UNITED BANK OF INDIA,

SIBSAGAR REGION [CODE-27]

JORHAT BRANCH [JHT-305]
I. ABSTRACT OF FINANCIAL ANALYSIS OF M/S SHREE KRISHNA KANISK
FOOD PRODUCT
POSITION AS ON

Share Capital/Partners Capital

Reserve & Surplus Without .Rev. Reserve
Intangible Assets
Tangible Net Worth [Without Rev Res]
Deferred Tax Liability
Total Term/ Deferred liability
Net Block (Without .Rev.Res.)
Non Current Assets
Current Assets
Current Liabilities
Net Working Capital
Total outside liability
Total liability
Total Assets
Net Sales (Gross sale -Excise duty)
Other Income
Operating profit
Net Profit /Loss before Tax
Provision for tax
Profit after tax
Dividend
Depreciation
Cash Generation (Net)
Current Ratio
[Including TL Installment falling due for
next 12months in Current Liabilities]
Current Ratio
[Excluding TL Installment falling due for
next 12months in Current Liabilities]
TOL/TNW (Without Rev Reserve)
II. DETAILS OF CURRENT ASSETS
POSITION AS ON

Const
Period
350.49
0.00
0.00
350.49
0.00
405.00
725.31
0.00
30.18
0.00
30.18
405.00
755.49
755.49
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
#DIV/0!

Projected

Projected

Projected

Projected

Projected

Projected

31-03-2014 31-03-2015 31-03-2016 31-03-2017 31-03-2018 31-03-2019

374.24
430.45
517.40
642.97
795.05
937.80
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
374.24
430.45
517.40
642.97
795.05
937.80
0.00
0.00
0.00
0.00
0.00
0.00
349.77
276.14
202.50
128.86
55.23
0.00
634.90
556.69
488.98
430.31
379.46
335.33
54.00
54.00
54.00
54.00
54.00
54.00
140.48
204.68
288.17
401.22
532.98
664.63
105.36
108.78
111.24
113.70
116.17
116.17
35.12
95.90
176.93
287.52
416.81
548.46
455.13
384.92
313.74
242.56
171.40
116.17
829.37
815.37
831.14
885.53
966.45
1053.97
829.38
815.37
831.15
885.53
966.44
1053.96
1166.41
1360.81
1555.21
1749.61
1944.02
1944.02
0.00
0.00
0.00
0.00
0.00
0.00
100.11
156.79
210.71
261.97
310.61
301.97
43.66
109.05
171.68
231.64
288.99
289.06
0.00
0.00
0.00
0.00
0.00
0.00
33.75
86.21
136.95
185.56
232.11
232.77
0.00
0.00
0.00
0.00
0.00
0.00
90.41
78.21
67.71
58.66
50.86
44.12
174.62
205.98
236.72
266.78
296.00
280.45
1.33
1.88
2.59
3.53
4.59
5.72

#DIV/0!

1.33

1.88

2.59

3.53

4.59

5.72

1.16

1.22

0.89

0.61

0.38

0.22

0.12

Const
Period

Projected

Projected

Projected

Projected

Projected

Projected

31-03-2014 31-03-2015 31-03-2016 31-03-2017 31-03-2018 31-03-2019

9.75
38.84
52.21
120.13
211.77
323.42
58.32
68.04
77.76
87.48
97.20
97.20
20.10
23.45
26.80
30.15
33.50
33.50
2.32
2.70
3.09
3.48
3.87
3.87
19.34
22.56
25.78
29.01
32.23
32.23
20.06
23.41
26.75
30.09
33.43
33.43
0.59
0.68
0.78
0.88
0.98
0.98
10.00
25.00
75.00
100.00
120.00
140.00
0.00
0.00
0.00
0.00
0.00
0.00

Cash &Bank Balance

Receivables
Raw materials
Works in progress
Finished Stock
Stock of packaging material
Stock of fuel
Advance to suppliers
Retention money receivable within one
year
VAT excess deduction

