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INSIDE
THIS
ISSUE
SINCE 1990
i SERVING THE AREA
TAKE-OUT DINE-IN
Pizza Mussels Italian Dinners Appetizers
Calzones Hot Wings Hot & Cold Subs
HOURS:
Mon.-Thur. 11am-10pm,
Fri. & Sat. 11am-11pm,
Sun. 12pm-10pm
visit.
r. One coupon per
ed with any other offe
3/15/15.
ires
May not be combin
Exp
y.
onl
e-in
din
Take out, delivery or
3, 4 or 6ft
wich
Party Subs Sand
& Wrap Platters
Any Mix
Available!
Any Dinner
or Large Sub
Any
Pizza
Any Order
Any Order
Any Catering
of $30 or more of $50 or more
Order
Plus Tax
Plus Tax
2 Large
Cheese Pies
3 Large
Cheese Pies
4 Large
Cheese Pies
5 Large
Cheese Pies
Page 2, Zone 3
Unlimited
Wash
Plan!
OIL CHANGE
BRAKE INSPECTION
JAN 14
Children can read with Puppy Pals.
Bring your beginning or reluctant reader for a visit with our friendly canine listeners, Liberty and Justice on
Wednesday, January 14 from 4-5pm.
Registration is required. Call 973-8355044 or www.riverdalelibrary.org to
register.
JAN 16
Butler Public Librarys Family Movie
Night will show How to Train Your Dragon
2 Rated PG (102 minutes) on Friday,
January 16 from 6:45-8:30 pm. Come
watch on our New 70 Flat Screen TV, purchased by The Friends of the Butler Public
Library. Program is open to all ages. Sign
up at the Circulation Desk at the library 1
Ace Road, or at www.butlerlibrary.org, or
973-838-3262.
JAN 17
Breakfast Book Club meets Saturday,
2 OFF
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CAR WASH
COMPLETE
AUTOMOTIVE
REPAIR CENTER
3 OFF
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Publisher: Joe Pellegrino i Editor: Bethanne Pellegrino i Administrative Assistant: Jennifer Pellegrino i Art Director: Robin Banta
Sales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd
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Advertising in Life & Leisure is affordable and effective. We are a family friendly publication and therefore reserve the right to accept only
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desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the
author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,
products or businesses advertised. 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.
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Zone 3, Page 3
A State-of-the-Art Facility
Specializing in
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Page 4, Zone 3
hile sunning on
the shore, I started
counting all of the
money we were spending on
our 2014 holiday vacation
thinking about how are my
four kids going to replicate this
activity with their kids in the
future. Starting with airfare for
six and accommodations at a
magnificent Riviera Beach
oceanfront resort in Singer
Island, Florida for 10 days,
renting 2 cars, as one wasnt
large enough for all of us with
the luggage, the cost of feeding
our brood finalized the calculation. The financial planner in
me, immediately brought my
thoughts to cost and figures
while my wife counted the
blessings and memories being
made.
How will our kids and their
peers ever afford such a
lifestyle, one theyve come to
know, enjoy and anticipate?
Accumulating a downpayment for a home while paying off student loans, covering
the monthly rent, paying for
dating then planning a wedding, the never-ending car
lease payments, simultaneous
to building a professional
wardrobe for the interviews
and first career job, our children will also need to furnish
their new apartment or home
while striving to participate in
their companys 401k program
assuming they get that higher
paying job to afford to. Next
come babies, where the word
budget has a whole new meaning. If our daughter or daughter-in-law decides to be a stay
at home mom with resulting
loss of income, will they financially make it without parental
help? The figures were constantly streaming through my
mind and the conclusions are
not in their favor. Dad will
need to help, in almost every
example I thought of and this
is under current conditions
before calculating the effects of
any emergencies, health issues
or inflation?
In my 5 decades living in
North Jersey, Ive seen a slice
of pizza rise from .25 to $2.50
and a house from $24,000 up
to $350,000 then back down
to $240,000. Our children will
see the same inflation increases over the next 5 decades or
even worse, in my opinion.
