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DEPOSITS ACCOUNT
OPENING
Section
Section Description
Page
03.01
40
03.02
42
03.03
44
03.04
46
03.05
49
03.06
52
03.07
54
03.08
57
03.09
60
03.10
64
03.11
67
03.12
68
03.13
69
03.14
70
03.15
72
03.16
73
03.17
76
Interest Category/
Sub Type
N
N
N
N
N
N
N
N
Field Name Field Name Field Name Field Name Field Name
Product
Type
Customer
Term/
Currency
Category
Location
These parameters viz Account Type and Interest Category / Subtype are
available in CBS Service Desk which can be accessed by typing Codes in the box
provided at -Search Knowledge Base for a Solution - Provide keywords for
searching: and then going to the required link like Deposit Product codes.
Presently the Product Codes available in the Service Desk are given in the
Annexure.
We elucidate below the steps in CBS to familiarize the users with the Account
opening process:
40
Product
Type
Term/Location
Customer Category
41
Currency
Description
Account Opening
Authorisation
Screen No
002000
Queue (Refer 14.01)
2.
3.
All aquamarine fields are mandatory and should be filled in. In Core Banking,
the Account Type (comprising of Product 2 digit & Type 2 digit) defines the
product. A dropdown box is provided in each of these fields.
For Current Accounts, in the Field Product, select 50: CA.
In the Field Type, select 11=General. Some of the other common Types
are 13 = NRO, 14 = NRE etc. Select as appropriate.
4.
5.
7.
The next field is Acct Sgmt Code which is the segment marker for the
account. While a drop down box has been provided, most common values for
this field in case of Current accounts are:
42
8.
The field Account Open Date (format: DD/MM/YYYY) is System Date for new
accounts and so is optional in such cases. However, this is mandatory in case
of accounts transferred to core from non-core branches.
9.
10. In case of most Current accounts no further details need to be filled in this or
any of the other tabbed screens, so just click on the Transmit button.
11. Changes due to BPR. Under Miscellaneous tab, Tag No. should not be given
by non-BPR branches. It should be left blank. It is applicable only for BPRenabled branches.
The transaction will be submitted to checker for authorisation and the
checker has to authorise the transaction.
12. Once the transaction is authorised (Refer 14.01) the new account number
generated is displayed at the bottom of the screen. This may look something
like:
003 3000003794-6 03263 016 0326316, where,
003
3000003794-6
03263
016
0326316
NOTE: The selected combination of account type and sub-type will be validated
against the product parameters set up at CDC level. This means that the system
will accept only such combination of account type and sub-type as are available in
the product parameter at CDC. An invalid code entered will generate an
appropriate error message.
NOTE: Please note that the Date of Birth Field is to be compulsorily filled up
while creating Customer CIF, for opening Current Account for Personal Customers.
STOP 201: INVALID ACCT TYPE, INT CAT OR CURRENCY
43
Description
Screen No
Account Opening
002000
Authorisation
44
03263
016
0326316
Note: The selected combination of account type and sub-type will be validated
against the product parameters set up at CDC level. An invalid code entered will
generate an error message like:
STOP 201: INVALID ACCT TYPE, INT CAT OR CURRENCY
Note: If Savings/ Current Accounts are not funded on the date of opening,
Minimum balance charges would be levied for not maintaining stipulated balance
in that quarter.
45
Description
Account Opening
Authorisation
Screen No
002000
Queue (Refer 14.01)
46
7. The field Account Open Date (format: DD/MM/YYYY) is System Date for
new accounts and so is optional in such cases. However, this is mandatory in
case of accounts transferred to core from non-core branches.
8. The next field is Acct Sgmt Code which is the segment marker for the
account. While a drop down has been provided, most common values for
this field in case of Recurring Deposit accounts are 0306 = Per Dom Staff;
0706 = Per Dom Public and 0806 = Per NRI for P Segment. 5001 = C&I
and 5002 = C&I Food, 5004 = SBF, 5005 = SSI.
9. In case all Time Deposit accounts, next click in the Term A/c Options, in
the tabbed headings.
10. For Recurring Deposits (ONLY) the Term Basis is M: Months.
11. Give period of RD in Term Years And Term Months (Term Months cannot be
greater than 12, so use also term Years for periods more than 1 year).
