AMMB Holdings Berhad (223035-V) | Annual Report 2013

95

Corporate Social Responsibility

As a responsible corporate citizen, The AmBank Groups Corporate Social Responsibility
(CSR) initiatives and programmes focus on the four main pillars of Marketplace,
Community, Workplace and Environment. Our CSR activities and initiatives reaffirm our
commitment to fulfil our social responsibility as we continue to contribute to a better
society, concurrently contributing to the nations growth, development and prosperity.
RESPONSIBILITY TO THE
MARKETPLACE
Continuously adding value to the
marketplace
and
contributing
to
the development of the industry are
considerations that are given priority in
AmBank Groups products, services and
market initiatives.
The AmBank Group through its wide
range of products, services and market
initiatives continues to add value to
the marketplace and contributes to the
development of the industry with the
belief that this will bring about both
growth and prosperity.
Leading Innovation, Stimulating
Market Participation
As a leader in the banking industry
the Group continues to contribute to
the marketplace, especially in terms
of thought leadership and market
innovation.
In January 2013, AmInvestment Bank
was appointed as the Principal Adviser,
Lead Placement Agent, Managing
Underwriter, Joint Underwriter and Joint
Placement Agent for China Automobile
Parts Holdings Limited (CAP), a company
based in Fujian Province, China.
AmBank Group was appointed as one
of the Joint Leader Arrangers (JLA)
and Joint Lead Managers (JLM) by
DanaInfra Nasional Berhad (DanaInfra),
for their fixed income securities i.e.
Exchange Traded Bonds and Sukuk
(ETBS), that was listed on Bursa
Malaysia Berhad (Bursa Malaysia)
on 8 January 2013. The launch of the
RM8 billion Government Guaranteed
Sukuk Financing Programme by YAB
Dato Sri Mohd Najib Tun Abdul Razak,
Prime Minister of Malaysia marked a
historic milestone for the Malaysian

capital market with the maiden issuance

by DanaInfra, effectively creating a new
asset class on the Exchange to cement
Malaysia as the worlds leading sukuk
marketplace.

Bank Group. The AmInvest brand will

represent both FMDs conventional and
Shariah compliant investment solutions
for retail and institutional investors
globally.

AmInvestment Bank was appointed as

one of the Joint Principal Advisers/Joint
Lead Arrangers/Joint Lead Managers
for the 20-year Sukuk Musharakah
Programme of up to RM2.0 billion in
nominal value by Westports Malaysia Sdn
Bhd on 2 June 2012. It was structured
under the widely accepted principle of
Musharakah to a wide investor base.

AmMutual or now known as AmInvest

continued to bring to the market wideranging themes of funds to suit a variety
of investor sector interests as well as risk
appetites. Among the funds introduced
are AmDynamic Allocator (aims to
achieve capital growth over the Medium
and Long-Term and at the same time,
provide income), AmConsumer SelectCapital Protected (aimed at capital
protection with potentially higher returns
than fixed deposit rates), AmTactical
Bond and AmAsia Pacific Leisure
Dividend Fund (for investors seeking a
medium to high-risk investment vehicle).

AmInvestment Bank was also the Sole

Lead Manager for Gulf Investment
Corporation GSC, Kuwaits RM750
million
(USD253 million) issuance
under its existing 20-year RM3.5 billion
(USD1.18 billion) Sukuk Wakalah
bi Istithmar Medium Term Notes
programme, where AmIslamic Bank
was Transaction Agent to facilitate the
commodity trading via the Suq Al-Sila
trading platform on Bursa Malaysia.
To enable business customers to
access both their international and local
trade transactions in an accelerated
way, AmBank Group launched its new
corporate internet banking solution
portal, AmTrade on 15 October 2012.
The web-based service enables online
submissions of trade applications and
supporting documents, thus delivering
greater efficiencies and enabling faster
business growth.
The Funds Management Division
(FMD), a member of AMMB Holdings
Berhad unveiled a single brand name
for its funds management business
AmInvest on 25 February 2013,
replacing three distinct brands under
FMD namely AmMutual, AmIslamic
Funds
Management
and
Funds
Management Division, AmInvestment

AmBank continued its structured

warrant programme with 129 issuances
that included call and put warrants
over stocks primarily listed on Bursa
Malaysia. The fourth edition of the
Malaysia Corporate Bond Handbook
was published in May 2012, once again
providing an indispensable one-stop
comprehensive reference to participants
in Malaysias bond market.
Thought Leadership and Knowledge
Exchange
The Group leads in various sectors of the
marketplace and continues to emphasise
knowledge sharing and exchange via
forums, briefings and conferences. It
continued its media briefing sessions,
which included a series of briefings in
mandarin, for the benefit of mandarin
speakers, on investing on stocks and
futures, and also on the outlook for the
bond market.
For the seventh consecutive time, the
Group via the AmIslamic brand was the

96

AMMB Holdings Berhad (223035-V) | Annual Report 2013

Corporate Social Responsibility (Contd.)