30.18
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

0.00

0.00

0.00

0.00

0.00

0.00

Other Current Assets

TOTAL
III. DETAILS OF CURRENT LIABILITIES

0.00
30.18

0.00
140.48

0.00
204.68

0.00
288.17

0.00
401.22

0.00
532.98

0.00
664.63

POSITION AS ON

Short Term Borrowing from UBI

Short Term Borrowing from other bank
Sundry Creditors for goods
Sundry Creditors for expenses
Acceptance
Advance from Customers
Provision for Taxation
Deposits
Other Short Term Borrowings
Other Provision
Other Current Liabilities
TOTAL
IV. DETAILS OF NON-CURRENT
ASSETS
POSITION
AS ON

Investment in Sister Concern

Other Investments
Book Debts outstanding over six months
Security Deposits
Advance to Employees
Others
Deposits
TOTAL
V. DETAILS OF TERM LIABILITIES
POSITION AS ON

Term Loan from UBI

Term loan from other Bank
Deferred payment Creditors
Unsecured Loan from partners/Directors
Loan fom Vijaya Bank against Bank
Deposit
Other Deferred Liabilities
TOTAL
VI. DETAILS OF INTANGIBLE
POSITION AS ASSETS
ON

Accumulated Losses
Pre-operative expenses(Not Amortized)
Doubtful Debts Not written Off
Doubtful Loan & Advances
Miscellaneous Expenses not written off
Deferred Tax assets
Others
TOTAL

Const
Period
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Const
Period
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Const
Period
405.00
0.00
0.00
0.00
0.00
0.00
0.00
405.00
Const
Period
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Projected

Projected

Projected

Projected

Projected

Projected

31-03-2014 31-03-2015 31-03-2016 31-03-2017 31-03-2018 31-03-2019

90.55
90.55
90.55
90.55
90.55
90.55
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
14.81
18.23
20.69
23.15
25.62
25.62
105.36
108.78
111.24
113.70
116.17
116.17
Projected

Projected

Projected

Projected

Projected

Projected

31-03-2014 31-03-2015 31-03-2016 31-03-2017 31-03-2018 31-03-2019

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
54.00
54.00
54.00
54.00
54.00
54.00
54.00
54.00
54.00
54.00
54.00
54.00
Projected

Projected

Projected

Projected

Projected

Projected

31-03-2014 31-03-2015 31-03-2016 31-03-2017 31-03-2018 31-03-2019

349.77
276.14
202.50
128.86
55.23
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
349.77
Projected

0.00
0.00
276.14
Projected

0.00
0.00
202.50
Projected

0.00
0.00
128.86
Projected

0.00
0.00
55.23
Projected

0.00
0.00
0.00
Projected

31-03-2014 31-03-2015 31-03-2016 31-03-2017 31-03-2018 31-03-2019

0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

350.49

34.94

10

374.24

375.43
432.67
520.02

87.25
137.35
185.32

30
50
60

430.45
517.4
642.97

375.43
432.68
520.02
645.34

645.35

231.21

80

795.05

796.56

231.27

90

937.8

796.56
937.83

PROJECTED PROFITABILITY ANALYSIS [FOR TERM LOAN]

M/S SHREE KRISHNA KANISK FOOD PRODUCT
Sl No Particulars
Capacity utilization
-1 Net Sales
(a) Gross Sales:
(i) Domestic Sales
(ii) Export Sales
TOTAL
(b) Excise Duty/VAT
(c) Net Sales [(a)-(b)]
-2 Cost of Production
a) Raw Material Consumed
Imported
Indigenous
b) Stores & Spares Consumed
Imported
Indigenous
c) Power & Fuel
d) Direct Labour
Factory Wages & Salaries
e) Packaging expenses
f) Water
g) Repairs & maintenance
h) Other Manufacturing Exp.
i) Depreciation
j) Sub-Total [a+b-c+d+e+f]]
k) Opening Stock in process
l) Closing Stock in process
-3 Cost of Production
[(g)+(h)-(i)]
-4 Cost of Sales
j) Opening finished Stock
k) Closing Finished Stock
m) Cost of Sales [(3)+(4j)-(4k)]
-5 Selling, General &
Administrative Expenses
-6 Sub-Total [(4m) +(5)]
-7 Operating Profit Before
Interest & Taxes [(1c) (6)]
-8 Interest
(a) Interest on Term Loan
(b) Interest on WC/CC
(c) Total Interest
-9 Operating Profit after Interest

