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Sarvatra EFT Switch

ISO8583 Message Specifications for Host Interface Sample


messages
Index
1. Sign-on
........................................................................................................................................
.......... 2
2. Hand
shake...............................................................................................................................
............. 2
3. ATM Balance Inquiry
............................................................................................................................. 3
4. ATM / POS Cash
Withdrawal................................................................................................................. 5
5. ATM Mini
Statement........................................................................................................................
..... 7
6. ATM Cash Withdrawal Reversal
.......................................................................................................... 10
7. NFS Issuer Cash Withdrawal
............................................................................................................... 12
8. NFS Issuer Balance Inquiry
.................................................................................................................. 14
9. NFS Issuer Cash Withdrawal
Reversal................................................................................................. 16
10. NFS Acquirer
Withdrawal....................................................................................................................
18
11. NFS Acquirer Withdrawal Reversal
..................................................................................................... 20
12. POS Balance Inquiry
............................................................................................................................ 22
13. POS Mini Statement
............................................................................................................................ 24
14.

General

v1.0-2011/11/21

Sarvatra EFT Switch - ISO8583 Message Samples

Page 1 of 26

For private circulation only. Copyright 2011 Sarvatra Technologies Private Limited. All rights reserved.

Considerations.................................................................................................................
...... 26

v1.0-2011/11/21

Sarvatra EFT Switch - ISO8583 Message Samples

Page 2 of 26

For private circulation only. Copyright 2011 Sarvatra Technologies Private Limited. All rights reserved.

1. Sign-on
Originated from

CBS Host

MTI

0800

Sample request message (hex 30 38 30 30 82 20 00 00 00 00 00 00 04 00 00 00


00 00 00 00 31 31 31 35 31 35 32 35 34 36 30 30
dump)
30 30 30 31 30 30 31

Request message XML


representation

<isomsg direction="outgoing">
<field id="0" value="0800"/>
<field id="7" value="1115152546"/>
<field id="11" value="000001"/>
<field id="70" value="001"/>
</isomsg>

Sample response
message (hex dump)

30 38 31 30 82 20 00 00 00 00 00 00 04 00 00 00
00 00 00 00 31 31 31 35 31 35 32 35 34 36 30 30
30 30 30 31 30 30 31

Response message XML


representation

<isomsg direction="incoming">
<field id="0" value="0810"/>
<field id="7" value="1115152546"/>
<field id="11" value="000001"/>
<field id="70" value="001"/>
</isomsg>

2. Hand shake
Originated from

Switch

MTI

0800

Sample request message (hex 30 38 30 30 82 20 00 00 00 00 00 00 04 00 00 00


00 00 00 00 31 31 31 35 31 35 32 36 30 31 30 32
dump)
39 33 31 36 33 30 31

Request message XML


representation

<isomsg direction="incoming">
<field id="0" value="0800"/>
<field id="7" value="1115152601"/>
<field id="11" value="029316"/>
<field id="70" value="301"/>
</isomsg>

Sample response
message (hex dump)

30 38 31 30 82 20 00 00 00 00 00 00 04 00 00 00
00 00 00 00 31 31 31 35 31 35 32 36 30 31 30 32
39 33 31 36 33 30 31

Response message XML


representation

<isomsg direction="outgoing">
<field id="0" value="0810"/>
<field id="7" value="1115152601"/>
<field id="11" value="029316"/>
<field id="70" value="301"/>
</isomsg>

3. ATM Balance Inquiry


Originated from

Switch

MTI

0200

Sample request message


(hex dump)

30
30
31
31
30
32
31
36
30
31
30
20
44
30
30
31

32
30
30
31
37
30
33
37
30
33
31
20
47
30
30
31

30
30
30
32
34
43
37
38
30
30
4D
20
41
30
30
32

30
30
30
30
31
30
31
44
30
38
41
20
4F
30
30
30

72
32
30
30
34
30
30
31
30
38
49
20
4E
30
31
31

3A
30
30
37
38
30
30
39
30
31
4E
20
20
31
36
31

80
31
30
34
31
30
30
31
30
38
20
20
4D
32
32

11
33
30
31
31
30
30
32
31
35
42
20
48
33
30

2C
30
30
34
32
30
30
30
31
32
52
20
49
34
31

A1
30
30
38
30
30
30
30
33
31
41
50
4E
35
31

C0
36
30
38
31
30
30
30
32
39
4E
45
30
36
32

10
37
30
31
31
30
31
30
34
30
43
54
31
37
30

31
39
30
38
32
34
32
30
30
30
48
48
36
38
31

36
31
30
35
30
31
33
30
30
34
20
20
31
33
31

30
33
30
32
31
31
34
30
30
32
20
56
30
35
32

30
30
30
31
31
31
35
30
30
30
20
41
30
36
30

36
31
30
30
37
30
38

30
33
30
30
34
30
31

30
30
30
30
31
30
31

Request message XML representation


<isomsg direction="incoming">
<field id="0" value="0200"/>
<field id="2" value="0000002013006791"/>
<field id="3" value="301000"/>
<field id="4" value="000000000000"/>
<field id="7" value="1120074148"/>
<field id="11" value="818521"/>
<field id="12" value="074148"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D19120000000000000001"/>
<field id="37" value="132400001308"/>
<field id="38" value="818521"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="000"/>
<field id="60" value="2011201120112011"/>
</isomsg>

Sample response
message (hex dump)
Note: Field 36 in response
message is optional and is
ignored for ATM transactions.

30
30
31
30
30
34
30

32
30
30
30
30
38
30

31
30
30
30
30
36
38

30
30
30
30
30
31
31

7E
32
30
30
30
30
38

FA
30
30
30
30
30
35

80
31
30
30
30
30
32

11
33
30
30
30
30
31

3E
30
30
30
31
30
30

A1
30
30
30
31
30
37

E4
36
30
30
32
36
34

10
37
30
30
30
31
31

31
39
30
30
30
30
34

32
30
30
30
30
20
73
20
31
32
20
20
4D
32
30
30
30
31

30
30
30
30
36
4D
68
20
33
31
42
20
48
33
34
30
30
31

31
30
30
30
31
72
69
20
32
30
52
20
49
34
30
36
30
32

31
30
31
30
4F
2E
76
20
34
30
41
50
4E
35
31
33
30
30

32
34
32
30
4B
20
20
20
30
39
4E
45
30
36
30
30
30
31

30
31
33
30
3A
4D
47
20
30
30
43
54
31
37
30
30
30
31

31
31
34
30
31
61
68
20
30
30
48
48
36
38
31
30
36
32

31
31
35
30
33
72
61
20
30
34
20
20
31
33
33
31
33
30

32
31
36
30
2F
75
74
20
31
32
20
56
30
35
35
30
30
31

30
33
37
30
53
74
67
20
33
30
20
41
30
36
36
30
30
31

43
37
38
30
42
69
65
20
30
30
20
44
30
33
43
32
30
32

30
31
44
30
7C
20
20
20
38
31
20
47
30
35
30
33
30
30

30
30
31
30
36
53
20
20
38
4D
20
41
30
36
30
35
31
31

30
30
39
30
37
61
20
20
31
41
20
4F
30
33
30
36
36
31

Response message XML


representation
<isomsg direction="outgoing">
<field id="0" value="0210"/>
<field id="2" value="0000002013006791"/>
<field id="3" value="301000"/>
<field id="4" value="000000000000"/>
<field id="5" value="000000000000"/>
<field id="6" value="000000000000"/>
<field id="7" value="1120074148"/>
<field id="9" value="61000000"/>
<field id="10" value="61000000"/>
<field id="11" value="818521"/>
<field id="12" value="074148"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D19120000000000000001"/>
<field id="36" value="OK:13/SB|6791 Mr. Maruti Sadashiv Ghatge
<field id="37" value="132400001308"/>
<field id="38" value="818521"/>
<field id="39" value="00"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="51" value="356"/>
<field id="54" value="1001356C0000000630001002356C000000063000"/>
<field id="60" value="2011201120112011"/>
</isomsg>

