1416557233nov 26 2014 Z2 LR PDF

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November 26, 2014

Zone 2, Vol. 12, No. 23
My tribute to the man who brought

NYC its Christmas tree By Richard Mabey Jr.
Dad and I would often spend
hours studying together at the
dining room table of our old
family homestead. I would be
doing my homework as Dad
would be doing paperwork for
scouts or routing a big trip, such
as his annual trip from Maine to
New York City to bring Manhattan their big Christmas Tree
y father taught me
many great lessons.
There were three
important elements of life that
I learned from my father;
patience, faith and love. My
father held a great deal of love
in his heart for my mom, my sister, and I. He dearly loved his
parents, sister, and seven brothers. He held a great love in his
heart for America, Lincoln
Park, the scouting movement,
his church, and his work. In

1960 Dad began working as a
long-distance truck driver for

Main Trucking and Rigging, in
Elmwood Park. He worked

there for nearly 30 years, retircontinued on page 20
visit our website at www.lifeandleisurenj.com
Page 2, Zone 2
NOTE: To have your groups announcement appear in Community Happenings,

please e-mail your paragraph to calendar@lifeandleisurenj.com.
DEC 3
Join the Lincoln Park Library for Reading
with Rocky: An Anti-Bullying Story time
and meet Rocky the Rhinoceros on
Wednesday December 3 from 4:305:30pm. This program is for all ages.
Please register for this program by calling
973-694-8283
or
e-mailing
rachel.burt@lincolnparklibrary.org.
DEC 4
The Afternoon Book Club at the Lincoln
Park Library will meet on Thursday,
December 4 from 1-2pm. The book selection is reading Lolita in Tehran by Azar
Nafisi. Contact Rachel Burt with any questions at 973-694-8283.
DEC 6
The Pequannock Reformed Church of
Waynes annual Christmas Festival is
on Saturday, December 6 at 530
Newark Pompton Turnpike, Wayne.
Doors open at 1pm. There will be
crafts, baked goods and Christmas

item for sale. Join us for a free soup
supper at 5pm, tree lighting ceremony
and Christmas carols. Free coffee, tea
and juice will be available. Supper
guests are asked to donate non-perishable food items for the local food
pantries. For more information contact
the church office at 973 692 3424
or email Pequannockreformed@
yahoo.com.
DEC 8
The Lincoln Park Library is offering a
seminar to Take Control of Your

Finances on Monday, December 8 from
7-8pm for age 17 and up. We will guide
you on using smart money management
techniques and teach you to plan for
your future. Whether you are a recent
college graduate, enjoying retirement,
or saving for your childs education, you
will receive valuable information and
develop skills that will enable you to be
more comfortable in your role. Please
register for this program by calling 973694-8283 or e-mailing rachel.burt@lincolnparklibrary.org.
DEC 10
Decorate a Gingerbread House at the
Lincoln Park Library on Wednesday,
December 10 from 4:30-5:30pm. For
children in first grade and older.
Registration is limited, so please sign up
for this program by calling 973-6948283 or e-mailing rachel.burt@lincolnparklibrary.org.
100% Mailed, Bi-Weekly Newspaper

234 Main Street, 2nd Floor
Lincoln Park, NJ 07035 i 973.696.8008
Publisher: Joe Pellegrino i Editor: Bethanne Pellegrino i Administrative Assistant: Denise Wirsing i Art Director: Robin Banta
Sales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd
Please e-mail all press releases and calendar information to calendar@lifeandleisurenj.com or fax to 973.556.1991.
Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure are
those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyone
desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2014 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
November 26, 2014
DEC 11
Hospice of NJ is seeking gift certificates or donations of any kind for
their Silent Auction to be held at their
Fund Raising Gala on Thursday,
December 11. Hospice of New Jersey
serves terminally ill patients, even
those without no insurance or funds to
pay. No one is turned away. For more
information please contact Terry
Russo Hudak, CVM, Volunteer Director
at 973-893-0818 or send donation to
400 Broadacres Dr. Bloomfield, NJ
07003.
Come join Chess Club at the Lincoln
Park Library on Thursday, December
11 from 4:30-5:30pm. For children in
the second grade and up. Light
instruction will be provided, but kids
should have a basic understanding of
the game to attend. Please register
for this program by calling 973-6948283 or e-mailing rachel.burt@lincolnparklibrary.org.
DEC 14
The Holy Spirit Maureen Piccoli
Foundation for the Performing Arts is
sponsoring its 6th Annual Christmas
Concert Carols of Splendor. Join us on
Sunday, December 14 at 3pm at Holy
Spirit Church, Pequannock. A dessert
reception will follow the program. A suggested offering of $20 for adult supporters is appreciated, however all
donations are welcome. For further
information please contact the rectory at
973-696-1234.
The Suburban Womans Club of
Pompton Plains presents the 27 Annual
Holiday House Tour on Sunday,
December 14, from 12-4pm. Tickets are
$20 and are available at Fireside
Furniture gift shop, 695 Route 23 South,
Pompton Plains, and Pequannock
Library, 477 Newark Pompton Turnpike,
Pompton Plains. For more information
call Ginny at 973-835-4114.
continued on page 8
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Zone 2, Page 3
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Page 4, Zone 2
November 26, 2014
How many millionaires do you know who became wealthy

by investing in savings accounts? I rest my case.
Robert G. Allen
By Mark Charnet
nteresting when you ponder