Projected
2013

Projected
2014

Projected
2015

Projected
2016

Projected
2017

Projected
2018

60%

70%

80%

90%

100%

100%

1166.41
0.00
1166.41
0.00
1166.41

1360.81
0.00
1360.81
0.00
1360.81

1555.21
0.00
1555.21
0.00
1555.21

1749.61
0.00
1749.61
0.00
1749.61

1944.02
0.00
1944.02
0.00
1944.02

1944.02
0.00
1944.02
0.00
1944.02

602.95

703.44

803.93

904.42

1004.91

1004.91

0.00

0.00

0.00

0.00

0.00

0.00

30.48
102.72

35.55
107.86

40.63
113.25

45.71
118.91

50.79
124.86

50.79
131.10

167.18
2.00
14.70

195.04
2.50
17.64

222.91
3.00
21.16

250.77
3.50
25.40

278.63
4.00
30.48

278.63
4.00
36.57

90.41
1010.44

78.21
1140.24

67.71
1272.59

58.66
1407.37

50.86
1544.53

44.12
1550.12

1010.44

1140.24

1272.59

1407.37

1544.53

1550.12

1010.44

1140.24

1272.59

1407.37

1544.53

1550.12

55.86

63.78

71.91

80.27

88.88

91.93

1066.30
100.11

1204.02
156.79

1344.50
210.71

1487.64
261.97

1633.41
310.61

1642.05
301.97

50.46
7.47
57.93
42.18

41.56
7.47
49.03
107.76

32.06
7.47
39.53
171.18

22.56
7.47
30.03
231.94

13.03
7.47
20.50
290.11

3.56
7.47
11.03
290.94

0.00

0.00

0.00

0.00

0.00

0.00

42.18

107.76

171.18

231.94

290.11

290.94

8.43

21.55

34.23

46.38

58.00

58.17

[(7) (8c)]
-10 Other Non-Operating Income
-11 Other Non-operating Expenses
-12 Net Profit/Loss before tax
[(9) + (10) (11)]
-13 Provision for Tax

16.67%

-14 Profit/Loss after Tax

[(12)-(13)]
-15 Cash Generation
(a) Net profit after tax
(b) Depreciation
(c) Interest on Term Loan
TOTAL [(a)+(b)+(c)]
-16 Ratios:
(a) Gross Profit Ratio
(b) Net Profit Ratio

33.75

86.21

136.95

185.56

232.11

232.77

33.75
90.41
50.46
174.62

86.21
78.21
41.56
205.98

136.95
67.71
32.06
236.72

185.56
58.66
22.56
266.78

232.11
50.86
13.03
296.00

232.77
44.12
3.56
280.45

13.37
2.89

16.21
6.34

18.17
8.81

19.56
10.61

20.55
11.94

20.26
11.97

14.29%

12.50%

11.11%

0.00%

ASSESMENT OF PERMISSBLE BANK FINANCE UNDER TURN OVER

M/S SHREE KRISHNA KANISK FOOD PRODUCTS

PARTICULARS
1.Projected sales for the year
2. Working Capital Requirement (25% of Projected/ Estimated Sales)
3. Working Capital Margin to be provided by the Borrower
(5% of Sl No-1)
4. Working Capital Limit eligible
4. Working Capital Limit applied by the Party
5. Recommended by Bank

Projected 2013-14
1166.41
291.60
58.32
233.28

Annexure III

(Amt in lacs)

