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ADQUI PAGO FIJO

0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


IMPRIMIR

GASTOS MENSUALES

DATOS DEL FINANCIAMIENTO:


Inmueble:
Valor del inmueble:

Parmetros de Financiamiento:
% de Financiamiento Mximo:
Tasa de Inters
Plazo en meses:
Ingreso:
Ingreso Mnimo:
Credito HSBC:
Enganche adicional del cliente:
Enganche mnimo requerido:
Enganche adicional del cliente:
Diferencia por valor del inmueble:
Crdito HSBC:

1,214,286
% Financiamiento para TASA
70.0%
70.0%
8.45%
120

Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

$10,516
$217
$277
11,010

Composicin de la Mensualidad Total


12,000.00

10,000.00

8,000.00

31,456

6,000.00

GASTOS INICIALES
364,286
364,286
850,000

$
$

Enganche Adicional + Requerido:


Avalo:
Gastos de Investigacin:
Comisin por Apertura:

$364,286
$3,350
$500
$8,500

200000 Comisin no financiada

Opciones de financiamiento gastos y comisin:


Quiere Financiamiento de Gastos Notariales:
Gastos:
%Financiable:
Monto Financiable:
Quiere Financiamiento de Comisin por apertura:
Comisin:
%Financiable:

$85,000
0%
$0

TOTAL GASTOS INICIALES:

##

De

0.00

$85,000
$85,000
$

Ingresa el Valor d

2,000.00

8,500

Gastos y honorarios notariales:


7%
Gastos y honorarios notariales no financiados:

no

4,000.00

Capital

Intereses

Seguros

###
###

Mensualidad Total

###
###
###
###

461,636

PLAZO FINAL DEL CRDITO CON PREPAGOS /Ap. BIMESTRALES

no
$8,500
0.00%

Monto Financiable:

Meses:
Reduce:

###
###

98
22

###
###
###

$0

CAT:
CAT:

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

6.4%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) El otorgamiento del crdito de INFONAVIT FOVISSSTE esta sujeta a la aprobacin de cada Instituto.
(5) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(6) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

1
95%
###
Captura aportaciones con otro ingreso, capture el ingreso:

CAT
0.35
850,000.00

699,010.18 133,524.35

CAT
6.5%
0.53%
838,112.07

###
###
###

2
150,989.82

Tabla de Amortizacin
Capital

Intereses Pago al Crdito

Seguro de Vida

Comisin
por
Seguro de Daos
Administracin

Mes

Saldo Inicial

Mensualidad Total

850,000.00

850,000.00

4,530.65

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

845,469.35

4,562.55

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

837,761.17

4,616.83

5,899.23

10,516.07

216.75

276.86

0.00

11,009.67

833,144.34

4,649.34

5,866.72

10,516.07

216.75

276.86

0.00

11,009.67

825,349.38

4,704.23

5,811.84

10,516.07

216.75

276.86

0.00

11,009.67

820,645.15

4,737.36

5,778.71

10,516.07

216.75

276.86

0.00

11,009.67

812,762.17

4,792.87

5,723.20

10,516.07

216.75

276.86

0.00

11,009.67

Prepago

Aportaciones
Bimestrales

Plazo

807,969.30

4,826.62

5,689.45

10,516.07

216.75

276.86

0.00

11,009.67

799,997.06

4,882.75

5,633.31

10,516.07

216.75

276.86

0.00

11,009.67

10

795,114.31

4,917.14

5,598.93

10,516.07

216.75

276.86

0.00

11,009.67

11

787,051.55

4,973.91

5,542.15

10,516.07

216.75

276.86

0.00

11,009.67

12

782,077.64

5,008.94

5,507.13

10,516.07

216.75

276.86

0.00

11,009.67

13

773,923.08

5,066.36

5,449.71

10,516.07

216.75

276.86

0.00

11,009.67

14

768,856.72

5,102.03

5,414.03

10,516.07

216.75

276.86

0.00

11,009.67

3,146
3,146
3,146
3,146
3,146
3,146
3,146

S
e
g
Saldo al final del
u
periodo
r
o
s

Tasa

mas

$845,469.35###

8.45%

$837,761.17###

8.45%

$833,144.34###

8.45%

$825,349.38###

8.45%

$820,645.15###

8.45%

$812,762.17###

8.45%

$807,969.30###

8.45%

$799,997.06###

8.45%

$795,114.31###

8.45%

$787,051.55###

8.45%

$782,077.64###

8.45%

$773,923.08###

8.45%

$768,856.72###

8.45%

$760,609.07###

8.45%

Tabla de Amortizacin
Seguro de Vida

Seguro de Daos

Comisin
por
Administracin

Mensualidad Total

10,516.07

216.75

276.86

0.00

11,009.67

10,516.07

216.75

276.86

0.00

11,009.67

5,260.88

10,516.07

216.75

276.86

0.00

11,009.67

5,292.19

5,223.87

10,516.07

216.75

276.86

0.00

11,009.67

733,413.88

5,351.61

5,164.46

10,516.07

216.75

276.86

0.00

11,009.67

20

728,062.27

5,389.30

5,126.77

10,516.07

216.75

276.86

0.00

11,009.67

21

719,527.36

5,449.40

5,066.67

10,516.07

216.75

276.86

0.00

11,009.67

Mes

Saldo Inicial

Capital

Intereses Pago al Crdito

15
16

760,609.07

5,160.11

5,355.96

755,448.96

5,196.45

5,319.62

17

747,106.89

5,255.19

18

741,851.70

19

22

714,077.96

5,487.77

5,028.30

10,516.07

216.75

276.86

0.00

11,009.67

23

705,444.57

5,548.56

4,967.51

10,516.07

216.75

276.86

0.00

11,009.67

24

699,896.01

5,587.63

4,928.43

10,516.07

216.75

276.86

0.00

11,009.67

25

691,162.76

5,649.13

4,866.94

10,516.07

216.75

276.86

0.00

11,009.67

26

685,513.63

5,688.91

4,827.16

10,516.07

216.75

276.86

0.00

11,009.67

27

676,679.10

5,751.12

4,764.95

10,516.07

216.75

276.86

0.00

11,009.67

28

670,927.98

5,791.62

4,724.45

10,516.07

216.75

276.86

0.00

11,009.67

29

661,990.74

5,854.55

4,661.52

10,516.07

216.75

276.86

0.00

11,009.67

30

656,136.19

5,895.77

4,620.29

10,516.07

216.75

276.86

0.00

11,009.67

31

647,094.80

5,959.44

4,556.63

10,516.07

216.75

276.86

0.00

11,009.67

32

641,135.36

6,001.41

4,514.66

10,516.07

216.75

276.86

0.00

11,009.67

33

631,988.33

6,065.82

4,450.25

10,516.07

216.75

276.86

0.00

11,009.67

34

625,922.51

6,108.53

4,407.54

10,516.07

216.75

276.86

0.00

11,009.67

35

616,668.36

6,173.69

4,342.37

10,516.07

216.75

276.86

0.00

11,009.67

36

610,494.67

6,217.17

4,298.90

10,516.07

216.75

276.86

0.00

11,009.67

37

601,131.88

6,283.10

4,232.97

10,516.07

216.75

276.86

0.00

11,009.67

38

594,848.78

6,327.34

4,188.73

10,516.07

216.75

276.86

0.00

11,009.67

39

585,375.82

6,394.05

4,122.02

10,516.07

216.75

276.86

0.00

11,009.67

40

578,981.78

6,439.07

4,077.00

10,516.07

216.75

276.86

0.00

11,009.67

41

569,397.09

6,506.56

4,009.50

10,516.07

216.75

276.86

0.00

11,009.67

42

562,890.52

6,552.38

3,963.69

10,516.07

216.75

276.86

0.00

11,009.67

43

553,192.52

6,620.67

3,895.40

10,516.07

216.75

276.86

0.00

11,009.67

44

546,571.85

6,667.29

3,848.78

10,516.07

216.75

276.86

0.00

11,009.67

45

536,758.94

6,736.39

3,779.68

10,516.07

216.75

276.86

0.00

11,009.67

46

530,022.55

6,783.82

3,732.24

10,516.07

216.75

276.86

0.00

11,009.67

47

520,093.11

6,853.74

3,662.32

10,516.07

216.75

276.86

0.00

11,009.67

48

513,239.36

6,902.01

3,614.06

10,516.07

216.75

276.86

0.00

11,009.67

49

503,191.73

6,972.76

3,543.31

10,516.07

216.75

276.86

0.00

11,009.67

50

496,218.97

7,021.86

3,494.21

10,516.07

216.75

276.86

0.00

11,009.67

51

486,051.50

7,093.45

3,422.61

10,516.07

216.75

276.86

0.00

11,009.67

52

478,958.04

7,143.40

3,372.66

10,516.07

216.75

276.86

0.00

11,009.67

53

468,669.02

7,215.86

3,300.21

10,516.07

216.75

276.86

0.00

11,009.67

54

461,453.16

7,266.67

3,249.40

10,516.07

216.75

276.86

0.00

11,009.67

55

451,040.87

7,339.99

3,176.08

10,516.07

216.75

276.86

0.00

11,009.67

56

443,700.88

7,391.67

3,124.39

10,516.07

216.75

276.86

0.00

11,009.67

57

433,163.59

7,465.87

3,050.19

10,516.07

216.75

276.86

0.00

11,009.67

58

425,697.72

7,518.45

2,997.62

10,516.07

216.75

276.86

0.00

11,009.67

59

415,033.65

7,593.54

2,922.53

10,516.07

216.75

276.86

0.00

11,009.67

60

407,440.11

7,647.01

2,869.06

10,516.07

216.75

276.86

0.00

11,009.67

61

396,647.48

7,723.01

2,793.06

10,516.07

216.75

276.86

0.00

11,009.67

62

388,924.47

7,777.39

2,738.68

10,516.07

216.75

276.86

0.00

11,009.67

63

378,001.46

7,854.31

2,661.76

10,516.07

216.75

276.86

0.00

11,009.67

64

370,147.15

7,909.61

2,606.45

10,516.07

216.75

276.86

0.00

11,009.67

65

359,091.92

7,987.46

2,528.61

10,516.07

216.75

276.86

0.00

11,009.67

66

351,104.46

8,043.71

2,472.36

10,516.07

216.75

276.86

0.00

11,009.67

67

339,915.13

8,122.50

2,393.57

10,516.07

216.75

276.86

0.00

11,009.67

68

331,792.63

8,179.69

2,336.37

10,516.07

216.75

276.86

0.00

11,009.67

69

320,467.32

8,259.44

2,256.62

10,516.07

216.75

276.86

0.00

11,009.67

70

312,207.87

8,317.60

2,198.46

10,516.07

216.75

276.86

0.00

11,009.67

71

300,744.65

8,398.32

2,117.74

10,516.07

216.75

276.86

0.00

11,009.67

72

292,346.33

8,457.46

2,058.61

10,516.07

216.75

276.86

0.00

11,009.67

73

280,743.24

8,539.17

1,976.90

10,516.07

216.75

276.86

0.00

11,009.67

74

272,204.08

8,599.30

1,916.77

10,516.07

216.75

276.86

0.00

11,009.67

75

260,459.16

8,682.00

1,834.07

10,516.07

216.75

276.86

0.00

11,009.67

76

251,777.16

8,743.14

1,772.93

10,516.07

216.75

276.86

0.00

11,009.67

77

239,888.40

8,826.85

1,689.21

10,516.07

216.75

276.86

0.00

11,009.67

78

231,061.55

8,889.01

1,627.06

10,516.07

216.75

276.86

0.00

11,009.67

79

219,026.92

8,973.75

1,542.31

10,516.07

216.75

276.86

0.00

11,009.67

80

210,053.17

9,036.94

1,479.12

10,516.07

216.75

276.86

0.00

11,009.67

81

197,870.60

9,122.73

1,393.34

10,516.07

216.75

276.86

0.00

11,009.67

82

188,747.87

9,186.97

1,329.10

10,516.07

216.75

276.86

0.00

11,009.67

83

176,415.28

9,273.81

1,242.26

10,516.07

216.75

276.86

0.00

11,009.67

84

167,141.48

9,339.11

1,176.95

10,516.07

216.75

276.86

0.00

11,009.67

85

154,656.74

9,427.03

1,089.04

10,516.07

216.75

276.86

0.00

11,009.67

86

145,229.72

9,493.41

1,022.66

10,516.07

216.75

276.86

0.00

11,009.67

87

132,590.69

9,582.41

933.66

10,516.07

216.75

276.86

0.00

11,009.67

88

123,008.28

9,649.88

866.18

10,516.07

216.75

276.86

0.00

11,009.67

89

110,212.77

9,739.99

776.08

10,516.07

216.75

276.86

0.00

11,009.67

90

100,472.79

9,808.57

707.50

10,516.07

216.75

276.86

0.00

11,009.67

Prepago

Aportaciones
Bimestrales

3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146

S
e
g
Saldo al final del
u
periodo
r
o
$755,448.96###
s
$747,106.89###

Tasa

8.45%
8.45%

$741,851.70###

8.45%

$733,413.88###

8.45%

$728,062.27###

8.45%

$719,527.36###

8.45%

$714,077.96###

8.45%

$705,444.57###

8.45%

$699,896.01###

8.45%

$691,162.76###

8.45%

$685,513.63###

8.45%

$676,679.10###

8.45%

$670,927.98###

8.45%

$661,990.74###

8.45%

$656,136.19###

8.45%

$647,094.80###

8.45%

$641,135.36###

8.45%

$631,988.33###

8.45%

$625,922.51###

8.45%

$616,668.36###

8.45%

$610,494.67###

8.45%

$601,131.88###

8.45%

$594,848.78###

8.45%

$585,375.82###

8.45%

$578,981.78###

8.45%

$569,397.09###

8.45%

$562,890.52###

8.45%

$553,192.52###

8.45%

$546,571.85###

8.45%

$536,758.94###

8.45%

$530,022.55###

8.45%

$520,093.11###

8.45%

$513,239.36###

8.45%

$503,191.73###

8.45%

$496,218.97###

8.45%

$486,051.50###

8.45%

$478,958.04###

8.45%

$468,669.02###

8.45%

$461,453.16###

8.45%

$451,040.87###

8.45%

$443,700.88###

8.45%

$433,163.59###

8.45%

$425,697.72###

8.45%

$415,033.65###

8.45%

$407,440.11###

8.45%

$396,647.48###

8.45%

$388,924.47###

8.45%

$378,001.46###

8.45%

$370,147.15###

8.45%

$359,091.92###

8.45%

$351,104.46###

8.45%

$339,915.13###

8.45%

$331,792.63###

8.45%

$320,467.32###

8.45%

$312,207.87###

8.45%

$300,744.65###

8.45%

$292,346.33###

8.45%

$280,743.24###

8.45%

$272,204.08###

8.45%

$260,459.16###

8.45%

$251,777.16###

8.45%

$239,888.40###

8.45%

$231,061.55###

8.45%

$219,026.92###

8.45%

$210,053.17###

8.45%

$197,870.60###

8.45%

$188,747.87###

8.45%

$176,415.28###

8.45%

$167,141.48###

8.45%

$154,656.74###

8.45%

$145,229.72###

8.45%

$132,590.69###

8.45%

$123,008.28###

8.45%

$110,212.77###

8.45%

$100,472.79###

8.45%

$87,518.60###

8.45%

Tabla de Amortizacin
Seguro de Vida

Seguro de Daos

Comisin
por
Administracin

Mensualidad Total

10,516.07

216.75

276.86

0.00

11,009.67

10,516.07

216.75

276.86

0.00

11,009.67

454.21

10,516.07

216.75

276.86

0.00

11,009.67

10,132.71

383.36

10,516.07

216.75

276.86

0.00

11,009.67

41,163.50

10,226.21

289.86

10,516.07

216.75

276.86

0.00

11,009.67

96

30,937.30

10,298.22

217.85

10,516.07

216.75

276.86

0.00

11,009.67

97

17,493.46

10,392.88

123.18

10,516.07

216.75

276.86

0.00

11,009.67

7,100.57

50.00

Mes

Saldo Inicial

Capital

91

87,518.60

9,899.79

616.28

92

77,618.81

9,969.50

546.57

93

64,503.68

10,061.85

94

54,441.83

95

98

7,100.57

Intereses Pago al Crdito

7,150.57

216.75

276.86

0.00

7,644.18

Prepago

Aportaciones
Bimestrales

3,146
3,146
3,146
-

S
e
g
Saldo al final del
u
periodo
r
o
$77,618.81###
s
$64,503.68###

Tasa

8.45%
8.45%

$54,441.83###

8.45%

$41,163.50###

8.45%

$30,937.30###

8.45%

$17,493.46###

8.45%

$7,100.57###

8.45%

$0.00###

8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
por
Administracin

Mensualidad Total

Prepago

Aportaciones
Bimestrales

S
e
g
Saldo al final del
u
periodo
r
o
s

Tasa

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


IMPRIMIR

DATOS DEL FINANCIAMIENTO:


Inmueble:
Valor del inmueble:
Parmetros de Financiamiento:
Plazo en meses:
% de Financiamiento Mximo:
Tasa de Inters
Ingreso:
Ingreso Mnimo:
Credito HSBC:
Saldo Subcuenta de Vivienda SAR
Descuento Mensual:
Aportacion minima requerida del cliente:
Enganche mnimo requerido:
Enganche adicional del cliente:
Enganche adicional del cliente:

GASTOS MENSUALES

6,000.00

364,286
364,286
$

Enganche Adicional + Requerido:


Avalo:
Gastos de Investigacin:
Comisin por Apertura:

364,286
-

$364,286
$3,350
$500
$8,500

Comisin no financiada
Gastos y honorarios notariales:
7%
200000 Gastos y honorarios notariales no financiados:
TOTAL GASTOS INICIALES:

850,000

Opciones de financiamiento gastos y comisin:


Gastos

10,000.00

GASTOS INICIALES

de

12,000.00

8,000.00

Quiere
Financiamiento
Notariales:

Composicin de la M ensualidad Total

$10,516
$217
$277
11,010

31,456

Diferencia por valor del inmueble:


Crdito HSBC:

Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

1,214,286
% Financiamiento para TASA
120
70.0%
70.0%
8.45%

4,000.00

Ingresa el Valor del In


Pago Fijo

2,000.00

De

$8,500

0.00

$85,000
$85,000
461,636

Capital

Intereses

Seguros

###
###
###

Mensualidad Total

no

Gastos:
%Financiable:
Monto Financiable:

###
$85,000
0.0%
$0

Quiere Financiamiento de Comisin por


apertura:

no

Comisin:
%Financiable:
Monto Financiable:

120

###
###
###

###

PLAZO FINAL DEL CRDITO CON PREPAGOS


Meses:
Reduce:

###
###
###

8,500
0.0%
$0

###
###
###
###
###
###
###
###
###
###
###
###
###

1 CAT:
95%
CAT:
10.2%
100% (1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) El otorgamiento del crdito de INFONAVIT FOVISSSTE esta sujeta a la aprobacin de cada Instituto.
(5) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(6) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

850,000.00

850,000.00

319,211.19

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

0.82%
838,112.07

1
0.00

Tabla de Amortizacin
Comisin por
Mensualidad Total
Admin.

Prepago

Saldo al final del


periodo

Tasa

Mes

Saldo Inicial

850,000.00

850,000.00

4,530.65

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

$845,469.35 ###

8.45%

845,469.35

4,562.55

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

$840,906.80 ###

8.45%

840,906.80

4,594.68

5,921.39

10,516.07

216.75

276.86

0.00

11,009.67

$836,312.11 ###

8.45%

836,312.11

4,627.04

5,889.03

10,516.07

216.75

276.86

0.00

11,009.67

$831,685.08 ###

8.45%

831,685.08

4,659.62

5,856.45

10,516.07

216.75

276.86

0.00

11,009.67

$827,025.46 ###

8.45%

Seg

Mensualidad

##

827,025.46

4,692.43

5,823.64

10,516.07

216.75

276.86

0.00

11,009.67

$822,333.03 ###

8.45%

822,333.03

4,725.47

5,790.60

10,516.07

216.75

276.86

0.00

11,009.67

$817,607.56 ###

8.45%

817,607.56

4,758.75

5,757.32

10,516.07

216.75

276.86

0.00

11,009.67

$812,848.81 ###

8.45%

812,848.81

4,792.26

5,723.81

10,516.07

216.75

276.86

0.00

11,009.67

$808,056.56 ###

8.45%

10

808,056.56

4,826.00

5,690.06

10,516.07

216.75

276.86

0.00

11,009.67

$803,230.55 ###

8.45%

11

803,230.55

4,859.99

5,656.08

10,516.07

216.75

276.86

0.00

11,009.67

$798,370.57 ###

8.45%

12

798,370.57

4,894.21

5,621.86

10,516.07

216.75

276.86

0.00

11,009.67

$793,476.36 ###

8.45%

13

793,476.36

4,928.67

5,587.40

10,516.07

216.75

276.86

0.00

11,009.67

$788,547.69 ###

8.45%

14

788,547.69

4,963.38

5,552.69

10,516.07

216.75

276.86

0.00

11,009.67

$783,584.31 ###

8.45%

15

783,584.31

4,998.33

5,517.74

10,516.07

216.75

276.86

0.00

11,009.67

$778,585.99 ###

8.45%

16

778,585.99

5,033.52

5,482.54

10,516.07

216.75

276.86

0.00

11,009.67

$773,552.46 ###

8.45%

17

773,552.46

5,068.97

5,447.10

10,516.07

216.75

276.86

0.00

11,009.67

$768,483.49 ###

8.45%

18

768,483.49

5,104.66

5,411.40

10,516.07

216.75

276.86

0.00

11,009.67

$763,378.83 ###

8.45%

Tabla de Amortizacin
Comisin por
Mensualidad Total
Admin.

Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

19

763,378.83

5,140.61

5,375.46

10,516.07

216.75

276.86

0.00

11,009.67

20

758,238.22

5,176.81

5,339.26

10,516.07

216.75

276.86

0.00

11,009.67

21

753,061.42

5,213.26

5,302.81

10,516.07

216.75

276.86

0.00

22

747,848.16

5,249.97

5,266.10

10,516.07

216.75

276.86

23

742,598.19

5,286.94

5,229.13

10,516.07

216.75

24

737,311.25

5,324.17

5,191.90

10,516.07

25

731,987.08

5,361.66

5,154.41

26

726,625.42

5,399.41

27

721,226.01

5,437.43

28

715,788.58

29

Prepago

Saldo al final del


periodo

Tasa

Seg

$758,238.22 ###

8.45%

$753,061.42 ###

8.45%

11,009.67

$747,848.16 ###

8.45%

0.00

11,009.67

$742,598.19 ###

8.45%

276.86

0.00

11,009.67

$737,311.25 ###

8.45%

216.75

276.86

0.00

11,009.67

$731,987.08 ###

8.45%

10,516.07

216.75

276.86

0.00

11,009.67

$726,625.42 ###

8.45%

5,116.65

10,516.07

216.75

276.86

0.00

11,009.67

$721,226.01 ###

8.45%

5,078.63

10,516.07

216.75

276.86

0.00

11,009.67

$715,788.58 ###

8.45%

5,475.72

5,040.34

10,516.07

216.75

276.86

0.00

11,009.67

$710,312.86 ###

8.45%

710,312.86

5,514.28

5,001.79

10,516.07

216.75

276.86

0.00

11,009.67

$704,798.57 ###

8.45%

30

704,798.57

5,553.11

4,962.96

10,516.07

216.75

276.86

0.00

11,009.67

$699,245.46 ###

8.45%

31

699,245.46

5,592.21

4,923.85

10,516.07

216.75

276.86

0.00

11,009.67

$693,653.25 ###

8.45%

32

693,653.25

5,631.59

4,884.47

10,516.07

216.75

276.86

0.00

11,009.67

$688,021.66 ###

8.45%

33

688,021.66

5,671.25

4,844.82

10,516.07

216.75

276.86

0.00

11,009.67

$682,350.41 ###

8.45%

34

682,350.41

5,711.18

4,804.88

10,516.07

216.75

276.86

0.00

11,009.67

$676,639.23 ###

8.45%

35

676,639.23

5,751.40

4,764.67

10,516.07

216.75

276.86

0.00

11,009.67

$670,887.83 ###

8.45%

36

670,887.83

5,791.90

4,724.17

10,516.07

216.75

276.86

0.00

11,009.67

$665,095.93 ###

8.45%

37

665,095.93

5,832.68

4,683.38

10,516.07

216.75

276.86

0.00

11,009.67

$659,263.25 ###

8.45%

38

659,263.25

5,873.75

4,642.31

10,516.07

216.75

276.86

0.00

11,009.67

$653,389.49 ###

8.45%

39

653,389.49

5,915.12

4,600.95

10,516.07

216.75

276.86

0.00

11,009.67

$647,474.38 ###

8.45%

40

647,474.38

5,956.77

4,559.30

10,516.07

216.75

276.86

0.00

11,009.67

$641,517.61 ###

8.45%

41

641,517.61

5,998.71

4,517.35

10,516.07

216.75

276.86

0.00

11,009.67

$635,518.89 ###

8.45%

42

635,518.89

6,040.95

4,475.11

10,516.07

216.75

276.86

0.00

11,009.67

$629,477.94 ###

8.45%

43

629,477.94

6,083.49

4,432.57

10,516.07

216.75

276.86

0.00

11,009.67

$623,394.45 ###

8.45%

44

623,394.45

6,126.33

4,389.74

10,516.07

216.75

276.86

0.00

11,009.67

$617,268.12 ###

8.45%

45

617,268.12

6,169.47

4,346.60

10,516.07

216.75

276.86

0.00

11,009.67

$611,098.64 ###

8.45%

46

611,098.64

6,212.91

4,303.15

10,516.07

216.75

276.86

0.00

11,009.67

$604,885.73 ###

8.45%

47

604,885.73

6,256.66

4,259.40

10,516.07

216.75

276.86

0.00

11,009.67

$598,629.07 ###

8.45%

48

598,629.07

6,300.72

4,215.35

10,516.07

216.75

276.86

0.00

11,009.67

$592,328.35 ###

8.45%

49

592,328.35

6,345.09

4,170.98

10,516.07

216.75

276.86

0.00

11,009.67

$585,983.26 ###

8.45%

50

585,983.26

6,389.77

4,126.30

10,516.07

216.75

276.86

0.00

11,009.67

$579,593.49 ###

8.45%

51

579,593.49

6,434.76

4,081.30

10,516.07

216.75

276.86

0.00

11,009.67

$573,158.73 ###

8.45%

52

573,158.73

6,480.07

4,035.99

10,516.07

216.75

276.86

0.00

11,009.67

$566,678.65 ###

8.45%

53

566,678.65

6,525.70

3,990.36

10,516.07

216.75

276.86

0.00

11,009.67

$560,152.95 ###

8.45%

54

560,152.95

6,571.66

3,944.41

10,516.07

216.75

276.86

0.00

11,009.67

$553,581.29 ###

8.45%

55

553,581.29

6,617.93

3,898.13

10,516.07

216.75

276.86

0.00

11,009.67

$546,963.36 ###

8.45%

56

546,963.36

6,664.53

3,851.53

10,516.07

216.75

276.86

0.00

11,009.67

$540,298.83 ###

8.45%

57

540,298.83

6,711.46

3,804.60

10,516.07

216.75

276.86

0.00

11,009.67

$533,587.36 ###

8.45%

58

533,587.36

6,758.72

3,757.34

10,516.07

216.75

276.86

0.00

11,009.67

$526,828.64 ###

8.45%

59

526,828.64

6,806.32

3,709.75

10,516.07

216.75

276.86

0.00

11,009.67

$520,022.33 ###

8.45%

60

520,022.33

6,854.24

3,661.82

10,516.07

216.75

276.86

0.00

11,009.67

$513,168.08 ###

8.45%

61

513,168.08

6,902.51

3,613.56

10,516.07

216.75

276.86

0.00

11,009.67

$506,265.57 ###

8.45%

Mensualidad

62

506,265.57

6,951.11

3,564.95

10,516.07

216.75

276.86

0.00

11,009.67

$499,314.46 ###

8.45%

63

499,314.46

7,000.06

3,516.01

10,516.07

216.75

276.86

0.00

11,009.67

$492,314.40 ###

8.45%

64

492,314.40

7,049.35

3,466.71

10,516.07

216.75

276.86

0.00

11,009.67

$485,265.05 ###

8.45%

65

485,265.05

7,098.99

3,417.07

10,516.07

216.75

276.86

0.00

11,009.67

$478,166.05 ###

8.45%

66

478,166.05

7,148.98

3,367.09

10,516.07

216.75

276.86

0.00

11,009.67

$471,017.07 ###

8.45%

67

471,017.07

7,199.32

3,316.75

10,516.07

216.75

276.86

0.00

11,009.67

$463,817.75 ###

8.45%

68

463,817.75

7,250.02

3,266.05

10,516.07

216.75

276.86

0.00

11,009.67

$456,567.73 ###

8.45%

69

456,567.73

7,301.07

3,215.00

10,516.07

216.75

276.86

0.00

11,009.67

$449,266.67 ###

8.45%

70

449,266.67

7,352.48

3,163.59

10,516.07

216.75

276.86

0.00

11,009.67

$441,914.18 ###

8.45%

71

441,914.18

7,404.25

3,111.81

10,516.07

216.75

276.86

0.00

11,009.67

$434,509.93 ###

8.45%

72

434,509.93

7,456.39

3,059.67

10,516.07

216.75

276.86

0.00

11,009.67

$427,053.54 ###

8.45%

73

427,053.54

7,508.90

3,007.17

10,516.07

216.75

276.86

0.00

11,009.67

$419,544.64 ###

8.45%

74

419,544.64

7,561.77

2,954.29

10,516.07

216.75

276.86

0.00

11,009.67

$411,982.87 ###

8.45%

75

411,982.87

7,615.02

2,901.05

10,516.07

216.75

276.86

0.00

11,009.67

$404,367.84 ###

8.45%

76

404,367.84

7,668.64

2,847.42

10,516.07

216.75

276.86

0.00

11,009.67

$396,699.20 ###

8.45%

77

396,699.20

7,722.64

2,793.42

10,516.07

216.75

276.86

0.00

11,009.67

$388,976.56 ###

8.45%

78

388,976.56

7,777.02

2,739.04

10,516.07

216.75

276.86

0.00

11,009.67

$381,199.53 ###

8.45%

79

381,199.53

7,831.79

2,684.28

10,516.07

216.75

276.86

0.00

11,009.67

$373,367.75 ###

8.45%

80

373,367.75

7,886.94

2,629.13

10,516.07

216.75

276.86

0.00

11,009.67

$365,480.81 ###

8.45%

81

365,480.81

7,942.47

2,573.59

10,516.07

216.75

276.86

0.00

11,009.67

$357,538.34 ###

8.45%

82

357,538.34

7,998.40

2,517.67

10,516.07

216.75

276.86

0.00

11,009.67

$349,539.94 ###

8.45%

83

349,539.94

8,054.72

2,461.34

10,516.07

216.75

276.86

0.00

11,009.67

$341,485.21 ###

8.45%

84

341,485.21

8,111.44

2,404.63

10,516.07

216.75

276.86

0.00

11,009.67

$333,373.77 ###

8.45%

85

333,373.77

8,168.56

2,347.51

10,516.07

216.75

276.86

0.00

11,009.67

$325,205.21 ###

8.45%

86

325,205.21

8,226.08

2,289.99

10,516.07

216.75

276.86

0.00

11,009.67

$316,979.13 ###

8.45%

87

316,979.13

8,284.01

2,232.06

10,516.07

216.75

276.86

0.00

11,009.67

$308,695.13 ###

8.45%

88

308,695.13

8,342.34

2,173.73

10,516.07

216.75

276.86

0.00

11,009.67

$300,352.79 ###

8.45%

89

300,352.79

8,401.08

2,114.98

10,516.07

216.75

276.86

0.00

11,009.67

$291,951.70 ###

8.45%

90

291,951.70

8,460.24

2,055.83

10,516.07

216.75

276.86

0.00

11,009.67

$283,491.46 ###

8.45%

91

283,491.46

8,519.81

1,996.25

10,516.07

216.75

276.86

0.00

11,009.67

$274,971.65 ###

8.45%

92

274,971.65

8,579.81

1,936.26

10,516.07

216.75

276.86

0.00

11,009.67

$266,391.84 ###

8.45%

Tabla de Amortizacin
Comisin por
Mensualidad Total
Admin.

Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

93

266,391.84

8,640.22

1,875.84

10,516.07

216.75

276.86

0.00

11,009.67

94

257,751.62

8,701.07

1,815.00

10,516.07

216.75

276.86

0.00

11,009.67

95

249,050.55

8,762.34

1,753.73

10,516.07

216.75

276.86

0.00

96

240,288.21

8,824.04

1,692.03

10,516.07

216.75

276.86

97

231,464.18

8,886.17

1,629.89

10,516.07

216.75

98

222,578.00

8,948.75

1,567.32

10,516.07

99

213,629.26

9,011.76

1,504.31

100

204,617.50

9,075.22

101

195,542.28

9,139.12

102

186,403.15

103

Prepago

Saldo al final del


periodo

Tasa

Seg

$257,751.62 ###

8.45%

$249,050.55 ###

8.45%

11,009.67

$240,288.21 ###

8.45%

0.00

11,009.67

$231,464.18 ###

8.45%

276.86

0.00

11,009.67

$222,578.00 ###

8.45%

216.75

276.86

0.00

11,009.67

$213,629.26 ###

8.45%

10,516.07

216.75

276.86

0.00

11,009.67

$204,617.50 ###

8.45%

1,440.85

10,516.07

216.75

276.86

0.00

11,009.67

$195,542.28 ###

8.45%

1,376.94

10,516.07

216.75

276.86

0.00

11,009.67

$186,403.15 ###

8.45%

9,203.48

1,312.59

10,516.07

216.75

276.86

0.00

11,009.67

$177,199.68 ###

8.45%

177,199.68

9,268.29

1,247.78

10,516.07

216.75

276.86

0.00

11,009.67

$167,931.39 ###

8.45%

104

167,931.39

9,333.55

1,182.52

10,516.07

216.75

276.86

0.00

11,009.67

$158,597.84 ###

8.45%

105

158,597.84

9,399.27

1,116.79

10,516.07

216.75

276.86

0.00

11,009.67

$149,198.57 ###

8.45%

106

149,198.57

9,465.46

1,050.61

10,516.07

216.75

276.86

0.00

11,009.67

$139,733.10 ###

8.45%

107

139,733.10

9,532.11

983.95

10,516.07

216.75

276.86

0.00

11,009.67

$130,200.99 ###

8.45%

108

130,200.99

9,599.24

916.83

10,516.07

216.75

276.86

0.00

11,009.67

$120,601.76 ###

8.45%

109

120,601.76

9,666.83

849.24

10,516.07

216.75

276.86

0.00

11,009.67

$110,934.93 ###

8.45%

110

110,934.93

9,734.90

781.17

10,516.07

216.75

276.86

0.00

11,009.67

$101,200.03 ###

8.45%

111

101,200.03

9,803.45

712.62

10,516.07

216.75

276.86

0.00

11,009.67

$91,396.58 ###

8.45%

112

91,396.58

9,872.48

643.58

10,516.07

216.75

276.86

0.00

11,009.67

$81,524.09 ###

8.45%

113

81,524.09

9,942.00

574.07

10,516.07

216.75

276.86

0.00

11,009.67

$71,582.09 ###

8.45%

114

71,582.09

10,012.01

504.06

10,516.07

216.75

276.86

0.00

11,009.67

$61,570.08 ###

8.45%

115

61,570.08

10,082.51

433.56

10,516.07

216.75

276.86

0.00

11,009.67

$51,487.57 ###

8.45%

116

51,487.57

10,153.51

362.56

10,516.07

216.75

276.86

0.00

11,009.67

$41,334.06 ###

8.45%

117

41,334.06

10,225.01

291.06

10,516.07

216.75

276.86

0.00

11,009.67

$31,109.06 ###

8.45%

118

31,109.06

10,297.01

219.06

10,516.07

216.75

276.86

0.00

11,009.67

$20,812.05 ###

8.45%

119

20,812.05

10,369.52

146.55

10,516.07

216.75

276.86

0.00

11,009.67

$10,442.53 ###

8.45%

120

10,442.53

10,442.53

73.53

10,516.07

216.75

276.86

0.00

11,009.67

$0.00 ###

8.45%

Mensualidad

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por
Mensualidad Total
Admin.

Prepago

Mensualidad

Saldo al final del


periodo

Tasa

Seg

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


IMPRIMIR

GASTOS MENSUALES

DATOS DEL FINANCIAMIENTO:


Inmueble:
Valor del inmueble:
Parmetros de Financiamiento:
Plazo en meses:
% de Financiamiento Mximo:
Tasa de Inters
Factor Incremento Anual de Pago:
Factor Pago Inicial:
Ingreso:
Ingreso Mnimo:
Credito HSBC:
Saldo Subcuenta de Vivienda SAR
Descuento Mensual:

Mensualidad Inicial:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

1,214,286
% Financiamiento para TASA
120
70.0%
70.0%
8.45%
0.00%
12.4

$10,516
$217
$277
11,010

GASTOS INICIALES

364,286

Gastos de Investigacin:

Enganche mnimo requerido:

364,286

Comisin por Apertura:

$8,500

Comisin no financiada

$8,500

Enganche adicional del cliente:


364,286
850,000

Gastos y honorarios notariales:


7%
Gastos y honorarios notariales no financiados:
TOTAL GASTOS INICIALES:

8,000.00

$364,286
$3,350

Aportacion minima requerida del cliente:

12,000.00

10,000.00

31,456

Enganche Adicional + Requerido:


Avalo:

Enganche adicional del cliente:


Diferencia por valor del inmueble:
Crdito HSBC:

Composicin de la Mensualidad Total

$500

De
4,000.00

$85,000
$85,000
461,636

###
###
###
###
###

2,000.00

200000

Ingresa el Valor

6,000.00

Opciones de financiamiento gastos y comisin:

no

Quiere Financiamiento de Gastos Notariales:


Gastos:
%Financiable:
Monto Financiable:
Quiere Financiamiento de Comisin por apertura:

0%

Meses:

$0

Reduce:

###
###

0.00

PLAZO FINAL DEL CRDITO CON PREPAGOS

$85,000

120

Capital

Intereses

Pago al Crdito

###

Seguros

###

no

1 Comisin:

###
###

$8,500

95% %Financiable:
100% Monto Financiable:

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
CAT
###
###
###

0%
-

CAT:
CAT:

10.22%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) El otorgamiento del crdito de INFONAVIT FOVISSSTE esta sujeta a la aprobacin de cada Instituto.
(5) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(6) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

0.35

CAT

850,000.00

850,000.00

319,211.19

10.3%
0.82%
838,112.07

2
0.00

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

850,000.00

Ajuste Anual al Pago

Pago al Crdito

Seguro de Vida

Seguro de Daos Comisin por Administracin

Mensualidad Total

850,000.00

4,530.65

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

845,469.35

4,562.55

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

840,906.80

4,594.68

5,921.39

10,516.07

216.75

276.86

0.00

11,009.67

Prepago

Saldo al final del


periodo

Se

Tasa

PLAZO

836,312.11

4,627.04

5,889.03

10,516.07

216.75

276.86

0.00

11,009.67

831,685.08

4,659.62

5,856.45

10,516.07

216.75

276.86

0.00

11,009.67

827,025.46

4,692.43

5,823.64

10,516.07

216.75

276.86

0.00

11,009.67

822,333.03

4,725.47

5,790.60

10,516.07

216.75

276.86

0.00

11,009.67

817,607.56

4,758.75

5,757.32

10,516.07

216.75

276.86

0.00

11,009.67

812,848.81

4,792.26

5,723.81

10,516.07

216.75

276.86

0.00

11,009.67

10

808,056.56

4,826.00

5,690.06

10,516.07

216.75

276.86

0.00

11,009.67

11

803,230.55

4,859.99

5,656.08

10,516.07

216.75

276.86

0.00

11,009.67

12

798,370.57

4,894.21

5,621.86

10,516.07

216.75

276.86

0.00

11,009.67

13

793,476.36

4,928.67

5,587.40

0.00%

10,516.07

216.75

276.86

0.00

11,009.67

14

788,547.69

4,963.38

5,552.69

10,516.07

216.75

276.86

0.00

11,009.67

15

783,584.31

4,998.33

5,517.74

10,516.07

216.75

276.86

0.00

11,009.67

16

778,585.99

5,033.52

5,482.54

10,516.07

216.75

276.86

0.00

11,009.67

17

773,552.46

5,068.97

5,447.10

10,516.07

216.75

276.86

0.00

11,009.67

18

768,483.49

5,104.66

5,411.40

10,516.07

216.75

276.86

0.00

11,009.67

19

763,378.83

5,140.61

5,375.46

10,516.07

216.75

276.86

0.00

11,009.67

20

758,238.22

5,176.81

5,339.26

10,516.07

216.75

276.86

0.00

11,009.67

21

753,061.42

5,213.26

5,302.81

10,516.07

216.75

276.86

0.00

11,009.67

##

$845,469.35 ###
$840,906.80 ###
$836,312.11 ###
$831,685.08 ###
$827,025.46 ###
$822,333.03 ###
$817,607.56 ###
$812,848.81 ###
$808,056.56 ###
$803,230.55 ###
$798,370.57 ###
$793,476.36 ###
$788,547.69 ###
$783,584.31 ###
$778,585.99 ###
$773,552.46 ###
$768,483.49 ###
$763,378.83 ###
$758,238.22 ###
$753,061.42 ###
$747,848.16 ###

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste Anual al Pago

22

747,848.16

5,249.97

5,266.10

10,516.07

216.75

276.86

0.00

11,009.67

23

742,598.19

5,286.94

5,229.13

10,516.07

216.75

276.86

0.00

11,009.67

24

737,311.25

5,324.17

5,191.90

10,516.07

216.75

276.86

0.00

11,009.67

25

731,987.08

5,361.66

5,154.41

10,516.07

216.75

276.86

0.00

11,009.67

26

726,625.42

5,399.41

5,116.65

10,516.07

216.75

276.86

0.00

11,009.67

27

721,226.01

5,437.43

5,078.63

10,516.07

216.75

276.86

0.00

11,009.67

28

715,788.58

5,475.72

5,040.34

10,516.07

216.75

276.86

0.00

11,009.67

29

710,312.86

5,514.28

5,001.79

10,516.07

216.75

276.86

0.00

11,009.67

30

704,798.57

5,553.11

4,962.96

10,516.07

216.75

276.86

0.00

11,009.67

31

699,245.46

5,592.21

4,923.85

10,516.07

216.75

276.86

0.00

11,009.67

32

693,653.25

5,631.59

4,884.47

10,516.07

216.75

276.86

0.00

11,009.67

33

688,021.66

5,671.25

4,844.82

10,516.07

216.75

276.86

0.00

11,009.67

34

682,350.41

5,711.18

4,804.88

10,516.07

216.75

276.86

0.00

11,009.67

35

676,639.23

5,751.40

4,764.67

10,516.07

216.75

276.86

0.00

11,009.67

36

670,887.83

5,791.90

4,724.17

10,516.07

216.75

276.86

0.00

11,009.67

37

665,095.93

5,832.68

4,683.38

10,516.07

216.75

276.86

0.00

11,009.67

38

659,263.25

5,873.75

4,642.31

10,516.07

216.75

276.86

0.00

11,009.67

39

653,389.49

5,915.12

4,600.95

10,516.07

216.75

276.86

0.00

11,009.67

40

647,474.38

5,956.77

4,559.30

10,516.07

216.75

276.86

0.00

11,009.67

41

641,517.61

5,998.71

4,517.35

10,516.07

216.75

276.86

0.00

11,009.67

42

635,518.89

6,040.95

4,475.11

10,516.07

216.75

276.86

0.00

11,009.67

43

629,477.94

6,083.49

4,432.57

10,516.07

216.75

276.86

0.00

11,009.67

44

623,394.45

6,126.33

4,389.74

10,516.07

216.75

276.86

0.00

11,009.67

45

617,268.12

6,169.47

4,346.60

10,516.07

216.75

276.86

0.00

11,009.67

46

611,098.64

6,212.91

4,303.15

10,516.07

216.75

276.86

0.00

11,009.67

47

604,885.73

6,256.66

4,259.40

10,516.07

216.75

276.86

0.00

11,009.67

48

598,629.07

6,300.72

4,215.35

10,516.07

216.75

276.86

0.00

11,009.67

49

592,328.35

6,345.09

4,170.98

10,516.07

216.75

276.86

0.00

11,009.67

50

585,983.26

6,389.77

4,126.30

10,516.07

216.75

276.86

0.00

11,009.67

51

579,593.49

6,434.76

4,081.30

10,516.07

216.75

276.86

0.00

11,009.67

52

573,158.73

6,480.07

4,035.99

10,516.07

216.75

276.86

0.00

11,009.67

53

566,678.65

6,525.70

3,990.36

10,516.07

216.75

276.86

0.00

11,009.67

54

560,152.95

6,571.66

3,944.41

10,516.07

216.75

276.86

0.00

11,009.67

55

553,581.29

6,617.93

3,898.13

10,516.07

216.75

276.86

0.00

11,009.67

56

546,963.36

6,664.53

3,851.53

10,516.07

216.75

276.86

0.00

11,009.67

57

540,298.83

6,711.46

3,804.60

10,516.07

216.75

276.86

0.00

11,009.67

58

533,587.36

6,758.72

3,757.34

10,516.07

216.75

276.86

0.00

11,009.67

59

526,828.64

6,806.32

3,709.75

10,516.07

216.75

276.86

0.00

11,009.67

60

520,022.33

6,854.24

3,661.82

10,516.07

216.75

276.86

0.00

11,009.67

61

513,168.08

6,902.51

3,613.56

10,516.07

216.75

276.86

0.00

11,009.67

62

506,265.57

6,951.11

3,564.95

10,516.07

216.75

276.86

0.00

11,009.67

63

499,314.46

7,000.06

3,516.01

10,516.07

216.75

276.86

0.00

11,009.67

64

492,314.40

7,049.35

3,466.71

10,516.07

216.75

276.86

0.00

11,009.67

65

485,265.05

7,098.99

3,417.07

10,516.07

216.75

276.86

0.00

11,009.67

66

478,166.05

7,148.98

3,367.09

10,516.07

216.75

276.86

0.00

11,009.67

67

471,017.07

7,199.32

3,316.75

10,516.07

216.75

276.86

0.00

11,009.67

68

463,817.75

7,250.02

3,266.05

10,516.07

216.75

276.86

0.00

11,009.67

69

456,567.73

7,301.07

3,215.00

10,516.07

216.75

276.86

0.00

11,009.67

70

449,266.67

7,352.48

3,163.59

10,516.07

216.75

276.86

0.00

11,009.67

71

441,914.18

7,404.25

3,111.81

10,516.07

216.75

276.86

0.00

11,009.67

72

434,509.93

7,456.39

3,059.67

10,516.07

216.75

276.86

0.00

11,009.67

73

427,053.54

7,508.90

3,007.17

10,516.07

216.75

276.86

0.00

11,009.67

74

419,544.64

7,561.77

2,954.29

10,516.07

216.75

276.86

0.00

11,009.67

75

411,982.87

7,615.02

2,901.05

10,516.07

216.75

276.86

0.00

11,009.67

76

404,367.84

7,668.64

2,847.42

10,516.07

216.75

276.86

0.00

11,009.67

77

396,699.20

7,722.64

2,793.42

10,516.07

216.75

276.86

0.00

11,009.67

78

388,976.56

7,777.02

2,739.04

10,516.07

216.75

276.86

0.00

11,009.67

79

381,199.53

7,831.79

2,684.28

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

0.00%

0.00%

0.00%

0.00%

Pago al Crdito

Seguro de Vida

Seguro de Daos Comisin por Administracin

Mensualidad Total

80

373,367.75

7,886.94

2,629.13

10,516.07

216.75

276.86

0.00

11,009.67

81

365,480.81

7,942.47

2,573.59

10,516.07

216.75

276.86

0.00

11,009.67

82

357,538.34

7,998.40

2,517.67

10,516.07

216.75

276.86

0.00

11,009.67

83

349,539.94

8,054.72

2,461.34

10,516.07

216.75

276.86

0.00

11,009.67

84

341,485.21

8,111.44

2,404.63

10,516.07

216.75

276.86

0.00

11,009.67

85

333,373.77

8,168.56

2,347.51

10,516.07

216.75

276.86

0.00

11,009.67

86

325,205.21

8,226.08

2,289.99

10,516.07

216.75

276.86

0.00

11,009.67

87

316,979.13

8,284.01

2,232.06

10,516.07

216.75

276.86

0.00

11,009.67

88

308,695.13

8,342.34

2,173.73

10,516.07

216.75

276.86

0.00

11,009.67

89

300,352.79

8,401.08

2,114.98

10,516.07

216.75

276.86

0.00

11,009.67

90

291,951.70

8,460.24

2,055.83

10,516.07

216.75

276.86

0.00

11,009.67

91

283,491.46

8,519.81

1,996.25

10,516.07

216.75

276.86

0.00

11,009.67

92

274,971.65

8,579.81

1,936.26

10,516.07

216.75

276.86

0.00

11,009.67

93

266,391.84

8,640.22

1,875.84

10,516.07

216.75

276.86

0.00

11,009.67

94

257,751.62

8,701.07

1,815.00

10,516.07

216.75

276.86

0.00

11,009.67

95

249,050.55

8,762.34

1,753.73

10,516.07

216.75

276.86

0.00

11,009.67

96

240,288.21

8,824.04

1,692.03

10,516.07

216.75

276.86

0.00

11,009.67

97

231,464.18

8,886.17

1,629.89

10,516.07

216.75

276.86

0.00

11,009.67

98

222,578.00

8,948.75

1,567.32

10,516.07

216.75

276.86

0.00

11,009.67

99

213,629.26

9,011.76

1,504.31

10,516.07

216.75

276.86

0.00

11,009.67

100

204,617.50

9,075.22

1,440.85

10,516.07

216.75

276.86

0.00

11,009.67

101

195,542.28

9,139.12

1,376.94

10,516.07

216.75

276.86

0.00

11,009.67

102

186,403.15

9,203.48

1,312.59

10,516.07

216.75

276.86

0.00

11,009.67

103

177,199.68

9,268.29

1,247.78

10,516.07

216.75

276.86

0.00

11,009.67

104

167,931.39

9,333.55

1,182.52

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

0.00%

Prepago

Saldo al final del


periodo

Se
$742,598.19 ###
$737,311.25 ###
$731,987.08 ###
$726,625.42 ###
$721,226.01 ###
$715,788.58 ###
$710,312.86 ###
$704,798.57 ###
$699,245.46 ###
$693,653.25 ###
$688,021.66 ###
$682,350.41 ###
$676,639.23 ###
$670,887.83 ###
$665,095.93 ###
$659,263.25 ###
$653,389.49 ###
$647,474.38 ###
$641,517.61 ###
$635,518.89 ###
$629,477.94 ###
$623,394.45 ###
$617,268.12 ###
$611,098.64 ###
$604,885.73 ###
$598,629.07 ###
$592,328.35 ###
$585,983.26 ###
$579,593.49 ###
$573,158.73 ###
$566,678.65 ###
$560,152.95 ###
$553,581.29 ###
$546,963.36 ###
$540,298.83 ###
$533,587.36 ###
$526,828.64 ###
$520,022.33 ###
$513,168.08 ###
$506,265.57 ###
$499,314.46 ###
$492,314.40 ###
$485,265.05 ###
$478,166.05 ###
$471,017.07 ###
$463,817.75 ###
$456,567.73 ###
$449,266.67 ###
$441,914.18 ###
$434,509.93 ###
$427,053.54 ###
$419,544.64 ###
$411,982.87 ###
$404,367.84 ###
$396,699.20 ###
$388,976.56 ###
$381,199.53 ###
$373,367.75 ###
$365,480.81 ###
$357,538.34 ###
$349,539.94 ###
$341,485.21 ###
$333,373.77 ###
$325,205.21 ###
$316,979.13 ###
$308,695.13 ###
$300,352.79 ###
$291,951.70 ###
$283,491.46 ###
$274,971.65 ###
$266,391.84 ###
$257,751.62 ###
$249,050.55 ###
$240,288.21 ###
$231,464.18 ###
$222,578.00 ###
$213,629.26 ###
$204,617.50 ###
$195,542.28 ###
$186,403.15 ###
$177,199.68 ###
$167,931.39 ###
$158,597.84 ###

Tasa

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste Anual al Pago

105

158,597.84

9,399.27

1,116.79

10,516.07

216.75

276.86

0.00

11,009.67

106

149,198.57

9,465.46

1,050.61

10,516.07

216.75

276.86

0.00

11,009.67

107

139,733.10

9,532.11

983.95

10,516.07

216.75

276.86

0.00

11,009.67

108

130,200.99

9,599.24

916.83

10,516.07

216.75

276.86

0.00

11,009.67

109

120,601.76

9,666.83

849.24

10,516.07

216.75

276.86

0.00

11,009.67

110

110,934.93

9,734.90

781.17

10,516.07

216.75

276.86

0.00

11,009.67

111

101,200.03

9,803.45

712.62

10,516.07

216.75

276.86

0.00

11,009.67

112

91,396.58

9,872.48

643.58

10,516.07

216.75

276.86

0.00

11,009.67

113

81,524.09

9,942.00

574.07

10,516.07

216.75

276.86

0.00

11,009.67

114

71,582.09

10,012.01

504.06

10,516.07

216.75

276.86

0.00

11,009.67

115

61,570.08

10,082.51

433.56

10,516.07

216.75

276.86

0.00

11,009.67

116

51,487.57

10,153.51

362.56

10,516.07

216.75

276.86

0.00

11,009.67

117

41,334.06

10,225.01

291.06

10,516.07

216.75

276.86

0.00

11,009.67

118

31,109.06

10,297.01

219.06

10,516.07

216.75

276.86

0.00

11,009.67

119

20,812.05

10,369.52

146.55

10,516.07

216.75

276.86

0.00

11,009.67

120

10,442.53

10,442.53

73.53

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

Pago al Crdito

Seguro de Vida

Seguro de Daos Comisin por Administracin

Mensualidad Total

Prepago

Saldo al final del


periodo

Se
$149,198.57 ###
$139,733.10 ###
$130,200.99 ###
$120,601.76 ###
$110,934.93 ###
$101,200.03 ###
$91,396.58 ###
$81,524.09 ###
$71,582.09 ###
$61,570.08 ###
$51,487.57 ###
$41,334.06 ###
$31,109.06 ###
$20,812.05 ###
$10,442.53 ###
$0.00 ###

Tasa

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste Anual al Pago

Pago al Crdito

Seguro de Vida

Seguro de Daos Comisin por Administracin

Mensualidad Total

Prepago

Saldo al final del


periodo

Se

Tasa

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


IMPRIMIR

DATOS DEL FINANCIAMIENTO:


Inmueble:
Valor del inmueble:
Parmetros de Financiamiento:
Plazo en meses:
% de Financiamiento Mximo:
Tasa de Inters
Ingreso:
Ingreso Mnimo:
Credito HSBC:
Saldo Subcuenta de Vivienda SAR
Crdito a otorgar por el FOVISSSTE:
Descuento Mensual:
Aportacion Mnima Requerida del Cliente:
Enganche mnimo requerido:
Enganche adicional del cliente:
Enganche adicional del cliente:
Diferencia por valor del inmueble:
Crdito HSBC:

GASTOS MENSUALES
$

1,214,286
% Financiamiento para TASA
120
70.0%
70.0%
8.45%

###
###
###

10,000.00

8,000.00

6,000.00

GASTOS INICIALES

364,286
364,286
$

Enganche Adicional + Requerido:


Avalo:

364,286
850,000

Gastos

Composicin de la Mensualidad Total


12,000.00

31,456

no

TOTAL GASTOS INICIALES:

Gastos:
%Financiable:
Monto Financiable:

$85,000
0.0%
$0

Quiere Financiamiento de Comisin por


apertura:

no

Comisin:
%Financiable:
Monto Financiable:

4,000.00

$364,286
$3,350

Gastos de Investigacin:
Comisin por Apertura:
comision no financiada
200000 Gastos y honorarios notariales:
7%
Gastos y honorarios notariales no financiados:

Opciones de financiamiento gastos y comisin:


de

$10,516
$217
$277
11,010

##
$

Quiere
Financiamiento
Notariales:

Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

Ingresa el Valor del I

2,000.00

Captu

$500
$8,500
$8,500
$85,000
$85,000

0.00

De
Capital

Intereses

###
###
###

Mensualidad Total

###

461,636

###
###
###

PLAZO FINAL DEL CRDITO CON PREPAGOS

###
8,500
0.0%
$0

1
95% CAT:
100%

Meses:
Reduce:

CAT:

###
###
###

120
0

10.2%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) El otorgamiento del crdito de INFONAVIT FOVISSSTE esta sujeta a la aprobacin de cada Instituto.
(5) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(6) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

0.35

850,000.00

Seguros

850,000.00

319,211.19

10.3%
0.82%
838,112.07

1
0.00

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
Home Insurance (per thousand * house value)
###
###
###

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

Prepago

Mensualidad

850,000.00

850,000.00

4,530.65

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

845,469.35

4,562.55

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

840,906.80

4,594.68

5,921.39

10,516.07

216.75

276.86

0.00

11,009.67

836,312.11

4,627.04

5,889.03

10,516.07

216.75

276.86

0.00

11,009.67

831,685.08

4,659.62

5,856.45

10,516.07

216.75

276.86

0.00

11,009.67

827,025.46

4,692.43

5,823.64

10,516.07

216.75

276.86

0.00

11,009.67

822,333.03

4,725.47

5,790.60

10,516.07

216.75

276.86

0.00

11,009.67

817,607.56

4,758.75

5,757.32

10,516.07

216.75

276.86

0.00

11,009.67

812,848.81

4,792.26

5,723.81

10,516.07

216.75

276.86

0.00

11,009.67

10

808,056.56

4,826.00

5,690.06

10,516.07

216.75

276.86

0.00

11,009.67

11

803,230.55

4,859.99

5,656.08

10,516.07

216.75

276.86

0.00

11,009.67

12

798,370.57

4,894.21

5,621.86

10,516.07

216.75

276.86

0.00

11,009.67

13

793,476.36

4,928.67

5,587.40

10,516.07

216.75

276.86

0.00

11,009.67

Saldo al final del


periodo

Tasa

Seg
Plazo

$845,469.35 ###
$840,906.80 ###
$836,312.11 ###
$831,685.08 ###
$827,025.46 ###
$822,333.03 ###
$817,607.56 ###
$812,848.81 ###
$808,056.56 ###
$803,230.55 ###
$798,370.57 ###
$793,476.36 ###
$788,547.69 ###

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

14

788,547.69

4,963.38

5,552.69

10,516.07

216.75

276.86

0.00

11,009.67

15

783,584.31

4,998.33

5,517.74

10,516.07

216.75

276.86

0.00

11,009.67

16

778,585.99

5,033.52

5,482.54

10,516.07

216.75

276.86

0.00

11,009.67

17

773,552.46

5,068.97

5,447.10

10,516.07

216.75

276.86

0.00

11,009.67

18

768,483.49

5,104.66

5,411.40

10,516.07

216.75

276.86

0.00

11,009.67

19

763,378.83

5,140.61

5,375.46

10,516.07

216.75

276.86

0.00

11,009.67

20

758,238.22

5,176.81

5,339.26

10,516.07

216.75

276.86

0.00

11,009.67

21

753,061.42

5,213.26

5,302.81

10,516.07

216.75

276.86

0.00

11,009.67

22

747,848.16

5,249.97

5,266.10

10,516.07

216.75

276.86

0.00

11,009.67

23

742,598.19

5,286.94

5,229.13

10,516.07

216.75

276.86

0.00

11,009.67

24

737,311.25

5,324.17

5,191.90

10,516.07

216.75

276.86

0.00

11,009.67

25

731,987.08

5,361.66

5,154.41

10,516.07

216.75

276.86

0.00

11,009.67

26

726,625.42

5,399.41

5,116.65

10,516.07

216.75

276.86

0.00

11,009.67

27

721,226.01

5,437.43

5,078.63

10,516.07

216.75

276.86

0.00

11,009.67

28

715,788.58

5,475.72

5,040.34

10,516.07

216.75

276.86

0.00

11,009.67

29

710,312.86

5,514.28

5,001.79

10,516.07

216.75

276.86

0.00

11,009.67

30

704,798.57

5,553.11

4,962.96

10,516.07

216.75

276.86

0.00

11,009.67

31

699,245.46

5,592.21

4,923.85

10,516.07

216.75

276.86

0.00

11,009.67

32

693,653.25

5,631.59

4,884.47

10,516.07

216.75

276.86

0.00

11,009.67

33

688,021.66

5,671.25

4,844.82

10,516.07

216.75

276.86

0.00

11,009.67

34

682,350.41

5,711.18

4,804.88

10,516.07

216.75

276.86

0.00

11,009.67

35

676,639.23

5,751.40

4,764.67

10,516.07

216.75

276.86

0.00

11,009.67

36

670,887.83

5,791.90

4,724.17

10,516.07

216.75

276.86

0.00

11,009.67

37

665,095.93

5,832.68

4,683.38

10,516.07

216.75

276.86

0.00

11,009.67

38

659,263.25

5,873.75

4,642.31

10,516.07

216.75

276.86

0.00

11,009.67

39

653,389.49

5,915.12

4,600.95

10,516.07

216.75

276.86

0.00

11,009.67

40

647,474.38

5,956.77

4,559.30

10,516.07

216.75

276.86

0.00

11,009.67

41

641,517.61

5,998.71

4,517.35

10,516.07

216.75

276.86

0.00

11,009.67

42

635,518.89

6,040.95

4,475.11

10,516.07

216.75

276.86

0.00

11,009.67

43

629,477.94

6,083.49

4,432.57

10,516.07

216.75

276.86

0.00

11,009.67

44

623,394.45

6,126.33

4,389.74

10,516.07

216.75

276.86

0.00

11,009.67

45

617,268.12

6,169.47

4,346.60

10,516.07

216.75

276.86

0.00

11,009.67

46

611,098.64

6,212.91

4,303.15

10,516.07

216.75

276.86

0.00

11,009.67

47

604,885.73

6,256.66

4,259.40

10,516.07

216.75

276.86

0.00

11,009.67

48

598,629.07

6,300.72

4,215.35

10,516.07

216.75

276.86

0.00

11,009.67

49

592,328.35

6,345.09

4,170.98

10,516.07

216.75

276.86

0.00

11,009.67

50

585,983.26

6,389.77

4,126.30

10,516.07

216.75

276.86

0.00

11,009.67

51

579,593.49

6,434.76

4,081.30

10,516.07

216.75

276.86

0.00

11,009.67

52

573,158.73

6,480.07

4,035.99

10,516.07

216.75

276.86

0.00

11,009.67

53

566,678.65

6,525.70

3,990.36

10,516.07

216.75

276.86

0.00

11,009.67

54

560,152.95

6,571.66

3,944.41

10,516.07

216.75

276.86

0.00

11,009.67

55

553,581.29

6,617.93

3,898.13

10,516.07

216.75

276.86

0.00

11,009.67

56

546,963.36

6,664.53

3,851.53

10,516.07

216.75

276.86

0.00

11,009.67

57

540,298.83

6,711.46

3,804.60

10,516.07

216.75

276.86

0.00

11,009.67

58

533,587.36

6,758.72

3,757.34

10,516.07

216.75

276.86

0.00

11,009.67

59

526,828.64

6,806.32

3,709.75

10,516.07

216.75

276.86

0.00

11,009.67

60

520,022.33

6,854.24

3,661.82

10,516.07

216.75

276.86

0.00

11,009.67

61

513,168.08

6,902.51

3,613.56

10,516.07

216.75

276.86

0.00

11,009.67

62

506,265.57

6,951.11

3,564.95

10,516.07

216.75

276.86

0.00

11,009.67

63

499,314.46

7,000.06

3,516.01

10,516.07

216.75

276.86

0.00

11,009.67

64

492,314.40

7,049.35

3,466.71

10,516.07

216.75

276.86

0.00

11,009.67

65

485,265.05

7,098.99

3,417.07

10,516.07

216.75

276.86

0.00

11,009.67

66

478,166.05

7,148.98

3,367.09

10,516.07

216.75

276.86

0.00

11,009.67

67

471,017.07

7,199.32

3,316.75

10,516.07

216.75

276.86

0.00

11,009.67

68

463,817.75

7,250.02

3,266.05

10,516.07

216.75

276.86

0.00

11,009.67

69

456,567.73

7,301.07

3,215.00

10,516.07

216.75

276.86

0.00

11,009.67

70

449,266.67

7,352.48

3,163.59

10,516.07

216.75

276.86

0.00

11,009.67

71

441,914.18

7,404.25

3,111.81

10,516.07

216.75

276.86

0.00

11,009.67

72

434,509.93

7,456.39

3,059.67

10,516.07

216.75

276.86

0.00

11,009.67

73

427,053.54

7,508.90

3,007.17

10,516.07

216.75

276.86

0.00

11,009.67

74

419,544.64

7,561.77

2,954.29

10,516.07

216.75

276.86

0.00

11,009.67

75

411,982.87

7,615.02

2,901.05

10,516.07

216.75

276.86

0.00

11,009.67

76

404,367.84

7,668.64

2,847.42

10,516.07

216.75

276.86

0.00

11,009.67

77

396,699.20

7,722.64

2,793.42

10,516.07

216.75

276.86

0.00

11,009.67

78

388,976.56

7,777.02

2,739.04

10,516.07

216.75

276.86

0.00

11,009.67

79

381,199.53

7,831.79

2,684.28

10,516.07

216.75

276.86

0.00

11,009.67

80

373,367.75

7,886.94

2,629.13

10,516.07

216.75

276.86

0.00

11,009.67

81

365,480.81

7,942.47

2,573.59

10,516.07

216.75

276.86

0.00

11,009.67

82

357,538.34

7,998.40

2,517.67

10,516.07

216.75

276.86

0.00

11,009.67

83

349,539.94

8,054.72

2,461.34

10,516.07

216.75

276.86

0.00

11,009.67

84

341,485.21

8,111.44

2,404.63

10,516.07

216.75

276.86

0.00

11,009.67

85

333,373.77

8,168.56

2,347.51

10,516.07

216.75

276.86

0.00

11,009.67

86

325,205.21

8,226.08

2,289.99

10,516.07

216.75

276.86

0.00

11,009.67

87

316,979.13

8,284.01

2,232.06

10,516.07

216.75

276.86

0.00

11,009.67

88

308,695.13

8,342.34

2,173.73

10,516.07

216.75

276.86

0.00

11,009.67

89

300,352.79

8,401.08

2,114.98

10,516.07

216.75

276.86

0.00

11,009.67

Prepago

Mensualidad

Saldo al final del


periodo

Tasa

Seg

$783,584.31 ###
$778,585.99 ###
$773,552.46 ###
$768,483.49 ###
$763,378.83 ###
$758,238.22 ###
$753,061.42 ###
$747,848.16 ###
$742,598.19 ###
$737,311.25 ###
$731,987.08 ###
$726,625.42 ###
$721,226.01 ###
$715,788.58 ###
$710,312.86 ###
$704,798.57 ###
$699,245.46 ###
$693,653.25 ###
$688,021.66 ###
$682,350.41 ###
$676,639.23 ###
$670,887.83 ###
$665,095.93 ###
$659,263.25 ###
$653,389.49 ###
$647,474.38 ###
$641,517.61 ###
$635,518.89 ###
$629,477.94 ###
$623,394.45 ###
$617,268.12 ###
$611,098.64 ###
$604,885.73 ###
$598,629.07 ###
$592,328.35 ###
$585,983.26 ###
$579,593.49 ###
$573,158.73 ###
$566,678.65 ###
$560,152.95 ###
$553,581.29 ###
$546,963.36 ###
$540,298.83 ###
$533,587.36 ###
$526,828.64 ###
$520,022.33 ###
$513,168.08 ###
$506,265.57 ###
$499,314.46 ###
$492,314.40 ###
$485,265.05 ###
$478,166.05 ###
$471,017.07 ###
$463,817.75 ###
$456,567.73 ###
$449,266.67 ###
$441,914.18 ###
$434,509.93 ###
$427,053.54 ###
$419,544.64 ###
$411,982.87 ###
$404,367.84 ###
$396,699.20 ###
$388,976.56 ###
$381,199.53 ###
$373,367.75 ###
$365,480.81 ###
$357,538.34 ###
$349,539.94 ###
$341,485.21 ###
$333,373.77 ###
$325,205.21 ###
$316,979.13 ###
$308,695.13 ###
$300,352.79 ###
$291,951.70 ###