this phrase for a moment
isnt it? Stated differently,
unless their wealth was inherited, no one became financially
independent without assuming
some form of risk with their
capital during their lifetime.
Whether investing in the stock
market, real estate or a business,
there was a risk requirement
necessary to achieve greater
than normal returns required to
become a millionaire. But,
what about the consequences
of taking that risk? Can you
afford the risk of losing your
hard earned capital? I ask, Can
you afford not to invest with a
greater degree of risk to receive
the potential for a greater
return?
Readers, let me bring you
back to the first rule of financial
planning and wealth building:
The rule of 72! This rule sim-
ply tells you at a given rate of

return how long it will take to
double your money. By dividing
the rate of return into the number 72, the revealing number is
how many years it will take the
deposit to double. At a 1%
interest rate an investment
made today will double in 72
years. At 6% the doubling period is reduced to 12 years and
10% equates to 7.2 years. The
reverse is also true. Money borrowed at a 10% rate of interest
will double the debt in 7.2 years
if no payments are made.
Substituting 115 for 72 in our
equation, will tell you how
many years it will take to triple
your money.
Let me ask you to further
ponder on this question:
Assuming you will need
$50,000 annually from your
portfolio during your retirement years to supplement
Social Security and a 5% withdrawal rate, 20 years from

today. Starting with nothing
down, how much will you have
to save each month for the next
20 years to accumulate the $1
million goal necessary to produce the $50,000 in annual
retirement income if you are
able to receive a 4% annual
rate of return on your money
each year? The answer is
$2,726. Most people cannot
afford to devote that much to a
retirement plan and still pay
their monthly mortgage, so lets
take a bit more risk to achieve a
hypothetical 8% return. The
monthly requirement falls to
$1,697 which, is still a hefty
requirement for most. But, if
you decide to postpone your
retirement for another 5 years
and can achieve the same 8%
annual return, the monthly
requirement falls to only
$1,051. The investor that

would be lucky enough to
achieve a 12% compounded
annual rate of return would
need to invest only $532 per
month to achieve the same
$1,000,000 goal in 25 years.
Our conversation doesnt
take into account, adjusted
for inflation, what will
$1,000,000 be worth in 25 years
and how much more difficult it
would be to accumulate a portfolio to produce $50,000 in
2014 dollars, so Ill tell you. A
3% annual inflation rate would
devalue our $1,000,000 goal to
be worth only $467,000 in
2014 dollars, so basically speaking, your required investment
would double to create a sum
that is twice as much to give
you the equivalent of a $50,000
annual
income
today.
Unfortunately, however, inflation will not be finished in 25
years, so the annual $50,000
income will need to be
increased as well in order to
have the same purchasing
power. This poses a very interesting proposition that even
though in retirement your portfolio must produce income, it
cannot do so at the expense of
growth. The portfolio must
grow and produce income
simultaneously! Do you know
how to do this? Can it be done?
If so, can one guarantee* success, meaning providing an
income that increases over the
retirement years that will never
cease for husband and wife,
even though the principal

might become exhausted due to
their longevity and successive increasing withdrawals?
Answer is, yes and in my opinion should be examined by
every reader of this column.
Lets go back to the accumulation years for a moment.
Though there are no guarantees to secure an 8 or a 12% rate
of return, might one guarantee*
a somewhat lesser rate of return
yet be positioned for greater
possibilities, simultaneously,
when the stock market has a
stupendous month or year?
That answer is also yes and
needs to be explored by those
people who want to enjoy a
guaranteed* retirement income
that will never be reduced or
cease until both husband and
wife are gone. Further enhancements are possible that may
guarantee a death benefit to
children and grandchildren
when the parents are no longer
here.
Regardless of your investment preferences, it is universally understood that fixed
principal, interest only generating savings vehicles, especially
at todays rates, cannot build a
portfolio that in the future will
sustain a couple until death.
Proactive financial behavior is
necessary today to create and
grow your portfolio in order to
be self-sufficient in the future. I
encourage you to learn about
your options and opportunities
risk-free and fee-free by calling
for an appointment. You may

be severely impressed and
amazed at what you will learn
but, more importantly, how to
apply the knowledge to best
benefit your personal situation.
There is no minimum networth requirement to meet
with any American Prosperity
Group representative across the
country! I hope to hear from
you soon.
Mark E. Charnet, CAS, is President and Founder of American
Prosperity Group. APG is the
Premier Retirement and Estate
Planning Franchise in the United
States with 20 offices in 10 states.
Mr. Charnet has over 33 years of
experience in the Retirement and
Estate Planning fields. Creator of
the Trinity Method of Investing,
Mark encourages your inquiries
and can be reached at: 973-8314424 or via email, markcharnet@1APG.com. Check out our
website: www.1APG.com Interested in a career in retirement and
estate planning?
Check out this website:
www.APGFranchise.com
Securities through: United
Planners Financial Services, A
limited partnership. Member
SIPC, FINRA and a Registered
Investment Advisor. *Guarantees based on the claims paying
ability of the insurance companies
selected. APG is located at:
901 Route 23 South, 2nd floor,
Pompton Plains, NJ in the Lakeland Bank and Pediatric Care
building.
November 26, 2014
Zone 2, Page 5
Page 6, Zone 2
November 26, 2014
The history of mouthwash

