Sr. No.

Points
1 Introduction
2 Input fields & Validation required for CIBIL from CRM
3 Field required for translation before sending to CIBIL
3 Cibil request file Generation
4 Cibil Response file Generation
3 Receive fields from CIBIL.
4 Convert to XML
5 CIBIl Report Generation in PDF format
6 Aggregation fields for Applicant/Coapplicant/Gaurantor
7 Input fields required for BRE from CRM
8 Output Fields for BRE output
9 Exception/ Error Handling
10 Time Window
11 UnScheduled down time
12 Other requirements
Process
This document provides an overview of end-to-end CIBIL process to be developed
in CRMnext.
Start point - Input into CRMnext and the trigger specified in the Logic to Call Cibil
adapter.
End point - 1. Generation of CIBIL report in PDF Format
2. CIBIL data stored in XML format
3. Aggregation fields in XML / CRMnext fields
The fields required for reqest file to CIBIL are captured in the front end. Based on
the trigger mentioned in 'Logic to Call CIBIL adapter', the request to CIBIL will be
triggered. The list of fields in CRMnext to be mapped and the validations required
while creating request file is provided under col 'D'. Request file is generated for
Applicant if l_uid_no exist and the l_constitution_A = 'Individual'
Fields like gender and state codes to be trnaslated to CIBIL code. Please refer to the
hyperlink.
CIBIL adapter will generate the request file as specified in the TUEF guide
CIBIL will process the request file and generate response file
The response file received is read by CIBIL adapter.
The codes are translated to human readable fields and the response is converted
into XML format for future reference.
Kindly refer the previously provided format.
Aggregation of fields has to be provided. Please refer the hyperlink for details
Listed are the fields required for input in BRE. Please refer the hyperlink for details
Listed are the fields required for Output in BRE.Please refer the hyperlink for details
Three types of exceptions can happen
1. Our CIBIL Adapter/CIBIL Server not available (Unscheduled downtime)
2. Fatal Error - Refer to ERROR RECORD in the TUEF Guide
3. Error in segments in the response record as provided in the excel sheet
CIBIL services is availble for different periods based on the type of day. Please see
the hyperlink for details.
If the service is not available i.e. CIBIL service is down for some reason then how are
we going to handle the same.
1. The CIBIL call can be manual or it can be automated according to the logic
provided for individual and corporates.
2. User should be able to recall the CIBIL after error rectification as displayed in the
Enception/Error handling process above
Sheet
Logic to Call Cibil adapter.
List of Input fields to CRM
Fields to be translated
Product Team
CIBIL application
Product Team
Output field to be translated
Product Team
CIBIL Ouput Fields for Applica CIBIL Ouput Fields for Co-App CIBIL Ouput Fields for Guarant
All the field Input to BRE
Output Fields for BRE
Error in Segments
Time Window Details
CIBIL Output Fields for BRE with Logic
Prepared on :
Applies To:
Revised on :
Prepared by :
Version No :
Object for which the
Hook is required:
Hook Specifications:
Hook Firing
Condition:
Fields Information:
Requirement Template for Integration Job
Objective:
Layout Information:
Queries:
Note: Kindly find the attachment for Integration job for the same.
20-03-2013
Lead
BFL Team
v0.1
Lead
If Present City A/Permanent City A = City in CIBIL_CITY Master table && UID No
= 'Specified' & Constitution A = 'Individual' then trigger CIBIL for the Applicant
details considering the mapping provided in Input & Output field for Applicant
OR
If Present City A/Permanent City A = City in CIBIL_CITY Master table && UID NO
C = 'Specified' & Constitution C = 'Individual' then trigger CIBIL for the Co-
Applicant details considering the mapping provided in Input & Output field for Co-
Applicant.
OR
If Present City G/Permanent City G = City in CIBIL_CITY Master table && UID
NO G = 'Specified' & Constitution G = 'Individual' then trigger CIBIL for the Co-
Applicant details considering the mapping provided in Input & Output field for
Guarantor.
When Status Code = Login Authorisation & Dealer City = City in CIBIL_CITY
Master table
then on edit of record fire hook on save.
Display Field Name
UID No
UID No C
UID No G
Constitution A
Constitution C
Constitution G
Dealer City new
Present City A
Requirement Template for Integration Job
Objective:
Present City G
Present City C
Permanent City A
Permanent City C
Permanent City G
Employee City A
Employee City G
Employee City C
Layout Name
2W - Login
CV - Login
Queries:
Note: Kindly find the attachment for Integration job for the same.
Back
Table Name Field Name Field ID Object
l_uid_no SequenceNumber 1194 Lead
l_uid_no_C SequenceNumber Lead
l_uid_no_G SequenceNumber Lead
Constitution_A_l LookupWithId 1203 Lead
Constitution_C_l LookupWithId 2092 Lead
Constitution_G_l LookupWithId 2093 Lead
dealer_city_new_l Geography 2219 Lead
Present_City_A_l Geography 2035 Lead
Requirement Template for Integration Job
Objective:
Present_City_G_l Geography 2036 Lead
Present_City_C_l Geography 2182 Lead
Permanent_City_A_l Geography 1981 Lead
Permanent_City_C_l Geography 2012 Lead
Permanent_City_G_l Geography 2013 Lead
Employee_City_A_l Geography 2001 Lead
Employee_City_G_l Geography 2049 Lead
Employee_City_C_l Geography 1972 Lead
Layout ID
Queries:
Note: Kindly find the attachment for Integration job for the same.
Segment Tag TUEF
Version TUEF
Member Reference Number TUEF
Future Use TUEF
Enquiry Member User ID TUEF
Enquiry Password TUEF
Enquiry Purpose TUEF
Enquiry Amount TUEF
Future Use TUEF
Score Type TUEF
Output format TUEF
Response Size TUEF
Input/Output Media TUEF
Authentication
Method
TUEF
Segment Tag Name Segment(PN)
Name 1 Name Segment(PN)
Name 2 Name Segment(PN)
Name 3 Name Segment(PN)
Date of Birth Name Segment(PN)
Gender Name Segment(PN)
Segment Tag Identification Segment (ID)
ID Type Identification Segment (ID)
ID Number Identification Segment (ID)
ID Number Identification Segment (ID)
ID Number Identification Segment (ID)
ID Number Identification Segment (ID)
ID Number Identification Segment (ID)
ID Number Identification Segment (ID)
ID Number Identification Segment (ID)
CIBIL fields Segment
Segment Tag Telephone Segment (PT)
Telephone Segment (PT)
Telephone Segment (PT)
Telephone Segment (PT)
Telephone Segment (PT)
Telephone Segment (PT)
Telephone Extension Telephone Segment (PT)
Telephone Type Telephone Segment (PT)
Segment Tag Address Segment
Address Segment
Address Segment
Address Segment
Address Segment
Address Line 3 Address Segment
Address Line 4 Address Segment
Address Line 5 Address Segment
Address Segment
Address Segment
Address Segment
Address Segment
Address Category Address Segment
Residence Code Address Segment
State Code
Pincode
Telephone Number
Address Line 1
Address Line 2
Segment tag Account Number Segment(PI)
Account Number Account Number Segment(PI)
Length of Record End Segment(ES)
End Characters End Segment(ES)
TUEF
12
null
Member ID provided by CIBIL to BFL
Password provided by CIBIL to BFL
Please refer to the Account and Enquiry Type valuesin Appendix A.