12. Term Value Deposited field should be left unchanged i.e. 0 (default
value) should be there for RD accounts.
13. Give Interest Frequency as M: Maturity. Interest Frequency means when
the interest will be paid to customer.
14. Under RD, give the installment amount against the field RD Expected
Installment.
15. The Installment due date in RD is set by default to 31 (i.e. last day of the
month), so this field should not be filled.
16. Select the RD Installment Frequency from the drop down menu as Monthly.
17. This completes all the essential data entry for creating a RD account.
Click on the TRANSMIT button.
The transaction will be submitted to checker for authorisation and the
checker has to authorise the transaction.
18. Once the transaction is authorised (Refer 14.01) the new account number
generated is displayed at the bottom of the screen. This may look
something like:
003 3000003796-8 03263 016 0326316
where,
003
Bank code for SBI;
3000003796-8 Account number (5 is the check digit but if the account
number is to be entered by the user it will be a continuous
string of 11 digits without any dash & including the check
digit.
03263
Branch code
016
Represents the logical partition in the branch from which
the transaction was put through and
0326316
User ID of the employee who put through the transaction.
47
Note: a) The selected combination of account type and sub-type will be validated
against the product parameters set up at CDC level. An invalid code entered will
generate error messages like:
STOP 201: INVALID ACCT TYPE, INT CAT OR CURRENCY OR
STOP 178: INTEREST FREQ/CODE INCONSISTENT WITH PRODUCT RULES
b) All term deposits need to be funded on the date of their opening.
Special care is to be taken while opening accounts transferred from
other branches where users forget to fund after opening the account.
Note: It is now possible to reverse wrong credit given to an RD account on any day
before maturity. The options are Transfer to deposit a/c or BGL a/c. It requires
Journal No and Transaction date of the original entry:
Menu: Transaction Posting Deposit/ CC/ OD Accounts RD reversals
(SCR 1036 and SCR 21037)
On reversal, system will reduce the number of installment received and total
amount received in the account. However, Interest has to be recalculated
manually and corrected.
48
Description
Account Opening
Authorisation
Screen No
002000
Queue (Refer 14.01)
Field Customer Category: select the appropriate option from the drop
down menu.
(1 = Public Individual; 2 = Public Others; 3 = Staff Individual; 4 = Public
Senior Citizen and 5 = Staff Senior Citizen.)
49
8. The next field is Acct Sgmt Code which is the segment marker for the
account. While a drop down has been provided, most common values for
this field in case of Term Deposit accounts are 0306 = Per Dom Staff; 0706 =
Per Dom Public and 0806 = Per NRI for P Segment. 5001 = C&I and 5002 =
C&I Food, 5004 = SBF, 5005 = SSI.
9. Under Interest Options, change the default Interest payment Method from
R: Reinvest to T: Transfer (other options are A: Cheque; B: Demand Draft;
G: Transfer to BGL A/c).
10. Against the Transfer Account Number field, key in the account number of
the account to which quarterly interest is to be credited.
11. In case all Time Deposit accounts, next click in the Term A/c Options, in
the tabbed headings.
12. For Term Deposits, set the Term Basis as D: Days from the drop down. This
means interest is accrued on a day-to-day basis.
13. Term length is to be filled in any one of the following 3 places:
a. In the left most box Term length for maturities < 180 days can be filled
for
TDR Days; or
b. In the right side the 3 boxes are for all types of time deposits with
maturities up to ten years Term Days value <= 31, Term months value
<= 12 and Term Years <= 10; or
c. Maturity Date to be given in case the customer so desires.
14. Interest Frequency should be given as 1A: Anniversary Monthly or 3A:
Anniversary Quarterly etc. (Not Monthly, Quarterly etc.) as desired by
the customer.
This completes all the essential data entry for creating a TDR account. Click
the TRANSMIT button.
The transaction will be submitted to checker for authorisation and the
checker has to authorise the transaction.
