Guzara Allowance

Approved by Central Zakat Council

87th Meeting -16th November; 2002
1. Istehqaq shall be determined by the Local Zakat Committee
concerned.
1.1 The following eligibility criteria shall apply:
• An adult Muslim, living below poverty line (RS. 670/- p.m),
with preference to windows and disabled.
• Unemployed
• Should not be a habitual beggar.
1.2 Before certifying Istehqaq, the beneficiary will furnish the
following declaration:-
Declaration
I, ______________________S/O, D/O ______________________
holder of N.I.C. NO._______________________ do hereby declare
that I am not in receipt of financial assistance from any other poverty
alleviation programmes of the government and that presently I posses
neither any source of income nor any employment to provide for the
subsistence of myself and my family.
My address is given below:-

Permanent address
____________________
____________________
____________________

Temporary Address

____________________
____________________
____________________

Witness (signature of Beneficiary)

____________________
____________________
____________________

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 2. Pavement shall be made to mustahqeen through crossed
cheques by the respective Local Zakat Committee:
2.1. Crossed cheques will be presented to beneficiaries in the
presence of notables of the area, which may include Imam
Masjid and Head of School.
2.2. Depending upon the currency period of an Istehqaq
Certificate, the cheque will be issued for the whole of the
currency period, at the monthly rate of Guzara Allowance.
2.3. No cheque will be issued for an amount that exceed the
currency period of six months i.e. RS. 3000.00. Only in cases
where the Istehqaq of a beneficiary is renewed after the
currency of 6 months, a fresh cheque will be issued to the
same beneficiary covering the period of renewal.
2.4. Close liaison will be maintained with local banks to ensure
that beneficiaries face no difficulty in the opening of their
accounts for credit of their crossed cheques. Refusal of any
bank to cooperate for this purpose will be reported
immediately to the Chairman, District Zakat Committee and
Chief Administrator Zakat simultaneously.
2.5. It shall be the responsibility of the Chairman, Local Zakat
Commitees to ensure that Zakat Paid Clerk/Group Secretaries
or any other person are not involved in the pavement of
Guzara allowance and cheques are not delivered to
beneficiaries through them.
2.6. Full and timely payments to beneficiaries will be ensured.
Every effort will be made to avoid delays which may add to
their financial hardships.
3. The rate of Guzara Allowance shall be RS.500/- per month
per Mustahiq:
3.1. Not more than one mustahiq will be selected from one and
the same household for the sanction of Guzara allowance.
3.2. Payments will be made at the full monthly rate, which will not
be curtailed to a lesser amount to accommodate additional
beneficiaries.
3.3. Istehqaq will be determined by the Local Zakat Committee of
the area of beneficiary’s permanent residence.
3.4. A two percent quota of funds allocated under Guzara
Allowance will be reserved for the disabled (as approved by
Central Zakat Council in its 84th meeting held on 26th January
2002).
3.5. Separate record of all Istehqaq Certificates renewed during a
financial year will be maintained in a register in the manner
given at Annexure-A.

2
 3.6. No application shall be considered unless it has been received
and entered in the prescribed register. Such applications of
the most deserving persons will be considered in order of
priority within the budget allocation made under the head
Guzara allowance.
3.7. It will be the collective responsibility of Local Zakat
Committee members and Chairman to exercise to extreme
care and stick impartiality in selecting the rightful
beneficiates. The list of the selected beneficiaries will be
displayed prominently and prompt action will be taken to
satisfy any objection made against the selection of any
beneficiary.
Annexure-A

REGISTER OF ISTEHQAQ CERTIFICATES

RENEWD FOR GUCARA ALLOWANCE
BY_________ LOCAL ZAKAT COMMITTEE

Name of Particulars of the Particulars of Justification

Beneficiary First Istehqaq Renewal for Renewal
Certificate

Currency period

No From To No From To

3
 EDUCATIONAL STIPENDS
Approved by the Central Zakat Council
85th Meeting, 18th May, 2002

1. Provision of Zakat Assistance: Zakat assistance may be provided

through such schools, colleges, universities, polytechnic and other
educational training and professional initiations in Pakistan as are
established or recognized by the Government or established in the
private sector purely for charitable or social welfare purposes,
provided that documents in support of their claim are furnished
along with the application for grant of zakat assistance.
2. Istehqaq of a student shall be determined by the Local Zakat
Committee. The students (both boys & girls) will have the option
to apply for the Istehqaq Certificate either:-
- by himself/herself
- through his/her parent/guardian
- through the Head of Educational Institution
For this purpose, the student will use a prescribed Zakat
Scholarship form titled “MORA Scholarship” Form No. MORA-I.
The second part of the form relating to Istehqaq will be signed by
Chairman Local Zakat of the area of which the student is a
permanent resident. Istehqaq certificate for scholarship purposes
will be completed by the Local Zakat Committee within 30 days of
the receipt of MORA Scholarship Form and returned to applicant or
sender by retaining one copy for office record.
“In case Istehqaq certification from a Local Zakat Committee is
not received even after lapse of prescribed limit of thirty (30)
days, the MORA Scholarship Committee shall report, in writing, to
the concerned District Zakat Committee (DZC) requesting to
advise defaulting Local Zakat Committee for quick response.
Simultaneously the MORA Scholarship Committee, after satisfying
itself about the facts, shall be competent to grant scholarship
issued or declined by the Local Zakat Committee as the case may
be.
2.1 In addition, the Local Zakat Committee of the area where
the educational institution is located will also be competent
to issue Istehqaq certificates to eligible students (as decided
by 89th Central Zakat Council on 7.6.2003).