"/>

30
30
31
30
39
64
20
20
38
49
20
4E
30
35
30
43
32

30
30
32
31
31
61
20
20
35
4E
20
20
31
36
30
30
30

4. ATM / POS Cash Withdrawal


Originated from

Switch

MTI

0200

Sample request message


(hex dump)

30
30
31
31
30
32
31
36
30
31
30
20
44
30
30
31

32
30
30
31
37
30
33
37
30
33
31
20
47
30
30
31

30
30
30
32
33
43
37
38
30
30
4D
20
41
30
30
32

30
30
30
30
31
30
31
44
30
36
41
20
4F
30
30
30

72
32
30
30
33
30
30
32
30
38
49
20
4E
30
31
31

3A
30
30
37
31
30
30
30
30
31
4E
20
20
31
36
31

80
31
30
33
31
30
30
30
30
38
20
20
4D
32
32

11
33
30
31
31
30
30
39
31
35
42
20
48
33
30

2C
30
30
33
32
30
30
30
31
31
52
20
49
34
31

A1
30
30
31
30
30
30
30
33
38
41
50
4E
35
31

C0
38
30
38
31
30
30
30
32
39
4E
45
30
36
32

10
31
33
31
31
30
31
30
34
30
43
54
31
37
30

31
37
30
38
32
34
32
30
30
30
48
48
36
38
31

36
36
30
35
30
31
33
30
30
34
20
20
31
33
31

30
30
30
31
31
31
34
30
30
32
20
56
30
35
32

30
30
30
38
31
31
35
30
30
30
20
41
30
36
30

36
36
30
30
37
30
31

30
30
30
30
33
30
31

30
30
30
30
31
30
31

Request message XML representation


<isomsg direction="incoming">
<field id="0" value="0200"/>
<field id="2" value="0000002013008176"/>
<field id="3" value="001000"/>
<field id="4" value="000000030000"/>
<field id="7" value="1120073131"/>
<field id="11" value="818518"/>
<field id="12" value="073131"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D20090000000000000001"/>
<field id="37" value="132400001306"/>
<field id="38" value="818518"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="000"/>
<field id="60" value="2011201120112011"/>
</isomsg>

Sample response
message (hex dump)

30
30
31
30
30
33
30

32
30
30
30
30
31
30

31
30
30
30
30
36
38

30
30
30
30
30
31
31

7E
32
30
30
30
30
38

FA
30
30
30
30
30
35

80
31
30
30
30
30
31

11
33
30
30
30
30
38

2E
30
30
30
31
30
30

A1
30
30
30
31
30
37

E4
38
30
30
32
36
33

10
31
33
30
30
31
31

31
37
30
30
30
30
33

32
30
30
30
31
31
20
20
4D
32
30
30
30
31

30
30
30
30
33
38
42
20
48
33
34
31
30
31

31
30
30
30
32
30
52
20
49
34
30
34
30
32

Response message XML representation


<isomsg direction="outgoing">
<field id="0" value="0210"/>
<field id="2" value="0000002013008176"/>
<field id="3" value="001000"/>
<field id="4" value="000000030000"/>
<field id="5" value="000000000000"/>
<field id="6" value="000000000000"/>
<field id="7" value="1120073131"/>
<field id="9" value="61000000"/>
<field id="10" value="61000000"/>
<field id="11" value="818518"/>
<field id="12" value="073131"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D20090000000000000001"/>
<field id="37" value="132400001306"/>
<field id="38" value="818518"/>
<field id="39" value="00"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="51" value="356"/>
<field id="54" value="1001356C0000001442351002356C000000114235"/>
<field id="60" value="2011201120112011"/>
</isomsg>

31
30
31
30
34
30
41
50
4E
35
31
34
30
30

32
34
32
30
30
39
4E
45
30
36
30
32
30
31

30
31
33
30
30
30
43
54
31
37
30
33
31
31

31
31
34
30
30
30
48
48
36
38
31
35
31
32

31
31
35
30
30
34
20
20
31
33
33
31
34
30

32
31
36
30
31
32
20
56
30
35
35
30
32
31

30
33
37
30
33
30
20
41
30
36
36
30
33
31

43
37
38
30
30
30
20
44
30
33
43
32
35
32

5. ATM Mini Statement


Originated from

Switch

MTI

0200

Sample request message


(hex dump)

30
30
31
31
30
32
31
36
30
31
30
20
44
30
30
31

32
30
30
31
39
30
33
37
30
33
31
20
47
30
30
31

30
30
30
32
34
43
37
38
30
32
4D
20
41
30
30
32

30
30
30
30
30
30
31
44
30
30
41
20
4F
30
30
30

72
32
30
30
35
30
30
31
30
38
49
20
4E
30
31
31

3A
30
30
39
32
30
30
39
30
31
4E
20
20
31
36
31

80
31
30
34
31
30
30
30
30
38
20
20
4D
32
32

11
33
30
30
31
30
30
38
31
35
42
20
48
33
30

2C
30
30
35
32
30
30
30
31
34
52
20
49
34
31

A1
30
30
32
30
30
30
30
33
32
41
50
4E
35
31

C0
33
30
38
31
30
30
30
32
39
4E
45
30
36
32

10
36
30
31
31
30
31
30
34
30
43
54
31
37
30

31
33
30
38
32
34
32
30
30
30
48
48
36
38
31

36
30
30
35
30
31
33
30
30
34
20
20
31
33
31

30
33
30
34
31
31
34
30
30
32
20
56
30
35
32

30
36
30
32
31
31
35
30
30
30
20
41
30
36
30

00
30
30
30
30
30
35

00
31
30
30
30
30
34

00
33
30
30
30
30
32

Request message XML representation


<isomsg direction="incoming">
<field id="0" value="0200"/>
<field id="2" value="0000002013003630"/>
<field id="3" value="361000"/>
<field id="4" value="000000000000"/>
<field id="7" value="1120094052"/>
<field id="11" value="818542"/>
<field id="12" value="094052"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D19080000000000000001"/>
<field id="37" value="132400001320"/>
<field id="38" value="818542"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="000"/>
<field id="60" value="2011201120112011"/>
</isomsg>

Sample response
message (hex dump)