15. Once the transaction is authorised (Refer 14.01) the new account number
generated is displayed at the bottom of the screen. This may look
something like:
003 000003797-9 3263 016 0326316 where,
003
3000003797-9
03263
016
0326316
50
Note: The selected combination of account type and sub-type will be validated
against the product parameters set up at CDC level. An invalid code entered will
generate error messages like:
STOP 201: INVALID ACCT TYPE, INT CAT OR CURRENCY, OR
STOP 178: INTEREST FREQ/CODE INCONSISTENT WITH PRODUCT RULES
51
Description
Screen No
1
2
Account Opening
Authorisation
002000
Queue (Refer 14.01)
52
8. The next field is Acct Sgmt Code, which is the segment marker for the
account. While a drop down has been provided, most common values for
this field in case of Term Deposit accounts are 0306 = Per Dom Staff; 0706
= Per Dom Public and 0806 = Per NRI for P Segment. 5001 = C&I and
5002 = C&I Food, 5004 = SBF, 5005 = SSI.
9. In case of all Time Deposit accounts, next click in the Term A/c Options, in
the tabbed headings.
10. For Special Term Deposits set the Term Basis as D: Days from the drop
down, i.e. product is calculated on a day-to-day basis.
11. Give period of STDR in Term Days value <= 31, Term months value <= 12 and
Term Years <= 10 or as Maturity date as the case may be.
12. Give Interest Frequency as M: Maturity (from drop down). This means
interest is payable on Maturity to the customer.
13. This completes all the essential data entry for creating a RD account. Click
the TRANSMIT button.
The transaction will be submitted to checker for authorisation and the
checker has to authorise the transaction.
14. Once the transaction is authorised (Refer 14.01) the new account number
generated is displayed at the bottom of the screen. This may look
something like:
003
3000003798-0
03263
016
0326316
where,
Note: The selected combination of account type and sub-type will be validated
against the product parameters set up at CDC level. An invalid code entered will
generate an error messages like:
STOP 201: INVALID ACCT TYPE, INT CAT OR CURRENCY, OR
STOP 178: INTEREST FREQ/CODE INCONSISTENT WITH PRODUCT RULES
53
Description
Account Opening
Authorisation
Sweep Set up screen
(after authorization at Checkers terminal)
Screen No
002000
Queue (Refer 14.01)
060422
Pre-Conditions: Customer CIF has to exist before a Savings Plus account can be
opened.
Menu Navigation:
Deposit/ CC/ OD Accounts & Services Create New Deposit A/c
Procedure:
1. On invoking the option menu, SCR: 002000pmt CIF: Create Account
Prompt is displayed. Here enter the customers CIF Number. (Use the
search facility if CIF is not readily available.) After entering the CIF No.
(Return CIF No. if Search is used), click on the transmit button.
2. Screen SCR: 002000 is displayed. This is the first of the five tabbed
(associated) screens user for creating all types of deposit accounts. Not all
the screens need be filled for every account.
3. All aquamarine fields are mandatory and should be filled in. In Core
Banking, the Account Type (comprising of Product 2 digit & Type 2 digit)
defines the product. A dropdown box is provided in each of these fields.
4. For Savings Plus A/c, in the Field Product:, select 10: Savings-CHQ
5. Field Type select 29: SB PLUS-GEN, 30: SB PLUSNRO or 31: SB PLUSNRE
as appropriate.
6. Field Customer Category select as appropriate from drop down. (1 = Public
Individual; 2 = Public Others; 3= Staff Individual; 4 = Public Senior
Citizen and 5 = Staff Senior Citizen.)
7. Against Location/Term select 40: ALL from the Drop Down Box.
8. The Currency by default is 1: INR. Please retain this.
9. The field Account Open Date (format: DD/MM/YYYY) is System Date for
new accounts and so is optional in such cases. However, this is mandatory in
case of accounts transferred to core from non-core branches.
10. The next field is Acct Sgmt Code which is the segment marker for the
account. While a drop down has been provided, most common values for
this field are 0306 = Per Dom Staff; 0706 = Per Dom Public, 0806 = Per
NRI, 5001 = C&I, 5002 = C&I FOOD, 5004 = SBF, 5005 = SSI, 5006 = PER
OTHERS {NOT INCL. [IN PER]}, 5007 = AGL.
54
11. Interest Option will be default R: Reinvest for MOD STDR, but for MOD TDR
this will have to be made T: Transfer, A: Cheque, B: Draft or G: transfer to
BGL Account. In case option T is selected, the account number (to which
the interest will be transferred) will also have to be given.