3. The rate of stipends as approved by the Central Zakat Council in

its 84th meeting held on 26th Jan, 2002 shall be as follows:-

4
S.No. Level of Education Rs. Per Month
I From Primary to Middle 75
II High School 112
III Intermediate and Graduate level 375
IV Post Graduate 750
V Engineering/Medical Colleges and 874
Engineering Universities
VI Computer Sciences 874

4. The stipends shall be paid in the form of “Zakat Annual Grant” to

the educational institution recommended by the concerned District
Zakat & Usher Committee (D.Z.C) and approved by Provincial Zakat
Council (P.Z.C.) in determining the size of annual grant, the D.Z.C.
will follow the guideline formula given below:

(i) Number of students certified as eligible for MORA

Scholarship by the Local Zakat Committees.
(ii)Number of students recommended for MORA Scholarship
by calculated on the basis of their Level of Education
(pertaining to each Scholarship) and its amount.
(iii) Total financial effect of the proposal for one
academic year. The table in Form MORA 2 will be used to
calculate the size of grant to an educational institution.

5. MORA Scholarship Committee will hold Performance Review Meeting

every six months. Depending upon the performance of the student,
the Committee will decide whether to continue the scholarship or
cancel it for the remaining period. A list of students deleted from
the scholarship program will be supplied to the District Zakat &
Ushr Committee and funds relating to them will be refunded to
District Zakat Fund. The scholarship will be renewable for the next
academic year subject to approval of District Zakat & Ushr
Committee for additional funds needed due to promotion of the
student to the higher class and thereby to a higher stipend bracket.
6. The following procedure will be followed for making payment of
MORA Scholarship to a deserving student:
Step-1 After approval of Annual Zakat grant for an institution by
the Provincial Zakat Council, the concerned District Zakat &
Ushr Committee will release it on biannual basis, ensuring
that the first installment is transferred to the institution
within 30 day of the commencement of academic year in
that institution. For the purpose of release the grant, the
DZCs will issue crossed cheques in the name of Head of

5
 Institution (by designation) or to a person nominated
specifically for this purpose by that institution.
Step-2 On receipt of the cheque, the Head of the Institution will
open a current account in a scheduled bank titled “MORA
Scholarship Grant, the MORA Scholarship Committee will
hold a meeting to disburse the scholarships to students
approved by the Provincial Zakat Council. The payment shall
be made in cash on monthly basis, under a prescribed
receipt duly signed by the student. The specimen of the
receipt will be as in Form MORA-3. The composition of MORA
Scholarship Committee shall be as under:
(i) Head of Institution
(ii)Class Teacher
(iii) Nominated member of District Zakat & Ushr Committee. Or
Chairman Local Zakat Committee within whose jurisdiction
the institution is located or a member of the committee
(LZC) nominated by the Chairman District Zakat Committee.
Step-4 A proper record for audit purposes will be maintained of the
total grant received and payments made monthly, the
following particulars of the student will be recorded in the
Register of Payments.
• Name of student
• Father’s Name
• Permanent Address
• Name of L.Z.C which certified Istehqaq
• Istehqaq Certificate Number
• Amount of annual scholarship
• Amount of monthly payment
• Remarks on the performance of the student

Step-5 Payment of scholarship shall be on the principle of Tamleek.

On receiving payment, the student twill use it for the
following purposes only:
• Fees
• Course Books
• Course Stationery
• Study material

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7. The Zakat funds shall be disbursed by the District Zakat & Ushr
Committee according to following proportion:
I Primary to Matric 50%
II Science, Arts & Professional 25%
Education
II Higher Education 25%

7(a) At least 25% scholarships at all levels are earmarked for

mustahiq girl students.
7(b) The Mustahiq students of Arts from Matric to Post Graduate
level will also eligible for stipends from Zakat Funds.

8. The stipend sanctioned for a student shall be discontinued on the

recommendations of MORA Scholarship Committee under intimation
to the father/guardian and the Local Zakat Committee concerned if
his/her conduct or performance is found to be unsatisfactory.

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 EDUCATIONAL STIPENDS
(TECHNICAL)
Approved by CZC

1. Objective:
1.1 Creation of income generating opportunities for the poor
students by providing appropriate vocational or technical
training to them.
2. Eligibility Criteria:
2.5 Unemployed adult Muslim, living below poverty line (Rs. 70
per month).
2.6 Possesses minimum qualifications set for admission to the
training course by the training institute (by whatever name
called) within each Province. .
2.7 Capable of self-employment without further support under
any Zakat disbursement program.
2.8 Age between 18-35 years.

