Вы находитесь на странице: 1из 20

A supplement to The Jewish Standard

and Rockland Jewish Standard Fall 2014


Fashion Home Design
Real Estate Dining
Other Karls Locations: Orange-557 Main Street Sparta- 10 Main Street
Sub-Zero and Wolf
Appliances are
Star K Certified
888-98-KARLS www.karlsappliance.com
Imagine yourself in the kitchen youve always wanted.
See every Sub-Zero and Wolf product in its natural environment at The Living Kitchen.
Make yourself at home. Get hands-on with the complete line of Sub-Zero and Wolf products
as you move from one full-scale kitchen vignette to the next. Once youve been inspired by
all that your new kitchen can be, our specialists will help you turn your dreams into reality.
Paramus
469 Route 17 South
Fairfield
65 Passaic Avenue
Madison
300 Main Street
East Brunswick (NEW!)
251 Route 18 South
at
SHARON MOSLEY
A
new season calls for an
appointment to polish
up those style skills and
update your work ward-
robe. With new fall trends
arriving in the stores and
online daily, its the perfect
time to rework those professional basics
that youve come to depend on day in
and day out... even if you work from
home. Here are some ways to put some
new life into your dress code for the
ofce:
Start with a suit. Yes, going matchy-
matchy is back, and that means the
two-piece suit is making a comeback.
How easy does that make getting
dressed every day? An elegant, classic
suit never fails. But just because youve
still got that go-to black suit hanging in
your closet, doesnt mean you just need
to throw on a white blouse and be out
the door. Instead, get creative. Youve
got a blank canvas.
Take apart the pieces. Wear a dark
pair of tailored jeans with your suit
jacket. Dressed-up jeans dont even
think about pulling out the ripped-up
ones can add a modern touch for
the offce. The high-waisted fares are a
great update this fall. You can also add a
pair of trendy culottes to give tted suit
jackets instant fashion appeal.
Think outside the jacket. A suit may
be the ultimate working girls friend, but
there are other ways to get more mile-
age out of suit skirts and trousers. Take
a cue from the boys and borrow a few of
their sartorial tricks. A vest paired with a
ruffed blouse or a cozy turtleneck will
give you a little more of a casual vibe,
but goes a long way in adding more of
the cool factor.
A cropped top or sweater is another
way to substitute some trendy style for
the traditional professional uniform
into your work wardrobe. The boxy, big-
shouldered looks are in this season, and
are a balancing counterpoint to slim
pencil skirts. For even more of an up-
to-the-moment look, try pairing shorter
tops with a midi skirt.
Add a dash of whimsy. Prints can do
wonders for perking up those basics in
your closet. There are plenty of bold,
Reworking it
Updating the basic
work wardrobe
colorful patterns out there this fall that
will take your boring suits and add a
sophisticated touch. Its true that some
designers have been carried away with
mixing all kinds of clashing prints and
patterns, as well as colors. A little of this
mishmash goes a long way, especially if
youre the one standing at the head of
the conference table in front of a room
full of corporate executives.
But it can be fun to do a little experi-
menting with your wardrobe. Leopard
prints are a great place to start. They
usually complement many graphic
stripes and foral designs. Metallics are
another way to polish up the shine on
your ofce attire. Wearing a little sparkle
during the day can set you apart in a sea
of white shirts and black suits.
Make it colorful. Even though the fall
season is usually full of muted tones,
this year designers are putting a jolt
into their designs. Go for the unexpect-
ed autumn hue to wake up that work
wardrobe. An emerald green sweater?
A cobalt blue dress? A red suede jack-
et? Pack a colorful punch into getting
dressed every morning and youll put a
smile on your face and your co-workers
too.
Accessorize. Its the little things that
often make the biggest difference. You
can wear the same suit several times
and change up the accessories to always
add a fresh twist. Go for unique and
interesting details try a wide belt to
cinch in your jacket; an eye-catching
bib necklace or a handmade-jeweled
cuff bracelet.
Reinvent. Rework. Then rewind... at
home in your pajamas.
Creators.com
S-4 Jewish Standard FALL 2014 FALL SPICE
350-368 Center Avenue, Westwood, NJ 07675 201-664-1107
Ginger Love
N
EW
!
F R O M C A S U A L T O D R E S S Y !
Clothing

Accessories

Shoes
Womens Sizes 12-20
Plus sizes a plus for local retailers
HEIDI MAE BRATT
T
he funny, Oscar-nom-
inated, Emmy-award
wi nni ng a c t r e s s
Mel i ssa McCarthy
needed a dress for a recent
red-carpet Oscars walk and
couldnt get a designer to
create one for her. Fashion-
ing a dress for a high-prole
actress is considered a coup
for designers, but the plus-
size star of Bridesmaids
and Tammy was turned
down by several and had
to settle for an off-the-rack style that
landed her not on a fashion hit list, but
on a fashion miss list.
So Ms. McCarthy, who had studied
fashion design at New Yorks Fashion
Institute of Technology, decided to team
up with an old friend, couture designer
Daniella Pearl, to launch Pearl, which
will offer fashionable clothing for
women of substance.
When I go shopping, most of the
time Im disappointed, Ms. McCar-
thy reportedly said at the time she
announced her intention. The new
design line, the actress-turning-entre-
preneur hopes, will put an end to the
often frump and frumpier look for larg-
er-sized women.
In fact, many retailers have come to
recognize this, and know that there is
revenue in dressing real-sized women.
From labels that offer a plus-size
to the explosion of online retailers,
big is beautiful is big business being
embraced in a big way.
Closer to home, retailers and fashion
mavens have recognized that all women
want to look great and not be made to
feel that if they arent a size 6, they cant
dress like their single-digit sized coun-
terparts.
Less than a year ago, the owners of
Ginger N Cream in Westwood launched
Ginger Love, a fashion emporium that
carries sizes 12 to 22. Since its opening
in November, the branch has been a
resounding success.
Response has been fantastic, says
owner Sue Bahng. Women are so
happy that they can come in and nd
something quick or outfit an entire
wardrobe.
We love to dress women
from head to toe and take
great pride in making them
feel great for everyday or
for any special event. From
just our original womens
store, Ginger N Cream,
we were not able to do this
for beautiful women of all
sizes. This is where Ginger
Love comes in. We can pro-
vide the same up-to-date
styles with great service in
a comfortable boutique
setting, all under one roof.
Bahng continued, Women are beauti-
ful no matter what size. There should
be more offered to real size American
women.
Real-size women are being celebrat-
ed and refected more and more these
days. From actresses like Lena Dunham,
who has filmed herself unclothed in
her breakthrough, award-winning show,
Girls, to television personality Mindy
Kaling, to comedians Rebel Wilson
and songstress Adele, actress Melissa
McCarthy stands in good company with
many women in the public eye who
are proudly displaying their curvy phy-
siques sans apologies
Paula Parlato, owner of The Engle Shop
in Englewood, said a customer came
into the store recently who was look-
ing for a mother-of-the-bride dress, but
specifcally told Parlato that she did not
want to look like a mother-of-the-bride.
The woman, who wore a size 20,
picked out a beautiful black lace num-
ber in a smaller size, and Parlato took
her measurements and will have the
dress custom-made to specications
and it will look just like the smaller sized
one. That is one of the popular services
offered at The Engle Shop, says Parlato,
a native of Italy and a designer herself.
Not everybody is a size 6, says Parlato.
Every women is entitled to wear some-
thing beautiful. Even a size 20 wants
to look and feel sexy. When they come
into the shop they can get a dress with a
shape. They dont have to buy a dress that
looks like a tent and has no shape.
Likewise, Mishelynes Fashions in
Teaneck has been dressing women of
all shapes and sizes and carries its line
of casual clothing, evening and formal
wear in a range of sizes from 0 to 24.
We cater to every size, says its
owner, Sara, who has been in the busi-
ness for decades and notes that fash-
ion has come around for the larger size
woman.
The styles are more updated and not
as frumpy as years ago.
As it should be, she says, women want
what women want: Women want to be
stylish, in-style and trendy.
Every women
is entitled to
wear something
beautiful.
PAULA PARLATO
Melissa McCarthy
Susannes
201March
Panagia
Craig
Frizz is Just a Curl Waiting to Happen
Dont Hate Me Because I Have Beautiful Curls
HAIR & COLOUR ROOM
308 Kinderkamack Rd | Oradell, N.J. 07649
201-265-0100
www.suzanneshairandcolour.com