Lead Partner in the IFN Asia Issuers &
Investors Forum 2012. Held on 1 and 2
October the event addressed key issues
pertinent to Asias current economic
climate and the latest developments
within the regions Islamic financial
market; including recent governmental
efforts, issuer and investor interest,
potential capital market issuances, as
well as tax and regulatory updates.
AmIslamic came on board as Exclusive
Partner at Global Islamic Finance Forum
(GIFF) 2012, themed Internationalision
of Islamic Finance: Bridging Economies
organised to position Malaysia as a
hub for international Islamic finance.
AmIslamic was the Gold Sponsor for 9th
Kuala Lumpur Islamic Finance Forum
(KLIFF) held from 15-17 October 2012,
a prestigious event that gathers a
pool of industry experts ranging from
regulatory authorities, Shariah scholars,
bankers, experts, Takaful operators
and academicians to share their views
and experiences in developing Islamic
banking and finance around the globe.
On 6 September 2012, AmInvestment
Bank was the lead sponsor for the
IFR Asia Malaysian Capital Markets
Conference 2012, a one-day conference
that saw interesting debates, discussions
and knowledge exchange amongst the
speakers and focused on Malaysian
bonds, loans and equity markets in 201213 together with new origination and
syndication opportunities for domestic
and international financial institutions.
The Group was Titanium Sponsor
for International Energy Conference
2012 held in Sarawak from 1618 October 2012, with the theme
Energising Sustainable Transformation
& Opportunities in Sarawak. Tan Sri
Azman Hashim, Chairman, AmBank
Group chaired a panel discussion at the
International Conference on Productivity
and Sustainable Inclusive Development
in Asia Pacific, held on 9 and 10 August
2012 in Taipei, Republic of China.
Improving Product and Service
Benefits to Customers
The AmBank Group continuously strives
to ensure better adoption of bestpractices and understanding of customer

needs when preparing its pipeline of

customer offerings. To accelerate the
enhancement of the Groups suite of
foreign exchange products and services
offerings, AmBank Group announced the
establishment of a strategic business
alliance with Travelex, the worlds largest
foreign exchange specialist on 4 July
2012. On 30 January 2013 AmBank (M)
Berhad and Rakuten Online Shopping
announced a long-term partnership
agreement to implement a series of joint
promotions on the e-commerce platform.
As part of AmBank Groups commitment
as the Official Bank of The Royal Selangor
Golf (RSGC) a new AmBank Cash
Deposit Machine (CDM) was installed
and AmBank RSGC World MasterCard
was launched. The AmBank Rockwills
Card, specially designed and packaged
with great savings for consumers and
giving them an avenue to contribute to
charity was launched on 7 August 2012.
The various divisions of the Group were
also recognised for their excellence in
products and services by a number of
awards. AmInvestment Bank on 26 April
2012 swept six of the top awards at the
9th RAM League Awards, recognising
excellence in the Malaysian bond and
sukuk markets. These included two
Special Merit Awards RAM Award of
Distinction 2011 as Malaysian Top Lead
Manager 2011 for the Corporate Bond
Market as well as the Corporate Sukuk
Market. The Asset magazines annual
Triple A Country Awards 2012 have
named AmInvestment Bank Berhad
(AmInvestment Bank) as the Best
Domestic Bond House, Malaysia for the
fourth consecutive year and the fifth time
since 2006.
At the Sixth Annual Alpha Southeast
Asia Deal and Solution Awards 2012 on
31 January 2013, AmInvestment Bank
won Best Initial Public Offering (IPO)
Deal Of The Year In Southeast Asia &
Best Deal Of The Year In Southeast
Asia for Minority Shareholders (for the
USD3.1 billion Felda Global Ventures
Holdings IPO), Best Dual-Listed IPO Of
The Year in Southeast Asia, Best Equity
Deal Of The Year In Southeast Asia (for
the RM6.7 billion IHH Healthcare Berhad
(IHH) Equity Offering), Best REIT Deal
Of The Year In Southeast Asia; Most