12. Now select the Term A/c Options from the Tabbed Headings.
13. In the upper half, nothing has to be filled in i.e. leave Term Basis, Term
Length, Term Value Deposit and Interest Frequency blank.
14. Under SB Plus subheading, set SB Plus option to Yes from the drop down.
15. In the Field Savings Plus Account Type select the Product type relevant to
the TDR/ STDR to be opened as a result of the sweep. e.g., if an STDR for 2
years is to be opened as a result of a successful sweep, select 2532: STDMOD-GEN-PUB-IND-2YL3-INR (product code for STDR-GEN) from the Drop
Down Box.
16. In the Field Savings Pus Sub-Category, select the applicable product subtype code from the Drop Down Box. (In our example this would be 1161
standing for Public Individual, 2y & lt 3y).
17. Set Savings Plus Interest Freq. To M: Maturity (continuing the above
example).
18. Set Savings Plus Term Length to the period of the TDR/STDR expressed as
number of months (24 in our example).
19. Click on Transmit button. This completes the set up the Savings Plus Account.
20. The transaction will be submitted to checker for authorization. After
successful authorisation (Refer 14.01) by the checker, the sweep creation
screen SCR: 060422 CIF: Create Sweep Arrangements is displayed on the
Checkers Monitor behind the Queue searchWeb page dialog Screen, so
the Queue search screen is to be closed to view this screen.
21. Field Account Number: the account number of the New Savings Plus
account is picked up by the system that should be noted.
22. Before proceeding further, we have to REMOVE POSTING RESTRICTIONS on
this account. Please note that the Checker has to open a new session for
doing this.
23. For this, use the menus to navigate to Deposit/ CC/ OD Accounts &
Services Amend Deposit/CC/OD Account.
24. Screen SCR 007050: Deposits: Change Details is displayed.
25. Give the Account number (just displayed on the sweep screen) and select
option 7: Posting Restrictions from the Drop Down Box.
26. Click on Transmit.
27. Screen SCR 007040: Deposits: Maintain Posting Restrictions is displayed.
55
28. Against 5: Debit Other Transactions make the On/ Off marker as 0 i.e.
Allowed.
29. Click on Transmit.
30. The transaction will be submitted to checker for authorization. After
successful authorization (Refer 14.01) by the checker (please note that a
second checker is required for authorizing this), a OK message will be
displayed.
31. Go back to the Create Sweep Screen, by default Second Account is taken
as Zero (IT MUST ALWAYS BE 0 ONLY as these are the system generated
accounts opened subsequently on account of sweep).
32. Field Second Account System: retain the default option DEP: Deposits
default.
33. Make the Savings Plus flag as YES from the drop down.
34. Field Sweep Type: select 2. Push (default value) from the Drop Down Box.
35. Enter the Start Date (this can be any date after today ONLY).
36. Enter End Date as the date when the sweep should stop executing (check
that the end date is after the start date).
37. Field Cycle: select one of the options viz., D: Daily, W: Weekly, F:
Fortnightly, M: Monthly, B: Bi-Monthly, Q: Qly, H: H Yly or Y: Yly.
38. Field Balance Type: retain the default option 1: Cleared Funds Only.
39. Enter the threshold balance (this will trigger the sweep).
40. Enter the Resultant balance (this will be the minimum balance as a result of
the sweep).
41. Enter the Max. Accumulated Sweep.
42. Enter the Sweep multiples.
43. Enter Priority as 1 ONLY.
44. Click on the Transmit button.
45. An OK response will be generated.
46. Now proceed with the other routine activities viz. funding of the account,
entering introduction, nomination, passbook printing, image uploading etc.
Eg: when a sweep is to be created beyond Rs 5,000 and minimum MODS to be
issued is Rs 10,000 and above, in multiples of Rs 1,000:
Threshold Balance
15,000
Resultant Balance
5,000
Max Accumulated Sweep 999999999
Sweep Multiple1,000
Priority
1
56
Description
Account Opening
Authorisation
Sweep Set up screen
(after authorization at Checkers terminal)
Screen No
002000
Queue (Refer 14.01)
060422
57
11. In the upper half, nothing has to be filled in i.e. leave Term Basis, Term
Length, Term Value Deposit and Interest Frequency blank.