T
h
a
n
k
H
e
a
v
e
n
F
o
r
L
i
t
t
l
e
C
u
r
l
s

D
o
n

t
F
i
g
h
t
Y
o
u
r
C
u
r
l
s
,
F
i
g
h
t
F
o
r
T
h
e
m

Curly Hair
Specialist
20% OFF
Your rst
Deva Curl Haircut
& Products
S-5 Jewish Standard FALL 2014 FALL SPICE
Luxury
Watch Brands &
Designer Jewelry
Up to 70% of
Retail Everyday
59 East Ridgewood Avenue
Ridgewood NJ
201 689-1800
www.redvelvetluxe.com
Jewelry by
Watch & Jewelry Repair
Custom Jewelry
Made to Order
We Buy Gold,
Diamonds, Jewelry
& Watches
S-6 Jewish Standard FALL 2014 FALL SPICE
16-18 East
Palisade Ave.
Englewood, NJ 07631
201-568-3668
STORE HOURS:
Mon/Tues/Wed: 10am-6pm
Thurs/Fri/Sat: 10am-7pm
CLOSED SUNDAY
www.aetrex.com
Make the smart,
healthy choice for
your feet, and feel good
all day long!
Wishing you a
NewYear full of health
& happiness!
BERGENS BEST
Designer Fashion Jewelry
Evening Bags
Travel Bags
201.569.5150
17 North Dean St. Englewood
LaFONN RAY BAN TASHKA ALEXIS BITTAR
P
I
E
T
R
O

