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Syllabus&Exam
Pattern
FDIandInsurance
TounderstandwhatFDIininsurancemeans,onemustknowwhatFDI
actuallymeans,whathappenswhenacountry'ssectoracceptsinvestments
fromanothercountry.
Foreigndirectinvestment(FDI)isadirectinvestmentintoproductionor
businessinacountrybyanindividualorcompanyofanothercountry,either
bybuyingacompanyinthetargetcountryorbyexpandingoperationsofan
existingbusinessinthatcountry.
IBPSPO2014
IBPSPOIVWritten
TestScores
IBPSPOIVWritten
TestResult
WhatisthestateofIndiasInsuranceIndustry?
TheIndianinsuranceindustryseemstobeinastateofflux.
Afteradecadeofstronggrowth,theIndianinsuranceindustryiscurrently
facingsevereheadwindsowingtoreasonslike:
SlowingGrowth
RisingCosts
ComputerCapsule
Reformsbeingstalled
GKPowerCapsule
HindiVersion
Worseningdistributionstructure
IBPSPOGKPower
Capsule
SyllabusandPattern
NotificationFAQs
IBPSPO2014
Notification
SBIASSOCIATEPO(2986
VACANCIES)
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RBIASSISTANTS506
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Notification
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Capsule
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Vacancies:Doubts
Clarified
LastYearQuestions
IBPSRRB2014
IBPSRRBWritten
ResultOut
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RRBCapsule
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FAQs
IBPSRRB2014
Notification
SBICLERK201415
VACANCIES
SBIClerkWrittenTest
Result
SBIClerkGKPower
Capsule(English)
SBIClerkGKPower
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SBIClerkMarketing
Capsule
Tounderstandthisbetter,letushavealookintoIRDAs(Insurance
RegulatoryandDevelopmentAuthority)reportonIndianInsuranceIndustry
landscapeforthe10yearperiodbetween2010and2010.
WhataretheultimatebenefitsofincreasedFDIinInsurancesector?
1. Insuranceproducts:Privateaswellasgovernmentinsurerswill
benefitfromtheproposedhikeofFDIthesecompanieswilloffer
betterandwiderangeofinsuranceproductstocustomersatlarger
competitiveprices.
2. SmallerCompanies:FDIwillhelpsmallerinsurancecompaniesto
breakevenfasterandhelpmonetize(convertintocurrency)the
holdingsofthepromotersoftheolderlifeinsurancecompanies.
HOWMUCHDIDYOUSCOREIN
IBPSCLERKIV?
Lessthan70
Between8190
Between91100
Between101110
Between111120
Between121130
Morethan130
Vote Showresults
Votessofar:16728
Dayslefttovote:364
CareerPowernowinyourcity,
Availinauguraldiscount
Bhatinda,Brahampur,Guna,
Agra,Jhansi,Bareilly,Aligarh,
Gwalior
IBPSClerkIVInterviewCamp
atCareerPower
BankersAddaNowinHindi
IBPSINTERVIEWCOACHINGAT
CAREERPOWER
3. Capitalinflow:Immediatecapitalinflowsof$2billionandlongterm
inflowsofabout$10billioncanbeexpected.
4. Aggression:Theindustryhasbeencautiousinsellingproductswhich
arecapitalintensive,itwillbeabletobecomemoreaggressive.
5. Technology:Insurerswillnotjustgetcapitalbutalsotechnologyand
productexpertiseoftheforeignpartnerwhoisthedomainexpert.
6. NewPlayers:Wecanexpectabout100lifeandnonlifeinsurance
companiestoserveamarketofoursize.IncreasingFDIcouldsee25
30newinsurersenteringthemarket.
SBIASSOCIATECLERKTEST
SERIES
7. StateRunCompanies:Peopleinthecountryhavemorefaithon
governmentinsurancecompaniesandlessonprivateones,thishike
willbenefitthestateruncompaniesmorethantheprivateones.
8. Penetration:Withthepopulationofmorethan100crores,India
requiresInsurancemorethananyothernation.However,the
insurancepenetrationinthecountryisonlyaround3percentofour
grossdomesticproduct.IncreasedFDIlimitwillstrengthenthe
existingcompaniesandwillalsoallowthenewplayerstocomein,
therebyenablingmorepeopletobuylifecover.
9. Employment:Withmoremoneycomingin,theinsurancecompanies
willbeabletocreatemorejobstomeettheirtargetsofventuringinto
underinsuredmarketsthroughimprovedinfrastructure,better
operationsandmoremanpower.