30
00
30
30
30
31
30

32
00
30
30
30
31
30

31
00
33
30
30
32
36

30
80
36
30
30
30
31

FE
31
33
30
30
30
30

FA
36
30
30
30
39
30

80
30
33
30
30
34
30

11
30
36
30
30
30
30

2E
30
31
30
30
35
30

A1
30
30
30
30
32
30

E4
30
30
30
30
36
38

10
30
30
30
30
31
31

00
32
30
30
30
30
38

30
32
31
36
30
31
32
20
56
30
35
35
30
34
31
20
44
44
4F
35
20
44
44
4E
20
20
41
44
54
32
20
45
43
54
35
20
45
43
54
31

39
30
33
37
30
33
30
20
41
30
36
36
30
30
31
31
4C
30
53
30
31
4C
33
54
20
31
49
30
4D
30
31
50
30
4D
35
31
50
32
4D
30

34
43
37
38
30
32
30
20
44
30
33
43
32
30
32
32
20
37
20
30
33
20
30
45
35
36
4E
32
20
30
31
3C
33
20
30
36
3C
30
20
30

30
30
31
44
30
30
31
20
47
30
35
30
33
30
30
3A
37
53
43
30
3A
37
53
52
39
3A
54
4F
43
30
3A
20
4E
43
30
3A
20
4E
43
30

35
30
30
31
30
38
4D
20
41
30
36
30
35
31
31
31
20
45
41
2E
30
20
45
45
2E
30
20
43
41
2E
31
20
4F
41
2E
34
20
4F
41
2E

32
30
30
39
30
31
41
20
4F
30
33
30
36
36
31
32
20
50
53
30
37
20
50
53
30
33
20
54
53
30
38
20
56
53
30
32
20
56
53
30

31
30
30
30
30
38
49
20
4E
30
35
30
43
32
34
20
20
31
48
30
20
20
31
54
30
20
20
31
48
30
20
20
31
48
30
20
20
31
48
30

31
30
30
38
31
35
4E
20
20
31
36
30
30
30
30
41
20
31
44
20
41
20
31
20
20
54
20
31
57
20
50
20
31
57
20
50
20
31
57
20

32
30
30
30
31
34
20
20
4D
32
30
30
30
31
30
54
39
20
45
43
54
32
20
28
43
52
20
20
44
44
4F
34
20
44
44
4F
31
20
44
44

30
30
30
30
33
32
42
20
48
33
34
31
30
31
30
4D
35
31
50
31
4D
30
31
30
33
44
31
30
4C
31
53
37
31
4C
31
53
30
30
4C

31
30
30
30
32
30
52
20
49
34
30
34
30
32
38
20
30
34
3C
38
20
30
31
31
30
20
30
38
20
30
20
30
34
20
37
20
35
39
20

31
30
31
30
34
30
41
50
4E
35
31
33
30
30
41
43
30
3A
20
53
43
30
3A
2F
53
41
30
3A
37
4F
43
30
3A
38
4E
43
30
3A
38

32
34
32
30
30
39
4E
45
30
36
30
34
30
31
55
41
2E
30
20
45
41
2E
35
20
45
2F
2E
35
20
43
41
2E
31
20
4F
41
2E
33
20

30
31
33
30
30
30
43
54
31
37
30
30
30
31
47
53
30
39
20
50
53
30
33
20
50
43
30
39
20
54
53
30
33
20
56
53
30
36
20

31
31
34
30
30
30
48
48
36
38
31
30
34
32
31
48
30
20
20
31
48
30
20
20
31
20
30
20
20
31
48
30
20
20
31
48
30
20
20

31
31
35
30
30
34
20
20
31
33
33
31
33
30
31
57
20
50
20
31
57
20
49
20
31
4D
20
41
20
31
44
20
41
20
31
44
20
41
20

Response message XML representation


Note: Mini statement data is sent in field 121. Each line to be printed on the
receipt should be 40 characters long and there is no delimiter between lines. Data
for a maximum of 10 lines should be sent. Preferred formatting is as shown in the
sample:
Date/time, Particulars, Amount with credit / debit indicator.
<isomsg direction="outgoing">
<field id="0" value="0210"/>
<field id="2" value="0000002013003630"/>
<field id="3" value="361000"/>
<field id="4" value="000000000000"/>
<field id="5" value="000000000000"/>
<field id="6" value="000000000000"/>
<field id="7" value="1120094052"/>

<field id="9" value="61000000"/>


<field id="10" value="61000000"/>
<field id="11" value="818542"/>
<field id="12" value="094052"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D19080000000000000001"/>
<field id="37" value="132400001320"/>
<field id="38" value="818542"/>
<field id="39" value="00"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="51" value="356"/>
<field id="54" value="1001356C0000001434001002356C000000043400"/>
<field id="60" value="2011201120112011"/>
<field id="121" value="08AUG11 12:12 ATM CASHWDL 7
9500.00 D07SEP11
14:09 POS CASHDEP&lt;
5000.00 C18SEP11 13:07 ATM CASHWDL 7
2000.00
D30SEP11 11:53 INTEREST (01/
59.00 C30SEP11 16:03 TRD A/C MAINT
100.00 D02OCT11 08:59 ATM CASHWDL 7
2000.00 D10OCT11 11:18 POS CASHDEP&lt;
4700.00 C03NOV11 14:13 ATM CASHWDL 8
5500.00 D17NOV11 16:42 POS
CASHDEP&lt;
1050.00 C20NOV11 09:36 ATM CASHWDL 8
1000.00 D"/>
</isomsg>

6. ATM Cash Withdrawal Reversal


Originated from
MTI
Sample request message (hex
dump)

Switch
0420
30
00
30
30
34
31
31
35
30
30
30
20
41
36
31
38
20

34
00
30
30
37
39
31
36
30
31
30
20
44
32
30
30
20

32
00
30
30
33
31
33
37
30
32
31
20
47
30
32
32
20

30
00
37
35
31
31
37
38
30
38
4d
20
41
31
30
34
20

f2
31
36
30
38
31
31
44
30
30
41
20
4f
31
30
37
20

3a
36
30
30
33
39
30
31
30
38
49
20
4e
32
38
31
20

80
30
30
30
38
31
30
39
30
31
4e
20
20
30
31
31
20

81
30
30
30
33
31
30
30
30
38
20
20
4d
31
38
31
20

2c
30
31
31
31
31
30
32
31
33
42
20
48
31
33
31
20

a0
30
30
31
38
39
30
30
31
38
52
20
49
32
38
20
20

80
30
30
31
30
30
30
30
33
33
41
50
4e
30
33
20
20

10
30
30
39
32
30
30
30
32
39
4e
45
33
31
31
20

00
32
30
31
34
30
31
30
33
30
43
54
35
31
31
20

00
30
30
38
37
34
32
30
30
30
48
48
36
32
31
20

00
31
30
30
31
31
33
30
30
34
20
20
30
30
39
20

40
33
30
32
31
31
34
30
30
32
20
56
31
31
31
20

<isomsg direction="incoming">
<field id="0" value="0420"/>
<field id="2" value="0000002013000760"/>
<field id="3" value="001000"/>
<field id="4" value="000000050000"/>
<field id="7" value="1119180247"/>
<field id="11" value="318383"/>
<field id="12" value="180247"/>
<field id="13" value="1119"/>
<field id="15" value="1119"/>
<field id="17" value="1119"/>
<field id="25" value="00"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D19020000000000000001"/>
<field id="37" value="132300001280"/>
<field id="38" value="818383"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MHIN"/>
<field id="49" value="356"/>
<field id="60" value="2011201120112011"/>
<field id="90" value="020081838311191802471111
"/>
</isomsg>
Sample response message (hex 30 34 33 30 fe fa 80 91 2e a0 e4 10 00 00
00 00 00 00 31 36 30 30 30 30 30 30 32 30
dump)
30 30 30 37 36 30 30 30 31 30 30 30 30 30
30 30 30 35 30 30 30 30 30 30 30 30 30 30
30 30 30 30 30 30 30 30 30 30 30 30 30 30
31 31 31 39 31 38 30 32 34 37 36 31 30 30
30 30 36 31 30 30 30 30 30 30 33 31 38 33
31 38 30 32 34 37 31 31 31 39 31 31 31 39
31 39 30 30 43 30 30 30 30 30 30 30 30 30
31 31 31 33 37 31 30 30 30 30 30 30 30 31