null
01 = Requesting the CIBIL TransUnion Score (CIBILTUSCR) only
1
CC = CPU-to-CPU
N01
I01
CRMnext Field/Default Value
T01
A01
I01
ES05NNNNN
102**
CRMnext Field Internal Name
App Form No Sequence l_app_form_no_sequence
Amount Financed l_amount_financed
Lead First Name
Lead Middle Name
Lead Last Name
Birth Date
Gender A Gender_A_l
PAN/ TAN No A l_PAN/_TAN_No_A
Pass Port No A Passport_no_A_l
Voter ID A Voter_ID_A_l
Driving License A Driving_License_A_l
Ration Card No A Ration_Card_No_A_l
Aadhar No A Aadhar_No_A_l
Other A Other_A_l
Applicant Fields
Mobile No MobilePhone
Landline Phone
Landline OfficePhone
Permanent Landline A Permanent_Landline_A_l
Perm Mobile No A Perm_Mobile_No_A_l
Present Address1 A Present_Address1_A
Permanent Address1 A Permanent_Address1_A_l
Present Address2 A Present_Address2_A_l
Permanent Address2 A Permanent_Address2_A_l
Present State A Present_State_A_l
Permanent State A Permanent_State_A_l
Present Pincode A Present_Pincode_A_l
Permanent Pincode A Permanent_Pincode_A_l
Residence Status A Residence_Status_A_l
Account No l_account_no
Type Field ID CRMnext Field Internal Name Type
SequenceNumber 9
61 1207
System Field First Name C First_Name_C_l Text
System Field Middle Name C Middle_Name_C_l Text
System Field Last Name C Last_Name_C_l Text
System Field DOB/ Incorporation C DOB/_Incorporation_C Date
Key Pair 2394 Gender C Gender_C_l Key Pair
Text 1198 PAN/ TAN No C PAN/_TAN_No_C_l Text
Text Passport No C Passport_no_C_l Text
Text 1200 Voter ID C Voter_ID_C_l Text
Text 1199 Driving License C Driving_License_C_l Text
Text Ration Card No C Ration_Card_No_C_l Text
Text 1201 Aadhar No C Aadhar_No_C_l Text
Text 1699 Other C Other_C_l Text
Applicant Fields Co-Applicant fields
System System Mobile Number C Mobile_Number_C_l Phone
System System Landline C Landline_C_l Phone
System System C Emp Landline Emp_landline_c_l Phone
Phone 1983 Permanent Landline C Permanent_Landline_C_l Phone
Phone 1985 Perm Mobile No C Perm_Mobile_No_C_l Phone
Text 1988 Present Address1 C Present_Address1_C Text
Text 1978 Permanent Address1 C Permanent_Address1_C_l Text
Text 1991 Address2 C Address2_C_l Text
Text 1979 Permanent Address2 C Permanent_Address2_C_l Text
50 2031 Present State C Present_State_C_l 50
50 1980 Permanent State C Permanent_State_C_l 50
50 2038 Present Pincode C Present_Pincode_C_l 50
50 1982 Permanent Pincode C Permanent_Pincode_C_l 50
LookupWithId 1070 Residence Status C Residence_Status_C_l LookupWithId
Number 54
Field ID CRMnext Field Internal Name Type Field ID
1658 First Name G First_Name_G_l Text 1661
1659 Middle Name G Middle_Name_G_l Text 1662
1660 Last Name G Last_Name_G_l Text 1663
1671 DOB/ Incorporation G DOB/_Incorporation_G Date 1672
2395 Gender G Gender_G_l Key Pair 2396
1687 PAN/ TAN No G PAN/_TAN_No_G_l Text 1688
Passport No G Passport_no_A_l Text
1693 Voter ID G Voter_ID_G_l Text 1695
1690 Driving License G Driving_License_G_l Text 1691
Ration Card No G Ration_Card_No_G_l Text
1697 Aadhar No G Aadhar_No_G_l Text 1698
1700 Other G Other_G_l Text 1701
Co-Applicant fields Guarantor Fields
1680 Mobile Number G Mobile_Number_G_l Phone 1681
1684 Landline G Landline_G_l Phone 1685
1930 G Emp Landline Emp_landline_g_l Phone 1931
2016 Permanent Landline G Permanent_Landline_G_l Phone 2017
1969 Perm Mobile No G Perm_Mobile_No_G_l Phone 2103
1989 Present Address1 G Present_Address1_G Text 1990
2008 Permanent Address1 G Permanent_Address1_G_l Text 2014
1992 Address2 G Address2_G_l Text 1993
2009 Permanent Address2 G Permanent_Address2_G_l Text 2015
1183 Present State G Present_State_G_l 50 2033
2010 Permanent State G Permanent_State_G_l 50 2011
2254 Present Pincode G Present_Pincode_G_l 50 2039
2019 Permanent Pincode G Permanent_Pincode_G_l 50 2020
1321 Residence Status G l_Residence_Status_G_l LookupWithId 2085
Back
F= Female
M=Male
If multiple ID segments are to be
provided the first segment contains
I01, the second contains I02 and so
on up to I08.
Possible values are:
01 = Income Tax ID Number (PAN)
02 = Passport Number
03 = Voter ID Number
04 = Drivers License Number
05 = Ration Card Number
06 = Universal ID Number (UID)
07 = Additional ID #1
08 = Additional ID #2
Validations Values in CRMnext
If multiple PT segments are to be
provided, the first segment contains
T01, the second contains T02 and so
on.
Must contain the value A01. If two PA
segments are entered, the first segment
(Current Address) must contain A01,
and the second segment (Permanent
Address) must contain A02 in this
field. If no Current Address is
available, then the Permanent Address
should be entered twice.
Valid values are:
01 = Permanent
Address
02 = Residence
Address
03 = Office Address
04 = Not Categorized
Invalid value will be
defaulted to 04.
Valid values are:
01 = Owned
02 = Rented
Must contain the value I01. If two,
three, or four account segments are
entered, the first segment tag must
contain I01, second must contain I02,
the third I03, and the fourth I04.
Must contain the value ES05NNNNN, where
NNNNN is
the total length of the Enquiry Record (including
the End
Segment (ES)), left-padded with zeros.
Name Segment(PN) M
F
Account Number Segment(PI) As provided by 'STATE
table' in CRMnext
Account Number Segment(PI) As provided by 'STATE
table in CRMnext
Address Segment
Address Category
Telephone Segment (PT)
Telephone Type
State Code
CIBIL fields CIBIL Segment Tag
Gender
Field Value in CRMnext
Identification Segment (ID)
ID Type
CRMnext Field Internal Name Type Field ID
1
Gender A Gender_A_l Key Pair 2394
2
As provided in APPENDIX C
Present State A Present_State_A_l 50 2031
As provided in APPENDIX C
Permanent State A Permanent_State_A_l 50 1980
Applicant Fields Translated Value in CIBIL Request
CRMnext Field Internal Name Type Field ID CRMnext Field
Gender C Gender_C_l Key Pair 2395 Gender G
Present State C Present_State_C_l 50 1183 Present State G
Permanent State C Permanent_State_C_l 50 2010 Permanent State G
Co-Applicant fields Guarantor Fields
Internal Name Type Field ID
Gender_G_l Key Pair 2396
F= Female
M=Male
Present_State_G_l 50 2033
Permanent_State_G_l 50 2011
Valid values are:
01 = Permanent
Address
02 = Residence
Address
03 = Office Address
04 = Not Categorized
Invalid value will be
defaulted to 04
Types are:
00 = Unknown type /
free format.
01 = Mobile Phone
02 = Home Phone
03 = Office Phone
Guarantor Fields Values in CRMnext
Indicates the type of
ID.
