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Why You Should Never Be

a Trader
Because we always have new members in the TrulyRichClub, I need to defne terms here
Investors buy stocks and dont sell for six months to 20 years.
Traders buy stocks and sell them after a few hours or days.
Heres another difference: Investors buy only the giants we recommend in our list below. Traders buy
anything, especially penny stocks, because theyre more volatile, and thus give them more opportunity to earn
more money (theoretically).
Here are 3 Reasons why you should never become a trader:
1. Traders Pay More Fees.
Every time you buy and sell stocks, you pay a fee.
Yes, the fees are cheap.
But still, they do add up.
And thats subtracted from your profts.
2. Traders Need More Expertise.
Some of my friends are fulltime traders.
The stock market is their fulltime job.
They dont do anything else.
Guess what: A lot of them still lose money!
Despite ALL their training.
3. Traders Need More Time.
How much time a day will you spend in actively
trading?
One hour? Two hours? Three hours?
Question: Why not just invest that one, or two, or
three hours ON your business? Even if you trade
only one hour a day, thats already fve hours a
week.
If youre a salesman, use that one hour to call up former customers just to s ay
Hi and build relationships.
If youre an entrepreneur, use that one hour to study how to market your products through the internet.
Believe me, youll earn more money!
And whatever added proft you earn from your business, you can plow back to the stock market as an
investor!
Stocks Update Stocks Update
Guidance for Stock Market Investing Exclusively for TrulyRichClub Members
Note: To understand the Stocks Update, frst read Bos Ebook, My Maid Invests in the Stock Market.
Click here www.TrulyRichClub.com to download now.
August 2013
Stocks Update PAGE 1 OF 8
Stocks Update Stocks Update
Volume 4, No. 15
Stocks Update PAGE 2 OF 8
Stocks Update Stocks Update
What You Should Never Do

After giving a talk on stock market investing, a participant (who probably came in late and didnt hear my
entire talk) came up to me and asked, Bo, my bank is offering me a personal loan of 0.9 percent monthly interest.
Can I borrow and put it in the stocks? If I can earn at least 20 percent a yearIll be on top
Questions like this make my toes curl.
I told him, I care for you. Dont do that. If I had an enemy I wanted to torture, Id tell him to trade the stock
market on borrowed money.
Work on Your Business, Not the Stock Market
Heres the harsh reality.
You cant invest in the stock market if you dont
have cashfow.
What is cashfow?
Cash that fows to you. (Gosh, Im so brilliant.)
Every month, you have a steady income stream that
pours money into your lap. That income stream could
be your job or business.
If you dont have cashfow, you cant invest in the
stock market. Period.
So what should you do?
Spend 99 percent of your time (creativity, energy,
attention) on your business.
Create your cashfow.
Increase your cashfow.
Multiply your cashfow.
And then spend 1 percent of your time on investing that cashfow on the stock market.
Happy investing!
May your dreams come true,


Bo Sanchez
PS. Mike will talk about the key highlights of the Citiseconlines midyear market briefng.
PS2. If you have questions, please visit our online forum where you can ask our panel of experts. To visit, click
here now.
Stocks Update Volume 4, No. 14 August 2013 PAGE 3 OF 8
Stocks Update Stocks Update
LONG-TERM GROWTH INTACT:
Key Highlights from COLs 2013 Midyear
Market Briefng
By Mike Vias
Last August 12, 2013 at Meralco Theatre, COL Financial held their 2013 Midyear Market Briefng entitled,
THE TIDES OF OPPORTUNITY. Here are some key highlights from that evening:
Long-term growth intact for the Philippine Stock Market
The Philippine Market will continue its long-term ascent, driven by the following strong fundamentals:
1. Favorable Economic Growth Outlook
2. Less Vulnerable to Risks Facing Emerging Markets in Asia
3. BSP to Limit Access to SDA Investments
Favorable Economic Growth Outlook
nSince 2008 (except for 2009) the Philippines has been outperforming the world in terms of its GDP. In
2012, we had a GDP of 6.6 percent as compared to the 2.3 percent of the world. Also, in the 1
st
quarter of
this year, we grew by 7.8 percent as against the 2.7 percent of the rest of the world. Such growth was better
than expected. It was the fattest in Asia and it is seen to have a more sustainable increase.