10. LevelPlayingFieldWiththeincreaseinforeigndirectinvestment
to49percent,theinsurancecompanieswillgetthelevelplayingfield.
SofarthestateownedLifeCorporationofIndiacontrolsaround70
percentofthelifeinsurancemarket.
11. IncreasedCapitalInflowMostoftheprivatesectorinsurance
companieshavebeenmakingconsiderablelosses.TheincreasedFDI
limithasbroughtsomemuchneededrelieftothesefirmsastheinflow
ofmorethan10,000croreisexpectedinthenearterm.Thiscouldgo
upto40,000croreinthemediumtolongterm,dependingonhow
thingspanout.
12. FavorabletothePensionSectorIfthepensionbillispassedinthe
SBI:Frequentlyasked
questions
parliamentthentheforeigndirectinvestmentinthepensionfundswill
alsoberaisedto49percent.ThisisbecausethePensionFund
RegulatoryDevelopmentBilllinkstheFDIlimitinthepensionsector
totheinsurancesector.
SBIClerk:Patternand
13. ConsumerFriendlyTheendbeneficiaryofthisamendmentwillbe
SBIClerkComputer
Capsule
ITOfficerCrashCourse
Between7180
LinkActive
Notification
IBPS2015Calender:Changes
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WrittenTestResult
13. ConsumerFriendlyTheendbeneficiaryofthisamendmentwillbe
commonmen.Withmoreplayersinthissector,thereisboundtobe
stringentcompetitionleadingtocompetitivequotes,improvedservices
andbetterclaimsettlementratio.
TypesofFraudsinInsuranceSector
TherearemanybutfollowingareMain.
PremiumDiversion
SBIPOExamAnalysis
15thJune2014
GKQuestionsAskedin
SBIPO2014
SBIPOExamAnalysis
(14JuneMorningShift)
ShareyourExam
Experience
SBIGKPower
Capsule:PartII
LastMinuteTipsfor
SBIPO
Premiumdiversionistheembezzlementofinsurancepremiums.
Itisthemostcommontypeofinsurancefraud.
Generally,aninsuranceagentfailstosendpremiumstothe
underwriterandinsteadkeepsthemoneyforpersonaluse.
Anothercommonpremiumdiversionschemeinvolvesselling
insurancewithoutalicense,collectingpremiumsandthennot
payingclaims.
FinancialAwareness
CapsuleforSBIPO
DescriptiveTopics
CapsuleforSBIPO
HowtoCrackSBIPO
in2Months
SyllabusandPattern
ofSBIPOExam
Between151160 9683(18%)
Infeechurning,aseriesofintermediariestakecommissions
throughreinsuranceagreements.
Between161170 6845(13%)
Morethan171
Theinitialpremiumisreducedbyrepeatedcommissionsuntil
thereisnolongermoneytopayclaims.
SalaryStructureof
BankPO&Clerk
IBPSSelected
Candidates:Know
yourcolleagues
joiningthesamebank
asyou
AllottedaBankin
IBPS.Whatnext?
5819(11%)
Changeyourvote
Votessofar:51919
Dayslefttovote:330
Thecompanylefttopaytheclaimsisoftenabusinessthe
conspiratorshavesetuptofail.
Whenviewedalone,eachtransactionappearstobelegitimate
onlyafterthecumulativeeffectisconsidereddoesfraudemerge.
LATESTFROMBAASSOCIATES
SSCAdda
AllYouNeedtoKnowabout
PopulationFacts.
AssetDiversion
Assetdiversionisthetheftofinsurancecompanyassets.
IMPORTANTPOSTSON
IBPSRESULTS
4693(9%)
Between120130 6327(12%)
Between141150 10534(20%)
SBIPO:Doubts
Clarified
SBIPONotification
2014
Lessthan120
Between131140 8018(15%)
FeeChurning
CallLetterDownload
SBIPOGKPower
Capsule2014
HOWMANYQUESTIONSDIDYOU
ATTEMPTINIBPSCLERKIV?
Itoccursalmostexclusivelyinthecontextofanacquisitionor
mergerofanexistinginsurancecompany.