00
31
30
30
30
30
38
31
34
32

40
33
30
30
30
30
33
31
31
33

Request message XML representation

34
30
30
30
48
48
36
36
30
30
31
31
20

35
30
30
34
20
20
33
43
32
30
32
31
20

36
30
31
32
20
56
35
30
33
30
30
39
20

37
30
32
30
20
41
36
30
35
31
31
31
20

Response message XML representation


<isomsg direction="outgoing">
<field id="0" value="0430"/>
<field id="2" value="0000002013000760"/>
<field id="3" value="001000"/>
<field id="4" value="000000050000"/>
<field id="5" value="000000000000"/>
<field id="6" value="000000000000"/>
<field id="7" value="1119180247"/>
<field id="9" value="61000000"/>
<field id="10" value="61000000"/>
<field id="11" value="318383"/>
<field id="12" value="180247"/>
<field id="13" value="1119"/>
<field id="15" value="1119"/>
<field id="17" value="1119"/>
<field id="25" value="00"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D19020000000000000001"/>
<field id="37" value="132300001280"/>
<field id="38" value="818383"/>
<field id="39" value="00"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MHIN"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="51" value="356"/>
<field id="54" value="1001356C0000000000001002356C000000000000"/>
<field id="60" value="2011201120112011"/>
<field id="90" value="020081838311191802471111
"/>
</isomsg>

38
30
38
30
20
44
33
30
36
36
31
38
20

44
30
30
31
20
47
35
30
43
32
30
30
20

31
30
38
4d
20
41
36
30
30
30
32
32
20

39
30
31
41
20
4f
30
30
30
31
30
34
20

30
30
38
49
20
4e
34
30
30
31
30
37
20

32
31
33
4e
20
20
30
30
30
32
38
31
20

30
31
38
20
20
4d
31
30
30
30
31
31
20

7. NFS Issuer Cash Withdrawal


Originated from

Switch

MTI

0200

Sample request message


(hex dump)

30
30
31
31
31
32
30
34
30
20
36
20
41
30
35
32

32
30
30
31
33
30
30
35
30
20
32
20
44
30
36
30

30
30
30
32
31
43
31
36
30
20
31
20
47
30
30
31

30
30
30
30
36
30
33
37
30
20
34
20
41
30
30
31

72
32
30
31
33
30
37
38
30
20
49
20
4F
30
30
32

3A
30
30
33
32
30
31
44
30
20
43
20
4E
30
30
30

80
31
30
31
31
30
30
32
30
38
49
20
20
30
31
31

11
33
30
37
31
30
30
31
30
31
43
20
4D
31
36
31

2C
30
30
34
32
30
30
30
30
38
49
20
41
32
32

A1
30
30
32
30
30
30
37
31
36
20
20
48
33
30

C0
39
30
38
31
30
30
30
32
38
42
50
49
34
31

10
36
35
31
31
30
30
30
31
33
41
45
4E
35
31

31
32
30
38
32
36
30
30
31
53
4E
54
30
36
32

36
38
30
36
30
38
31
30
39
31
4B
48
31
37
30

30
30
30
38
31
30
32
30
20
43
20
20
36
38
31

30
31
30
33
31
30
33
30
20
57
20
56
31
33
31

36
38
30
30
33
30
32

30
30
30
30
31
30
31

30
31
30
30
37
30
31

Request message XML representation


<isomsg direction="incoming">
<field id="0" value="0200"/>
<field id="2" value="0000002013009628"/>
<field id="3" value="011000"/>
<field id="4" value="000000050000"/>
<field id="7" value="1120131742"/>
<field id="11" value="818683"/>
<field id="12" value="131632"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="800001"/>
<field id="35" value="1000000012345678D21070000000000000001"/>
<field id="37" value="2119
"/>
<field id="38" value="818683"/>
<field id="41" value="S1CW6214"/>
<field id="43" value="ICICI BANK
PETH VADGAON MAHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="000"/>
<field id="60" value="2011201120112011"/>
</isomsg>

Sample response
message (hex dump)

30
30
31
30
30
34
30

32
30
30
30
30
32
30

31
30
30
30
30
36
38

30
30
30
30
30
31
31

7E
32
30
30
30
30
38

FA
30
30
30
30
30
36

80
31
30
30
30
30
38

11
33
30
30
30
30
33

2E
30
30
30
31
30
31

A1
30
30
30
31
30
33

E4
39
30
30
32
36
31

10
36
35
30
30
31
36

31
32
30
30
31
30
33

32
30
30
30
30
38
49
20
20
30
35
30
43
32

Response message XML


representation
<isomsg direction="outgoing">
<field id="0" value="0210"/>
<field id="2" value="0000002013009628"/>
<field id="3" value="011000"/>
<field id="4" value="000000050000"/>
<field id="5" value="000000000000"/>
<field id="6" value="000000000000"/>
<field id="7" value="1120131742"/>
<field id="9" value="61000000"/>
<field id="10" value="61000000"/>
<field id="11" value="818683"/>
<field id="12" value="131632"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="800001"/>
<field id="35" value="1000000012345678D21070000000000000001"/>
<field id="37" value="2119
"/>
<field id="38" value="818683"/>
<field id="39" value="00"/>
<field id="41" value="S1CW6214"/>
<field id="43" value="ICICI BANK
PETH VADGAON MAHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="51" value="356"/>
<field id="54" value="1001356C0000001288001002356C000000078800"/>
<field id="60" value="2011201120112011""/>
</isomsg>

30
30
30
37
31
36
43
20
4D
31
36
30
30
30

31
30
30
30
32
38
49
20
41
32
30
30
30
31

31
30
30
30
31
33
20
20
48
33
34
31
30
31

32
36
30
30
31
30
42
50
49
34
30
32
30
32

30
38
31
30
39
30
41
45
4E
35
31
38
30
30

31
30
32
30
20
53
4E
54
30
36
30
38
30
31

31
30
33
30
20
31
4B
48
31
37
30
30
30
31

32
30
34
30
20
43
20
20
36
38
31
30
37
32

30
30
35
30
20
57
20
56
31
33
33
31
38
30

43
31
36
30
20
36
20
41
30
35
35
30
38
31

8. NFS Issuer Balance Inquiry


Originated from

Switch

MTI

0200

Sample request message


(hex dump)

30
30
31
31
31
32
30
34
30
20
36
20
41
30
35
32

32
30
30
31
33
30
30
35
30
20
32
20
44
30
36
30

30
30
30
32
31
43
31
36
30
20
31
20
47
30
30
31

30
30
30
30
35
30
33
37
30
20
34
20
41
30
30
31

72
32
30
31
35
30
37
38
30
20
49
20
4F
30
30
32

3A
30
30
33
36
30
31
44
30
20
43
20
4E
30
30
30

80
31
30
31
31
30
30
32
30
38
49
20
20
30
31
31

11
33
30
37
31
30
30
31
30
31
43
20
4D
31
36
31

2C
30
30
30
32
30
30
30
30
38
49
20
41
32
32

A1
30
30
36
30
30
30
37
31
36
20
20
48
33
30

C0
39
30
38
31
30
30
30
32
38
42
50
49
34
31

10
36
30
31
31
30
30
30
31
32
41
45
4E
35
31

31
32
30
38
32
36
30
30
31
53
4E
54
30
36
32

36
38
30
36
30
38
31
30
38
31
4B
48
31
37
30

30
33
30
38
31
30
32
30
20
43
20
20
36
38
31

30
32
30
32
31
30
33
30
20
57
20
56
31
33
31

36
38
30
30
33
30
36

30
33
30
30
31
30
31

30
32
30
30
37
30
31

Request message XML representation


<isomsg direction="incoming">
<field id="0" value="0200"/>
<field id="2" value="0000002013009628"/>
<field id="3" value="321000"/>
<field id="4" value="000000000000"/>
<field id="7" value="1120131706"/>
<field id="11" value="818682"/>
<field id="12" value="131556"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="800001"/>
<field id="35" value="1000000012345678D21070000000000000001"/>
<field id="37" value="2118
"/>
<field id="38" value="818682"/>
<field id="41" value="S1CW6214"/>
<field id="43" value="ICICI BANK
PETH VADGAON MAHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="000"/>
<field id="60" value="2011201120112011"/>
</isomsg>