nConsumer spending driven by:
Strong consumer confdence hits an all-time high caused by: better job
opportunities, increase investment infows, and salary increases
Resiliency in OFW remittances and growth in BPO sector
Weaker peso and benign infation that will boost spending power
The Philippines is about to enter its demographic window. This is a
period of high economic growth caused by a growing number of people
entering the productive ages of 15 to 64. It has been seen that economies
of countries that had entered such a window grew by an average of 7.3
percent in the 1
st
decade alone. For us, it is expected to open in 2015
and last until 2050. During this time, we will see the working population
reach 63 percent in 2015 and peak at 69 percent by 2040-2055.
nInvestment spending driven by:
Credit ratings upgrade given by Fitch and S&P. An upgrade by Moodys
is expected to follow. Such an upgrade will mean that the Philippines will now be part of the radar screen
of more foreign investors, which will help ensure low funding cost, and lead to more investments, GDP
growth, and a higher stock market.
Strong business confdence driven by expansion of businesses, the countrys strong macroeconomic
fundamentals, and the said credit rating upgrade.
Healthy and liquid banking system
Favorable regional developments
Growth in PPP Projects
nInvestment spending willing and ready as seen by the improvement of governments fnances in the recent
years. This will pave the way for higher spending, and we saw this even in the 2
nd
quarter of this year. Such
spending is expected to remain strong in 2014 with social and economic service to grow faster.
Less Vulnerable to Risks Facing Emerging Markets in Asia
Compared to Thailand and Indonesia who suffered from GDP downgrade, the Philippines was given an
upgrade.
The Philippine is becoming less dependent on exports and the sale of commodities, which makes the
Philippines more resilient to global economic weakness and the rebalancing of the Chinese economy.
The Philippines boasts of a very strong current account position, minimizing the threat of a sharp peso
depreciation.
The potential increase in interest rates is expected to be minimal.
BSP to Limit Access to SDA Investments
Trust entities offering SDA investments will no longer be able to offer such, as these will be phased out by
November 2013.
This will cause funds to go into riskier assets looking for higher yields, such as the stock market. This will
also help mitigate the unfavorable impact of foreign fund outfow.

Challenges and Risks
However, along with these drivers that will justify the continued long-term growth of the market, we also
face some challenges and risks ahead:
The Philippine market is comparatively expensive against Thailand and Indonesia. Although this is
justifable because of our better economic outlook.
Earnings growth is seen to slow down in 2014, with the consumer and property sectors leading the pack.
Investor sentiments remain poor and fearful.
Weaker currency
Rising interest rates
Volatile stock market
PSEi Projection
Thus, by the end of 2013, COL Research foresees the PSEi closing between 7250-7500 and 7450-7700 for
the end of 2014.
I hope this has given you a better idea where our market is headed. On our part we simply have to be
continuously faithful with our SAM investment as it goes through such tides of opportunities where we can get a
better average price for our stocks. Make sure your monthly or quarterly investment remains intact.
Happy long-term investing!
Stocks Update Volume 4, No. 14 August 2013 PAGE 4 OF 8
Stocks Update Stocks Update
Stocks Update Volume 4, No. 14 August 2013 PAGE 5 OF 8
Stocks Update Stocks Update
Here are our SAM Tables (as of market closing August 15, 2013).