3. Istehqaq Certification:
The Local Zakat Committee (LZC) of the area of student's
permanent residence shall certify his/her Istehqaq. The student
will have the option to apply for the Istehqaq Certificate either:
__ Personally.
__ Through parent/guardian/or.
__ Through the Head of training institute.

Simultaneously the MORA Scholarship Committee, after

satisfying itself about the facts, shall be competent to grant
scholarship provisionally to the, Mustahiq until the requisite
certificate is issued or declined by the Local Zakat Committee as
the case may be.
3.5 In addition, the Local Zakat Committee of the area where
the educational institution is located will also be competent
to issue istehqaq certificates to eligible students (as decided
by 89th Central Zakat Council on 7.6.2003).
4. Rate of Stipend/Scholarship:
4.1 A maximum monthly amount RS: 10001- per student shall
be payable as MORA Scholarship. Where necessary, the

8
 ceiling will be relaxable for reasons to, be recorded in
writing, by MORA Scholarship Committee, subject to final,
approval of the concerned District Zakat Committee.

4.2 In addition, one-time grant of Rs.5, 000/- will also be paid

to each student for the purchase of required
tools/equipment that would help him in self employment on
the basis of training received and skill acquired. This
payment will be made to the student only after the
successful completion of the training course.
5. Categorization of Training Institutes:
5.1. Any training institute established or recognized by the
Provincial or Federal Government or being; run in the
private sector (subject to recognition of its
diploma/certificate by the Provincial / Federal Government
or any other competent body so authorized) shall be eligible
to receive Annual Zakat Grant.
6. Application Procedure

6.1 Application forms, MORA-I (technical) will keep in sufficient

quantity at DZCs, PZAs and also distributed to the training
institutes on demand.
6.2 Every DZC will maintain a list of institute located in its
jurisdiction. Every year, well before the start of an academic
session they will be invited for enlistment with the DZC if
interested. A time limit will be fixed to complete the
enlistment process. Training Institutes not enlisted under
the procedure shall not be eligible for MORA Scholarships.

6.3 A consolidated list of. the enlisted training institutes will be

forwarded to the Provincial Zakat Administration (PZA) for
obtaining one-time approval of PZC. Once approved, the
institutes shall continue to receive MORA Scholarship Grant
year after year, unless their name is deleted or struck off by
the DZC, for reasons to be recorded in the minutes of its
meeting. Under intimation to the concerned institution.

6.4. While applying for enlistment, the training institutes shall

also provide a comprehensive Training Plan for the whole
year, based upon the types of training courses, their
duration, minimum qualification, and the number of student
it can accommodate in each course.

6.5. Simultaneous with the enlistment the, DZG shall invite

Applications for MORA Scholarship (Technical) from
deserving persons specifying the types of courses their
duration minimum qualification against each, rate of
scholarship and eligibility criteria through advertisement in
the local press. The applications will be submitted through

9
 the concerned LZCs which will forward them to DZCs after
certification of Istehqaq. The copies of the advertisement
may also be supplied to all LZCs for displaying it
prominently at the Chairman's Office and giving it wide
publicity through mosques, schools etc. The deadline for
submission of application will be followed rigidly, so that
training plans agreed with institutes are not delayed.
6.6 On receipt at the DZC, the applications will be segregated
course- wise and presented to its MORA Scholarship
Committee, comprising the following members:
(i) Chairman, DZC chairman
ii) Nominated member of DZC Member
(He will also preside over
the meetings of Committee
in the absence of Chairman
DZC)
iii) Principal or Head of Training Member
Institute
iv) A senior member of Member
teaching staff
V) DZO SECRETARY

6.7. After, approval by the Committee, Annual Zakat grant

admissible to a training institute will be ca1culated and
released to it in two equal installments. The first installment
will be sanctioned a week or in two in advance of the
commencement of a course and the second installment
immediately after its successful completion. The table at
MORA-2 Technical shall be used to ca1culate the Zakat
grant admissible to a training institute.

6.8. While sanctioning Zakat grant to a Technical institute, the

DZC shall remain within the share of funds admissible to it
on population basis. Likewise, in the award of scholarships
the, committee will try to draw candidates from as many
LZCs as possible, in order to achieve, maximum
participation of all.

6.9. A Monitoring Committee of at least two DZC members shall

be constituted to supervise the conduct of the course and
the quality of training. The committee will also keep contact
with course beneficiaries and comment upon their chances
of permanent Settlement after successful completion of

10
 training and award of diploma! Certificates.
7. Allocation of Funds:
7.1 Funds will be allocated to the districts on population basis,
and released biannually. The release of second installment
shall be subject to at least 50 percent utilization of the 1st
installment. In order to enable DZCs in the timely
preparation of Training Plans and prompt payment of
scholarships before the start of every course, installments of
funds will be released in full to DZCs, and without any delay
whatsoever.

7.2 Monthly utilization reports showing the amount .of stipends

paid to the training institute beneficiaries and progress of
course running will be furnished by DZCs to their respective
PZAs by the 7th of every month following the month to
which they relate.

7.3 Every effort will be made by the DZCs to utilize the funds in
full according to their share. For this purpose, they will enlist
as many training institutes as necessary and plan extra
shifts of courses where needed. A consolidated progress
covering all districts will be submitted to MORA by the 23rd
of that month by the respective Provincial Zakat
Administration.