A
L
E
S
S
A
N
D
R
O



W
H
I
T
I
N
G

&

D
A
V
I
S



L
A
U
R
E
N

M
E
R
K
I
N
H
E
R
V
E

C
H
A
P
E
L
I
E
R



M
A
L
I

M
I
C
H
E
L
L
E



E
L
I
Z
A
B
E
T
H

&

J
A
M
E
S
MZ WALLACE BAGGALLINI BOTKIER
New Jerseys
Best Kept Secret
for 15 Years!
Savvy Chic Consignment Boutique
Savvy Chic Consignment Boutique
has been voted best in Bergen County
since it opened 6 years ago and its easy
to see why.
Walking into this beautifully styled
boutique is like opening a treasure
chest and nding any designer goodie
you can imagine. Savvy Chic has an
amazing selection of womens cloth-
ing, shoes, handbags, jewelry, and accessories ranging
from Chanel to Tory Burch.
The owner of Savvy Chic, Randi Morein, says her
customers liken their shopping experience to treasure
hunting: They love finding unique and interesting
items.
Everything in the boutique is in pristine condition.
Most of the items are new or in near-new condition,
and each item is inspected before it goes out on the
foor. It is not unusual to fnd items with their tickets
still on them from the store they were bought at. At
Savvy Chic, you can fnd a Chanel handbag with the
tags still on it, Christian Louboutin shoes never worn
before, or a fabulous Carolina Herrera gown for a third
of its retail cost.
As one of the largest consignment
stores in the area, Savvy Chic has an
entire evening wear department for that
special occasion dress. That is in addition
to shirts, pants, dresses, coats, jewelry,
and handbags, They also have beauti-
ful high-end pant and skirt suits for the
working woman. Brands like Gucci, Dior,
Tahari, Nanette Lepore, and more are
waiting for the smart woman who doesnt want to
spend a fortune to look like one.
Designer jeans are another big seller at Savvy chic.
Imagine paying $60 for a pair of jeans that retail at
the store for $180-$250. Then imagine they still have
the tag on! Looking for a high end purse? This is the
store to fnd that elusive Louis Vuitton, the Chanel you
always wanted, or that hard to fnd Prada purse.
Sunglasses are another fun fnd at Savvy Chic as well
as wallets, Herms scarves, and belts. There is fine
jewelry such as Yurman, Cartier, Bulgari, and Tiffany as
well as vintage and costume jewelry.
Savvy Chic Consignment Boutique is located at 30
Cottage Place in Ridgewood. For more information,
call (201) 389-6900 or visit savvychicconsignment.com.
Mixed metals, the universal complement
What type of jewelry satisfies and
fatters every woman?
Mixed metals do.
Randi Shinske, owner of Red Velvet
Luxe in Ridgewood, talks about how
her customers label themselves as
wearing either white or yellow gold
jewelry. They get comfortable in one
color of metal, build their jewelry
wardrobe around that color, and
cant seem to take a leap to the other
side.
Two-tone jewelry blends the cool
color of white with the warm tones
of yellow to complement and satisfy
all skin tones.
How do you know whether you
have cool or warm skin tones?
Cool skin tones are identifiable
by bluish colored veins. People
with cooler skin tones may notice
pinkish or rose-red undertones
when looking in the mirror. Eye
color can range from light blue
to dark brown and anywhere in
between. Most people have cool
skin, including people with dark skin and tan skin.
Warm skin tones are identiable by greenish colored
veins. People with warmer skin tones may notice yel-
low or golden undertones when looking in the mirror.
Their eyes can be any color. People whose natural
hair color is red, orange, or strawberry blonde almost
always have warm skin tone. People with darker skin
are not usually warm-skinned.
Cool skin tones favor white gold and platinum met-
als. Warm skin tones favor yellow gold metal.
As for diamonds they are truly a girls best friend,
says Ms. Shinske; they bring out the sparkle and radi-
ance of all women. So when you combine diamonds
with mixed metal white and yellow gold you have
the universal complement.
All women should wear yellow and white gold with
diamonds, she says.
For more information, visit Red Velvet Luxe at 59 East Ridge-
wood Ave. in Ridgewood or call | (201) 689-1800.
These fine pieces of gold and diamond jewelry by
Natan, Hammerman, and Rovente are available from
Red Velvet Luxe.
Jewish Standard S-7
Fall
Collections
Have Arrived
Mishelynes
Fashions
Having
an
affair?
READERS
CHOICE
2014
FIRST PLACE
FASHION BOUTIQUE
SPECIAL OCCASION DRESS
885 Teaneck Road
Teaneck, NJ
201-862-9595
Sun & MonClosed
Tues to Thurs 9:30-6
Fri 9:30-5 Sat9:30-6
Mon 10-5 Tues 11-6 Wed 11-6
Thur 11-7 Fri 11-6 Sat 11-5
Sunday Closed
30 Cottage Place Ridgewood, NJ
201-389-6900
www.savvychicconsignment.com
Savvy Chic
Consignment
Boutique
FIRST PLACE
CONSIGNMENT SHOP
READERS
CHOICE
2014
Portage & The Jewelry Box marks 15 years
Portage & The Jewelry Box is celebrat-
ing the boutiques 15th anniversary
of accessorizing women of all ages,
including tweens and teens, from its
conveniently located store at 17 N.
Dean Street in Englewood.
Portage & The Jewelry Box has long
been known for its service and collec-
tions of the latest designer fashion jew-
elry, handbags, and gift items.
Portage & The Jewelry Box features
merchandise from distinctive design-
ers including Alex & Ani, Alexis Bittar,
Elizabeth and James, Tashka, Charles
Garnier, LaFonn, Botkier, Ray-Ban, Mali
Michelle from Israel, Sergio Gutierrez,
Pietro Alessandro, Herve Chapelier, Gigi
NY, Lauren Merkin, Whiting & Davis, as
well as the latest must have trends.
Portage & The Jewelry Box offers
specialty jewelry and accessories
not found anywhere else in the area.
Buyers bring customers a broad
and extensive offering. The boutique
proudly boasts the largest evening bag selection in
Bergen County.
Patrice and Hilda cumulatively have more than 40
years in specialty retail and their expertise is evidenced
by the boutiques diverse selection.
Patrice, Hilda, Anne or Lara are eager to assist you
with all your gift and accessories needs.
Portage & The Jewelry Box is open Monday through
Saturday from 10 a.m to 6 p.m. Call (201) 569-5150 for
further information.
The healthiest shoes
youll ever wear
At Aetrex, we believe that a healthy body starts
from the ground up. Every day when you choose
what to wear, we want you to be confident that
your shoes will protect your feet and improve the
way your body functions.
When you choose Aetrex, you make the healthy
choice. All styles are crafted with care to meet the
highest standards in design, incorporate cutting
edge material technologies and offer customiza-
tion and adjustability. You will enjoy the Aetrex
Healthy 3 components, including all day orthotic
support, pillow soft memory foam cushioning and
long lasting freshness and health.
The result is footwear to help your feet feel great
and promote an active and healthy lifestyle.
Caption
S-8 Jewish Standard FALL 2014 FALL SPICE
EVENTS & CELEBRATIONS
OCTOBER 31ST
To advertise, call 201-837-8818
SHOP AND DINE
CEDAR LANE...
DINE IN TAKE OUT
CLOTHING JEWELRY
SALONS GIFTS JUDAICA
PICKLES MOVIES AND MORE
Bergens Best Kept Secret
Always FREE parking
www.cedarlane.net 201-907-0493
CEDAR LANE TEANECK
Embrace your curls
instead of ghting them
SUZANNE SCHILLER
Did anyone really ever teach you how to tame your
curls?
Here are some tips:
Dont brush your hair. Detangle in the shower with
conditioner or a wide-tooth comb.
Dont use a hair dryer. Let it air dry or use a diffuser.
Dont use regular shampoo. Try to shampoo only
once a week with a sulfate-free cleanser.
Use extra conditioner. Your curls thirst for moisture,
so add a good amount. You can leave some in.
Dont towel dry. A regular towel will soak up all the
moisture. Scrunch out excess water with a cotton
t-shirt, microber towel, or paper towels.
Choose gels wisely. Use a styling gel that is alcohol-
and silicone-free to keep moisture in.
Suzanne Schiller is the owner of Suzannes Hair &
Colour Room in Oradell, a DevaCurl-certified salon
where clients are advised to embrace their curls and
learn to love their hair again. For further curly advice,
call (201) 265-0100.
Jewish Standard S-9
SHARON NAYLOR
Y
ouve heard the real
estate adage location,
location, location as the
golden rule of a homes
desirability. But today,
homebuyers are thinking
features, features, fea-
tures ones that add
convenience, livability, and energy eff-
ciency to a home, according to a recent
survey by the National Association of
Home Builders.
Inspired by HGTV real estate shows
and by images of gorgeous home
designs on Pinterest, buyers espe-
cially younger buyers who want a home
to be turn-key, not needing upgrades
or repairs look for the following top
features, and may put higher bids on
homes that have them:
An open floor plan. Buyers love to
see wide-open spaces, with the kitch-
en open to the dining room and great
room, as opposed to each room being
blocked off by walls. An open foor plan
fits with their dreams of entertaining,
as guests can be in different spaces, yet
all in the same area together. Guests are
not out of view, sequestered in different,
closed-in rooms.
Big kitchens with lots of counter
space and granite counters. With fami-
lies cooking together more, and again
with entertaining high on the home
buyers lifestyle wishes, a roomy kitchen
with plenty of space for the preparation
of meals and the display of buffet-style
platters is a must. Granite counters,
especially on a kitchen island with its
own sink (making this grand kitchen a
double-sink design), offer beauty as well
as easy maintenance, as do tile foors,
another wish list feature.
Updated kitchen and bathrooms.
Buyers prefer updated kitchens with
modern appliances and designer hard-
ware and faucets. Since buyers plan to
put most of their budget on the down
payment for a home, they prefer to see
that they wont have to then spend a
fortune on bathroom and kitchen
remodels, which are among the prici-
est home projects. Kitchens are gather-
ing spaces, a hallmark of the owners
style and affuence, and bathrooms are
now considered the homes peaceful
oasis, so they may have glass-wall show-
ers, steam rooms, multi-jet showers and
claw-foot baths as well as chandeliers
and replaces.
High ceilings. The National Asso-
ciation of Home Builders says that the
desirability of high ceilings is important,
perhaps a deal-breaker, with frst-foor
ceilings at least 9 feet high to begin with.
20-foot ceilings impress homebuyers
who love the lofty, open look.
A home office. Buyers who work
from home full time and those who
have ofce spaces but spend time work-
ing from home as well want a sizable,
well-decorated, modern home office,