Sample response
message (hex dump)

30
30
31
30
30
30
30

32
30
30
30
30
36
30

31
30
30
30
30
36
38

30
30
30
30
30
31
31

7E
32
30
30
30
30
38

FA
30
30
30
30
30
36

80
31
30
30
30
30
38

11
33
30
30
30
30
32

2E
30
30
30
31
30
31

A1
30
30
30
31
30
33

E4
39
30
30
32
36
31

10
36
30
30
30
31
35

31
32
30
30
31
30
35

32
30
30
30
30
38
49
20
20
30
35
30
43
32

30
30
30
37
31
36
43
20
4D
31
36
30
30
30

31
30
30
30
32
38
49
20
41
32
30
30
30
31

Response message XML representation


<isomsg direction="outgoing">
<field id="0" value="0210"/>
<field id="2" value="0000002013009628"/>
<field id="3" value="321000"/>
<field id="4" value="000000000000"/>
<field id="5" value="000000000000"/>
<field id="6" value="000000000000"/>
<field id="7" value="1120131706"/>
<field id="9" value="61000000"/>
<field id="10" value="61000000"/>
<field id="11" value="818682"/>
<field id="12" value="131556"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="800001"/>
<field id="35" value="1000000012345678D21070000000000000001"/>
<field id="37" value="2118
"/>
<field id="38" value="818682"/>
<field id="39" value="00"/>
<field id="41" value="S1CW6214"/>
<field id="43" value="ICICI BANK
PETH VADGAON MAHIN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="51" value="356"/>
<field id="54" value="1001356C0000001288001002356C000000128800"/>
<field id="60" value="2011201120112011"/>
</isomsg>

31
30
30
30
31
32
20
20
48
33
34
31
30
31

32
36
30
30
31
30
42
50
49
34
30
32
30
32

30
38
31
30
38
30
41
45
4E
35
31
38
30
30

31
30
32
30
20
53
4E
54
30
36
30
38
30
31

31
30
33
30
20
31
4B
48
31
37
30
30
31
31

32
30
34
30
20
43
20
20
36
38
31
30
32
32

30
30
35
30
20
57
20
56
31
33
33
31
38
30

43
31
36
30
20
36
20
41
30
35
35
30
38
31

9. NFS Issuer Cash Withdrawal Reversal


Originated from
Switch
MTI
0420
Sample request message (hex 30 34 32 30 f2 3a 80 81 2c a0 80 10 00 00 00 40 00
00 00 00 31 36 30 30 30 30 30 30 39 30 33 34 30 30
dump)
37
31
38
39
31
32
30
38
42
53
4e
31
31
20

30
30
33
31
30
30
30
33
41
4f
33
31
31
20

37
30
38
31
30
30
31
38
4e
4c
35
32
39
20

36
30
31
31
30
38
31
30
4b
41
36
30
31
20

30
30
31
39
30
30
30
54
20
50
30
31
38
20

31
31
37
30
30
30
31
50
4c
55
31
31
30
20

31
31
35
30
30
30
35
43
49
52
36
30
32
20

30
31
32
30
30
38
20
43
4d
20
32
32
31
20

30
39
34
36
31
31
20
31
49
20
30
30
38
20

30
31
36
38
32
33
20
30
54
20
31
30
38
20

30
38
31
30
33
32
20
34
45
20
31
38
30
20

30
30
31
30
34
30
20
33
44
20
32
31
30
20

30
32
31
30
35
39
20
41
20
20
30
38
30
20

30
31
39
32
36
36
20
58
20
4d
31
33
32
20

30
38
31
34
37
32
20
49
20
48
31
38
34

30
33
31
33
38
34
38
53
20
20
32
30
20

30
31
31
37
44
35
31
20
20
49
30
31
20

Request message XML representation


Note: Field 95 represents actual amount dispensed. Absence of it or a value of 0
means nothing was dispensed and full reversal is to be done. Similarly there could be
under-dispense or over-dispense. Host must handle this carefully.
Field 90 is original data elements, contains reference to original transactions
approval code (field 38)
from column 5 to 10, both inclusive.
<isomsg direction="incoming">
<field id="0" value="0420"/>
<field id="2" value="0000009034007076"/>
<field id="3" value="011000"/>
<field id="4" value="000000010000"/>
<field id="7" value="1119180218"/>
<field id="11" value="318381"/>
<field id="12" value="175246"/>
<field id="13" value="1119"/>
<field id="15" value="1119"/>
<field id="17" value="1119"/>
<field id="25" value="00"/>
<field id="32" value="800024"/>
<field id="35" value="1000000012345678D20080008132096245001"/>
<field id="37" value="1015
"/>
<field id="38" value="818380"/>
<field id="41" value="TPCC1043"/>
<field id="43" value="AXIS BANK LIMITED
SOLAPUR
MH IN"/>
<field id="49" value="356"/>
<field id="60" value="2011201120112011"/>
<field id="90" value="02008183801119180218800024
"/>
</isomsg>
30
34
33
30
fe
fa
80
91
2e
a0
e4
10
00
00
Sample response message
00
00
00
31
36
30
30
30
30
30
30
39
30
33
(hex
37 30 37 36 30 31 31 30 30 30 30 30 30 30
dump)
31 30 30 30 30 30 30 30 30 30 30 30 30 30
30 30 30 30 30 30 30 30 30 30 30 30 31 31
38 30 32 31 38 36 31 30 30 30 30 30 30 36

00
34
30
30
31
31

40
30
30
30
39
30

00
30
30
30
31
30

30
31
30
30
30
31
38
42
53
4e
33
30
30
32
39
20

30
31
30
30
38
31
30
41
4f
33
35
30
30
30
31
20

30
39
30
30
30
30
30
4e
4c
35
36
32
30
31
38
20

30
31
30
30
30
31
30
4b
41
36
43
33
31
31
30
20

33
31
30
30
30
35
54
20
50
33
30
35
36
30
32
20

Response message XML representation


<isomsg direction="outgoing">
<field id="0" value="0430"/>
<field id="2" value="0000009034007076"/>
<field id="3" value="011000"/>
<field id="4" value="000000010000"/>
<field id="5" value="000000000000"/>
<field id="6" value="000000000000"/>
<field id="7" value="1119180218"/>
<field id="9" value="61000000"/>
<field id="10" value="61000000"/>
<field id="11" value="318381"/>
<field id="12" value="175246"/>
<field id="13" value="1119"/>
<field id="15" value="1119"/>
<field id="17" value="1119"/>
<field id="25" value="00"/>
<field id="28" value="C00000000"/>
<field id="32" value="800024"/>
<field id="35" value="1000000012345678D20080008132096245001"/>
<field id="37" value="1015
"/>
<field id="38" value="818380"/>
<field id="39" value="00"/>
<field id="41" value="TPCC1043"/>
<field id="43" value="AXIS BANK LIMITED
SOLAPUR
MH IN"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="51" value="356"/>
<field id="54" value="1001356C0000000000001002356C000000000000"/>
<field id="60" value="2011201120112011"/>
<field id="90" value="02008183801119180218800024
"/>
</isomsg>

31
31
30
30
38
20
50
4c
55
35
30
36
32
32
31
20

38
39
36
31
31
20
43
49
52
36
30
43
30
30
38
20

33
31
38
32
33
20
43
4d
20
33
30
30
31
30
38
20

38
31
30
33
32
20
31
49
20
35
30
30
31
38
30
20

31
31
30
34
30
20
30
54
20
36
30
30
32
31
30
20

31
39
30
35
39
20
34
45
20
30
30
30
30
38
30
20

37
30
32
36
36
20
33
44
20
34
30
30
31
33
32
20

10. NFS Acquirer Withdrawal


Originated from

Switch

MTI

0220

Sample request message


(hex dump)