Possible values are:
01 = Income Tax ID
Number (PAN)
02 = Passport
Number
03 = Voter ID
Number
04 = Drivers License
Number
05 = Ration Card
Number
06 = Universal ID
Number (UID)
07 = Additional ID #1
08 = Additional ID #2
Back
1. State has to be translated according to master provided for CIBIL state in APPENDIX C
2. Pincode has to be validated according to the validations provided in APPENDIX D in CIBIL
guide
1. State has to be translated according to master provided for CIBIL state in APPENDIX C
2. Pincode has to be validated according to the validations provided in APPENDIX D in CIBIL
guide
If Present_Address1_A ='Specified' then Address Category=' Residence Address'
If Permanent_Address1_A_l ='Specified' then Address Category='Permanent Address'
If Present_Address1_C ='Specified' then Address Category=' Residence Address'
If Permanent_Address1_C_l ='Specified' then Address Category='Permanent Address'
If Present_Address1_G ='Specified' then Address Category=' Residence Address'
If Permanent_Address1_G_l ='Specified' then Address Category='Permanent Address'
If MobilePhone = ' Specified' then Telephone Type ='Mobile Phone'
If Mobile_Number_C_l= ' Specified' then Telephone Type ='Mobile Phone'
If Mobile_Number_G_l = ' Specified' then Telephone Type ='Mobile Phone'
If Perm_Mobile_No_A_l = ' Specified' then Telephone Type ='Mobile Phone'
If Perm_Mobile_No_C_l = ' Specified' then Telephone Type ='Mobile Phone'
If Perm_Mobile_No_G_l = ' Specified' then Telephone Type ='Mobile Phone'
If Phone = ' Specified' then Telephone Type ='Home Phone'
If Landline_C_l= ' Specified' then Telephone Type ='Home Phone'
If Landline_G_l = ' Specified' then Telephone Type ='Home Phone'
If Permanent_Landline_A_l= ' Specified' then Telephone Type ='Home Phone'
If Permanent_Landline_C_l = ' Specified' then Telephone Type ='Home Phone'
If Permanent_Landline_G_l = ' Specified' then Telephone Type ='Home Phone'
Logic
If l_PAN/_TAN_No_A='Is Specified' then ID type='Income Tax ID Number (PAN)'
If Passport_no_A_l='Is Specified' then ID type='Passport Number'
If Voter_ID_A_l ='Is Specified' then ID type='Voter ID Number'
If Driving_License_A_l ='Is Specified' then ID type='Drivers License Number'
If Ration_Card_No_A_l ='Is Specified' then ID type='Ration Card Number'
If Aadhar_No_A_l ='Is Specified' then ID type='Universal ID Number (UID)'
If Other_A_l ='Is Specified' then ID type='Additional ID #1'
If PAN/_TAN_No_C_l='Is Specified' then ID type='Income Tax ID Number (PAN)'
If Passport_no_C_l='Is Specified' then ID type='Passport Number'
If Voter_ID_C_l ='Is Specified' then ID type='Voter ID Number'
If Driving_License_C_l ='Is Specified' then ID type='Drivers License Number'
If Ration_Card_No_C_l ='Is Specified' then ID type='Ration Card Number'
If Aadhar_No_C_l ='Is Specified' then ID type='Universal ID Number (UID)'
If Other_C_l ='Is Specified' then ID type='Additional ID #1'
If l_PAN/_TAN_No_G='Is Specified' then ID type='Income Tax ID Number (PAN)'
If Passport_no_G_l='Is Specified' then ID type='Passport Number'
If Voter_ID_G_l ='Is Specified' then ID type='Voter ID Number'
If Driving_License_G_l ='Is Specified' then ID type='Drivers License Number'
If Ration_Card_No_G_l ='Is Specified' then ID type='Ration Card Number'
If Aadhar_No_G_l ='Is Specified' then ID type='Universal ID Number (UID)'
If Other_G_l ='Is Specified' then ID type='Additional ID #1'
Display name Label
CIBIL Score-A CIBIL Score-A
OD CC Non CC cou
OverdueAccountsCount
Total Overdue CC & Non
CC Account Quali Count-
A
OD CC Non CC Amt-A TotalOverdueAmount
Total Overdue CC & Non
CC Account Quali Total
Amt-A
OD CC Nn CC Max At-A MaxTotalAmountCCandNonCC
Total Overdue CC & Non
CC Account Quali Max
Amt-A
OD CC Non CC MaxDP-A
Total Overdue CC & Non
CC Account Max DPD-A
OD CC Count-A OverdueCCAccountsCount
Overdue CC Account
Quali Count-A
OD CC Amt-A TotalOverdueCCAccountsAmount
Overdue CC Account
Quali Total Amt-A
OD CC Max Amt-A MaxOverdueCCAccountsAmount
Overdue CC Account
Quali Max Amt-A
OD CC Max DPD-A MaxOverDueDDPCCAccountAmount
Overdue CC Account
Max DPD-A
OD Non-CC Count-A OverdueNonCCAccountsCount
Overdue Non-CC
Account Quali Count-A
OD Non-CC Amt-A TotalOverdueNonCCAccountsAmount
Overdue Non-CC
Account Quali Total Amt-
A
OD Non-CC Max Amt-A MaxOverdueNonCCAccountsAmount
Overdue Non-CC
Account Quali Max Amt-
A
OD Non-CC Max DPD-A MaxOverDueDDPNonCCAccountAmount
Overdue Non-CC
Account Max DPD-A
WO CC Non CC cou-A WrittenOffAccountsCount
Total Written Off CC &
Non CC Account Quali
Count-A
WO CC Non CC Amt-A TotalWrittenOffAccountsAmount
Total Written Off CC &
Non CC Account Quali
Total Amt-A
WO CC Nn CC Max At-A MaxWrittenOffAccountsAmount
Total Written Off CC &
Non CC Account Quali
Max Amt-A
WO CC Non CC MaxDP-A TotalWrittenOffCCandNonCCDPDMax
Total Written Off CC &
Non CC Account Max
DPD-A
WO CC Count-A WrittenOffCCAccountsCount
Written Off CC Account
Quali Count-A
WO CC Amt-A TotalWrittenOffCCAccountsAmount
Written Off CC Account
Quali Total Amt-A
WO CC Max Amt-A MaxWrittenOffCCAccountAmount
Written Off CC Account
Quali Max Amt-A
WO CC MaxDP-A MaxWrittenOffDDPCCAccountAmount
Written Off CC Account
Max DPD-A
WO Non-CC Count-A WrittenOffNonCCAccountsCount
Written Off Non-CC
Account Quali Count-A
WO Non-CC Amt-A TotalWrittenOffNonCCAccountsAmount
Written Off Non-CC
Account Quali Total Amt-
A
WO Non-CC Max Amt-A MaxWrittenOffNonCCAccountAmount
Written Off Non-CC
Account Quali Max Amt-
A
WO Non-CC MaxDP-A MaxWrittenOffDDPNonCCAccountAmount
Written Off Non-CC
Account Max DPD-A
Max Cls dt less 3 -A AnyClosureDateLessthen3year
Max Closure date is less
than 3 years
Max Cls dt more 3 -A AnyClosureDateMorethen3year
Max Closure date is
more than 3 years
WO OD Settled-A WO_ODSettledStatus
WO OD Settled Status
InternalLabel Type FieldId
l_CIBIL Score_a BigInt 1334
l_total_Overdue_cc_and_non-
cc_Qualified_Count-A
Number
2572
l_total_Overdue_cc_and_non-
cc_Qualified_total_Amt-A
Default
Amount
2575
l_total_Overdue_cc_and_non-
cc_Qualified_Max_Amt-A
Default
Amount
2576
l_total_Overdue_cc_and_non-
cc_account_max_DPD-A
Number
2587
l_Overdue_cc_Qualified_Count-A Number
2588
l_Overdue_cc_Qualified_total_Amt-A Default
Amount 2589
l_Overdue_cc_Qualified_Max_Amt-A Default
Amount 2590
l_Overdue_cc_account_max_DPD-A Number
2591
l_Overdue_non-cc_Qualified_Count-A Number
2592
l_Overdue_non-cc_Qualified_total_Amt-A Default
Amount
2593
l_Overdue_non-cc_Qualified_Max_Amt-A Default
Amount
2594
l_Overdue_non-cc_account_max_DPD-A Number
2595
l_total_Written_off_cc_and_non-
cc_Qualified_Count-A
Number
2596
l_total_Written_off_cc_and_non-
cc_Qualified_total_Amt-A
Default
Amount
2567