Income taxes have risen proportionately over the same
period as well by either
increasing the tax rate or by
lowering the brackets which,
push more into higher payments. North Jersey property
taxes have fared much worse,
rising substantially above the
inflation rate of pizza and
housing.
What are the children of
today to do when they ponder
their career and future? I dont
know about you, but Im gravely concerned. Ive written in
this column about multi-generational families living under
one roof with one set of utility
bills, one mortgage payment
and one less family car. It was
Zone 3, Page 5
FREE Y
R ,
DELomIinVgdEale, R,ivSeerdctiaolens of
Party Subs
All subs include lettuce, tomato, onions, oil and vinegar
3 ft.
4ft.
6ft.
Italian ....................$48.00 ............$64.00 ............$96.00
Turkey ....................$48.00 ............$64.00 ............$96.00
Roast Beef ..............$48.00 ............$64.00 ............$96.00
Turkey w/ Cheese....$53.00 ............$71.00 ............$106.00
Roast Beef w/Cheese$53.00 ............$71.00 ............$106.00
Sandwich Platters
Wrap Platters
Available with Whole Wheat, White, Tomato Basil
Ask for Lettuce, Tomato, Onion & Dressing
Small (9pc)
Large (18pc)
Buffalo Chicken ................................$20.00 ............$40.00
Italian ..............................................$20.00 ............$40.00
Chicken Caesar ................................$20.00 ............$40.00
Cheese Steak....................................$20.00 ............$40.00
Grilled Chicken..................................$20.00 ............$40.00
1/2 Tray
Full Tray
Hot Wings . . . . . . . . . . . . . . . . . . . . .(50) 25.00 . . . . .(100) 50.00
Boneless Wings . . . . . . . . . . . . . . . . . .(55) 30.00 . . . . .(110) 60.00
Mozzarella Sticks . . . . . . . . . . . . . . . .(50) 35.00 . . . . .(110) 70.00
Jalapeno Poppers . . . . . . . . . . . . . . . .(50) 35.00 . . . . .(100) 70.00
Chicken Nuggets . . . . . . . . . . . . . . . . .(60) 23.00 . . . . .(120) 45.00
Fried Ravioli . . . . . . . . . . . . . . . . . . . .(50) 35.00 . . . . .(100) 70.00
Mac & Cheese Bites . . . . . . . . . . . . . . .(60) 35.00 . . . . .120) 70.00
Popcorn Chicken . . . . . . . . . . . . . . . . .20.00 . . . . . . . .40.00
For Our
COMPLETE
Menu Items,
Visit Us Online!
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lon
Blo
Butler, Lakes, Kinne Pompton Pla
n
ell,
Pompto ilford, Hask imum
West M $6.00 Min
May not be combined with any other offer. One coupon per visit.
Take out, delivery or dine-in only. Exp. 3/15/15. Tax not included.
2 OFF
2 OFF
Any Pizza
May not be combined with any other offer. One coupon per visit.
Take out, delivery or dine-in only. Exp. 3/15/15. Tax not included.
May not be combined with any other offer. One coupon per visit.
Take out, delivery or dine-in only. Exp. 3/15/15. Tax not included.
10 OFF
5 OFF
May not be combined with any other offer. One coupon per visit.
Take out, delivery or dine-in only. Exp. 3/15/15. Tax not included.
19.99
15.99
Any Large Cheese Pie
May not be combined with any other offer. One coupon per visit.
Take out, delivery or dine-in only. Exp. 3/15/15. Tax not included.
May not be combined with any other offer. One coupon per visit.
Take out, delivery or dine-in only. Exp. 3/15/15. Tax not included.
28.99
37.99
Plus Tax
May not be combined with any other offer. One coupon per visit.
Take out, delivery or dine-in only. Exp. 3/15/15. Tax not included.
May not be combined with any other offer. One coupon per visit.
Take out, delivery or dine-in only. Exp. 3/15/15. Tax not included.