30
30
30
31
30
32
31
36
38
33
20
20
48
32
32

32
30
30
31
39
30
33
37
30
37
42
20
20
33
30

32
30
30
32
31
43
31
38
31
35
52
50
49
34
31

30
30
30
30
35
30
31
44
33
38
41
45
4E
35
31

72
30
30
30
32
30
30
32
32
39
4E
54
30
36
32

3A
30
30
39
32
30
30
30
34
30
43
48
31
37
30

80
30
30
31
31
30
30
30
30
30
48
20
36
38
31

11
30
30
35
31
30
30
32
39
34
20
56
31
33
31

2C
30
30
32
32
30
30
31
38
32
20
41
30
35
32

A1
30
30
32
30
30
30
32
31
30
20
44
30
36
30

C0
30
30
38
31
30
30
36
38
30
20
47
30
33
31

10
39
32
31
31
30
31
30
35
31
20
41
30
35
31

31
39
30
38
32
34
32
30
33
4D
20
4F
30
36
32

36
38
30
35
30
31
33
30
33
41
20
4E
30
30
30

30
31
30
33
31
31
34
32
30
49
20
20
30
31
31

30
39
30
33
31
31
35
31
32
4E
20
4D
31
36
31

36
38
30
35
30
31
33
30

30
31
30
33
31
31
34
32

30
39
30
33
31
31
35
31

Request message XML representation


<isomsg direction="incoming">
<field id="0" value="0220"/>
<field id="2" value="0000000000000998"/>
<field id="3" value="190000"/>
<field id="4" value="000000020000"/>
<field id="7" value="1120091522"/>
<field id="11" value="818533"/>
<field id="12" value="091522"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D20021260002180"/>
<field id="37" value="132409818533"/>
<field id="38" value="023758"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MH IN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="60" value="2011201120112011"/>
</isomsg>

Sample response
message (hex dump)

30
30
30
31
30
32
31
36

32
30
30
31
39
30
33
37

33
30
30
32
31
43
31
38

30
30
30
30
35
30
31
44

72
30
30
30
32
30
30
32

3A
30
30
39
32
30
30
30

80
30
30
31
31
30
30
30

11
30
30
35
31
30
30
32

2E
30
30
32
32
30
30
31

A1
30
30
32
30
30
30
32

C0
30
30
38
31
30
30
36

10
39
32
31
31
30
31
30

31
39
30
38
32
34
32
30

38
33
49
20
20
30
31
31

30
37
4E
20
4D
31
36
31

31
35
20
20
48
32
32

Response message XML representation


<isomsg direction="outgoing">
<field id="0" value="0230"/>
<field id="2" value="0000000000000998"/>
<field id="3" value="190000"/>
<field id="4" value="000000020000"/>
<field id="7" value="1120091522"/>
<field id="11" value="818533"/>
<field id="12" value="091522"/>
<field id="13" value="1120"/>
<field id="15" value="1120"/>
<field id="17" value="1120"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D20021260002180"/>
<field id="37" value="132409818533"/>
<field id="38" value="023758"/>
<field id="39" value="00"/>
<field id="41" value="90042001"/>
<field id="43" value="MAIN BRANCH
PETH VADGAON MH IN"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="60" value="2011201120112011"/>
</isomsg>

33
38
42
20
20
33
30

32
30
52
50
49
34
31

34
30
41
45
4E
35
31

30
39
4E
54
30
36
32

39
30
43
48
31
37
30

38
30
48
20
36
38
31

31
34
20
56
31
33
31

38
32
20
41
30
35
32

11. NFS Acquirer Withdrawal Reversal


Originated from

Switch

MTI

0420

Sample request message


(hex dump)

30
00
30
30
34
31
31
35
30
38
30
20
41
32
30
35
20

34
00
30
30
30
39
31
36
30
31
32
20
4e
30
32
35
20

32
00
30
35
33
31
33
37
30
37
4a
20
4a
31
30
34
20

30
00
39
30
31
31
36
38
30
33
41
20
49
31
30
30
20

f2
31
39
30
38
31
31
44
30
33
57
20
20
32
38
31
20

3a
36
38
30
31
39
30
31
30
36
41
20
4d
30
31
31
20

80
30
31
30
37
31
30
35
30
31
48
20
48
31
38
31
20

81
30
39
30
33
31
30
31
30
39
41
20
20
31
31
31
20

2c
30
30
31
31
31
30
30
31
35
52
49
49
32
37
20
20

a0
30
30
31
33
39
30
31
33
37
4e
43
4e
30
33
20
20

80
30
30
31
35
30
30
32
32
39
41
48
33
31
31
20

10
30
30
39
35
30
30
36
33
30
47
41
35
31
31
20

00
30
30
31
34
30
31
36
31
30
41
4c
36
32
31
20

00
30
30
33
30
34
32
38
33
34
52
4b
30
30
39
20

00
30
30
35
31
31
33
37
38
32
20
41
31
31
31
20

40
30
30
35
31
31
34
30
31
30
20
52
36
31
33
20

00
30
30
33
30
34
32

00
30
30
35
31
31
33

40
30
30
35
31
31
34

Request message XML representation


<isomsg direction="incoming">
<field id="0" value="0420"/>
<field id="2" value="0000000000000998"/>
<field id="3" value="190000"/>
<field id="4" value="000000500000"/>
<field id="7" value="1119135540"/>
<field id="11" value="318173"/>
<field id="12" value="135540"/>
<field id="13" value="1119"/>
<field id="15" value="1119"/>
<field id="17" value="1119"/>
<field id="25" value="00"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D1510126687000000000"/>
<field id="37" value="132313818173"/>
<field id="38" value="361957"/>
<field id="41" value="90042002"/>
<field id="43" value="JAWAHARNAGAR
ICHALKARANJI MH IN"/>
<field id="49" value="356"/>
<field id="60" value="2011201120112011"/>
<field id="90" value="020081817311191355401111
"/>
</isomsg>

Sample response
message (hex dump)

30
00
30
30
34
31
31

34
00
30
30
30
39
31

33
00
30
35
33
31
33

30
00
39
30
31
31
36

f2
31
39
30
38
31
31

3a
36
38
30
31
39
30

80
30
31
30
37
31
30

81
30
39
30
33
31
30

2e
30
30
31
31
31
30

a0
30
30
31
33
39
30

80
30
30
31
35
30
30

10
30
30
39
35
30
30

00
30
30
31
34
30
31

35
30
38
32
20
41
31
31
31
20

36
30
31
30
20
52
36
31
33
20

37
30
37
30
20
41
32
30
35
20

38
30
33
32
20
4e
30
32
35
20

Response message XML representation


<isomsg direction="outgoing">
<field id="0" value="0430"/>
<field id="2" value="0000000000000998"/>
<field id="3" value="190000"/>
<field id="4" value="000000500000"/>
<field id="7" value="1119135540"/>
<field id="11" value="318173"/>
<field id="12" value="135540"/>
<field id="13" value="1119"/>
<field id="15" value="1119"/>
<field id="17" value="1119"/>
<field id="25" value="00"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D1510126687000000000"/>
<field id="37" value="132313818173"/>
<field id="38" value="361957"/>
<field id="39" value="00"/>
<field id="41" value="90042002"/>
<field id="43" value="JAWAHARNAGAR
ICHALKARANJI MH IN"/>
<field id="49" value="356"/>
<field id="60" value="2011201120112011"/>
<field id="90" value="020081817311191355401111
"/>
</isomsg>