7.4 Funds/grants to, the training institutes will be released

through payee's A/c cheques only drawn in favour of the
Principal or his authorized representative.

7.5 A proper record for the purpose of internal and external

audit will be maintained both by the DZC and the concerned
technical institute separately to show, among others, the
following:

Names, addresses of students, Istehqaq Certificate

number, and number of scholarships paid; and amount of
scholarships paid.
7.6 At least 25 percent of scholarship at all levels shall be
earmarked for eligible girl students.
8. Selection of Courses
8.1 Every PZA will be competent to select its own vocational or
technical training courses from those offered by the
Provincial VTIs or other training institutes sector, mentioned
at Para 5 above. The main objective of the course
considered' suitable for selection will be the permanent
settlement of beneficiary after training. Proper care will
therefore be exercised in making the selection process as
best objective as possible. For this purpose, close
coordination and Consultation will be maintained with the
concerned institutions for professional advice and guidance.

11
 This liaison will also be desirable at DZCs level.
8.2 Without prejudice to the authority vested in them, the PZAs
can consult the following guide-line list of courses being
offered by the VTIs in the NWFP.

S. NO Name of Courses
1. Group –I Computer Courses
• Computer Operator
• Data Base
• Auto CAD
• Desk Top Publishing
• Medical Transcriptionist
• Other Computer related course
2. Group-II Electronics Courses
• Radio Mechanic
• Radio /TV Mechanic
• Computer Hardware
• Instrumentation & Control Systems
• Any other Electronic courses
3. Group-III Electronic Courses
• Repair & Maintenance of Electronical Home application
• Industrial Electrician
• Motor Winding
• Other related courses
4. Group-iv mechanical courses
• Fitter
• Turner
• Milling Machine Operator
• Mechanic
• Welder
• Plumber
• Ref & Air Conditioning Mechanic
• Any other Mechanic courses
5. Group- v Textile Courses
• Computer Textile designing
• Spinning /Weaving
• Quality Checker / control
• Process operator
• Fitter
• Lab Technician
• Screen Printing
• Garments stitching
• Management / Marketing
• Dying
• Printing
• Other courses relating to textile industry
6. Group-VI Commercial Trades

12
 • Office Assistant
• Account Assistant
• Import / Export Assistant
• Sale Promoters /Salesman
• Telephone Operator /Receptionist
• Other related courses
7. Group –VII Agriculture / Livestock Courses
• Gardener / Mali
• Agriculture Technician
• Water Management / Land Leveling
• Tractor /Farm machinery Operator
• Daily Farming
• Artificial Insemination
• Animal Health Care
• Poultry Farming
• Meat Processing / Butcher
• Other related courses
8. Group-VIII Auto /Diesel Courses
• Motor Cycle Mechanic
• Auto Mechanic
• Auto Electrician
• Auto Air Conditioner Mechanic
• Diesel Engine Mechanic
• Tractor Mechanic
• Farm Machinery Mechanic
• Drivers
• Denting / painting
• Tyre Repair / Wheel Balancing
• Other related courses
9. Group-IX Health Care Courses

• Clinical Assistance
• Health Work
• Lab. Assistant
• Other related courses
10. Group –X Hotel & Restaurant Services
• Commercial Cook
• Bakery Worker
• Waiter
• House Keeper
• Other related courses
11 Group –XI Construction Worker
• Mason /Brick Layer
• Carpenter
• Painter
• Other related work

12. Group-XII Furniture Making / Repair

• Furniture Making
• Upholster
• Canning
• Polishing

13
 • Other related courses
13. Group-XIII Misc. Group
• Tailoring / Dress Making
• Leather /Garment Stitching
• Carpet Making
• Cycle Mechanic
• Screen Printer
• Painter (Sign Boards)
• Primary Teacher

8.3. District-wise implementation plans will be prepared on the

basis of the training courses selected, their duration, fee per
student etc.
8.4. In order to complement the district implementation plans, the
technical institutes will prepare Technical Plan, showing the
following details:
i) Number of courses available, with fee and duration.
ii) Time table of each course with dates of commencement
and closure.
iii) Number of beneficiaries, who can be accommodated in
each course.
iv) Day and night shifts, where required and possible.
v) Minimum admission eligibility requirements of each course.
vi) Age restrictions, if any.
8.5 Certificates will be awarded to the successful student
beneficiaries in a simple ceremony at the conclusion of the
course. It will be attended by a nominated DZC member who
will record his impressions about its success or failure and
submit a report to the concerned District Zakat Committee.
8.6 Every Training Institute will submit an Implementation Status
Report to the Provincial Zakat Administration at the
conclusion of each course.