FREE
15 Pc. Wings
46.99
Plus Tax
May not be combined with any other offer. One coupon per visit.
Take out, delivery or dine-in only. Exp. 3/15/15. Tax not included.
15% OFF
AJs Pizza
Free Delivery
Take-Out Dine-In
Page 6, Zone 3
advanced and intuitive computerized jewelry design system ever developed, the studio
allows you to work hand-inhand with one of the designers
at Boston Louis to help create
your own custom jewelry!
First, you select a starting
one-of-a-kind engagement
ring, wedding or anniversary
ring or pendant!
According to Boston
Louis owners Ken Boston and
Louis Buddy Mazzo, there is
January 2015
ZONE 3
LIFE & LEISURE
Issue
Make morning
workouts work for you
any men and women struggle to find time to exercise. If hectic schedules dominated by professional and personal commitments have made it difficult to make exercise part of your daily
routine, you might want to consider skipping the snooze button so you can work out in the
early morning hours.
Early morning workouts have their ups and downs. Glucose levels in the body tend to be low in
the morning, when many people wake up with a relatively empty stomach. Low blood glucose levels
can cause feelings of nausea and weakness and possibly make you feel faint. In addition, since you
likely arent moving much while youre asleep, your joints and muscles are likely less mobile early in
the morning than they are in the evening, which can make morning workouts difficult and, if you dont
allow yourself more time to warm up, put your body at greater risk of injury. But morning workouts
also can energize you throughout the day, and many people find it easier to consistently exercise in
the early mornings than at night, when distractions or long days at the office can affect your motivation to workout.
Early morning exercise routines can be difficult to adjust to, but there are some ways to make the
adjustment to such regimens go more smoothly.
Make sleep a priority. Prioritizing sleep makes it easier to get out of bed in the morning, when you will
face the daily temptation to hit the snooze button and roll over. But if you arent sleep deprived, you will
find it easier to skip the snooze phase of your morning routine and get right out of bed. Skip the late
night talk shows and call it a night earlier, making sure you get between seven and eight hours of sleep
continued on next page
Anxiety
Addiction
Depression
each night. Once you establish a new sleep schedule, you will find
it easier and easier to get up and hit the gym in the morning.
Designate more time to warm up. Early morning workout routines
require athletes to warm up more than they would when exercising
at other times of the day. As previously noted, your body is perhaps
at its least mobile right when you get out of bed, so set aside more
time to warm up when you workout in the mornings. Five to 10 minutes of light cardiovascular exercise before you begin your workout
can be enough to increase your body temperature and loosen your
body up so its ready for exercise.
Dont go it alone. The buddy system is effective for many people
regardless of when they exercise, but it can be especially beneficial
for men and women who want to start working out in the morning.
If someone is waiting for you at the gym or if your significant other
is up and ready to go, youre far less likely to skip a morning workout than you would be if you are going it alone.
Eat at your own discretion. Some people simply cannot eat
before a workout, while others find working out on an empty stomach makes them faint and weak. The problem many people who
work out in the early morning encounter with regard to eating before
their workouts is they simply dont have the time to eat and afford
their body enough time to turn that meal or snack into fuel that will
benefit their workout. A study published in the Journal of Applied
Physiology found that eating a meal 45 minutes before a moderateintensity workout enhances exercise capability. But morning exer-
cise enthusiasts typically find they do not have that spare 45 minutes to wait around while their bodies absorb a meal. Eating healthy
before exercise, and giving your body adequate time to absorb that
meal, can definitely fuel your workout. But if that 45 minutes ultimately compromises your ability to workout, you may want to have
a glass of orange juice or a drink that contains carbohydrates so
your body has some fuel as you exercise.
Many adults find that mornings are the
only times they can consistently exercise.
Adjusting to such a routine can be difficult,
but there are some ways to make that
adjustment easier.