44
30
33
4a
20
4a
31
30
34
20

31
30
36
41
20
49
31
30
30
20

35
30
31
57
20
20
32
38
31
20

31
30
39
41
20
4d
30
31
31
20

30
31
35
48
20
48
31
38
31
20

31
33
37
41
20
20
31
31
31
20

32
32
30
52
49
49
32
37
20
20

12. POS Balance Inquiry


Originated from

Switch

MTI

0200

Sample request message


(hex dump)

30
31
31
31
31
31
31
32
30
33
36
20
20
30
30
31

32
38
30
31
33
35
33
34
30
34
30
20
20
30
30
31

30
30
30
31
32
43
37
37
30
34
4D
20
20
30
30
32

30
30
30
35
37
30
31
44
30
34
45
20
20
30
30
30

72
30
30
31
32
30
30
31
30
32
52
20
20
30
31
31

3A
30
30
33
39
30
30
30
30
34
43
20
20
39
36
31

80
32
30
32
31
30
30
30
30
32
55
20
20
35
32

11
33
30
37
31
30
30
34
31
33
52
20
20
35
30

2C
20
30
32
31
30
30
30
31
30
59
20
20
31
31

A1
20
30
39
35
30
30
30
33
34
20
20
20
37
31

C0
20
30
32
31
30
30
30
31
30
42
20
30
32
32

10
20
30
34
31
30
39
30
39
38
52
20
31
34
30

31
20
30
32
31
34
35
30
30
30
41
20
36
37
31

36
20
30
33
35
31
35
30
30
38
4E
20
31
33
31

39
33
30
30
31
31
31
30
30
30
43
20
30
35
32

30
31
30
34
31
31
37
30
30
33
48
20
30
36
30

36
20
30
30
33
30
39

39
33
30
30
32
30
31

30
31
30
30
37
30
31

Request message XML representation


<isomsg direction="incoming">
<field id="0" value="0200"/>
<field id="2" value="9018000023
"/>
<field id="3" value="311000"/>
<field id="4" value="000000000000"/>
<field id="7" value="1115132729"/>
<field id="11" value="242304"/>
<field id="12" value="132729"/>
<field id="13" value="1115"/>
<field id="15" value="1115"/>
<field id="17" value="1115"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000095517247D10040000000000000001"/>
<field id="37" value="131900003444"/>
<field id="38" value="242304"/>
<field id="41" value="08080360"/>
<field id="43" value="MERCURY BRANCH
"/>
<field id="48" value="1000000095517247"/>
<field id="49" value="356"/>
<field id="50" value="000"/>
<field id="60" value="2011201120112011"/>
</isomsg>

Sample response
message (hex dump)

30
31
31
30
30
32
30

32
38
30
30
30
39
30

31
30
30
30
30
36
32

30
30
30
30
30
31
34

7E
30
30
30
30
30
32

FA
30
30
30
30
30
33

80
32
30
30
30
30
30

11
33
30
30
30
30
34

3E
20
30
30
31
30
31

A1
20
30
30
31
30
33

E4
20
30
30
31
36
32

10
20
30
30
35
31
37

31
20
30
30
31
30
32

-31 35 31 31 31 35 31 31 31 35 43 30 30 30 30 30
30 30 30 30 34 31 31 31 31 33 37 31 30 30 30 30
30 30 30 39 35 35 31 37 32 34 37 44 31 30 30 34
30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 31
30 36 31 4F 4B 3A 31 38 2F 53 41 56 49 4E 47 41
43 7C 32 33 20 4D 72 2E 20 52 61 68 75 6C 20 4D
20 49 6E 67 61 6C 20 20 20 20 20 20 20 20 20 20
20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20
31 33 31 39 30 30 30 30 33 34 34 34 32 34 32 33
30 34 30 30 30 38 30 38 30 33 36 30 4D 45 52 43
55 52 59 20 42 52 41 4E 43 48 20 20 20 20 20 20
20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20
20 20 20 20 30 31 36 31 30 30 30 30 30 30 30 39
35 35 31 37 32 34 37 33 35 36 33 35 36 33 35 36
30 34 30 31 30 30 31 33 35 36 43 30 30 30 30 31
37 31 37 33 32 39 39 31 30 30 32 33 35 36 43 30
30 30 30 31 37 31 37 33 32 39 39 30 31 36 32 30
31 31 32 30 31 31 32 30 31 31 32 30 31 31

Response message XML


representation
Note: Field 36 in the response message has
following format: OK:[Account Type]|[Account
Title]
In case of any error message to be displayed on the screen field 39 (response code)
will be something
other than 00 and field 36 will be formatted as: ERR:[error message]
<isomsg direction="outgoing">
<field id="0" value="0210"/>
<field id="2" value="9018000023
"/>
<field id="3" value="311000"/>
<field id="4" value="000000000000"/>
<field id="5" value="000000000000"/>
<field id="6" value="000000000000"/>
<field id="7" value="1115132729"/>
<field id="9" value="61000000"/>
<field id="10" value="61000000"/>
<field id="11" value="242304"/>
<field id="12" value="132729"/>
<field id="13" value="1115"/>
<field id="15" value="1115"/>
<field id="17" value="1115"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000095517247D10040000000000000001"/>
<field id="36" value="OK:18/SAVINGAC|23 Mr. Rahul M Ingal
<field id="37" value="131900003444"/>
<field id="38" value="242304"/>
<field id="39" value="00"/>
<field id="41" value="08080360"/>
<field id="43" value="MERCURY BRANCH
"/>
<field id="48" value="1000000095517247"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="51" value="356"/>
<field id="54" value="1001356C0000171732991002356C000017173299"/>
<field id="60" value="2011201120112011"/>
</isomsg>

"/>

13. POS Mini Statement


Originated from

Switch

MTI

0200

Sample request message


(hex dump)

30
30
31
31
31
32
31
36
30
31
37
52
20
20
34
31

32
30
30
31
31
31
33
37
30
33
34
20
20
20
35
31

30
30
30
32
32
43
37
38
30
32
30
50
20
30
36
32

30
30
30
31
30
30
31
44
30
35
38
45
20
31
37
30

72
32
30
31
33
30
30
31
30
30
31
54
20
36
38
31

3A
30
30
31
39
30
30
39
30
30
31
48
20
31
33
31

80
31
30
32
31
30
30
30
30
30
39
20
20
30
35
32

11
33
30
30
31
30
30
32
31
31
37
56
20
30
36
30

3C
30
30
33
32
30
30
30
30
38
33
41
20
30
30
31

A1
30
30
39
31
30
30
30
30
33
34
44
20
30
30
31

C0
31
30
38
31
30
30
30
35
38
4D
47
20
30
30
32

10
39
30
31
31
30
31
30
53
35
41
41
20
30
30
30

31
36
30
38
32
34
32
30
54
38
49
4F
20
30
31
31

36
38
30
39
31
31
33
30
4D
31
4E
4E
20
31
36
31

30
33
30
37
31
31
34
30
54
38
20
20
20
32
32

30
35
30
34
31
31
35
30
32
39
42
20
20
33
30

00
30
30
30
30
30

00
31
30
30
30
30

00
33
30
30
30
30

Request message XML representation


<isomsg direction="incoming">
<field id="0" value="0200"/>
<field id="2" value="0000002013001968"/>
<field id="3" value="351000"/>
<field id="4" value="000000000000"/>
<field id="7" value="1121112039"/>
<field id="11" value="818974"/>
<field id="12" value="112039"/>
<field id="13" value="1121"/>
<field id="15" value="1121"/>
<field id="17" value="1121"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D19020000000000000001"/>
<field id="36" value="STMT2"/>
<field id="37" value="132500018385"/>
<field id="38" value="818974"/>
<field id="41" value="08119734"/>
<field id="43" value="MAIN BR PETH VADGAON
"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="000"/>
<field id="60" value="2011201120112011"/>
</isomsg>

