A

SYNOPSIS
ON

A STUDY OF HOUSING LOAN FACILITY PROVIDED BY THE COOPERATIVE BANK PVT. LTD, TO ITS CUSTOMERS (WITH SPECIAL
REFERENCE TO GONDIA BRANCH )

Submitted To
The Department Of Business Administration
N.M.D College, Gondia
In partial fulfillment of the requirement of Bachelor Of
Business Administration
B.B.A III (2014-15)

Submitted By
Miss. Pooja G. Agrawal
Under guidance of
Prof. Khushboo Hotchandani

CHAPTERIZATION
1.
Introduction
2.
Company profile
3.
Research Methodology
A. Problem definition
B. Objectives of the study
C. Hypothesis
D. Collection of data
E. Scope of the study
F. Limitation
of
the
study(research
boundaries)
4.
Data Analysis
5.
Findings
6.
Conclusion
7.
Recommendation &
suggestions
8.
Bibliography
9.
Annexure

INTRODUCTION
The roof over ones head and ground beneath ones feet count as
the bare necessities of life. Theres nothing quite like owing a home, however
humble to give that warm and glowing feeling. But when one buys a home,
one has much more than a feel good purchase in mind! Its also a crucial
investment decision, perhaps the biggest spending decision of ones life.
There are ample opportunities today for young salaried investors to plan
their moves early and buy a house at right time- and at right price. In the
process, not only do they fulfill that cherished dream of owning a house, but
also put themselves on the path to acquiring property that would meet the
needs and aspirations of their growing family, even as it leads to wealth
creation. Every individual aspires to own a home. But many either spend a
lifetime saving to purchase a house or exhaust money on monthly house
rents.

COMPANY PROFILE
The bank was formed in 1872 as the Loan and Deposit Department of
the Co-operative Wholesale Society, becoming the CWS Bank four years
later. However, the bank did not become a registered company until 1971. In
1975, the bank became the first new member of the Committee of London
Clearing Banks for 40 years and thus able to issue its own cheques .
In 1974 the Co-operative Bank offered free banking for personal customers
who remained in credit. It was also the first clearing bank to offer an interestbearing cheque account, in 1982.

RESEARCH METHODOLOGY

Research may be defined as a scientific and a systematic search for

information on a specific topic research is an art of scientific investigation.
Search of information may be known as data.

A.

PROBLEM DEFINATION:-

Who can avail of these loans?

Why should one option for a loan to buy a house?

B.

OBJECTIVES OF THE STUDY:-

To understand the term Home Loan.

To understand the important factors related to Home Loan Scheme.
To study was mainly conducted to understand the concept of home
loan scheme and the eligibility criteria of the customers.

C.HYPOTHESIS:

The level of perception is independent of the gender of the

respondents.
The level of perception is independent of the age of the
respondents.
The level of perception is independent of the educational
qualification of the respondents.

D.

COLLECTTION OF DATA:-

Data is collected by two sources: - 1. Primary Data

Data.

2. Secondary

1. Primary Data:- It is collected for the first time with the help of
questionnaires, interviews and personal interactions with employees
2. Secondary Data:- It is collected from internet and various magazines.

E.SCOPE OF THE STUDY:The study has been undertaken mainly to highlight the features of
housing loans offered by bank. All kinds of borrowers like businessman,
agriculture, professionals, government employees, private employees
and self employed people have been included in this study.

F. LIMITATION OF THE STUDY:

The study is limited due to time.

The study is limited due to sample size.

DATA ANALYSIS
Tabulation and Interpretation:-Various tools and techniques are
used to analysis the data.

FINDING

It will be based on data analysis and interpretation.

CONCLUSION
Conclusion of study will be produced in executive summary.

SUGGESTIONS
Suggestion will be based on findings after the analysis of data.

BIBLIOGRAPHY
Web
www.bnknetindia/com/banking/finance

http://en.wikipedia.org/wiki/bankingfinancialcompany

www.google.com/housingloan/co-opertive