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Statement I : Foreign Banks in India : Deposits/Investments/Advances

As on March 31

2007

Deposit
2008
2009

2007

2007

Advances
2008
2009

ABN Amro Bank N.V.

15,998

18,912

15,960

6,407

11,777

Abu Dhabi Commercial Bank Limited

474

414

509

144

162

10,811

18,388

20,381

16,660

195

203

162

137

American Express Bank Limited

2,664

1,959

American Express Banking Corporation

282

330

1,593

182

213

826

698

Antwerp Diamond Bank N.V.

54

80

81

Arab Bangladesh Bank Limited.

25

31

31

158

171

215

375

476

700

11

11

33

26

29

Bank Internasional Indonesia

11

Bank of America NA

2,718

4,191

N.A.

13

N.A.

N.A.

4,167

1,886

2,878

3,670

2,916

3,452

3,356

Bank of Bahrain and Kuwait B.S.C.

364

Bank of Ceylon

86

395

472

109

123

149

171

280

287

74

86

31

30

31

41

41

45

Barclays Bank PLC


BNP Paribas

1,010

6,902

12,486

1,342

2,857

7,883

173

7,636

10,551

2,098

3,236

3,353

1,120

2,690

3,562

2,342

3,772

3,710

Chinatrust Commercial Bank

103

92

61

41

41

13

116

128

148

Citibank N.A..

37,875

46,125

51,677

16,021

18,450

24,519

32,861

38,377

39,920

Calyon Bank

775

1,135

818

948

1,461

4,031

1,003

1,812

1,763

Deutsche Bank AG

6,978

13,755

14,147

6,204

10,171

8,705

4,945

8,960

8,798

JPMorgan Chase Bank

1,667

3,313

3,587

4,367

6,143

6,694

799

1,059

703

JSC VTB Bank

10

Krung Thai Bank Public Company Limited

49

81

103

22

22

28

10

Mashreqbank psc

35

31

21

28

26

53

33

41

10

MIZUHO Corporate Bank Ltd.

121

447

1,148

160

247

404

641

857

1,119

Oman International Bank S.A.O.G.

194

177

187

104

93

94

Shinhan Bank

208

336

766

82

118

203

136

314

458

Societe Generale

1,128

1,363

825

1,457

2,516

1,540

385

385

366

Sonali Bank

28

23

42

11

Standard Chartered Bank

34,175

37,004

41,802

11,902

12,787

15,552

30,104

33,352

37,516

State Bank of Mauritius Ltd.

212

248

372

126

90

133

134

214

303

The Bank of Nova Scotia

2,079

3,755

2,976

1,095

1,644

1,726

2,969

4,774

4,805

The Bank of Tokyo-Mitsubishi UFJ Ltd.

960

1,327

2,076

522

589

875

1,589

2,307

2,991

The Development Bank of Singapore Ltd.

3,836

5,096

6,023

1,078

4,512

7,811

1,230

2,364

2,723

The Hongkong and Shanghai Banking Corporation Ltd.

34,825

42,620

49,970

14,131

19,290

31,154

23,142

29,944

27,589

UBS AG

75

Total of Foreign Banks in India

150,750 191,443 214,077 71,471

99,092

130,353 126,339 161,959 165,415

S. No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

(Rs. Crore)

Name of the Bank

Investment
2008
2009

Statement II: Foreign Banks in India: Total Assets/Gross NPAs/Net NPAs


As on March 31
S.No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

(Rs. Crore)

Name of the Bank


ABN Amro Bank N.V.
Abu Dhabi Commercial Bank Limited
American Express Bank Limited
American Express Banking Corporation
Antwerp Diamond Bank N.V.
Arab Bangladesh Bank Limited.
Bank Internasional Indonesia
Bank of America NA
Bank of Bahrain and Kuwait B.S.C.
Bank of Ceylon
Barclays Bank PLC
BNP Paribas
Chinatrust Commercial Bank
Citibank N.A..
Calyon Bank
Deutsche Bank AG
JPMorgan Chase Bank
JSC VTB Bank
Krung Thai Bank Public Company Limited
Mashreqbank psc
MIZUHO Corporate Bank Ltd.
Oman International Bank S.A.O.G.
Shinhan Bank
Societe Generale
Sonali Bank
Standard Chartered Bank
State Bank of Mauritius Ltd.
The Bank of Nova Scotia
The Bank of Tokyo-Mitsubishi UFJ Ltd.
The Development Bank of Singapore Ltd.
The Hongkong and Shanghai Banking Corporation Ltd.
UBS AG
Total of Foreign Banks in India