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 STIPENDS TO STUDENTS OF
DEENI MADARIS
Approved by Central Zakat Council
85th Meeting-18th may, 2002
1. Istehqaq shall be determined by the respective Local Zakat
Committee the students (both boys & girls) will have the option to
apply for the Istehqaq Certificate either
- By himself / herself
- Through his / her parent / guardian
- Through Mohtamim to the Madarssa
For this purpose, the student will use a prescribed Zakat
Scholarship Form titled “MORA Scholarship” Form No MORA-1.
The second part of the form relating to Istehqaq will be signed by
Chairman Local Zakat Committee of area of which the student is a
permanent resident.
Istehqaq certificate for scholarship purposes will be completed by
the Local Zakat Committee within 30 days of the receipt of MORA
Scholarship Form and returned do applicant or sender by retaining
one copy for office record.
In case Istehqaq certification from a Local Zakat Committee, is not
received even after lapse of described limit of thirty (30) days, the
MORA Scholarship Committee shall report, in writing, to the
concerned District Zakat Committees (DZC) requesting to advise
defaulting Local Zakat Committee for quick response simultaneously
the MORA Scholarship Committee, after satisfying itself about the
facts, shall by competent to grant scholarship provisionally to the
Mustahiq unitl the requisite certificate is issued or declined by the
Local Zakat Committee as the case may be.
1.1 In addition, the Local Zakat Committee of the area where the
educational institution is located will also be competent to

15
 issue istehqaq certificates to eligible students (as decided by
89th Central Zakat Council on 7.6.2003)

2. The rate of stipend shall be based on the status of a Madarssah

categorized as below:

(i) Model Deeni Madaris Preferential rate

(ii) Madaris affiliated with Pakistan Preferential rate

Madarssah Education Board (PMEB)

(iii) Regd. Madaris whose syllabus is higher -do-

or equivalent to Pakistan
Madarssah Education Board (Subject
to acceptance and recommendation
of P.Z.C and subsequent approval of
C.Z.C.

(iv) Regd. Madaris imparting Deeni Ordinary rate

education only, (without affiliation
with PMEB or adopting/following
its curriculum).

(v) Madaris branded as promoting No Financial

extremism, sectarian violence or Assistance
militancy.

2. Depending upon the above categories, the rates of preferential

and ordinary stipends are as under:
(a) Madaris belonging to categories I-III
Name of Course
i) Primary to Matric 500/-
ii) Above Matric and up to BA or equivalent. 750/-
iii) M.A (or equivalent) and above 1000/-
(b) Madaris of category IV
i) Hifzo Nazira 150/-
ii) Mouqoof Aleh 375/-

16
 iii) Daura Hadith 750/-
The stipends shall by paid in the form of “Zakat Annual Grant” to
Madaris recommended by the concerned District Zakat & Ushar
Committee (D.Z.C) and approved by Provincial Zakat Council (P.Z.C).
In determining the size of annual grant, the D.Z.C will follow the
guidance formula given below:
No of students certified as eligible for MORA Scholarships by the Local
Zakat Committees.
a. No of students recommended for MORA Scholarship by “MORA
scholarship Committee” of the Madarssah.
b. Level of Education pertaining to each Scholarship and its
amount.
c. Total financial effect of the proposal for one academic year. The
table in Form MORA-2 will be used to calculate the size of grant
to a Madarssah.
5. MORA Scholarship Committee will hold performance review meeting
every six months. Depending upon the performance of the student,
the committee will decide whether to continue the scholarship or
chancel it for the remaining period. A list of students deleted from
the scholarship program will be supplied to the District Zakat and
Ushr Committee and funds relating to them will be refunded to
District Zakat Funds. The scholarship will be renewable for the next
academic year subject to approval of District Zakat and Ushr
Committee for additional funds needed due to promotion of the
student to the higher class and thereby to a higher stipend bracket.
6. The following procedure will be followed for making payment to
MORA Scholarship to deserving students.
Step-1.After approval of Annual Zakat grant for a Madarssah by the
Provincial Zakat Council, the concerned District Zakat & Ushr
committee will release it on biannual basis, ensuring that the
first Installment is transferred to the Madarssah within 30
days of the commencement of academic year in it. for the
purpose of release of the grant, the D.Z.Cs will issue crossed
cheques in the name of Mohtamim of Madarssah (by
designation) or to a person nominated specifically for this
purpose by that Madarssah.
Step-2.On receipt of the cheque, the Mohtamim of Madarssah will
open a current account in a scheduled bank titled “MORA
scholarship Bank Account”. It will be operated jointly by the
Mohatamim and one member of his teaching staff so
nominated.

17
 Step-3 Within 15 days of the receipt of MORA Scholarship grant, the
MORA scholarship Committee will hold a meeting to disburse
the scholarships to students approved by the Provincial Zakat
Council. The payment shall be made in cash on monthly
basis, under a prescribed receipt duly signed by the student.
The composition of MORA Scholarship committee shall be as
under:
i. Mohtamim of Madarssah
ii. Class teacher
iii. Nominated member of District Zakat and Ushr Committee
or Chairman Local Zakat Committee within whose
jurisdiction the institution is located or member of that
committee (LZC) nominated by the Chairman District
Zakat Committee.
Step-4 A proper record for audit u\purposes will be maintained of
total grant received and payments made monthly. The
following particulars of the student will be recorded in the
Register of Payments.
• Name of student
• Father’s Name
• Permanent Address
• Name of L.Z.C. which certified Istehqaq
• Istehqaq Certificate Number
• Amount of annual scholarship
• Amount of monthly payment
• Remarks on the performance of the student.
Step-5 Payment of scholarship shall be on the principle, of Tamleek,
on receiving payment, the student will use if for the following
purposes only.
• Fees
• Course Books
• Course Stationery
• Study material
7. A Deeni Madarssah approved for annual Zakat grant will be eligible
for additional financial assistance to meet the expenditure on food
accommodation and clothing’s of the resident mustahiq students.
This grant and Clothing’s) and will be calculated as under: -