Projected 2014-15 March _13

1360.81
340.20
68.04
272.16

ASSESSEMENT OF WORKING CAPITAL FOR THE YEAR 2013-14 BASED ON THE PROJETED SALES TARGET OF Rs. 1166.41 lacs
Break up of net sale
A

Current Assets
1. Raw material (days consumption )

Projected Projected Projected Projected Projected Projected

31.03.2014 31.03.2015 31.03.2016 31.03.2017 31.03.2018 31.03.2019

Projected

20.10
(13)
58.32
(18)

23.45
(12)
68.04
(18)

26.80
(12)
77.76
(18)

30.15
(12)
87.48
(18)

33.5
(12)
97.2
(18)

33.5
(12)
97.2
(18)

19.34
(7)
20.06
(44)
10.00
(18)
12.66

22.56
(7)
23.41
(44)
25.00
(26)
37.28

25.78
(7)
26.75
(44)
75.00
(34)
51.13

29.01
(7)
30.09
(44)
100.00
(40)
119.55

32.23
(7)
33.43
(44)
120
(44)
211.69

32.23
(7)
33.43
(44)
140
(51)
323.34

140.48

199.74

283.22

396.28

528.05

659.70

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

3. Other Current Liabilities*

14.81
18.23
20.69
23.15
Total - (B)
C Working Capital Gap (A-B)
125.67
181.51
262.53
373.13
D Min. Stipulated Net working capital
35.12
49.94
70.81
99.07
( i e 25 % of A) **
E Projected Net Working Capital
30.18
78.03
145.98
233.54
F Item (C-D)
90.55
131.58
191.73
274.06
G Item (C-E)
95.49
103.48
116.55
139.59
H MPBF (item F or G which ever is less)
90.55
158.5
178.11
207.05
* While considering the build up of current liabilities, instalment of term loan payable within one year to
be excluded from the current liabilities.
** While calculating 25 % of the current assets for arriving at minimum stipulated NWC,
export receivable is to be deducted from the total value of current assets.

25.62

25.62

502.43
132.01

634.08
164.93

0.00

350.04
370.42
152.39
225.11

484.6
469.16
149.48
208.43

602.48
0.00
-602.48

2. Receivables (domestic) (days gross domestic sales)

3. Receivables (export) (days gross export sales)
4. Finished Goods (days cost of sales)
5. Packaging material (days consumption)
6. Advance to supplier (days purchase)
7. Other Current Assets

Total- (A)
Current Liabilities (Excluding Short term Bank Borrowing)
1. Sundry Creditors for Goods (days Purchases)
2. Advance from customers (days gross sales)

1
2
3
4
5
6

Holding period in days

consumption
RAW MATERIAL
Receivable
Finished good
consump RM closing Holding
stockReceivable
p
closing Sale
Hplding p FG
Cost of production
Holding p
582.85
20.1 13
58.32
1166.41
18
19.34
1066.3
700.09
23.45 12
68.04
1360.81
18
22.56
1204.02
800.58
26.8 12
77.76
1555.21
18
25.78
1344.5
901.07
30.15 12
87.48
1749.61
18
29.01
1487.64
1001.56
33.5 12
97.2
1944.02
18
32.23
1633.41
1004.91
33.5 12
97.2
1944.02
18
32.23
1642.05

7
7
7
7
7
7

pack expences
Adv to suppliers
pack expences
consumption
Holding p Adv to suppliers
Purchase (RM)
20.06
167.18
44
10
602.95
23.4
195.04
44
25
703.44
26.75
222.91
44
75
803.93
30.09
250.77
44
100
904.42
33.43
278.63
44
120
1004.91
33.43
278.63
44
140
1004.91

