Y':)+,*!;7!*3'!;&%%&<'%!=&+,(!"2*'%%+$*!7&+%!0&2*3,7!$)70'2*#E!S2('%!'.*%'0'!
=)#'#9!"*!0)7!;'!2'='##)%7!*&!:&%'=,&#'!&%!*)H'!&*3'%!)=*"&2#!*&!$%&*'=*!7&+%!
"2D'#*0'2*E!N*!"#!$&##";,'!:&%!*3'!*&*),!)0&+2*!%'=&D'%'(!+$&2!:&%'=,&#+%'!*&!;'!,'##!
*3)2!*3'!)0&+2*!&:!7&+%!*&*),!"2D'#*0'2*9!<"*3!%'#+,*"25!,&##!&:!=)$"*),!*&!*3'!
"2D'#*&%E!

eE N:!)!;&%%&<'%!:",'#!)!%'&%5)2"U)*"&2!&%!:+,,!"2#&,D'2=7!;)2H%+$*=79!*3'!:&%'=,&#+%'!
$%&='##!=&+,(!;'!#*),,'(E Even though Original loan documents will include
binding verbiage that substantiates CE’s policy that ANY loan account more than
65 days late; automatic foreclosure proceedings will be initiated.!!

<:%67%!$%A%$!*#!S(97?$);*)#/!3N$%%8%/*!0#?(8%/*6*)#/!(/0%$!7%;6$6*%!?#O%$!H)*B!
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3??$%0)*%0!>/O%7*#$!7()*69):)*+!$%'()$%8%/*7@!

Copyright 2008 CoreEquity, Inc. 17


6/4/2008
Confidential Executive Summary and Business Plan

YU34!"&!2--cS!.-,!>T!&Z32V34>T=!3!<-4&T4>32!4,VS4!X&&X!
>TZ&S4M&T4,,

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,

Copyright 2008 CoreEquity, Inc. 18


6/4/2008
Confidential Executive Summary and Business Plan

3XX>4>-T32!.-,MS!-.!"-2234&,32!

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Copyright 2008 CoreEquity, Inc. 19


6/4/2008
Confidential Executive Summary and Business Plan

4,VS4!X&&X!>TZ&S4M&T4S!4U34!"&!X-&S!T-4!-..&,!

-%+#*!Y''(#!<"*3&+*!-"*,'!N2#+%)2='9!T*&=H!6&LK$#9!J+%),!1%&$'%*79!"2=,+("25!%)<!,)2(9!
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,')#'!)2),7#"#!M<3'2!)$$,"=);,'O!

Copyright 2008 CoreEquity, Inc. 20


6/4/2008
Confidential Executive Summary and Business Plan

2-3T!S&,Z>">T=!IW!"#$%&'()*+!!4#!9%!B6/0:%0!9+!6!*B)$0!;6$*+!7(9!7%$O)?%$!!

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]+(50'2*#9!'*=E!"2!6F!JFK!WS^Y!N!)2(!#$,"*#!*3'#'!%'D'2+'#!<"*3!
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• 6&&%("2)*"&2!&:!,&)2!$)7&::!$%&='(+%'#!)2(!J'=&2D'7)2='#!

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'.$'%"'2='! "2! #'%D"="25! ,&)2#! <3"=3! "2=,+('#! '.$'%*"#'! "2\! #,&<! $)7"25! )==&+2*#9!
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6F!<",,!&::'%!"*#!"2D'#*&%#!C+)%*'%,7!%'$&%*"25!#+00)%"'#!&:!)27!#,&<!$)7!)==&+2*#!)2(!*3)*!
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)5'2=7E! Original loan documents will include binding verbiage that substantiates CE’s
policy that if ANY loan account becomes more than 65 days late; automatic foreclosure
proceedings will be initiated.!

Copyright 2008 CoreEquity, Inc. 21


6/4/2008
Confidential Executive Summary and Business Plan

"&!"-22&"4>-T!<,-"&XV,&S,,,!D#,:%,782;6%;,:+,^$;,.8$*+=!
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dE 3=3>T!<2&3S&!T-4&D!Original loan documents will include binding


verbiage that substantiates CE’s policy that ANY loan account more than 65 days
late; automatic foreclosure proceedings will be initiated.!

PE K2='!)!W&%'=,&#+%'!"#!#*)%*'(9!*3'!N2D'#*&%#!<",,!=&2*"2+'!*&!;'!2&*":"'(!&:!')=3!#*)5'!
&:!*3'!$%&='##!&2!)!C+)%*'%,7!;)#"#E!K:!=&+%#'!6FX#![)2)5'0'2*!*')0!<",,!;'!0&%'!
*3)2!3)$$7!*&!)##"#*!"2D'#*&%#!<"*3!$)%*"=+,)%!#*)*+#!%'$&%*#!+$&2!%'C+'#*!;7!'0)",!)*!
6&,,'=*"&2#n6&%'FC+"*7E2'*!!&%!;7!*','$3&2'!n!ALPddLPaaLdd@@!

Copyright 2008 CoreEquity, Inc. 22


6/4/2008
Confidential Executive Summary and Business Plan

\V&S4>-TS!3TX!3TSY&,S!3I-V4!"&1!=<!>T"@bS!.-,&"2-SV,&!
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Copyright 2008 CoreEquity, Inc. 23


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 24


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 25


6/4/2008
Confidential Executive Summary and Business Plan

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Copyright 2008 CoreEquity, Inc. 26


6/4/2008
Confidential Executive Summary and Business Plan

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!
\@!YB6*!6$%!]I%7*!M6*?B!>0%/*)*)%7^h,
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"2!*3'!ABBa!&%!,&)2!:",'E!
!
!

Copyright 2008 CoreEquity, Inc. 27


6/4/2008
Confidential Executive Summary and Business Plan

\@!U#H!)7!*B%!Z6:(%!SB)A*!?6:?(:6*%0h!
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!
!
!

Copyright 2008 CoreEquity, Inc. 28


6/4/2008
Confidential Executive Summary and Business Plan

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!
!
!
!
!
!

Copyright 2008 CoreEquity, Inc. 29


6/4/2008
Confidential Executive Summary and Business Plan

\@!U#H!0#%7!2#6/S6A%!8%67($%!*B%!86$`%*!_M6$`%*!S?#$%ah!
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!
!

Copyright 2008 CoreEquity, Inc. 30


6/4/2008
Confidential Executive Summary and Business Plan

,&-3T32W4>"Sb!4B)$0<6$*+!S?#$%?6$0!!
!
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