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How to cope A
with an athletic injury
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14 RIVERSIDE SQUARE
BLOOMINGDALE
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Riverdale
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the most elite athletes, many of whom are accustomed to their bodies responding in the way they
want them to respond, can be discouraged if they
enter the rehabilitation process with unrealistic
expectations. Work with your physical therapist,
physician or trainer to establish realistic recovery
goals, using your enthusiasm to meet your shortand long-term recovery goals. Be flexible when
setting your recovery goals, as you never know
how your body will respond to treatment.
Expect setbacks. Setbacks are an unfortunate
reality of recovery for many athletes. Dont allow
yourself to become discouraged if a goal cant be
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Hours: Mon 8-6pm Tues 8-4pm
Wed 8-7pm Thurs 8-6pm Fri 8-5pm Sat 8-12pm
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in Arms or Legs
Cortisone/Synvisc Injections
WE are IN-NETWORK
and participate with
most insurance plans.
13
14
accessible to dogs.
Dog owners often find it
heartbreaking when the aging
process starts to take its toll on
mans best friend. But there are
several ways owners can
make the aging process more
comfortable for their dogs.
Dr. Matthew Krupnick is the
owner of the Pequannock Ani-
NEW PATIEN
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79
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ge and Unde
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m, X-Rays
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and Clewitah nanyin
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other offer. Expir
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AREAS OF
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Diagnosis and Treatment
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The vein treatment I received was great. I am very happy with the
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CONTACT
855-900-VEIN (8346)
HOURS
8:30am-5:30pm
MEDICAL D O C TOR
i|x
15
TAP WATER
Tap water is a healthier option than soft drinks and other beverages, but according to the Environmental Working Group, there
have been 315 pollutants found in America's tap water since
2004, and over half of these pollutants are completely unregulated and can legally exist in any amount.
THE SOLUTION
One of the best ways to clean and remove toxins from your
body is by drinking the right water so the body can heal itself.
BOTTLED WATER
Bottled water is not necessarily healthier than tap water and yet
it costs much more! Bottled water costs more per gallon than
gasoline! Although, through marketing tactics, it is associated
with healthy water, bottled water is not guaranteed to be any
healthier than tap water. In fact, there are many carcinogenic
chemicals that go into the making of plastic water bottles that
can leach into the water. Why do you think they constantly tell
us not to store bottled water in our cars? Because the plastic
heats up, releasing chemicals into the water. Bottled water has
already been heated many times in the 4 to 6 months it takes
to reach market.
Everything in the body happens in water. Nutrients, Minerals, Hormones and Insulin follow water into the cells.
Oxida
tive Stress
Acidic S
tres
Deh
ydrati
on Stre
s
Find out why tap water, bottled water, reverse osmosis and
distilled water are not the answer and could be actually
causing more health problems.
We have researched the best water to drink for detoxifying
your body of these harmful pollutants, as well as remove
pesticides (toxins) from your fruits and vegetables.
ANTI-OXIDANT, ALKALINE, RESTRUCTURED
IONIZED WATER
This technology comes from Japan and has been used in
Japanese homes for decades. It is now available in the USA.
This water brilliantly addresses the Three Stresses that are
causing us to feel and look older, slowing us down, and
causing more aches and pains: Oxidative Stress, Acidic
Stress and Dehydration Stress.
18
19
Lieutenant Dan
continued from page 1
PryAutomotive
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NEW CLIENTS ONLY. Most cars. Not to be combined w/any other offers.
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an Oil Change
Zone 3, Page 21
ccording to Remodeling
magazines
2014 Cost vs. Value
Report, a major kitchen
remodeling project should
enable homeowners to recoup
74.2 percent of their initial
investments. Kitchen renovations have long been a safe
way to improve the functionality and value of a home. But
not every kitchen project is a
guaranteed winner. Homeowners may inadvertently
make changes that end up
sticking out like a sore thumb
rather than improving the
space. Take a look at these
kitchen remodeling dos and
donts to guide your next
undertaking.