Assetdiversionofteninvolvesacquiringcontrolofaninsurance
companywithborrowedfunds.Aftermakingthepurchase,the
subjectusestheassetsoftheacquiredcompanytopayoffthe
debt.Theremainingassetscanthenbedivertedtothesubject
AchieversAdda
Shortcuttosuccessis
PractiseRaviPargar(SBI
PO2014)
IBPSPOIVInterviewBatchesat
CareerPower
SBICLERKINTERVIEWBATCHES
ThanksPadhaku!!!
WaitingList(Reserve
List)forIBPSPOIII
andIBPSClerkIII
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Like 280,666peoplelikethis.
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SBISOVACANCIES2014
SBISpecialistOfficer
Exam:LastMinute
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HOWMUCHDIDYOUSCOREDIN
IBPSRRBOFFICEASSISTANT?
Below120
120130
Jointhediscussion
130140
140150
150160
$\v/@t!$!ngh 15daysago
Above160
"TakerisksinYourLife"
"IfyouWinyoucanLead"
"IfyouLoose,youcanGuide"
SwamiVivekananda
68
Reply Share
Vote Showresults
Votessofar:56264
Dayslefttovote:310
HOWMUCHDIDYOUSCOREDIN
IBPSRRBOFFICERSCALE?
jumbo>$\v/@t!$!ngh 15daysago
ifdraw?
IBPSCLERKIII
IBPSClerkIIIFinal
Result
IBPSClerkIIIInterview
Capsule
InterviewSchedule
Poll:IBPSClerkIII
Scores
11
Reply Share
GauravPareek>jumbo 15daysago
ifdraw,youbecomeaswami,andyour
quoteswillbepostedonbankingwebsitesin
future:P
Below80
42
8090
Reply Share
Scores
90100
WrittenTestResult
Guest>GauravPareek
15daysago
GKPowerCapsulefor
IBPSClerkIII
LifeofaSwamiisabovewin/loss.
Don'tinsultyourownconscience!!
Insightsfromprevious
year
ApplyOnlineforIBPS
Clerk3
IBPSClerkIII
Notification
status>Guest 15daysago
Reply Share
Whatswamijihasdoneispastand
histeachingsreflectssituationof
past!
Itstimetofightpresentsituation
wheregeneralcategoryisfighting
againstreservations..where
unemployedyouthisfightingaginst
heavyfeepaymentsofthese
exams..wheretalentedhardworking
candidatesarefightingagainsttheir
luck...wherebanksarefighting
againstNPA's...wherecongressis
fightingagainstbjp..whereoveraged
candidatesarefightingagainst
frustration..wherebankemployees
arefightingagainstlowsalary...where
privateemployeesarefightingagainst
harrasment!
Nanapatekar
IBPSPOIIIFinal
Result
InterviewCapsule
IBPSPOIIIScores
CutOffMarksin
Written
WrittenTestResultOut
GKPOwerCapsulefor
IBPSPOIII
DownloadIBPSPOIII
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DownloadPreExam
TrainingCallLetter
60%MarksCriteria
Removed,MaxAgeto
apply30years
HowtoFillBank
PreferencesinIBPS
POIII
ApplyOnline
18
IBPSPOIIINotification
Reply Share
130140
140155
Vote Showresults
Votessofar:43619
Dayslefttovote:310
IBPSRRBInterviewBatchesat
CareerPower
HOWMUCHDIDYOUATTEMPT
INSBIASSOCIATEPOEXAM?
Lessthan100
6864(17%)
Between101110 7603(18%)
Between111120 7344(18%)
Between121130 7236(18%)
Between131140 5022(12%)
Morethan141
6049(15%)
Changeyourvote
Votessofar:40118
Dayslefttovote:302
ITOFFICERCOURSEBYCAREER
POWER
IamsorryifI'vehurtyourbeliefs..
NICLAOExam
Experience
NICLAOExam
Cancelled.Reexamin
Dec2013
status>GauravPareek
15daysago
Reply Share
SEARCHYOURTOPICHERE
Hahahahahahawhatlogicmannow
wewillbecomeswamilol!
LastDateExtended
DoubtsClarified
Notification
Reply Share
Search
IBPSCLERKONLINETEST
SERIES
GauravPareek>status
15daysago
RBIASSISTANTS:525
POSTS
:Phehe
WrittenTestResult
Shareyourexam
experience
Reply Share
SpecialGKCapsule
forExam
AjaySehrawat>GauravPareek
14daysago
DoubtsClarified
Haha...
DetailedNotification
ExamPattern
Reply Share
sowmya>jumbo 15daysago
both
5
souraleaderandaguideaswell.