6
13
34
40
44
51

ANNEXURE-VII
COMPUTATION OF DEBT SERVICE
Particulars

Projected
2014

(A) GROSS CASH

ACCRUALS:
Net Profit after tax
Add Depreciation
Add Interest on Term Loan

Projected
2015

Projected
2016

Projected
2017

Projected
2018

34.93

87.25

137.35

185.32

231.21

90.41
48.98

78.21
40.27

67.71
31.56

58.66
22.86

50.86
14.15

174.32

205.73

236.62

266.84

296.22

Installment of Term Loan

67.59

90.12

90.12

90.12

90.12

Interest on Term Loan

(Payable separately in NonEMI Schedule)
TOTAL
(C) DSCR : (A)/(B)
(D) Average DSCR

48.98

40.27

31.56

22.86

14.15

116.57
1.50

130.39
1.58

121.68
1.94
2.35

112.98
2.36

104.27
2.84

87.25

137.35

185.32

231.21

231.27

Add Pre-operative expenses

Written-off
Add Other Non-cash Item
Written-0ff
TOTAL
(B) OUT-FLOW FOR
LOAN REPAYMENT

34.93

Projected
2019

231.27

44.12
5.44
0
0
280.83

67.48
5.44

72.92
3.85

UNITED BANK OF INDIA,

SIBSAGAR
BRANCH [JHT-305]

SIBSAGAR REGION [CODE-27]

I. ABSTRACT OF FINANCIAL ANALYSIS

M/S Madhubina Power M/S Madhuspan Pipe Industries M/S Rangamati concrete Industries
POSITION AS ON
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012
Share Capital/Partners
45.36
46.16
28.77
13.87
26.66
93.20
123.93
187.94
Capital
Reserve & Surplus
0.00
0.00
0.00
0.00
Without .Rev. Reserve
Intangible Assets
0.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tangible Net Worth
45.15
46.16
28.77
13.87
26.66
93.20
123.93
187.94
[Without Rev Res]
Deferred Tax Liability
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Term/ Deferred
19.00
146.16
28.65
31.23
34.04
48.55
46.97
49.33
liability
Net Block (Without
0.10
176.05
59.53
51.36
49.90
80.88
63.83
76.23
.Rev.Res.)
Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
64.05
108.51
43.05
55.52
61.21
150.96
233.98
298.34
Current Liabilities
0.00
92.24
45.16
61.78
50.41
90.09
126.91
137.30
Net Working Capital
64.05
16.27
-2.11
-6.26
10.80
60.87
107.07
161.04
Total outside liability
19.00
238.40
73.81
93.01
84.45
138.64
173.88
186.63
Total liability
64.15
284.56
102.58
106.88
111.11
231.84
297.81
374.57
Total Assets
64.15
284.56
102.58
106.88
111.11
231.84
297.81
374.57
Net Sales (Gross sale 72.32
101.20
115.36
146.22
189.35
144.10
Excise duty)
Other Income
Operating profit
Net Profit /Loss before
22.42
30.21
35.79
33.01
47.20
39.01
Tax
Provision for tax
0.00
0.00
Profit after tax
0.00
0.00
22.42
30.21
35.79
33.01
47.20
39.01
Dividend
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
9.53
8.38
7.66
10.77
7.90
10.05
Cash Generation (Net)
0.00
0.00
31.95
38.59
43.45
43.78
55.10
49.06
Current Ratio
#DIV/0!
1.18
0.95
0.90
1.21
1.68
1.84
2.17
[Including TL
Installment falling due
for next 12months in
Current Liabilities]
Current Ratio
#DIV/0!
1.18
0.95
0.90
1.21
1.68
1.84
2.17
[Excluding TL
Installment falling due
for next 12months in
Current Liabilities]
TOL/TNW (Without
0.42
5.16
2.57
6.71
3.17
1.49
1.40
0.99
Rev Reserve)