2007

Total Assets
2008
2009

28,518
793
4,044
620
71
106
6,318
470
166
3,123
4,207
190
66,358
3,308
17,715
6,237
94
110
933
395
496
2,864
40
58,891
514
4,406
2,404
6,071
54,929
274,392

36,617
577
1,156
785
79
80
8,121
532
162
12,928
7,587
205
83,851
4,559
24,713
8,101
127
117
1,225
386
708
3,146
36
73,445
455
7,049
3,500
9,086
75,921
365,255

32,083
655
1,217
968
81
N.A.
9,845
610
189
20,689
9,828
194
105,264
6,616
24,955
10,531
113
152
110
2,184
393
1,036
2,158
54
97,492
627
6,996
4,546
12,565
94,620
299
447,070

Gross NPA
Net NPA
2007 2008 2009 2007 2008 2009
101
40
22
0
0
0
1
37
29
0
39
3
530
3
11
62
0
0
7
155
0
3
1
799
0
18
8
0
395
2,263

294
19
13
0
3
0
1
25
17
53
34
1
792
2
55
121
0
0
7
0
0
0
1
723
0
2
7
5
697
2,872

844
14
45
0
3
N.A.
1
12
5
1,048
75
0
1,806
1
243
61
0
0
0
6
0
0
0
1
1,058
0
2
8
34
1,540
0
6,807

21
1
12
0
0
0
0
0
6
0
0
0
336
0
0
17
0
0
0
0
0
0
0
432
0
0
1
0
99
927

174
0
8
0
2
0
0
4
2
32
0
0
472
0
15
22
0
0
0
0
0
0
0
345
0
0
1
1
175
1,254

366
0
30
0
2
N.A.
0
0
0
485
32
0
1,051
0
77
9
0
0
0
0
0
0
0
514
0
0
1
15
391
0
2,973

Statement III : Foreign Banks in India : Income


As on March 31
S.
No:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

(Rs. Crore)

Name of the Bank

ABN Amro Bank N.V.


Abu Dhabi Commercial Bank Limited
American Express Bank Limited
American Express Banking Corporation
Antwerp Diamond Bank N.V.
Arab Bangladesh Bank Limited.
Bank Internasional Indonesia
Bank of America NA
Bank of Bahrain and Kuwait B.S.C.
Bank of Ceylon
Barclays Bank PLC
BNP Paribas
Chinatrust Commercial Bank
Citibank N.A..
Calyon Bank
Deutsche Bank AG
JPMorgan Chase Bank
JSC VTB Bank
Krung Thai Bank Public Company Limited
Mashreqbank psc
MIZUHO Corporate Bank Ltd.
Oman International Bank S.A.O.G.
Shinhan Bank
Societe Generale
Sonali Bank
Standard Chartered Bank
State Bank of Mauritius Ltd.
The Bank of Nova Scotia
The Bank of Tokyo-Mitsubishi UFJ Ltd.
The Development Bank of Singapore Ltd.
The Hongkong and Shanghai Banking Corporation Ltd.
UBS AG
Total of Foreign Banks in India

Interest Income
2007
2008
2009

Other Income
2007
2008
2009

Total Income
2007
2008
2009

2,185
47
289
41
5
5
430
30
10
138
303
12
4,384
168
972
279
6
8
44
16
25
169
1
4,046
36
257
127
381
3,508

3,038
65
5
41
4
2
514
35
11
624
459
14
5,964
276
1,445
451
8
8
75
15
48
221
1
4,878
37
354
214
634
4,979