By Peter Brusco, DMD
nthropological evidence suggests that

ancient cultures practiced regular oral hygiene.
Researchers have found recipes
for teeth cleaning and breath
freshening preparations that
date to ancient Egyptian,
Chinese, Greek and Roman
peoples. The ingredients
included charcoal, fruit and
dried flowers, but theres no
credible evidence about effectiveness of these products.
Oral care products first
appeared when toothpaste was
developed in the 1800s.
Mouthwash was mass produced
commercially in the late 1800s.
The early brands contained
alcohol to stabilize the formula,
but today cetylpyridnium chloride(CPC) is the germ killing
product that doesnt need alco-
hol stabilization and is found in

many healthcare products. Its
germ killing ability is altered for
killing germs that cause dental
plaque and gingivitis.
There are now mouth
rinses for special needs such as
alcohol free, sensitive mouths,
braces and natural formulas.
The
scientific
evidence
remains limited to improving
breath and preventing plaque
buildup.
No mouthwash is a
replacement for a regular oral
care routine of twice daily
brushing and flossing. Mouth
rinse should always be used
with a daily routine of oral
hygiene to maintain good dental health.
Dr. Peter Brusco is a 1980 graduate of The University of Pennsylvania and has been practicing
in Kinnelon since 1982. Dr. Bruscos practice is located at 170
Kinnelon Road, Suite 29A in
Kinnelon. You may reach him by
calling 973-838-5862 or visit him
on the web at ww.drbrusco.com.
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Dr. Peter Brusco, D.M.D.

973-838-5862
Page 8, Zone 2
November 26, 2014
Community Happenings
continued from page 2
DEC 15
The Lincoln Park Library is hosting a
DIY Night: Peppermint Candles on
Monday, December 15 from 7-8pm for
ages 17 and up. Create your own decorative candles by decorating them
with peppermints. Supplies will be provided. Please register for this program by calling 973-694-8283 or emailing rachel.burt@lincolnparklibrary.org.
DEC 17
Come to the Lincoln Park Library for
Reading with Romeo, a friendly Golden
Doodle, on Wednesday, December 17
from 4:30-5:30pm. This program is for
all ages. Bring your favorite picture book,
or choose one of ours. There is no registration required for this program.
DEC 18
Join Lego Club at the Lincoln Park
Library on Thursday, December 18 from
6-7:30pm.For Children in grades 2 and

up. Come to the library and make a Lego
creation. Pictures of the finished products
will be posted on our web site, and will be
displayed until next month. There is no
registration required for this program.
DEC 19
The Lincoln Park Library will be screening a medley of Christmas movies, including: Rudolph the Red-Nosed Reindeer,
continued on page 10
Ashley Farms of Pompton Plains grand prize sweepstake winner for 2014 is Shannon Ciser from George
Washington Middle School in Wayne. Any student who sells 25 or more fundraising items becomes eligible to win the grand prize sweepstakes, which is a 3 night 4 day stay in Walt Disney World, Orlando,
Florida. Two trips are given away per year. Congratulations Shannon!
Pictured from far left: Chorus Director Laura Grant, Shannon Ciser, Band Director Nick Vigiletti and
president of Ashley Farms James Messina.
November 26, 2014
Zone 2, Page 9
Treat your car like royalty with

Royal Car Washs unlimited
monthly wash plan
re you constantly
fighting to keep your
car clean, but feel
like you just paid to get it
washed? Do your kids tend to
make your seats their artwork
or personal snack storage?
Royal Car Wash now has a
perfect solution. On Route 23
South, the Royal Car Wash is
offering an elite Unlimited
Monthly Wash Plan, so your
car can stay fresh all the time,
no matter what happens
inside. Spend a few dollars
more than two washes a
month costs and you can stop
by as often as you like and
keep your car clean all year
long.
The Monthly Plan is
much more than an average

wipe-down, it includes their
ultimate Prince Wash with: in
& out vacuum and windows;
triple foam clear coat polish; a
turbo underbody rinse; super
sealer wax; tire dressing; power
washed wheels & your vehicle
gets hand & machine dried to
perfection. All this with just a
quick swipe on your pre-paid
Monthly Pass. The Plan will
automatically be charged to
your credit card using Royal
Car Washs secure system each
month, so youll never miss a
beat or a wash.
In addition to their new
Unlimited Monthly Wash
Plan, Royal Car Wash has a
state of the art quick lube, full
automotive repair service &

self-serve bays. A full size lobby,
sitting area, cappuccino bar,
snacks, beverages, big screen
TV, exotic fish tank, full observation hallway and even a
retail shop with vehicle cleaning products, air fresheners,
novelty items, newspapers, and
much more, all while wait. Not
only will they keep your car
looking like new, they can keep
it running like new as well.
To get signed up, stop by
and speak to the cashier at
1555 Rt. 23 S, or call them at
973-633-1900. You can follow
their updates & redeem special
deals on their Twitter &
Instagram @RoyalCarWashNJ.
Ask About Our
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1555 ROUTE 23 SOUTH WAYNE

973-633-1900
ROYALCARWASHNJ.COM
FREE WiFi in Waiting Area HOURS: MON-SAT 8AM-6PM, SUN 8AM-4PM
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Triple Foam Clear Coat Polish
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973-835-0702
435 Ringwood Ave Pompton Lakes

Visit Our Website For Services: www.PomptonDentalArts.com
HOURS: Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment
We Participate with Delta Dental & Aetna PPO only

10% Senior Courtesy
Page 10, Zone 2
Has your child

been diagnosed
with...
Cerebral Palsy
Autism
Developmental Delay
Balance/Coordination
Disorder
Hypertonia
November 26, 2014
Frosty the Snowman, and How the Grinch