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

90

291,951.70

8,460.24

2,055.83

10,516.07

216.75

276.86

0.00

11,009.67

91

283,491.46

8,519.81

1,996.25

10,516.07

216.75

276.86

0.00

11,009.67

92

274,971.65

8,579.81

1,936.26

10,516.07

216.75

276.86

0.00

11,009.67

93

266,391.84

8,640.22

1,875.84

10,516.07

216.75

276.86

0.00

11,009.67

94

257,751.62

8,701.07

1,815.00

10,516.07

216.75

276.86

0.00

11,009.67

95

249,050.55

8,762.34

1,753.73

10,516.07

216.75

276.86

0.00

11,009.67

96

240,288.21

8,824.04

1,692.03

10,516.07

216.75

276.86

0.00

11,009.67

97

231,464.18

8,886.17

1,629.89

10,516.07

216.75

276.86

0.00

11,009.67

98

222,578.00

8,948.75

1,567.32

10,516.07

216.75

276.86

0.00

11,009.67

99

213,629.26

9,011.76

1,504.31

10,516.07

216.75

276.86

0.00

11,009.67

100

204,617.50

9,075.22

1,440.85

10,516.07

216.75

276.86

0.00

11,009.67

101

195,542.28

9,139.12

1,376.94

10,516.07

216.75

276.86

0.00

11,009.67

102

186,403.15

9,203.48

1,312.59

10,516.07

216.75

276.86

0.00

11,009.67

103

177,199.68

9,268.29

1,247.78

10,516.07

216.75

276.86

0.00

11,009.67

104

167,931.39

9,333.55

1,182.52

10,516.07

216.75

276.86

0.00

11,009.67

105

158,597.84

9,399.27

1,116.79

10,516.07

216.75

276.86

0.00

11,009.67

106

149,198.57

9,465.46

1,050.61

10,516.07

216.75

276.86

0.00

11,009.67

107

139,733.10

9,532.11

983.95

10,516.07

216.75

276.86

0.00

11,009.67

108

130,200.99

9,599.24

916.83

10,516.07

216.75

276.86

0.00

11,009.67

109

120,601.76

9,666.83

849.24

10,516.07

216.75

276.86

0.00

11,009.67

110

110,934.93

9,734.90

781.17

10,516.07

216.75

276.86

0.00

11,009.67

111

101,200.03

9,803.45

712.62

10,516.07

216.75

276.86

0.00

11,009.67

112

91,396.58

9,872.48

643.58

10,516.07

216.75

276.86

0.00

11,009.67

113

81,524.09

9,942.00

574.07

10,516.07

216.75

276.86

0.00

11,009.67

114

71,582.09

10,012.01

504.06

10,516.07

216.75

276.86

0.00

11,009.67

115

61,570.08

10,082.51

433.56

10,516.07

216.75

276.86

0.00

11,009.67

116

51,487.57

10,153.51

362.56

10,516.07

216.75

276.86

0.00

11,009.67

117

41,334.06

10,225.01

291.06

10,516.07

216.75

276.86

0.00

11,009.67

118

31,109.06

10,297.01

219.06

10,516.07

216.75

276.86

0.00

11,009.67

119

20,812.05

10,369.52

146.55

10,516.07

216.75

276.86

0.00

11,009.67

120

10,442.53

10,442.53

73.53

10,516.07

216.75

276.86

0.00

11,009.67

Prepago

Mensualidad

Saldo al final del


periodo

Tasa

Seg

$283,491.46 ###
$274,971.65 ###
$266,391.84 ###
$257,751.62 ###
$249,050.55 ###
$240,288.21 ###
$231,464.18 ###
$222,578.00 ###
$213,629.26 ###
$204,617.50 ###
$195,542.28 ###
$186,403.15 ###
$177,199.68 ###
$167,931.39 ###
$158,597.84 ###
$149,198.57 ###
$139,733.10 ###
$130,200.99 ###
$120,601.76 ###
$110,934.93 ###
$101,200.03 ###
$91,396.58 ###
$81,524.09 ###
$71,582.09 ###
$61,570.08 ###
$51,487.57 ###
$41,334.06 ###
$31,109.06 ###
$20,812.05 ###
$10,442.53 ###
$0.00 ###

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

Prepago

Mensualidad

Saldo al final del


periodo

Tasa

Seg

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


IMPRIMIR

DATOS DEL FINANCIAMIENTO:


Inmueble:
Valor del inmueble:
Parmetros de Financiamiento:
Plazo en meses:
% de Financiamiento Mximo:
Tasa de Inters
Factor Incremento Anual de Pago:
Factor Pago Inicial:
Ingreso:
Ingreso Mnimo:
Credito HSBC:
Saldo Subcuenta de Vivienda SAR
Crdito a otorgar por el FOVISSSTE:
Descuento Mensual:

GASTOS MENSUALES

1,214,286
% Financiamiento para TASA
120
70.0%
70.0%
8.45%
0.00%
12.4

Mensualidad Inicial:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

$10,516
$217
$277
11,010

Composicin de la Mensualidad Total


12,000.00

10,000.00

31,456

A
###

GASTOS INICIALES

###

Enganche Adicional + Requerido:


Avalo:
Gastos de Investigacin:

Aportacion Mnima Requerida del Cliente:


Enganche mnimo requerido:

364,286
364,286

Enganche adicional del cliente:


Enganche adicional del cliente:
Diferencia por valor del inmueble:
Crdito HSBC:

Comisin por Apertura:


Comisin no financiada

364,286
850,000

Gastos y honorarios notariales:


7%
Gastos y honorarios notariales no financiados:
TOTAL GASTOS INICIALES:

$364,286
$3,350
$500

8,000.00

$8,500
$8,500

6,000.00

##
##

V
4,000.00

200000

Ingresa el Valor

De

$85,000
$85,000
461,636

##

###
###
###
###
###

2,000.00

Opciones de financiamiento gastos y comisin:


Quiere Financiamiento de Gastos Notariales:

no

Gastos:

PLAZO FINAL DEL CRDITO CON PREPAGOS

%Financiable:
Monto Financiable:
Quiere Financiamiento de Comisin por apertura:
1
95%
100%

0%

Meses:

$0

Reduce:

###
###

0.00

$85,000

###

120
Capital

Intereses

Pago al Crdito

Seguros

###

no

Comisin:

###
###

$8,500

%Financiable:
Monto Financiable:

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

0%
-

CAT:
CAT:

10.22%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) El otorgamiento del crdito de INFONAVIT FOVISSSTE esta sujeta a la aprobacin de cada Instituto.
(5) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(6) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

0.35

CAT

850,000.00

850,000.00

319,211.19

10.3%
0.82%
838,112.07

###
###
###

2
0.00

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste
Pago

Anual

al

Pago al Crdito

Seguro de Vida

Seguro de Daos Comisin por Administracin

Mensualidad Total

850,000.00

850,000.00

4,530.65

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

845,469.35

4,562.55

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

PLAZO

840,906.80

4,594.68

5,921.39

10,516.07

216.75

276.86

0.00

11,009.67

836,312.11

4,627.04

5,889.03

10,516.07

216.75

276.86

0.00

11,009.67

831,685.08

4,659.62

5,856.45

10,516.07

216.75

276.86

0.00

11,009.67

827,025.46

4,692.43

5,823.64

10,516.07

216.75

276.86

0.00

11,009.67

822,333.03

4,725.47

5,790.60

10,516.07

216.75

276.86

0.00

11,009.67

817,607.56

4,758.75

5,757.32

10,516.07

216.75

276.86

0.00

11,009.67

812,848.81

4,792.26

5,723.81

10,516.07

216.75

276.86

0.00

11,009.67

10

808,056.56

4,826.00

5,690.06

10,516.07

216.75

276.86

0.00

11,009.67

11

803,230.55

4,859.99

5,656.08

10,516.07

216.75

276.86

0.00

11,009.67

12

798,370.57

4,894.21

5,621.86

10,516.07

216.75

276.86

0.00

11,009.67

13

793,476.36

4,928.67

5,587.40

10,516.07

216.75

276.86

0.00

11,009.67

14

788,547.69

4,963.38

5,552.69

10,516.07

216.75

276.86

0.00

11,009.67

15

783,584.31

4,998.33

5,517.74

10,516.07

216.75

276.86

0.00

11,009.67

16

778,585.99

5,033.52

5,482.54

10,516.07

216.75

276.86

0.00

11,009.67

17

773,552.46

5,068.97

5,447.10

10,516.07

216.75

276.86

0.00

11,009.67

18

768,483.49

5,104.66

5,411.40

10,516.07

216.75

276.86

0.00

11,009.67

5,140.61

5,375.46

10,516.07

216.75

276.86

0.00

11,009.67

19

763,378.83

Prepago

0.00%

Saldo al final del


periodo

Tasa

Appraisal (per thousand * house value)

$845,469.35###
$840,906.80###
$836,312.11###
$831,685.08###
$827,025.46###
$822,333.03###
$817,607.56###
$812,848.81###
$808,056.56###

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

$803,230.55###
$798,370.57###
$793,476.36###
$788,547.69###
$783,584.31###
$778,585.99###
$773,552.46###
$768,483.49###
$763,378.83###
$758,238.22###

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste
Pago

Anual

al

Pago al Crdito

Seguro de Vida

Seguro de Daos Comisin por Administracin

Mensualidad Total

20

758,238.22

5,176.81

5,339.26

10,516.07

216.75

276.86

0.00

11,009.67

21

753,061.42

5,213.26

5,302.81

10,516.07

216.75

276.86

0.00

11,009.67

22

747,848.16

5,249.97

5,266.10

10,516.07

216.75

276.86

0.00

11,009.67

23

742,598.19

5,286.94

5,229.13

10,516.07

216.75

276.86

0.00

11,009.67

24

737,311.25

5,324.17

5,191.90

10,516.07

216.75

276.86

0.00

11,009.67

25

731,987.08

5,361.66

5,154.41

10,516.07

216.75

276.86

0.00

11,009.67

26

726,625.42

5,399.41

5,116.65

10,516.07

216.75

276.86

0.00

11,009.67

27

721,226.01

5,437.43

5,078.63

10,516.07

216.75

276.86

0.00

11,009.67

28

715,788.58

5,475.72

5,040.34

10,516.07

216.75

276.86

0.00

11,009.67

29

710,312.86

5,514.28

5,001.79

10,516.07

216.75

276.86

0.00

11,009.67

30

704,798.57

5,553.11

4,962.96

10,516.07

216.75

276.86

0.00

11,009.67

31

699,245.46

5,592.21

4,923.85

10,516.07

216.75

276.86

0.00

11,009.67

32

693,653.25

5,631.59

4,884.47

10,516.07

216.75

276.86

0.00

11,009.67

33

688,021.66

5,671.25

4,844.82

10,516.07

216.75

276.86

0.00

11,009.67

34

682,350.41

5,711.18

4,804.88

10,516.07

216.75

276.86

0.00

11,009.67

35

676,639.23

5,751.40

4,764.67

10,516.07

216.75

276.86

0.00

11,009.67

36

670,887.83

5,791.90

4,724.17

10,516.07

216.75

276.86

0.00

11,009.67

37

665,095.93

5,832.68

4,683.38

10,516.07

216.75

276.86

0.00

11,009.67

38

659,263.25

5,873.75

4,642.31

10,516.07

216.75

276.86

0.00

11,009.67

39

653,389.49

5,915.12

4,600.95

10,516.07

216.75

276.86

0.00

11,009.67

40

647,474.38

5,956.77

4,559.30

10,516.07

216.75

276.86

0.00

11,009.67

41

641,517.61

5,998.71

4,517.35

10,516.07

216.75

276.86

0.00

11,009.67

42

635,518.89

6,040.95

4,475.11

10,516.07

216.75

276.86

0.00

11,009.67

43

629,477.94

6,083.49

4,432.57

10,516.07

216.75

276.86

0.00

11,009.67

44

623,394.45

6,126.33

4,389.74

10,516.07

216.75

276.86

0.00

11,009.67

45

617,268.12

6,169.47

4,346.60

10,516.07

216.75

276.86

0.00

11,009.67

46

611,098.64

6,212.91

4,303.15

10,516.07

216.75

276.86

0.00

11,009.67

47

604,885.73

6,256.66

4,259.40

10,516.07

216.75

276.86

0.00

11,009.67

48

598,629.07

6,300.72

4,215.35

10,516.07

216.75

276.86

0.00

11,009.67

49

592,328.35

6,345.09

4,170.98

10,516.07

216.75

276.86

0.00

11,009.67

50

585,983.26

6,389.77

4,126.30

10,516.07

216.75

276.86

0.00

11,009.67

51

579,593.49

6,434.76

4,081.30

10,516.07

216.75

276.86

0.00

11,009.67

52

573,158.73

6,480.07

4,035.99

10,516.07

216.75

276.86

0.00

11,009.67

53

566,678.65

6,525.70

3,990.36

10,516.07

216.75

276.86

0.00

11,009.67

54

560,152.95

6,571.66

3,944.41

10,516.07

216.75

276.86

0.00

11,009.67

55

553,581.29

6,617.93

3,898.13

10,516.07

216.75

276.86

0.00

11,009.67

56

546,963.36

6,664.53

3,851.53

10,516.07

216.75

276.86

0.00

11,009.67

57

540,298.83

6,711.46

3,804.60

10,516.07

216.75

276.86

0.00

11,009.67

58

533,587.36

6,758.72

3,757.34

10,516.07

216.75

276.86

0.00

11,009.67

59

526,828.64

6,806.32

3,709.75

10,516.07

216.75

276.86

0.00

11,009.67

60

520,022.33

6,854.24

3,661.82

10,516.07

216.75

276.86

0.00

11,009.67

61

513,168.08

6,902.51

3,613.56

10,516.07

216.75

276.86

0.00

11,009.67

62

506,265.57

6,951.11

3,564.95

10,516.07

216.75

276.86

0.00

11,009.67

63

499,314.46

7,000.06

3,516.01

10,516.07

216.75

276.86

0.00

11,009.67

64

492,314.40

7,049.35

3,466.71

10,516.07

216.75

276.86

0.00

11,009.67

65

485,265.05

7,098.99

3,417.07

10,516.07

216.75

276.86

0.00

11,009.67

66

478,166.05

7,148.98

3,367.09

10,516.07

216.75

276.86

0.00

11,009.67

67

471,017.07

7,199.32

3,316.75

10,516.07

216.75

276.86

0.00

11,009.67

68

463,817.75

7,250.02

3,266.05

10,516.07

216.75

276.86

0.00

11,009.67

69

456,567.73

7,301.07

3,215.00

10,516.07

216.75

276.86

0.00

11,009.67

70

449,266.67

7,352.48

3,163.59

10,516.07

216.75

276.86

0.00

11,009.67

71

441,914.18

7,404.25

3,111.81

10,516.07

216.75

276.86

0.00

11,009.67

72

434,509.93

7,456.39

3,059.67

10,516.07

216.75

276.86

0.00

11,009.67

73

427,053.54

7,508.90

3,007.17

10,516.07

216.75

276.86

0.00

11,009.67

74

419,544.64

7,561.77

2,954.29

10,516.07

216.75

276.86

0.00

11,009.67

75

411,982.87

7,615.02

2,901.05

10,516.07

216.75

276.86

0.00

11,009.67

76

404,367.84

7,668.64

2,847.42

10,516.07

216.75

276.86

0.00

11,009.67

77

396,699.20

7,722.64

2,793.42

10,516.07

216.75

276.86

0.00

11,009.67

78

388,976.56

7,777.02

2,739.04

10,516.07

216.75

276.86

0.00

11,009.67

79

381,199.53

7,831.79

2,684.28

10,516.07

216.75

276.86

0.00

11,009.67

80

373,367.75

7,886.94

2,629.13

10,516.07

216.75

276.86

0.00

11,009.67

81

365,480.81

7,942.47

2,573.59

10,516.07

216.75

276.86

0.00

11,009.67

82

357,538.34

7,998.40

2,517.67

10,516.07

216.75

276.86

0.00

11,009.67

83

349,539.94

8,054.72

2,461.34

10,516.07

216.75

276.86

0.00

11,009.67

84

341,485.21

8,111.44

2,404.63

10,516.07

216.75

276.86

0.00

11,009.67

85

333,373.77

8,168.56

2,347.51

10,516.07

216.75

276.86

0.00

11,009.67

86

325,205.21

8,226.08

2,289.99

10,516.07

216.75

276.86

0.00

11,009.67

87

316,979.13

8,284.01

2,232.06

10,516.07

216.75

276.86

0.00

11,009.67

88

308,695.13

8,342.34

2,173.73

10,516.07

216.75

276.86

0.00

11,009.67

89

300,352.79

8,401.08

2,114.98

10,516.07

216.75

276.86

0.00

11,009.67

90

291,951.70

8,460.24

2,055.83

10,516.07

216.75

276.86

0.00

11,009.67

91

283,491.46

8,519.81

1,996.25

10,516.07

216.75

276.86

0.00

11,009.67

92

274,971.65

8,579.81

1,936.26

10,516.07

216.75

276.86

0.00

11,009.67

93

266,391.84

8,640.22

1,875.84

10,516.07

216.75

276.86

0.00

11,009.67

94

257,751.62

8,701.07

1,815.00

10,516.07

216.75

276.86

0.00

11,009.67

95

249,050.55

8,762.34

1,753.73

10,516.07

216.75

276.86

0.00

11,009.67

96

240,288.21

8,824.04

1,692.03

10,516.07

216.75

276.86

0.00

11,009.67

97

231,464.18

8,886.17

1,629.89

10,516.07

216.75

276.86

0.00

11,009.67

98

222,578.00

8,948.75

1,567.32

10,516.07

216.75

276.86

0.00

11,009.67

99

213,629.26

9,011.76

1,504.31

10,516.07

216.75

276.86

0.00

11,009.67

100

204,617.50

9,075.22

1,440.85

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

Prepago

Saldo al final del


periodo

Tasa

$753,061.42###
$747,848.16###
$742,598.19###
$737,311.25###
$731,987.08###
$726,625.42###
$721,226.01###
$715,788.58###
$710,312.86###
$704,798.57###
$699,245.46###
$693,653.25###
$688,021.66###
$682,350.41###
$676,639.23###
$670,887.83###
$665,095.93###
$659,263.25###
$653,389.49###
$647,474.38###
$641,517.61###
$635,518.89###
$629,477.94###
$623,394.45###
$617,268.12###
$611,098.64###
$604,885.73###
$598,629.07###
$592,328.35###
$585,983.26###
$579,593.49###
$573,158.73###
$566,678.65###
$560,152.95###
$553,581.29###
$546,963.36###
$540,298.83###
$533,587.36###
$526,828.64###
$520,022.33###
$513,168.08###
$506,265.57###
$499,314.46###
$492,314.40###
$485,265.05###
$478,166.05###
$471,017.07###
$463,817.75###
$456,567.73###
$449,266.67###
$441,914.18###
$434,509.93###
$427,053.54###
$419,544.64###
$411,982.87###
$404,367.84###
$396,699.20###
$388,976.56###
$381,199.53###
$373,367.75###
$365,480.81###
$357,538.34###
$349,539.94###
$341,485.21###
$333,373.77###
$325,205.21###
$316,979.13###
$308,695.13###
$300,352.79###
$291,951.70###
$283,491.46###
$274,971.65###
$266,391.84###
$257,751.62###
$249,050.55###
$240,288.21###
$231,464.18###
$222,578.00###
$213,629.26###
$204,617.50###
$195,542.28###

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste
Pago

Anual

al

Pago al Crdito

Seguro de Vida

Seguro de Daos Comisin por Administracin

Mensualidad Total

101

195,542.28

9,139.12

1,376.94

10,516.07

216.75

276.86

0.00

11,009.67

102

186,403.15

9,203.48

1,312.59

10,516.07

216.75

276.86

0.00

11,009.67

103

177,199.68

9,268.29

1,247.78

10,516.07

216.75

276.86

0.00

11,009.67

104

167,931.39

9,333.55

1,182.52

10,516.07

216.75

276.86

0.00

11,009.67

105

158,597.84

9,399.27

1,116.79

10,516.07

216.75

276.86

0.00

11,009.67

106

149,198.57

9,465.46

1,050.61

10,516.07

216.75

276.86

0.00

11,009.67

107

139,733.10

9,532.11

983.95

10,516.07

216.75

276.86

0.00

11,009.67

108

130,200.99

9,599.24

916.83

10,516.07

216.75

276.86

0.00

11,009.67

109

120,601.76

9,666.83

849.24

10,516.07

216.75

276.86

0.00

11,009.67

110

110,934.93

9,734.90

781.17

10,516.07

216.75

276.86

0.00

11,009.67

111

101,200.03

9,803.45

712.62

10,516.07

216.75

276.86

0.00

11,009.67

112

91,396.58

9,872.48

643.58

10,516.07

216.75

276.86

0.00

11,009.67

113

81,524.09

9,942.00

574.07

10,516.07

216.75

276.86

0.00

11,009.67

114

71,582.09

10,012.01

504.06

10,516.07

216.75

276.86

0.00

11,009.67

115

61,570.08

10,082.51

433.56

10,516.07

216.75

276.86

0.00

11,009.67

116

51,487.57

10,153.51

362.56

10,516.07

216.75

276.86

0.00

11,009.67

117

41,334.06

10,225.01

291.06

10,516.07

216.75

276.86

0.00

11,009.67

118

31,109.06

10,297.01

219.06

10,516.07

216.75

276.86

0.00

11,009.67

119

20,812.05

10,369.52

146.55

10,516.07

216.75

276.86

0.00

11,009.67

120

10,442.53

10,442.53

73.53

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

Prepago

Saldo al final del


periodo

Tasa

$186,403.15###
$177,199.68###
$167,931.39###
$158,597.84###
$149,198.57###
$139,733.10###
$130,200.99###
$120,601.76###
$110,934.93###
$101,200.03###
$91,396.58###
$81,524.09###
$71,582.09###
$61,570.08###
$51,487.57###
$41,334.06###
$31,109.06###
$20,812.05###
$10,442.53###
$0.00###

8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%
8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste
Pago

Anual

al

Pago al Crdito

Seguro de Vida

Seguro de Daos Comisin por Administracin

Mensualidad Total

Prepago

Saldo al final del


periodo

Tasa

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


IMPRIMIR

DATOS DEL FINANCIAMIENTO:


Inmueble:
Valor del inmueble:

1,214,286

Parmetros de Financiamiento:
Plazo en meses:
% de Financiamiento Mximo:
Tasa de Inters
Factor Incremento Anual de Pago:
Factor Pago Inicial:
Ingreso:
Ingreso Mnimo:
Credito HSBC:
Sueldo del cliente:
Crdito a otorgar por el INFONAVIT:

GASTOS MENSUALES
Mensualidad Inicial:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

% Financiamiento para TASA


120
70.0%
70.0%
8.45%
0.00%

$10,516
$217
$277
11,010

10,000.00
Si, aplica: Capture Ingreso Mayor al Requerido

Pago Fijo

31,456

Enganche Adicional + Requerido:


Avalo:
Gastos de Investigacin:

31,456

Gastos y honorarios notariales:


7%
Gastos y honorarios notariales no financiad
TOTAL GASTOS INICIALES:
$

364,286
364,286

4,000.00

$8,500
$8,500

Ingresa el Valor del In

2,000.00

$85,000
$85,000
461,636

##

De

0.00

120

###
###
###
###
###
###
###

###

Capital

364,286
850,000

Intereses

Pago al Crdito

Seguros

PLAZO FINAL DEL CRDITO CON PREPAGOS


200000

Meses:

Opciones de financiamiento gastos y comisin:

Reduce:

no
$85,000
0%

###
###
###

$0

###

Monto Financiable:
Quiere Financiamiento de Comisin por
1 apertura:
95% Comisin:
100% %Financiable:
Monto Financiable:

6,000.00

$364,286
$3,350
$500

Descuento Mensual INFONAVIT:


Aportacin Mnima Requerida del Cliente
Enganche mnimo requerido:
Enganche adicional del cliente:
Enganche adicional del cliente:
$
Diferencia por valor del inmueble:
Crdito HSBC:
$

Gastos

Datos del

GASTOS INICIALES

Comisin por Apertura:


Comisin no financiada

de

Capture

8,000.00

12.4

Monto Inicial de la Subcuenta


Monto Remanente de la Subcuenta:

Quiere Financiamiento
Notariales:
Gastos:
%Financiable:

Composicin de la M ensualidad Total


12,000.00

no

###
###
###
###
###
###
###
###
###
###
###
###
###
###

$8,500
0%
$0

CAT:
CAT:

10.2%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) El otorgamiento del crdito de INFONAVIT FOVISSSTE esta sujeta a la aprobacin de cada Instituto.
(5) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(6) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