862
15
379
7
5
4
233
5
3
217
137
1
1,346
152
654
172
0
8
13
1
3
40
4
1,347
6
82
49
86
1,212

644
7
28
8
4
11
348
9
4
568
256
2
2,446
230
1,018
384
1
10
20
1
6
42
4
2,322
6
114
43
-33
2,117

17,924

24,422

7,044

10,616

3,047
62
669
49
9
9
663
34
14
355
440
13
5,729
320
1,625
451
6
16
58
17
28
209
5
5,394
43
339
177
467
4,720
0
24,968

3,120
48
77
46
5
N.A.
607
49
14
2,037
636
19
6,840
347
1,881
516
7
10
5
129
15
64
153
1
5,649
45
545
315
809
6,327
8
30,322

1,225
5
335
13
8
N.A.
393
15
15
589
243
2
3,582
255
1,020
718
0
1
10
38
3
8
69
5
3,097
3
171
63
302
2,699
0
14,890

3,682
71
33
48
9
14
862
44
15
1,191
716
16
8,410
506
2,463
836
9
18
94
15
54
263
5
7,200
43
468
256
601
7,096
0
35,037

4,345
53
412
59
12
1,000
63
29
2,626
880
21
10,423
602
2,901
1,234
7
11
16
167
17
72
221
6
8,746
48
717
378
1,111
9,026
8
45,211

Statement IV : Foreign Banks in India : Expenditure


As on March 31
S.No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

(Rs. Crore)
Name of the Bank

ABN Amro Bank N.V.


Abu Dhabi Commercial Bank Limited
American Express Bank Limited
American Express Banking Corporation
Antwerp Diamond Bank N.V.
Arab Bangladesh Bank Limited.
Bank Internasional Indonesia
Bank of America NA
Bank of Bahrain and Kuwait B.S.C.
Bank of Ceylon
Barclays Bank PLC
BNP Paribas
Chinatrust Commercial Bank
Citibank N.A..
Calyon Bank
Deutsche Bank AG
JPMorgan Chase Bank
JSC VTB Bank
Krung Thai Bank Public Company Limited
Mashreqbank psc
MIZUHO Corporate Bank Ltd.
Oman International Bank S.A.O.G.
Shinhan Bank
Societe Generale
Sonali Bank
Standard Chartered Bank
State Bank of Mauritius Ltd.
The Bank of Nova Scotia
The Bank of Tokyo-Mitsubishi UFJ Ltd.
The Development Bank of Singapore Ltd.
The Hongkong and Shanghai Banking Corporation Ltd.
UBS AG
Total of Foreign Banks in India

#Excludes provisions& Contingencies

Interest Expended
2007
2008
2009

Operating Expenses
2007
2008
2009

Total Expenditure#
2007
2008
2009

1,038
32
167

970
19
339

2,009
51
506
0
30
5
4
309
28
7
199
302
11
3,549
174
1,211
198
4
6
32
19
15
165
4
3,056
31
219
89
317
2,798
0
15,348

25
1
1
169
17
4
71
172
7
1,696
95
467
127
1
1
15
13
6
117
1
1,652
25
179
48
242
1,213

1,460
27
5
23
0
0
163
19
3
323
254
8
2,311
143
537
204
2
0
34
12
15
165
1
2,130
26
258
77
393
2,016

7,603

10,609

1,437
20
81
20
1
N.A.
152
25
3
979
272
6
2,429
174
588
231
0
5
0
58
9
26
80
1
2,490
31
371
174
494
2,661
0
12,817

6
4
3
140
11
3
128
129
4
1,853
79
744
71
3
6
17
6
9
49
3
1,404
6
40
42
74
1,584

1,307
27
22
6
3
5
167
12
3
692
178
5
2,179
108
1,054
128
3
6
26
6
13
61
3
2,051
6
40
30
88
2,145