STOCK Current Price Buy Below Price Target Price Action to Take
AC 598.50 602.4 753.00 Continue Buying
BDO 82.00 89.60 112.00 Continue buying
DNL 6.87 8.40 10.50 Continue buying
JGS 40.00 34.4 43.00
HOLD: Stop buying
*as per Bos instructions
LRI 10.50 12.68 15.85 Continue buying
MBT 110.00 119.20 149.00 Continue buying
MEG 3.40 3.89 4.87 Continue buying
MER 291.20 278.00 347.50 Stop buying for now
SM 805.50 760.00 950.00 Stop buying for now
TEL 3,070.00 2848.00 3,560.00 Stop buying for now
STOCK
SYMBOL
DATE
BOUGHT
PRICE
BOUGHT
PRICE
TODAY
YOUR
RETURN
BUY BELOW
PRICE
TARGET
PRICE
EXPECTED
GROWTH
AC Jul-13 603.50 598.50 -0.83% 654.80 753.00 24.77%
Aug-13 598.50 598.50 0.00% 602.40 753.00 25.81%
TOTAL -0.41% 25.29%
BDO Apr-13 86.10 82.00 -4.76% 89.60 112.00 30.08%
Jun-13 84.50 82.00 -2.96% 97.40 112.00 32.54%
Jul-13 87.50 82.00 -6.29% 97.40 112.00 28.00%
Aug-13 82.00 82.00 0.00% 89.60 112.00 36.59%
TOTAL -3.50% 31.80%
DNL Feb-13 6.45 6.87 6.51% 8.48 9.75 51.16%
Mar-13 6.71 6.87 2.38% 8.48 9.75 45.31%
Apr-13 7.00 6.87 -1.86% 8.70 10.00 42.86%
May-13 8.36 6.87 -17.82% 8.70 10.00 19.62%
Jun-13 7.90 6.87 -13.04% 8.70 10.00 26.58%
Jul-13 6.58 6.87 4.41% 8.70 10.00 51.98%
Aug-13 6.87 6.87 0.00% 8.40 10.50 52.84%
TOTAL -2.77% 41.48%
JGS Feb-12 25.75 42.00 63.11% 28.83 35.00 35.92%
Mar-12 26.55 42.00 58.19% 30.43 35.00 31.83%
Apr-12 34.00 42.00 23.53% 34.78 40.00 17.65%
May-12 31.40 42.00 33.76% 34.78 40.00 27.39%
Jun-12 32.00 42.00 31.25% 34.78 40.00 25.00%
Aug-12 32.50 42.00 29.23% 34.78 40.00 23.08%
Sep-12 32.95 42.00 27.47% 34.78 40.00 21.40%
Oct-12 33.20 42.00 26.51% 34.78 40.00 20.48%
Nov-12 34.10 42.00 23.17% 37.39 43.00 26.10%
TOTAL 35.13% 25.43%
Stocks Update Volume 4, No. 14 August 2013 PAGE 6 OF 8
Stocks Update Stocks Update
STOCK
SYMBOL
DATE
BOUGHT
PRICE
BOUGHT
PRICE
TODAY
YOUR
RETURN
BUY BELOW
PRICE
TARGET
PRICE
EXPECTED
GROWTH
LRI Jun-13 11.50 10.50 -8.70% 12.68 15.85 37.83%
Jul-13 11.00 10.50 -4.55% 12.68 15.85 44.09%
Aug-13 10.50 10.50 0.00% 12.68 15.85 50.95%
TOTAL -6.62% 44.29%
MBT Jun-11 71.52 110.00 53.80% 78.88 93.60 30.87%
Jul-11 79.55 110.00 38.28% 78.88 93.60 17.66%
Aug-11 75.50 110.00 45.70% 78.88 93.60 23.97%
Sep-11 72.00 110.00 52.78% 78.88 93.60 30.00%
Oct-11 69.05 110.00 59.30% 78.88 93.60 35.55%
Nov-11 71.90 110.00 52.99% 78.88 93.60 30.18%
Dec-11 68.00 110.00 61.76% 78.88 93.60 37.65%
Jan-12 70.60 110.00 55.81% 83.07 108.00 52.97%
Feb-12 78.90 110.00 39.42% 83.07 108.00 36.88%
Mar-12 88.00 110.00 25.00% 93.91 108.00 22.73%
Apr-12 86.00 110.00 27.91% 93.91 108.00 25.58%
May-12 88.75 110.00 23.94% 93.91 108.00 21.69%
Jun-12 86.50 110.00 27.17% 93.91 108.00 24.86%
Sep-12 93.40 110.00 17.77% 93.91 108.00 15.63%
Oct-12 93.00 110.00 18.28% 104.35 120.00 29.03%
Nov-12 96.05 110.00 14.52% 104.35 120.00 24.93%
Jan-13 103.40 110.00 6.38% 113.04 130.00 25.73%
Feb-13 112.50 110.00 -2.22% 129.57 149.00 32.44%
Mar-13 117.00 110.00 -5.98% 129.57 149.00 27.35%
Apr-13 118.30 110.00 -7.02% 129.57 149.00 25.95%
