Clculo del valor de la cuota y montos por perodo en:

Sistema Alemn
Tasa anual
Perodos por ao
Tasa perodo
Perodos totales
Perodos de gracia
Monto prstamo
Gastos al inicio

9.00 %
12
0.75 %
120
0
$ 10,000
$0

0
cuotas mensuales

Perodos de pago
Plazo en aos:

120
10.00

0
0

Flujo de fondos

TIR anual
9.38 %

TOTAL

$ 14,538
Meses

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27

TIR por perodo

0.7 %
$ 10,000

Cuota Amortizacin

-10,000
158
158
157
156
156
155
155
154
153
153
152
151
151
150
150
149
148
148
147
146
146
145
145
144
143
143
142

83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83

$ 4,538
Intereses

Deuda

75
74
74
73
73
72
71
71
70
69
69
68
67
67
66
66
65
64
64
63
62
62
61
61
60
59
59

10,000
9,917
9,833
9,750
9,667
9,583
9,500
9,417
9,333
9,250
9,167
9,083
9,000
8,917
8,833
8,750
8,667
8,583
8,500
8,417
8,333
8,250
8,167
8,083
8,000
7,917
7,833
7,750

28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

141
141
140
140
139
138
138
137
136
136
135
135
134
133
133
132
131
131
130
130
129
128
128
127
126
126
125
125
124
123
123
122
121
121
120
120
119
118
118
117
116
116
115
115

83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83

58
57
57
56
56
55
54
54
53
52
52
51
51
50
49
49
48
48
47
46
46
45
44
44
43
43
42
41
41
40
39
39
38
38
37
36
36
35
34
34
33
33
32
31

7,667
7,583
7,500
7,417
7,333
7,250
7,167
7,083
7,000
6,917
6,833
6,750
6,667
6,583
6,500
6,417
6,333
6,250
6,167
6,083
6,000
5,917
5,833
5,750
5,667
5,583
5,500
5,417
5,333
5,250
5,167
5,083
5,000
4,917
4,833
4,750
4,667
4,583
4,500
4,417
4,333
4,250
4,167
4,083

72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115

72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115

114
113
113
112
111
111
110
110
109
108
108
107
106
106
105
105
104
103
103
102
101
101
100
100
99
98
98
97
96
96
95
95
94
93
93
92
91
91
90
90
89
88
88
87

83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83
83

31
30
29
29
28
28
27
26
26
25
24
24
23
23
22
21
21
20
19
19
18
18
17
16
16
15
14
14
13
13
12
11
11
10
9
9
8
7
7
6
6
5
4
4

4,000
3,917
3,833
3,750
3,667
3,583
3,500
3,417
3,333
3,250
3,167
3,083
3,000
2,917
2,833
2,750
2,667
2,583
2,500
2,417
2,333
2,250
2,167
2,083
2,000
1,917
1,833
1,750
1,667
1,583
1,500
1,417
1,333
1,250
1,167
1,083
1,000
917
833
750
667
583
500
417

116
117
118
119
120

116
117
118
119
120

86
86
85
85
84

83
83
83
83
83

3
2
2
1
1

333
250
167
83
0

Clculo del valor de la cuota y montos por perodo en:

Sistema Francs
Tasa anual
Perodos por ao
Tasa perodo
Perodos totales
Perodos de gracia
Monto prstamo
Gastos al inicio

9.00 %
12
0.75 %
120
0
$ 10,000
$0

0
cuotas mensuales

Cuota por perodo

Perodos de pago
Factor de anualidad
Plazo en aos:

$ 127
120
0.0127
10.00

0
0

Flujo de fondos

TIR anual
9.38 %

TOTAL

$ 15,201
Meses

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27

TIR por perodo

0.75 %
$ 10,000

Cuota Amortizacin

-10,000
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127

52
52
52
53
53
54
54
54
55
55
56
56
57
57
57
58
58
59
59
60
60
60
61
61
62
62
63

$ 5,201
Intereses

Deuda

75
75
74
74
73
73
73
72
72
71
71
71
70
70
69
69
68
68
68
67
67
66
66
65
65
64
64

10,000
9,948
9,896
9,844
9,791
9,738
9,684
9,630
9,576
9,521
9,465
9,410
9,354
9,297
9,240
9,183
9,125
9,067
9,008
8,949
8,889
8,829
8,769
8,708
8,647
8,585
8,523
8,460