7,745

10,374

1,497
13
375
8
4
N.A.
175
17
3
892
193
9
2,587
100
1,155
138
7
3
6
36
6
13
66
3
2,500
6
59
41
165
2,195
26
12,298

2,767
53
26
29
3
5
331
31
6
1,015
432
13
4,491
250
1,591
332
5
6
59
18
28
226
4
4,181
32
298
107
482
4,161
0
20,983

2,934
33
456
29
5
N.A.
327
42
6
1,871
465
15
5,016
273
1,743
369
7
8
6
94
15
38
146
4
4,989
37
430
215
659
4,856
26
25,114

Statement V : Foreign Banks in India : Profit


As on March 31

S.
No:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

Name of the Bank


ABN Amro Bank N.V.
Abu Dhabi Commercial Bank Limited
American Express Bank Limited
American Express Banking Corporation
Antwerp Diamond Bank N.V.
Arab Bangladesh Bank Limited.
Bank Internasional Indonesia
Bank of America NA
Bank of Bahrain and Kuwait B.S.C.
Bank of Ceylon
Barclays Bank PLC
BNP Paribas
Chinatrust Commercial Bank
Citibank N.A..
Calyon Bank
Deutsche Bank AG
JPMorgan Chase Bank
JSC VTB Bank
Krung Thai Bank Public Company Limited
Mashreqbank psc
MIZUHO Corporate Bank Ltd.
Oman International Bank S.A.O.G.
Shinhan Bank
Societe Generale
Sonali Bank
Standard Chartered Bank
State Bank of Mauritius Ltd.
The Bank of Nova Scotia
The Bank of Tokyo-Mitsubishi UFJ Ltd.
The Development Bank of Singapore Ltd.
The Hongkong and Shanghai Banking Corporation Ltd.
UBS AG
Total of Foreign Banks in India

Operating Profits
2007
2008
2009

Provisions & Contingencies


2007
2008
2009

2007

Net Profit
2008
2009

1,038

915

1,410

653

635

1,391

385

281

19

11

18

20

-11

29

16

162

111

52

-44

61

-105

18

19

31

15

11

11

16

N.A.

N.A.

N.A.

354

531

673

158

226

336

196

305

337

13

22

15

-6

-8

19

17

23

20

156

176

755

65

170

725

91

30

138

284

414

75

153

244

64

131

170

-1

2,180

3,919

5,406

1,280

2,115

3,233

900

1,804

2,173

145

256

328

56

129

173

90

127

156

414

872

1,158

196

486

728

218

386

430

253

504

866

146

255

422

107

249

444

12

10

-1

10

26

35

73

13

14

30

12

21

43

-1

-3

-10

-1

-2

13

26

34

13

15

13

19

43

37

76

21

-3

36

22

40

40

2,338

3,020

3,757

974

1,314

1,850

1,364

1,706

1,907

12

11

11

120

170

287

44

69

134

76

101

153

87

149

163

37

65

95

51

84

68

151

119

452

77

54

193

74

65

259

1,922

2,935

4,171

1,077

1,743

2,879

846

1,192

1,291

-18

-20

9,619

14,054

20,097

5,034

7,441

12,588

4,585

6,613

7,509

Statement VI : Foreign Banks in India : Ratios


As on March 31

S.
No:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

(Per Cent)

Name of the Bank


ABN Amro Bank N.V.
Abu Dhabi Commercial Bank Limited
American Express Bank Limited
American Express Banking Corporation
Antwerp Diamond Bank N.V.
Arab Bangladesh Bank Limited.
Bank Internasional Indonesia
Bank of America NA
Bank of Bahrain and Kuwait B.S.C.
Bank of Ceylon
Barclays Bank PLC
BNP Paribas
Chinatrust Commercial Bank
Citibank N.A..
Calyon Bank
Deutsche Bank AG
JPMorgan Chase Bank
JSC VTB Bank
Krung Thai Bank Public Company Limited
Mashreqbank psc
MIZUHO Corporate Bank Ltd.
Oman International Bank S.A.O.G.
Shinhan Bank
Societe Generale
Sonali Bank
Standard Chartered Bank
State Bank of Mauritius Ltd.
The Bank of Nova Scotia
The Bank of Tokyo-Mitsubishi UFJ Ltd.
The Development Bank of Singapore Ltd.
The Hongkong and Shanghai Banking Corporation Ltd.
UBS AG
Total of Foreign Banks in India