Jun-13 121.00 110.00 -9.09% 129.57 149.00 23.14%
Jul-13 112.70 110.00 -2.40% 129.57 149.00 32.21%
Aug-13 110.00 110.00 0.00% 119.20 149.00 35.45%
TOTAL 25.83% 28.80%
MEG May-13 4.23 3.40 -19.62% 4.16 4.78 13.00%
Jun-13 3.67 3.40 -7.36% 4.16 4.78 30.25%
Jul-13 3.15 3.40 7.94% 4.16 4.78 51.75%
Aug-13 3.40 3.40 0.00% 3.89 4.87 43.24%
TOTAL -4.76% 34.56%
MER Jul-13 286.60 291.20 1.61% 278.00 347.50 21.25%
TOTAL 1.61% 21.25%
TEL Jun-13 2902.00 3020.00 4.07% 3043.50 3500.00 20.61%
Jul-13 2854.00 3020.00 5.82% 2800.00 3500.00 22.63%
TOTAL 4.94% 21.62%
Stocks Update Volume 4, No. 14 August 2013 PAGE 7 OF 8
Stocks Update Stocks Update
Mike Vias is a Corporate Accounts Offcer and Relationship Manager at CitisecOnline. He is a Certifed
Securities Representative and a Certifed Investment Solicitor.
2012 Top 10 Winners of TrulyRichClubs Stocks
If you followed our Stock Recommendations in the past, youd have enjoyed these earnings. Were reposting this
again to encourage you to be faithful to your monthly investments today for the stocks we recommend above.
Never give up. And youll have great winners 10 to 20 years from now!
Note: The percentage returns cannot be compared between the two tables below. The All Time Winners table does
not take into consideration a cost-averaging method. The percentage return is only from a buy-and-hold strategy.
The 2012 Table however integrates a cost-averaging method throughout the months it was under the Buy-Below.
STOCKS
STOCK
SYMBOL
TIME
RECOMMENDED
ESTIMATED
TIME
HELD
PRICE
RANGE
ESTIMATED
RETURN
Ayala Land ALI
June 2011 to February 2012
(3
rd
week)
9 Months P15.09 to P21.65 35%
Nickel Asia NIKL
February 2012 to March
2012
(3
rd
week)
2 Months P23.75 to P26.20 10.32%
Bank of The
Philippine
Islands
BPI
February 2012 to November
2012 (4
th
week)
10 Months P68.45 to P91.00 34.29%
Ayala
Corporation
AC
October 2012 to December
2012 (2
nd
week)
2 Months P440.00 to P520.00 17.65%
SM Prime
Holdings
SMPH
February 2012 to December
2012 (1
st
week)
10 Months P12.48 to P17.00 27.75%
Top 10 Past Winners of TrulyRichClubsStocks
STOCKS
STOCK
SYMBOL
TIME
RECOMMENDED
TIME
HELD
PRICE
RANGE
YOUR
RETURN
Lepanto LC Dec 2010 to May 2011 5 Months P0.34 to P0.85 150%
Jollibee JFC Mar 2010 to May 2011 14 Months P47.50 to P94.45 98%
Security Bank SECB Mar 2010 to May 2011 14 Months P53.00 to P96.20 81%
DMCI DMC Sep 2010 to May 2011 8 Months P27.25 to P44.80 64%
Intl Container ICT Sep 2010 to May 2011 8 Months P32.40 to P48.70 50%
First Gen Co. FGEN Mar 2010 to May 2011 14 Months P9.80 to P14.78 50%
Megaworld MEG Jul 2010 to May 2011 10 Months P1.54 to P2.30 49%
Nickel Asia NKL Oct 2010 to May 2011 8 Months P15.00 to P22.40 49%
Ayala Land ALI Mar 2010 to May 2011 14 Months P11.25 to P16.64 47%
Energy Devt Co. EDC Mar 2010 to May 2011 14 Months P4.85 to P6.49 33%
(Disclaimer: Past performance doesnt guarantee that youll have the exact same results in the future. After all,
your earnings all depend on the markets performance.)