not a corner of the dining room with a
laptop. They desire a large room, con-
nectivity, great lighting, and a view, in
addition to plenty of storage space.
The experts at Bankrate say that female
homebuyers are especially interested in
home ofces, although both genders list
this feature as among their preferences.
A laundry. Buyers want efficiency,
and they also want their laundries to
be presentable, well-designed, and
modern, with the latest technology and
organizing space.
Outdoor living spaces. The 2011
design survey from AvidBuilder.com
says that 31.4 percent of buyers moving
to a larger home said they must have, or
really want, an outdoor replace. Again,
the appeal of HGTV real estate designs
feeds a need for outdoor entertaining
features as well as cozy relaxing spaces
for the family. Outdoor patios also have
stone paver grounds, water features,
outdoor lighting, and even sound sys-
tems. And fire tables may be brought
in by the buyer to add to the allure of
the outdoor space, extending its use to
most seasons.
Walk-in closets. In the master bed-
room, in guest bedrooms and in kids
rooms, walk-in closets especially
those that are more like actual rooms
with a central island and clothing and
accessory display style are another
mark of affuence and a desired feature.
Energy efficiency. Homebuyers are
invested in finding a home that wont
cost a fortune to run. So theyre look-
ing for low-E windows, a good home
energy ratings score, eco-friendly foor-
ing materials, radiant heating, energy-
effcient cooling, Energy Star applianc-
es, and more for an earth-smart home.
Theyre also looking for room in the
yard for a garden and expansive, tall
window to let in warming sun and cre-
ate a grander design effect.
Technology. From eco-friendly ther-
mostats to home settings accessed
via apps, to other high-tech capabil-
ity, buyers love modern, if not futuris-
tic features that add to the efficiency
and energy-friendliness of a home. In
addition, buyers want to know that the
home has good cell and Internet service
for optimal livability.
A two-car garage with organized
workspace and storage systems. A two-
car garage is, for many buyers, the mini-
mum. New home designs often offer
three-car garages. And storage and
workspace areas allow space for proj-
ects and hobbies.
If your home on the market has many
of these features, youre in good shape
to attract decent offers. If youre look-
ing to sell a few years from now, it may
be wise to incorporate some of these
features into your home now to help its
selling strength later.
Creators.com
Home hunting
Top 10 home features
buyers want now
S-10 Jewish Standard FALL 2014 FALL SPICE
FREE IN-HOME
ENERGY CONSULTATION
845-306-5424
Ask About Our Special
Financing Offers (WAC)
www.usainsulation.net
OUR PREMIUM FOAM
INSULATION HELPS YOU:
Lower your utility bills
Enjoy more comfort
all year long
Reduce outside noise levels
THE BEST INSULATION THE BEST VALUE!
Going the
distance
with J. Mark
Interiors
H
ow do you decorate your home
from 6,000 miles away?
You hire the design firm that
goes the distance for you.
Jeffrey Mark of J. Mark Interiors is
always on the move. From his New York
headquarters to the hills of Jerusalem to
trade shows throughout Europe, Asia,
and North America, Mr. Mark travels
the world to accommodate the growing
needs of his discerning clients.
The dream of owning a home in Isra-
el is now becoming a reality for many
Americans and Europeans. With the
recent increase in vacation home own-
ership in Israel, Mr. Mark has developed
a very specialized market. Currently,
several of his largest design projects are
underway in Israel. Very often, Marks
international clients turn to him for
advice even before taking the leap. His
constant presence in both countries
allows his clients to feel at ease with
their new home purchase.
After the purchase is complete, Mr.
Mark and his J. Mark Interiors team get
to work developing and mapping out a
unique design thats tailor-made to the
clients individual needs. His designers
in New York can be found on daily con-
ference calls with the Israel ofce, dis-
cussing details of each and every inter-
national project. The goal is to ensure
that each new home surpasses the cli-
ents expectations.
Blending old world tradition with
innovative design, Mr. Marks love for
the land of Israel and passion for his
craft are evident in all of his projects.
In Israel, he oversees all aspects of the
building, renovation, and design. After
the project is offcially completed, Mr.
Mark follows up throughout the year to
make sure that every last need is met.
He typically forms long-lasting rela-
tionships with his clients and considers
them friends.
Nothing makes me happier than
helping my clients create the home of
their dreams, Mr. Mark says. That goes
for any client, but when its somebody
fulfilling a lifelong dream, its beyond
exhilarating.
Some of Mr. Marks notable projects
are in Jerusalems most desirable loca-
tions. He recently completed work at
the King Davids Crown Jerusalem, the
prestigious residence adjacent to the
world famous King David Hotel. The J.
Mark Interiors New York showroom has
also been designated as the U.S. sales
offce for the King Davids Crown.
J. Mark Interiors is still as commit-
ted as ever to providing its local cli-
ents with the same attention to detail
and customer service they have come
to expect over the past 20 years. Now
located at the 5 Towns Design Cen-
ter in Cedarhurst, the 6,500 square
foot showroom features ever chang-
ing displays that represent the latest
interior design trends and the finest
quality products. With all of his glob-
al resources and staff in place, Jeffrey
Mark and J. Mark Interiors can accom-
modate any project, big or small, at
home or abroad.
Jewish Standard S-11
S-12 Jewish Standard FALL 2014 FALL SPICE
346 Palisade Avenue, Bogota, NJ
House
Calls
Top $ Paid
for Judaica
Collectibles
Y
our dining room is an impor-
tant gathering place for dinners,
brunches, and cocktail parties. The
dining room has experienced an
evolution in remodeling popularity lately,
thanks to breathtaking design projects
shown on popular home decorating web-
site Houzz, as well as Pinterest. No matter
how large your dining room, you can give
it a makeover. Here are the top trends in
dining room remodeling projects:
1) Add interesting lighting. Julia
Buckingham Edelmann of Buckingham
Interiors + Design says, A chic dining room
is no longer defned by an opulent crystal
chandelier; instead make a statement with
a one-of-a-kind piece.
Examples include a trio of pendant
lamps, a rustic wood round holding frosted
glass lights, or a rainfall-like efect of crystals
surrounding lights.
Unique lighting allows you to put your
thinking-outside-the-box skills to work and
serve as a conversation-starting focal point.
Guests will appreciate your use of the
unexpected to light their meal, she says.
Add your new choice of lighting fxture
above the dining room table.
With portrait lights on the walls, and
perhaps uplighting placed behind potted
trees, the easy task of installing a dimmer
switch will give you the option of diferent
light intensity whenever you wish.
2) Choose a new paint palette. Jeanine
Hays, an AphroChic design blogger says,
Move over white walls; in 2014 well be
seeing rooms with a lot more drama and
glamour. Dining room walls might fnally
get a makeover from their boring beige hue
to stand out in deep navy blue, which style
blogger Mark D. Sikes says is a big trend for
2014. Im seeing a lot of the shade on the
runways, on the streets, in chic interiors,
he says.
While navy blue can sometimes look a bit
Hungry for home improvement
Five dining room remodel trends
SHARON NAYLOR
country, gleaming metal fxtures and
accessories (also a big trend) create more
of a formal, modern, and stylish look.
Other popular shades for dining
rooms include cranberry and eggplant
for warmer tones, and, if youd still
prefer a neutral shade, slate gray and
chocolate brown are topping the trends.
3) Chair rails and molding. Adding
new chair rails and molding to the
dining room adds an upscale fnishing
touch to the room, and may hide those
less-than-perfect paint lines where the
ceiling meets the wall. A chair rail also
invites the trend of having one paint
color above the rail and another color
or wide paint color stripes below for
creative fair.
If youre doing the project yourself,
buy extra lengths of wood to allow for
some inevitable miscuts and wood
splits. Its better to have extra than to
have to go back to the lumber store.
4) Knock out a wall. According to
Realtor Magazines recent Cost vs.
Value Report, the average return on
investment for home remodel projects
is 66 percent, and creating an open
foor plan is one of the most requested
features by new homebuyers. Even if
you wont put your house on the market
any time soon, you may still want that
open, airy arrangement.
5) Refresh with trendy furniture and
accessories. Dining rooms have gotten
more eclectic, which means youre not
limited to the all-matching dining room
chairs. Now a trend is to mix up chairs
and benches or alternate chair fabrics
and print patterns, place grander chairs
at the heads of the table, and more
creative pairings.
A big trend is the rustic look, placing
a rough-hewn wood table at the center
of the room for a relaxed vibe in an
otherwise formal dining room, creating
an inviting gathering place.
Alternatively, to add some glam
styling to your dining room, think
mirrors. Not just mirrors hung on the
walls although an oversize, ornate
mirror instantly adds opulence to your
dining room but mirrored bufets or
sideboards add drama to the room,
especially when you place silver
accessories such as candelabras and art
pieces minimally on your dining room
furniture.
Supersize artwork is also a trend, and
home stylists say that large artwork may
be hung on the walls or even leaned
against a wall.
Creators.com
A chic dining
room is no longer
dened by an
opulent crystal
chandelier.
Jewish Standard S-13
Paint is our passion. Satisfaction is our promise. Stop in today to begin the transformation.
Largest independent Benjamin Moore dealer in America. Locally owned and operated.
1 per customer. With this ad only. Exp. 10/31/14
FREE
SPECIAL OFFER!
One Pint Sample
(
$
6.99 Value)
There is a bright and beautiful world out there,
bring it inside and make it your own. At Ricciardi
Brothers, our expertise and friendly project advice
is part of the service we provide with every gallon
that goes out the door.
with Benjamin Moore