Innovative Deal Of The Year In Southeast

Asia (for the RM837.5 million IGB
Corporation Berhad REIT, Best Project
Financing Deal Of The Year In Southeast
Asia (for the RM2.4 billion DanaInfra
Nasionals Islamic Commercial Papers
and Islamic Medium Term Notes) and
Best Islamic Finance Deal Of The Year In
Southeast Asia (for the RM23.35 Billion
IMTN Programme + RM11 Billion PLUS
Guaranteed Sukuk).
AmInvest, the new brand for the funds
management business of AMMB
Holdings Berhad which manages both
conventional and Shariah-compliant
funds, won Malaysias Islamic Fund
House of the Year, Best Sukuk House
and Best Asian Bonds (three years and
five years for local currency) awards
(Asia Asset Managements Best of
the Best Awards 2012), Investment
Management Company of the Year,
Malaysia (World Finance Management
Awards 2012) while AmIslamic Bank was
awarded the Best Corporate Bank in
Asia (2012 Islamic Business & Financial
Awards) on 5 December 2012, was
named for the third consecutive year
as Asset Management Company of
the Year, Malaysia (The Asset Triple A
Investment Awards 2012), The Most
Outstanding Islamic Fund Product for
Am-Namaa Asia-Pacific Equity Growth
(KLIFF Awards 2012), the most coveted
accolade in the industry for Malaysias
Best Overall Fund Group and Best Bond
Group and Best Bond MYR Fund (over
5 Years) for the sixth consecutive year
and fifth consecutive year respectively
(The Edge-Lipper Malaysia Fund Awards
2013).
AmBank Group won the awards for
the Best Service Providers Risk
Management, Malaysia and also for Best
Risk Management Solution, Malaysia
from The Asset Triple A Transaction
Banking Awards 2013 (Treasury, Trade
and Risk Management) presentation
held in Hong Kong on 21 March 2013.
At the 13th Customer Relationship
Management and Contact Centre
Association of Malaysia (CCAM) 2012
Awards, the AmBank Contact Centre
won the Best Contact Centre Team
Leader (open), Best Contact Centre
Support Professional (under 100 seats),

AMMB Holdings Berhad (223035-V) | Annual Report 2013

Corporate Social Responsibility Award

(second place), Best In-House Outbound
Contact Centre (third place, under 100
seats), Best Head of Contact Centre
(third place, under 100 seats) and Best
Contact Centre Professional (third place,
under 100 seats).
RESPONSIBILITY TO THE
COMMUNITY
The AmBank Group stays connected
to the community by reaching out to
society with compassion and remaining
committed in addressing a wide range
of issues linked to the development of
sustainable communities. These include
the less fortunate, those in distress
situations, youth, sport, culture, and
the media. At a parallel level, the Group
also continues to contribute to healthy
intellectual growth through various
initiatives.
Caring for the Underprivileged and
Needy
The AmKasih programme continued for
the third year as the umbrella platform
for AmBank Groups CSR sustainable
development initiatives, where the
Group has allocated RM1 million per
year in sponsoring the programme. On
19 May 2012 a total of 100 families from
Kuching, Sarawak received a total sum
of RM104,000, where each recipient
will be provided an allowance of RM20
per family per week or RM80 per month
for one year to help offset the costs of
essential daily food items such as rice,
sugar, flour, milk and cooking oil.

Tan Sri Azman Hashim and Mr Jeff Pereira, Chief

Executive Officer, MyKasih Foundation (centre,
red shirt with red cap) taking a group photo with
the AmBank-MyKasih Community Programme
recipients in Sarawak.

Between 6 and 13 August 2012, AmBank

Group through its sports club, Kelab
AmBank Group (KAG) held its annual
shopping and Buka Puasa for the less
fortunate from a total of six homes and
5 schools in Kuala Lumpur, Alor Setar,
Kuching, Batu Pahat, and Kota Bharu.
In this initiative under the CSR banner of
AmKasih the homes were also presented
RM5000 cash each.
On 13 September 2012, 50 less fortunate
children and youth from Madrasah An
Nuriah Ad Dinniah, Melaka were invited
for a Hari Raya treat and distributed
Duit Raya, school uniforms, shoes and
stationery to them. A cash contribution
of RM8000 was also presented to the
home.
AmBank Group distributed 5,400
life jackets to fisherman and boat
operators in Kelantan and Terengganu
on 7 November 2012. A further 1,520
life jackets were distributed in Marang,
Terengganu on 17/18 May 2013.