Credit Deposit Ratio


Investment Deposit Ratio
2007
2008
2009
2007
2008
2009
114.93
42.94
59.80
696.96
134.73
5.95
107.29
46.91
47.33
17.10
111.62
112.67
86.76
129.50
70.86
47.96
21.24
93.08
528.39
0.91
65.60
34.13
11.86
88.09
63.40
142.84
165.39
32.06
66.45

107.77
39.16
292.70
597.80
84.24
82.38
70.90
55.87
110.63
116.55
139.84
83.20
159.70
65.14
31.97
11.05
130.29
191.58
0.83
93.44
28.22
33.50
90.13
86.31
127.14
173.88
46.40
70.26

83.81

84.60

104.38
27.00
211.50
867.21
92.12
N.A.
80.54
60.84
52.44
84.50
110.64
244.27
77.25
215.44
62.19
19.59
466.73
8.96
46.77
97.53
1.03
59.74
44.36
25.42
89.75
81.31
161.48
144.09
45.21
55.21
0.00
77.27

Spread as % of Assets
2007
2008
2009

40.05
30.30
73.53
292.54
37.39
120.61
69.40
29.90
35.68
132.87
53.37
40.00
42.30
122.34
88.90
262.02
44.57
79.44
131.73
53.82
39.60
129.17
19.14
34.83
59.68
52.68
54.39
28.11
40.58

62.28
39.06
64.50
214.33
36.66
68.67
31.17
39.97
41.39
83.14
44.56
40.00
128.72
73.95
185.40
27.88
83.37
55.23
52.71
35.01
184.65
22.79
34.56
36.28
43.80
44.37
88.55
45.26

67.74
38.28
64.69
265.96
35.10
N.A.
88.09
31.58
35.71
63.14
106.22
21.73
47.45
492.57
61.53
186.65
0.00
26.87
252.69
35.18
50.25
26.46
186.72
13.03
37.20
35.68
58.01
42.15
129.68
62.34

4.02
1.81
3.03
2.73
5.59
3.41
4.13
2.68
3.77
2.13
3.10
2.53
4.05
2.20
2.85
2.44
5.18
6.31
3.14
0.90
3.85
1.82
1.66
4.07
2.28
1.77
3.32
2.29
4.18

4.31
6.60
0.04
2.25
5.10
2.53
4.32
3.06
5.00
2.32
2.71
2.87
4.36
2.93
3.68
3.06
4.20
6.56
3.35
0.66
4.73
1.77
2.10
3.74
2.48
1.37
3.90
2.65
3.90

47.41

51.76

60.89

3.76

3.78

5.24
4.24
-0.31
2.67
4.72
N.A.
4.62
3.87
5.59
5.11
3.71
6.25
4.19
2.61
5.18
2.71
6.03
3.76
4.70
3.25
1.35
3.69
3.36
1.36
3.24
2.23
2.49
3.10
2.50
3.87
-1.10
3.92

Statement VIII: Foreign Banks in India : Ratios


As on March 31
Sr.
No
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

(Rs. Lacs)
Net NPA as % to Net Advances
Name of the Bank

ABN Amro Bank N.V.


Abu Dhabi Commercial Bank Limited
American Express Bank Limited
American Express Banking Corporation
Antwerp Diamond Bank N.V.
Arab Bangladesh Bank Limited.
Bank Internasional Indonesia
Bank of America NA
Bank of Bahrain and Kuwait B.S.C.
Bank of Ceylon
Barclays Bank PLC
BNP Paribas
Chinatrust Commercial Bank
Citibank N.A..
Calyon Bank
Deutsche Bank AG
JPMorgan Chase Bank
JSC VTB Bank
Krung Thai Bank Public Company Limited
Mashreqbank psc
MIZUHO Corporate Bank Ltd.
Oman International Bank S.A.O.G.
Shinhan Bank
Societe Generale
Sonali Bank
Standard Chartered Bank
State Bank of Mauritius Ltd.
The Bank of Nova Scotia
The Bank of Tokyo-Mitsubishi UFJ Ltd.
The Development Bank of Singapore Ltd.
The Hongkong and Shanghai Banking Corporation Ltd.
UBS AG
Total of Foreign Banks in India