18
i. For Deeni Madaris Equal to the total amount of MORA
in Cat I to III Scholarships approved for the madarassah
ii. For Deeni Madaris 50 percent of the total amount of MORA
in Cat. IV Scholarship approved for the madarssah.
The accounts of Miscellaneous Expenditure Grant (Food,
Accommodation and Clothing’s) will be maintained in a separate
register, showing details as under:-
A. Food Chargers (on daily basis):
Date No of students No of meals served Total daily
served (Breakfast, Lunch, expenditure on Meals
Dinner)
B. Accommodation Charges (on monthly basis)
Name No. of Electric charges Gas Furniture, Total
of resident (Share of hostel Charges if
Month students only) (Share of supplied
hostel
only)
C. Clothing Charges (on monthly basis)
Name of No. of Resident Expenditure on Washing Total
Month Students new clothes charges

Under this grant, the expenditure will be kept within monthly grant
budget proportions and it will be the personal responsibility of the
Mohtamim to maintain proper accounts of both the MORA Scholarships
as well as Miscellaneous Expenditure Grant separately, on daily and
monthly basis, as the case may be.
The accounts will be open to both external and internal audit; again,
the Mohtamim of Madarssa will be personally responsible to rectify the
irregularities pointed out during audit inspection, as also to settle the
audit observations to the satisfaction of audit.
8. Audit of Zakat funds provided to the Madaris under heads MORA
Scholarship and Miscellaneous Expenditure Grant shall be carried
out on regular basis.
9. There shall be no condition of registration of Deeni Madaris of
National Level Status will have the option of getting themselves
registered with the Central Zakat Council for direct financial
assistance of MORA Scholarships and Miscellaneous Expenditure
Grant (Food, Accommodation and Clothing). The following criteria
will apply to qualify the NDM status.
 Minimum enrolment of 500 students

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  Affiliation with Pakistan Madarssa Education Board.
 Open admission policy to encourage student from the four
provinces, Islamabad Capital Territory and Northern Areas.
 Avowed policy against extremism, sectarianism and militancy.
NDM applications will be examined by the Standing Committee
on frame recommendations for the Central Zakat Council.
Special MORA Scholarships of Central Zakat Council:
Every year, the Central Zakat Council will directly offer upto Special
MORA Scholarships for the higher education of matriculate and
graduate students belonging to Madaris of Category I to III. The
Central Zakat Council’s Standing Committee on Deeni Madaris will
select students for these scholarships on national basis (without any
quota) purely on merit. The following guideline criteria will be followed
in the selection of deserving students
 Preference to position holders.
 Consistent unblemished educational record.
 Recommendation of the Mohtamim of the student’s parent
Madarssa.
 Qualifying the entry test of the institution selected for
higher education.
Every year, the Standing Committee on Deeni Madaris will select
institutions of national repute to sponsor Special MORA Scholarship in
them. The size of each scholarship will be calculated on the basis of:
• Annual Fees
• Hostel charges
• Mess charges
An amount equal to ten percent of the scholarship will be paid to the
student for miscellaneous expenses.

20
 HEALTH CARE - NATIONAL LEVEL
(Approved by the Central ZAKAT council)
87th meeting-16th, November.2002

1. The Istehqaq shall be determined by the local Zakat Committee of a

mustaliiq patent’s area of permanent residence (Annexure-A).
However, if the mustahiq may have shifted to another residence in
his original district for more than 15 days, the local Zakat
Committee of the area of his/her temporary residence shall also be
competent to determine his/her Istehqaq. The Committee will use
the Performa (Annexure-AA) for this purpose.
2. In emergency cases where mustahiq patient requiring emergency
treatment is unable to produce Istehqaq certificate from Local
Zakat Committee, any member of the health Welfare committee of
the hospital may determine Istehqaq of such a patient on the
guarantee of some relative, friend or other reliable person, known
to the mushtahiq as well as the hospital. After emergency
treatment, the mustahiq patient shall have to produce the Istehqaq
certificate, failing which all expenditure on the emergency
treatment shall be borne by him and the mustahiq will be black
listed for any future assistance under Zakat programmes. For this
purpose, Performa (Annexure-B) will be used by the hospital to
secure guarantee.
3. The members of the Central Zakat Council shall be competent to
determine Istehqaq of a poor patient for emergency treatment at a
national Level health institutions/Hospitals located in the area of
their residence. After emergency treatment, the beneficiary will
produce Istehqaq certificate from the Local Zakat Committee of
his/her permanent residence within 30 days failing which the
mustahiq will be black listed under for any future assistance under
Zakat programmes.