Stole Christmas, 98 minutes total, on
Friday, December 19 from 4:30-6:15pm.
Open to all ages. Bring a friend and enjoy
some popcorn and snacks. There is no registration required for this program.
Around the
Community...
(increased muscle tone)
Montville Kiwanis announces Holiday

Turkey Drive for their food pantry, now in
operation over four years. Donations of
frozen turkeys and/or turkey breasts can
be dropped off at Stonybrook Realty, 630
Main Road, Montville, Monday through
Friday from 9am to 5pm., and Saturdays
and Sundays from 10am-4pm. The donated turkeys will be distributed on a first
come, first served basis to clients of the
food pantry. For more information, contact Linda Gannon at 973-299-0725.
Hypotonia
(low muscle tone)
Down Syndrome
Spina Bifida
Metabolic Disorder
Traumatic Brain Injury
We can help, give us a call
973.616.8300
Physical Therapy - Speech Therapy

Occupational Therapy
Sensory Integration
18 Newark Pompton Tpk

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Family Promise of Passaic County

Annual Yankee Candle Sale is now open
through December 1. To get started,
please go to www.yankeecandlefundraising.com and in the start shopping box, insert our group number
990001087. Your order will support
programs for homeless children and
their families in Passaic County. Family
Promise of Passaic County is people of
faith working together to provide homeless families with help for today and
hope for tomorrow. Please contact familypromisepc@gmail.com with any
questions.
Elysium Salon and Spa in Lincoln Park
has partnered with Jersey Cares Coat
Drive. They will be collecting coats until
December 15 Please support those who
are less fortunate and drop a coat off at
Elysium Salon and Spa 183 Main Street
in Lincoln Park.
The Lincoln Park Library offers help for
all things technological. Sign up for a
one-on-one session. We can offer help
with a range of topics, including, but not
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November 26, 2014
Zone 2, Page 11
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Page 12, Zone 2
November 26, 2014
Brought to you by
Dr. Matthew Krupnick,
the owner of Pequannock
Animal Hospital
Keeping your dog safe during the holidays
ith the holidays

here, we are all in
the mood for some
festivities. We plan parties and
cook for celebrations, but what
do our pups do? They are still
the same clever, curious rascal
they ever were. Something
that the holiday season does
bring some puppy hazards.
Everyone wants to enjoy the
holidays without a single hiccup, so make sure that you
make your home holiday safe
for dogs.
Seasonal
decorations.
The holidays bring about a
variety of color and light that
make the atmosphere look
quite magnificent. But beware
of nosy pups with mischief on

the mind. Power cords can be
very dangerous for a pup that
likes to chew. Make sure they
are hidden out of reach so no

one gets hurt. Besides lighting,
we often decorate our homes
with pretty plants such as
mistletoe, poinsettia and holly.

Unfortunately, all these plants
are actually very toxic especially for dogs. Consider going
with a synthetic likeness that
looks just as pretty. (And you
can use it again next year
save some money!) Besides the
house decorations, presents
often get decorated, too.
Wrapping paper is fun for both
man and dog, but we dont usually eat it. A pup may find it
quite tasty, but will likely just
end up with a belly-ache.
Hot dog. Candles make
the house look and smell nice,
but there is a bit of a hazard to
this. A happy tail or a nosy
snout can knock a candle over
591 Newark Pompton Tpke. (near Friendly's)

Pompton Plains, NJ
Dr. Matthew Krupnick, D.V.M.
and burn your pup or catch

something on fire. If you have
candles, keep them up high
and never leave the home
without making sure theyre
out. Another concern is the
fireplace. Those flickering
flames can intrigue a curious
pup, so make sure you use a
fireplace protector or screen to
keep any noses from being
singed.
Time for eats. The festivities and food are going to be
almost every dogs weakness.
Honestly, who can resist a tasty
piece of whats cooking? Items
on the table top left unattended can make a likely target for
an eager pup, so keep things
out of reach and no paws on

the table. Unfortunately, dogs
arent always the culprit.
Sometimes theyre just the victim of some sneaky hands that
tossed them a spoonful off their
plate. Make sure that everyone
knows not to feed the pup, and
if you dont want to take any
chances, put your pup somewhere where they wont be
tempted. Dont forget to give
them their own snacks and toys
to enjoy.
The table top isnt the
only place a sneaky snout
might wander. After all is
continued on next page
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November 26, 2014
Keeping your dog safe during the holidays

continued from previous page
cooked and eaten, theres likely

to be a few leftovers. And
where do some leftovers end
up? After scraping plates clean,
we often end up with some
scraps in the garbage can. So
make sure to bag it and toss it
before anyone gets any ideas.
Now, table scraps might
not sound to concerning for
some folks, but keep in mind
that there are several dinner
items that can make a pup
extremely sick. Raisins and
grapes are notorious for upsetting a pups belly and often
make it to a countertop fruit
ornamentation basket. Onions
add flavor to a meal, but they
arent any better for a pup. And
chocolate is one of the worst,
but possibly the most popular
for the season. Make sure and
keep any and all of these foods
out of your pups reach, and
inform visitors not to feed
them these specific things.