Great...:)
DownloadAdmitCard
forWrittenTest
Reply Share
Lastdatetoapply
extended
$\v/@t!$!ngh>jumbo 15daysago
RoleofInsurance
Assistant
thenapdonokaamkrskte:))
2
Reply Share
$un!(_>sowmya 14daysago
SpecialGKCapsule
forExam
DoubtsClarified
120130
GauravPareek>Guest
15daysago
NICLAOVACANCIES
(1434POSTS)
2600VACANCIESIN
GENERALINSURANCE
COMPANIES
110120
Above155
IBPSPOIII
FreshVacancy
Announcement
100110
Reply Share
SSCCGLTierIIBatchStarting
from3rdNov2014
OwnaCareerPowerCentrein
YourCity:CareerPower
FranchiseeProgram
BankersAddaRulesand
Regulations
Notification
jumbo>$\v/@t!$!ngh
15daysago
GKUPDATESCAPSULES
hehehehhe
SpecialGKUpdates
(November2014)
SpecialGKUpdates
(October2014)
$\v/@t!$!ngh>jumbo
15daysago
SpecialGKUpdates
(September2014)
Reply Share
:P
1
SpecialGKUpdates
(August2014)
Reply Share
SpecialGKUpdates
(July2014)
Chhaya!!>jumbo 15daysago
SpecialGKUpdates
(June2014)
SpecialGKUpdates
HOWMUCHISYOURTOTAL
ATTEMPTINIBPSPOIV?
rematch:P
Reply Share
Lessthan80
8215(10%)
Between8190
12150(15%)
SpecialGKUpdates
(May2014)
SpecialGKUpdates
(April2014)
jumbo>Chhaya!! 15daysago
Between91100 16830(22%)
5|1khlngetab
Between101110 16543(21%)
SpecialGKUpdates
(March2014)
Reply Share
status>jumbo 15daysago
SpecialGKUpdates
(February2014)
Exactlythereisalwaysapossibilityofdraw
whichgoesoverthinkersheadandthat
becomesunpleasantexperience!
GKSpecialUpdates
(January2014)
SpecialGKUpdates
(December2013)
SpecialGKUpdates
(November2013)
riskhiriskhai..
1
SpecialGKUpdates
(September2013)
SpecialGKUpdates
(August2013)
Reply Share
SaumyaMajumder>$\v/@t!$!ngh 14daysago
Awesome
SpecialGKUpdates
(July2013)
SpecialGKUpdates
(June2013)
Reply Share
$un!(_>$\v/@t!$!ngh 14daysago
SpecialGKUpdates
(May2013)
greatthought,fromagreatperson,byagreat
person...
SpecialGKUpdates
(April2013)
SpecialGKUpdates
(March2013)
Truelysaid...
SpecialGKUpdates
(January2013)
SpecialGKUpdates
(December2012)
status>$\v/@t!$!ngh 15daysago
Reply Share
Whetherwewantornotwehavetotakeriskso
thereisnoneedofquotesonriskbecausethereis
nootheroptionotherthentakingrisk!
SpecialGKUpdates
(November2012)
SpecialGKUpdates
(October2012)
SpecialGKUpdates
(September2012)
Reply Share
SpecialGKUpdates
(August2012)
hehe>$\v/@t!$!ngh 15daysago
SpecialGKUpdates
(July2012)
Umeantosaythatthosewhoguidearelosers?
itsnotthat......actuallyjbkoiloosekrtatoh
betterptahotausaewhtwentwrong.....so
thosewholoosearebetterguide:/itsmy
view....
SecondRound
Allotment
FInalAllocations,Cut
Offs
FillYourBank
Preference
IBPSClerkII:
VacanciesNotification
Reply Share
Reply Share
k$r0.o>$\v/@t!$!ngh
15daysago
CommonInterview
ScheduleandCall
letterdownload
Verynice
ScoreCardIBPS
ClerkII
ResultsCWEClerkII
Reply Share
$\v/@t!$!ngh>k$r0.o
15daysago
FeedbackonIBPS
Clerk(22&23Dec)
thnkewg
FeedbackonIBPS
Clerk(15th&16Dec)
Reply Share
ck 15daysago
IBPSClerk2012Call
Letter
ChangesinSelection
Process
Reply Share
DevRajpoot 15daysago
IBPSRecruitment
Guidelines
BPSisgoingtowrost.......IamworkinginSHGB....appke
tarahme
bhiekAspiranthu....applogokoptahehSHGBme
InterviewChalrahe
h....abbkebarbhuatjayadafakecandidateaaraheh....app
logsayad
viswasnhikarogekeabkebaarbhuatjayadafergewada
IBPSPOII:Second
RoundofAllotment
IBPSPO2:Revised
Lessthan10
1517(3%)
Between1114 4598(9%)
Between1518 8843(19%)
Between1922 12498(27%)
Between2326 10660(23%)
Morethan27
7962(17%)
Changeyourvote
Votessofar:46078
Dayslefttovote:273
HOWMUCHDIDYOUATTEMPT
INQUANTSECTIONINIBPSPO
IV?