II. DETAILS OF CURRENT ASSETS

POSITION AS ON
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012
Cash &Bank Balance
8.51
8.30
4.59
3.47
3.64
3.53
1.80
0.30
Bank Fixed deposit
Receivables
0.00
19.16
16.70
18.96
29.55
5.14
33.27
34.65
Raw material
0.00
39.16
9.45
29.34
12.22
11.99
20.99
14.02
Works in progress
0.00
0.00
0.00
0.00
0.00
0.00
Finished Stock
0.00
34.99
12.26
3.70
15.73
96.61
166.59
233.20
Other consumables ,
0.00
0.00
0.00
0.00
0.00
0.00
Store & Spare Parts
Loans & Advances
55.47
3.50
0.00
0.00
0.00
33.12
10.76
15.57
Income Tax Advances
0.00
0.00
0.00
0.00
0.00
0.00
Retention money
0.00
0.00
0.00
0.00
0.00
0.00
receivable within one
year
VAT excess deduction
Other Current Assets
0.07
3.40
0.05
0.05
0.07
0.57
0.57
0.60
TOTAL
64.05
108.51
43.05
55.52
61.21
150.96
233.98
298.34
III. DETAILS OF CURRENT LIABILITIES
POSITION AS ON
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012
Short Term Borrowing
55.13
0.00
28.45
27.57
56.11
86.65
88.63
from UBI
Short Term Borrowing
from other bank
Sundry Creditors
0.00
36.04
45.00
33.01
22.32
32.85
38.69
47.39
Sundry Creditors for
0.00
0.00
0.00
0.00
0.00
0.00
expenses
Acceptance
0.00
0.00
0.00
0.00
0.00
0.00
Advance from
0.00
0.00
0.00
0.00
0.00
0.00
Customers
Provision for Taxation
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
0.00
0.00
0.00
0.00
0.00
0.00
Other Short Term
0.00
0.00
0.00
0.00
0.00
0.00
Borrowings
Other Provision
0.00
1.07
0.16
0.32
0.52
1.13
1.57
1.28
Other Current
0.00
0.00
0.00
0.00
0.00
0.00
Liabilities
TOTAL
0.00
92.24
45.16
61.78
50.41
90.09
126.91
137.30
IV. DETAILS OF NON-CURRENT ASSETS
POSITION AS ON
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012
Investment in Sister
0.00
0.00
0.00
0.00
0.00
0.00
Concern
Other Investments
0.00
0.00
0.00
0.00
0.00
0.00
Book Debts outstanding
0.00
0.00
0.00
0.00
0.00
0.00
over six months

Security Deposits
0.00
0.00
0.00
0.00
0.00
0.00
Advance to Employees
0.00
0.00
0.00
0.00
0.00
0.00
Others
0.00
0.00
0.00
0.00
0.00
0.00
Fixed deposit against
0.00
0.00
0.00
0.00
0.00
0.00
BG Margin
TOTAL
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
V. DETAILS OF TERM LIABILITIES
POSITION AS ON
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012
Term Loan from UBI
125.45
0.00
0.00
0.00
12.72
2.13
0.00
Term loan from other
3.56
4.34
Bank
Deferred payment
0.00
0.00
0.00
0.00
0.00
0.00
Creditors
Unsecured Loan from
19.00
20.71
28.65
31.23
34.04
35.83
41.28
44.99
Directors
Loan fom Vijaya Bank
0.00
0.00
0.00
0.00
0.00
0.00
against Bank Deposit
0.00
0.00
0.00
0.00
0.00
0.00
Other Deferred
0.00
0.00
0.00
0.00
0.00
0.00
Liabilities
TOTAL
19.00
146.16
28.65
31.23
34.04
48.55
46.97
49.33
VI. DETAILS OF INTANGIBLE ASSETS
POSITION AS ON
Actual
Actual
Actual
Actual
Actual
Actual
Actual
Actual
31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012 31-03-2010 31-03-2011 31-03-2012
Accumulated Losses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Pre-operative
0.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
expenses(Not
Amortized)
Doubtful Debts Not
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
written Off
Doubtful Loan &
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Advances
Miscellaneous
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Expenses not written
off
Deferred Tax assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Others
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TOTAL