0.35

CAT

850,000.00

850,000.00

319,211.19

CAT

10.3%
0.82%
838,112.07

###
###
###

2
0.00

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

850,000.00

850,000.00

4,530.65

5,985.42

845,469.35

4,562.55

840,906.80

4,594.68

836,312.11

Ajuste Anual Pago


al Pago
Crdito

al

Comisin
por
Mensualidad Total
Administracin

Prepago

Saldo al final del


Seg
periodo

Subcuenta

Tasa

Seguro de Vida

Seguro de Daos

10,516.07

216.75

276.86

0.00

11,009.67

$845,469.35 ###

8.45%

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

$840,906.80 ###

8.45%

5,921.39

10,516.07

216.75

276.86

0.00

11,009.67

$836,312.11 ###

8.45%

4,627.04

5,889.03

10,516.07

216.75

276.86

0.00

11,009.67

$831,685.08 ###

8.45%

PLAZO

###

831,685.08

4,659.62

5,856.45

10,516.07

216.75

276.86

0.00

11,009.67

$827,025.46 ###

8.45%

827,025.46

4,692.43

5,823.64

10,516.07

216.75

276.86

0.00

11,009.67

$822,333.03 ###

8.45%

822,333.03

4,725.47

5,790.60

10,516.07

216.75

276.86

0.00

11,009.67

$817,607.56 ###

8.45%

817,607.56

4,758.75

5,757.32

10,516.07

216.75

276.86

0.00

11,009.67

$812,848.81 ###

8.45%

812,848.81

4,792.26

5,723.81

10,516.07

216.75

276.86

0.00

11,009.67

$808,056.56 ###

8.45%

10

808,056.56

4,826.00

5,690.06

10,516.07

216.75

276.86

0.00

11,009.67

$803,230.55 ###

8.45%

11

803,230.55

4,859.99

5,656.08

10,516.07

216.75

276.86

0.00

11,009.67

$798,370.57 ###

8.45%

12

798,370.57

4,894.21

5,621.86

10,516.07

216.75

276.86

0.00

11,009.67

$793,476.36 ###

8.45%

13

793,476.36

4,928.67

5,587.40

10,516.07

216.75

276.86

0.00

11,009.67

$788,547.69 ###

8.45%

0.00%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

14

788,547.69

4,963.38

5,552.69

15

783,584.31

4,998.33

5,517.74

16

778,585.99

5,033.52

17

773,552.46

18
19

Ajuste Anual Pago


al Pago
Crdito

al

Comisin
por
Mensualidad Total
Administracin

Prepago

Saldo al final del


Seg
periodo

Subcuenta

Tasa

Seguro de Vida

Seguro de Daos

10,516.07

216.75

276.86

0.00

11,009.67

$783,584.31 ###

8.45%

10,516.07

216.75

276.86

0.00

11,009.67

$778,585.99 ###

8.45%

5,482.54

10,516.07

216.75

276.86

0.00

11,009.67

$773,552.46 ###

8.45%

5,068.97

5,447.10

10,516.07

216.75

276.86

0.00

11,009.67

$768,483.49 ###

8.45%

768,483.49

5,104.66

5,411.40

10,516.07

216.75

276.86

0.00

11,009.67

$763,378.83 ###

8.45%

763,378.83

5,140.61

5,375.46

10,516.07

216.75

276.86

0.00

11,009.67

$758,238.22 ###

8.45%

20

758,238.22

5,176.81

5,339.26

10,516.07

216.75

276.86

0.00

11,009.67

$753,061.42 ###

8.45%

21

753,061.42

5,213.26

5,302.81

10,516.07

216.75

276.86

0.00

11,009.67

$747,848.16 ###

8.45%

22

747,848.16

5,249.97

5,266.10

10,516.07

216.75

276.86

0.00

11,009.67

$742,598.19 ###

8.45%

23

742,598.19

5,286.94

5,229.13

10,516.07

216.75

276.86

0.00

11,009.67

$737,311.25 ###

8.45%

24

737,311.25

5,324.17

5,191.90

10,516.07

216.75

276.86

0.00

11,009.67

$731,987.08 ###

8.45%

25

731,987.08

5,361.66

5,154.41

10,516.07

216.75

276.86

0.00

11,009.67

$726,625.42 ###

8.45%

26

726,625.42

5,399.41

5,116.65

10,516.07

216.75

276.86

0.00

11,009.67

$721,226.01 ###

8.45%

27

721,226.01

5,437.43

5,078.63

10,516.07

216.75

276.86

0.00

11,009.67

$715,788.58 ###

8.45%

28

715,788.58

5,475.72

5,040.34

10,516.07

216.75

276.86

0.00

11,009.67

$710,312.86 ###

8.45%

29

710,312.86

5,514.28

5,001.79

10,516.07

216.75

276.86

0.00

11,009.67

$704,798.57 ###

8.45%

30

704,798.57

5,553.11

4,962.96

10,516.07

216.75

276.86

0.00

11,009.67

$699,245.46 ###

8.45%

31

699,245.46

5,592.21

4,923.85

10,516.07

216.75

276.86

0.00

11,009.67

$693,653.25 ###

8.45%

32

693,653.25

5,631.59

4,884.47

10,516.07

216.75

276.86

0.00

11,009.67

$688,021.66 ###

8.45%

33

688,021.66

5,671.25

4,844.82

10,516.07

216.75

276.86

0.00

11,009.67

$682,350.41 ###

8.45%

34

682,350.41

5,711.18

4,804.88

10,516.07

216.75

276.86

0.00

11,009.67

$676,639.23 ###

8.45%

35

676,639.23

5,751.40

4,764.67

10,516.07

216.75

276.86

0.00

11,009.67

$670,887.83 ###

8.45%

36

670,887.83

5,791.90

4,724.17

10,516.07

216.75

276.86

0.00

11,009.67

$665,095.93 ###

8.45%

37

665,095.93

5,832.68

4,683.38

10,516.07

216.75

276.86

0.00

11,009.67

$659,263.25 ###

8.45%

0.00%

0.00%

38

659,263.25

5,873.75

4,642.31

10,516.07

216.75

276.86

0.00

11,009.67

$653,389.49 ###

8.45%

39

653,389.49

5,915.12

4,600.95

10,516.07

216.75

276.86

0.00

11,009.67

$647,474.38 ###

8.45%

40

647,474.38

5,956.77

4,559.30

10,516.07

216.75

276.86

0.00

11,009.67

$641,517.61 ###

8.45%

41

641,517.61

5,998.71

4,517.35

10,516.07

216.75

276.86

0.00

11,009.67

$635,518.89 ###

8.45%

42

635,518.89

6,040.95

4,475.11

10,516.07

216.75

276.86

0.00

11,009.67

$629,477.94 ###

8.45%

43

629,477.94

6,083.49

4,432.57

10,516.07

216.75

276.86

0.00

11,009.67

$623,394.45 ###

8.45%

44

623,394.45

6,126.33

4,389.74

10,516.07

216.75

276.86

0.00

11,009.67

$617,268.12 ###

8.45%

45

617,268.12

6,169.47

4,346.60

10,516.07

216.75

276.86

0.00

11,009.67

$611,098.64 ###

8.45%

46

611,098.64

6,212.91

4,303.15

10,516.07

216.75

276.86

0.00

11,009.67

$604,885.73 ###

8.45%

47

604,885.73

6,256.66

4,259.40

10,516.07

216.75

276.86

0.00

11,009.67

$598,629.07 ###

8.45%

48

598,629.07

6,300.72

4,215.35

10,516.07

216.75

276.86

0.00

11,009.67

$592,328.35 ###

8.45%

49

592,328.35

6,345.09

4,170.98

10,516.07

216.75

276.86

0.00

11,009.67

$585,983.26 ###

8.45%

50

585,983.26

6,389.77

4,126.30

10,516.07

216.75

276.86

0.00

11,009.67

$579,593.49 ###

8.45%

51

579,593.49

6,434.76

4,081.30

10,516.07

216.75

276.86

0.00

11,009.67

$573,158.73 ###

8.45%

52

573,158.73

6,480.07

4,035.99

10,516.07

216.75

276.86

0.00

11,009.67

$566,678.65 ###

8.45%

53

566,678.65

6,525.70

3,990.36

10,516.07

216.75

276.86

0.00

11,009.67

$560,152.95 ###

8.45%

54

560,152.95

6,571.66

3,944.41

10,516.07

216.75

276.86

0.00

11,009.67

$553,581.29 ###

8.45%

55

553,581.29

6,617.93

3,898.13

10,516.07

216.75

276.86

0.00

11,009.67

$546,963.36 ###

8.45%

0.00%

56

546,963.36

6,664.53

3,851.53

10,516.07

216.75

276.86

0.00

11,009.67

$540,298.83 ###

8.45%

57

540,298.83

6,711.46

3,804.60

10,516.07

216.75

276.86

0.00

11,009.67

$533,587.36 ###

8.45%

58

533,587.36

6,758.72

3,757.34

10,516.07

216.75

276.86

0.00

11,009.67

$526,828.64 ###

8.45%

59

526,828.64

6,806.32

3,709.75

10,516.07

216.75

276.86

0.00

11,009.67

$520,022.33 ###

8.45%

60

520,022.33

6,854.24

3,661.82

10,516.07

216.75

276.86

0.00

11,009.67

$513,168.08 ###

8.45%

61

513,168.08

6,902.51

3,613.56

10,516.07

216.75

276.86

0.00

11,009.67

$506,265.57 ###

8.45%

62

506,265.57

6,951.11

3,564.95

10,516.07

216.75

276.86

0.00

11,009.67

$499,314.46 ###

8.45%

63

499,314.46

7,000.06

3,516.01

10,516.07

216.75

276.86

0.00

11,009.67

$492,314.40 ###

8.45%

64

492,314.40

7,049.35

3,466.71

10,516.07

216.75

276.86

0.00

11,009.67

$485,265.05 ###

8.45%

65

485,265.05

7,098.99

3,417.07

10,516.07

216.75

276.86

0.00

11,009.67

$478,166.05 ###

8.45%

66

478,166.05

7,148.98

3,367.09

10,516.07

216.75

276.86

0.00

11,009.67

$471,017.07 ###

8.45%

67

471,017.07

7,199.32

3,316.75

10,516.07

216.75

276.86

0.00

11,009.67

$463,817.75 ###

8.45%

68

463,817.75

7,250.02

3,266.05

10,516.07

216.75

276.86

0.00

11,009.67

$456,567.73 ###

8.45%

69

456,567.73

7,301.07

3,215.00

10,516.07

216.75

276.86

0.00

11,009.67

$449,266.67 ###

8.45%

70

449,266.67

7,352.48

3,163.59

10,516.07

216.75

276.86

0.00

11,009.67

$441,914.18 ###

8.45%

71

441,914.18

7,404.25

3,111.81

10,516.07

216.75

276.86

0.00

11,009.67

$434,509.93 ###

8.45%

72

434,509.93

7,456.39

3,059.67

10,516.07

216.75

276.86

0.00

11,009.67

$427,053.54 ###

8.45%

73

427,053.54

7,508.90

3,007.17

10,516.07

216.75

276.86

0.00

11,009.67

$419,544.64 ###

8.45%

0.00%

0.00%

74

419,544.64

7,561.77

2,954.29

10,516.07

216.75

276.86

0.00

11,009.67

$411,982.87 ###

8.45%

75

411,982.87

7,615.02

2,901.05

10,516.07

216.75

276.86

0.00

11,009.67

$404,367.84 ###

8.45%

76

404,367.84

7,668.64

2,847.42

10,516.07

216.75

276.86

0.00

11,009.67

$396,699.20 ###

8.45%

77

396,699.20

7,722.64

2,793.42

10,516.07

216.75

276.86

0.00

11,009.67

$388,976.56 ###

8.45%

78

388,976.56

7,777.02

2,739.04

10,516.07

216.75

276.86

0.00

11,009.67

$381,199.53 ###

8.45%

79

381,199.53

7,831.79

2,684.28

10,516.07

216.75

276.86

0.00

11,009.67

$373,367.75 ###

8.45%

80

373,367.75

7,886.94

2,629.13

10,516.07

216.75

276.86

0.00

11,009.67

$365,480.81 ###

8.45%

81

365,480.81

7,942.47

2,573.59

10,516.07

216.75

276.86

0.00

11,009.67

$357,538.34 ###

8.45%

82

357,538.34

7,998.40

2,517.67

10,516.07

216.75

276.86

0.00

11,009.67

$349,539.94 ###

8.45%

83

349,539.94

8,054.72

2,461.34

10,516.07

216.75

276.86

0.00

11,009.67

$341,485.21 ###

8.45%

84

341,485.21

8,111.44

2,404.63

10,516.07

216.75

276.86

0.00

11,009.67

$333,373.77 ###

8.45%

85

333,373.77

8,168.56

2,347.51

10,516.07

216.75

276.86

0.00

11,009.67

$325,205.21 ###

8.45%

86

325,205.21

8,226.08

2,289.99

10,516.07

216.75

276.86

0.00

11,009.67

$316,979.13 ###

8.45%

87

316,979.13

8,284.01

2,232.06

10,516.07

216.75

276.86

0.00

11,009.67

$308,695.13 ###

8.45%

88

308,695.13

8,342.34

2,173.73

10,516.07

216.75

276.86

0.00

11,009.67

$300,352.79 ###

8.45%

89

300,352.79

8,401.08

2,114.98

10,516.07

216.75

276.86

0.00

11,009.67

$291,951.70 ###

8.45%

0.00%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

90

291,951.70

8,460.24

2,055.83

91

283,491.46

8,519.81

1,996.25

92

274,971.65

8,579.81

93

266,391.84

94
95

Ajuste Anual Pago


al Pago
Crdito

al

Comisin
por
Mensualidad Total
Administracin

Prepago

Subcuenta

Saldo al final del


Seg
periodo

Tasa

Seguro de Vida

Seguro de Daos

10,516.07

216.75

276.86

0.00

11,009.67

$283,491.46 ###

8.45%

10,516.07

216.75

276.86

0.00

11,009.67

$274,971.65 ###

8.45%

1,936.26

10,516.07

216.75

276.86

0.00

11,009.67

$266,391.84 ###

8.45%

8,640.22

1,875.84

10,516.07

216.75

276.86

0.00

11,009.67

$257,751.62 ###

8.45%

257,751.62

8,701.07

1,815.00

10,516.07

216.75

276.86

0.00

11,009.67

$249,050.55 ###

8.45%

249,050.55

8,762.34

1,753.73

10,516.07

216.75

276.86

0.00

11,009.67

$240,288.21 ###

8.45%

10,516.07

216.75

276.86

0.00

11,009.67

$231,464.18 ###

8.45%

10,516.07

216.75

276.86

0.00

11,009.67

$222,578.00 ###

8.45%

96

240,288.21

8,824.04

1,692.03

97

231,464.18

8,886.17

1,629.89

98

222,578.00

8,948.75

1,567.32

10,516.07

216.75

276.86

0.00

11,009.67

$213,629.26 ###

8.45%

99

213,629.26

9,011.76

1,504.31

10,516.07

216.75

276.86

0.00

11,009.67

$204,617.50 ###

8.45%

100

204,617.50

9,075.22

1,440.85

10,516.07

216.75

276.86

0.00

11,009.67

$195,542.28 ###

8.45%

101

195,542.28

9,139.12

1,376.94

10,516.07

216.75

276.86

0.00

11,009.67

$186,403.15 ###

8.45%

102

186,403.15

9,203.48

1,312.59

10,516.07

216.75

276.86

0.00

11,009.67

$177,199.68 ###

8.45%

103

177,199.68

9,268.29

1,247.78

10,516.07

216.75

276.86

0.00

11,009.67

$167,931.39 ###

8.45%

104

167,931.39

9,333.55

1,182.52

10,516.07

216.75

276.86

0.00

11,009.67

$158,597.84 ###

8.45%

105

158,597.84

9,399.27

1,116.79

10,516.07

216.75

276.86

0.00

11,009.67

$149,198.57 ###

8.45%

106

149,198.57

9,465.46

1,050.61

10,516.07

216.75

276.86

0.00

11,009.67

$139,733.10 ###

8.45%

107

139,733.10

9,532.11

983.95

10,516.07

216.75

276.86

0.00

11,009.67

$130,200.99 ###

8.45%

108

130,200.99

9,599.24

916.83

10,516.07

216.75

276.86

0.00

11,009.67

$120,601.76 ###

8.45%

109

120,601.76

9,666.83

849.24

10,516.07

216.75

276.86

0.00

11,009.67

$110,934.93 ###

8.45%

110

110,934.93

9,734.90

781.17

10,516.07

216.75

276.86

0.00

11,009.67

$101,200.03 ###

8.45%

111

101,200.03

9,803.45

712.62

10,516.07

216.75

276.86

0.00

11,009.67

$91,396.58 ###

8.45%

112

91,396.58

9,872.48

643.58

10,516.07

216.75

276.86

0.00

11,009.67

$81,524.09 ###

8.45%

113

81,524.09

9,942.00

574.07

10,516.07

216.75

276.86

0.00

11,009.67

$71,582.09 ###

8.45%

0.00%

0.00%

114

71,582.09

10,012.01

504.06

10,516.07

216.75

276.86

0.00

11,009.67

$61,570.08 ###

8.45%

115

61,570.08

10,082.51

433.56

10,516.07

216.75

276.86

0.00

11,009.67

$51,487.57 ###

8.45%

116

51,487.57

10,153.51

362.56

10,516.07

216.75

276.86

0.00

11,009.67

$41,334.06 ###

8.45%

117

41,334.06

10,225.01

291.06

10,516.07

216.75

276.86

0.00

11,009.67

$31,109.06 ###

8.45%

118

31,109.06

10,297.01

219.06

10,516.07

216.75

276.86

0.00

11,009.67

$20,812.05 ###

8.45%

119

20,812.05

10,369.52

146.55

10,516.07

216.75

276.86

0.00

11,009.67

$10,442.53 ###

8.45%

120

10,442.53

10,442.53

73.53

10,516.07

216.75

276.86

0.00

11,009.67

$0.00 ###

8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste Anual Pago


al Pago
Crdito

al

Seguro de Vida

Seguro de Daos

Comisin
por
Mensualidad Total
Administracin

Prepago

Subcuenta

Saldo al final del


Seg
periodo

Tasa

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


DATOS DEL FINANCIAMIENTO:

IMPRIMIR

GASTOS MENSUALES

Inmueble:
Valor del inmueble: $

1,214,286

Parmetros de Financiamiento:
Plazo en meses:
% de Financiamiento Mximo:
Tasa de Inters
Ingreso:
Ingreso Mnimo:
$
Credito HSBC:
Crdito a otorgar por el INFONAVIT:
Monto Inicial de la Subcuenta
Monto Remanente de la Subcuenta:
Descuento Mensual INFONAVIT:
Aportacin Mnima Requerida del Cliente:
Enganche mnimo requerido:

% Financiamiento para TASA


120
70.0%
70.0%
8.45%

$10,516
$217
$277
11,010

Composicin de la Mensualidad Total


12,000.00

10,000.00

31,456

Sueldo del cliente:

Si, aplica: Capture Ingreso Mayor al Requerido


8,000.00

GASTOS INICIALES
364,286
364,286

Enganche Adicional + Requerido:


Avalo:
Gastos de Investigacin:
Comisin por Apertura:
comision no financiada

Enganche adicional del cliente:


Enganche adicional del cliente:
Diferencia por valor del inmueble:

364,286
-

Crdito HSBC:

850,000

6,000.00

$364,286
$3,350

Opciones de financiamiento gastos y comisin:

TOTAL GASTOS INICIALES:

##

De

2,000.00

###
###

0.00

$85,000
$85,000
$

Ingresa el Valor del Inm

4,000.00

$500
$8,500
$8,500

Gastos y honorarios notariales:


7%
200000 Gastos y honorarios notariales no financiados:

Quiere Financiamiento de Gastos Notariales:

Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

###
###
Capital

461,636

Intereses

Seguros

###

Mensualidad Total

no

Gastos:
%Financiable:

###
###
###

$85,000
0.0%

Monto Financiable:

$0

Quiere Financiamiento de Comisin por no


apertura:
Comisin:
$

Meses:
Reduce:

8,500

%Financiable:
1 Monto Financiable:
95%
100% CAT:

###

PLAZO FINAL DEL CRDITO CON PREPAGOS

###
###

120
0

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
CAT
###
###
###

0.0%
$0

CAT:

10.2%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) El otorgamiento del crdito de INFONAVIT FOVISSSTE esta sujeta a la aprobacin de cada Instituto.
(5) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(6) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

0.35
-

CAT
10.3%
0.82%
838,112.07

2
0.00

850,000.00

850,000.00

319,211.19

Mes

Saldo Inicial

Capital

Intereses

Pago
al
Crdito

Seguro de Vida

850,000.00

850,000.00

4,530.65

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

$845,469.35 ###

8.45%

845,469.35

4,562.55

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

$840,906.80 ###

8.45%

840,906.80

4,594.68

5,921.39

10,516.07

216.75

276.86

0.00

11,009.67

$836,312.11 ###

8.45%

836,312.11

4,627.04

5,889.03

10,516.07

216.75

276.86

0.00

11,009.67

$831,685.08 ###

8.45%

831,685.08

4,659.62

5,856.45

10,516.07

216.75

276.86

0.00

11,009.67

$827,025.46 ###

8.45%

827,025.46

4,692.43

5,823.64

10,516.07

216.75

276.86

0.00

11,009.67

$822,333.03 ###

8.45%

822,333.03

4,725.47

5,790.60

10,516.07

216.75

276.86

0.00

11,009.67

$817,607.56 ###

8.45%

817,607.56

4,758.75

5,757.32

10,516.07

216.75

276.86

0.00

11,009.67

$812,848.81 ###

8.45%

812,848.81

4,792.26

5,723.81

10,516.07

216.75

276.86

0.00

11,009.67

$808,056.56 ###

8.45%

10

808,056.56

4,826.00

5,690.06

10,516.07

216.75

276.86

0.00

11,009.67

$803,230.55 ###

8.45%

11

803,230.55

4,859.99

5,656.08

10,516.07

216.75

276.86

0.00

11,009.67

$798,370.57 ###

8.45%

12

798,370.57

4,894.21

5,621.86

10,516.07

216.75

276.86

0.00

11,009.67

$793,476.36 ###

8.45%

13

793,476.36

4,928.67

5,587.40

10,516.07

216.75

276.86

0.00

11,009.67

$788,547.69 ###

8.45%

14

788,547.69

4,963.38

5,552.69

10,516.07

216.75

276.86

0.00

11,009.67

$783,584.31 ###

8.45%

Tabla de Amortizacin
Seguro de Daos

Comisin
Admin.

por

Mensualidad Total

Prepago

Aportaciones
Garantizadas

Saldo al final del


periodo
Seg

Tasa

Plazo

Tabla de Amortizacin
Saldo Inicial

Capital

Intereses

Pago
al
Crdito

Seguro de Vida

15

783,584.31

4,998.33

5,517.74

10,516.07

216.75

276.86

0.00

11,009.67

$778,585.99 ###

8.45%

16

778,585.99

5,033.52

5,482.54

10,516.07

216.75

276.86

0.00

11,009.67

$773,552.46 ###

8.45%

17

773,552.46

5,068.97

5,447.10

10,516.07

216.75

276.86

0.00

11,009.67

$768,483.49 ###

8.45%

18

768,483.49

5,104.66

5,411.40

10,516.07

216.75

276.86

0.00

11,009.67

$763,378.83 ###

8.45%

19

763,378.83

5,140.61

5,375.46

10,516.07

216.75

276.86

0.00

11,009.67

$758,238.22 ###

8.45%

20

758,238.22

5,176.81

5,339.26

10,516.07

216.75

276.86

0.00

11,009.67

$753,061.42 ###

8.45%

21

753,061.42

5,213.26

5,302.81

10,516.07

216.75

276.86

0.00

11,009.67

$747,848.16 ###

8.45%

22

747,848.16

5,249.97

5,266.10

10,516.07

216.75

276.86

0.00

11,009.67

$742,598.19 ###

8.45%

23

742,598.19

5,286.94

5,229.13

10,516.07

216.75

276.86

0.00

11,009.67

$737,311.25 ###

8.45%

24

737,311.25

5,324.17

5,191.90

10,516.07

216.75

276.86

0.00

11,009.67

$731,987.08 ###

8.45%

25

731,987.08

5,361.66

5,154.41

10,516.07

216.75

276.86

0.00

11,009.67

$726,625.42 ###

8.45%

26

726,625.42

5,399.41

5,116.65

10,516.07

216.75

276.86

0.00

11,009.67

$721,226.01 ###

8.45%

27

721,226.01

5,437.43

5,078.63

10,516.07

216.75

276.86

0.00

11,009.67

$715,788.58 ###

8.45%

28

715,788.58

5,475.72

5,040.34

10,516.07

216.75

276.86

0.00

11,009.67

$710,312.86 ###

8.45%

29

710,312.86

5,514.28

5,001.79

10,516.07

216.75

276.86

0.00

11,009.67

$704,798.57 ###

8.45%

30

704,798.57

5,553.11

4,962.96

10,516.07

216.75

276.86

0.00

11,009.67

$699,245.46 ###

8.45%

31

699,245.46

5,592.21

4,923.85

10,516.07

216.75

276.86

0.00

11,009.67

$693,653.25 ###

8.45%

32

693,653.25

5,631.59

4,884.47

10,516.07

216.75

276.86

0.00

11,009.67

$688,021.66 ###

8.45%

33

688,021.66

5,671.25

4,844.82

10,516.07

216.75

276.86

0.00

11,009.67

$682,350.41 ###

8.45%

34

682,350.41

5,711.18

4,804.88

10,516.07

216.75

276.86

0.00

11,009.67

$676,639.23 ###

8.45%

35

676,639.23

5,751.40

4,764.67

10,516.07

216.75

276.86

0.00

11,009.67

$670,887.83 ###

8.45%

36

670,887.83

5,791.90

4,724.17

10,516.07

216.75

276.86

0.00

11,009.67

$665,095.93 ###

8.45%

37

665,095.93

5,832.68

4,683.38

10,516.07

216.75

276.86

0.00

11,009.67

$659,263.25 ###

8.45%

38

659,263.25

5,873.75

4,642.31

10,516.07

216.75

276.86

0.00

11,009.67

$653,389.49 ###

8.45%

39

653,389.49

5,915.12

4,600.95

10,516.07

216.75

276.86

0.00

11,009.67

$647,474.38 ###

8.45%

40

647,474.38

5,956.77

4,559.30

10,516.07

216.75

276.86

0.00

11,009.67

$641,517.61 ###

8.45%

41

641,517.61

5,998.71

4,517.35

10,516.07

216.75

276.86

0.00

11,009.67

$635,518.89 ###

8.45%

42

635,518.89

6,040.95

4,475.11

10,516.07

216.75

276.86

0.00

11,009.67

$629,477.94 ###

8.45%

43

629,477.94

6,083.49

4,432.57

10,516.07

216.75

276.86

0.00

11,009.67

$623,394.45 ###

8.45%

44

623,394.45

6,126.33

4,389.74

10,516.07

216.75

276.86

0.00

11,009.67

$617,268.12 ###

8.45%

45

617,268.12

6,169.47

4,346.60

10,516.07

216.75

276.86

0.00

11,009.67

$611,098.64 ###

8.45%

46

611,098.64

6,212.91

4,303.15

10,516.07

216.75

276.86

0.00

11,009.67

$604,885.73 ###

8.45%

47

604,885.73

6,256.66

4,259.40

10,516.07

216.75

276.86

0.00

11,009.67

$598,629.07 ###

8.45%

48

598,629.07

6,300.72

4,215.35

10,516.07

216.75

276.86

0.00

11,009.67

$592,328.35 ###

8.45%

49

592,328.35

6,345.09

4,170.98

10,516.07

216.75

276.86

0.00

11,009.67

$585,983.26 ###

8.45%

50

585,983.26

6,389.77

4,126.30

10,516.07

216.75

276.86

0.00

11,009.67

$579,593.49 ###

8.45%

Seguro de Daos

Comisin
Admin.

por

Mensualidad Total

Prepago

Aportaciones
Garantizadas

Saldo al final del


periodo
Seg

Tasa

Mes

51

579,593.49

6,434.76

4,081.30

10,516.07

216.75

276.86

0.00

11,009.67

$573,158.73 ###

8.45%

52

573,158.73

6,480.07

4,035.99

10,516.07

216.75

276.86

0.00

11,009.67

$566,678.65 ###

8.45%

53

566,678.65

6,525.70

3,990.36

10,516.07

216.75

276.86

0.00

11,009.67

$560,152.95 ###

8.45%

54

560,152.95

6,571.66

3,944.41

10,516.07

216.75

276.86

0.00

11,009.67

$553,581.29 ###

8.45%

55

553,581.29

6,617.93

3,898.13

10,516.07

216.75

276.86

0.00

11,009.67

$546,963.36 ###

8.45%

56

546,963.36

6,664.53

3,851.53

10,516.07

216.75

276.86

0.00

11,009.67

$540,298.83 ###

8.45%

57

540,298.83

6,711.46

3,804.60

10,516.07

216.75

276.86

0.00

11,009.67

$533,587.36 ###

8.45%

58

533,587.36

6,758.72

3,757.34

10,516.07

216.75

276.86

0.00

11,009.67

$526,828.64 ###

8.45%

59

526,828.64

6,806.32

3,709.75

10,516.07

216.75

276.86

0.00

11,009.67

$520,022.33 ###

8.45%

60

520,022.33

6,854.24

3,661.82

10,516.07

216.75

276.86

0.00

11,009.67

$513,168.08 ###

8.45%

61

513,168.08

6,902.51

3,613.56

10,516.07

216.75

276.86

0.00

11,009.67

$506,265.57 ###

8.45%

62

506,265.57

6,951.11

3,564.95

10,516.07

216.75

276.86

0.00

11,009.67

$499,314.46 ###

8.45%

63

499,314.46

7,000.06

3,516.01

10,516.07

216.75

276.86

0.00

11,009.67

$492,314.40 ###

8.45%

64

492,314.40

7,049.35

3,466.71

10,516.07

216.75

276.86

0.00

11,009.67

$485,265.05 ###

8.45%

65

485,265.05

7,098.99

3,417.07

10,516.07

216.75

276.86

0.00

11,009.67

$478,166.05 ###

8.45%

66

478,166.05

7,148.98

3,367.09

10,516.07

216.75

276.86

0.00

11,009.67

$471,017.07 ###

8.45%

67

471,017.07

7,199.32

3,316.75

10,516.07

216.75

276.86

0.00

11,009.67

$463,817.75 ###

8.45%

68

463,817.75

7,250.02

3,266.05

10,516.07

216.75

276.86

0.00

11,009.67

$456,567.73 ###

8.45%

69

456,567.73

7,301.07

3,215.00

10,516.07

216.75

276.86

0.00

11,009.67

$449,266.67 ###

8.45%

70

449,266.67

7,352.48

3,163.59

10,516.07

216.75

276.86

0.00

11,009.67

$441,914.18 ###

8.45%

71

441,914.18

7,404.25

3,111.81

10,516.07

216.75

276.86

0.00

11,009.67

$434,509.93 ###

8.45%

72

434,509.93

7,456.39

3,059.67

10,516.07

216.75

276.86

0.00

11,009.67

$427,053.54 ###

8.45%

73

427,053.54

7,508.90

3,007.17

10,516.07

216.75

276.86

0.00

11,009.67

$419,544.64 ###

8.45%

74

419,544.64

7,561.77

2,954.29

10,516.07

216.75

276.86

0.00

11,009.67

$411,982.87 ###

8.45%

75

411,982.87

7,615.02

2,901.05

10,516.07

216.75

276.86

0.00

11,009.67

$404,367.84 ###

8.45%

76

404,367.84

7,668.64

2,847.42

10,516.07

216.75

276.86

0.00

11,009.67

$396,699.20 ###

8.45%

77

396,699.20

7,722.64

2,793.42

10,516.07

216.75

276.86

0.00

11,009.67

$388,976.56 ###

8.45%

78

388,976.56

7,777.02

2,739.04

10,516.07

216.75

276.86

0.00

11,009.67

$381,199.53 ###

8.45%

79

381,199.53

7,831.79

2,684.28

10,516.07

216.75

276.86

0.00

11,009.67

$373,367.75 ###

8.45%

80

373,367.75

7,886.94

2,629.13

10,516.07

216.75

276.86

0.00

11,009.67

$365,480.81 ###

8.45%

81

365,480.81

7,942.47

2,573.59

10,516.07

216.75

276.86

0.00

11,009.67

$357,538.34 ###

8.45%

82

357,538.34

7,998.40

2,517.67

10,516.07

216.75

276.86

0.00

11,009.67

$349,539.94 ###

8.45%

83

349,539.94

8,054.72

2,461.34

10,516.07

216.75

276.86

0.00

11,009.67

$341,485.21 ###

8.45%

84

341,485.21

8,111.44

2,404.63

10,516.07

216.75

276.86

0.00

11,009.67

$333,373.77 ###

8.45%

85

333,373.77

8,168.56

2,347.51

10,516.07

216.75

276.86

0.00

11,009.67

$325,205.21 ###

8.45%

86

325,205.21

8,226.08

2,289.99

10,516.07

216.75

276.86

0.00

11,009.67

$316,979.13 ###

8.45%

87

316,979.13

8,284.01

2,232.06

10,516.07

216.75

276.86

0.00

11,009.67

$308,695.13 ###

8.45%

88

308,695.13

8,342.34

2,173.73

10,516.07

216.75

276.86

0.00

11,009.67

$300,352.79 ###

8.45%

89

300,352.79

8,401.08

2,114.98

10,516.07

216.75

276.86

0.00

11,009.67

$291,951.70 ###

8.45%

90

291,951.70

8,460.24

2,055.83

10,516.07

216.75

276.86

0.00

11,009.67

$283,491.46 ###

8.45%

Tabla de Amortizacin
Saldo Inicial

Capital

Intereses

Pago
al
Crdito

Seguro de Vida

91

283,491.46

8,519.81

1,996.25

10,516.07

216.75

276.86

0.00

11,009.67

$274,971.65 ###

8.45%

92

274,971.65

8,579.81

1,936.26

10,516.07

216.75

276.86

0.00

11,009.67

$266,391.84 ###

8.45%

93

266,391.84

8,640.22

1,875.84

10,516.07

216.75

276.86

0.00

11,009.67

$257,751.62 ###

8.45%

94

257,751.62

8,701.07

1,815.00

10,516.07

216.75

276.86

0.00

11,009.67

$249,050.55 ###

8.45%

95

249,050.55

8,762.34

1,753.73

10,516.07

216.75

276.86

0.00

11,009.67

$240,288.21 ###

8.45%

96

240,288.21

8,824.04

1,692.03

10,516.07

216.75

276.86

0.00

11,009.67

$231,464.18 ###

8.45%

97

231,464.18

8,886.17

1,629.89

10,516.07

216.75

276.86

0.00

11,009.67

$222,578.00 ###

8.45%

98

222,578.00

8,948.75

1,567.32

10,516.07

216.75

276.86

0.00

11,009.67

$213,629.26 ###

8.45%

99

213,629.26

9,011.76

1,504.31

10,516.07

216.75

276.86

0.00

11,009.67

$204,617.50 ###

8.45%

100

204,617.50

9,075.22

1,440.85

10,516.07

216.75

276.86

0.00

11,009.67

$195,542.28 ###

8.45%

101

195,542.28

9,139.12

1,376.94

10,516.07

216.75

276.86

0.00

11,009.67

$186,403.15 ###

8.45%

102

186,403.15

9,203.48

1,312.59

10,516.07

216.75

276.86

0.00

11,009.67

$177,199.68 ###

8.45%

103

177,199.68

9,268.29

1,247.78

10,516.07

216.75

276.86

0.00

11,009.67

$167,931.39 ###

8.45%

104

167,931.39

9,333.55

1,182.52

10,516.07

216.75

276.86

0.00

11,009.67

$158,597.84 ###

8.45%

105

158,597.84

9,399.27

1,116.79

10,516.07

216.75

276.86

0.00

11,009.67

$149,198.57 ###

8.45%

106

149,198.57

9,465.46

1,050.61

10,516.07

216.75

276.86

0.00

11,009.67

$139,733.10 ###

8.45%

107

139,733.10

9,532.11

983.95

10,516.07

216.75

276.86

0.00

11,009.67

$130,200.99 ###

8.45%

108

130,200.99

9,599.24

916.83

10,516.07

216.75

276.86

0.00

11,009.67

$120,601.76 ###

8.45%

109

120,601.76

9,666.83

849.24

10,516.07

216.75

276.86

0.00

11,009.67

$110,934.93 ###

8.45%

110

110,934.93

9,734.90

781.17

10,516.07

216.75

276.86

0.00

11,009.67

$101,200.03 ###

8.45%

111

101,200.03

9,803.45

712.62

10,516.07

216.75

276.86

0.00

11,009.67

$91,396.58 ###

8.45%

112

91,396.58

9,872.48

643.58

10,516.07

216.75

276.86

0.00

11,009.67

$81,524.09 ###

8.45%

113

81,524.09

9,942.00

574.07

10,516.07

216.75

276.86

0.00

11,009.67

$71,582.09 ###

8.45%

114

71,582.09

10,012.01

504.06

10,516.07

216.75

276.86

0.00

11,009.67

$61,570.08 ###

8.45%

115

61,570.08

10,082.51

433.56

10,516.07

216.75

276.86

0.00

11,009.67

$51,487.57 ###

8.45%

116

51,487.57

10,153.51

362.56

10,516.07

216.75

276.86

0.00

11,009.67

$41,334.06 ###

8.45%

117

41,334.06

10,225.01

291.06

10,516.07

216.75

276.86

0.00

11,009.67

$31,109.06 ###

8.45%

118

31,109.06

10,297.01

219.06

10,516.07

216.75

276.86

0.00

11,009.67

$20,812.05 ###

8.45%

119

20,812.05

10,369.52

146.55

10,516.07

216.75

276.86

0.00

11,009.67

$10,442.53 ###

8.45%

120

10,442.53

10,442.53

73.53

10,516.07

216.75

276.86

0.00

11,009.67

$0.00 ###

8.45%

Seguro de Daos

Comisin
Admin.

por

Mensualidad Total

Prepago

Aportaciones
Garantizadas

Saldo al final del


periodo
Seg

Tasa

Mes

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago
al
Crdito

Seguro de Vida

Seguro de Daos

Comisin
Admin.

por

Mensualidad Total

Prepago

Aportaciones
Garantizadas

Saldo al final del


periodo
Seg

Tasa

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.

DATOS DEL FINANCIAMIENTO:


Inmueble:
Valor del inmueble:
Parmetros de Financiamiento:
% de Financiamiento Mximo:
Tasa de Inters
Plazo en meses:
Ingreso:
Ingreso Mnimo:
Credito HSBC:
Saldo Anterior o Monto del Crdito:
Enganche mnimo requerido:

IMPRIMIR

GASTOS MENSUALES TOTALES


Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

1,214,286
% Financiamiento para TASA
70.0%
70.0%
8.45%
120

GASTOS MENSUALES PAGO DE HIPOTECAS

Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

277

277

$
$
$
$
$

277
277

OJ
##
##
##
##

10,000

Viv

##
###

GASTOS MENSUALES LIQUIDEZ

GASTOS INICIALES

##

De
Crdito PAGO DE HIPOTECAS:
Crdito LIQUIDEZ:
Crdito HSBC TOTAL:
2 Estimaciones OPCIONALES:
1
95%
100%

Capture Crdito LIQUIDEZ menor:

Enganche Adicional + Requerido:


200000 Avalo:
Gastos de Investigacin:
Comisin por Apertura:
Comision no financiada

Captura Monto Menor

$0
$3,350
$500
$2,429

Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:

$2,429

TOTAL PAGO MENSUAL:

7%

Capture INGRESO menor al requerido:

Gastos y honorarios notariales:

Estimar otro plazo, capture de 5 a 20

Gastos y honorarios notariales no financiados:


TOTAL GASTOS INICIALES:

##
###
###
###
###

$0

##

$0
6,279

##
##

Opciones de financiamiento gastos y comisin:


Quiere Financiamiento
Notariales:
Gastos:

de

Gastos

###

no

##

0.35 %Financiable:
Monto Financiable:

Meses:
Reduce:

Quiere Financiamiento de Comisin por


apertura:
Comisin:
%Financiable:
Monto Financiable:

###

PLAZO FINAL DEL CRDITO CON PREPAGOS

$0

1
119

###
###

no

###

$2,429
100%
$2,429

###
###
###
###
#

CAT:

###

CAT:

Err:523

###

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.

###

(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.

###

(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.

###

16%

(4) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(5) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

8.45%

(7) El IVA de inters real presentado es una simulacin y es un monto aproximado, el real ser calculado mensualmente y reportado en el estado de cuenta del cliente por lo qu

SELECCIONA LA TABLA DE AMORTIZACION QUE DESEAS SIMULAR


1
PAGO DE HIPOTECAS
0.00

0.00

#VALUE!