Financing Available
As-Low-As $79.00 A Month
Call For An Appointment To Set-Up A FREE
Design Consultation.
continued on page 23
973-696-0333
www.advantagecontracting.com
License# 13VH00011000
Wood Fireplaces
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up to
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250 Off
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Located in Pompton Lakes Serving Northern NJ In Business Since 2003
Zone 3, Page 23
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Zone 3, Page 25
Dining
$5 Off
$4 Off
Any Order of
$30 or More
Any Dinner
$19.99
Plus Tax
With this coupon.
Not to be combined with any other offer.
SUPER BOWL
Full Menu at
afpizza.com
CHICKEN V
EAL
PASTA HOT SEAFOOD
& COLD
SANDWICHE
S APPETIZE
RS
WINGS SPECIAL
1/2 Tray $25 Reg. $30 - Full Tray $60 Reg. $70
$2 Off
FREE
Bruschetta Appetizer
With this coupon. Not to be combined
with any other offer.
$24.99
3 & 6 Foot
Party Subs
Available
Any Super Bowl Catering
15% Off
www.afpizza.com/butlerkinnelon
1516 Rt. 23 N. (Next to Burger King) Butler / Kinnelon (973) 492-1700 www.afpizza.com
FREE
DELIVERY
Dining
Community Happenings
FAVORITES!
% Off
$2 Off
$5 Off 15ANY
ANY
ORDER
$25 OR
MORE
CATERING
ORDER
$100 OR
MORE
Toppings Extra
Ferati's Pizza
Not to be combined w/any
other offer. Exp. Feb. 15, 2015
Ferati's Pizza
Not to be combined w/any
other offer. Exp. Feb. 15, 2015
2 LARGE
BUY ANY
DINNER
PIES $18
99
3 LARGE
PIES $2799
ANY
LARGE
PIE
AND
RECEIVE THE
2ND DINNER
50% OFF
Ferati's Pizza
Not to be combined w/any
other offer. Exp. Feb. 15, 2015
Ferati's Pizza
Not to be combined w/any
other offer. Exp. Feb. 15, 2015
Ferati's Pizza
Not to be combined w/any
other offer. Exp. Feb. 15, 2015
BUY ANY 2
ITALIAN STYLE
DISHES OR
DINNERS AND
RECEIVE THE
3RD FREE
Of Equal or Lesser Value
Ferati's Pizza
Not to be combined w/any
other offer. Exp. Feb. 15, 2015
JAN 24
The Butler Library presents Zumba Gold,
low impact, Dance/Fitness Class by
Maryann King, licensed Zumba Instructor
on Saturday, January 24 from 11:30am12:30pm. This free program is limited to
12 please register by phone 973-8383262, or stop by the library. Ages 18
years or older. To learn about Zumba visit
www.zumbamaryann.com or call 201247-5456. Butler Public Library is
located at 1 Ace Road or at www.butler
library.org.
St. Anthonys Columbiettes presents
Country Night featuring The Farmer Phil
Band on Saturday, January 24, from 711pm Doors open at 6:30pm
St.Anthonys Knights of Columbus Hall,
65 Hamburg Turnpike, Butler. Tickets are
$20 and includes tap beer, wine, and
soda. Bring your own food. For tickets
Please contact Cathe 201-723-5935 or
email sacolumbiettes@yahoo.com.
JAN 28
LEGO Lab at the Riverdale library on
Wednesday, January 28 from 4-5pm. We
supply the LEGOs. Registration is
required. Call 973-835-5044 or visit
www.riverdalelibrary.org to register.
JAN 29
Washer Jewelry Event for Teens on
Thursday, January 29 from 5-6pm. Turn
ordinary household washers into colorful
painted necklaces and bracelets.
Registration required. Call 973-8355044 or go online at www.riverdalelibrary.org.