paints from Ricciardi Brothers


NORTH/CENTRAL JERSEY:
Bloomeld: 973-748-3030 | Edison: 732-287-9440 | Fair Lawn: 201-796-3500 | Green Brook: 732-868-4200
Harding: 973-425-1221 | Hillsdale: 201-666-0300 | Lodi: 201-843-5325 | Maplewood: 973-762-3830
Morristown: 973-538-3222 | Parsippany: 973-276-0400 | Paterson: 973-345-4444 | Teaneck: 201-837-3468
SOUTH JERSEY:
Aberdeen: 732-696-9200 | Brick: 732-920-8504 | Eatontown: 732-578-1120 | Howell: 732-370-0980
Manahawkin: 609-488-3000 | Point Pleasant: 732-899-2183 | Toms River: 732-341-7000 | Sea Girt: 732-449-9129
20 locations throughout New Jersey. 9 Additional NEW locations in Greater Philadelphia area. For a location near you visit RicciardiBrothers.com
Paint is our passion. Satisfaction is our promise. Stop in today to begin the transformation.
Largest independent Benjamin Moore dealer in America. Locally owned and operated.
1 per customer. With this ad only. Exp. 10/31/14
FREE
SPECIAL OFFER!
One Pint Sample
(
$
6.99 Value)
There is a bright and beautiful world out there,
bring it inside and make it your own. At Ricciardi
Brothers, our expertise and friendly project advice
is part of the service we provide with every gallon
that goes out the door.
with Benjamin Moore