PAGO DE HIPOTECAS

CAT

LIQUIDEZ
277

0.00

PAGO DE HIPOTECAS

Err:523
Err:523
5,816.50

2
0.00

Tabla de Amortizacin
Mes

Saldo Inicial

0.00

0.00

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

0.00

0.00

0.00

0.00

276.86

Comisin
Administracin

por

Mensualidad Total

Prepago

4.50%

###
###
###

Monto aproximado de
Saldo al final del IVA de Interes Real
periodo

Tasa

##
0.00

276.86

$0.00

8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

Prepago

Monto aproximado de
Saldo al final del IVA de Interes Real
periodo

Tasa

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

Prepago

Monto aproximado de
Saldo al final del IVA de Interes Real
periodo

Tasa

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

Prepago

Monto aproximado de
Saldo al final del IVA de Interes Real
periodo

Tasa

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


IMPRIMIR

DATOS DEL FINANCIAMIENTO:


Inmueble:
Valor del inmueble:

Parmetros de Financiamiento:
% de Financiamiento Mximo:
Tasa de Inters
Plazo en meses:
Ingreso:
Ingreso Mnimo:

GASTOS MENSUALES
Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

1,214,286
% Financiamiento para TASA
70.0%
70.0%
8.45%
120

$
$
$
$
$

277
277

Composicin de la Mensualidad Total

##

1
95%
100%

de

250.00

##

200.00

##

Viviend

10,000

Credito HSBC:
Saldo Anterior o Monto del Crdito:
Enganche mnimo requerido:
Crdito HSBC:
$
Lo sentimos no financiamos montos de credito menores a: $
Opciones de financiamiento gastos y comisin:
Quiere Financiamiento
Notariales:

##
##

###

GASTOS INICIALES

##

300.00

Gastos

200,000

Enganche Adicional + Requerido:


Avalo:
Gastos de Investigacin:
200000 Comisin por Apertura:
Comision no financiada

no

Gastos y honorarios notariales:

Gastos:
%Financiable:

$0

$0
$3,350
$500
$0
$0

7%

Gastos y honorarios notariales no financiados:


TOTAL GASTOS INICIALES:

150.00

##

100.00

##
###
###
###
###

De

50.00

0.00

###

$0
$

Capital

$0
3,850

Intereses

Seguros

Mensualidad Total

###
##

Monto Financiable:

##

Quiere Financiamiento de Comisin por


apertura:
Comisin:

no

###
###

PLAZO FINAL DEL CRDITO CON PREPAGOS

$0

0.35 %Financiable:
Monto Financiable:

Meses:
Reduce:

1
119

##
#
##

CAT:

###

CAT:

Err:523

###
###

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.

###

(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.

(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.

(4) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.

###

(5) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

###
###
###

###
###
CAT

0.00

0.00

CAT

Err:523
Err:523
3,387.93

#VALUE!

###
###
###

2
0.00

Tabla de Amortizacin
Mes

Saldo Inicial

0.00

0.00

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

0.00

0.00

0.00

0.00

276.86

Comisin
Administracin

por

Mensualidad Total

Prepago

Saldo al final del


periodo
Seg

Tasa

Plazo
0.00

276.86

VIVIEN
$0.00 ###

8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

Prepago

Plazo

Saldo al final del


periodo
Seg

Tasa

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

Prepago

Plazo

Saldo al final del


periodo
Seg

Tasa

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

Prepago

Plazo

Saldo al final del


periodo
Seg

Tasa

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.

IMPRIMIR
###

GASTOS MENSUALES

DATOS DEL FINANCIAMIENTO:

##

Composicin de la Mensualidad Total


Inmueble:
Valor del inmueble:

Parmetros de Financiamiento:
% de Financiamiento Mximo:
Tasa de Inters
Plazo en meses:
Factor de Pago Inicial:
Incremento Anual al pago:

Mensualidad Inicial:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

1,214,286

% Financiamiento para TASA


70.0%
70.0%
8.45%
120
12.3718435155
0.00%

Ingreso:
Ingreso Mnimo:

10,000

$
$
$
$
$

277
277

##

de

Gastos

100.00

##

50.00

###
###
###

$0
$3,350
$500
$0

Comision no financiada:
Gastos y honorarios notariales:
7%
200000 Gastos y honorarios notariales no financiados:
TOTAL GASTOS INICIALES:

##

Ingresa el Valo

Avalo:
Gastos de Investigacin:
Comisin por Apertura:

200,000

###

150.00

GASTOS INICIALES

Credito HSBC:
Saldo Anterior o Monto del Crdito:

Quiere Financiamiento
Notariales:

###

###

250.00
200.00

Enganche Adicional + Requerido:

Enganche mnimo requerido:


$
1 Crdito HSBC:
2 Lo sentimos no financiamos montos de credito menores a:
100% Opciones de financiamiento gastos y comisin:

##
300.00

0.00

$0
$0
3,850

Capital

Intereses

Pago al Crdito

###
###

Seguros

no

Gastos:
% Financiable Gastos:
Monto Financiable Gastos:

$0
PLAZO FINAL DEL CRDITO CON PREPAGOS

Quiere Financiamiento de Comisin por


0.35 apertura:
Comisin:
% Financiable comisin:
Monto financiable comisin:

no

Meses:
Reduce:

$0

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
###

1
119

CAT:
CAT:

Err:523

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(5) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

CAT

0.00

0.00

Err:523
Err:523
3,387.93

#VALUE!

CA
###
###
###

2
0.00

Tabla de Amortizacin
Mes

Saldo Inicial

0.00

0.00

Capital

Intereses

0.00

0.00

Ajuste Anual al Pago

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

0.00

0.00

276.86

0.00

276.86

Prepago
PLAZO

Saldo al final del periodo

Tasa
###

$0.00### 8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste Anual al Pago

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Saldo al final del periodo

Tasa

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste Anual al Pago

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Saldo al final del periodo

Tasa

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste Anual al Pago

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Saldo al final del periodo

Tasa

ADQUI PAGO FIJO


###

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


IMPRIMIR

GASTOS MENSUALES

DATOS DEL FINANCIAMIENTO:


Inmueble:
Valor del inmueble:

Parmetros de Financiamiento:
% de Financiamiento Mximo:
Tasa de Inters
Plazo en meses:
Factor de Pago Inicial:
Incremento Anual al pago:
Ingreso:
Ingreso Mnimo:
Credito HSBC:
Enganche adicional del cliente:

1,214,286

% Financiamiento para TASA


70.0%
70.0%
8.45%
120
12.3718435155
0.00%
$

Crdito HSBC:

6,000.00

Avalo:

$3,350

364,286
-

Gastos de Investigacin:
Comisin por Apertura:

$500
$8,500

comision no financiada

Comisin

por

Comisin:
%Financiable:
Monto Financiable:

Ingresa el Valor

2,000.00

De

0.00

###

8,500

200000 Gastos y honorarios notariales:


7%
Gastos y honorarios notariales no financiados:

Opciones de financiamiento gastos y comisin:

4,000.00

$364,286

364,286

850,000

no

12,000.00

GASTOS INICIALES

Quiere Financiamiento de Gastos Notariales:


Gastos:
%Financiable:
Monto Financiable:

Composicin de la Mensualidad Total

8,000.00

Enganche Adicional + Requerido:

Enganche adicional del cliente:


Diferencia por valor del inmueble:

de

$10,516
$217
$277
11,010

10,000.00

31,456

Enganche mnimo requerido:

Quiere Financiamiento
apertura:

Mensualidad Inicial:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

TOTAL GASTOS INICIALES:

$85,000
$85,000
$

Capital

Intereses

Pago al Crdito

Seguros

461,636

$85,000
0%
$0

no

PLAZO FINAL DEL CRDITO CON PREPAGOS /Apr. Bimestrales

$8,500
0.00%
$0

Meses:
Reduce:

###
###
###
###

98
22

###
###
###
###
###
###
###
###
###
###
###
###
###
###
###
CAT
###
###
###

CAT:
CAT:

6.4%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.

1 (4) El otorgamiento del crdito de INFONAVIT FOVISSSTE esta sujeta a la aprobacin de cada Instituto.
95% (5) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
100% (6) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

Calcular aportaciones con otro ingreso, capture el ingreso

CAT
0.35
850,000.00

699,010.18

133,524.35

Capital

Intereses

###
###
###
###
###
###

6.5%
0.53%
838,112.07

2
150,989.82

Tabla de Amortizacin
Mes

Saldo Inicial

Ajuste Anual al
Pago

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

850,000.00

850,000.00

4,530.65

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

845,469.35

4,562.55

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

837,761.17

4,616.83

5,899.23

10,516.07

216.75

276.86

0.00

11,009.67

833,144.34

4,649.34

5,866.72

10,516.07

216.75

276.86

0.00

11,009.67

825,349.38

4,704.23

5,811.84

10,516.07

216.75

276.86

0.00

11,009.67

820,645.15

4,737.36

5,778.71

10,516.07

216.75

276.86

0.00

11,009.67

812,762.17

4,792.87

5,723.20

10,516.07

216.75

276.86

0.00

11,009.67

807,969.30

4,826.62

5,689.45

10,516.07

216.75

276.86

0.00

11,009.67

799,997.06

4,882.75

5,633.31

10,516.07

216.75

276.86

0.00

11,009.67

Prepago

S
Saldo al final del eg
periodo
ur
os

Aportaciones
Bimestrales

Tasa

###

PLAZO

10

795,114.31

4,917.14

5,598.93

10,516.07

216.75

276.86

0.00

11,009.67

11

787,051.55

4,973.91

5,542.15

10,516.07

216.75

276.86

0.00

11,009.67

12

782,077.64

5,008.94

5,507.13

10,516.07

216.75

276.86

0.00

11,009.67

13

773,923.08

5,066.36

5,449.71

10,516.07

216.75

276.86

0.00

11,009.67

14

768,856.72

5,102.03

5,414.03

10,516.07

216.75

276.86

0.00

11,009.67

15

760,609.07

5,160.11

5,355.96

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

3,146
3,146
3,146
3,146
3,146
3,146
3,146

$845,469.35 ###

8.45%

$837,761.17 ###

8.45%

$833,144.34 ###

8.45%

$825,349.38 ###

8.45%

$820,645.15 ###

8.45%

$812,762.17 ###

8.45%

$807,969.30 ###

8.45%

$799,997.06 ###

8.45%

$795,114.31 ###

8.45%

$787,051.55 ###

8.45%

$782,077.64 ###

8.45%

$773,923.08 ###

8.45%

$768,856.72 ###

8.45%

$760,609.07 ###

8.45%

$755,448.96 ###

8.45%

Tabla de Amortizacin
Mes

Ajuste Anual al
Pago

Intereses

16

755,448.96

5,196.45

5,319.62

10,516.07

216.75

276.86

0.00

11,009.67

17

747,106.89

5,255.19

5,260.88

10,516.07

216.75

276.86

0.00

11,009.67

18

741,851.70

5,292.19

5,223.87

10,516.07

216.75

276.86

0.00

11,009.67

19

733,413.88

5,351.61

5,164.46

10,516.07

216.75

276.86

0.00

11,009.67

20

728,062.27

5,389.30

5,126.77

10,516.07

216.75

276.86

0.00

11,009.67

21

719,527.36

5,449.40

5,066.67

10,516.07

216.75

276.86

0.00

11,009.67

22

714,077.96

5,487.77

5,028.30

10,516.07

216.75

276.86

0.00

11,009.67

23

705,444.57

5,548.56

4,967.51

10,516.07

216.75

276.86

0.00

11,009.67

24

699,896.01

5,587.63

4,928.43

10,516.07

216.75

276.86

0.00

11,009.67

25

691,162.76

5,649.13

4,866.94

10,516.07

216.75

276.86

0.00

11,009.67

26

685,513.63

5,688.91

4,827.16

10,516.07

216.75

276.86

0.00

11,009.67

27

676,679.10

5,751.12

4,764.95

10,516.07

216.75

276.86

0.00

11,009.67

28

670,927.98

5,791.62

4,724.45

10,516.07

216.75

276.86

0.00

11,009.67

29

661,990.74

5,854.55

4,661.52

10,516.07

216.75

276.86

0.00

11,009.67

30

656,136.19

5,895.77

4,620.29

10,516.07

216.75

276.86

0.00

11,009.67

31

647,094.80

5,959.44

4,556.63

10,516.07

216.75

276.86

0.00

11,009.67

32

641,135.36

6,001.41

4,514.66

10,516.07

216.75

276.86

0.00

11,009.67

33

631,988.33

6,065.82

4,450.25

10,516.07

216.75

276.86

0.00

11,009.67

34

625,922.51

6,108.53

4,407.54

10,516.07

216.75

276.86

0.00

11,009.67

35

616,668.36

6,173.69

4,342.37

10,516.07

216.75

276.86

0.00

11,009.67

36

610,494.67

6,217.17

4,298.90

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

Seguro de Vida

Seguro de Daos

por

Capital

0.00%

Pago al Crdito

Comisin
Administracin

Saldo Inicial

Mensualidad Total

37

601,131.88

6,283.10

4,232.97

10,516.07

216.75

276.86

0.00

11,009.67

38

594,848.78

6,327.34

4,188.73

10,516.07

216.75

276.86

0.00

11,009.67

39

585,375.82

6,394.05

4,122.02

10,516.07

216.75

276.86

0.00

11,009.67

40

578,981.78

6,439.07

4,077.00

10,516.07

216.75

276.86

0.00

11,009.67

41

569,397.09

6,506.56

4,009.50

10,516.07

216.75

276.86

0.00

11,009.67

42

562,890.52

6,552.38

3,963.69

10,516.07

216.75

276.86

0.00

11,009.67

43

553,192.52

6,620.67

3,895.40

10,516.07

216.75

276.86

0.00

11,009.67

44

546,571.85

6,667.29

3,848.78

10,516.07

216.75

276.86

0.00

11,009.67

45

536,758.94

6,736.39

3,779.68

10,516.07

216.75

276.86

0.00

11,009.67

46

530,022.55

6,783.82

3,732.24

10,516.07

216.75

276.86

0.00

11,009.67

47

520,093.11

6,853.74

3,662.32

10,516.07

216.75

276.86

0.00

11,009.67

48

513,239.36

6,902.01

3,614.06

10,516.07

216.75

276.86

0.00

11,009.67

49

503,191.73

6,972.76

3,543.31

10,516.07

216.75

276.86

0.00

11,009.67

50

496,218.97

7,021.86

3,494.21

10,516.07

216.75

276.86

0.00

11,009.67

51

486,051.50

7,093.45

3,422.61

10,516.07

216.75

276.86

0.00

11,009.67

52

478,958.04

7,143.40

3,372.66

10,516.07

216.75

276.86

0.00

11,009.67

53

468,669.02

7,215.86

3,300.21

10,516.07

216.75

276.86

0.00

11,009.67

54

461,453.16

7,266.67

3,249.40

10,516.07

216.75

276.86

0.00

11,009.67

55

451,040.87

7,339.99

3,176.08

10,516.07

216.75

276.86

0.00

11,009.67

56

443,700.88

7,391.67

3,124.39

10,516.07

216.75

276.86

0.00

11,009.67

57

433,163.59

7,465.87

3,050.19

10,516.07

216.75

276.86

0.00

11,009.67

58

425,697.72

7,518.45

2,997.62

10,516.07

216.75

276.86

0.00

11,009.67

59

415,033.65

7,593.54

2,922.53

10,516.07

216.75

276.86

0.00

11,009.67

60

407,440.11

7,647.01

2,869.06

10,516.07

216.75

276.86

0.00

11,009.67

61

396,647.48

7,723.01

2,793.06

10,516.07

216.75

276.86

0.00

11,009.67

62

388,924.47

7,777.39

2,738.68

10,516.07

216.75

276.86

0.00

11,009.67

63

378,001.46

7,854.31

2,661.76

10,516.07

216.75

276.86

0.00

11,009.67

64

370,147.15

7,909.61

2,606.45

10,516.07

216.75

276.86

0.00

11,009.67

65

359,091.92

7,987.46

2,528.61

10,516.07

216.75

276.86

0.00

11,009.67

66

351,104.46

8,043.71

2,472.36

10,516.07

216.75

276.86

0.00

11,009.67

67

339,915.13

8,122.50

2,393.57

10,516.07

216.75

276.86

0.00

11,009.67

68

331,792.63

8,179.69

2,336.37

10,516.07

216.75

276.86

0.00

11,009.67

69

320,467.32

8,259.44

2,256.62

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

0.00%

70

312,207.87

8,317.60

2,198.46

10,516.07

216.75

276.86

0.00

11,009.67

71

300,744.65

8,398.32

2,117.74

10,516.07

216.75

276.86

0.00

11,009.67

72

292,346.33

8,457.46

2,058.61

10,516.07

216.75

276.86

0.00

11,009.67

73

280,743.24

8,539.17

1,976.90

10,516.07

216.75

276.86

0.00

11,009.67

74

272,204.08

8,599.30

1,916.77

10,516.07

216.75

276.86

0.00

11,009.67

75

260,459.16

8,682.00

1,834.07

10,516.07

216.75

276.86

0.00

11,009.67

76

251,777.16

8,743.14

1,772.93

10,516.07

216.75

276.86

0.00

11,009.67

77

239,888.40

8,826.85

1,689.21

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

78

231,061.55

8,889.01

1,627.06

10,516.07

216.75

276.86

0.00

11,009.67

79

219,026.92

8,973.75

1,542.31

10,516.07

216.75

276.86

0.00

11,009.67

80

210,053.17

9,036.94

1,479.12

10,516.07

216.75

276.86

0.00

11,009.67

81

197,870.60

9,122.73

1,393.34

10,516.07

216.75

276.86

0.00

11,009.67

82

188,747.87

9,186.97

1,329.10

10,516.07

216.75

276.86

0.00

11,009.67

83

176,415.28

9,273.81

1,242.26

10,516.07

216.75

276.86

0.00

11,009.67

84

167,141.48

9,339.11

1,176.95

10,516.07

216.75

276.86

0.00

11,009.67

85

154,656.74

9,427.03

1,089.04

10,516.07

216.75

276.86

0.00

11,009.67

0.00%

86

145,229.72

9,493.41

1,022.66

10,516.07

216.75

276.86

0.00

11,009.67

87

132,590.69

9,582.41

933.66

10,516.07

216.75

276.86

0.00

11,009.67

88

123,008.28

9,649.88

866.18

10,516.07

216.75

276.86

0.00

11,009.67

89

110,212.77

9,739.99

776.08

10,516.07

216.75

276.86

0.00

11,009.67

90

100,472.79

9,808.57

707.50

10,516.07

216.75

276.86

0.00

11,009.67

91

87,518.60

9,899.79

616.28

10,516.07

216.75

276.86

0.00

11,009.67

92

77,618.81

9,969.50

546.57

10,516.07

216.75

276.86

0.00

11,009.67

Prepago

Aportaciones
Bimestrales

3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146
3,146

S
Saldo al final del eg
periodo
ur
os
$747,106.89 ###

8.45%

$741,851.70 ###

8.45%

$733,413.88 ###

8.45%

$728,062.27 ###

8.45%

$719,527.36 ###

8.45%

$714,077.96 ###

8.45%

$705,444.57 ###

8.45%

$699,896.01 ###

8.45%

$691,162.76 ###

8.45%

$685,513.63 ###

8.45%

$676,679.10 ###

8.45%

$670,927.98 ###

8.45%

$661,990.74 ###

8.45%

$656,136.19 ###

8.45%

$647,094.80 ###

8.45%

$641,135.36 ###

8.45%

$631,988.33 ###

8.45%

$625,922.51 ###

8.45%

$616,668.36 ###

8.45%

$610,494.67 ###

8.45%

$601,131.88 ###

8.45%

$594,848.78 ###

8.45%

$585,375.82 ###

8.45%

$578,981.78 ###

8.45%

$569,397.09 ###

8.45%

$562,890.52 ###

8.45%

$553,192.52 ###

8.45%

$546,571.85 ###

8.45%

$536,758.94 ###

8.45%

$530,022.55 ###

8.45%

$520,093.11 ###

8.45%

$513,239.36 ###

8.45%

$503,191.73 ###

8.45%

$496,218.97 ###

8.45%

$486,051.50 ###

8.45%

$478,958.04 ###

8.45%

$468,669.02 ###

8.45%

$461,453.16 ###

8.45%

$451,040.87 ###

8.45%

$443,700.88 ###

8.45%

$433,163.59 ###

8.45%

$425,697.72 ###

8.45%

$415,033.65 ###

8.45%

$407,440.11 ###

8.45%

$396,647.48 ###

8.45%

$388,924.47 ###

8.45%

$378,001.46 ###

8.45%

$370,147.15 ###

8.45%

$359,091.92 ###

8.45%

$351,104.46 ###

8.45%

$339,915.13 ###

8.45%

$331,792.63 ###

8.45%

$320,467.32 ###

8.45%

$312,207.87 ###

8.45%

$300,744.65 ###

8.45%

$292,346.33 ###

8.45%

$280,743.24 ###

8.45%

$272,204.08 ###

8.45%

$260,459.16 ###

8.45%

$251,777.16 ###

8.45%

$239,888.40 ###

8.45%

$231,061.55 ###

8.45%

$219,026.92 ###

8.45%

$210,053.17 ###

8.45%

$197,870.60 ###

8.45%

$188,747.87 ###

8.45%

$176,415.28 ###

8.45%

$167,141.48 ###

8.45%

$154,656.74 ###

8.45%

$145,229.72 ###

8.45%

$132,590.69 ###

8.45%

$123,008.28 ###

8.45%

$110,212.77 ###

8.45%

$100,472.79 ###

8.45%

$87,518.60 ###

8.45%

$77,618.81 ###

8.45%

$64,503.68 ###

8.45%

Tasa

Tabla de Amortizacin
Mes

Ajuste Anual al
Pago

Seguro de Vida

Seguro de Daos

por

Capital

Intereses

93

64,503.68

10,061.85

454.21

10,516.07

216.75

276.86

0.00

11,009.67

94

54,441.83

10,132.71

383.36

10,516.07

216.75

276.86

0.00

11,009.67

95

41,163.50

10,226.21

289.86

10,516.07

216.75

276.86

0.00

11,009.67

96

30,937.30

10,298.22

217.85

10,516.07

216.75

276.86

0.00

11,009.67

97

17,493.46

10,392.88

123.18

10,516.07

216.75

276.86

0.00

11,009.67

98

7,100.57

7,100.57

50.00

7,150.57

216.75

276.86

0.00

7,644.18

0.00%

Pago al Crdito

Comisin
Administracin

Saldo Inicial

Mensualidad Total

Prepago

Aportaciones
Bimestrales

3,146
3,146
-

S
Saldo al final del eg
periodo
ur
os
$54,441.83 ###

8.45%

$41,163.50 ###

8.45%

$30,937.30 ###

8.45%

$17,493.46 ###

8.45%

$7,100.57 ###

8.45%

$0.00 ###

8.45%

Tasa

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste Anual al
Pago

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin
Administracin

por

Mensualidad Total

Prepago

Aportaciones
Bimestrales

S
Saldo al final del eg
periodo
ur
os

Tasa

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR
Saldo Anterior o Monto del Crdito:

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


IMPRIMIR

Pa

GASTOS MENSUALES

DATOS DEL FINANCIAMIENTO:

##

Inmueble:
Valor del inmueble:

Parmetros de Financiamiento:
% de Financiamiento Mximo:
Tasa de Inters
Plazo en meses:
Factor de Pago Inicial:
Incremento Anual al pago:

1,214,286

Mensualidad Inicial:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

% Financiamiento para TASA


70.0%
70.0%
8.45%
120

Enganche mnimo requerido:


1 Enganche adicional del cliente:
Diferencia por valor del inmueble:
100% Crdito HSBC:

##
12,000.00

##

10,000.00

##

###

8,000.00

GASTOS INICIALES

###
###

31,456

364,286
364,286

850,000

95%

Enganche Adicional + Requerido:


Avalo:
Gastos de Investigacin:

Gastos y honorarios notariales:


7%
Gastos y honorarios notariales no financiados:
200000 TOTAL GASTOS INICIALES:

6,000.00

$364,286
$3,350
$500

Comisin por Apertura:


Comisin por Apertura no financiada:

###

4,000.00

$8,500
$8,500

#
###
###
###

2,000.00

$85,000
$85,000
461,636

###
###

0.00

###

Opciones de financiamiento gastos y comisin:


Quiere Financiamiento de Gastos no
Notariales:
Gastos:
$85,000
% Financiable Gastos:
Monto Financiable Gastos:

###

9
Capital

Intereses

Pago al Crdito

Seguros

###
###

0%
$0

Quiere Financiamiento de Comisin por


0.35 apertura:
Comisin:
% Financiable comisin:
Monto financiable comisin:

##

Composicin de la Mensualidad Total

10,516
217
277
11,010

###

12.3718435155
0.00%

Ingreso:
Ingreso Mnimo:
Credito HSBC:
Enganche adicional del cliente:

$
$
$
$
$

###
###

PLAZO FINAL DEL CRDITO CON PREPAGOS

no

Meses:
Reduce:

$8,500
0.00%
$0

###

120
0

###
###
###

###
###
###
###
###
###
###
###

CAT:
CAT:

10.2%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(5) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

