Bank charges 2011

1. Cheque Accounts
Opening of accounts
1.1 Opening of cheque account
1.2 Closing of cheque account
1.3 Ad valorem service fee
ATM Transactions
On own ATM
Withdrawal
Enquiry
Mini statement
Inter account transfer
Declined ATM cash request
On other bank's ATM
Withdrawal
Enquiry
Declined ATM cash request
ATM Card
First issue
Replacement of lost/damaged card
Cheque charges
Cheque books
40 Personal
30 Non Carbonised
30 Carbonised
Returned cheques (Technical error)
Unpaid items (lack of funds)
Over limit fee
Referral fee (contacting customers)
Special presentation of cheques
Stop payments
Bank cheque
Transfers/Payments
Stop order establishment/amendment
Stop order transaction fee
Magtape/debit orders: Internal
Magtape/debit orders: External
Telegraphic expenses
Electronic banking (Internet banking)
Monthly subscription fee
Electronic payments
Electronic inter-account transfers
Transfers to investment accounts
Future-dated payments
Unpaid charges on future-dated payments due to insufficient funds
Provisional statements
Deposits
Cash deposit > N$500
Postdated cheques
Deposit books
Small
Duplicate large
Triplicate large
Various
Provisional statements
History statements/search fee
< six months
> six months
Auditors certificates
Confirmation of Payment to Account via Email/SMS
2. Savings Accounts
Opening Deposit
Card-based accounts PlusPlan
Book-based accounts PlusPlan
E-Plan
Minimum balance
PlusPlan 5 transactions are free of charge if minimum amount of N$6500.00 is maintained
at all times during the month
Cash Deposit Fee
Cheque deposit
Cash deposit 500 >
Postdated cheque deposit
Cash Withdrawals
ATM
Over the counter - PlusPlan
ATM Card Replacement
First issue
Replacement of lost/damaged card
ATM Transactions
Transfers
Mini statement
Balance enquiry
3. Other
Advances and Overdraft Facilities
Annual review of facility Business
Referral fee
Residential Home Loans
Home loan origination fee (inclusive law active fee)
Property guarantee fee
Bond cancellation fee (excluding attorney fee)
Property Assessment Fee (excluding attorney fee)
Building loans
Progress payment (per inspection)
Further bonds (re-evaluation)


Bond registration fee
Vehicle & Asset Finance
Documentation fee
Hire Purchase Instalment fee
Safe Custody and Securities
Closed custody sealed bag/deed boxes
Open custody and securities
Access fee/re-lodgement
International Banking
Purchase of foreign currency notes
Purchase of foreign travelers cheques
Sale of foreign travelers cheques
Sale of foreign currency notes
Exchange Control Work
Student allowance
Single discretionary allowances incl. Travel allowance, Gifts, Donations to missionaries, Maintenance transfer
International Payments
Purchase of foreign currency cheques
Swift transfers
Issue of Bank draft
Guarantees and Letters of Credit
Establishment of property guarantees - Cash cover
Establishment of letter of credit opening commission (local)
Letters of credit: Advised and negotiated through Standard Bank Namibia (no confirmation)
N$200.00
N$1000.00
N$50.00
N$50.00
Free
2.00%
N$64.00
N$4.80 : 1.00% : N$24.00
N$34.50
Free
N$68.00
N$5.85
N$1.30
Free
0.1% of total facilities min N$1000.00
N$125.00
N$1790.00
N$650.00
N$1000.00 + N$350.00 per further bond + Law Active fee N$100.00
0.25% of assessed value: min N$800.00, max N$3200.00
N$580.00
0.15% of assessed value: min N$780.00, max N$3200.00
Fee determined by attorneys
N$1270.00
N$136.62
N$388.00 per annum
N$197.00 per annum
N$48.00 per access
1.75% min N$19.00
1.65% min N$40.00
1.65% min N$52.00
1.75% min N$19.00
Excon limit: N$160 000.00 per adult, N$320 000.00 per student accompanied by spouse
Excon limit: N$1 000 000.00 per adult, N$200 000.00 per child under 18 years
N$93.00 : 0.71% : N$382.00
N$90.00 : 0.59% : N$495.00
N$127.00 : 0.80% : N$631.00
N$440.00
N$330.00
N$342.00
Free
Free
N$5.60 : 1.79% : N$36.10
N$8.00 : 0.69% : N$17.00
Free
N$1.30
N$3.50
N$3.80
N$10.00 + ATM withdrawal fee
N$3.80
N$3.80
Free
N$68.00
N$34.50
N$35.00
N$51.00
Free
N$190.00
N$64.00
N$125.00
N$74.00
N$60.00
N$76.00
N$14.90
N$4.60
N$3.80
N$5.00 : 1.15% : N$18.70
N$91.00
N$24.50
N$3.50: 0.75% : N$17.00
N$3.50
Free
N$3.50 : 0.75% : N$17.00
N$17.50
Free
2.00%
N$64.00
N$34.50
N$45.00
N$52.00
N$8.00
N$19.00
N$43.00
N$134.50
N$0.55