Business per employee


2008
2009

2007

2008

2009

2007

0.12
0.63
0.77
0.00
0.00
0.00
0.00
0.12
14.96
0.00
0.00
0.27
1.02
0.00
0.01
2.17
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.43
0.00
0.00
0.00
0.00
0.43
0.76

0.85
0.00
1.19
0.00
9.25
0.00
0.00
1.51
4.01
0.42
0.00
0.00
1.23
0.00
0.22
2.12
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1.04
0.00
0.00
0.00
0.05
0.58
0.77

2.20
0.00
4.34
3.35
6.50
N.A.
0.00
0.09
0.00
4.59
0.86
0.00
2.63
0.00
0.88
1.27
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2.55
1.37
0.00
0.00
0.00
0.55
1.42
0.00
1.09

1011.88
1865.72
216.75
2071.57
209.48
97.00
1920.89
704.00
579.18
280.54
1353.26
1042.00
1360.48
1629.00
1143.53
1121.88
539.16
440.07
918.87
528.62
1433.00
1316.00
71.45
924.20
1236.00
2311.12
1780.52
1003.02
979.68
1037.55

1070.26
1772.97
123.69
2618.95
212.37
0.00
2483.54
718.00
483.00
942.33
1950.00
845.00
1763.78
2249.00
1616.74
1614.67
812.81
225.63
1589.56
484.99
1709.81
1459.10
74.02
817.35
1491.00
3082.88
2613.45
1416.58
1012.34
1284.61

1029.41
1759.98
133.83
3371.97
216.67
N.A.
2430.57
617.00
488.00
1110.13
2035.00
675.00
1880.10
2105.00
1434.10
1825.28
73.26
1021.69
310.03
2023.79
480.49
2445.00
1017.00
138.45
971.77
2327.00
3890.97
3107.91
1662.32
961.81
0.00
1384.78

2007
11.36
4.80
2.59
55.63
8.80
37.39
69.09
-11.00
9.41
36.28
19.00
3.00
17.33
82.00
20.98
82.15
13.04
64.70
14.60
-6.14
25.00
19.20
1.38
19.62
28.00
39.10
35.42
39.84
14.32
26.10

Profit per employee


2008
2009
7.66
78.29
0.07
53.54
10.67
233.26
102.08
20.00
15.00
0.50
36.00
13.00
37.73
97.00
27.54
153.77
18.04
53.61
25.03
19.91
34.59
33.90
1.38
20.22
17.00
49.89
60.50
28.27
16.69
43.63

0.62
41.96
0.00
70.76
25.10
N.A.
110.85
14.00
73.00
1.96
49.00
18.00
45.12
130.00
26.90
253.63
0.00
16.87
34.12
38.14
7.50
38.58
33.83
2.79
23.82
20.00
78.39
41.57
72.16
16.06
-109.66
39.17

Statement VII : Foreign Banks in India : Ratios

S. No:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

Name of the Bank


ABN Amro Bank N.V.
Abu Dhabi Commercial Bank Limited
American Express Bank Limited
American Express Banking Corporation
Antwerp Diamond Bank N.V.
Arab Bangladesh Bank Limited.
Bank Internasional Indonesia
Bank of America NA
Bank of Bahrain and Kuwait B.S.C.
Bank of Ceylon
Barclays Bank PLC
BNP Paribas
Chinatrust Commercial Bank
Citibank N.A..
Calyon Bank
Deutsche Bank AG
JPMorgan Chase Bank
JSC VTB Bank
Krung Thai Bank Public Company Limited
Mashreqbank psc
MIZUHO Corporate Bank Ltd.
Oman International Bank S.A.O.G.
Shinhan Bank
Societe Generale
Sonali Bank
Standard Chartered Bank
State Bank of Mauritius Ltd.
The Bank of Nova Scotia
The Bank of Tokyo-Mitsubishi UFJ Ltd.
The Development Bank of Singapore Ltd.
The Hongkong and Shanghai Banking Corporation Ltd.
UBS AG
Total of Foreign Banks in India