Around the
Community
continued on next page
973.248.9900
GRAND OPENING
Winter
2012
$19.95
$34.95
$39.95
2 CHEESE PIES,
1 TRAY OF WINGS,
1 -2 LTR SODA
$69.95
$38.95
$2 OFF
4 CHEESE PIES
1 CHEESE PIE
ASSORTED COLD
SANDWICH PLATTER
TO ADVERTISE
CALL
973.696.8008
Dining
Community Happenings
continued from previous page
CINCO DE MAYO
Authentic Mexican Food Full Bar
(Bloomingdale Only)
Like Us on
Facebook
CLOSED TUESDAYS
Cinco De Mayo
Pitcher of Sangria
(Red or White)
www.cincodemayomenu.com
order
www.cincodemayobloomingdale.com
online
www.cincodemayowaldwick.com
125 Hamburg Tpk. Both Locations Accept All Major Credit Cards
140 Franklin Tpk.
Bloomingdale
Waldwick
(Across from Quick Chek)
973.850.6777
201.251.0700
Zone 3, Page 27
$
DANNYS
PIZZA
2
for 22
ITALIAN RESTAURANT
Gourmet
Specialty Pies,
Pasta, Seafood,
Mussels, Subs,
Calzones,
Wraps & More!
SUPERBOWL SPECIALS
2 PLAIN PIES
20 WINGS
Only
(1) 2 LITER SODA
DANNYS PIZZA
99
29
2 Large
1 Topping Pizzas
DANNYS PIZZA
DANNYS PIZZA
3 LARGE
CHEESE PIES
$
Only
1899
DANNYS PIZZA
$
Only
2799
DANNYS PIZZA
$
Only
1599
DANNYS PIZZA
$15 OR MORE
DANNYS PIZZA
DANNYS PIZZA
2199
2 LARGE
CHEESE PIES
$
Only
DANNYS PIZZA
$
Only
1999
DINNER
FOR 2
Chicken Entrees Any Style,
$
Only
1699
DANNYS PIZZA
$35 OR MORE
DANNYS PIZZA
Community
Community Happenings
continued from page 27
To Advertise
in Life & Leisure
Call 973-696-8008
cient improvements
Did you buy qualifying storm
windows or doors for your
home during 2014? The credit of 10% of the cost of
improvements is back, up to a
lifetime limit of $500.
Charitable contributions
from IRAs
MARIA FERRITO
Professional Full Service Realtor
at
CALL MARIA
973-986-6914 Cell
Zone 3, Page 29
LITTLE FALLS
$495,000
0686 CLEANOUT
SERVICE
0774 SERVICES
HANDYMAN
WE BUY CARS !
WE BUY TRUCKS !
RONNIES IN WAYNE
CMR SERVICES
TOM DS HANDYMAN
SERVICE
973-703-3039
FREE ESTIMATE
Maintenance Repair
Building Remodeling
No Job Too Small or Big!
25 Years Experience
973-632-6411
973-616-7900
Cleanouts &
Dumpster Services
WE PAY FOR
JUNK CARS
973-220-0202
0655 SERVICES
CARPET
0815 SERVICES
MASONRY
NORTH JERSEY
REMODELERS
Longo Construction
10% OFF
0730 SERVICES
ELECTRICAL
0680 SERVICES
CHIMNEYS
CQ Electric
LLC
NEW & OLD
D
O IIT
T RIGHT
RIGHT
DO
CHIMNEYSERVICE
CHIMNEYSERVICE
Chimney Cleaning
Special-$29.95
FREE ESTIMATES
20%OFF New Customers
Construction-Residential
& Commercial.
Fully Insured & Bonded
973-699-0855
To Advertise in
the Classifieds
Call Kathleen
at Life &
Leisure
973-696-8008
Call 973-557-3621
0686 CLEANOUT
SERVICE
All appliances,
unwanted junk, scrap
metal, bldg. materials.
Tear down & take
away sheds. Attics &
Bsmnt cleaned.
Things your
garbagemen wont pick
up. WE DO !!! CALL
862-200-1283
Owner Operated
Stephen Fox
BONDED
INSURED
Lic.#7467
973-839-1054
0815 SERVICES MASONRY
Aidas Cleaning
Service
Mariyas Cleaning
Service
Where Excellence In
Quality Is Affordable
0860 SERVICES
PLUMBING
973-962-1811
0684
SER.COMM/RESI.