12. Under SB Plus subheading, set SB Plus option to Yes from the drop down.
13. In the Field Savings Plus Account Type select the Product type as relevant
to the TDR/ STDR to be opened as a result of the sweep. e.g., if an STDR for
2 years is to be opened as a result of a successful sweep, select 2532: STDMOD-GEN-PUB-IND-2YL3-INR (product code for STDR-GEN) from the Drop
Down Box.
14. In the Field Savings Pus Sub-Category, select the applicable product subtype code from the Drop Down Box. (In our example this would be 1161
standing for Public Individual, 2y & lt 3y).
15. Set Savings Plus Interest Freq. To M: Maturity (continuing the above
example).
16. Set Savings Plus Term Length to the period of the TDR/STDR expressed as
number of months (24 in our example).
17. Click on Transmit button. This completes the set up the Savings Plus
Account.
18. The transaction will be submitted to checker for authorization. After
successful authorisation (Refer 14.01) by the checker, the sweep creation
screen SCR: 060422 CIF: Create Sweep Arrangements is displayed on the
Checkers Monitor below the Queue searchWeb page dialog Screen, so
the Queue search screen is to be closed to view this screen.
19. Field Account Number: the account number of the New Savings Plus
account is picked up by the system that should be noted.
20. Before proceeding further, we have to REMOVE POSTING RESTRICTIONS on
this account. Please note that the Checker has to open a new session for
doing this.
a. For this, use the menus to navigate to Deposit/ CC/ OD Accounts &
Services Amend Deposit/CC/OD Account.
b. Screen SCR 007050: Deposits: Change Details is displayed.
c. Give the Account number (just displayed on the sweep screen) and
select option 7: Posting Restrictions from the Drop Down Box.
d. Click on Transmit.
e. Screen SCR 007040: Deposits: Maintain Posting Restrictions is displayed.
f. Against 5: Debit Other Transactions make the On/ Off marker as 0
i.e. Allowed.
g. Click on Transmit.
h. The transaction will be submitted to checker for authorization. After
successful authorization (Refer 14.01) by the checker (please note that
58
59
Description
Account Opening (Type Non Personal CA, SBeligible as per RBI norms)
Authorisation
Sweep Set up screen
(after authorization at Checkers terminal)
Screen No
002000
Queue (Refer 14.01)
060422
60
10. Now select the Term A/c Options from the Tabbed Headings.
11. In the upper half, nothing has to be filled in i.e. leave Term Basis, Term
Length, Term Value Deposit and Interest Frequency blank.
12. Under SB Plus/ Surabhi - set SB Plus option to Yes from the drop down.
13. In the Fields Savings Plus Account Type and Savings Pus Sub-Category
select the Product type as relevant to the CLTD (TDR/ STDR) to be opened
as a result of the sweep (see table below):
CLTD (Savings Plus) Product Types
(for SB Surabhi)
Type Cat
Description
2088
2088
2088
2088
2088
2088
2088
2588
2588
2588
2588
2588
2588
2588
2089
2089
2089
2089
2089
2089
2089
2589
2589
2589
2589
2589
2589
2589
2181
2551
2611
2621
2671
2681
2691
2181
2551
2611
2621
2671
2681
2691
TDR-PUB OTH-3Y-INR
TDR- PUB OTH-550D-INR
TDR- PUB OTH-1Y549D-INR
TDR- PUB OTH-551DL2Y-IN
TDR-PUBOTH-2YL1KD-INR
TDR-PUB OTH-1KD-INR
TDR-PUBOTH-A1KDL3Y-IN
STD-PUB OTH-3Y-INR
STD-PUB OTH-1YL2-INR
STD-PUBOTH-1Y550D-IN
STD-PUBOTH-551DL2-INR
STD-PUBOTH-2YL1KD-INR
STD-PUB OTH-1KD-INR
STD-PUBOTH-A1KDL3Y-IN
2181
2551
2611
2621
2671
2681
2691
2181
2551
2611
2621
2671
2681
2691
TDR-PUB OTH-3Y-INR
TDR-PUB OTH-550D-INR
TDR-PUBOTH-1Y549D-INR
TDR-PUBOTH-551DL2-INR
TDR-PUBOTH-2YL1KD-INR
TDR-PUB OTH-1KD-INR
TDR-PUBOTH-A1KDL3Y-IN
STD-PUB OTH-3Y-INR
STD-PUB OTH-550D-INR
STD-PUBOTH-1Y549D-INR
STD-PUBOTH-551DL2-INR
STD-PUBOTH-2YL1KD-INR
STD-PUB OTH-1KD-INR
STD-PUBOTH-A1KDL3Y-IN
14. Set Savings Plus Interest Freq. To M: Maturity (continuing the above
example).