On 27 September 2012 AmBank Group

donated new sets of chairs to the Tun
Hussein Onn National Eye Hospital
(THONEH) as part of its efforts to
provide comfort and convenience to the
community. The Groups sports club,
Kelab AmBank Group (KAG) organised
a Deepavali treat for 45 children and
youths from the Arul Perum Jothi
Children Home in Ipoh, Perak, where
they were presented with gifts such as
school uniforms, school bag, shoes and
socks, and mattress, pillow, bed sheet
and electrical appliances to the home.
KAG also held a Chinese New Year
celebration for 90 children and youths
from Kuching Boys Home and Kuching
Children Home in Sarawak on 23
February 2013. They received red
packets, goodies, musical instruments,
amplifier and computers, while the
homes were presented with donation of
RM5,000 cash each.
AmIslamic Bank signed a Memorandum
of Understanding with Yayasan Pelajaran
MARA (YPM) on 22 November 2012 to
sponsor 282 needy students from all
over Malaysia worth RM250,000 for
year 2012. Part of this MOU is under the
AmIslamic Bank Adoption Programme
in
collaboration,
which
provides
financial aid for schooling to primary
and secondary level students from lowincome families.

YBhg Datuk Dali Hussain, Chairman, Parliamentary

Agriculture Development Council of Pengkalan
Chepa (front row, fifth from left) and Tuan Syed
Anuar Syed Ali, Senior General Manager, Group
Corporate Communications and Marketing,
AmBank Group (front row, sixth from left) with the
fishermen and boat owners at the ceremony in Jetty
Kuala Besar, Kota Bharu, Kelantan.

AmBank Group through KAG organised a

Hari Gawai treat for 50 children from the
Yayasan LaSallian Kuching in Kuching on
22 May 2013, where they were presented
with cash contribution and then brought
for Hari Gawai shopping. KAG also
organised a similar Hari Kaamatan treat
for 52 children from Rumah Anak Yatim
Ar-Raudhoh and Taman Didikan KanakKanak Kurang Upaya Sri Stella in Tawau,
Sabah on 23 May 2013.

97

Datuk Mahdi Murad, Chief Executive Officer,

AmIslamic Bank Berhad, Tuan Syed Anuar Syed
Ali, Senior General Manager, Group Corporate
Communications and Marketing, AmBank Group,
Haji Abd Rahim Abdul Ghani, Deputy Director
General (Education), MARA, Tuan Haji Kamarul
Ariffin, Board Member, Yayasan Pelajaran MARA
and Dr Zubir Harun, Chief Executive Officer,
Yayasan Pelajaran MARA.

98

AMMB Holdings Berhad (223035-V) | Annual Report 2013

Corporate Social Responsibility (Contd.)

AmIslamic Bank continued to provide
assistance is a sustainable manner
to the underprivileged and presented
business zakat to 14 Zakat collection
centres as well as 16 homes and
charity organisations across the country
amounting to RM1,313,553 for financial
year ending March 2012.

a financial institution encouraged the

young to save, using the prize money as
a start up fund.
Tan Sri Azman Hashim, Chairman,
AmBank Group presented the inaugural
Azman-Hashim-IIUM
Ummatic
Scholarship to 10 selected students
of the International Islamic University
Malaysia (IIUM) on 28 November 2012.

Supporting Youth, Sports and a

Healthier Lifestyle
AmBank Group continues to support
and
promote
programmes
that
encourage the holistic development of
the younger generation and stimulates
competitiveness and teamwork, and this
is reflected in the themes of the events
and initiatives supported by the Group.
The Group was the one of the sponsors
for the Mega Konvoi MyAlza Owners Club
(MAOC) My Book of Records 2012, held
in conjunction with the Himpunan Jutaan
Belia held from 23-27 May 2012. It was
also the title sponsor for the 7th AmBank
Group Malaysia Chess Challenge 2011,
part of the annual Malaysia Chess
Festival 2011. The Group was the Gold
sponsor for the Ipoh Starwalk 2012
held on 17 June 2012, which attracted
approximately 15,500 walkers. For the
PJ Half Marathon 2012, AmBank Group
came on board as one of the sponsors.
AmBank Group was the Bronze Sponsor
and the Official Bank of the prestigious
Langkawi International Mountain Bike
Challenge (LIMBC) 2012, held in Pulau
Langkawi from 14-20 October 2012,
saw. Former Prime Minister, YABhg Tun
Dr Mahathir Mohamad flagged off and
gave away prizes to the winners.
In Golf, AmBank Group, the Official
Bank for the Royal Selangor Golf Club
(RSGC) sponsored the second RSGC
AmBank Junior Amateur Open Golf
Championship held from 4-6 June 2013.
Further in support of the development of
golf amongst youth, AmBank Group once
again came on board for the AmBank
SportsExcel International Junior Golf
Championship 2012 with a sponsorship
of RM26,860. AmBank Group was also
the Main Sponsor for the Perodua World
Golfers Championship held from MayOctober 2012.