Along that topic comes
the merry part of the holidays. We should all eat, drink
and be merry, but pups shouldnt be doing any drinking
(even if they arent driving).
Beer and other alcoholic beverages are dangerous to pups
bodies. They dont experience
it the way we do, and organs
such as their liver and kidneys
can be damaged very easily by

alcohol.
Holidays are supposed to
be fun, and you can make them
as fun as you want. Just be sure
that you keep your pup safe and
out of harms way so you can
both enjoy the season festivities.
Dr. Matthew Krupnick is the
owner of the Pequannock Ani-
mal Hospital. He grew up in

Kinnelon and is happy to be
home with his wife, three cats,
and two dogs to provide quality and compassionate care for
pets in the community.
The Pequannock Animal
Hospital is located at 591
Newark Pompton Turnpike in
Pompton Plains. You can reach
the hospital by calling
973-616-0400.
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Zone 2, Page 13
Page 14, Zone 2
November 26, 2014
November 26, 2014
Zone 2, Page 15
Page 16, Zone 2
November 26, 2014
TO USE
Q.
How do I choose where to go for Vein

Treatment?
In todays competitive
medical environment, it
seems there are many
physicians offering vein
care as a part of their
overall practices. The list
includes virtually all specialties, and most
advertise themselves as Vein Specialists, even though they may not have received any specialized training in vein
procedures.
A.
Choosing where to go for vein treatment may be just as important as the

initial decision to seek treatment. Here
are a few basic ideas that might help
you decide.
Rex Ghassemi, M.D., F.A.C.C.,

is certif ied by the American Board of
Cardiovascular Disease and Interventional
Cardiology. He is a member of the American
College of Phlebology and the American
Society of Laser Medicine and Surgery.
Dr. Ghassemi specializes in advanced
vascular procedures, which include Vascular
Laser Therapy for the treatment of varicose
veins, laser ablation and sclerotherapy. He
also specializes in advanced cardiovascular
procedures, including angioplasty, laser
atherectomy and stenting.
Dr. Ghassemi received his M.D. from the
University of Medicine and Dentistry
(UMDNJ)/Robert Wood Johnson Medical
School in Camden. His internship and
residency were completed at the Medical
College of Pennsylvania Hospital in
Philadelphia in Internal Medicine in 1991.
He completed his fellowship at Hahnemann
University Hospital in 1994 and in 1995
completed an Interventional Fellowship at
the Albert Einstein Medical Center,
Philadelphia.
To learn more visit

acpveincenter.com
Zone 2, Page 17
THE TREATING PHYSICIAN

Did you know that taking a moment to
check the credentials of your physician is
a valuable first step? While many doctors
may claim to be experts, only a qualified
vein specialist has the broad knowledge
of your venous system to accurately diag-
nose the causes of your venous condition. A qualified vein specialist has the experience, expertise and the necessary
equipment to treat your varicose veins
with exactly the right procedures tailored
to your specific problem. Many part time
phlebologists (a medical specialist trained
in the diagnosis and treatment of disorders of venous origin), offer only 1-2
modalities of therapy.
THE VEIN CENTER
Are the facilities attractive and clean?
Do the Center personnel present a professional demeanor? Vein specialists
generally do all their diagnostic work
and perform their procedures right in
their vein center locations; so the appearance of the office can tell you a lot
about the practice. Ask if there are Registered Vascular Technologist (RVT) ultrasound technicians on site. RVT techs
are the most credentialed professionals
to perform ultrasound-guided diagnostics as part of the evaluation process.
Now is the time to get

ready for Fall Fun.
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At ACP Vein Treatment Center in Wayne, we treat venous

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dedicated entirely to thediagnosis and treatment of vein disorders.
The vein treatment I received was great. I am very happy with the
procedures done on my legs. I wish I had done this earlier.
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MEDICAL D O C TOR
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November 26, 2014
Page 18, Zone 2
November 26, 2014
Good vs great
Picture this...
irca 2008. My wife

and I operated a program called Adopt a
Child, whose objective was
to provide children from abusive homes with gifts for
Christmas. The program was
designed to match a child in
need with someone willing to
provide a gift(s), as best as
they could, per the childs
Christmas wish. From 1996 to
2008 the program provided
20,000 children with roughly
50,000 gifts. In 2000, we
received the Volunteer of the
Year award in New Jersey.
But something just didnt
feel right. The question we

had to ask ourselves was Is
this program really making a
difference? The honest
answer was yes, but not as we
had originally intended. It was
a good program, but not a
great one.
We decided to stop in
2008 and while I knew it
would hurt some folks, I also
understood it had to be done.
Shortly thereafter I sensed a
call to serve men, helping
them to be what they were
created to be. Legacy Minded
Men was born and the impact
it has had on many men and
their families can be described

as transformational.
Think about it
Sometimes you have to
trade something that is good
to do something that is great!
Perhaps there is a trade
you should consider? What
do you think?
Joe Pellegrino is an author,
speaker and consultant for Not
Just An Average Joe, LLC.
Have thoughts of your own?
Send them to joe@notjustanaveragejoe.com. 2014 Not
Just An Average Joe, LLC.
limited to: Microsoft Windows, Microsoft

Office, Word, Excel, PowerPoint, website help with Google, Gmail, eBay,
Etsy, and social media Facebook,
Twitter, Instagram, and LinkedIn. We
can also help you use your tablets
iPad, Kindle, Samsung Galaxy, etc.
Please call 973-694-8283 or email
rachel.burt@lincolnparklibrary.org to
set up an appointment. Sessions are
limited to one meeting per month.
Whether you are still suffering from
the bleak memories of war or have
resolved to put it all behind you, Point
Man Ministries is for you. Point Man is
a Christian ministry dedicated to helping veterans find peace with themselves and the world around them. If
you are doing fine after the war, thats
fantastic but dont forget about your
buddies who are still suffering. Find
out how you can help. Call Barry
Jensen at 973-809-9665. Point Man
Ministries meets the first Thursday of
every month from 7:30 9:30pm at
Cornerstone Chapel 620 Route 23
North, Pompton Plains.