###

CAT

850,000.00

850,000.00 319,211.19

10.3%
0.82%
838,112.07

CAT
###
###
###

2
0.00

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

850,000.00

1
2

850,000.00

4,530.65

845,469.35

4,562.55

840,906.80

Ajuste Anual al Pago

Prepago

Saldo al final del periodo

Tasa

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

$845,469.35### 8.45%

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

$840,906.80### 8.45%

4,594.68

5,921.39

10,516.07

216.75

276.86

0.00

11,009.67

$836,312.11### 8.45%

836,312.11

4,627.04

5,889.03

10,516.07

216.75

276.86

0.00

11,009.67

$831,685.08### 8.45%

831,685.08

4,659.62

5,856.45

10,516.07

216.75

276.86

0.00

11,009.67

$827,025.46### 8.45%

827,025.46

4,692.43

5,823.64

10,516.07

216.75

276.86

0.00

11,009.67

$822,333.03### 8.45%

822,333.03

4,725.47

5,790.60

10,516.07

216.75

276.86

0.00

11,009.67

$817,607.56### 8.45%

817,607.56

4,758.75

5,757.32

10,516.07

216.75

276.86

0.00

11,009.67

$812,848.81### 8.45%

812,848.81

4,792.26

5,723.81

10,516.07

216.75

276.86

0.00

11,009.67

$808,056.56### 8.45%

10

808,056.56

4,826.00

5,690.06

10,516.07

216.75

276.86

0.00

11,009.67

$803,230.55### 8.45%

PLAZO

11

803,230.55

4,859.99

5,656.08

10,516.07

216.75

276.86

0.00

11,009.67

$798,370.57### 8.45%

12

798,370.57

4,894.21

5,621.86

10,516.07

216.75

276.86

0.00

11,009.67

$793,476.36### 8.45%

13

793,476.36

4,928.67

5,587.40

10,516.07

216.75

276.86

0.00

11,009.67

$788,547.69### 8.45%

14

788,547.69

4,963.38

5,552.69

10,516.07

216.75

276.86

0.00

11,009.67

$783,584.31### 8.45%

15

783,584.31

4,998.33

5,517.74

10,516.07

216.75

276.86

0.00

11,009.67

$778,585.99### 8.45%

16

778,585.99

5,033.52

5,482.54

10,516.07

216.75

276.86

0.00

11,009.67

$773,552.46### 8.45%

0.00%

17

773,552.46

5,068.97

5,447.10

10,516.07

216.75

276.86

0.00

11,009.67

$768,483.49### 8.45%

18

768,483.49

5,104.66

5,411.40

10,516.07

216.75

276.86

0.00

11,009.67

$763,378.83### 8.45%

19

763,378.83

5,140.61

5,375.46

10,516.07

216.75

276.86

0.00

11,009.67

$758,238.22### 8.45%

20

758,238.22

5,176.81

5,339.26

10,516.07

216.75

276.86

0.00

11,009.67

$753,061.42### 8.45%

21

753,061.42

5,213.26

5,302.81

10,516.07

216.75

276.86

0.00

11,009.67

$747,848.16### 8.45%

22

747,848.16

5,249.97

5,266.10

10,516.07

216.75

276.86

0.00

11,009.67

$742,598.19### 8.45%

23

742,598.19

5,286.94

5,229.13

10,516.07

216.75

276.86

0.00

11,009.67

$737,311.25### 8.45%

24

737,311.25

5,324.17

5,191.90

10,516.07

216.75

276.86

0.00

11,009.67

$731,987.08### 8.45%

25

731,987.08

5,361.66

5,154.41

10,516.07

216.75

276.86

0.00

11,009.67

$726,625.42### 8.45%

0.00%

Tabla de Amortizacin
Ajuste Anual al Pago

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

26

726,625.42

5,399.41

5,116.65

10,516.07

216.75

276.86

0.00

11,009.67

$721,226.01### 8.45%

27

721,226.01

5,437.43

5,078.63

10,516.07

216.75

276.86

0.00

11,009.67

$715,788.58### 8.45%

28

715,788.58

5,475.72

5,040.34

10,516.07

216.75

276.86

0.00

11,009.67

$710,312.86### 8.45%

29

710,312.86

5,514.28

5,001.79

10,516.07

216.75

276.86

0.00

11,009.67

$704,798.57### 8.45%

30

704,798.57

5,553.11

4,962.96

10,516.07

216.75

276.86

0.00

11,009.67

$699,245.46### 8.45%

31

699,245.46

5,592.21

4,923.85

10,516.07

216.75

276.86

0.00

11,009.67

$693,653.25### 8.45%

32

693,653.25

5,631.59

4,884.47

10,516.07

216.75

276.86

0.00

11,009.67

$688,021.66### 8.45%

33

688,021.66

5,671.25

4,844.82

10,516.07

216.75

276.86

0.00

11,009.67

$682,350.41### 8.45%

34

682,350.41

5,711.18

4,804.88

10,516.07

216.75

276.86

0.00

11,009.67

$676,639.23### 8.45%

35

676,639.23

5,751.40

4,764.67

10,516.07

216.75

276.86

0.00

11,009.67

$670,887.83### 8.45%

36

670,887.83

5,791.90

4,724.17

10,516.07

216.75

276.86

0.00

11,009.67

$665,095.93### 8.45%

37

665,095.93

5,832.68

4,683.38

10,516.07

216.75

276.86

0.00

11,009.67

$659,263.25### 8.45%

38

659,263.25

5,873.75

4,642.31

10,516.07

216.75

276.86

0.00

11,009.67

$653,389.49### 8.45%

39

653,389.49

5,915.12

4,600.95

10,516.07

216.75

276.86

0.00

11,009.67

$647,474.38### 8.45%

40

647,474.38

5,956.77

4,559.30

10,516.07

216.75

276.86

0.00

11,009.67

$641,517.61### 8.45%

41

641,517.61

5,998.71

4,517.35

10,516.07

216.75

276.86

0.00

11,009.67

$635,518.89### 8.45%

42

635,518.89

6,040.95

4,475.11

10,516.07

216.75

276.86

0.00

11,009.67

$629,477.94### 8.45%

43

629,477.94

6,083.49

4,432.57

10,516.07

216.75

276.86

0.00

11,009.67

$623,394.45### 8.45%

44

623,394.45

6,126.33

4,389.74

10,516.07

216.75

276.86

0.00

11,009.67

$617,268.12### 8.45%

45

617,268.12

6,169.47

4,346.60

10,516.07

216.75

276.86

0.00

11,009.67

$611,098.64### 8.45%

46

611,098.64

6,212.91

4,303.15

10,516.07

216.75

276.86

0.00

11,009.67

$604,885.73### 8.45%

47

604,885.73

6,256.66

4,259.40

10,516.07

216.75

276.86

0.00

11,009.67

$598,629.07### 8.45%

48

598,629.07

6,300.72

4,215.35

10,516.07

216.75

276.86

0.00

11,009.67

$592,328.35### 8.45%

49

592,328.35

6,345.09

4,170.98

10,516.07

216.75

276.86

0.00

11,009.67

$585,983.26### 8.45%

50

585,983.26

6,389.77

4,126.30

10,516.07

216.75

276.86

0.00

11,009.67

$579,593.49### 8.45%

51

579,593.49

6,434.76

4,081.30

10,516.07

216.75

276.86

0.00

11,009.67

$573,158.73### 8.45%

52

573,158.73

6,480.07

4,035.99

10,516.07

216.75

276.86

0.00

11,009.67

$566,678.65### 8.45%

53

566,678.65

6,525.70

3,990.36

10,516.07

216.75

276.86

0.00

11,009.67

$560,152.95### 8.45%

54

560,152.95

6,571.66

3,944.41

10,516.07

216.75

276.86

0.00

11,009.67

$553,581.29### 8.45%

55

553,581.29

6,617.93

3,898.13

10,516.07

216.75

276.86

0.00

11,009.67

$546,963.36### 8.45%

56

546,963.36

6,664.53

3,851.53

10,516.07

216.75

276.86

0.00

11,009.67

$540,298.83### 8.45%

57

540,298.83

6,711.46

3,804.60

10,516.07

216.75

276.86

0.00

11,009.67

$533,587.36### 8.45%

58

533,587.36

6,758.72

3,757.34

10,516.07

216.75

276.86

0.00

11,009.67

$526,828.64### 8.45%

59

526,828.64

6,806.32

3,709.75

10,516.07

216.75

276.86

0.00

11,009.67

$520,022.33### 8.45%

60

520,022.33

6,854.24

3,661.82

10,516.07

216.75

276.86

0.00

11,009.67

$513,168.08### 8.45%

61

513,168.08

6,902.51

3,613.56

10,516.07

216.75

276.86

0.00

11,009.67

$506,265.57### 8.45%

62

506,265.57

6,951.11

3,564.95

10,516.07

216.75

276.86

0.00

11,009.67

$499,314.46### 8.45%

63

499,314.46

7,000.06

3,516.01

10,516.07

216.75

276.86

0.00

11,009.67

$492,314.40### 8.45%

64

492,314.40

7,049.35

3,466.71

10,516.07

216.75

276.86

0.00

11,009.67

$485,265.05### 8.45%

65

485,265.05

7,098.99

3,417.07

10,516.07

216.75

276.86

0.00

11,009.67

$478,166.05### 8.45%

66

478,166.05

7,148.98

3,367.09

10,516.07

216.75

276.86

0.00

11,009.67

$471,017.07### 8.45%

67

471,017.07

7,199.32

3,316.75

10,516.07

216.75

276.86

0.00

11,009.67

$463,817.75### 8.45%

68

463,817.75

7,250.02

3,266.05

10,516.07

216.75

276.86

0.00

11,009.67

$456,567.73### 8.45%

69

456,567.73

7,301.07

3,215.00

10,516.07

216.75

276.86

0.00

11,009.67

$449,266.67### 8.45%

70

449,266.67

7,352.48

3,163.59

10,516.07

216.75

276.86

0.00

11,009.67

$441,914.18### 8.45%

71

441,914.18

7,404.25

3,111.81

10,516.07

216.75

276.86

0.00

11,009.67

$434,509.93### 8.45%

72

434,509.93

7,456.39

3,059.67

10,516.07

216.75

276.86

0.00

11,009.67

$427,053.54### 8.45%

73

427,053.54

7,508.90

3,007.17

10,516.07

216.75

276.86

0.00

11,009.67

$419,544.64### 8.45%

74

419,544.64

7,561.77

2,954.29

10,516.07

216.75

276.86

0.00

11,009.67

$411,982.87### 8.45%

75

411,982.87

7,615.02

2,901.05

10,516.07

216.75

276.86

0.00

11,009.67

$404,367.84### 8.45%

76

404,367.84

7,668.64

2,847.42

10,516.07

216.75

276.86

0.00

11,009.67

$396,699.20### 8.45%

77

396,699.20

7,722.64

2,793.42

10,516.07

216.75

276.86

0.00

11,009.67

$388,976.56### 8.45%

78

388,976.56

7,777.02

2,739.04

10,516.07

216.75

276.86

0.00

11,009.67

$381,199.53### 8.45%

79

381,199.53

7,831.79

2,684.28

10,516.07

216.75

276.86

0.00

11,009.67

$373,367.75### 8.45%

80

373,367.75

7,886.94

2,629.13

10,516.07

216.75

276.86

0.00

11,009.67

$365,480.81### 8.45%

81

365,480.81

7,942.47

2,573.59

10,516.07

216.75

276.86

0.00

11,009.67

$357,538.34### 8.45%

82

357,538.34

7,998.40

2,517.67

10,516.07

216.75

276.86

0.00

11,009.67

$349,539.94### 8.45%

83

349,539.94

8,054.72

2,461.34

10,516.07

216.75

276.86

0.00

11,009.67

$341,485.21### 8.45%

84

341,485.21

8,111.44

2,404.63

10,516.07

216.75

276.86

0.00

11,009.67

$333,373.77### 8.45%

85

333,373.77

8,168.56

2,347.51

10,516.07

216.75

276.86

0.00

11,009.67

$325,205.21### 8.45%

86

325,205.21

8,226.08

2,289.99

10,516.07

216.75

276.86

0.00

11,009.67

$316,979.13### 8.45%

87

316,979.13

8,284.01

2,232.06

10,516.07

216.75

276.86

0.00

11,009.67

$308,695.13### 8.45%

88

308,695.13

8,342.34

2,173.73

10,516.07

216.75

276.86

0.00

11,009.67

$300,352.79### 8.45%

89

300,352.79

8,401.08

2,114.98

10,516.07

216.75

276.86

0.00

11,009.67

$291,951.70### 8.45%

90

291,951.70

8,460.24

2,055.83

10,516.07

216.75

276.86

0.00

11,009.67

$283,491.46### 8.45%

91

283,491.46

8,519.81

1,996.25

10,516.07

216.75

276.86

0.00

11,009.67

$274,971.65### 8.45%

92

274,971.65

8,579.81

1,936.26

10,516.07

216.75

276.86

0.00

11,009.67

$266,391.84### 8.45%

93

266,391.84

8,640.22

1,875.84

10,516.07

216.75

276.86

0.00

11,009.67

$257,751.62### 8.45%

94

257,751.62

8,701.07

1,815.00

10,516.07

216.75

276.86

0.00

11,009.67

$249,050.55### 8.45%

95

249,050.55

8,762.34

1,753.73

10,516.07

216.75

276.86

0.00

11,009.67

$240,288.21### 8.45%

96

240,288.21

8,824.04

1,692.03

10,516.07

216.75

276.86

0.00

11,009.67

$231,464.18### 8.45%

97

231,464.18

8,886.17

1,629.89

10,516.07

216.75

276.86

0.00

11,009.67

$222,578.00### 8.45%

98

222,578.00

8,948.75

1,567.32

10,516.07

216.75

276.86

0.00

11,009.67

$213,629.26### 8.45%

99

213,629.26

9,011.76

1,504.31

10,516.07

216.75

276.86

0.00

11,009.67

$204,617.50### 8.45%

100

204,617.50

9,075.22

1,440.85

10,516.07

216.75

276.86

0.00

11,009.67

$195,542.28### 8.45%

101

195,542.28

9,139.12

1,376.94

10,516.07

216.75

276.86

0.00

11,009.67

$186,403.15### 8.45%

102

186,403.15

9,203.48

1,312.59

10,516.07

216.75

276.86

0.00

11,009.67

$177,199.68### 8.45%

103

177,199.68

9,268.29

1,247.78

10,516.07

216.75

276.86

0.00

11,009.67

$167,931.39### 8.45%

104

167,931.39

9,333.55

1,182.52

10,516.07

216.75

276.86

0.00

11,009.67

$158,597.84### 8.45%

105

158,597.84

9,399.27

1,116.79

10,516.07

216.75

276.86

0.00

11,009.67

$149,198.57### 8.45%

106

149,198.57

9,465.46

1,050.61

10,516.07

216.75

276.86

0.00

11,009.67

$139,733.10### 8.45%

107

139,733.10

9,532.11

983.95

10,516.07

216.75

276.86

0.00

11,009.67

$130,200.99### 8.45%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

Prepago

Saldo al final del periodo

Tasa

Mes

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

108

130,200.99

9,599.24

916.83

109

120,601.76

9,666.83

849.24

110

110,934.93

9,734.90

781.17

Ajuste Anual al Pago


0.00%

Prepago

Saldo al final del periodo

Tasa

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

10,516.07

216.75

276.86

0.00

11,009.67

10,516.07

216.75

276.86

0.00

11,009.67

$110,934.93### 8.45%

10,516.07

216.75

276.86

0.00

11,009.67

$101,200.03### 8.45%

$120,601.76### 8.45%

111

101,200.03

9,803.45

712.62

10,516.07

216.75

276.86

0.00

11,009.67

$91,396.58### 8.45%

112

91,396.58

9,872.48

643.58

10,516.07

216.75

276.86

0.00

11,009.67

$81,524.09### 8.45%

113

81,524.09

9,942.00

574.07

10,516.07

216.75

276.86

0.00

11,009.67

$71,582.09### 8.45%

114

71,582.09

10,012.01

504.06

10,516.07

216.75

276.86

0.00

11,009.67

$61,570.08### 8.45%

115

61,570.08

10,082.51

433.56

10,516.07

216.75

276.86

0.00

11,009.67

$51,487.57### 8.45%

116

51,487.57

10,153.51

362.56

10,516.07

216.75

276.86

0.00

11,009.67

$41,334.06### 8.45%

117

41,334.06

10,225.01

291.06

10,516.07

216.75

276.86

0.00

11,009.67

$31,109.06### 8.45%

118

31,109.06

10,297.01

219.06

10,516.07

216.75

276.86

0.00

11,009.67

$20,812.05### 8.45%

119

20,812.05

10,369.52

146.55

10,516.07

216.75

276.86

0.00

11,009.67

$10,442.53### 8.45%

120

10,442.53

10,442.53

73.53

10,516.07

216.75

276.86

0.00

11,009.67

$0.00### 8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Ajuste Anual al Pago

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Saldo al final del periodo

Tasa

ADQUI PAGO FIJO


0.7

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

REGRESAR

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


DATOS DEL FINANCIAMIENTO:
Inmueble:
Valor del inmueble:

Parmetros de Financiamiento:
% de Financiamiento Mximo:
Tasa de Inters
Plazo en meses:
Ingreso:
Ingreso Mnimo:
Credito HSBC:

1,214,286
% Financiamiento para TASA
70.0%
70.0%
8.45%
120
31,456

850,000
364,286
-

364,286
850,000

850,000

Gastos

12,000.00

GASTOS INICIALES
2 Enganche requerido:
Avalo:
200000 Gastos de Investigacin:

Opciones de financiamiento gastos y comisin:


de

Composicin de la Mensualidad Total

8,000.00

Quiere Financiamiento
Notariales:
Gastos:
%Financiable:

$10,516
$217
$277
11,010

10,000.00

Si requiere un credito menor, indique


el monto:
Diferencia vivienda-credito
Diferencia vs valor del inmueble:
Crdito Mximo HSBC:

IMPRIMIR

GASTOS MENSUALES
Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

Comisin por Apertura:


comision no financiada

no

Monto Financiable:

4,000.00

$8,500
$8,500

Gastos y honorarios notariales:


$85,000
0%

6,000.00

$0
$3,350
$500

7%

2,000.00

$85,000

Gastos y honorarios notariales no financiados:


TOTAL GASTOS INICIALES:

$85,000
97,350

0.00

$0

Quiere Financiamiento de Comisin


por apertura:
Comisin:
%Financiable:
Monto Financiable:

no

PLAZO FINAL DEL CRDITO CON PREPAGOS


Capital

Intereses

Seguros

Mensualidad Total

$8,500
0.00%
$0

Meses:
Reduce:

120
0

CAT:
CAT:

10.2%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Los crditos con destino Liquidez generan IVA de los intereses reales; esta simulacin muestra los intereses libres de dicho impuesto para el clculo del Costo Anual Total
(3) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(4) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(5) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.

1 (6) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.
95% (7) El IVA de inters real presentado es una simulacin y es un monto aproximado, el real ser calculado mensualmente y reportado en el estado de cuenta del cliente por lo que puede variar.
###

8.45%

0.35

CAT

850,000.00

850,000.00

319,211.19

4.50%

10.3%
0.82%
838,112.07

Inflacin

2
0.00

Tabla de Amortizacin
Mes

Saldo Inicial

850,000.00

Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Monto
aproximado
Saldo al final del de IVA de Interes
Real
periodo

Tasa

Capital

Intereses

Pago al Crdito

Seguro de Vida

850,000.00

4,530.65

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

$845,469.35

446

8.45%

845,469.35

4,562.55

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

$840,906.80

444

8.45%

840,906.80

4,594.68

5,921.39

10,516.07

216.75

276.86

0.00

11,009.67

$836,312.11

441

8.45%

836,312.11

4,627.04

5,889.03

10,516.07

216.75

276.86

0.00

11,009.67

$831,685.08

439

8.45%

831,685.08

4,659.62

5,856.45

10,516.07

216.75

276.86

0.00

11,009.67

$827,025.46

436

8.45%

827,025.46

4,692.43

5,823.64

10,516.07

216.75

276.86

0.00

11,009.67

$822,333.03

434

8.45%

822,333.03

4,725.47

5,790.60

10,516.07

216.75

276.86

0.00

11,009.67

$817,607.56

431

8.45%

817,607.56

4,758.75

5,757.32

10,516.07

216.75

276.86

0.00

11,009.67

$812,848.81

429

8.45%

812,848.81

4,792.26

5,723.81

10,516.07

216.75

276.86

0.00

11,009.67

$808,056.56

427

8.45%

10

808,056.56

4,826.00

5,690.06

10,516.07

216.75

276.86

0.00

11,009.67

$803,230.55

424

8.45%

Plazo

11

803,230.55

4,859.99

5,656.08

10,516.07

216.75

276.86

0.00

11,009.67

$798,370.57

421

8.45%

12

798,370.57

4,894.21

5,621.86

10,516.07

216.75

276.86

0.00

11,009.67

$793,476.36

419

8.45%

13

793,476.36

4,928.67

5,587.40

10,516.07

216.75

276.86

0.00

11,009.67

$788,547.69

416

8.45%

14

788,547.69

4,963.38

5,552.69

10,516.07

216.75

276.86

0.00

11,009.67

$783,584.31

414

8.45%

15

783,584.31

4,998.33

5,517.74

10,516.07

216.75

276.86

0.00

11,009.67

$778,585.99

411

8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

16

778,585.99

5,033.52

5,482.54

10,516.07

216.75

276.86

0.00

11,009.67

17

773,552.46

5,068.97

5,447.10

10,516.07

216.75

276.86

0.00

11,009.67

18

768,483.49

5,104.66

5,411.40

10,516.07

216.75

276.86

0.00

11,009.67

19

763,378.83

5,140.61

5,375.46

10,516.07

216.75

276.86

0.00

20

758,238.22

5,176.81

5,339.26

10,516.07

216.75

276.86

21

753,061.42

5,213.26

5,302.81

10,516.07

216.75

22

747,848.16

5,249.97

5,266.10

10,516.07

23

742,598.19

5,286.94

5,229.13

24

737,311.25

5,324.17

25

731,987.08

5,361.66

26

726,625.42

27

Prepago

Monto
aproximado
Saldo al final del de IVA de Interes
Real
periodo

Tasa

$773,552.46

409

8.45%

$768,483.49

406

8.45%

$763,378.83

403

8.45%

11,009.67

$758,238.22

401

8.45%

0.00

11,009.67

$753,061.42

398

8.45%

276.86

0.00

11,009.67

$747,848.16

395

8.45%

216.75

276.86

0.00

11,009.67

$742,598.19

392

8.45%

10,516.07

216.75

276.86

0.00

11,009.67

$737,311.25

390

8.45%

5,191.90

10,516.07

216.75

276.86

0.00

11,009.67

$731,987.08

387

8.45%

5,154.41

10,516.07

216.75

276.86

0.00

11,009.67

$726,625.42

384

8.45%

5,399.41

5,116.65

10,516.07

216.75

276.86

0.00

11,009.67

$721,226.01

381

8.45%

721,226.01

5,437.43

5,078.63

10,516.07

216.75

276.86

0.00

11,009.67

$715,788.58

378

8.45%

28

715,788.58

5,475.72

5,040.34

10,516.07

216.75

276.86

0.00

11,009.67

$710,312.86

376

8.45%

29

710,312.86

5,514.28

5,001.79

10,516.07

216.75

276.86

0.00

11,009.67

$704,798.57

373

8.45%

30

704,798.57

5,553.11

4,962.96

10,516.07

216.75

276.86

0.00

11,009.67

$699,245.46

370

8.45%

31

699,245.46

5,592.21

4,923.85

10,516.07

216.75

276.86

0.00

11,009.67

$693,653.25

367

8.45%

32

693,653.25

5,631.59

4,884.47

10,516.07

216.75

276.86

0.00

11,009.67

$688,021.66

364

8.45%

Plazo

33

688,021.66

5,671.25

4,844.82

10,516.07

216.75

276.86

0.00

11,009.67

$682,350.41

361

8.45%

34

682,350.41

5,711.18

4,804.88

10,516.07

216.75

276.86

0.00

11,009.67

$676,639.23

358

8.45%

35

676,639.23

5,751.40

4,764.67

10,516.07

216.75

276.86

0.00

11,009.67

$670,887.83

355

8.45%

36

670,887.83

5,791.90

4,724.17

10,516.07

216.75

276.86

0.00

11,009.67

$665,095.93

352

8.45%

37

665,095.93

5,832.68

4,683.38

10,516.07

216.75

276.86

0.00

11,009.67

$659,263.25

349

8.45%

38

659,263.25

5,873.75

4,642.31

10,516.07

216.75

276.86

0.00

11,009.67

$653,389.49

346

8.45%

39

653,389.49

5,915.12

4,600.95

10,516.07

216.75

276.86

0.00

11,009.67

$647,474.38

343

8.45%

40

647,474.38

5,956.77

4,559.30

10,516.07

216.75

276.86

0.00

11,009.67

$641,517.61

340

8.45%

41

641,517.61

5,998.71

4,517.35

10,516.07

216.75

276.86

0.00

11,009.67

$635,518.89

337

8.45%

42

635,518.89

6,040.95

4,475.11

10,516.07

216.75

276.86

0.00

11,009.67

$629,477.94

333

8.45%

43

629,477.94

6,083.49

4,432.57

10,516.07

216.75

276.86

0.00

11,009.67

$623,394.45

330

8.45%

44

623,394.45

6,126.33

4,389.74

10,516.07

216.75

276.86

0.00

11,009.67

$617,268.12

327

8.45%

45

617,268.12

6,169.47

4,346.60

10,516.07

216.75

276.86

0.00

11,009.67

$611,098.64

324

8.45%

46

611,098.64

6,212.91

4,303.15

10,516.07

216.75

276.86

0.00

11,009.67

$604,885.73

321

8.45%

47

604,885.73

6,256.66

4,259.40

10,516.07

216.75

276.86

0.00

11,009.67

$598,629.07

317

8.45%

48

598,629.07

6,300.72

4,215.35

10,516.07

216.75

276.86

0.00

11,009.67

$592,328.35

314

8.45%

49

592,328.35

6,345.09

4,170.98

10,516.07

216.75

276.86

0.00

11,009.67

$585,983.26

311

8.45%

50

585,983.26

6,389.77

4,126.30

10,516.07

216.75

276.86

0.00

11,009.67

$579,593.49

307

8.45%

51

579,593.49

6,434.76

4,081.30

10,516.07

216.75

276.86

0.00

11,009.67

$573,158.73

304

8.45%

52

573,158.73

6,480.07

4,035.99

10,516.07

216.75

276.86

0.00

11,009.67

$566,678.65

301

8.45%

53

566,678.65

6,525.70

3,990.36

10,516.07

216.75

276.86

0.00

11,009.67

$560,152.95

297

8.45%

54

560,152.95

6,571.66

3,944.41

10,516.07

216.75

276.86

0.00

11,009.67

$553,581.29

294

8.45%

55

553,581.29

6,617.93

3,898.13

10,516.07

216.75

276.86

0.00

11,009.67

$546,963.36

290

8.45%

56

546,963.36

6,664.53

3,851.53

10,516.07

216.75

276.86

0.00

11,009.67

$540,298.83

287

8.45%

57

540,298.83

6,711.46

3,804.60

10,516.07

216.75

276.86

0.00

11,009.67

$533,587.36

283

8.45%

58

533,587.36

6,758.72

3,757.34

10,516.07

216.75

276.86

0.00

11,009.67

$526,828.64

280

8.45%

59

526,828.64

6,806.32

3,709.75

10,516.07

216.75

276.86

0.00

11,009.67

$520,022.33

276

8.45%

60

520,022.33

6,854.24

3,661.82

10,516.07

216.75

276.86

0.00

11,009.67

$513,168.08

273

8.45%

61

513,168.08

6,902.51

3,613.56

10,516.07

216.75

276.86

0.00

11,009.67

$506,265.57

269

8.45%

62

506,265.57

6,951.11

3,564.95

10,516.07

216.75

276.86

0.00

11,009.67

$499,314.46

266

8.45%

63

499,314.46

7,000.06

3,516.01

10,516.07

216.75

276.86

0.00

11,009.67

$492,314.40

262

8.45%

64

492,314.40

7,049.35

3,466.71

10,516.07

216.75

276.86

0.00

11,009.67

$485,265.05

258

8.45%

65

485,265.05

7,098.99

3,417.07

10,516.07

216.75

276.86

0.00

11,009.67

$478,166.05

255

8.45%

66

478,166.05

7,148.98

3,367.09

10,516.07

216.75

276.86

0.00

11,009.67

$471,017.07

251

8.45%

67

471,017.07

7,199.32

3,316.75

10,516.07

216.75

276.86

0.00

11,009.67

$463,817.75

247

8.45%

68

463,817.75

7,250.02

3,266.05

10,516.07

216.75

276.86

0.00

11,009.67

$456,567.73

243

8.45%

69

456,567.73

7,301.07

3,215.00

10,516.07

216.75

276.86

0.00

11,009.67

$449,266.67

240

8.45%

70

449,266.67

7,352.48

3,163.59

10,516.07

216.75

276.86

0.00

11,009.67

$441,914.18

236

8.45%

71

441,914.18

7,404.25

3,111.81

10,516.07

216.75

276.86

0.00

11,009.67

$434,509.93

232

8.45%

72

434,509.93

7,456.39

3,059.67

10,516.07

216.75

276.86

0.00

11,009.67

$427,053.54

228

8.45%

73

427,053.54

7,508.90

3,007.17

10,516.07

216.75

276.86

0.00

11,009.67

$419,544.64

224

8.45%

74

419,544.64

7,561.77

2,954.29

10,516.07

216.75

276.86

0.00

11,009.67

$411,982.87

220

8.45%

75

411,982.87

7,615.02

2,901.05

10,516.07

216.75

276.86

0.00

11,009.67

$404,367.84

216

8.45%

76

404,367.84

7,668.64

2,847.42

10,516.07

216.75

276.86

0.00

11,009.67

$396,699.20

212

8.45%

77

396,699.20

7,722.64

2,793.42

10,516.07

216.75

276.86

0.00

11,009.67

$388,976.56

208

8.45%

78

388,976.56

7,777.02

2,739.04

10,516.07

216.75

276.86

0.00

11,009.67

$381,199.53

204

8.45%

79

381,199.53

7,831.79

2,684.28

10,516.07

216.75

276.86

0.00

11,009.67

$373,367.75

200

8.45%

80

373,367.75

7,886.94

2,629.13

10,516.07

216.75

276.86

0.00

11,009.67

$365,480.81

196

8.45%

81

365,480.81

7,942.47

2,573.59

10,516.07

216.75

276.86

0.00

11,009.67

$357,538.34

192

8.45%

82

357,538.34

7,998.40

2,517.67

10,516.07

216.75

276.86

0.00

11,009.67

$349,539.94

188

8.45%

83

349,539.94

8,054.72

2,461.34

10,516.07

216.75

276.86

0.00

11,009.67

$341,485.21

183

8.45%

84

341,485.21

8,111.44

2,404.63

10,516.07

216.75

276.86

0.00

11,009.67

$333,373.77

179

8.45%

85

333,373.77

8,168.56

2,347.51

10,516.07

216.75

276.86

0.00

11,009.67

$325,205.21

175

8.45%

86

325,205.21

8,226.08

2,289.99

10,516.07

216.75

276.86

0.00

11,009.67

$316,979.13

171

8.45%

87

316,979.13

8,284.01

2,232.06

10,516.07

216.75

276.86

0.00

11,009.67

$308,695.13

166

8.45%

88

308,695.13

8,342.34

2,173.73

10,516.07

216.75

276.86

0.00

11,009.67

$300,352.79

162

8.45%

89

300,352.79

8,401.08

2,114.98

10,516.07

216.75

276.86

0.00

11,009.67

$291,951.70

158

8.45%

90

291,951.70

8,460.24

2,055.83

10,516.07

216.75

276.86

0.00

11,009.67

$283,491.46

153

8.45%

91

283,491.46

8,519.81

1,996.25

10,516.07

216.75

276.86

0.00

11,009.67

$274,971.65

149

8.45%

92

274,971.65

8,579.81

1,936.26

10,516.07

216.75

276.86

0.00

11,009.67

$266,391.84

144

8.45%

93

266,391.84

8,640.22

1,875.84

10,516.07

216.75

276.86

0.00

11,009.67

$257,751.62

140

8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

94

257,751.62

8,701.07

1,815.00

10,516.07

216.75

276.86

0.00

11,009.67

95

249,050.55

8,762.34

1,753.73

10,516.07

216.75

276.86

0.00

11,009.67

96

240,288.21

8,824.04

1,692.03

10,516.07

216.75

276.86

0.00

11,009.67

97

231,464.18

8,886.17

1,629.89

10,516.07

216.75

276.86

0.00

98

222,578.00

8,948.75

1,567.32

10,516.07

216.75

276.86

99

213,629.26

9,011.76

1,504.31

10,516.07

216.75

100

204,617.50

9,075.22

1,440.85

10,516.07

101

195,542.28

9,139.12

1,376.94

102

186,403.15

9,203.48

103

177,199.68

9,268.29

104

167,931.39

105

Prepago

Monto
aproximado
Saldo al final del de IVA de Interes
Real
periodo

Tasa

$249,050.55

135

8.45%

$240,288.21

131

8.45%

$231,464.18

126

8.45%

11,009.67

$222,578.00

121

8.45%

0.00

11,009.67

$213,629.26

117

8.45%

276.86

0.00

11,009.67

$204,617.50

112

8.45%

216.75

276.86

0.00

11,009.67

$195,542.28

107

8.45%

10,516.07

216.75

276.86

0.00

11,009.67

$186,403.15

103

8.45%

1,312.59

10,516.07

216.75

276.86

0.00

11,009.67

$177,199.68

98

8.45%

1,247.78

10,516.07

216.75

276.86

0.00

11,009.67

$167,931.39

93

8.45%

9,333.55

1,182.52

10,516.07

216.75

276.86

0.00

11,009.67

$158,597.84

88

8.45%

158,597.84

9,399.27

1,116.79

10,516.07

216.75

276.86

0.00

11,009.67

$149,198.57

83

8.45%

106

149,198.57

9,465.46

1,050.61

10,516.07

216.75

276.86

0.00

11,009.67

$139,733.10

78

8.45%

107

139,733.10

9,532.11

983.95

10,516.07

216.75

276.86

0.00

11,009.67

$130,200.99

73

8.45%

108

130,200.99

9,599.24

916.83

10,516.07

216.75

276.86

0.00

11,009.67

$120,601.76

68

8.45%

109

120,601.76

9,666.83

849.24

10,516.07

216.75

276.86

0.00

11,009.67

$110,934.93

63

8.45%

110

110,934.93

9,734.90

781.17

10,516.07

216.75

276.86

0.00

11,009.67

$101,200.03

58

8.45%

Plazo

111

101,200.03

9,803.45

712.62

10,516.07

216.75

276.86

0.00

11,009.67

$91,396.58

53

8.45%

112

91,396.58

9,872.48

643.58

10,516.07

216.75

276.86

0.00

11,009.67

$81,524.09

48

8.45%

113

81,524.09

9,942.00

574.07

10,516.07

216.75

276.86

0.00

11,009.67

$71,582.09

43

8.45%

114

71,582.09

10,012.01

504.06

10,516.07

216.75

276.86

0.00

11,009.67

$61,570.08

38

8.45%

115

61,570.08

10,082.51

433.56

10,516.07

216.75

276.86

0.00

11,009.67

$51,487.57

32

8.45%

116

51,487.57

10,153.51

362.56

10,516.07

216.75

276.86

0.00

11,009.67

$41,334.06

27

8.45%

117

41,334.06

10,225.01

291.06

10,516.07

216.75

276.86

0.00

11,009.67

$31,109.06

22

8.45%

118

31,109.06

10,297.01

219.06

10,516.07

216.75

276.86

0.00

11,009.67

$20,812.05

16

8.45%

119

20,812.05

10,369.52

146.55

10,516.07

216.75

276.86

0.00

11,009.67

$10,442.53

11

8.45%

120

10,442.53

10,442.53

73.53

10,516.07

216.75

276.86

0.00

11,009.67

$0.00

8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Plazo

Monto
aproximado
Saldo al final del de IVA de Interes
Real
periodo

Tasa

ADQUI PAGO FIJO


###

Simulador Crdito Hipotecario HSBC


2

Pago Fijo
Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito

Pago Fij

INSTRUCCIONES: Captura la informacin que se requiere en los campos en gris y combos.


GASTOS MENSUALES

DATOS DEL FINANCIAMIENTO:

IMPRIMIR

Inmueble:
Valor del inmueble:

1
95%
###

Saldo Anterior o Monto del Crdito:

Parmetros de Financiamiento:
% de Financiamiento Mximo:
Tasa de Inters
Plazo en meses:
Ingreso:
Ingreso Mnimo Requerido:
Credito HSBC:
Enganche adicional del cliente:
Enganche mnimo requerido:
Enganche adicional del cliente:

1,214,286

Mensualidad:
Seguro de Vida:
Seguro de Daos:
Comision por Administracin:
TOTAL PAGO MENSUAL:

% Financiamiento para TASA


70.0%
70%
8.45%
120
$

10,516
217
277
11,010

##

364,286
364,286

##

Ingresa el Valor del


Vivienda

De
###
###
###
###
###

850,000

Gastos de Investigacin:
Comisin por Apertura:
200000 Comisin por Apertura no financiada:

7%

Gastos y honorarios notariales:

no

0.4 % Financiable Gastos:


Monto Financiable Gastos:

8,000.00

Enganche Adicional + Requerido:


Avalo:

Gastos y honorarios notariales no financiados:


TOTAL GASTOS INICIALES:

$85,000
0%
$0

Quiere Financiamiento de Comisin por


apertura:
Comisin:
% Financiable comisin:
Monto financiable comisin:

##

12,000.00

10,000.00

Opciones de financiamiento gastos y comisin:


Gastos

##

Composicin de la Mensualidad Total

31,456

de

$
$
$
$
$

GASTOS INICIALES

Diferencia por valor del inmueble:


Crdito HSBC:

Quiere Financiamiento
Notariales:
Gastos:

REGRESAR###

$
$

364,286
3,350

6,000.00

$
$
$

500
8,500
8,500

4,000.00

85,000

$
$

85,000
461,636

###
###
###

2,000.00

1.00%

###

###
###

0.00

8
PLAZO FINAL DEL CRDITO CON PREPAGOS

no

Meses:
Reduce:

$8,500
0%
$0

Capital

###
###

7.0%
Intereses

Seguros

Mensualidad Total

###
###
###
###
###
###
###
###
###
###
###
###
###
CAT
###
###
###

120
0

CAT:
CAT:

10.2%

(1) La comisin por apertura y gastos notariales pueden ser financiada hasta el 100%, dentro del porcentaje de financiamiento mximo, siempre y cuando el acreditado cuente con la capacidad de pago de acuerdo a la evaluacin de crdito de HSBC.
(2) Las polticas y la informacin del producto contenida en este simulador estn sujetas a cambio sin previo aviso.
(3) La autorizacin del crdito es facultad discrecional de HSBC y depende de la comprobacin de los datos proporcionados y del resultado de investigacin en el Bur de Crdito.
(4) *El Costo Anual Total (CAT) es para fines informativos y de comparacin exclusivamente. Incluye los intereses del crdito, avalo, comisiones y seguros correspondientes.
(5) La presente informacin es nicamente para efectos ilustrativos, no representa ofrecimiento formal por parte de HSBC.