paints from Ricciardi Brothers


NORTH/CENTRAL JERSEY:
Bloomeld: 973-748-3030 | Edison: 732-287-9440 | Fair Lawn: 201-796-3500 | Green Brook: 732-868-4200
Harding: 973-425-1221 | Hillsdale: 201-666-0300 | Lodi: 201-843-5325 | Maplewood: 973-762-3830
Morristown: 973-538-3222 | Parsippany: 973-276-0400 | Paterson: 973-345-4444 | Teaneck: 201-837-3468
SOUTH JERSEY:
Aberdeen: 732-696-9200 | Brick: 732-920-8504 | Eatontown: 732-578-1120 | Howell: 732-370-0980
Manahawkin: 609-488-3000 | Point Pleasant: 732-899-2183 | Toms River: 732-341-7000 | Sea Girt: 732-449-9129
20 locations throughout New Jersey. 9 Additional NEW locations in Greater Philadelphia area. For a location near you visit RicciardiBrothers.com
Paint is our passion. Satisfaction is our promise. Stop in today to begin the transformation.
Largest independent Benjamin Moore dealer in America. Locally owned and operated.
1 per customer. With this ad only. Exp. 10/31/14
FREE
SPECIAL OFFER!
One Pint Sample
(
$
6.99 Value)
There is a bright and beautiful world out there,
bring it inside and make it your own. At Ricciardi
Brothers, our expertise and friendly project advice
is part of the service we provide with every gallon
that goes out the door.
with Benjamin Moore

paints from Ricciardi Brothers


NORTH/CENTRAL JERSEY:
Bloomeld: 973-748-3030 | Edison: 732-287-9440 | Fair Lawn: 201-796-3500 | Green Brook: 732-868-4200
Harding: 973-425-1221 | Hillsdale: 201-666-0300 | Lodi: 201-843-5325 | Maplewood: 973-762-3830
Morristown: 973-538-3222 | Parsippany: 973-276-0400 | Paterson: 973-345-4444 | Teaneck: 201-837-3468
SOUTH JERSEY:
Aberdeen: 732-696-9200 | Brick: 732-920-8504 | Eatontown: 732-578-1120 | Howell: 732-370-0980
Manahawkin: 609-488-3000 | Point Pleasant: 732-899-2183 | Toms River: 732-341-7000 | Sea Girt: 732-449-9129
20 locations throughout New Jersey. 9 Additional NEW locations in Greater Philadelphia area. For a location near you visit RicciardiBrothers.com
Paint is our passion. Satisfaction is our promise. Stop in today to begin the transformation.
Largest independent Benjamin Moore dealer in America. Locally owned and operated.
1 per customer. With this ad only. Exp. 10/31/14
FREE
SPECIAL OFFER!
One Pint Sample
(
$
6.99 Value)
There is a bright and beautiful world out there,
bring it inside and make it your own. At Ricciardi
Brothers, our expertise and friendly project advice
is part of the service we provide with every gallon
that goes out the door.
with Benjamin Moore

paints from Ricciardi Brothers


NORTH/CENTRAL JERSEY:
Bloomeld: 973-748-3030 | Edison: 732-287-9440 | Fair Lawn: 201-796-3500 | Green Brook: 732-868-4200
Harding: 973-425-1221 | Hillsdale: 201-666-0300 | Lodi: 201-843-5325 | Maplewood: 973-762-3830
Morristown: 973-538-3222 | Parsippany: 973-276-0400 | Paterson: 973-345-4444 | Teaneck: 201-837-3468
SOUTH JERSEY:
Aberdeen: 732-696-9200 | Brick: 732-920-8504 | Eatontown: 732-578-1120 | Howell: 732-370-0980
Manahawkin: 609-488-3000 | Point Pleasant: 732-899-2183 | Toms River: 732-341-7000 | Sea Girt: 732-449-9129
20 locations throughout New Jersey. 9 Additional NEW locations in Greater Philadelphia area. For a location near you visit RicciardiBrothers.com
Paint is our passion. Satisfaction is our promise. Stop in today to begin the transformation.
Largest independent Benjamin Moore dealer in America. Locally owned and operated.
1 per customer. With this ad only. Exp. 10/31/14
FREE
SPECIAL OFFER!
One Pint Sample
(
$
6.99 Value)
There is a bright and beautiful world out there,
bring it inside and make it your own. At Ricciardi
Brothers, our expertise and friendly project advice
is part of the service we provide with every gallon
that goes out the door.
with Benjamin Moore

paints from Ricciardi Brothers


NORTH/CENTRAL JERSEY:
Bloomeld: 973-748-3030 | Edison: 732-287-9440 | Fair Lawn: 201-796-3500 | Green Brook: 732-868-4200
Harding: 973-425-1221 | Hillsdale: 201-666-0300 | Lodi: 201-843-5325 | Maplewood: 973-762-3830
Morristown: 973-538-3222 | Parsippany: 973-276-0400 | Paterson: 973-345-4444 | Teaneck: 201-837-3468
SOUTH JERSEY:
Aberdeen: 732-696-9200 | Brick: 732-920-8504 | Eatontown: 732-578-1120 | Howell: 732-370-0980
Manahawkin: 609-488-3000 | Point Pleasant: 732-899-2183 | Toms River: 732-341-7000 | Sea Girt: 732-449-9129
20 locations throughout New Jersey. 9 Additional NEW locations in Greater Philadelphia area. For a location near you visit RicciardiBrothers.com
Paint is our passion. Satisfaction is our promise. Stop in today to begin the transformation.
Largest independent Benjamin Moore dealer in America. Locally owned and operated.
1 per customer. With this ad only. Exp. 10/31/14
FREE
SPECIAL OFFER!
One Pint Sample
(
$
6.99 Value)
There is a bright and beautiful world out there,
bring it inside and make it your own. At Ricciardi
Brothers, our expertise and friendly project advice
is part of the service we provide with every gallon
that goes out the door.
with Benjamin Moore