4. Zakat funds for the purpose of medical treatment shall not be

provided to beneficiaries’ cash. They will be entitled to free medical
treatment only, to the extent of Zakat funds available in hospital as
well as their equitable utilization on all Mustahiq patients.

5. The following ceilings shall apply for the fee medical treatment of
mustahiq.
Indoor patient RS. 2000/
Outdoor patients Rs. 1000/

21
For medical treatment involving expenditure higher than the ceiling,
the Health Welfare Committee (HWC) of the hospital will be competent
to relax it up to the requisite limit, on merit, ensuring that the principle
of accommodating maximum number of mustahiq patients is not
compromised by admitting the expensive treatment of the few. The
composition of Health Welfare Committee shall be as under:-
1. Medical Superintendent / Governor Chairman
2. Senior Doctor Member
3. Chairman, District Zakat & Ushr Member
Committee or his nominee
4. Social Welfare Officer Secretary
The authority and responsibility of Health Welfare Committee shall be
as follows:
(i) Approve expenditure incurred within the prescribed ceiling.
(ii) Approve relaxation of ceiling in cases requiring excess
Expenditure.
(iii) Exercise caution while relaxing ceiling in order to
safeguard the interests, of other Zakat patients.
(iv) Satisfy proper maintenance of accounts and submission of
monthly utilization reports under their, signatures.
(v) Review audit objections and expedite action for their set.
(vi) Take serious notice of irregularities detected by an audit or
other inspections.
(vii) Satisfy completion of formalities by the beneficiaries
relating to Istehqaq etc.
(viii) Carry out random checking of quality of treatment
Coupled with the satisfaction of beneficiaries.

6. Utilization of Zakat Funds: As a mustahiqeen are to be provided

by the institution with the facility of treatment, medicine and other
assistance free of cost.
7. Zakat funds shall be utilized only by the committee on the
following
, . .
Items where such facilities are not available.
a. Medicines (il1cluding blood).
b. Medical treatment (including operatipl1)
c. Laboratory tests.
d. Bed in general ward.
e Artificial limbs.
f. Expenditure on the transportation of the patient from the
Institution to another.
g. Any other item (excluding cash grant) approved by the
committee.
8. All facilities from Zakat money shall be either in kind or in service.

9. Zakat money shall not be utilized far providing health assistance to

Person (including dependents) who is entitled to receive medical
treatment at the cast of his employer or under any other
arrangement.

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 HEALTH CARE - PROVINCIAL LEVEL
(DHQs, ITHQs/ BIIUs/ RHCs
(Approved by the Central Zakat Council)
871th meeting -16th November. 2002
l. The Istehqaq shall be determined by' the local Zakat Committee of
a mustahiq patient's area of permanent residence, (Annexure-
A).However, if the mustahiq may have shifted to another residence
in his original district for more than 15 days, the Local Zakat
Committee of the areas of his/her temporary residence shall also be
competent to determine his/her Istehqaq.
The Committee will use the proforma (Annexure. AA), for this
purpose
2. In emergency cases, where mustahiq patient requiring emer2.2. in
the emergency case, where mustahioq patient emergency
treatment is unable to produce Istehqaq certificate from Local
Zakat Committee, any member of the health welfare Committee
of the hospital may determine Istehqaq of such a patient on the
guarantee of some relative, friend or other reliable person, known
to the mushtahiq as well as the hospital. After emergency
treatment, the mustahiq patient sha1l have to produce the Istehqaq
certificate, failing which all expenditure on the emergency
treatment shall be borne by him and the mustahiq wi11 be black
listed for any future assistance under Zakat programmes. For this
purpose, proforma (Annexure-B) will be used by the hospital to
secure guarantee.
3. The members of the Central Zakat Council shal1 be, competent to
determine Istehqaq of a poor patient for emergency treatment at a
National Level Health institutions/Hospitals located in the area of
their residence. After emergency treatment, the beneficiary will
produce Istehqaq certificate from the Local Zakat Committee of
his/her permanent residence within 30 days failing which the
mustahiq wil be black listed for any future assistance under Zakat
programmes.
4. Zakat funds for the purpose of medical treatment shall not be
provided to beneficiaries in cash. They wi1l be entitled to free
medical treatment only to the extent of Zakat funds available in
hospital as well a~ their equitable utilization on all mustahiq

23
 patients.
5. Subject to prior approval of the Provincial Zakat Council funds under
Health Care (provincial) will be released to DZCs on population
basis. The DZCs in their turn will transfer funds to hospitals on the
basis of share of each to be calculated as under:
DHQ - Rs. 20/- (instead of Rs.07 per bed per day)
THQs - Rs. 15/- (instead of Rs: 05/- per bed per day)
BHUs/RHCs Funds in balance after their release to DHQsand THQs
(as per their share) will be distributed equal1y among all LZCs for
their transfer to BHUs/RHCs functioning in their area.