CAT

850,000.00

850,000.00 319,211.19

10.3%
0.82%
838,112.07

1
0.00

Tabla de Amortizacin
Mes

Saldo Inicial

850,000.00

Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Saldo al
periodo

final

Tasa

del

Capital

Intereses

Pago al Crdito

Seguro de Vida

850,000.00

4,530.65

5,985.42

10,516.07

216.75

276.86

0.00

11,009.67

$845,469.35### 8.45%

845,469.35

4,562.55

5,953.51

10,516.07

216.75

276.86

0.00

11,009.67

$840,906.80### 8.45%

840,906.80

4,594.68

5,921.39

10,516.07

216.75

276.86

0.00

11,009.67

$836,312.11### 8.45%

836,312.11

4,627.04

5,889.03

10,516.07

216.75

276.86

0.00

11,009.67

$831,685.08### 8.45%

831,685.08

4,659.62

5,856.45

10,516.07

216.75

276.86

0.00

11,009.67

$827,025.46### 8.45%

827,025.46

4,692.43

5,823.64

10,516.07

216.75

276.86

0.00

11,009.67

$822,333.03### 8.45%

822,333.03

4,725.47

5,790.60

10,516.07

216.75

276.86

0.00

11,009.67

$817,607.56### 8.45%

817,607.56

4,758.75

5,757.32

10,516.07

216.75

276.86

0.00

11,009.67

$812,848.81### 8.45%

812,848.81

4,792.26

5,723.81

10,516.07

216.75

276.86

0.00

11,009.67

$808,056.56### 8.45%

10

808,056.56

4,826.00

5,690.06

10,516.07

216.75

276.86

0.00

11,009.67

$803,230.55### 8.45%

11

803,230.55

4,859.99

5,656.08

10,516.07

216.75

276.86

0.00

11,009.67

$798,370.57### 8.45%

12

798,370.57

4,894.21

5,621.86

10,516.07

216.75

276.86

0.00

11,009.67

$793,476.36### 8.45%

13

793,476.36

4,928.67

5,587.40

10,516.07

216.75

276.86

0.00

11,009.67

$788,547.69### 8.45%

14

788,547.69

4,963.38

5,552.69

10,516.07

216.75

276.86

0.00

11,009.67

$783,584.31### 8.45%

15

783,584.31

4,998.33

5,517.74

10,516.07

216.75

276.86

0.00

11,009.67

$778,585.99### 8.45%

16

778,585.99

5,033.52

5,482.54

10,516.07

216.75

276.86

0.00

11,009.67

$773,552.46### 8.45%

17

773,552.46

5,068.97

5,447.10

10,516.07

216.75

276.86

0.00

11,009.67

$768,483.49### 8.45%

18

768,483.49

5,104.66

5,411.40

10,516.07

216.75

276.86

0.00

11,009.67

$763,378.83### 8.45%

19

763,378.83

5,140.61

5,375.46

10,516.07

216.75

276.86

0.00

11,009.67

$758,238.22### 8.45%

20

758,238.22

5,176.81

5,339.26

10,516.07

216.75

276.86

0.00

11,009.67

$753,061.42### 8.45%

Mensualidad

VIVIEN

Tabla de Amortizacin
Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Saldo al
periodo

final

Tasa

del

Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

21

753,061.42

5,213.26

5,302.81

10,516.07

216.75

276.86

0.00

11,009.67

22

747,848.16

5,249.97

5,266.10

10,516.07

216.75

276.86

0.00

11,009.67

23

742,598.19

5,286.94

5,229.13

10,516.07

216.75

276.86

0.00

11,009.67

$737,311.25### 8.45%

24

737,311.25

5,324.17

5,191.90

10,516.07

216.75

276.86

0.00

11,009.67

$731,987.08### 8.45%

25

731,987.08

5,361.66

5,154.41

10,516.07

216.75

276.86

0.00

11,009.67

$726,625.42### 8.45%

26

726,625.42

5,399.41

5,116.65

10,516.07

216.75

276.86

0.00

11,009.67

$721,226.01### 8.45%

27

721,226.01

5,437.43

5,078.63

10,516.07

216.75

276.86

0.00

11,009.67

$715,788.58### 8.45%

28

715,788.58

5,475.72

5,040.34

10,516.07

216.75

276.86

0.00

11,009.67

$710,312.86### 8.45%

29

710,312.86

5,514.28

5,001.79

10,516.07

216.75

276.86

0.00

11,009.67

$704,798.57### 8.45%

30

704,798.57

5,553.11

4,962.96

10,516.07

216.75

276.86

0.00

11,009.67

$699,245.46### 8.45%

31

699,245.46

5,592.21

4,923.85

10,516.07

216.75

276.86

0.00

11,009.67

$693,653.25### 8.45%

32

693,653.25

5,631.59

4,884.47

10,516.07

216.75

276.86

0.00

11,009.67

$688,021.66### 8.45%

33

688,021.66

5,671.25

4,844.82

10,516.07

216.75

276.86

0.00

11,009.67

$682,350.41### 8.45%

34

682,350.41

5,711.18

4,804.88

10,516.07

216.75

276.86

0.00

11,009.67

$676,639.23### 8.45%

35

676,639.23

5,751.40

4,764.67

10,516.07

216.75

276.86

0.00

11,009.67

$670,887.83### 8.45%

36

670,887.83

5,791.90

4,724.17

10,516.07

216.75

276.86

0.00

11,009.67

$665,095.93### 8.45%

37

665,095.93

5,832.68

4,683.38

10,516.07

216.75

276.86

0.00

11,009.67

$659,263.25### 8.45%

38

659,263.25

5,873.75

4,642.31

10,516.07

216.75

276.86

0.00

11,009.67

$653,389.49### 8.45%

39

653,389.49

5,915.12

4,600.95

10,516.07

216.75

276.86

0.00

11,009.67

$647,474.38### 8.45%

Mensualidad

S
$747,848.16### 8.45%
$742,598.19### 8.45%

40

647,474.38

5,956.77

4,559.30

10,516.07

216.75

276.86

0.00

11,009.67

$641,517.61### 8.45%

41

641,517.61

5,998.71

4,517.35

10,516.07

216.75

276.86

0.00

11,009.67

$635,518.89### 8.45%

42

635,518.89

6,040.95

4,475.11

10,516.07

216.75

276.86

0.00

11,009.67

$629,477.94### 8.45%

43

629,477.94

6,083.49

4,432.57

10,516.07

216.75

276.86

0.00

11,009.67

$623,394.45### 8.45%

44

623,394.45

6,126.33

4,389.74

10,516.07

216.75

276.86

0.00

11,009.67

$617,268.12### 8.45%

45

617,268.12

6,169.47

4,346.60

10,516.07

216.75

276.86

0.00

11,009.67

$611,098.64### 8.45%

46

611,098.64

6,212.91

4,303.15

10,516.07

216.75

276.86

0.00

11,009.67

$604,885.73### 8.45%

47

604,885.73

6,256.66

4,259.40

10,516.07

216.75

276.86

0.00

11,009.67

$598,629.07### 8.45%

48

598,629.07

6,300.72

4,215.35

10,516.07

216.75

276.86

0.00

11,009.67

$592,328.35### 8.45%

49

592,328.35

6,345.09

4,170.98

10,516.07

216.75

276.86

0.00

11,009.67

$585,983.26### 8.45%

50

585,983.26

6,389.77

4,126.30

10,516.07

216.75

276.86

0.00

11,009.67

$579,593.49### 8.45%

51

579,593.49

6,434.76

4,081.30

10,516.07

216.75

276.86

0.00

11,009.67

$573,158.73### 8.45%

52

573,158.73

6,480.07

4,035.99

10,516.07

216.75

276.86

0.00

11,009.67

$566,678.65### 8.45%

53

566,678.65

6,525.70

3,990.36

10,516.07

216.75

276.86

0.00

11,009.67

$560,152.95### 8.45%

54

560,152.95

6,571.66

3,944.41

10,516.07

216.75

276.86

0.00

11,009.67

$553,581.29### 8.45%

55

553,581.29

6,617.93

3,898.13

10,516.07

216.75

276.86

0.00

11,009.67

$546,963.36### 8.45%

56

546,963.36

6,664.53

3,851.53

10,516.07

216.75

276.86

0.00

11,009.67

$540,298.83### 8.45%

57

540,298.83

6,711.46

3,804.60

10,516.07

216.75

276.86

0.00

11,009.67

$533,587.36### 8.45%

58

533,587.36

6,758.72

3,757.34

10,516.07

216.75

276.86

0.00

11,009.67

$526,828.64### 8.45%

59

526,828.64

6,806.32

3,709.75

10,516.07

216.75

276.86

0.00

11,009.67

$520,022.33### 8.45%

60

520,022.33

6,854.24

3,661.82

10,516.07

216.75

276.86

0.00

11,009.67

$513,168.08### 8.45%

61

513,168.08

6,902.51

3,613.56

10,516.07

216.75

276.86

0.00

11,009.67

$506,265.57### 8.45%

62

506,265.57

6,951.11

3,564.95

10,516.07

216.75

276.86

0.00

11,009.67

$499,314.46### 8.45%

63

499,314.46

7,000.06

3,516.01

10,516.07

216.75

276.86

0.00

11,009.67

$492,314.40### 8.45%

64

492,314.40

7,049.35

3,466.71

10,516.07

216.75

276.86

0.00

11,009.67

$485,265.05### 8.45%

65

485,265.05

7,098.99

3,417.07

10,516.07

216.75

276.86

0.00

11,009.67

$478,166.05### 8.45%

66

478,166.05

7,148.98

3,367.09

10,516.07

216.75

276.86

0.00

11,009.67

$471,017.07### 8.45%

67

471,017.07

7,199.32

3,316.75

10,516.07

216.75

276.86

0.00

11,009.67

$463,817.75### 8.45%

68

463,817.75

7,250.02

3,266.05

10,516.07

216.75

276.86

0.00

11,009.67

$456,567.73### 8.45%

69

456,567.73

7,301.07

3,215.00

10,516.07

216.75

276.86

0.00

11,009.67

$449,266.67### 8.45%

70

449,266.67

7,352.48

3,163.59

10,516.07

216.75

276.86

0.00

11,009.67

$441,914.18### 8.45%

71

441,914.18

7,404.25

3,111.81

10,516.07

216.75

276.86

0.00

11,009.67

$434,509.93### 8.45%

72

434,509.93

7,456.39

3,059.67

10,516.07

216.75

276.86

0.00

11,009.67

$427,053.54### 8.45%

73

427,053.54

7,508.90

3,007.17

10,516.07

216.75

276.86

0.00

11,009.67

$419,544.64### 8.45%

74

419,544.64

7,561.77

2,954.29

10,516.07

216.75

276.86

0.00

11,009.67

$411,982.87### 8.45%

75

411,982.87

7,615.02

2,901.05

10,516.07

216.75

276.86

0.00

11,009.67

$404,367.84### 8.45%

76

404,367.84

7,668.64

2,847.42

10,516.07

216.75

276.86

0.00

11,009.67

$396,699.20### 8.45%

77

396,699.20

7,722.64

2,793.42

10,516.07

216.75

276.86

0.00

11,009.67

$388,976.56### 8.45%

78

388,976.56

7,777.02

2,739.04

10,516.07

216.75

276.86

0.00

11,009.67

$381,199.53### 8.45%

79

381,199.53

7,831.79

2,684.28

10,516.07

216.75

276.86

0.00

11,009.67

$373,367.75### 8.45%

80

373,367.75

7,886.94

2,629.13

10,516.07

216.75

276.86

0.00

11,009.67

$365,480.81### 8.45%

81

365,480.81

7,942.47

2,573.59

10,516.07

216.75

276.86

0.00

11,009.67

$357,538.34### 8.45%

82

357,538.34

7,998.40

2,517.67

10,516.07

216.75

276.86

0.00

11,009.67

$349,539.94### 8.45%

8,054.72

2,461.34

10,516.07

216.75

276.86

0.00

11,009.67

$341,485.21### 8.45%

83

349,539.94

84

341,485.21

8,111.44

2,404.63

10,516.07

216.75

276.86

0.00

11,009.67

$333,373.77### 8.45%

85

333,373.77

8,168.56

2,347.51

10,516.07

216.75

276.86

0.00

11,009.67

$325,205.21### 8.45%

86

325,205.21

8,226.08

2,289.99

10,516.07

216.75

276.86

0.00

11,009.67

$316,979.13### 8.45%

87

316,979.13

8,284.01

2,232.06

10,516.07

216.75

276.86

0.00

11,009.67

$308,695.13### 8.45%

88

308,695.13

8,342.34

2,173.73

10,516.07

216.75

276.86

0.00

11,009.67

$300,352.79### 8.45%

89

300,352.79

8,401.08

2,114.98

10,516.07

216.75

276.86

0.00

11,009.67

$291,951.70### 8.45%

90

291,951.70

8,460.24

2,055.83

10,516.07

216.75

276.86

0.00

11,009.67

$283,491.46### 8.45%

91

283,491.46

8,519.81

1,996.25

10,516.07

216.75

276.86

0.00

11,009.67

$274,971.65### 8.45%

92

274,971.65

8,579.81

1,936.26

10,516.07

216.75

276.86

0.00

11,009.67

$266,391.84### 8.45%

93

266,391.84

8,640.22

1,875.84

10,516.07

216.75

276.86

0.00

11,009.67

$257,751.62### 8.45%

94

257,751.62

8,701.07

1,815.00

10,516.07

216.75

276.86

0.00

11,009.67

$249,050.55### 8.45%

Tabla de Amortizacin
Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Saldo al
periodo

final

Tasa

del

Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

95

249,050.55

8,762.34

1,753.73

10,516.07

216.75

276.86

0.00

11,009.67

96

240,288.21

8,824.04

1,692.03

10,516.07

216.75

276.86

0.00

11,009.67

97

231,464.18

8,886.17

1,629.89

10,516.07

216.75

276.86

0.00

11,009.67

$222,578.00### 8.45%

98

222,578.00

8,948.75

1,567.32

10,516.07

216.75

276.86

0.00

11,009.67

$213,629.26### 8.45%

99

213,629.26

9,011.76

1,504.31

10,516.07

216.75

276.86

0.00

11,009.67

$204,617.50### 8.45%

100

204,617.50

9,075.22

1,440.85

10,516.07

216.75

276.86

0.00

11,009.67

$195,542.28### 8.45%

101

195,542.28

9,139.12

1,376.94

10,516.07

216.75

276.86

0.00

11,009.67

$186,403.15### 8.45%

102

186,403.15

9,203.48

1,312.59

10,516.07

216.75

276.86

0.00

11,009.67

$177,199.68### 8.45%

103

177,199.68

9,268.29

1,247.78

10,516.07

216.75

276.86

0.00

11,009.67

$167,931.39### 8.45%

104

167,931.39

9,333.55

1,182.52

10,516.07

216.75

276.86

0.00

11,009.67

$158,597.84### 8.45%

105

158,597.84

9,399.27

1,116.79

10,516.07

216.75

276.86

0.00

11,009.67

$149,198.57### 8.45%

106

149,198.57

9,465.46

1,050.61

10,516.07

216.75

276.86

0.00

11,009.67

$139,733.10### 8.45%

107

139,733.10

9,532.11

983.95

10,516.07

216.75

276.86

0.00

11,009.67

$130,200.99### 8.45%

108

130,200.99

9,599.24

916.83

10,516.07

216.75

276.86

0.00

11,009.67

$120,601.76### 8.45%

109

120,601.76

9,666.83

849.24

10,516.07

216.75

276.86

0.00

11,009.67

$110,934.93### 8.45%

110

110,934.93

9,734.90

781.17

10,516.07

216.75

276.86

0.00

11,009.67

$101,200.03### 8.45%

Mensualidad

S
$240,288.21### 8.45%
$231,464.18### 8.45%

111

101,200.03

9,803.45

712.62

10,516.07

216.75

276.86

0.00

11,009.67

$91,396.58### 8.45%

112

91,396.58

9,872.48

643.58

10,516.07

216.75

276.86

0.00

11,009.67

$81,524.09### 8.45%

113

81,524.09

9,942.00

574.07

10,516.07

216.75

276.86

0.00

11,009.67

$71,582.09### 8.45%

114

71,582.09

10,012.01

504.06

10,516.07

216.75

276.86

0.00

11,009.67

$61,570.08### 8.45%

115

61,570.08

10,082.51

433.56

10,516.07

216.75

276.86

0.00

11,009.67

$51,487.57### 8.45%

116

51,487.57

10,153.51

362.56

10,516.07

216.75

276.86

0.00

11,009.67

$41,334.06### 8.45%

117

41,334.06

10,225.01

291.06

10,516.07

216.75

276.86

0.00

11,009.67

$31,109.06### 8.45%

118

31,109.06

10,297.01

219.06

10,516.07

216.75

276.86

0.00

11,009.67

$20,812.05### 8.45%

119

20,812.05

10,369.52

146.55

10,516.07

216.75

276.86

0.00

11,009.67

$10,442.53### 8.45%

120

10,442.53

10,442.53

73.53

10,516.07

216.75

276.86

0.00

11,009.67

$0.00### 8.45%

Tabla de Amortizacin
Mes

Saldo Inicial

Capital

Intereses

Pago al Crdito

Seguro de Vida

Seguro de Daos

Comisin por Administracin

Mensualidad Total

Prepago

Mensualidad

Saldo al
periodo

final

Tasa

del
S

INDICADOR

llave
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
ViviendaNor
1 mal
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
ViviendaNor
2 mal

llave 2
PB/PF
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
ViviendaNor
malPago Fijo Pago Fijo
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
ViviendaNor
malPago Fijo Pago Fijo

AdquisicinP
ersona
FisicaAdquisi
cin de
ViviendaNmi
3 AdquisicinP
na
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS
4 Advance

AdquisicinP
ersona
FisicaAdquisi
cin de
ViviendaNmi
AdquisicinP
naPago Fijo Pago Fijo
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS
AdvancePag
o Bajo
Pago Bajo

Adquisicin AdquisicinP
Persona
ersona
FisicaAdqui FisicaAdquisi
sicin de
cin de
ViviendaNor ViviendaNor
malPago Fijo Pago Fijo
5 mal
AdquisicinP AdquisicinP
ersona
ersona
FisicaAdquisi FisicaAdquisi
cin de
cin de
ViviendaPre ViviendaPre
6 mier
mierPago Fijo Pago Fijo
AdquisicinP
ersona
FisicaAdquisi
cin de
ViviendaAdva
7 nce
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
ViviendaPre
8 mier
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
ViviendaAdva
9 nce
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
ViviendaPre
10 mier
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
ViviendaAdva
11 nce

12

14

15

16

17

18

19

20

21

22

23

25

AdquisicinP
ersona
FisicaAdquisi
cin de
ViviendaPode
r Judicial
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasNor
mal
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasPre
mier
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasAdv
ance de
Pago
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasPre
mier de
Pago
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasAdv
ance
Pago de
HipotecasPro
fesionista
Independient
ePago de
HipotecasPre
mier
Pago de
HipotecasPro
fesionista
Independient
ePago de
HipotecasAdv
ance
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasN
mina de
Pago
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasNor
mal
Pago de
HipotecasPro
fesionista
Independient
ePago de
HipotecasNor
mal
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasPo
der Judicial

AdquisicinP
ersona
FisicaAdquisi
cin de
ViviendaAdva
ncePago Fijo
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
ViviendaPre
mierPago Fijo
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
ViviendaAdva
ncePago Fijo
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
ViviendaPre
mierPago Fijo
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
ViviendaAdva
ncePago Fijo
AdquisicinP
ersona
FisicaAdquisi
cin de
ViviendaPode
r
JudicialPago
Fijo
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasNor
malPago Fijo
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasPre
mierPago
Pago
de Fijo
HipotecasPer
sona
FisicaPago
de
HipotecasAdv
ancePago
Fijo de
Pago
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasPre
Pago
de
mierPago Fijo
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasAdv
ancePago
Fijo
Pago de
HipotecasPro
fesionista
Independient
ePago de
HipotecasPre
mierPago
Pago
de Fijo
HipotecasPro
fesionista
Independient
ePago de
HipotecasAdv
ancePago
Fijo
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasN
minaPago
Fijo de
Pago
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasNor
malPago Fijo
Pago de
HipotecasPro
fesionista
Independient
ePago de
HipotecasNor
Pago
de
malPago Fijo
HipotecasPer
sona
FisicaPago
de
HipotecasPo
der
JudicialPago
Fijo

27

28

29

30

AdquisicinP
ersona
FisicaCofinan
ciamientoINF
Pago
de
ONAVITNmi
HipotecasPer
naPago
Fijo
sona
FisicaPago
de
HipotecasHip
oteca de
MAS
Pago
HSBC
HipotecasPer
EXTERNOPa
sona
Fisica
go Fijo
con
Actividad
EmpresarialP
ago de
HipotecasHip
oteca MAS
HSBCde
Pago
EXTERNOPa
HipotecasPro
go Fijo
fesionista
Independient
ePago de
HipotecasHip
oteca MAS
HSBC
EXTERNOPa
go Fijo

32

33

34

35

36

AdquisicinP
ersona
FisicaApoyo
InfonavitNmi
37 na
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS
38 Advance

AdquisicinP
ersona
FisicaCofinan
ciamientoINF
ONAVITAdva
ncePago Fijo
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
Respaldados
AdquisicinP
Pago
ersonaFijo
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
Respaldados
NminaPago
Fijo
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUSPago
AdquisicinP
Fijo
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS
NminaPago
Fijo

Adquisicin

Pago de Hipotecas

Pago Fijo

Pago de Hipotecas

Pago Fijo

Pago de Hipotecas

Pago Fijo

Pago de Hipotecas

Pago Fijo

Pago de Hipotecas

Pago Fijo

Pago de Hipotecas

Pago Fijo

Pago de Hipotecas

Adquisicin

Pago Fijo

Pago de Hipotecas

Adquisicin

Factor de
Linea de
Crdito

0.285000

AdquisicinAdq
uisicin de
ViviendaNormal
Pago Fijo

Factor de
pago

Factor de
Tasa de
Incremento interes anual

0%

8.45%

Periodicidad de
incremento

Tasa
Moratoria

Moneda

Plazo
Mximo
Meses

Comisin por
Plazo
Gastos de
% Comisin
administraci
Mximo Aos investigacin por apertura
n

500.00

1.00%

Adquisicin

0%

8.45%

500.00

1.00%

0.00%

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
ViviendaNmina
Pago Fijo

0%

8.45%

0.00

0.50%

0.00%

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste Aliados
PLUS
AdvancePago
Bajo

1.94%

8.45%

0.00

0.50%

0.00%

AdquisicinAdq
uisicin de
ViviendaNormal
Pago Fijo

0%

AdquisicinAdq
uisicin de
ViviendaPremier
Pago Fijo

0%

AdquisicinAdq
uisicin de
ViviendaAdvanc
ePago Fijo

0%

Nmina

Cofinanciamiento

Persona Fisica

Fovissste Aliados PLUS Advance

Fovissste Aliados PLUS


Advance

70%

FOVISSSTE

Persona Fisica

Normal

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

8.45%

500.00

1.00%

Persona Fisica

Premier

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

8.45%

0.00

0.00%

Persona Fisica

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

8.45%

0.00

0.50%

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
ViviendaPremier
Pago Fijo

0%

8.45%

0.00

0.00%

0.00%

Adquisicin de
Vivienda

Persona Fisica con Actividad Empresarial

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
ViviendaAdvanc
ePago Fijo

0%

8.45%

0.00

0.50%

0.00%

Adquisicin de
Vivienda

Profesionista Independiente

Premier

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
ViviendaPremier
Pago Fijo

0%

8.45%

0.00

0.00%

0.00%

Adquisicin de
Vivienda

Profesionista Independiente

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
ViviendaAdvanc
ePago Fijo

0%

8.45%

0.00

0.50%

0.00%

Persona Fisica

Normal

Normal

$10,000.00

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

200,000.00

10,000,000.00

10,000,000.00

0.255000

0.255000

AdquisicinAdq
uisicin de
ViviendaPoder
JudicialPago
Fijo

0%

0.285000

Pago de
HipotecasPago
de
HipotecasNorm
alPago Fijo

0%

0%

8.45%

0.00

0.00%

0.00%

0%

8.45%

0.00

0.50%

0.00%

0.285000

Pago de
Hipotecas

Persona Fisica

Premier

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasPremi
erPago Fijo

Pago de
Hipotecas

Persona Fisica

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasAdvan
cePago Fijo

8.45%

8.45%

0.00

500.00

0.00%

1.00%

Premier

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasPremi
erPago Fijo

0%

8.45%

0.00

0.00%

0.00%

Pago de
Hipotecas

Persona Fisica con Actividad Empresarial

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasAdvan
cePago Fijo

0%

8.45%

0.00

0.50%

0.00%

Profesionista Independiente

Advance

Premier

Advance

$10,000.00

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

200,000.00

10,000,000.00

10,000,000.00

0.255000

0.255000

Pago de
HipotecasPago
de
HipotecasPremi
erPago Fijo

0%

0.285000

Pago de
HipotecasPago
de
HipotecasAdvan
cePago Fijo

0%

0%

8.45%

0.00

0.50%

0.00%

0.285000

8.45%

8.45%

0.00

0.00

0.00%

0.50%

Persona Fisica

Nmina

Nmina

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
Hipotecas

Persona Fisica con Actividad Empresarial

Normal

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasNorm
alPago Fijo

0%

8.45%

500.00

1.00%

0.00%

Pago de
Hipotecas

Profesionista Independiente

Normal

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasNorm
alPago Fijo

0%

8.45%

500.00

1.00%

0.00%

Pago de
Hipotecas

Persona Fisica

Poder Judicial

Poder Judicial

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasPoder
JudicialPago
Fijo

0%

8.45%

0.00

0.00%

0.00%

AdquisicinCofi
nanciamientoIN
FONAVITNorma
lPago Fijo

0%

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

8.45%

500.00

1.00%

Cofinanciamiento

Persona Fisica

Nmina

Nmina

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoIN
FONAVITNmin
aPago Fijo

0%

8.45%

0.00

0.50%

0.00%

Pago de
Hipotecas

Persona Fisica

Hipoteca MAS HSBC EXTERNO

Hipoteca MAS HSBC EXTERNO

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasHipote
ca MAS HSBC
EXTERNOPago
Fijo

0%

8.45%

500.00

1.00%

0.00%

INFONAVIT

Pago de
Hipotecas

Persona Fisica con Actividad Empresarial


Hipoteca MAS HSBC EXTERNO

Hipoteca MAS HSBC EXTERNO

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasHipote
ca MAS HSBC
EXTERNOPago
Fijo

0%

8.45%

500.00

1.00%

0.00%

Pago de
Hipotecas

Profesionista Independiente Hipoteca MAS HSBC EXTERNO

Hipoteca MAS HSBC EXTERNO

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasHipote
ca MAS HSBC
EXTERNOPago
Fijo

0%

8.45%

500.00

1.00%

0.00%

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoIN
FONAVITPremi
erPago Fijo

0%

8.45%

0.00

0.00%

0.00%

AdquisicinCofi
nanciamientoIN
FONAVITAdvan
cePago Fijo

0%

Premier

INFONAVIT

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

8.45%

0.00

0.50%

FOVISSSTE

FOVISSSTE

Cofinanciamiento

Persona Fisica

Fovissste Respaldados

Fovissste Respaldados

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste
RespaldadosPa
go Fijo

0%

8.45%

500.00

1.00%

0.00%

Cofinanciamiento

Persona Fisica

Fovissste Respaldados Nmina

Fovissste Respaldados Nmina

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste
Respaldados
NminaPago
Fijo

0%

8.45%

0.00

0.50%

0.00%

Cofinanciamiento

Persona Fisica

Fovissste Aliados PLUS

Fovissste Aliados PLUS

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste Aliados
PLUSPago Fijo

0%

8.45%

500.00

1.00%

0.00%

Cofinanciamiento

Persona Fisica

Fovissste Aliados PLUS Nmina

Fovissste Aliados PLUS Nmina

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste Aliados
PLUS
NminaPago
Fijo

0%

8.45%

0.00

0.50%

0.00%

FOVISSSTE

Apoyo Infonavit

Persona Fisica

Nmina

Nmina

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinApoy
o
InfonavitNmina
Pago Fijo

0%

8.45%

0.00

0.50%

0.00%

Cofinanciamiento

Persona Fisica

Fovissste Aliados PLUS Advance

Fovissste Aliados PLUS


Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste Aliados
PLUS
AdvancePago
Fijo

0%

8.45%

0.00

0.50%

0.00%

AdquisicinApoy
o
InfonavitNormal
Pago Fijo

0%

Adquisicin

Adquisicin

FOVISSSTE

Apoyo Infonavit

Persona Fisica

Normal

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

8.45%

500.00

1.00%

Apoyo Infonavit

Persona Fisica

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinApoy
o
InfonavitAdvanc
ePago Fijo

0%

8.45%

0.00

0.50%

0.00%

Apoyo Infonavit

Persona Fisica

Premier

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinApoy
o
InfonavitPremier
Pago Fijo

0%

8.45%

0.00

0.00%

0.00%

Persona Fisica

Poder Judicial

Poder Judicial

$10,000.00

1,500,000.00

50%

200,000.00

5,000,000.00

0.255000

0.285000

LiquidezLiquide
zPoder
JudicialPago
Fijo

0%

8.45%

500.00

1.50%

Normal

Normal

$10,000.00

1,500,000.00

40%

200,000.00

5,000,000.00

0.255000

0.285000

LiquidezLiquide
zNormalPago
Fijo

0%

8.45%

500.00

1.50%

Normal

Normal

$10,000.00

1,500,000.00

40%

200,000.00

5,000,000.00

0.255000

0.285000

LiquidezLiquide
zNormalPago
Fijo

0%

8.45%

500.00

1.50%

Adquisicin

Pago Bajo

Adquisicin

Persona Fisica

Nmina

Nmina

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
viviendaNmina
Pago Bajo

1.94%

8.45%

0.00

0.50%

0.00%

Adquisicin de
vivienda

Persona Fisica

Normal

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
viviendaNormal
Pago Bajo

1.94%

8.45%

500.00

1.00%

0.00%

Adquisicin de
vivienda

Persona Fisica

Premier

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
viviendaPremier
Pago Bajo

1.94%

8.45%

0.00

0.00%

0.00%

Adquisicin de
vivienda

Persona Fisica con Actividad Empresarial

Normal

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
viviendaNormal
Pago Bajo

1.94%

8.45%

500.00

1.00%

0.00%

Pago Bajo

Adquisicin

Pago Bajo

Adquisicin

Adquisicin de
vivienda

Adquisicin de
vivienda

Pago Bajo

Adquisicin

Pago Bajo

Pago de Hipotecas

Pago de
Hipotecas

Pago de
Hipotecas

Pago de Hipotecas

Persona Fisica con Actividad Empresarial

Profesionista Independiente

Premier

Normal

Premier

Normal

$10,000.00

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

200,000.00

10,000,000.00

10,000,000.00

0.255000

0.255000

0.285000

0.285000

AdquisicinAdq
uisicin de
viviendaPremier
Pago Bajo

1.94%

AdquisicinAdq
uisicin de
viviendaNormal
Pago Bajo

1.94%

8.45%

8.45%

0.00

500.00

0.00%

1.00%

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
viviendaPremier
Pago Bajo

1.94%

8.45%

0.00

0.00%

0.00%

Persona Fisica

Nmina

Nmina

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasNmin
aPago Bajo

1.94%

8.45%

0.00

0.50%

0.00%

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasNorm
alPago Bajo

1.94%

8.45%

500.00

1.00%

10

40%

35%

0.80

no

si

si

si

20.98

15

20.98

12.85

20

12.85

10.30

10.30

9.13

10

9.13

20.49

15

20.49

12.37

20

12.37

9.82

FACTOR
COMISION
DAOS
POR
OKAPERTURA
GASTOS
FINANCIABLE
NOTARIALES financiables
AVALUO

9.82

8.65

8.65

0.285

0.285

100%

100%

100%

TABLA
AMORTIZACI
ON

100%

Tipo de
cliente

Tipo de
Cliente en
Presupuesto

CORRECTO A
TIPO DE
CLIENTE

Normal

Normal

Normal

Normal

Normal

Normal

Nmina

Nmina

Nmina

ADQUI
100% PAGO FIJO

ADQUI
100% PAGO FIJO

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ADQUI
100% PAGO FIJO

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ALIADOSP
100% PAGO BAJO

100%

ADQUI
100% PAGO FIJO

Fovissste Aliados PLUS


Fovissste
Nmina
Aliados PLUS
Fovissste
NminaAliados PLUS Nmina

Normal

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

Premier

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ADQUI
100% PAGO FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ADQUI
100% PAGO FIJO

Premier

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ADQUI
100% PAGO FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ADQUI
100% PAGO FIJO

Premier

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ADQUI
100% PAGO FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ADQUI
100% PAGO FIJO

Poder Judicial

350,000

3,000,000

85%

3,000,001

5,000,000

75%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

0.285

100%

100%

0.285

100%

100%

PAGHIP
100% PAGO FIJO

Normal

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

Premier

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

PAGHIP
100% PAGO FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

PAGHIP
100% PAGO FIJO

Premier

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

PAGHIP
100% PAGO FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

PAGHIP
100% PAGO FIJO

Premier

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

PAGHIP
100% PAGO FIJO

3,000,000

3,000,000

70%

70%

70%

3,000,001

3,000,001

3,000,001

5,000,000

5,000,000

5,000,000

70%

70%

70%

5,000,001

5,000,001

5,000,001

100,000,000

100,000,000

100,000,000

65%

65%

65%

40%

40%

40%

35%

35%

35%

0.80

0.80

0.80

no

no

no

si

si

si

si

si

si

si

si

si

350,000

3,000,000

85%

3,000,001

5,000,000

75%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

20.98

20.98

12.85

12.85

12.85

10.30

10.30

10.30

9.13

9.13

9.13

20.49

20.49

20.49

12.37

12.37

12.37

9.82

9.82

9.82

8.65

8.65

8.65

0.285

0.285

0.285

100%

100%

100%

100%

100%

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

100%

PAGHIP
100% PAGO FIJO

0.285

100%

100%

PAGHIP
100% PAGO FIJO

0.285

100%

100%

COFI PAGO
100% FIJO

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

0.285

100%

100%

COFI PAGO
100% FIJO

3,000,000

85%

3,000,001

5,000,000

75%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

0.285

100%

100%

HIPOTECA
100% MAS

350,000

3,000,000

85%

3,000,001

5,000,000

75%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

0.285

100%

100%

HIPOTECA
100% MAS

350,000

3,000,000

85%

3,000,001

5,000,000

75%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

0.285

100%

100%

HIPOTECA
100% MAS

100%

COFI PAGO
100% FIJO

100%

COFI PAGO
100% FIJO

10.30

9.13

20.49

12.37

9.82

8.65

Advance

Poder Judicial

Poder Judicial

Normal

Normal

Premier

Advance

Advance

Premier

Advance

Advance

Premier

Advance

Advance

Nmina

Nmina

Nmina

Normal

Normal

Normal

Normal

Normal

Normal

Poder Judicial

Poder Judicial

Poder Judicial

PAGHIP
100% PAGO FIJO

350,000

12.85

Advance

PAGHIP
100% PAGO FIJO

350,000

20.98

Advance

Premier

Premier

Advance

3,000,000

Advance

Premier

Advance

PAGHIP
100% PAGO FIJO

Advance

Premier

Premier

Advance

350,000

Advance

Premier

Advance

ADQUI
100% PAGO FIJO

Normal

Premier

Advance

350,000

Normal

Premier

Premier

Advance

Normal

Normal

Normal

Nmina

Nmina

Nmina

Hipoteca MAS HSBC


Hipoteca
EXTERNO
MAS HSBCHipoteca
EXTERNOMAS HSBC EXTERNO

Hipoteca MAS HSBC


Hipoteca
EXTERNO
MAS HSBCHipoteca
EXTERNOMAS HSBC EXTERNO

Hipoteca MAS HSBC


Hipoteca
EXTERNO
MAS HSBCHipoteca
EXTERNOMAS HSBC EXTERNO

Premier

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

Premier

Premier

Advance

Advance

Advance

Fovissste Respaldados
Fovissste Respaldados
Fovissste Respaldados

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

RESP PAGO
100% FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

RESP PAGO
100% FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ALIADOSP
100% PAGO FIJO