The UONJ (United Ostomates of
North Jersey) is an area-wide support
group for ostomates (people of any
age with potential, new, mature or
reversed ostomies or continent diversions). We meet the second Monday of
the month at Chilton Medical Center,
97 West Parkway, Pompton Plains in
the Board Room at 7pm. Contact Jo
Ann Valent CWOCN for more information 973-831-5168.
The Montville Township Womens
Club has an ongoing project: comfort
pillows for breast cancer patients. A
team of club members, seniors, and
volunteers from surrounding cities
participates in this worthy project. Call
Chairperson Alexandria Sarra at 973405-0088 for more information. All
monetary donations, used to purchase
polyfill for the pillows, should be
made payable to MTWC and should
indicate Comfort Pillow in the
memo. Please mail checks to P.O. Box
267, Montville, NJ 07045.
November 26, 2014
Zone 2, Page 19
Complete the holiday season with gingerbread
hether
leaving
cookies out for
Santa or simply
spreading some holiday cheer
among family and friends, the
following recipe for Soft
Glazed Gingerbread from
Elizabeth M. Prueitt and Chad
Robertsons Tartine is sure to
please this holiday season.
Soft Glazed Gingerbread
Dough
3 cups all-purpose flour
1 tab cocoa powder
4 tea ground ginger
1 tea ground cloves
2 tea ground cinnamon
tea baking soda
1 tea salt
1 tea black pepper, freshly
ground
1 cup unsalted butter, at room

temperature
cup plus 2 tablespoons granulated sugar
1 large egg
cup blackstrap or other dark
molasses
2 tab light corn syrup
Glaze
1 cup confectioners sugar
2 tab water
To make the dough, stir
together the flour, cocoa powder, ginger, cloves, cinnamon,
baking soda, salt, and pepper in
a mixing bowl. Set aside. Using
a stand mixer fitted with the
paddle attachment, beat the
butter on medium-high speed
until creamy. Slowly add the
granulated sugar and mix on
medium speed until the mixture is completely smooth and

soft. Stop the mixer and scrape
down the sides of the bowl with
a rubber spatula as needed. Add
the egg and mix well.
Add the molasses and
g
in
iv
g
s
k
n
a
h
T
r
o
f
Reserve Now
Serving Breakfast,
Lunch & Dinnerg Your
Brin
Own Cheer!
corn syrup and beat until incorporated. Stop the mixer again
and scrape down the sides of
the bowl. Add the flour mixture and beat on low speed
until a dough forms that pulls
away from the sides of the bowl
and all the ingredients

are well incorporated. Remove
the dough from the bowl, flatten it on a large piece of plastic
wrap into a rectangle about 1
inch thick, cover the dough
with plastic wrap, and refrigerate over-night.
Preheat the oven to 350 F.
Line a baking sheet with parch-
ment paper or a nonstick liner.

Unwrap the dough
and place on a floured
work surface. If using a
plaque with a design, roll
out the dough 1/3-inch
thick, lightly dust the top
with flour, press your
cookie molds over the
dough, and then cut the
shapes with a small knife
and place on the prepared baking sheet, spacing them about 1
inch apart. Alternatively, using
the mold as a guide, cut around
it with a small knife, flip the
mold over so the design is facing you, and place the dough
over it, pressing it into the
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Page 20, Zone 2
November 26, 2014
Transforming Lives By Transforming Living Spaces... Its What We Do
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My tribute to the man who brought NYC its Christmas tree

many, many years. Truly the
elements of patience, faith, and
love shined forth from the core
of Dads heart in carrying out
this big job.
Usually around the middle of October, Dads boss
would let Dad know where he
ing in June of 1989. One of the

dearest and fondest memories I
have of how Dad loved his job,
centered upon how serious he
took his responsibility of bringing the people of New York
City their Christmas Tree for
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would have to pick up the

Christmas Tree to be delivered
in Manhattan. I remember
those evenings, after supper,
Dad would sit at the dining
room table and quietly study
maps of roads, highways, and
byways from Maine to New
York City. I distinctly remember that nine out of ten times,
New Yorks Christmas Tree
came from Maine. When I was
in grammar school, high
school, and even my first two
years of college, I always
enjoyed the time period of
studying and doing my homework at the dining room table
while Dad routed his trip.
I would be studying U.S.
history, doing math problems,
or studying chemistry and Dad
continued on next page
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November 26, 2014

continued from previous page
would say to me, almost had

it. This bridge on this road is
going to be too low. Or he
would say, well never be able
to get permits to bring a wide
load through this little town.
Then Dad would start all over
again, working on figuring a
way to bring New York City its
Christmas Tree. Dads example
taught me the principle of the
good value of patience.
Sometimes I would get
stuck on a math problem, or on
a chemistry problem, or just be
having a tough time in writing
a composition. Dad would look
up from his maps and say something like, Richie, it looks like
youre stuck on a problem. I
would tell Dad that, yes I was
having a tough time with a
This is a photo of Dad on the open road,

crossing a bridge, in his purposeful
mission of delivering the big
Christmas Tree to Manhattan.
math problem. Dad would say,