Sample response
message (hex dump)

30
00
30
30
30
31

32
00
30
30
30
31

31
00
31
30
30
32

30
80
39
30
30
31

FE
31
36
30
30
31

FA
36
38
30
30
31

80
30
33
30
30
32

11
30
35
30
30
30

2E
30
31
30
30
33

A1
30
30
30
30
39

E4
30
30
30
30
36

10
30
30
30
30
31

00
32
30
30
30
30

30
31
32
31
36
30
38
39
20
20
30
35
35
30
39
31
31
41
20
20
3A
37
4F
45
30
31
31
20
39
20
54
55
39
31
4C
30
41
31
30
30
30
3A
43
4E
4D
30

30
31
31
33
37
30
33
37
56
20
30
36
36
30
35
31
39
61
20
20
33
20
43
50
38
20
31
43
20
20
32
53
2E
37
20
31
54
30
31
31
33
35
20
4F
20
30

36
32
43
37
38
30
38
33
41
20
30
33
43
32
37
32
36
6E
20
20
34
20
54
20
36
31
20
31
20
20
30
26
30
3A
37
4E
4D
30
31
31
20
36
20
56
43
30

31
30
30
31
44
30
35
34
44
20
30
35
30
33
30
30
38
6E
20
20
20
20
32
32
2E
35
49
34
44
31
31
45
30
34
20
4F
20
30
20
20
43
20
20
32
61
2E

30
33
30
30
31
30
38
4D
47
20
30
36
30
35
31
31
20
61
20
30
41
31
30
30
36
3A
4E
4F
49
30
31
58
20
31
20
56
43
30
31
53
31
20
20
30
73
30

30
39
30
30
39
30
31
41
41
20
30
33
30
36
36
31
4D
73
20
36
54
30
31
31
32
35
20
43
56
34
20
47
43
20
20
32
61
2E
33
41
35
4F
31
31
68
30

30
31
30
30
30
30
38
49
4F
20
30
35
30
43
32
34
72
6F
20
4F
4D
30
31
31
20
38
20
54
49
35
31
52
32
41
20
30
73
30
3A
4C
4E
43
32
31
57
20

30
31
30
30
32
31
39
4E
4E
20
31
36
30
30
30
37
2E
20
20
43
20
30
20
20
43
20
20
32
2E
2E
33
41
36
54
34
31
68
30
31
20
4F
54
38
20
44
44

30
32
30
30
30
31
37
20
20
20
32
30
37
30
31
39
20
54
20
54
43
30
31
53
31
20
20
30
32
30
3A
54
4F
4D
30
31
57
20
33
20
56
20
30
31
4C

30
31
30
30
30
33
34
42
20
20
33
34
39
30
31
30
53
6F
20
32
61
2E
35
41
33
53
31
31
30
30
31
20
43
20
30
20
44
44
20
20
32
32
2E
36
20

38
31
30
30
30
32
30
52
20
20
34
30
30
30
32
31
68
64
20
30
73
30
3A
4C
4F
45
36
31
31
20
39
20
54
43
30
31
4C
30
20
31
30
30
30
3A
38

31
31
30
31
30
35
30
20
20
20
35
31
37
30
30
33
61
6B
20
31
68
30
35
20
43
50
32
20
30
43
20
20
32
61
2E
37
20
35
4F
30
31
31
30
34
20

38
32
34
32
30
30
30
50
20
30
36
30
39
37
31
2F
72
61
20
31
57
20
37
20
54
54
30
31
2F
31
20
31
30
73
30
3A
38
4E
43
34
31
31
20
37
20

39
31
31
33
30
30
38
45
20
31
37
30
35
39
31
53
61
72
20
20
44
44
20
20
32
20
2E
32
31
35
42
34
31
68
30
30
20
4F
54
35
20
20
43
20
20

37
31
31
34
30
30
31
54
20
36
38
31
37
30
32
42
64
20
20
30
4C
30
20
31
30
32
30
3A
31
4F
4F
35
31
57
20
35
20
56
20
38
31
49
31
41
20

34
31
31
35
30
31
31
48
20
31
33
33
31
37
30
7C
20
20
20
39
20
37
53
30
31
30
30
30
20
43
4E
34
20
44
44
20
20
32
32
2E
32
4E
37
54
37

Response message XML representation


Note: Field 121 has the mini statement data in following format: 0 (literal
zero, 0x30) + account information + statement lines.
Account data = [Account Type]|[Account Title], exactly 58 characters. Padded by
spaces if necessary. Statement line = Date + Time + Particulars + Amount +
C/D for credit or debit.
Each statement line must be 42 characters long. No delimiter between consecutive
lines. Max 10 lines. Maximum length of field 121 = 479.

<isomsg direction="outgoing">
<field id="0" value="0210"/>
<field id="2" value="0000002013001968"/>
<field id="3" value="351000"/>
<field id="4" value="000000000000"/>
<field id="5" value="000000000000"/>
<field id="6" value="000000000000"/>
<field id="7" value="1121112039"/>
<field id="9" value="61000000"/>
<field id="10" value="61000000"/>
<field id="11" value="818974"/>
<field id="12" value="112039"/>
<field id="13" value="1121"/>
<field id="15" value="1121"/>
<field id="17" value="1121"/>
<field id="28" value="C00000000"/>
<field id="32" value="1111"/>
<field id="35" value="1000000012345678D19020000000000000001"/>
<field id="37" value="132500018385"/>
<field id="38" value="818974"/>
<field id="39" value="00"/>
<field id="41" value="08119734"/>
<field id="43" value="MAIN BR PETH VADGAON
"/>
<field id="48" value="1000000012345678"/>
<field id="49" value="356"/>
<field id="50" value="356"/>
<field id="51" value="356"/>
<field id="54" value="1001356C0000079079571002356C000007907957"/>
<field id="60" value="2011201120112011"/>
<field id="121" value="013/SB|1968 Mr. Sharad Aannaso Todkar
06OCT2011
09:34 ATM CashWDL 7
10000.00 D07OCT2011 15:57 SEP 2011 SAL
10086.62 C13OCT2011 15:58 SEPT
2011 IN
1620.00 C14OCT2011 12:09 DIVI.2010/11
1045.00 C15OCT2011 13:19 BONUS&amp;EXGRAT
14549.00 C26OCT2011 17:41 ATM CashWDL 7
4000.00 D01NOV2011 17:05 ATM CashWDL 8
10000.00
D05NOV2011 13:13 OCT 2011 SAL
10458.03 C15NOV2011 12:56 OCT 2011 INC
1280.00 C17NOV2011
16:47 ATM CashWDL 8
7000.00 D"/>
</isomsg>

14. General Considerations


Packaging format is ASCII with binary bitmap for all types of messages.
Field 54 format = 2 byte account type (10 = savings & 20 = current) + 2 byte
balance type (01 = ledger balance and 02 = available balance) + 3 byte currency
type (356 = Rupees) + 1 byte debit or credit (D = Debit or C = Credit) + 12 byte
balance in minor currency and left padded with zero + second balance can start
here which includes again account type + balance type + currency + debit/credit +
balance
The above format for field 54 is used for all other messages where it is used.
Any extra fields sent to host that have not been specified in the interface
specification document are to be echoed back to the switch by the host.
XML representation is for ease of understanding only and is not the actual format in
which messages are exchanged.