28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127

63
64
64
65
65
66
66
67
67
68
68
69
69
70
70
71
71
72
72
73
73
74
75
75
76
76
77
77
78
79
79
80
80
81
82
82
83
83
84
85
85
86
87
87

63
63
62
62
62
61
61
60
60
59
59
58
58
57
56
56
55
55
54
54
53
53
52
52
51
50
50
49
49
48
48
47
46
46
45
45
44
43
43
42
41
41
40
39

8,397
8,333
8,269
8,204
8,139
8,073
8,007
7,941
7,873
7,806
7,738
7,669
7,600
7,530
7,460
7,389
7,318
7,246
7,174
7,101
7,028
6,954
6,879
6,804
6,728
6,652
6,575
6,498
6,420
6,342
6,262
6,183
6,102
6,021
5,940
5,858
5,775
5,692
5,608
5,523
5,438
5,352
5,265
5,178

72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115

72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115

127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127
127

88
88
89
90
91
91
92
93
93
94
95
95
96
97
98
98
99
100
100
101
102
103
104
104
105
106
107
107
108
109
110
111
112
112
113
114
115
116
117
118
118
119
120
121

39
38
38
37
36
35
35
34
33
33
32
31
31
30
29
28
28
27
26
25
25
24
23
22
22
21
20
19
18
18
17
16
15
14
13
13
12
11
10
9
8
7
6
6

5,090
5,002
4,913
4,823
4,732
4,641
4,549
4,457
4,364
4,270
4,175
4,080
3,984
3,887
3,789
3,691
3,592
3,492
3,392
3,291
3,189
3,086
2,982
2,878
2,773
2,667
2,560
2,453
2,345
2,235
2,126
2,015
1,903
1,791
1,678
1,563
1,449
1,333
1,216
1,098
980
861
740
619

116
117
118
119
120

116
117
118
119
120

127
127
127
127
127

122
123
124
125
126

5
4
3
2
1

497
374
251
126
0

Clculo del valor de la cuota y montos por perodo en:

Sistema Americano
Tasa anual
Perodos por ao
Tasa perodo
Perodos totales

9.00 %
12
0.75 %
120

cuotas mensuales
0
0

Monto prstamo
Gastos al inicio

Flujo de fondos

10.00

TIR anual
9.38 %

TOTAL

$ 2,025
Meses

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27

Plazo en aos:

$ 10,000
$0

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27

TIR por perodo

0.75 %
$ 10,000

$ 2,025

Cuota Amortizacin

-10,000
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Intereses

Deuda

75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75

10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000

28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75

10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000

72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115

72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115

75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75
75

10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000

116
117
118
119
120

116
117
118
119
120

75
75
75
75
10,075

0
0
0
0
10,000

75
75
75
75
75

10,000
10,000
10,000
10,000
0

Clculo del valor de la cuota y montos por perodo en:

"Baln"
Tasa anual
Perodos por ao
Tasa perodo
Perodos totales

9.00 %
12
0.75 %
120

cuotas mensuales
ERROR : La planilla no permite calcular ms de 24
perodos

Monto prstamo
Gastos al inicio

Plazo en aos:

$ 10,000
$0

Flujo de fondos

TIR anual
#NUM!

TOTAL

$0
Meses

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

10.00

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

TIR por perodo

#NUM!
$ 10,000

$0

Cuota Amortizacin

-10,000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

Intereses

Deuda

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000
10,000

Tasa anual:

Sistema

Alemn
Francs
Americano
Baln

9.00%

TIR anual

9.38%
9.38%
9.38%
#NUM!