l_total_Written_off_cc_and_non-
cc_Qualified_Max_Amt-A
Default
Amount
2598
l_total_Written_off_cc_and_non-
cc_account_max_DPD
Number
2599
l_Written Off_cc_Qualified_Count-A Number
2600
l_Written Off_cc_Qualified_total_Amt-A Default
Amount
2601
l_Written Off_cc_Qualified_Max_Amt-A Default
Amount
2602
l_Written Off_cc_account_max_DPD-A Number
2603
l_Written Off_non-cc_Qualified_Count-A Number
2604
l_Written Off_non-cc_Qualified_total_Amt-A Default
Amount
2605
l_Written Off_non-cc_Qualified_Max_Amt-A Default
Amount
2606
l_Written Off_non-cc_account_max_DPD-A Number
2607
max_cl_dt_less3 Picklist 2608
max_cl_dt_more3 Picklist 2609
wo_od_settled_status Picklist 2610
Logic
Sum of l_Overdue_cc_Qualified_Count-A + l_Overdue_non-cc_Qualified_Count-A
Sum of l_Overdue_cc_Qualified_total_Amt-A + l_Overdue_non-cc_Qualified_total_Amt-A
Sum of l_Overdue_cc_Qualified_Max_Amt-A + l_Overdue_non-cc_Qualified_Max_Amt-A
Sum of l_Overdue_cc_account_max_DPD-A + l_Overdue_non-cc_account_max_DPD-A
Equals Total Count of No of Accounts for (Status = 'Overdue' && Account Type = 'CC' && )
Equals Total Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'CC' && )
Eqauls Account with Max DPDs for (Status = 'Overdue' && Account Type = 'CC' && )
Equals Total Count of No of Accounts for (Status = 'Overdue' && Account Type = 'Non-CC' && )
Equals Total Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'Non-CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'Non-CC' && )
Eqauls Account with Max DPDs for (Status = 'Overdue' && Account Type = 'Non-CC' && )
Sum of l_Written Off_cc_Qualified_Count-A + l_Written Off_non-Ac_Qualified_Count-A
Sum of l_Written Off_cc_Qualified_total_Amt-A + l_Written Off_non-Ac_Qualified_total_Amt-A
Sum of l_Written Off_cc_Qualified_Max_Amt-A + l_Written Off_non-Ac_Qualified_Max_Amt-A
Sum of l_Written Off_cc_account_max_DPD-A + l_Written Off_non-Ac_account_max_DPD-A
Equals Total Count of No of Accounts for (Status = 'Written Off' && Account Type = 'CC' && )
Equals Total Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'CC' && )
Eqauls Account with Max DPDs for (Status = 'Written Off' && Account Type = 'CC' && )
Equals Total Count of No of Accounts for (Status = 'Written Off' && Account Type = 'Non-CC' && )
Equals Total Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'Non-CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'Non-CC' && )
Eqauls Account with Max DPDs for (Status = 'Written Off' && Account Type = 'Non-CC' && )
Closure date less than 3 years then make flag as yes
Closure date more than 3 years
Any track with WO or OD or settled status then make flag as Yes
Back
Yes
No
Yes
No
Yes
No
Label InternalLabel Type FieldId
CIBIL Score-C l_CIBIL Score_C BigInt 1335
Total Overdue CC & Non
CC Account Quali Count-
C
l_total_Overdue_cc_and_non-
cc_Qualified_Count-C
Number
Total Overdue CC & Non
CC Account Quali Total
Amt-C
l_total_Overdue_cc_and_non-
cc_Qualified_total_Amt-C
Default
Amount
Total Overdue CC & Non
CC Account Quali Max
Amt-C
l_total_Overdue_cc_and_non-
cc_Qualified_Max_Amt-C
Default
Amount
Total Overdue CC & Non
CC Account Max DPD-C
l_total_Overdue_cc_and_non-
cc_account_max_DPD-C
Number
Overdue CC Account
Quali Count-C
l_Overdue_cc_Qualified_Count-C Number
Overdue CC Account
Quali Total Amt-C
l_Overdue_cc_Qualified_total_Amt-C Default
Amount 410
Overdue CC Account
Quali Max Amt-C
l_Overdue_cc_Qualified_Max_Amt-C Default
Amount
Overdue CC Account
Max DPD-C
l_Overdue_cc_account_max_DPD-C Number
1231
Overdue Non-CC
Account Quali Count-C
l_Overdue_non-cc_Qualified_Count-C Number
Overdue Non-CC
Account Quali Total Amt-
C
l_Overdue_non-cc_Qualified_total_Amt-C Default
Amount
Overdue Non-CC
Account Quali Max Amt-
C
l_Overdue_non-cc_Qualified_Max_Amt-C Default
Amount
Overdue Non-CC
Account Max DPD-C
l_Overdue_non-cc_account_max_DPD-C Number
Total Written Off CC &
Non CC Account Quali
Count-C
l_total_Written_off_cc_and_non-
cc_Qualified_Count-C
Number
Total Written Off CC &
Non CC Account Quali
Total Amt-C
l_total_Written_off_cc_and_non-
cc_Qualified_total_Amt-C
Default
Amount
Total Written Off CC &
Non CC Account Quali
Max Amt-C
l_total_Written_off_cc_and_non-
cc_Qualified_Max_Amt-C
Default
Amount
Total Written Off CC &
Non CC Account Max
DPD-C
l_total_Written_off_cc_and_non-
cc_account_max_DPD-C
Number
Written Off CC Account
Quali Count-C
l_Written Off_cc_Qualified_Count-C Number
Written Off CC Account
Quali Total Amt-C
l_Written Off_cc_Qualified_total_Amt-C Default
Amount
Written Off CC Account
Quali Max Amt-C
l_Written Off_cc_Qualified_Max_Amt-C Default
Amount
Written Off CC Account
Max DPD-C
l_Written Off_cc_account_max_DPD-C Number
Written Off Non-CC
Account Quali Count-C
l_Written Off_non-cc_Qualified_Count-C Number
Written Off Non-CC
Account Quali Total Amt-
C
l_Written Off_non-cc_Qualified_total_Amt-C Default
Amount
Written Off Non-CC
Account Quali Max Amt-
C
l_Written Off_non-cc_Qualified_Max_Amt-C Default
Amount
413
Written Off Non-CC
Account Max DPD-C
l_Written Off_non-cc_account_max_DPD-C Number
Max Closure date is less
than 3 years
max_cl_dt_less3 Picklist
Max Closure date is
more than 3 years
max_cl_dt_more3 Picklist
WO OD Settled Status wo_od_settled_status Picklist
Logic
Sum of l_Overdue_cc_Qualified_Count-C + l_Overdue_non-cc_Qualified_Count-C
Sum of l_Overdue_cc_Qualified_total_Amt-C + l_Overdue_non-cc_Qualified_total_Amt-C
Sum of l_Overdue_cc_Qualified_Max_Amt-C + l_Overdue_non-cc_Qualified_Max_Amt-C
Sum of l_Overdue_cc_account_max_DPD-C + l_Overdue_non-cc_account_max_DPD-C
Equals Total Count of No of Accounts for (Status = 'Overdue' && Account Type = 'CC' && )
Equals Total Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'CC' && )
Eqauls Account with Max DPDs for (Status = 'Overdue' && Account Type = 'CC' && )
Equals Total Count of No of Accounts for (Status = 'Overdue' && Account Type = 'Non-CC' && )
Equals Total Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'Non-CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'Non-CC' && )
Eqauls Account with Max DPDs for (Status = 'Overdue' && Account Type = 'Non-CC' && )
Sum of l_Written Off_cc_Qualified_Count-C + l_Written Off_non-cc_Qualified_Count-C
Sum of l_Written Off_cc_Qualified_total_Amt-C + l_Written Off_non-cc_Qualified_total_Amt-C
Sum of l_Written Off_cc_Qualified_Max_Amt-C + l_Written Off_non-cc_Qualified_Max_Amt-C
Sum of l_Written Off_cc_account_max_DPD + l_Written Off_non-cc_account_max_DPD-C
Equals Total Count of No of Accounts for (Status = 'Written Off' && Account Type = 'CC' && )
Equals Total Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'CC' && )
Eqauls Account with Max DPDs for (Status = 'Written Off' && Account Type = 'CC' && )