6. The following ceilings shall apply for the free medical treatment of a
mustahiq.
Indoor patients Rs. 2000-
Outdoor patients. Rs 1000-
7. For medical treatment involving expenditure higher than the ceiling,
the Health Welfare Committee (HWC) of the hospital will be
competent to relax it up to the requisite limit, on merit, ensuring
that the principle of accommodating maximum number of mustahiq
patients is not compromised by admitting the expensive treatment
of the few. The composition of Health Welfare Committee shall be
as under:

At DHO Level
a. Medical Supdt. / Convener Chairman
b. Senior Doctor' Member
c. Chairman. DZC or his nominee Member
d. Social Welfare Officer Secretary

At THO Level
a. Medi. MI Officer/Incharge Chairman
b. Chairman, LZC or his nominee Member
c. Admn.Officer/Incharge Member

At BHU/RHC Level
a. Medical Officer/In charge Chairman
b. Chairman, LZC or his nominee Member
'
c. Dispenser Member

(Dispenser may act as the Convener, in the absence of. Medical Officer
In charge) The authority and responsibility HWC shall be as follows:
1. Approve expenditure incurred within the prescribed ceiling.
2. Approve relaxation ceilings in the cases requiring excess
expenditure.
3. Exercise caution while relaxing ceilings in order to safeguard the
interest of other Zakat Patients
4. Satisfy, proper maintenance accounts and submission of
monthly utilization reports under their signatures.
5. Review audit objections and, expedite action for their settlement.

24
 6. Take serious notice of irregularities detected by audit or other
inspections.
7. Satisfy completion of formalities by the beneficiaries relating to
Istehqaq etc.
8. Carry out random checking of quality of treatment coupled with the
satisfaction of beneficiaries.

8. Utilization of Zakat Funds: As a rule mustahiqeen are to be

provided by the institution with the facility of treatment, medicine
and other assistance free of cost.
9. Zakat funds shall be utilized only by the committee on following
items where such facilities are not available.
a. Medicines (including blood).
b. Medical treatment (including operation).
c. Laboratory tests.
d. Bed in general ward.
e. Artificial limbs.
f. Expenditure on the transportation of the patient from the
institution to another. .
g. Any other item (excluding cash grant) approved by the
Committee
10. With a view to extend free medical facility at the drop step of poor
patients, it will be the responsibility of Local Zakat Committees to
immediately release funds to Basic Health Units (BHUs), Rural
Health Units (RHUs), or dispensaries of equivalent or lower level,
located in their area. Immediately after allocation of funds by their
DZC under Zakat Head “Health Care (Provincial)”. Funds will be
distributed proportionally among them according to their number in
the area of a LZC.
• Free medical treatment at BHUs/RHUs will be
restricted to Outdoor Patients only and up to the limit of RS.
400/- per Mustahiq patient.
• Funds of BHUs/RHUs will be released on biannual
basis (two installments).
• Monthly utilization report will be submitted by
BHUs/RHUs to their respective Local Zakat Committees. Failure
on this account shall lead to with-holding of the text
installments.
• Before releasing funds to BHUs/RHUs, Local Zakat
Committees will satisfy that the unit is actually functioning.
11. All facilities from Zakat money shall be either in kind or in service.
12. Zakat money shall not be utilized for providing health assistance to
person (including dependents) who is entitled to receive medial treatment
at the cost his employer or under any other arrangement.

25
 MARRIAGE ASSISTANCE TO
UNMARRIEDMUSTAHIQ WOMEN
(Approved by the Central Zakat Council)
87th Meeting - 16th November, 2002.
1. The Istehqaq of a needy women shall be determined by the
Local Zakat Committee of her area of residence:
1.1 Generally, the permanent address of the beneficiary will be
treated as the area of her permanent residence. However, if
there has been any change in her address, the Local Zakat
Committee of the area of her new residence shall be entitled to
determine her Istehqaq, provided she has been staying at the
new address for more than a year.
1.2 In case a mustahiq woman has been residing at a Darul Aman
or any other registered Social Welfare Institution, her Istetiqaq
will be determined by the Local Zakat Committee of the area,
where that institution may be located.
1.3 In detonating the Istehqaq of a mustahiq woman, the Local
Zakat Committee will be guided by the following criteria:
(i) The beneficiary is an adult Muslim, who is dependent upon her
Parents or guardian or a social welfare institution for her
subsistence.
(ii) If living with the parents or the guardian, their financial
position is such that they can not afford the expenses of her
marriage.
2. Total assistance for marriage of Mustahiq women shall be Rs.
10,000/-:
2.1 Payment of Rs. 10000/- will be made at one and the same time
and not in instalments.
2.2 Payment will be made through a crossed cheque, drawn in the
name of beneficiary only. The parents or the guardian or any
member of Social Welfare institution, as the case may be, will
not be entitled to receive the payment.

26
 2.3 Cheque will be delivered to the beneficiary by a female member
of Local Zakat Committee. If no female member be present,
the male members or Chairman of the Committee will present
the cheque to her, in the presence of notables or witnesses,
which may include Imam Masjid and Head of local School.
2.4 Active liaison with bank authorities will be maintained to ensure
that beneficiaries face no difficulty in the encashment of
cheques.
2.5 Zakat Paid Clerks / Group Secretaries will not be involved at
any stage of payment.
2.6 A copy of Nikahnama will be obtained for record before
effecting Payment.
After providing marriage grant the name of mustahiq women be struck
off from the list of mustahiqeen.

27