paints from Ricciardi Brothers


NORTH/CENTRAL JERSEY:
Bloomeld: 973-748-3030 | Edison: 732-287-9440 | Fair Lawn: 201-796-3500 | Green Brook: 732-868-4200
Harding: 973-425-1221 | Hillsdale: 201-666-0300 | Lodi: 201-843-5325 | Maplewood: 973-762-3830
Morristown: 973-538-3222 | Parsippany: 973-276-0400 | Paterson: 973-345-4444 | Teaneck: 201-837-3468
SOUTH JERSEY:
Aberdeen: 732-696-9200 | Brick: 732-920-8504 | Eatontown: 732-578-1120 | Howell: 732-370-0980
Manahawkin: 609-488-3000 | Point Pleasant: 732-899-2183 | Toms River: 732-341-7000 | Sea Girt: 732-449-9129
20 locations throughout New Jersey. 9 Additional NEW locations in Greater Philadelphia area. For a location near you visit RicciardiBrothers.com
Three keys
to insulating
your home
T
here are three elements necessary to provide
the highest performing home insulation in
our climate.
One: A proven process that delivers insula-
tion to and throughout the entire structure of the
home.
Two: The ability to fll the cavities in your exterior
walls completely, forming an airtight seal against
the elements.
Three: Insulation that retains its superior insulat-
ing properties for the life of your home.
Lets take a look at why USA Premium Foam Insu-
lation is the best option for insulating your home.
Premium Foam is injected as a liquid through
small holes drilled on the outside of your home,
and it reaches every part of every exterior wall.
Then the holes are flled, and there is little or no
evidence that installation even took place.
Other products require the disruption and
destruction of interior structures such as drywall.
Premium Foam expands to fill the entire wall
space, flowing around obstacles, without any
breaks in coverage. It even can be installed over
existing insulation. Other insulation products do
not ll each wall cavity completely; they get hung
up on pipes and wires creating voids.
Once injected into your walls, Premium Foam
hardens quickly to form a Styrofoam-like barri-
er that retains its structure to provide the high-
est degree of energy efciency for the life of your
home.
Other products settle over time due to gravity,
and that also creates voids. If an insulation prod-
uct or the installation technique does not build a
complete thermal barrier around your home, you
simply do not have the kind of high performing
insulation required in New Jersey to keep you com-
fortable and energy-efcient all year long.
For more information, call (800) USA-FOAM or
go to www.usainsulation.net.
S-14 Jewish Standard FALL 2014 FALL SPICE
BRI GANTI NE
SEAFOOD
112 Lincoln Ave., Hawthorne, NJ
973-949-5600
Mon-Thurs 12-10, Fri 11:30-10, Sat 3-10, Sun 3-9:30
www.BrigantineSeafoodNJ.com
Ample parking in rear
RESTAURANT &
FRESH FISH MARKET
All food prepared
with the nest ingredients
LUNCH & DINNER
Offering Sustainable Fish &
Organic Farm Raised Fish
We Select Fresh Fish Daily
From The Fulton Fish Market
Chef Owner Alfred Ianniello
formelry of Stony Hill Inn, SPQR,
and Umbertos Clam House.
Eat in
or
take out
Off premise catering
for all occasions, corporate luncheons/
business meetings
Daily Luncheon Specials
Take out or Dine in Ample Parking
Reservations Recommended
Gift Cards Available
Party Facilities Available
for up to 100 People
Est. since 1991
295 Kinderkamack Rd, Hillsdale 201-358-8685
825 Franklin Lakes Rd, Franklin Lakes 201-891-7866
(By Market Basket)
www.goldendynastynj.com
CHINESE CUISINE COCKTAIL LOUNGE
HILLSDALE
JAPANESE & CHINESE CUISINE SUSHI BAR
FRANKLIN LAKES
Recommended by: Rated ### Excellent by The Record
The Best Chinese Restaurant in the Pasack Valley Zagat
Great service, great food, and is arguably one of the consistently
best Chinese restaurant in the Rockland/Bergen area
Rated ##### by The Courier
Rated ##### by Gail Gerson for the NY Daily News
Everything on the menu there is good. New Jersey Monthly
2ND PLACE
CHINESE RESTAURANT
READERS
CHOICE
2014
Park West
Diner Cafe
Rt. 45 West Little Falls, NJ
973-256-2767
Park Wayne
Diner Cafe Bar
721 Hamburg Turnpike Wayne, NJ
973-595-7600
2 GREAT
LOCATIONS
TO SERVE
YOU!
Fine Dining in
a Relaxed Atmosphere
Before or After Dinner
Enjoy Live Music in our Lounge
Fri. & Sat. Evenings
53 W. Passaic St., Rochelle Park
201-843-1250
Lunch 11:30 am-3 pm Dinner 5 pm - 11 pm
Lunch on Saturday from 1:00 on
Open Monday-Sunday for lunch & dinner
Ask about our party facilities
The Dispatch 7/11/87
and The Herald News 8/12/87
The Record 8/14/98 - 2/1/02
Excellent - Zagat
1998, 1999, 2000, 2001, 2002, 2003, 2006
Middle Eastern Restaurant
178 Piermont Road Cresskill, NJ
(201) 816-7343 Fax: (201) 816-0254
www.samdanrestaurant.com
Celebrating
our 19th Year
Anniversary
10%
OFF
DINNER
AND TAKE-OUT
With coupon. Excludes:
Early bird special, lunch special,
private parties, not combined
with other promo. Exp. 10/30/14
READERS
CHOICE
2014
FIRST PLACE
EARLY BIRD
TOP 3
HUMMUS
MIDDLE EASTERN
RESTAURANT
DINING OUT
107 Anderson St., Hackensack
201-489-4831 www.rudysrestaurant.com
Open 7 Days - Parking Lot Handicap Accessible
R
e
sta
u
ra
n
t &
L
o
u
n
g
e
Fresh Seafood Steaks
Chops Veal Poultry
Pasta Gluten Free Choices
and More . . .
7 Days
Sunday 1-4PM Mon-Sat 4-6PM
Appetizer, Salad, Entree with Potato and
Vegetable, Coffee and Dessert
Cash only
NEW
Jewish Standard S-15
Charming & Casual Atmosphere
CLOSED ON TUESDAY
Fabulous Traditional
Italian Food
RESTAURANT
12 TAPPAN ROAD HARRINGTON PARK, NJ
Tel. 201-767-4245 Fax 201-768-9271
www.dinoshp.com
Dinos Restaurant
When looking for a restaurant that has a menu
offering a wide selection of both traditional and
contemporary Italian dishes, and also has a com-
fortable, casual atmosphere in which to enjoy a deli-
cious meal, DINOS RESTAURANT in Harrington
Park is the place to go.
The welcoming atmosphere is the first thing to be
noticed. The fireplaces, rich colors and beautiful
artwork set the tone of quality.
If just in the mood for drinks or wine selected
from an extensive list, take a seat at the cozy bar and
enjoy the atmosphere.
But food is the main draw and guests get to
choose from unique dishes representing many
regions in Italy. Closed Tuesdays.
12 Tappan Road, Harrington Park
(201) 767-4245 www.dinoshp.com
2771106-Dinos
Carr
201 MAG
AMY
___ OK AS IS
___ OK W. CHANGE
________________
approved by
This ad is copyrighted by North Jersey Me
Group and may not be reproduced in any
form, or replicated in a similar version, wit
out approval from North Jersey Media Gro
2771106-Dinos 1/22/10 12:01 PM Page 1
Take-Out / Dine-In
Mon. Thurs. 11:30am 10:00pm
Fri. &Sat. 11:30am 11:00pm Sun. 12:00 noon 10:00pm
Scan Code for
Menu & Website
Gift Certificates Available
Daily Lunch Specials
Ample Parking
3 Franklin Turnpike, Mahwah 201.529.8288
Visit our website at: www.imperialdynastynj.com
GRAND OPENING
GRAND OPENING
3 Franklin Turnpike, Mahwah 201.529.8288
Visit our website at: www.imperialdynastynj.com
0003574344-01_0003574344-01 10/4/13 4:12 PM Page 1
Take-Out / Dine-In
Mon. Thurs. 11:30am 10:00pm
Fri. &Sat. 11:30am 11:00pm Sun. 12:00 noon 10:00pm
Scan Code for
Menu & Website
Gift Certificates Available
Daily Lunch Specials
Ample Parking
3 Franklin Turnpike, Mahwah 201.529.8288
Visit our website at: www.imperialdynastynj.com
GRAND OPENING GRAND OPENING
3 Franklin Turnpike, Mahwah 201.529.8288
Visit our website at: www.imperialdynastynj.com
0003574344-01_0003574344-01 10/4/13 4:12 PM Page 1
Gift Certicates Available
Daily Lunch Specials Ample Parking
BYO
CHINESE CUISINE
Scan Code for
Menu & Website
3 Franklin Turnpike, Mahwah
201.529.8288
Visit our website at:
www.imperialdynastynj.com
Take-Out/Dine-In
Mon. Thurs. 11:30am 10:00pm
Fri.& Sat. 11:30am 11:00pm Sun.
12:00 noon 10:00pm
Best New
Restaurant
NORTH JERSEYS TOP-RATED RESTAURANT
THE BEST OF THE BEST IN THIS YEARS CUISINE
RATED 1/2 THE RECORD
ZAGAT RATED