Supporting Social Causes and the

Community
The Group was the Gold sponsor for the Ipoh
Starwalk 2012.

Supporting Education, the Media and

Intellectual Growth
Ever supportive of the media, the
Group sponsored the AmBank Media
Legend Award at the National Press
Club (NPC) Naza Awards Night 2012
on 12 September 2012 where the Prime
Minister of Malaysia, YAB Dato Sri Mohd
Najib Bin Tun Haji Abdul Razak presented
the award to former RTM DirectorGeneral Datuk Abdullah Mohammad.
In support of the media, the Group
had also sponsored RM5,000 towards
the Malaysian Press Institutes Malam
Wartawan Malaysia 2012 journalists
award ceremony on 12 June 2013.

The AmBank Group was the platinum

Sponsor for the Federation of Public
Listed Companies Berhad (FLPC) 25th
Anniversary Charity Gala Night on 19
June 2012. A group of AmBank Groups
Channels Department staff gave a
helping hand at the SPCA Ampang by
putting their energy, passion and funds
together to volunteer at the animal
shelter.
Promoting the Arts and Popular
Interests

The Group came on board as the title

presenter for the Karnival Futsal dan
Bola Jaring Harian Metro 2012 dibawa
oleh Ambank. AmBank Group was one
of the Major Sponsors at the National
Press Club (NPC) Treasure Hunt 2012
held on 21 April 2012.

For the eight time, and for the first time in

Putrajaya, AmBank Group successfully
AMBANG 2013 PUTRAJAYA concert,
staged its year-end celebration and
concert extravaganza on 31 December
2012. Organised in collaboration with
Perbadanan Putrajaya and NTV7, the
highlights of the evening were the
much anticipated stars including Dato
M. Nasir, Mizz Nina, Jamal Abdillah,
Dato Hattan, Ramli Sarip and Hujan.
Wowing audiences also too were
Kumpulan Wings, Stella Chung and
Magen. A Gangnam Dance-AmBank
Style performance by AmBank Groups
own staff added to the energy of the
exciting evening. Tan Sri Azman Hashim,
Chairman, AmBank Group also took
to the stage to sing a few favourite
numbers, together with The Singing
Shop and their medley of popular hits. A
brilliant show of fireworks ushered in the
New Year, to the delight of an estimated
500,000-strong live audience at Dataran
Merdeka.

AmBank Group sponsored a Christmas

cum back-to-school colouring contest
on 15 December 2012 in Kuching.
Through this sponsorship, AmBank as

The 33rd Malaysian Investment Banking

Association (MIBA) Annual Dinner
was held on 12 November 2012 and
saw AmInvestment Bank take the title

AmBank Group was one of the sponsors

for the Malaysian Press Institute (MPI)
Fifth International Journalism Fellowship
2012 launch held on 18 September
2012. AmBank Group participated for
the Thirteenth Consecutive Year in The
Edge-Bursa Kuala Lumpur Rat Race
2012, held on 25 September 2012
by sending a team and sponsoring
RM15,000 in the annual race which
raises funds for charitable organisations.