dont worry about it, youll get
it. It just takes patience.
Dads annual responsibility to bring New York City its
Christmas Tree was a golden
opportunity for him to teach
me the power of positive faith.
So many times I remember Dad
would call home while he was
in Maine or New Hampshire
staying over while the workmen prepared the incredibly
tall pine tree for its destiny

to be Americas showcase
Christmas Tree. Dad would ask
Mom to put me on the phone.
Even when I was in grammar
school and then into high
school, he would tell me that
he was counting on me to be
the man of the house while he
was away.
Sometimes Dad would get
snowed in, or held up by a
problem, or simply have to
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reroute the trip because of a

surprise little bridge in some
small town that wasnt clearly
defined on any of the maps.
Richie, it looks like Im
going to be held up here. Its
snowing pretty heavy. You
know how to change the fuses
down the cellar if any of them
burn out. Im counting on you
son. I have faith in you
Richie, Dad would say to me
over the phone. I remember
that 90 percent of the time,
Dad would finish his long distance phone call by telling me
that he had faith in me. I know
that Dad held a strong faith in
the good Lord. Often when he
got caught in snow in bringing
the tall pine tree to
Manhattan, he would say to me
Zone 2, Page 21
Page 22, Zone 2
Century 21 Crest Real Estate names

Annmarie DeGeorge Top Producing
Sales Associate for October
atricia Wojtyszyn, broker/owner of CENTURY 21 Crest Real

Estate today announced
Annmarie DeGeorge as its
top producing sales associate
for October, 2014.

The home buyers and
sellers of Northern New Jersey
truly have a real estate resource
they can trust in Annmarie
DeGeorge, said Patricia
Wojtyszyn, broker/owner of
CENTURY 21 Crest Real
Estate.
Annmarie really
understands that for many people, buying or selling a home is
the most significant purchase
of a lifetime, and she leverages
her real estate knowledge and
professionalism to help make
each transaction as smooth as
possible.
DeGeorge has several

years of experience in the
industry and has been with the
CENTURY 21 System for
five years. It is my practice to
work extra hard for each and
every one of my clients. To be
honored by my brokerage is the
icing on the cake, said
DeGeorge.
Annmarie has
been a full time agent since
1999. She lives and works in
Pequannock. To put her
expertise to work for you, she
can be reached directly at 973896-6178.
Complete the holiday season with gingerbread

design. Unmold the shapes

onto the prepared baking
sheet, leaving about 1 inch
between them.
Bake the cookies until
lightly golden along the sides
but still soft to the touch in
the centers, 7 to 15 minutes.
The timing will depend on
the size of the individual
cookies, or if you have made a
single large patterned piece
that will be cut after baking.

While the cookies are
baking, prepare the glaze. In a
small bowl, whisk together the
confectioners sugar and water
until smooth.
When the cookies are
ready, remove from the oven
and let cool on the pan on a
wire rack for about 10 minutes. Then, while the cookies
are still warm, using even
strokes, brush a light coat of
glaze on top of each cookie,

evenly covering it. Let the
cookies cool completely.
When the glaze dries, it
should leave a shiny, opaque
finish. The cookies will keep
in an airtight container in a
cool place for about 2 weeks.
They do not freeze well, however, as glaze becomes watery
when they are thawed. Yields:
12-20 cookies.
MARIA FERRITO
Professional Full Service Realtor
CALL MARIA
at 973-986-6914 Cell
TOWNHOME SPECIALIST
RELOCATION AGENT
~ SHORT SALE AGENT ~
OWE MORE THAN
YOUR HOME IS WORTH?
NJ CIRCLE OF EXCELLENCE
2002-2013
Consistent
TOP PRODUCER
in the WAYNE area.
GEMINI LLC Realty

973-696-1111x131
197 Berdan Ave., Wayne, NJ
Century 21 Crest Real Estate recognizes

Danielle Fiorina for October
anielle Fiorina, sales

associate
with
Century 21 Crest
Real Estate, was named the
offices top Listing sales associate in the month of
October.
Century 21 Crest Real
Estate is pleased to recognize
Danielle with this honor. She
is a leader and innovator,
empowering local homebuyers

and sellers with valuable
information, helping them to
make informed real estate
decisions, said Patricia
Wojtyszyn, Broker/Owner of
Century 21 Crest Real Estate.
Fiorina has several years of
experience in the real estate
industry and has been with
the Century 21 System for
five years.
Danielles competitive
intelligence, professionalism
and dedication has made her a
valued and trusted real estate
resource for the Northern
New Jersey community and a
major contributor to the overall success of our office and
the Century 21 System as a
whole, said Wojtyszyn.
HALEDON $205,000
2BR 2FBA Ranch, LR with
fireplace, finished walk-out
basement and garage.
Understanding
my
clients personal goals and
needs is at the heart of my real
estate business, and I believe
it is the foundation for an
effective client/realtor relationship,
said
Fiorina.
Danielle Fiorina has built her
reputation on professionalism
and honesty. My clients
come first. As a former business owner and controller, she
is very thorough and detail
oriented. She is a full-time
realtor and has been a top
producer in the industry for 8
years. To put Danielles experience to work for you and for
all of your real estate needs,
Danielle can be reached at
973-460-4352.