L
U
N
C
H & DIN
N
E
R
NEW YORK STYLE
ATMOSPHERE
LARGEST VARIETY OF
FRESH SEAFOOD FOR
SEAFOOD LOVERS
PRIME SELECT BLACK ANGUS BEEF
PRIVATE PARTIES AVAILABLE
TEL. 201-796-0546
INFO@OCEANOSRESTAURANT.COM
2-27 SADDLE RIVER ROAD
FAIR LAWN, NJ
WWW.OCEANOSRESTAURANT.COM
O
s
s
y
s

C
a
f
e
FINE
ITALIAN
DINING
Elegant Dining In A Casual Atmosphere
Rated

160 Lincoln Ave., Hawthorne


973-423-9203
OPEN 6 DAYS CLOSED MONDAYS
RESERVATIONS SUGGESTED ON WEEKENDS
LUNCH
DINNER &
COCKTAILS
Variety of
Pasta Dishes,Veal,
Chicken, Steak,
Chops &
Fresh Seafood
FRIDAY
NIGHT CHOP
SPECIALS
LAMB
VEAL
Alfresco Dining!
Book now for your special occasions:
graduation, proms, weddings & more
Private Rooms Available
seating 30, 70 and 120 guests
www.ossycafe.com
Visit our site & see video of our rooms,
restaurant & check our reviews
TRY OUR
AL FRESCO
MARTINI
TAVERNA
Authentic
Greek Cuisine
201-703-9200
238 Broadway Rt. 4 East -
Elmwood Park, NJ 07407
www.tavernamykonos.com
LUNCH & DINNER
TAVERNA
Authentic
Greek Cuisine
201-703-9200
238 Broadway Rt. 4 East -
Elmwood Park, NJ 07407
www.tavernamykonos.com
LUNCH & DINNER
TAVERNA
Authentic
Greek Cuisine
201-703-9200
238 Broadway Rt. 4 East -
Elmwood Park, NJ 07407
www.tavernamykonos.com
LUNCH & DINNER
ZAGAT RATED
Spanish & Portuguese Restaurant
Why Go to Newark? Come Once, Youll be Back!
Specializing in Seafood and Steaks
Private Room Available For All Occasions
Birthdays, Anniversaries, Corporate Functions
Shower Packages From $20 Per Person
Other Packages Available, Call For Details
Open Seven Days For Lunch & Dinner
Full Bar and Extensive Wine List
TAKE OUT AVAILABLE
120 Terhune Drive
Wayne, NJ
973.616.0999
Call For Reservations
DAILY SEAFOOD
SPECIALS
www.VilaVerdeRestaurant.com
* Voted By The Wine
and Dine Restaurant
Researcher Society &
The Record
DINING OUT
S-16 Jewish Standard FALL 2014 FALL SPICE
Ayelet Hurvitz
Exceptional Service, Exceptional Results
Recipient of the NJAR Circle of Excellence Sales Award 2012-2013
Direct: 201-294-1844
Alpine/Closter Ofce: 201-767-0550 x 235
ahurvitz12@yahoo.com www.ayelethurvitz.com
100 E. Palisade, Englewood
The Colony, Fort Lee 152 Piermont, Norwood
S
O
L
D
S
O
L
D
109 E. Palisades, Englewood
S
O
L
D
F
O
R
S
A
L
E
73 E. Linden, Englewood
S
O
L
D
37 King, Englewood
S
O
L
D
New Year mortgage planning
CARL E. GUZMAN
Autumn is here and its a great time to
plan. I constantly hear the question:
Is it more difcult to get a loan today?
Not really.
The passing of the Dodd Frank bill
eliminated stated income and low or
no doc loans, which were blamed for
significant mortgage defaults. Bor-
rowers who would have qualified
under one of those programs are left
in the cold and really need to pay
attention to the income reported on
their tax return (especially the self-
employed). Although stated programs
have started to resurface, the cost and
equity commitment are higher. It is always
better to fully document the information
on your mortgage application, and if you
meet underwriting guidelines, I can show
you the money.
What do you need to know?
Well, to no ones surprise, credit scores
are important.
High credit scores allow for expanded
product choice, lower down payments,
and more favorable rates.
There are offsetting compensating fac-
tors such as a large down payment, job
stability, great income, and liquidity.
Sometimes, restructuring an application
is needed: using the stronger borrower
and removing the weaker one; waiting to
try and increase a credit score; or wait-
ing for the higher income tax return to be
led.
Co-signers can help as well.
The good news is that the market is hop-
ping and there is a great selection of pro-
grams to get you into the home of your
dreams.
Carl E. Guzman is a CPA and President of Greenback Capital Mortgage Corp. licensed in New York,
New Jersey, and Florida. He bridges the gap in service and advice and is celebrating his 25th year in
business helping borrowers get the right loan. He can be reached at ceg@greenbackcapital.com or
(201) 837-6400.
REAL ESTATE AGENCY
Jewish Standard S-17
ENGLEWOOD CLIFFS
568-1818
TENAFLY
894-1234
CRESSKILL
871-0800
ALPINE/CLOSTER
768-6868
RIVER VALE
666-0777
Nini Wong
Sales Representative
Off: 201-894-1234
Cell: 408-307-9664
wong_nini@yahoo.com
Sara Lopatin
Broker-Sales Representative
Off: 201-568-1818
Cell: 201-647-7799
saralopatin@gmail.com
Nicole Idler
Sales Representative
Off: 201-894-1234
Cell: 201-906-9338
1nicoleidler@gmail.com
Felicia Taubenfeld
Sales Representative
Off: 201-768-6868
Cell: 201-248-0550
felicia@friedbergproperties.com
www.FeliciaSellsNJHomes.com
Alyssa Goldberg
Sales Representative
Off: 201-568-1818
Cell: 201-280-5552
alyssaland@nj.rr.com
Eva Winograd
Sales Representative
Off: 201-871-0800
Cell: 201-960-9777
mada120900@aol.com
Sheila Ross
Sales Representative
Off: 201-871-0800
Cell: 201-220-0574
sheilasross@gmail.com
Tiffany Kaplan
Sales Representative
Off: 201-768-6868
Cell: 917-609-6999
tiffkap@gmail.com
Alanna Goldstein
Broker-Sales Representative
Off: 201-568-1818
Cell: 201-960-5777
AlannaGold5@gmail.com
ENGLEWOOD BRINKERHOFF MANOR - $528,000
Bright spacious
townhouse with
thoughtful updates
thruout, features
updated eat-in kitchen,
1st foor master
bedroom with spa
bath, upper level has
2 large bedrooms w/4
closets each, designer
bath plus office w/French doors, enchanting gardens.
ENGLEWOOD STUNNING UNDER CONTRACT
Gracious 5 bedroom,
3.5 bath contemporary
in park-like East Hill
setting, grand entry w/
glass wall, state-of-
the-art kitchen, library
w/freplace, serene
master suite w/vaulted
ceiling, walk-in closets,
whirlpool bath & wall
of windows overlooking yard w/deck & patio.
CRESSKILL GRACIOUS $872,000
Newly constructed
5 bedroom, 3.5
bath, grand entry w/
bluestone, family
room, granite kitchen,
master suite w/Jacuzzi
bath, skylights,
hardwood foors,
custom moldings,
fnished basement,
lovely gardens, amenities galore, near town, schools &
houses of worship.
TEANECK CHARMING - $359,000
Pretty cape on tree-
lined street across
from park, bright
dining room, living
room w/bay window,
eat-in kitchen w/
stainless appliances
opens to private
fenced yard, 3
bedrooms, 3 baths,
hardwood foors, walk-out basement w/tiled rec room,
lovely plantings.
ENGLEWOOD COMMERCIAL - $2,250,000
Imposing colonial style
brick & stone free-
standing building w/
parking, high ceilings,
tall windows, front
& rear staircases,
elevator,upper
level features huge
conference room w/
marble freplace &
skylights, 1st foor has common room, kitchen, storage.
Also for rent.
ENGLEWOOD CLIFFS BRIGHT - $769,000
Spacious 4 bedroom,
2 bath home in
great neighborhood,
comfortable ground
foor recreation room,
cheerful living &
dining rooms, sunny
kitchen w/high-end
appliances, master
bedroom & bath on
2nd level, office, hardwood foors, lots of closets, C/A/C,
attached garage, convenient location, low taxes.
TENAFLY LOCATION - $999,000
Sensational 4
bedroom, 2.5 bath
colonial on lovely tree-
lined East Hill street,
living room w/freplace,
formal dining room,
modern eat-in kitchen
w/pantry & doors to
deck w/hot tub, bright
family room, master
suite w/walk-in closet, 2nd foor laundry. Loads of storage
throughout.
FORT LEE CENTURY TOWER - $388,000
Beautifully maintained
2 bedroom, 2 bath
on low foor, modern
kitchen w/breakfast
nook & separate
dining alcove, winter
garden sunroom,
excellent closet space,
building offers pool,
gym, valet parking,
laundry on every foor, near bus, park & houses of worship.
ALPINE - STUNNING - $3,588,500
Gorgeous Mediterranean
colonial offers open foor
plan, 9 ceilings, dining
room w/marble foor,
library w/gas freplace
opens to manicured
property w/fowering
trees, gourmet kitchen
w/wine cooler, master
suite w/freplace &
whirlpool bath, fnished lower level accesses a lovely courtyard.
S-18 Jewish Standard FALL 2014 FALL SPICE
Allan Dorfman
Broker/Associate
201-461-6764 Eve
201-970-4118 Cell
201-585-8080 x144 Ofce
Realtorallan@yahoo.com
FORT LEE - THE COLONY
A FABULOUS LIFESTYLE AWAITS YOU
Full service building 24 hour concierge
Valet parking Movie screening room
State of the art health club with both indoor
and outdoor pools. Available 1,2, and 3 bedrooms.
All have half baths. Located close to everything.
Serving Bergen County since 1985
SERVING BOCA RATON,
DELRAY AND BOYNTON BEACH
AND SURROUNDING AREAS
Advantage Plus
601 S. Federal Hwy
Boca Raton, FL 33432
Elly & Ed Lepselter
(561) 826-8394
THE FLORIDA LIFESTYLE
Now Selling Valencia Cove
FORMER NJ
RESIDENTS
SPECIALIZING IN: Broken Sound, Polo, Boca West, Boca Pointe,
St. Andrews, Admirals Cove, Jonathans Landing, Valencia Reserve,
Valencia Isles, Valencia Pointe, Valencia Palms, Valencia Shores,
Valencia Falls and everywhere else you want to be!
B
enzel-Busch Motor Car Corp. in Englewood is
proud to present its all-new model year 2015
lineup, featuring Mercedes-Benz C-Class, GLA-
Class, and S-Coupe.
The all-new C-Class, which has been redesigned
from the road up, and from the inside out, debuts as
the top selling model from Mercedes-Benz; it is the
premium of the mid-range class.
Its design is a bold departure from its predecessor,
but Mercedes-Benz genetics are still expressed, for
the designers used sensuous lines by melding both
aesthetics and aerodynamics to birth a vehicle with
a most synergistic effect upon the eye. With excel-
lent aerodynamics, and an intelligent lightweight alu-
minum design concept saving the vehicle up to 220
pounds, the C-Class sets the bar high in its class.
There will be two C-Class models available at launch:
the C300 4MATIC with a 2.0L turbocharged direct-
injection in-line four-cylinder engine with preliminary
power fgures of 241 hp and 273 lb-ft of torque, and a
C400 4MATIC with a 3.0L biturbocharged V6 at 329 hp
and 354 lb-ft of torque. 7G-TRONIC PLUS automatic
transmission provides smooth automatic gear shifting
Benzel-Busch drives out new Mercedes models
without compromising the surrounding environment.
The suspension of the new C-Class is totally new.
Utilizing a four-link principle, the front independent
suspension is fully decoupled from the spring strut.
The axle therefore allows more grip and higher lat-
eral stability. The result is that the driving experience
through a C-Class using these components provides a
tremendously more sensitive and sporty feel.
The interior also features a new design, combin-
ing richness and clarity with a dynamic sportiness
that reflects the actual performance of the vehicle.
Looking at the center console, a centrally positioned
free-standing central display is the main eye-catcher
with a diagonal screen of 7 inches or 8.4 inches if
Multimedia Package is selected. New for the C-Class
is the innovative touchpad within the handrest over
the controller on the center tunnel. Developed in-
house at Mercedes-Benz, this provides very simple
and intuitive operation of all the head-unit functions
using nger gestures.
Mercedes-Benz has also introduced the highly
maneuverable GLA-Class, which offers the power of
an SUV in compact form. Although compact, the GLA
delivers anything but a small performance with the
GLA250 4MATIC featuring a turbocharged four cyl-
inder gasoline engine that generates 208 hp and 258
lb-ft. of torque. And because the GLA is less imposing
than previous SUVs, it fts perfectly into the day-to-day
urban lifestyle. It boasts a new-generation 4MATIC all-
wheel drive system, and a robust body structure. The
variable interior concept guarantees plenty of recre-
ational enjoyment off the paved roads of the city, be it
on the beach, or rough terrain.
But with off-roading comes the question of safety,
which the engineers at Mercedes-Benz make the top
priority. The GLA250 4MATIC is equipped with downhill
speed regulation and an off-road transmission mode as
standard. It has a top speed of 145 mph and the engine
is mated to a seven-speed dual clutch automatic trans-
mission, which unites comfort and sportiness.
Rounding out the latest models in the Fall 2015 Mer-
cedez Benz lineup is the all-new 2015 S-Class Coupe, a
breathtaking version of our new fagship S-Class. The
two-door S550 Coupe, which replaces the CL-Class
vehicles, will be available in the U.S. as a 4MATIC only
with a 4.7L V8 biturbo engine. The S550 Coupe has
an output of 449 hp and its torque level peaks at 516
lb-ft. The sporty driving experience is significantly
enhanced by the emotional sound produced by the
exhaust system. The interior of the S-Class features a
dashboard that wraps around the front passengers,
extending to the doors, engulfing them all with an
expansive array of options.
Benzel-Busch represents the Mercedes-Benz, Audi,
Maybach, and Smart brands. Family-owned and oper-
ated for nearly half a century, Benzel-Busch takes a
personalized approach, tailoring services to match
what is convenient for you.
See wwww.benzelbusch.com, call (800) 836-0945, or
visit at 28 Grand Ave. in Englewood.
From top, 2015 S-Class Coupe, 2015 GLA-Class, 2015
C-Class.
118 College Boulevard Paterson, NJ
973-279-3000
1105 Mt. Kemble Ave. Rt. 202 Morristown, NJ
973-425-5500
greenbauminteriors.com
Sales and Service
28 Grand Avenue
Englewood, NJ 07631
benzelbusch.com
800-836-0945
2015 S-Class Coupe 2015 GLA-Class
2015 C-Class
The all-new
2015 S-Class Coupe,
coming soon,
is a breathtaking version
of our new fagship S-Class.
The all-new
2015 C-Class,
here now,
has been redesigned from the
road up and from the inside out.
The all-new
2015 GLA-Class,
here now,
is nimble on the road,
a true premium compact SUV.
THREE ALL-NEW 2015 MERCEDES-BENZ STARS
Introducing 3 additions to the 2015 Mercedes-Benz lineup at Benzel-Busch:
Meet with your own Personal Account Representative today
to take an up-close look at the All-New 2015 vehicles or start your journey at benzelbusch.com.
31796 S-C-GLA_Fall Spice_Alt_Revise.indd 1 9/10/14 2:02 PM

Вам также может понравиться