15. Set Savings Plus Term Length to the period of the TDR/STDR expressed as
number of months.
16. Click on Transmit button. This completes the set up the Surabhi Account.
17. The transaction will be submitted to checker for authorization. After
successful authorisation (Refer 14.01) by the checker, the sweep creation
screen SCR: 060422 CIF: Create Sweep Arrangements is displayed on the
Checkers Monitor below the Queue searchWeb page dialog Screen, so
the Queue search screen is to be closed to view this screen.
18. Field Account Number: the account number of the New Surabhi account is
picked up by the system that should be noted.
19. Before proceeding further, remove Posting Restrictions on this account.
Please note that the Checker has to open a new session for doing this.
For this, use the menus to navigate to Deposit/ CC/ OD Accounts &
Services Amend Deposit/CC/OD Account.
Screen SCR 007050: Deposits: Change Details is displayed.
61
Give the Account number (just displayed on the sweep screen) and
select option 7: Posting Restrictions from the Drop Down Box.
Click on Transmit.
Screen SCR 007040: Deposits: Maintain Posting Restrictions is displayed.
Against 5: Debit Other Transactions make the On/ Off marker as 0
i.e. Allowed.
Click on Transmit.
The transaction will be submitted to checker for authorization. After
successful authorization (Refer 14.01) by the checker (please note that
a second checker is required for authorizing this), a OK message will be
displayed.
21. Go back to the Create Sweep Screen, by default Second Account is taken
as Zero (IT MUST ALWAYS BE 0 ONLY as these are the system generated
accounts opened subsequently on account of sweep).
22. Field Second Account System: retain the default option DEP: Deposits
default.
23. Make the Savings Plus flag as Y:YES from the drop down.
24. Field Sweep Type: select 2:
25. Push (default value) from the Drop Down Box.
26. Enter the Start Date (suitable to customer but after current date).
27. Enter End Date as the date when the sweep should stop executing
28. Field Cycle: select W: Weekly.
29. Field Balance Type: retain the default option 1: Cleared Funds Only.
30. Enter the threshold balance (this will trigger the sweep).
31. Enter the Resultant balance (this will be the minimum balance as a result of
the sweep).
32. Enter the Max. Accumulated Sweep.
33. Enter the Sweep multiples.
34. Enter Priority as 1 ONLY.
35. Click on the Transmit button.
36. An OK response will be generated.
37. Now proceed with the other routine activities viz. funding of the account,
entering introduction, nomination, passbook printing, image uploading etc.
62
Resultant Balance
Sweep Multiple
1,000
Priority
63
Description
Account Opening
Authorisation
Sweep Set up screen
(after authorization at Checkers terminal)
Screen No
002000
Queue (Refer 14.01)
060422
Pre-Conditions: (i) Customer CIF has to exist before an MOD can be set up.
(ii) The Savings Bank or Current account to which the MOD TDR/
STDR will be linked should exist.
Menu Navigation:
Deposit/ CC/ OD Accounts & Services Create New Deposit A/c
Procedure:
1. On invoking the option menu, SCR:002000pmt CIF: Create Account Prompt
is displayed. Here, enter the customers CIF Number. (Use the search
facility if CIF is not readily available.) After entering the CIF No. (Return
CIF No. if Search is used), click on the Transmit button.
2. Screen SCR002000 is displayed. This is the first of the five tabbed
(associated) screens user for creating all types of deposit accounts. Not
all the screens need be filled for every account.
3. All aquamarine fields are mandatory and should be filled in. Against
Product select 20: TDR or 25: STDR as the case maybe, from the drop
down menu.
4. Against Type select one of the options - 32: MODGEN, or 33: MODNRO
or 34: MODNRE, as appropriate.