Fovissste Respaldados
Fovissste
Nmina
Respaldados
Fovissste
NminaRespaldados Nmina

Fovissste
Fovissste Aliados PLUS
Aliados PLUS

Fovissste
Aliados PLUS

Fovissste Aliados PLUS


Fovissste
Nmina
Aliados PLUS
Fovissste
NminaAliados PLUS Nmina

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ALIADOSP
100% PAGO FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

AI PAGO
100% FIJO

Nmina

Nmina

Nmina

Fovissste Aliados PLUS


Fovissste
Nmina
Aliados PLUS
Fovissste
NminaAliados PLUS Nmina

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

ALIADOSP
100% PAGO FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

AI PAGO
100% FIJO

Normal

Advance

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

AI PAGO
100% FIJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

35%

0.80

si

si

si

si

20.98

12.85

10.30

9.13

20.49

12.37

9.82

8.65

0.285

100%

100%

AI PAGO
100% FIJO

Premier

100,000,000

50%

0%

0%

40%

35%

0.80

si

si

si

no

0.285

100%

100%

LIQ PAGO
100% FIJO

100%

LIQ PAGO
100% FIJO

100,000,000

40%

0%

0%

40%

35%

0.80

si

si

si

no

0.285

100%

100%

LIQ PAGO
100% FIJO

100,000,000

40%

0%

0%

40%

35%

0.80

si

si

si

no

0.285

100%

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ADQUI
100% PAGO BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ADQUI
100% PAGO BAJO

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

si

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ADQUI
100% PAGO BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ADQUI
100% PAGO BAJO

Poder Judicial

Normal

Normal

Normal

Normal

Normal

Normal

Nmina

Nmina

Nmina

Normal

Normal

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

si

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ADQUI
100% PAGO BAJO

Premier

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

si

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ADQUI
100% PAGO BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

PAGHIP
100% PAGO BAJO

0.00%

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

PAGHIP
100% PAGO BAJO

Normal

Normal

Premier

Premier

Normal

350,000

Premier

Premier

Premier

350,000

Premier

Premier

Normal

ADQUI
100% PAGO BAJO

Normal

Advance

Poder Judicial

Normal

350,000

Normal

Advance

Poder Judicial

Premier

0.00%

Premier

Normal

20

si

0.00%

Profesionista Independiente

Persona Fisica

15

si

3,000,001

1,500,000

Adquisicin de
vivienda

Adquisicin de
vivienda

10

si

0.00%

Liquidez

Pago Bajo

no

3,000,001

1,500,000

Persona Fisica con Actividad Empresarial

65%

0.80

0.00%

Liquidez

Liquidez

Valor destructible

35%

70%

1,500,000

Persona Fisica

PTI

40%

0.00%

Liquidez

Liquidez

DTI

0.00%

Adquisicin

Liquidez

100,000,000

65%

70%

350,000

FOVISSSTE

LTV
Asignado
LTV
Asignado
LTV
Asignado
Minimo Garanta Mximo Garanta Mximo
Minimo Garanta Mximo Garanta Mximo
Mximo

0.00%

INFONAVIT

Adquisicin

5,000,001

100,000,000

3,000,000

350,000

Persona Fisica

Mximo Garanta

0.00%

INFONAVIT

Persona Fisica

70%

5,000,001

3,000,000

350,000

$10,000.00

5,000,000

70%

350,000

350,000

Normal

LTV
Asignado
Minimo Garanta
Mximo

0.00%

Pago de
Hipotecas

Normal

3,000,001

5,000,000

0.00%

Pago de
HipotecasPago
de
HipotecasNmin
aPago Fijo

Persona Fisica

Mximo Garanta

0.00%

Persona Fisica con Actividad Empresarial

Premier

70%

3,000,001

0.00%

Pago de
Hipotecas

Profesionista Independiente

3,000,000

70%

0.00%

Premier

Poder Judicial

LTV
Asignado
Minimo Garanta
Mximo

0.00%

Persona Fisica con Actividad Empresarial

Poder Judicial

3,000,000

0.00%

Adquisicin de
Vivienda

Persona Fisica

Mximo Garanta

350,000

350,000

Adquisicin

Adquisicin

Minimo Garanta

350,000

Pago Fijo

Adquisicin

Modalidad

0.00%

350,000

Pago Fijo

Pago Bajo

Factor de
daos

0.255000

AdquisicinAdq
uisicin de
ViviendaNormal
Pago Fijo

Nmina

Cofinanciamiento

Adquisicin

53

Factor de
vida y
desempleo

0.285000

Persona Fisica

Cofinanciamiento

Adquisicin

52

10,000,000.00

Pago de Hipotecas

AdquisicinP AdquisicinP
ersona
ersona
FisicaAdquisi FisicaAdquisi
cin de
cin de
viviendaNorm viviendaNorm
46 al
alPago Bajo Pago Bajo

51

Monto mximo de
financiamiento

Pago de Hipotecas

AdquisicinP AdquisicinP
ersona
ersona
FisicaAdquisi FisicaAdquisi
cin de
cin de
viviendaNmi viviendaNmi
45 na
naPago Bajo Pago Bajo

50

200,000.00

0.255000

Adquisicin de
Vivienda

Cofinanciamiento

Adquisicin

Adquisicin

49

Monto
mnimo de
financiamient
o

Pago de Hipotecas

Adquisicin

48

% Maximo de financiamiento

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

Pago de Hipotecas

AdquisicinP AdquisicinP
ersona
ersona
FisicaApoyo FisicaApoyo
InfonavitPre InfonavitPre
41 mier
mierPago Fijo Pago Fijo

47

Valor mnimo del


inmueble

Pago de Hipotecas

AdquisicinP AdquisicinP
ersona
ersona
FisicaApoyo FisicaApoyo
InfonavitAdva InfonavitAdva
40 nce
ncePago Fijo Pago Fijo

AdquisicinP
ersona
FisicaAdquisi
cin de
viviendaPrem
ierPago Bajo
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
viviendaNorm
alPago Bajo
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
viviendaPrem
ierPago Bajo
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
viviendaNorm
alPago Bajo
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
viviendaPrem
ierPago
Pago deBajo
HipotecasPer
sona
FisicaPago
de
HipotecasN
minaPago
Bajo de
Pago
HipotecasPer
sona
FisicaPago
de
HipotecasNor
malPago
Bajo

60%

Pago de Hipotecas

Pago Fijo

LiquidezPers
LiquidezPers ona Fisica
ona Fisica
con Actividad
con Actividad EmpresarialLi
EmpresarialLi quidezNormal
44 quidezNormal Pago Fijo
Pago Fijo

CLAVE

10,000,000.00

$10,000.00

Pago de
Hipotecas

LiquidezPers
LiquidezPers ona
ona
FisicaLiquide
FisicaLiquide zNormalPago
43 zNormal
Fijo
Pago Fijo

60.00%

200,000.00

Normal

Pago de
Hipotecas

AdquisicinP
ersona
FisicaApoyo
InfonavitNmi
AdquisicinP
naPago Fijo Pago Fijo
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS
AdvancePag
o Fijo
Pago Fijo

Capacidad
mnima

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

Normal

Pago de
Hipotecas

Pago Fijo

$10,000.00

Adquisicin

Pago Fijo

Pago Fijo

Ingresos
Mnimos

Adquisicin

Pago Fijo

Pago Fijo

Norm al

Profesionista Independiente

Adquisicin de
Vivienda

Pago Fijo

Tipo de Cliente en
Presupuesto

Adquisicin de
Vivienda

Adquisicin de
Vivienda

Adquisicin

Pago Fijo

Destino

Adquisicin

Adquisicin

Pago Fijo

Normal

350,000

Adquisicin de
Vivienda

Pago Fijo

LiquidezPers
LiquidezPers ona
ona
FisicaLiquide
FisicaLiquide zPoder
zPoder
JudicialPago
42 Judicial
Fijo
Pago Fijo

RESTRICTED

Adquisicin

Pago Fijo

Pago Fijo

Tipo de cliente

Adquisicin

Adquisicin

Pago Fijo

TIPO DE
PERSONA

Persona Fisica con Actividad Em presarial

Adquisicin

Adquisicin

Pago Fijo

Canal de
Acceso

Adquisicin

Pago Fijo

AdquisicinP AdquisicinP
ersona
ersona
FisicaApoyo FisicaApoyo
InfonavitNor InfonavitNor
39 mal
malPago Fijo Pago Fijo

AdquisicinP
ersona
FisicaAdquisi
cin de
viviendaPrem
ier
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
viviendaNorm
al
AdquisicinP
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
viviendaPrem
ier
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
viviendaNorm
al
AdquisicinPr
ofesionista
Independient
eAdquisicin
de
viviendaPrem
ier
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasN
mina
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasNor
mal

SUBPRODUC
TO

Adquisicin de
Vivienda

Pago Fijo

AdquisicinP AdquisicinP
ersona
ersona
FisicaCofinan FisicaCofinan
ciamientoINF ciamientoINF
ONAVITPrem ONAVITPrem
31 ier
ierPago Fijo Pago Fijo
AdquisicinP
ersona
FisicaCofinan
ciamientoINF
ONAVITAdva
nce
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
Respaldados
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
Respaldados
Nmina
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS
Nmina

FOVISSSTE /
INFONAVIT

Adquisicin de
Vivienda

Pago Fijo

AdquisicinP AdquisicinP
ersona
ersona
FisicaCofinan FisicaCofinan
ciamientoINF ciamientoINF
ONAVITNorm ONAVITNorm
26 al
alPago Fijo
Pago Fijo
AdquisicinP
ersona
FisicaCofinan
ciamientoINF
ONAVITNmi
Pago
de
na
HipotecasPer
sona
FisicaPago
de
HipotecasHip
oteca de
MAS
Pago
HSBC
HipotecasPer
EXTERNO
sona
Fisica
con Actividad
EmpresarialP
ago de
HipotecasHip
oteca MAS
HSBCde
Pago
EXTERNO
HipotecasPro
fesionista
Independient
ePago de
HipotecasHip
oteca MAS
HSBC
EXTERNO

TRES DESTINOS

Normal

Normal

Premier

Premier

Nmina

Nmina

Nmina

Normal

Normal

Normal

Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasPre
54 mier
Pago de
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasNor
55 Pago
mal de
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasPre
56 mier
Pago de
HipotecasPro
fesionista
Independient
ePago de
HipotecasNor
57 mal
Pago de
HipotecasPro
fesionista
Independient
ePago de
HipotecasPre
58 mier

Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasPre
mierPago
Pago
de
Bajo
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasNor
malPago
Pago
de
Bajo
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasPre
mierPago
Bajo de
Pago
HipotecasPro
fesionista
Independient
ePago de
HipotecasNor
malPago
Bajo de
Pago
HipotecasPro
fesionista
Independient
ePago de
HipotecasPre
mierPago
Bajo

Pago Bajo

Pago Bajo

Pago de Hipotecas

Pago Bajo

Pago de Hipotecas

Pago Bajo

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasPremi
erPago Bajo

1.94%

8.45%

0.00

0.00%

0.00%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasNorm
alPago Bajo

1.94%

8.45%

500.00

1.00%

0.00%

Pago Bajo

Pago de
Hipotecas

Persona Fisica con Actividad Empresarial

Premier

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasPremi
erPago Bajo

1.94%

8.45%

0.00

0.00%

0.00%

Pago de
Hipotecas

Profesionista Independiente

Normal

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasNorm
alPago Bajo

1.94%

8.45%

500.00

1.00%

0.00%

INFONAVIT

Adquisicin

INFONAVIT

Cofinanciamiento

FOVISSSTE

Pago Bajo

Adquisicin

FOVISSSTE

Cofinanciamiento

Pago Bajo

Pago Bajo

Pago Bajo

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasPremi
erPago Bajo

1.94%

8.45%

0.00

0.00%

0.00%

Persona Fisica

Normal

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoIN
FONAVITNorma
lPago Bajo

1.94%

8.45%

500.00

1.00%

0.00%

Persona Fisica

Nmina

Persona Fisica

Premier

Persona Fisica

Fovissste Aliados PLUS

Nmina

Premier

Fovissste Aliados PLUS

$10,000.00

$10,000.00

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

Persona Fisica

Fovissste Aliados PLUS Nmina

Persona Fisica

Fovissste Respaldados

Fovissste Aliados PLUS Nmina

Fovissste Respaldados

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

100,000.00

100,000.00

10,000,000.00

10,000,000.00

10,000,000.00

0.255000

0.255000

0.255000

0.285000

0.285000

AdquisicinCofi
nanciamientoIN
FONAVITNmin
aPago Bajo

1.94%

AdquisicinCofi
nanciamientoIN
FONAVITPremi
erPago Bajo

1.94%

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste Aliados
PLUSPago Bajo

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste Aliados
PLUS
NminaPago
Bajo

1.94%

1.94%

8.45%

8.45%

8.45%

0.00

0.00

500.00

0.50%

0.00%

1.00%

100,000.00

10,000,000.00

0.255000

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste
RespaldadosPa
go Bajo

1.94%

8.45%

500.00

1.00%

0.00%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste
Respaldados
NminaPago
Bajo

1.94%

8.45%

0.00

0.50%

0.00%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinApoy
o
InfonavitNmina
Pago Bajo

1.94%

8.45%

0.00

0.50%

0.00%

$10,000.00

Apoyo Infonavit

Persona Fisica

Nmina

Nmina

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

FOVISSSTE

Normal

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinApoy
o
InfonavitNormal
Pago Bajo

1.94%

8.45%

500.00

1.00%

Premier

Premier

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinApoy
o
InfonavitPremier
Pago Bajo

1.94%

8.45%

0.00

0.00%

0.00%

Adquisicin de
vivienda

Persona Fisica

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
viviendaAdvanc
ePago Bajo

1.94%

8.45%

0.00

0.50%

0.00%

Adquisicin de
vivienda

Persona Fisica con Actividad Empresarial

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinAdq
uisicin de
viviendaAdvanc
ePago Bajo

1.94%

8.45%

0.00

0.50%

0.00%

Adquisicin

Adquisicin

Profesionista Independiente

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Adquisicin

AdquisicinAdq
uisicin de
viviendaAdvanc
ePago Bajo

1.94%

8.45%

0.00

0.50%

Persona Fisica

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasAdvan
cePago Bajo

1.94%

8.45%

0.00

0.50%

0.00%

Pago de
Hipotecas

Persona Fisica con Actividad Empresarial

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasAdvan
cePago Bajo

1.94%

8.45%

0.00

0.50%

0.00%

Pago de
Hipotecas

Profesionista Independiente

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

Pago de
HipotecasPago
de
HipotecasAdvan
cePago Bajo

1.94%

8.45%

0.00

0.50%

0.00%

AdquisicinCofi
nanciamientoIN
FONAVITAdvan
cePago Bajo

1.94%

Pago de Hipotecas

Pago de Hipotecas

Pago de Hipotecas

Adquisicin

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

8.45%

0.00

0.50%

FOVISSSTE

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

PAGHIP
100% PAGO BAJO

100%

PAGHIP
100% PAGO BAJO

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

si

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

PAGHIP
100% PAGO BAJO

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

PAGHIP
100% PAGO BAJO

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

si

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

PAGHIP
100% PAGO BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

COFI PAGO
100% BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

COFI PAGO
100% BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

si

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

COFI PAGO
100% BAJO

Persona Fisica

Advance

Advance

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinApoy
o
InfonavitAdvanc
ePago Bajo

1.94%

8.45%

0.00

0.50%

0.00%

Cofinanciamiento

Persona Fisica

Fovissste Aliados PLUS Poder Judicial

Fovissste Aliados PLUS Poder


Judicial

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

100,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste Aliados
PLUS Poder
JudicialPago
Fijo

0%

8.45%

0.00

0.00%

0.00%

Cofinanciamiento

Persona Fisica

Fovissste Respaldados Poder Judicial

Fovissste Respaldados Poder


Judicial

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

200,000.00

10,000,000.00

0.255000

0.285000

AdquisicinCofi
nanciamientoFO
VISSSTEFoviss
ste
Respaldados
Poder
JudicialPago
Fijo

0%

8.45%

0.00

0.00%

0.00%

Normal

Normal

Premier

Premier

Premier

350,000

Premier

Premier

Normal

Normal

Normal

Premier

Premier

Normal

Normal

Normal

Nmina

Nmina

Nmina

Premier

Premier

Premier

Fovissste
Fovissste Aliados PLUS
Aliados PLUS

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ALIADOSP
100% PAGO BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ALIADOSP
100% PAGO BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

RESP PAGO
100% BAJO

Fovissste
Aliados PLUS

Fovissste Aliados PLUS


Fovissste
Nmina
Aliados PLUS
Fovissste
NminaAliados PLUS Nmina

Fovissste Respaldados
Fovissste Respaldados
Fovissste Respaldados

Fovissste Respaldados
Fovissste
Nmina
Respaldados
Fovissste
NminaRespaldados Nmina

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

RESP PAGO
100% BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

AI PAGO
100% BAJO

100%

AI PAGO
100% BAJO

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

Nmina

Nmina

Nmina

Normal

Normal

Normal

Premier

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

si

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

AI PAGO
100% BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ADQUI
100% PAGO BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ADQUI
100% PAGO BAJO

350,000

3,000,000

70%

3,000,001

5,000,000

70%

5,000,001

100,000,000

65%

40%

33%

0.80

no

si

si

si

20.26

11.97

9.30

8.03

19.78

11.49

8.82

7.55

0.285

100%

100%

ADQUI
100% PAGO BAJO

350,000

FOVISSSTE

si

3,000,000

350,000

Apoyo Infonavit

Adquisicin

Adquisicin

si

3,000,000

3,000,000

3,000,000

70%

70%

70%

3,000,001

3,000,001

3,000,001

5,000,000

5,000,000

5,000,000

70%

70%

70%

5,000,001

5,000,001

5,000,001

100,000,000

100,000,000

100,000,000

65%

65%

65%

40%

40%

40%

33%

33%

33%

0.80

0.80

0.80

no

no

no

si

si

si

si

si

si

si

si

si

20.26

20.26

20.26

11.97

11.97

11.97

9.30

9.30

9.30

8.03

8.03

8.03

19.78

19.78

19.78

11.49

11.49

11.49

8.82

8.82

8.82

7.55

7.55

7.55

0.285

0.285

0.285

100%

100%

100%

100%

3,000,000

3,000,000

70%

70%

3,000,001

3,000,001

5,000,000

5,000,000

70%

70%

5,000,001

5,000,001

100,000,000

100,000,000

65%

65%

40%

40%

33%

33%

0.80

0.80

no

no

si

si

si

si

si

si

20.26

20.26

11.97

11.97

9.30

9.30

8.03

8.03

19.78

19.78

11.49

11.49

8.82

8.82

7.55

7.55

0.285

0.285

100%

100%

100%

PAGHIP
100% PAGO BAJO

100%

PAGHIP
100% PAGO BAJO

100%

COFI PAGO
100% BAJO

100%

Premier

Premier
Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

Advance

PAGHIP
100% PAGO BAJO

0.00%

INFONAVIT

Adquisicin

0.80

3,000,000

350,000

$10,000.00

33%

350,000

350,000

Advance

40%

350,000

350,000

Advance

65%

0.00%

Pago de
Hipotecas

Persona Fisica

100,000,000

Premier

350,000

Persona Fisica

Adquisicin

5,000,001

0.00%

Adquisicin

Apoyo Infonavit

70%

0.00%

10,000,000.00

Fovissste Respaldados Nmina

Normal

0.50%

5,000,000

0.00%

200,000.00

Fovissste Respaldados Nmina

Persona Fisica

0.00

3,000,001

0.00%

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

Persona Fisica

Apoyo Infonavit

8.45%

70%

0.00%

$10,000.00

Cofinanciamiento

Cofinanciamiento

AdquisicinP
ersona
FisicaApoyo
InfonavitAdva
ncePago
AdquisicinP
Bajo
Pago Bajo
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS Poder
AdquisicinP
JudicialPago
ersona
Fijo
Pago Fijo
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
Respaldados
Poder
JudicialPago
Fijo
Pago Fijo

$10,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

Adquisicin de
vivienda

Pago Bajo

Premier

FOVISSSTE

Adquisicin

Pago Bajo

Premier

INFONAVIT

Pago Bajo

AdquisicinP
ersona
FisicaApoyo
AdquisicinP
InfonavitPre
mierPago
ersona
Bajo
FisicaAdquisi
Pago Bajo
cin de
viviendaAdva
AdquisicinP
ncePago
ersona Fisica
Bajo
Pago Bajo
con Actividad
EmpresarialA
dquisicin de
viviendaAdva
AdquisicinPr
ncePago
ofesionista
Bajo
Independient Pago Bajo

Profesionista Independiente

3,000,000

Normal

350,000

Adquisicin

Adquisicin

Premier

350,000

Cofinanciamiento

AdquisicinP
AdquisicinP ersona
ersona
FisicaApoyo
FisicaApoyo InfonavitNor
InfonavitNor malPago
67 mal
Bajo
Pago Bajo

RESTRICTED

200,000.00

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

Cofinanciamiento

Pago Bajo

Adquisicin

AdquisicinP
ersona
FisicaApoyo
InfonavitAdva
76 nce
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS Poder
AdquisicinP
77 ersona
Judicial
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
Respaldados
Poder
78 Judicial

$350,000.00 - $3000,000.00 = 85%


350,000.00 $3000,001.00 - $5000,000.00 = 75%
$5000,001.00 - en adelante = 65%

$10,000.00

Cofinanciamiento

Adquisicin

eAdquisicin
de
viviendaAdva
ncePago
Bajo de
Pago
HipotecasPer
sona
FisicaPago
de
HipotecasAdv
ancePago
Pago
de
Bajo
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasAdv
ancePago
Bajo de
Pago
HipotecasPro
fesionista
Independient
ePago de
HipotecasAdv
ancePago
Bajo
AdquisicinP
AdquisicinP ersona
ersona
FisicaCofinan
FisicaCofinan ciamientoINF
ciamientoINF ONAVITAdva
ONAVITAdva ncePago
75 nce
Bajo

$10,000.00

Normal

Cofinanciamiento

Adquisicin

Pago Bajo

Independient
eAdquisicin
de
viviendaAdva
71 nce
Pago de
HipotecasPer
sona
FisicaPago
de
HipotecasAdv
72 Pago
ance de
HipotecasPer
sona Fisica
con Actividad
EmpresarialP
ago de
HipotecasAdv
73 ance
Pago de
HipotecasPro
fesionista
Independient
ePago de
HipotecasAdv
74 ance

Premier

Normal

Pago de Hipotecas

AdquisicinP AdquisicinP
ersona
ersona
FisicaApoyo FisicaApoyo
InfonavitNmi InfonavitNmi
66 na
naPago Bajo Pago Bajo

AdquisicinP
ersona
FisicaApoyo
InfonavitPre
AdquisicinP
68 ersona
mier
FisicaAdquisi
cin de
viviendaAdva
AdquisicinP
69 nce
ersona Fisica
con Actividad
EmpresarialA
dquisicin de
viviendaAdva
AdquisicinPr
70 nce
ofesionista

Premier

Persona Fisica con Actividad Empresarial

Pago de
Hipotecas

AdquisicinP AdquisicinP
ersona
ersona
FisicaCofinan FisicaCofinan
ciamientoINF ciamientoINF
ONAVITNmi ONAVITNmi
60 na
naPago Bajo Pago Bajo
AdquisicinP
ersona
FisicaCofinan
ciamientoINF
ONAVITPrem
ierPago Bajo
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUSPago
AdquisicinP
Bajo
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS
NminaPago
Bajo
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
Respaldados
AdquisicinP
Pago Bajo
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
Respaldados
NminaPago
Bajo

Persona Fisica

Pago de
Hipotecas

Pago de Hipotecas

Pago Bajo

AdquisicinP AdquisicinP
ersona
ersona
FisicaCofinan FisicaCofinan
ciamientoINF ciamientoINF
ONAVITNorm ONAVITNorm
59 al
alPago Bajo Pago Bajo

AdquisicinP
ersona
FisicaCofinan
ciamientoINF
ONAVITPrem
61 ier
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
62 AdquisicinP
PLUS
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste Aliados
PLUS
63 Nmina
AdquisicinP
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
64 AdquisicinP
Respaldados
ersona
FisicaCofinan
ciamientoFO
VISSSTEFovi
ssste
Respaldados
65 Nmina

Pago de
Hipotecas

Pago de Hipotecas

AI PAGO
100% BAJO

Fovissste
Fovissste Aliados PLUS Poder
JudicialPLUS
Aliados
Poder Judicial
350,000

3,000,000

85%

3,000,001

5,000,000

75%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

0.285

100%

100%

ALIADOSP
100% PAGO FIJO

350,000

3,000,000

85%

3,000,001

5,000,000

75%

5,000,001

100,000,000

65%

40%

35%

0.80

no

si

si

si

0.285

100%

100%

RESP PAGO
100% FIJO

Fovissste
Fovissste Respaldados Poder Judicial
Respaldados
Poder Judicial

Fovissste
Aliados PLUS
Poder Judicial

Fovissste
Respaldados
Poder Judicial

o
n
Credito
a
F
i
s
i
Simulador Crdito Hipotecario HSBC
c
a2 Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito
A
0
d Monto del Crdito
850,000
q
Ad
u
Pag
Seleccione la tasa con la que desea estimar
10.10%
i
s INSTRUCCIONES:Selecciona la oferta de Inters.
1
Pago Bajo
i
Parmetros de las Ofertas
Cotizacion de las ofertas
ajo
c
Incremento
Valor Mnimo
i
% Mximo de
Comisin por
Gastos de
Pago al millar
Factor de
Valor de la
Oferta
Plazos
Tasa anual
anual de
de la
Factor Vida Factor Daos
Monto del Crdito
Pago de Crdito
Pago de Seguros Pago con Seguros
Financiamiento
apertura
Investigacin
de crdito
Lnea
Vivienda

pago
Vivienda
n
5
no
d1
e2
850,000
10
si
70.00%
8.45%
1.00% $
500
0.00%
12.37
350,000
0.25500
0.2850
12.855
1,214,286
10,516
494
11,010
Pago
Fijo
V
850,000
15
si
70.00%
8.45%
1.00% $
500
0.00%
9.82
350,000
0.25500
0.2850
10.301
1,214,286
8,345
494
8,839
3
i
850,000
v4
20
si
70.00%
8.45%
1.00% $
500
0.00%
8.65
350,000
0.25500
0.2850
9.130
1,214,286
7,350
494
7,843
i
5
no
e5
850,000
n6
10
si
70.00%
8.45%
1.00% $
500
1.94%
11.49
350,000
0.25500
0.2850
11.973
1,214,286
9,767
494
10,260
Pago Bajo
d
850,000
15
si
70.00%
8.45%
1.00% $
500
1.94%
8.82
350,000
0.25500
0.2850
9.303
1,214,286
7,497
494
7,991
7
a
850,000
20
si
70.00%
8.45%
1.00% $
500
1.94%
7.55
350,000
0.25500
0.2850
8.033
1,214,286
6,418
494
6,911
N8
o
r
2
DEPENDIENDO DEL MONTO DE ENGANCHE QUE PROPORCIONE HSBC PUEDE OFRECERLE DIFERENTES TASAS - SELECCIONE TASA
m
2
a
Estas realizando una simulacin por monto de crdito, DEBERAS SELECCIONAR LA TASA A LA QUE DESEAS REALIZAR LA ESTIMACIN
l
P
a
g
o
F
ij
o

RESTRICTED

IMPRIMIR

2 Pago Fij
Ingreso
Requerido

24,214

Seleccionar Ofer
Seleccionar Ofer
Seleccionar Ofer
Seleccionar Ofer
Seleccionar Ofer
Seleccionar Ofer
Seleccionar Ofer

20,943

Seleccionar Ofer

31,456
25,254
22,409

31,091

CONTINUAR
REGRESAR

o
n
Credito
a
F
i
s
i
Simulador Crdito Hipotecario HSBC
c
a2 Adquisicin/Adquisicin de Vivienda//Normal/Distrito Federal/Monto del Crdito
A
0
d Monto del Crdito
850,000
q
Ad
u
Pag
Seleccione la tasa con la que desea estimar
8.45%
i
s INSTRUCCIONES:Selecciona la oferta de Inters.
1
Pago Bajo
i
Parmetros de las Ofertas
Cotizacion de las ofertas
ajo
c
Incremento
Valor Mnimo
i
% Mximo de
Comisin por
Gastos de
Pago al millar
Factor de
Valor de la
Oferta
Plazos
Tasa anual
anual de
de la
Factor Vida Factor Daos
Monto del Crdito
Pago de Crdito
Pago de Seguros Pago con Seguros
Financiamiento
apertura
Investigacin
de crdito
Lnea
Vivienda

pago
Vivienda
n
5
no
d1
e2
850,000
10
si
70.00%
8.45%
1.00% $
500
0.00%
12.37
350,000
0.25500
0.2850
12.855
1,214,286
10,516
494
11,010
Pago
Fijo
V
850,000
15
si
70.00%
8.45%
1.00% $
500
0.00%
9.82
350,000
0.25500
0.2850
10.301
1,214,286
8,345
494
8,839
3
i
850,000
v4
20
si
70.00%
8.45%
1.00% $
500
0.00%
8.65
350,000
0.25500
0.2850
9.130
1,214,286
7,350
494
7,843
i
5
no
e5
850,000
n6
10
si
70.00%
8.45%
1.00% $
500
1.94%
11.49
350,000
0.25500
0.2850
11.973
1,214,286
9,767
494
10,260
Pago Bajo
d
850,000
15
si
70.00%
8.45%
1.00% $
500
1.94%
8.82
350,000
0.25500
0.2850
9.303
1,214,286
7,497
494
7,991
7
a
850,000
20
si
70.00%
8.45%
1.00% $
500
1.94%
7.55
350,000
0.25500
0.2850
8.033
1,214,286
6,418
494
6,911
N8
o
r
2
DEPENDIENDO DEL MONTO DE ENGANCHE QUE PROPORCIONE HSBC PUEDE OFRECERLE DIFERENTES TASAS - SELECCIONE TASA
m
2
a
Estas realizando una simulacin por monto de crdito, DEBERAS SELECCIONAR LA TASA A LA QUE DESEAS REALIZAR LA ESTIMACIN
l
P
a
g
o
F
ij
o

RESTRICTED

IMPRIMIR

2 Pago Fij
Ingreso
Requerido

31,456
25,254
22,409

31,091
24,214
20,943

Seleccionar Ofer
Seleccionar Ofer

Seleccionar Ofer
Seleccionar Ofer
Seleccionar Ofer
Seleccionar Ofer
Seleccionar Ofer

Seleccionar Ofer
CONTINUAR
REGRESAR

Simulador Crdito Hipotecario HSBC


CONTINUAR

Clculo de Ingreso

Normal

REGRESAR

INSTRUCCIONES: Selecciona los tipos de Actividad econmica del Titular y/o Co-Acreditado.

TITULAR
Indique otros pagos mensuales de crditos
(OBLIGACIONES):

Tipo de Actividad
Asalariado / Asimilado

Incluir un Co-acreditado?
No

Declaracin de Impuestos

0 Comercio
0

Ingreso mensual del Cliente

Mixto (suma de actividades)

0
Declaracin de Impuestos

Servicio

Tipo de Actividad

Tipo de Actividad

Tipo de Actividad

$0
$0

Total de Ingresos a Considerar


Total de Obligaciones a Considerar

Lo sentimos el ingreso minimo para financiamiento con


HSBC es de $5,000

RESTRICTED

Simulador Crdito Hipotecario HSBC


AdquisicinPerso AdquisicinPersona FisicaAdquisicin de ViviendaNormalPago Fijo

200,000
200,000

200,000

Pago Bajo

Pago Fijo

INSTRUCCIONES: Indica la siguiente Informacin.

Indica el monto de crdito que requiere el cliente:

10000000
10000000

RESTRICTED

10000000

$850,000

Monto Mnimo Requerido para el esquema seleccionado:

200,000

Monto Mximo Requerido para el esquema seleccionado:

10,000,000

CONTINUAR
REGRESAR

Simulador Crdito Hipotecario HSBC


AdquisicinPerso AdquisicinPersona FisicaAdquisicin de ViviendaNormalPago Fijo

350,000

350,000

Pago Bajo

Pago Fijo

INSTRUCCIONES: Indica la siguiente Informacin.

Indica el Valor de la Vivienda:


El valor Mnimo de vivienda requerido para el esquema seleccionado es:

350,000

CONTINUAR
REGRESAR

RESTRICTED

##

Simulador Crdito Hipotecario HSBC


AdquisicinPersona FisicaAdquisicin de Vivienda
AdquisiINSTRUCCIONES: Indica la siguiente Informacin.
11

1 Selecciona el destino:

Adquisicin

1 Seleccione el tipo de ingresos del cliente:

Persona Fisica

Persona Fisica

Adquisicin de Vivienda

Adquisicin de
Vivienda

1 Selecciona el subproducto:
111
2

##
0

Adquisicin

FOVISSSTE

1 Seleccione el tipo de cliente:

Normal

Normal

9 Seleccione el estado:

Distrito Federal

Distrito Federal

2 Seleccione el tipo de simulacin:

Monto del Crdito

Monto del
Crdito

##
##
S
## U
## B
## P
## R
## O
D
#
U
C
T
O
:
##
##

CONTINUAR

RESTRICTED

0.285

##
##
##
##
##
##
##
#

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