Equals Total Count of No of Accounts for (Status = 'Written Off' && Account Type = 'Non-CC' && )
Equals Total Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'Non-CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'Non-CC' && )
Eqauls Account with Max DPDs for (Status = 'Written Off' && Account Type = 'Non-CC' && )
Closure date less than 3 years
Closure date more than 3 years
Any track with WO or OD or settled status then make flag as Yes
Back
Yes
No
Yes
No
Yes
No
Values
Label InternalLabel Type FieldId
CIBIL Score-G l_CIBIL Score_G BigInt 1335
Total Overdue CC & Non
CC Account Quali Count-
G
l_total_Overdue_cc_and_non-
Gc_Qualified_Count-G
Number
Total Overdue CC & Non
CC Account Quali Total
Amt-G
l_total_Overdue_cc_and_non-
Gc_Qualified_total_Amt-G
Default
Amount
Total Overdue CC & Non
CC Account Quali Max
Amt-G
l_total_Overdue_cc_and_non-
Gc_Qualified_Max_Amt-G
Default
Amount
Total Overdue CC & Non
CC Account Max DPD-G
l_total_Overdue_cc_and_non-
Gc_account_max_DPD-G
Number
Overdue CC Account
Quali Count-G
l_Overdue_cc_Qualified_Count-G Number
Overdue CC Account
Quali Total Amt-G
l_Overdue_cc_Qualified_total_Amt-G Default
Amount 410
Overdue CC Account
Quali Max Amt-G
l_Overdue_cc_Qualified_Max_Amt-G Default
Amount
Overdue CC Account
Max DPD-G
l_Overdue_cc_account_max_DPD-G Number
1231
Overdue Non-GC
Account Quali Count-G
l_Overdue_non-Gc_Qualified_Count-G Number
Overdue Non-GC
Account Quali Total Amt-
G
l_Overdue_non-Gc_Qualified_total_Amt-G Default
Amount
Overdue Non-GC
Account Quali Max Amt-
G
l_Overdue_non-Gc_Qualified_Max_Amt-G Default
Amount
Overdue Non-GC
Account Max DPD-G
l_Overdue_non-Gc_account_max_DPD-G Number
Total Written Off CC &
Non CC Account Quali
Count-G
l_total_Written_off_cc_and_non-
Gc_Qualified_Count-G
Number
Total Written Off CC &
Non CC Account Quali
Total Amt-G
l_total_Written_off_cc_and_non-
Gc_Qualified_total_Amt-G
Default
Amount
Total Written Off CC &
Non CC Account Quali
Max Amt-G
l_total_Written_off_cc_and_non-
Gc_Qualified_Max_Amt-G
Default
Amount
Total Written Off CC &
Non CC Account Max
DPD-G
l_total_Written_off_cc_and_non-
Gc_account_max_DPD-G
Number
Written Off CC Account
Quali Count-G
l_Written Off_cc_Qualified_Count-G Number
Written Off CC Account
Quali Total Amt-G
l_Written Off_cc_Qualified_total_Amt-G Default
Amount
Written Off CC Account
Quali Max Amt-G
l_Written Off_cc_Qualified_Max_Amt-G Default
Amount
Written Off CC Account
Max DPD-G
l_Written Off_cc_account_max_DPD-G Number
Written Off Non-GC
Account Quali Count-G
l_Written Off_non-Gc_Qualified_Count-G Number
Written Off Non-GC
Account Quali Total Amt-
G
l_Written Off_non-Gc_Qualified_total_Amt-G Default
Amount
Written Off Non-GC
Account Quali Max Amt-
G
l_Written Off_non-Gc_Qualified_Max_Amt-G Default
Amount
413
Written Off Non-GC
Account Max DPD-G
l_Written Off_non-Gc_account_max_DPD-G Number
Max Closure date is less
than 3 years
max_cl_dt_less3 Picklist
Max Closure date is
more than 3 years
max_cl_dt_more3 Picklist
WO OD Settled Status wo_od_settled_status Picklist
Logic
Sum of l_Overdue_cc_Qualified_Count-G + l_Overdue_non-Gc_Qualified_Count-G
Sum of l_Overdue_cc_Qualified_total_Amt-G + l_Overdue_non-Gc_Qualified_total_Amt-G
Sum of l_Overdue_cc_Qualified_Max_Amt-G + l_Overdue_non-Gc_Qualified_Max_Amt-G
Sum of l_Overdue_cc_account_max_DPD-G + l_Overdue_non-Gc_account_max_DPD-G
Equals Total Count of No of Accounts for (Status = 'Overdue' && Account Type = 'CC' && )
Equals Total Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'CC' && )
Eqauls Account with Max DPDs for (Status = 'Overdue' && Account Type = 'CC' && )
Equals Total Count of No of Accounts for (Status = 'Overdue' && Account Type = 'Non-GC' && )
Equals Total Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'Non-GC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Overdue' && Account Type = 'Non-GC' && )
Eqauls Account with Max DPDs for (Status = 'Overdue' && Account Type = 'Non-GC' && )
Sum of l_Written Off_cc_Qualified_Count-G + l_Written Off_non-Gc_Qualified_Count-G
Sum of l_Written Off_cc_Qualified_total_Amt-G + l_Written Off_non-Gc_Qualified_total_Amt-G
Sum of l_Written Off_cc_Qualified_Max_Amt-G + l_Written Off_non-Gc_Qualified_Max_Amt-G
Sum of l_Written Off_cc_account_max_DPD + l_Written Off_non-Gc_account_max_DPD-G
Equals Total Count of No of Accounts for (Status = 'Written Off' && Account Type = 'CC' && )
Equals Total Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'CC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'CC' && )
Eqauls Account with Max DPDs for (Status = 'Written Off' && Account Type = 'CC' && )
Equals Total Count of No of Accounts for (Status = 'Written Off' && Account Type = 'Non-GC' && )
Equals Total Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'Non-GC' && )
Eqauls Max Amount of No of Accounts for (Status = 'Written Off' && Account Type = 'Non-GC' && )
Eqauls Account with Max DPDs for (Status = 'Written Off' && Account Type = 'Non-GC' && )
Closure date less than 3 years
Closure date more than 3 years
Any track with WO or OD or settled status then make flag as Yes
Back
Yes
No
Yes
No
Yes
No
Sr. No. Segment Tag Segment Name Segment Type Position/Tag CIBIL Field Name Value
1 TUEF
TUEF
Response
Header Fixed
68 Subject Return
2 PN Name Variable 8 Gender
3 ID Identification Variable 1 ID Type
4 PT Telephone Variable 3 Telephone Type
5 EM** Employment 3 Occupation Code
6 EM** Employment 5
Net/Gross Income
Indicator
7 EM** Employment 6
Monthly/Annual
Income Indicator
8 SC** Score Variable 1 Score Card Name
9 PA Address Variable 8 Address Category
10 PA Address Variable 9 Residence Code
11 TL** Account Variable 5 Ownership Indicator
12 TL** Account Variable 28 Payment History 1
13 TL** Account Variable 32
Suit Filed / Wilful
Default
14 TL** Account Variable 33
Written-off and Settled
Status
15 TL** Account Variable 35 Type of Collateral
16 TL** Account Variable 44 Payment Frequency
17 TL
Details of Other
Live Accounts Variable 4 Account Group
18 TL
Details of Other
Live Accounts Variable 28 Payment History 1
19 TL
Details of Other
Live Accounts Variable 32
Suit Filed / Wilful
Default
20 TL
Details of Other
Live Accounts Variable 33
Written-off and Settled
Status
21 TL
Summary of
Closed Live
Accounts Variable 5 Live/Closed Indicator
Field Validations Back
Valid values are:0 = Not found
1 = Found
Values are:1 = Female 2 = Male
Values are:1= Income Tax ID Number (PAN)
2= Passport Number
3= Voter ID Number
4= Driver's License Number
5= Ration Card Number
6= Universal ID Number (UID)
7= Additional ID #1
8= Additional ID #2
Types are: 00 = Unknown type / free format.