5. Against Customer Category select as appropriate from drop down. (1 =
Public Individual; 2 = Public Others; 3= Staff Individual). MOD facility not
available for Senior Citizens, as there is no restriction for breaking MOD
within one year.
6. Against Location/ Term select the term as appropriate to TDR/ STDR from
the drop down Menu. The option that can be chosen is only one of 15: 1
year < 2 years, 16: 2 years < 3 years, or 19: 3 Years < 5 years.
7. The Currency by default is 1: INR.
8. The field Account Open Date (format: DD/MM/YYYY) is System Date for
new accounts and so is optional in such cases. However, this is mandatory
in case of accounts transferred to core from non-core branches.
9. The next field is Acct Sgmt Code which is the segment marker for the
account. While a drop down has been provided, most common values for
this field are 0306 = Per Dom Staff; 0706 = Per Dom Public, 0806 = Per
64
NRI, 5001 = C&I, 5002 = C&I FOOD, 5004 = SBF, 5005 = SSI, 5006 = PER
OTHERS {NOT INCL. [IN PER]}, 5007 = AGL.
10. Interest Option will be default R: Reinvest for MOD STDR, but for MOD
TDR this will have to be made T: Transfer, A: Cheque, B: Draft or G:
transfer to BGL Account. In case option T is selected, the account
number (to which the interest will be transferred) will also have to be
given.
11. Now select the Term A/C Options from the Tabbed Headings.
12. Select Term Basis to be D: Days ONLY.
13. Term Length can be input as discussed in paragraph 03.05/13.
14. Term Value Deposit is the Principal amount of the TDR/STDR.
15. Interest Frequency will be M: Maturity for MOD STDRs and for MOD TDRs
this could be 1A for monthly interest, 3A for quarterly interest, 6 for half
yearly and YA for yearly interest payment.
16. Under MOD subheading, set MOD option to Yes from the drop down.
17. Set Link Type to Q: Current or S: Savings depending on whether the MOD
linked account is a Current account or a Savings Bank account. Presently,
if Q: Current is selected, an error message appears: 5649: This Link
Account Type is Invalid for the Product.
Note: This is validated at time of the setting up of the sweep. In case of a
mismatch, the sweep set up will encounter an error condition and the run will
be aborted.
18. Select LIFO or FIFO from the drop down against LIFO/ FIFO.
19. (LIFO: Last In First Out; FIFO: First In First Out)
20. Click on Transmit button. This completes the set up the MOD TDR/ STDR.
21. The transaction will be submitted to checker for authorisation and the
checker has to authorise the transaction.
22. After the Checker authorises (Refer 14.01) the data entry, automatically
the sweep creation screen SCR: 060422 CIF: Create Sweep Arrangements
is displayed.
23. Field Account Number: give the account number of the Current/ Savings
Bank account.
24. The Sweep Type is automatically picked up as 4: MOD. If this does not
appear, then use the drop down to make it 4.
25. Field Second Account the account number of the new MOD TDR/ STDR is
displayed. (This is to be noted on the relative voucher/account opening
form.)
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26. Field Second Account Type: DEP: Deposits Default is picked up by the
system by default. Retain it.
27. The Savings Plus option is automatically defaulted to No. Use the drop
down to change this, if necessary.
28. Enter Start Date in dd/mm/yyyy format to indicate to the system from
when the sweep is to start.
29. Enter End Date to tell the system up to when the sweep is to be running.
30. Set Priority as 1 (always).
31. Click on the Transmit button.
32. An OK response will be generated along with the relative reference
number of the Sweep.