Lessthan10
5990(13%)
Between1113 10658(24%)
Between1416 10456(23%)
Between1719 8451(19%)
Morethan20
8476(19%)
Changeyourvote
Votessofar:44031
Dayslefttovote:273
HOWMUCHDIDYOUATTEMPT
INENGLISHSECTIONINIBPSPO
IV?
Lessthan15
6034(14%)
Between1620 12642(31%)
Between2125 12458(30%)
Between2630 5831(14%)
Morethan30
3677(9%)
Changeyourvote
Votessofar:40642
Dayslefttovote:273
HOWMUCHDIDYOUATTEMPT
INGENERALAWARENESS
SECTIONINIBPSPOIV?
Lessthan15
1959(4%)
Between1620 5778(14%)
Between2125 11619(28%)
Between2630 11598(28%)
Morethan30
9117(22%)
Changeyourvote
Votessofar:40071
Dayslefttovote:273
Lessthan14
3650(9%)
Between1516 10540(26%)
Between1718 15194(38%)
Morethan19
16
ImportantDates
IBPSPO2012
HOWMUCHDIDYOUATTEMPT
INREASONINGSECTIONINIBPS
POIV?
HOWMUCHDIDYOUATTEMPT
INCOMPUTERSECTIONINIBPS
POIV?
Joinus..
CurrentAffairsandGK
UpdatesforNov
IBPSClerkNotification
Votessofar:75961
Dayslefttovote:273
goodnoon
ShareyourInterview
Experience
GKPowerCapsulefor
IBPSClerk2012
5666(7%)
Changeyourvote
AbhimanyuGupta>$\v/@t!$!ngh 15daysago
IBPSClerkII:Interview
Result
BestofLuckforIBPS
Clerk2012:Last
MinuteTips
Reply Share
$\v/@t!$!ngh>hehe 15daysago
IBPSCLERK2012
Morethan131
Reply Share
Sharma>$\v/@t!$!ngh 14daysago
SpecialGKUpdates
(February2013)
Between121130 6158(8%)
Reply Share
RJ>$\v/@t!$!ngh 15daysago
SpecialGKUpdates
(October2013)
Between111120 10399(13%)
9969(25%)
Changeyourvote
Votessofar:39353
Dayslefttovote:273
IBPSPOIVGKPowerCapsule
SHOULDSSCEXAMBEONLINE?
Yes
47732(63%)
No
23782(31%)
IBPSPO2:Revised
AllocationandCutoffs
NewAllocationby
MarchEnd
FinalAllotment
Cancelled
IBPSPO2Final
Allotment
RegisterBank
Preference
PreferenceList
(Sample)
ScoresAnalysis
CommonInterview
Result
viswasnhikarogekeabkebaarbhuatjayadafergewada
huah....etne
jayadaessecandidateaarahehkenotbeleiveable....kuch
exampleappko
btatahu....
1.Mathme40/40....orusse2kecubetaknhipta
2.Mathme40/40uskoyetaknhiptake9kesquarekitne
hotih
3.Englishme40/40...englishkespellingtakpta
4.Eng.me40/40rohtakenglishthodurhindimenhilikhna
aata.....
5.ekbhaishabkahtehmenepensepaperdeyatha...
DiscussInterview
Experience
CommonInterview
Schedule
CheckYourScore
(IBPSPO2012)
Changeyourvote
Votessofar:75006
Dayslefttovote:256
BAReaderisMahaCrorepati
GetGKUpdatesinyourEmail:
Enteryouremailaddress:
seemore
PreferenceNotification
ListofVacanciesin
IBPSPO2012
Doesn'tMatter 3492(4%)
20
Reply Share
Subscribe
discover(haarkebhijeetgaya>DevRajpoot
15daysago
yakyabakarhai...tabhiham154lakaraandade
rahegharpar:P:P
8
Reply Share
BOBManipalInterviewBatches
atCareerPower
SCOREBOOSTER
CutOffMarks
IBPSPOResultsOut!