01 = Mobile Phone
02 = Home Phone
03 = Office Phone
Codes are:01 = Salaried.
02 = Self Employed Professional.
03 = Self Employed
04 = Others
Values are :N = Gross Income
G = Net Income
Values are :M = Monthly
A = Annual
Values are:
01 for CIBILTUSCR
02 for PLSCORE
Values are:1= Permanent Address
2= Residence Address
3= Office Address
4= Not Categorized
Values are:1= Owned
2= Rented
Valid values are:
1 = Individual
2 = Authorised User (refers to
supplementary credit card holder)
3 = Guarantor
4 = Joint
The most recent 18 months of Payment
History. Each month displays the Number of
Days Past Due (NDPD)/Asset Classification
(AC) for that month. The first value in the
payment history string is the NDPD/AC, as of
the date reported in the Date Reported and
Certified field.
For accounts that are closed and where the
Date Closed field is provided, the first value in
the payment history string is the NDPD/AC, as
of the date reported in the Date Closed field.
If the value for a month is reported as XXX, it
means the Reporting Member did not report
data for that account for that particular month.
If, instead of NDPD, AC is reported, the
following values will be displayed:
STD = Standard
SMA = Special Mention Account
SUB = Substandard
DBT = Doubtful
LSS = Loss
XXX = Not Reported
Status are:
00 = No Suit Filed
01 = Suit filed
02 = Wilful default
03 = Suit filed (Wilful default)
Status are:
00 = Restructured Loan

01 = Restructured Loan (Govt. Mandated)
02 = Written-off
03 = Settled
04 = Post (WO) Settled
Values are:
00 = No Collateral
01 = Property
02 = Gold
03 = Shares
04 = Saving Account and Fixed Deposit
Values are :
1= Weekly
2= Fortnightly
3= Monthly
4= Quarterly
Values are:
98 = Secured
99 = Unsecured
Please refer to Appendix E for classification
of Account Type into Secured and Unsecured
Loans.
The most recent 18 months of Payment
History. Each month displays the Number of
Days Past Due (NDPD)/Asset Classification
(AC) for that month. The first value in the
payment history string is the NDPD/AC, as
of the date reported in the Date Reported and
Certified field.
For accounts that are closed and where the
Date Closed field is provided, the first value
in the payment history string is the
NDPD/AC, as of the date reported in the
Date Closed field.
If the value for a month is reported as XXX,
it means the Reporting Member did not
report data for that account for that particular
month.
If, instead of NDPD, AC is reported, the
following values will be displayed:
STD = Standard
SMA = Special Mention Account
SUB = Substandard
DBT = Doubtful
LSS = Loss
XXX = Not Reported
Status are:
00 = No Suit Filed
01 = Suit filed
02 = Wilful default
03 = Suit filed (Wilful default)
Status are:
00 = Restructured Loan
01 = Restructured Loan (Govt. Mandated)
02 = Written-off
03 = Settled
04 = Post (WO) Settled
Values are:
0 = Live Accounts
1 = Closed Accounts
Display Name Internal Name
EMI l_emi
Dedupe_Status AF a Dedupe_Status_AF_a_l
Sub Code Sub_Code_l
Income Proof A Income_Proof_A_l
ABB l_ABB
CIBIL Score-A l_CIBIL Score_a
Dedupe_Status CF a Dedupe_Status_CF_a_l
No Of Bouncing l_No_of_bouncing
Tenure l_tenure
Future EMI l_Future_EMI
Total number of vehicle (Exi. Vehicle + Proposed) total_number_of_vehicle_l
Total exposure total_exposure_l
No of Vehicles l_no_of_vehicles_applied
Amount Financed l_amount_financed
Scheme Type l_scheme_type
Residing Since A Residing_Since_A_l
Residing Since C Residing_Since_C_l
Land Holding- Own A Land_Holding-_Own_A_l
Crops per Year A Crops_per_Year_A_l
Land Holding- Lea A Land_Holding-_Lea_A_l
Residence Status A Residence_Status_A_l
Land Holding- Lea C Land_Holding-_Lea_C_l
Residence Status C Residence_Status_C_l
Co-Applicant Present Co-Applicant_Present_l
Guarantor Present Guarantor_Present_l
DOB/ Incorporation l_DOB/_Incorporation
DOB/ Incorporation C DOB/_Incorporation_C
DOB/ Incorporation G DOB/_Incorporation_G
LTV L_LTV
Repayment Mode l_repayment_mode
Primary Emp Type A Primary_Emp_Type_A_l
Primary Employment A Primary_Employment_A_l
Property Status A Property_Status_A_l
Segment prod_segment_l
Working Since A office_stability_a_l
Repayment from l_repayment_from
Primary Emp Type C Primary_Emp_Type_C_l
Total Income A Total_Income_A_l
Total Income C Total_Income_C_l
Present City A Present_City_A_l
Present City C Present_City_C_l
Rel with App C Rel_with_App_C_l
Account Vintage l_account_vintage
Residing Since A FI Residing_Since_A_l _FI_l
Working Since A FI office_stability_a_l_FI_l
Residing Since C FI Residing_Since_C _l_FI_l
Working Since C l_office_stability_c
Working Since C FI l_office_stability_c _FI_l
Primary Emp Type G Primary_Emp_Type_G_l
Residing Since G Residing_Since_G_l
Residing Since G FI Residing_Since_G_l_FI_l
Working Since G Working_Since_G_l
Working Since G FI l_office_stability_G_FI_l
Residence Status G l_Residence_Status_G_l
FI-Negative Reason l_Reason_for_Neg_FI
Property Status C Property_Status_C_l
FI-Negative Reason-C l_Reason_for_Neg_FI_c
Property Status G Property_Status_G_l
FI-Negative Reason-G l_Reason_for_Neg_FI_g
TPC TPC_l
TPC TPC_c_l
TPC TPC_g_l
Coapplicant Relation Relation_with_Co-applicant
CIBIL Status l_CIBIL_Status_a
Product Make Product Category
Dedupe Status-AF C Dedupe_Status_AF_C_l
Product ProductID
Landline No Phone
Business Landline No OfficePhone
Mobile Connection A Mobile_Connection_A_l
Constitution A Constitution_A_l
Dedupe_Status CF c Dedupe_Status_CF_c_l
No of Vehicles l_no_of_vehicles
Customer Type Customer_Type_l
TVR Status TVR_status_l
CIBIL Fields
CIBIL Score-A l_CIBIL Score_a
Total Overdue CC & Non CC Account Quali Count-A l_total_Overdue_cc_and_non-
cc_Qualified_Count-A