66
Description
Account Opening
Authorisation
Screen No
002000
Queue (Refer 14.01)
67
Description
Account Opening
Authorisation
Screen No
002000
Queue (Refer 14.01)
68
Description
Account Opening
Authorisation
Screen No
002000
Queue (Refer 14.01)
69
Description
Account Opening
Authorisation
Screen No
002000
Queue (Refer 14.01)
70
Product Description
Ac-Type
Cust_Type
TDR-SBITSS06-PUB IND-5YL8-INR TDR PUB - INDIVIDUAL
TDR-SBITSS06-PUB IND-8Y10-INR TDR PUB - INDIVIDUAL
TDR-SBITSS06-PUB SRC-5YL8-INR TDR PUB - SENIOR CITIZEN
TDR-SBITSS06-PUB SRC-8Y10-INR TDR PUB - SENIOR CITIZEN
TDR-SBITSS06-STF IND-5YL8-INR
TDR STAFF
TDR-SBITSS06-STF IND-8Y10-INR
TDR STAFF
STD-SBITSS06-STF SRC-5YL8-INR STDR STAFF - SENIOR CITIZEN
STD-SBITSS06-STF SRC-8Y10-INR STDR STAFF SENIOR CITIZEN
STD-SBITSS06-PUB IND-5YL8-INR STDR PUB - INDIVIDUAL
STD-SBITSS06-PUB IND-8Y10-INR STDR PUB - INDIVIDUAL
STD-SBITSS06-PUB SRC-5YL8-INR STDR PUB - SENIOR CITIZEN
STD-SBITSS06-PUB SRC-8Y10-INR STDR PUB - SENIOR CITIZEN
STD-SBITSS06-STF IND-5YL8-INR STDR STAFF
STD-SBITSS06-STF IND-8Y10-INR STDR STAFF
STD-SBITSS06-STF SRC-5YL8-INR STDR STAFF - SENIOR CITIZEN
STD-SBITSS06-STF SRC-8Y10-INR STDR STAFF - SENIOR CITIZEN
71
Description
Account Opening
Authorisation
Screen No
002000
Queue (Refer 14.01)
72
Description
Amending Account details
Authorisation
Screen No
007050
Queue (Refer 14.01)
Screen
73
While most of the options are self explanatory, a brief description of each option
follows:
1: Account details. On selecting this option and clicking the TRANSMIT button,
screen SCR: 007000 Deposits: Amend Deposit details appears. Almost all
the details (except the product related) details appear on the screen and
can be amended.
2:
3: Customer Language A/c Address Det/l. Presently since only one language is
supported by the system, this option is non-functional. An error message is
flashed as follows:
1832: CUSTOMERS LANGUAGE SAME AS INSTITUTIONS:
4: CC/ OD Limit Details. Relevant only for CC/ Overdraft accounts. For other
accounts it will generate an error message 575: OVERDRAFT NOT
ESTABLISHED
5: Account Names. On selecting this option and clicking on the TRANSMIT
button, screen SCR: 007465 Deposits: Amend Deposit Account Name
appears. Through this screen it is possible to assign both a short as well as a
set of long names to the account.
6: Bonus Interest Details. This option is a part of the original FNS version, and
is presently not being used. Generates an error message 1947: ACCOUNT
TYPE CANNOT EARN BONUS INTEREST
7: Posting Restrictions. On selecting this option and clicking on the TRANSMIT
button, screen SCR: 007040 Deposits: Maintain Posting Restrictions
appears. Against various posting modes 0 or 1 appears. A 0 indicates
allowed, while a 1 indicates restriction is in place. By default, transfer of
account and Forex transactions are restricted.
8: Reporting Restrictions. On selecting this option and clicking on the
TRANSMIT button, screen SCR: 007041 Deposits: Maintaining Reporting
Mask appears. Certain types of Reporting masks can be put in place through
this option.
9: Account Type/Home Branch. On selecting this option and clicking on the
TRANSMIT button, screen SCR:007046 Deposits: Change Account
Type/Branch appears. This menu option is useful for changing the product
parameters as well as the defined home branch of an account. This is
typically useful in case of transfer of accounts from one Core banking
branch to another core banking branch.
T: TDS Details. This menu is used to give mandate for multiple accounts of a
customer in one screen in case same SB account is being given as mandate
74
75
Make an input file containing the details of the Product and the Customers
for whom the Accounts are to be opened.
Field Upload Type: select BLK: Bulk Account Creation from the Drop
Down Box.
Field File Name: enter the File Name along with the Path, or use the
Browse button to give the File location.
A cron Job is run at CDC, which in turn calls tfdr0244, and Accounts are
created.
CBS Products codes (both Deposits and Advances) are available in Intranet Website
Data Ware House Portal(10.0.10.22) as item No.7 CBS List of Products, the link
to which is also available from SBI TIMES under useful-links Menu. The product
codes are being updated on daily basis.
76