Rowdy2>discover(haarkebhijeetgaya
15daysago
Importantdates
sahime
SBIPO2013
Checkyourmarks
FinalResult
WrittenTestResult
ExpectedCutOffsand
Analyis
Reply Share
anilSsc>DevRajpoot 15daysago
bhaiabhi"newyear"ayahai.Aprilnahi.
"BPSisgoingtowrost"waiseyeBPSkiyahai.
PostExamDiscussion
LastMinuteTips
(ExamStrategy)
AbhimanyuGupta>DevRajpoot 15daysago
SBIGKPower
Capsule
DescriptiveTopics
WrittenExamCall
LetterDownload
Reply Share
BAMOBILEAPP
arreexactly....ekladhkahaimerecaoching
me....uskeenglishmien4040andhecantpointout
vowelsinhisownname:D
4
Reply Share
ApplyOnline(SBIPO)
DetailNotification
IBPSBANKEXAMS
IMPORTANTINFO
Yatendrasinghchauhan>DevRajpoot
15daysago
Mainhimantayaarurjustmakeufoolaurmerato
29thkointerviewthaaurmaiattendbnhikarpaya
UnionBudget201314
EconomicSurvey
201213
THANKSBA>DevRajpoot 15daysago
RailBudget201314
CategoryCertificate
Formats
CharacterCertificate
Format
PromotionsinPSU
Banks
SabbaticalLeave
PolicyforWomen
BondEnforcementin
PSUBanks
EconomicSurvey
201112
ImportantMarketing
TermsSBIClerk
ImportantBanking
Terms
OURAFFILIATES
Reply Share
lul...purebakwas...sabudayeehuyeeebaatein
hai.....
1
Reply Share
Singh>DevRajpoot 15daysago
NOTTRUE.
ATTHETIMEOFEXAMEVERYONE
COMMENTINGONBATHATHEISATTEMPTING
180+werethosecommentsfake?
ialsoattempt188&secure172...mifake?
1
Reply Share
ALLRECRUITMENT
NOTIFICATIONS
IBPSSpecialistOfficerIV
SBIAssociateClerk2014
SyndicateBank
SBIAssociatesBankPO
IBPSClerk
IBPSPO2014
TamilnadMercantileBank
NazimKhan>DevRajpoot 15daysago
RBIAssistants
sarvakios1kilistkbtakaasktihaiircuttoffkitnija
sktihai
IndianBankSO
BankofBarodaPO
Reply Share
SIDBI
IDBIManipalRecruitment
SSCAdda
CareerAdda
Rowdy2>DevRajpoot 15daysago
AchieversAdda
bhaiaisanhihosktah:(
1
VananchalGraminBank
Reply Share
AbhimanyuGupta>Rowdy2
15daysago
arrreaisahai...
Reply Share
Rowdy2>AbhimanyuGupta
15daysago
SSCAdda:AllaboutSSC
ExamsandMore
(Aunitofbankersadda)
nhiyaar..bkwashai
Reply Share
AhirHemant>DevRajpoot 15daysago
SBIAssociatePOFresh
BatchesatCareerPower
AhirHemant>DevRajpoot 15daysago
nonoeesanahihosakta
1
Reply Share
DevRajpoot>AhirHemant 15daysago
aisahihaibhai
COURSESBYCAREERPOWER
(HUGEDISCOUNT)
Reply Share
Neel>DevRajpoot 15daysago
bhaibelievenhihorha
1
Reply Share
DevRajpoot>Neel 15daysago
bhaitumkhudsochlo40outof40wohbhi3
subjectmainkaisepossiblehai..yakeento
mujhebhinahihotaparyesachhai
1
Reply Share
HarishRathore>DevRajpoot
15daysago
everythingispossible
mathsmmujhebhi40milaormere3
frndskobhi
IBPSCalendar2014:
IBPSPO4inOctober,IBPS
Clerk4inDecember,IBPS
RRBinSeptember
IBPSPOOnlineTestSeries
IBPSClerkOnlineTestSeries
SSCCGL2014OnlineTest
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SSCOnlineMaterial@Rs.465
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