Total Overdue CC & Non CC Account Quali Total Amt-A l_total_Overdue_cc_and_non-
cc_Qualified_total_Amt-A
Total Overdue CC & Non CC Account Quali Max Amt-A l_total_Overdue_cc_and_non-
cc_Qualified_Max_Amt-A
Total Overdue CC & Non CC Account Max DPD-A l_total_Overdue_cc_and_non-
cc_account_max_DPD-A
Overdue CC Account Quali Count-A l_Overdue_cc_Qualified_Count-
A
Overdue CC Account Quali Total Amt-A l_Overdue_cc_Qualified_total_A
mt-A
Overdue CC Account Quali Max Amt-A l_Overdue_cc_Qualified_Max_A
mt-A
Overdue CC Account Max DPD-A l_Overdue_cc_account_max_DP
D-A
Overdue Non-CC Account Quali Total Amt-A l_Overdue_non-
cc_Qualified_total_Amt-A
Overdue Non-CC Account Quali Max Amt-A l_Overdue_non-
cc_Qualified_Max_Amt-A
Overdue Non-CC Account Max DPD-A l_Overdue_non-
cc_account_max_DPD-A
Total Written Off CC & Non CC Account Quali Count-A l_total_Written_off_cc_and_non-
cc_Qualified_Count-A
Total Written Off CC & Non CC Account Quali Total Amt-
A
l_total_Written_off_cc_and_non-
cc_Qualified_total_Amt-A
Total Written Off CC & Non CC Account Quali Max Amt-
A
l_total_Written_off_cc_and_non-
cc_Qualified_Max_Amt-A
Total Written Off CC & Non CC Account Max DPD-A l_total_Written_off_cc_and_non-
cc_account_max_DPD
Written Off CC Account Quali Count-A l_Written
Off_cc_Qualified_Count-A
Written Off CC Account Quali Total Amt-A l_Written
Off_cc_Qualified_total_Amt-A
Written Off CC Account Quali Max Amt-A l_Written
Off_cc_Qualified_Max_Amt-A
Written Off CC Account Max DPD-A l_Written
Off_cc_account_max_DPD-A
Written Off Non-CC Account Quali Count-A l_Written Off_non-
cc_Qualified_Count-A
Written Off Non-CC Account Quali Total Amt-A l_Written Off_non-
cc_Qualified_total_Amt-A
Written Off Non-CC Account Quali Max Amt-A l_Written Off_non-
cc_Qualified_Max_Amt-A
Written Off Non-CC Account Max DPD-A l_Written Off_non-
cc_account_max_DPD-A
Max Closure date is less than 3 years max_cl_dt_less3
Max Closure date is more than 3 years max_cl_dt_more3
CIBIL Score-C l_CIBIL Score_G
Total Overdue CC & Non CC Account Quali Count-C l_total_Overdue_cc_and_non-
cc_Qualified_Count-C
Total Overdue CC & Non CC Account Quali Total Amt-C l_total_Overdue_cc_and_non-
cc_Qualified_total_Amt-C
Total Overdue CC & Non CC Account Quali Max Amt-C l_total_Overdue_cc_and_non-
cc_Qualified_Max_Amt-C
Total Overdue CC & Non CC Account Max DPD-C l_total_Overdue_cc_and_non-
cc_account_max_DPD-C
Overdue CC Account Quali Count-C l_Overdue_cc_Qualified_Count-
C
Overdue CC Account Quali Total Amt-C l_Overdue_cc_Qualified_total_A
mt-C
Overdue CC Account Quali Max Amt-C l_Overdue_cc_Qualified_Max_A
mt-C
Overdue CC Account Max DPD-C l_Overdue_cc_account_max_DP
D-C
Overdue Non-CC Account Quali Count-C l_Overdue_non-
cc_Qualified_Count-C
Overdue Non-CC Account Quali Total Amt-C l_Overdue_non-
cc_Qualified_total_Amt-C
Overdue Non-CC Account Quali Max Amt-C l_Overdue_non-
cc_Qualified_Max_Amt-C
Overdue Non-CC Account Max DPD-C l_Overdue_non-
cc_account_max_DPD-C
Total Written Off CC & Non CC Account Quali Count-C l_total_Written_off_cc_and_non-
cc_Qualified_Count-C
Total Written Off CC & Non CC Account Quali Total Amt-
C
l_total_Written_off_cc_and_non-
cc_Qualified_total_Amt-C
Total Written Off CC & Non CC Account Quali Max Amt-
C
l_total_Written_off_cc_and_non-
cc_Qualified_Max_Amt-C
Total Written Off CC & Non CC Account Max DPD-C l_total_Written_off_cc_and_non-
cc_account_max_DPD-C
Written Off CC Account Quali Count-C l_Written
Off_cc_Qualified_Count-C
Written Off CC Account Quali Total Amt-C l_Written
Off_cc_Qualified_total_Amt-C
Written Off CC Account Quali Max Amt-C l_Written
Off_cc_Qualified_Max_Amt-C
Written Off CC Account Max DPD-C l_Written
Off_cc_account_max_DPD-C
Written Off Non-CC Account Quali Count-C l_Written Off_non-
cc_Qualified_Count-C
Written Off Non-CC Account Quali Total Amt-C l_Written Off_non-
cc_Qualified_total_Amt-C
Written Off Non-CC Account Quali Max Amt-C l_Written Off_non-
cc_Qualified_Max_Amt-C
Written Off Non-CC Account Max DPD-C l_Written Off_non-
cc_account_max_DPD-C
Max Closure date is less than 3 years max_cl_dt_less3
Max Closure date is more than 3 years max_cl_dt_more3
CIBIL Score-G l_CIBIL Score_G
Total Overdue CC & Non CC Account Quali Count-G l_total_Overdue_cc_and_non-
Gc_Qualified_Count-G
Total Overdue CC & Non CC Account Quali Total Amt-G l_total_Overdue_cc_and_non-
Gc_Qualified_total_Amt-G
Total Overdue CC & Non CC Account Quali Max Amt-G l_total_Overdue_cc_and_non-
Gc_Qualified_Max_Amt-G
Total Overdue CC & Non CC Account Max DPD-G l_total_Overdue_cc_and_non-
Gc_account_max_DPD-G
Overdue CC Account Quali Count-G l_Overdue_cc_Qualified_Count-
G
Overdue CC Account Quali Total Amt-G l_Overdue_cc_Qualified_total_A
mt-G
Overdue CC Account Quali Max Amt-G l_Overdue_cc_Qualified_Max_A
mt-G
Overdue CC Account Max DPD-G l_Overdue_cc_account_max_DP
D-G
Overdue Non-GC Account Quali Count-G l_Overdue_non-
Gc_Qualified_Count-G
Overdue Non-GC Account Quali Total Amt-G l_Overdue_non-
Gc_Qualified_total_Amt-G
Overdue Non-GC Account Quali Max Amt-G l_Overdue_non-
Gc_Qualified_Max_Amt-G
Overdue Non-GC Account Max DPD-G l_Overdue_non-
Gc_account_max_DPD-G
Total Written Off CC & Non CC Account Quali Count-G l_total_Written_off_cc_and_non-
Gc_Qualified_Count-G
Total Written Off CC & Non CC Account Quali Total Amt-
G
l_total_Written_off_cc_and_non-
Gc_Qualified_total_Amt-G
Total Written Off CC & Non CC Account Quali Max Amt-
G
l_total_Written_off_cc_and_non-
Gc_Qualified_Max_Amt-G
Total Written Off CC & Non CC Account Max DPD-G l_total_Written_off_cc_and_non-
Gc_account_max_DPD-G
Written Off CC Account Quali Count-G l_Written
Off_cc_Qualified_Count-G
Written Off CC Account Quali Total Amt-G l_Written