over the phone, Richie, Ive

got faith the good Lord is going
to help get this tree to New
York City in time. Dad never
once was late in delivering
New York City its big
Christmas Tree.
And of course, Dad loved
his job. He truly loved working
Wayne
with people, talking with people, and having a purpose to

bring New York City its
Christmas Tree. And, I know
Dad truly loved the Lord.
Today, in memory, I look
back with fondness of heart of
those innocent days when Dad
and I would spend so much
time together studying at the
THE GOOD GUYS
MOVING & STORAGE INC.
www.waynemovers.com
Local Moving Specialists

Expert Piano Moving Small Jobs Welcomed
Professional Office Moving
for CURRENT MARKET VALUE

OF YOUR HOME
maria.ferrito@century21.com
November 26, 2014
WE DO
CLEAN
OUTS!
Fully Insured
Senior Discounts
For Free Estimates Call

973.942.8925 Local & Long Distance
old dining room table. On May

twelfth of 2006, my father went
home to be with the Lord.
Since then, not a day has gone
by that I havent thought of
him. Id give up everything I
ever worked hard for, everything, to spend just five minutes with my Dad at that old
dining room table.
Sometimes, I feel my
heart is going to break when I
hear a parent complain about
their child. Or, when I hear a
child complain about a parent.
Life upon this earth is short. It
really is. Forgive people when
they hurt you. Throw your
grudges out to sea and let the
tide sweep them away. Love
one another. Tell the people
you love that you love them.
For truly, none of us have any
guarantees for tomorrow.
November 26, 2014
Zone 2, Page 23
Page 24, Zone 2
November 26, 2014
November 26, 2014
Zone 2, Page 25
142 Route 23 North

Pompton Plains, NJ 07444
CALL
TODAY
973-686-1500
C R E S T R E A L E S TAT E
SMARTER. BOLDER. FASTER.
AWARD-WINNING CENTURION OFFICE
BLOOMINGDALE $239,000
BLOOMINGDALE $387,000
BUTLER $389,000
HARDYSTON $188,000
LINCOLN PARK $284,900
LINCOLN PARK $349,900
OAKLAND $329,900
Take a Look!
4 BR, 2 BA, 1 CAR GAR
New Construction!
3 BR, 2.1 BA, 2 CAR GAR
Great Colonial!
Just Reduced!
Magnificent Top Floor Unit!

Adorable Ranch!
3 BR, 1 BA
$899 PER MONTH
$1,456 PER MONTH
$1,463 PER MONTH
$707 PER MONTH
$1,072 PER MONTH
Colonial with Golf Course View!

4 BR, 2 BA
3.875/4.010% APR
3.875/3.964% APR
3.875/3.964% APR
3.875/4.043% APR
3.875/3.991% APR
Sales Agent for the Month of October
$1,316 PER MONTH
$1,241 PER MONTH
3.875/3.972% APR
3.875/3.977% APR
POMPTON PLAINS $739,900
POMPTON LAKES $225,000
Beautiful New Construction!

Duplex
2 BR, 1 BA
$2,826 PER MONTH
$846 PER MONTH
4.00/4.055% APR
3.875/4.018% APR
Listings Agent for the Month of October
Annmarie DeGeorge
973 896 6178 cell
NJAR Circle of Excellence
OAKLAND $329,900
$319,900
Silver PEQUANNOCK
Level
Adorable Ranch
Just Adorable Cape Cod
Centurion
Producer
3 BR, 1 BA
3 BR, 1 BA
Producer PER MONTH
$1,241 PER MONTH Quality Service $1,203
Danielle Fiorina
973 460 4352 cell
NJAR Circle of Excellence
Gold Level
PEQUANNOCK
$399,900
Centurion
Producer
Wont Last!
Quality
Service Pinnacle
$1,504 PERProducer
MONTH
President'sAPR
Producer
3.875/3.962%
PARSIPPANY $419,900
PEQUANNOCK $385,000
Fab Multi-Family!
5 BR, 2.1 BA
Price Reduced!
$1,062 PER MONTH
$1,062 PER MONTH
3.875/3.959% APR
3.875/3.965% APR
WALLINGTON $269,900
WANAQUE $159,000
WAYNE $219,777
WAYNE $349,900
WAYNE $419,777
WAYNE $479,000
WEST MILFORD $184,900
Newly Listed Townhome!

2 Horses Permitted!
2 BR, 1 BA
Larger Than It Appears!!

Mint Condition
Custom Colonial
Luxurious Condominium!
Lake Community Bi-Level!

$1,015 PER MONTH
$598 PER MONTH
$827 PER MONTH
$1,316 PER MONTH
$1,062 PER MONTH
$1,802 PER MONTH
$696 PER MONTH
3.875/3.996% APR
3.875/4.071% APR
3.875/4.021% APR
3.875/3.972% APR
3.875/3.959% APR
3.875/3.950 % APR
3.875/4.045% APR
3.875/3.977% APR
3.875/3.980% APR
License #: NJ09980558654 2014 CENTURY 21 REAL ESTATE LLC. CENTURY 21 is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company.
Equal Housing Opportunity. Each office is independently owned and operated.
All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
Ryan Barry
Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013
Mortgage Banker
Call today for a complimentary Mortgage Pre-approval

and know your buying power
before beginning the home buying process.
NMLS# 183464
973-200-3262 Direct 973-454-5183 Cell 973-200-3231 Fax ryan.barry@njlenders.com
Mortgage Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of November 18, 2014. Terms for Condos listed above are subject to meeting
Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.
Page 26, Zone 2
November 26, 2014
November 26, 2014
Zone 2, Page 27

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