Operating Expenses as
% to Total Expenses
2007
2008 2009
48.30
36.93
67.06
19.10
88.72
65.15
45.26
38.30
40.07
64.36
42.85
37.33
52.20
45.34
61.45
35.66
71.05
89.22
53.06
31.19
59.03
29.35
80.98
45.94
20.59
18.21
46.69
23.41
56.63
-

47.24
50.02
82.32
21.43
87.37
96.61
50.65
39.35
46.21
68.15
41.28
36.85
48.53
43.04
66.28
38.61
51.80
95.87
43.12
32.76
47.16
26.87
84.47
49.05
20.13
13.51
28.24
18.31
51.55
-

51.03
39.64
82.19
29.66
85.22
N.A.
53.56
40.36
49.85
47.70
41.56
57.16
51.58
36.44
66.27
37.39
100.00
41.52
97.52
38.37
39.76
33.25
44.97
83.98
50.10
16.92
13.63
18.96
25.02
45.20
-

Return on Assets
2007
2008
2009
1.37
0.23
1.28
1.70
3.42
6.52
3.10
-1.90
1.25
4.45
1.41
0.34
2.79
4.60
1.23
1.71
1.72
8.19
1.30
-0.90
1.60
0.96
1.52
3.06
1.53
1.73
2.11
1.60
1.82
-

0.78
3.96
0.05
1.63
3.84
8.78
3.76
4.08
2.24
0.10
1.97
1.63
2.24
4.20
1.56
3.07
1.90
8.82
1.96
3.15
1.86
1.33
1.60
3.13
1.12
1.73
2.40
0.86
1.82
-

0.06
2.40
-7.92
1.64
8.29
N.A.
3.42
3.14
10.23
0.16
2.13
2.91
2.12
4.10
1.72
4.21
-0.26
1.36
4.43
2.43
1.22
1.86
2.07
1.98
2.87
0.90
2.04
1.49
2.72
1.51
-7.98

Capital Adequacy Ratio


Basel I

2007
11.34
27.66
13.00
46.48
100.00
141.24
13.33
22.00
63.21
13.68
10.76
22.14
11.06
15.10
10.62
16.14
121.73
97.06
34.40
10.99
89.27
31.82
71.42
10.44
38.99
23.26
30.71
29.24
11.06
-

Capital Adequacy
Ratio
Basel II

2008 2009 2008


N.A
55.73
16.63
41.91
109.41
235.82
12.14
24.56
55.97
21.11
11.79
N.A.
12.13
N.A.
15.44
17.72
125.94
161.63
27.80
25.13
62.62
28.00
41.25
41.13
20.15

N.A
54.29
21.34
29.03
136.59
N.A.
13.83
30.54
63.67
17.07
12.60
N.A.
14.81
13.20
15.44
N.A.
317.51
110.53
175.47
37.21
27.48
51.70
32.50
37.05
34.62
19.34

21.25
N.A.
-

18.40
14.08
-

12.92
51.71
16.63
37.09
43.09
N.A.
13.45
21.61
55.97
N.A.
12.66
22.72
12.00
9.70
13.58
N.A.
109.03
52.81
29.68
23.09
48.66
20.77
N.A.
10.59
41.66
N.A.
26.87
18.15
10.59
-

2009
12.66
47.57
21.34
26.79
50.67
N.A.
12.73
25.58
45.18
17.07
12.37
45.40
13.23
13.20
15.25
15.90
110.28
80.93
76.80
37.58
25.17
36.80
22.47
N.A.
11.56
38.01
13.38
29.51
15.70
15.31
229.37

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