Off_cc_Qualified_total_Amt-G
Written Off CC Account Quali Max Amt-G l_Written
Off_cc_Qualified_Max_Amt-G
Written Off CC Account Max DPD-G l_Written
Off_cc_account_max_DPD-G
Written Off Non-GC Account Quali Count-G l_Written Off_non-
Gc_Qualified_Count-G
Written Off Non-GC Account Quali Total Amt-G l_Written Off_non-
Gc_Qualified_total_Amt-G
Written Off Non-GC Account Quali Max Amt-G l_Written Off_non-
Gc_Qualified_Max_Amt-G
Written Off Non-GC Account Max DPD-G l_Written Off_non-
Gc_account_max_DPD-G
Max Closure date is less than 3 years max_cl_dt_less3
Max Closure date is more than 3 years max_cl_dt_more3
WO OD Settled Status wo_od_settled_status
Data Type Field ID Back
Default Amount 1521
Picklist with Id 1332
Picklist with ID 2273
Picklist with ID 2186
Computed Field 891
BigInt 405
Picklist with ID 2261
Number 405
Range 1204
Computed 1188
Number 2357
Default Amount 2358
Number 17
Range 1207
Picklist with ID 12
Composite Computed 2238
Composite Computed 2242
Number 1976
Number 1949
Number 1975
Picklist with ID 1070
Number 2005
Picklist with ID 1321
Picklist with ID 1654
Picklist with ID 2143
Date 1195
Date 1671
Date 1672
Percentage 2257
Picklist with ID 45
Picklist with ID 417
Picklist with ID 2083
Picklist with ID 1318
Picklist with ID 2320
Composite Computed 2281
Picklist with ID 1065
Picklist with ID 2095
Computed 2264
Computed 2265
geography 2035
geography 2182
Picklist with ID 2337
Pick List with ID 52
Composite Computed 2339
Composite Computed 2340
Composite Computed 2341
Composite Computed 2284
Composite Computed 2342
Picklist with ID 2096
Composite Computed 2246
Composite Computed 2349
Composite Computed 2287
Composite Computed 2350
Picklist with ID 2085
Pick List with ID 2331
Picklist with ID 2021
Pick List with ID 2334
Picklist with ID 2024
Pick List with ID 2351
Picklist with ID 2325
Pick List with ID 2336
Pick List with ID 2352
Picklist with ID 47
Pick List with ID 2330
System
Picklist with ID 2259
System
System
System
Pick List with ID 1682
Picklist with ID 1203
Picklist with ID 2262
Number 17
Picklist With ID 1935
Pick List with ID 2344
BigInt 1334
Number
Default Amount
Default Amount
Number
Number
Default Amount
410
Default Amount
Number
1231
Default Amount
Default Amount
Number
Number
Default Amount
Default Amount
Number
Number
Default Amount
Default Amount
Number
Number
Default Amount
Default Amount
413
Number
Date
Date
BigInt 1335
Number
Default Amount
Default Amount
Number
Number
Default Amount
410
Default Amount
Number
1231
Number
Default Amount
Default Amount
Number
Number
Default Amount
Default Amount
Number
Number
Default Amount
Default Amount
Number
Number
Default Amount
Default Amount
413
Number
Date
Date
BigInt 1335
Number
Default Amount
Default Amount
Number
Number
Default Amount
410
Default Amount
Number
1231
Number
Default Amount
Default Amount
Number
Number
Default Amount
Default Amount
Number
Number
Default Amount
Default Amount
Number
Number
Default Amount
Default Amount
413
Number
Picklist
Picklist
Picklist
Display Name Internal Name Data Type Field ID Back
Deviation Mitigation l_Deviation_Mitigants Aggregation 2164
Level Of Deviation l_Level_Of_Deviation Picklist With ID 1052
Sr. No. Segment Tag Segment Name CIBIL Field Name
1 PN Name Date of Entry for Error Code
2 PN Name
Error Segment Tag
3 PN Name
Error Code
4 EM** Employment Date of Entry for Error Code
5 EM** Employment
Error Code
6 SC** Score
Error Code
7 TL** Account
Date of Entry for Error/Dispute Remarks
Code
8 TL** Account
Error/Dispute Remarks Code 1
9 TL** Account Error/Dispute Remarks Code 2
10 TL
Details of Other
Live Accounts
Date of Entry for Error Code
11 TL
Details of Other
Live Accounts
Error Code
12 TL
Details of Other
Live Accounts
Date of Entry for Error/Dispute Remarks
Code
13 TL
Details of Other
Live Accounts
Error/Dispute Remarks Code 1
14 TL
Details of Other
Live Accounts
Error/Dispute Remarks Code 2
Note: In case of Error, Display to user and what user can do.
Field Validations Back
Contains the date when the error code was entered. Format is DDMMYYYY.
Error segment tag registered within the error/dispute resolution process. This field will
contain a value of "ZZ" in case if This field will contain a value of "ZZ" in case if there are
errors/disputes across multiple segments or if there are no errors/disputes. Otherwise,
the segment tag as per TUDF Guide should be used (e.g. PA for the Address segment).
Error Code registered within the error/dispute resolution process.Refer to Appendix G for
list of codes.
Contains the date when the error code was entered. Format is DDMMYYYY.
Error Code registered within the error/dispute resolution process.
Refer to Appendix G for list of codes.
Values are:00000 = No Error
00001 = FID Not Found
00002 = Duplicate FID
00003 = Error related to Consumer Data Issue
00004 = Error related to Database Issue
00005 = Error during score calculation
Contains the date when the error/dispute
remarks codes were entered. Format is
DDMMYYYY.
Contains the date when the error code was
entered. Format is DDMMYYYY.
Error Code registered within the error/dispute
resolution process.
Refer to Appendix G for list of codes.
Contains the date when the error/dispute
remarks codes were entered. Format is
DDMMYYYY.
Contains up to 2 error/dispute remarks codes.
Refer to Appendix H for list of codes.
Contains up to 2 error/dispute remarks codes.
Refer to Appendix H for list of codes.
Sr. No Time Window Details Down time for CIBIL Server Back
1 Daily 9.30 am - 11.30 pm
2 1st & last sunday: 8.30pm -12.30 am
3 other sunday - 11 am - 9.30 pm
4 Festivals (Diwali, D 24/7
5 Frequency for retry - 30 mins (BFL to get back)