AMMB Holdings Berhad (223035-V) | Annual Report 2013

of Overall Champion for the MIBA

Games 2012. AmInvestments Dance
team emerged third place in the dance
competition held during the dinner.
AmBank Group dominated at the National
Inter-Financial Institutions Table-Tennis
and Bowling Tournament 2012, where
they emerged Champions in the InterFinancial Institutions Bowling League
2012, Ladies Masters category with Nurul
Ain Hanzir from Risk Management, Piala
Bank Rakyat-Inter-Financial Institutions
Table-Tennis Tournament, Singles Table
Tennis category with Ong Poi Seng
and Doubles Table Tennis category
withWong Jee Seng/Tan Ho Eng.
AmFraser Securities was the Champion
at the 14th Inter-Stockbroking Company
Bowling Challenge 2012 held at Kallang
Bowl Singapore on 12 July 2012.
RESPONSIBILITY TO THE
WORKPLACE
The AmBank Group continues to
provide the best possible support to
foster its staff wellbeing, development
and intellectual growth, realising the
value which an engaged workforce will
be able to add to the Group and to the
community at large.
Balanced and Healthy Lifestyle
A wide range of sporting and competitive
challenge events is hosted by the
AmBank Group, through its sports club,
Kelab AmBank Group to ensure that
staff are fit, healthy and alert in body and
spirit while having a sense of healthy
competition, all valuable attributes at
the workplace. These events also help
staff take a break from their working lives
and get to know their colleagues outside
of their working environment. Staff had
many opportunities to show their prowess
in tournaments and championships for
bowling, darts, go-kart, paintball, futsal,
bowling and snooker.
The annual Kelab AmBank Group
(KAG) Treasure Hunt, this year named
as AmChill Out Hunt 2012 was held on
21-22 April and 30 June -1 July 2012. It
was flagged off at Taman Metropolitan
Kepong with Cameron Highlands Hotel
Equatorial the destination and a total

of 856 participants came from Kuala

Lumpur, Kedah, Pulau Pinang, Pahang,
Negeri Sembilan, Melaka and Johor.
Fadzlee Abbas from AmLife won the Tan
Sri Dato Azman Challenge Trophy at the
KAG Golf Tournament on 3 November
2012 which saw a total of 104 KAG
members participating. Leading the
tournament held at Impian Golf & Country
Club, Kajang was Tan Sri Azman Hashim
himself, Chairman, AmBank Group.
The KAG Blood Donation 2012 held at
Bangunan AmAssurance, Bangunan
AmBank Group and Menara AmBank in
October 2012 saw a total participation
of 648 staff. AmBank Group through its
sports club, KAG organised a breast
cancer screening campaign for its staff/
spouses on 3 December 2012 at Menara
AmBank, 10-11 December 2012 at
Bangunan AmBank and 18-19 December
2012 at Bangunan AmAssurance.
AmBank Group Family Spirit
The Group places priority on fostering
a sense of togetherness amongst its
10,000-strong staff and management,
staff and staff family members get
together in family days where greater
interaction in a more informal setting that
develops greater bonds and connectivity
amongst all.

Staff and their children having fun at the AmBank

Group Family Day held in Stadium Merdeka on 9
March 2013.

On 19 May 2012 more than 800 AmBank

Group Sarawak Region staff celebrated
the Sarawak Region Family Day at Damai
Central, Kuching, held in recognition of

99

their contribution towards the Group. On

top of the Family Day, a Long Service
Ceremony for Sarawak Region staff was
also held on the same day to honour
their ceaseless dedication to the Group.
A total of 62 staff were honoured for their
contribution ranging from 15-30 year
categories for the year 2010-2011.
Work Skills and Personal Development
Please refer to the Human Capital
Agenda section on page 87.
RESPONSIBILITY TO THE
ENVIRONMENT
AmBank Group entered its 26th year of
sponsoring Zoo Negaras Dromedary
camels so that the wellbeing of the
beautiful camels is extended in order for
future generations to enjoy this unique
animal. Additionally, in 2012 the Group
also sponsored the cost of upgrading
the stainless steel cable at the camels
exhibit. So far, more than RM620,000
has been contributed to this noble
cause. In support of green technology,
the Group continues to plays its part in
support of the Malaysian Governments
Green Technology Financing Scheme.
We at AmBank Group continue to
environmentally responsible and reduce
wastage by recycling paper, doublesided printing, minimising colour printing
and using electronic communications
instead of hard copy printouts where
possible. Bangunan AmBank Group,
Menara AmBank Group and the AmBank
Group Leadership Centre are designated
as no smoking buildings aiming to
provide cleaner air for employees and
customers alike. Our buildings notably
Bangunan AmBank Group and Menara
AmBank Group in Kuala Lumpur have
also pleasant greenery and landscaped
planted areas created to provide pockets
of soothing beauty that make for a more
pleasant banking experience while at the
same time help replenish the oxygen in
the urban atmosphere.