CLEAN
Call 908-764-8966
973-839-7403
Serving North
Jersey
Home or Office
Experienced, Reliable
and Detailed. Speaks
English & Portuguese
Reference Available
y ip
lit sh
ua an
Q m
k
or
W
Bloomingdale 973-838-8693
Full Kitchens
Bath Specialists
Basements
All Interior
Renovations
Ceilings to Floors
Doors Painting
Windows
Counter Tops
Cabinet Refacing
General Carpentry
with this ad
Prevent Carbon
Monoxide Poisoning!!
1-28-15
0771 SERVICES-GUTTERS
0886 SERVICES ROOFING
R.G. Gutters
$
"
ROSS
973-696-5699
20% OFF
/&&
973-832-4207
!$
"
#$
" *
Happy
New Year
from the
Staff of
Life & Leisure
Zone 3, Page 31
CALL
TODAY
973-686-1500
C R E S T R E A L E S TAT E
BEDMINSTER $445,000
3.625/3.697% APR
$1,624 PER MONTH
BUTLER
$379,321
3.625/3.760%APR
$1,384 PER MONTH
PEQUANNOCK $385,000
3.625/3.706%APR
$1,405 PER MONTH
PEQUANNOCK $639,900
3.625/3.680%APR
$2,335 PER MONTH
MUST SEE! The Hills Townhome! 2 BR, 3.1 BA, 1 CAR GAR
Simply Stunning!
3 BR, 2 BA, 1 CAR GAR
RINGWOOD
$259,900
3.625/3.738%APR
$948 PER MONTH
RINGWOOD
$265,777
3.625/3.735%APR
$970 PER MONTH
Great Duplex!
2 BR, 1 BA
Classical Elegance
5 BR, 3.1 BA, 3 CAR GAR
Move In Ready!
3 BR, 1 BA, 1 CAR GAR
Location Location!
3 BR, 1 BA, 1 CAR GAR
Great View!
3 BR, 2 BA
RIVERDALE
$249,777
3.625/3.742%APR
$911 PER MONTH
RIVERDALE
$359,900
3.625/3.710%APR
$1,313 PER MONTH
RIVERDALE
$494,000
3.625/3.691%APR
$1,802 PER MONTH
WAYNE
$219,777
3.625/3.756%APR
$802 PER MONTH
WAYNE
$419,777
3.625/3.700%APR
$1,532 PER MONTH
WAYNE
$459,900
3.625/3.695%APR
$1,678 PER MONTH
Beautifully Maintained!
4 BR, 1.1 BA, 1 CAR GAR
Custom Colonial!
4 BR, 2 BA, 1 CAR GAR
WAYNE
$90,000
WOW!
License #: NJ09980558654 2014 CENTURY 21 REAL ESTATE LLC. CENTURY 21 is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company.
Equal Housing Opportunity. Each office is independently owned and operated.
All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
Ryan Barry
Mortgage Banker
NMLS# 183464
Mortgage Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of January 7, 2015. Terms for Condos listed above are subject to meeting
Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.
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Cindy Gallagher
A Native Of Kinnelon
#1 Top Producer
Relocation Specialist
Circle Of Excellence
Premier Sales Agent
Preview Property Specialist
Cindy Gallagher
OVER 25 YEARS
EXPERIENCE IN
SALES & MARKETING
Your Home
Can Be Listed
in This Ad...
Call Cindy
Today for an
Appointment!
All Realtors Are Not The Same.When Youre Ready to Sell, Call Cindy.
973.714.3897
If you are considering a move, give me a call at 973-714-3897 and I will guide you every step of the way.
The Realtor you choose makes a BIG difference. Put my negotiation skills to work for you!!
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
SOLD
Cindy at 973-714-3897cell
www.KinnelonRealty.com
2014 Coldwell Banker Real Estate LLC. Coldwell Banker is a registered trademark of Coldwell Banker LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.