A

1
2

General Mortgage Calculations

Total
2014
12
300,000
2.000%
1.500%
1.000%
0.000%
10.00
2.250%
30.00
3.000%
12
360
0
360
Actual / 360

25

Year of First Full Month of Loan (ie.) 2013

First full month of loan (ie. 12)
Original Balance
Index Rate (ie. .03)
Spread (ie. 015)
Oriigination fee (ie. .01)
Exit Fee (ie. .005)
Bracket Shorter Treasury Term for Average life Calculation (ie. 7)
Bracket Shorter Treasury Rate (ie .0225)
Bracket longer Treasury Term for Average Life Calculation (ie. 10)
Bracket Longer Treasury Rate
Payment Frequency per year (ie. 12)
Amortization periods (months ie. 360)
Interest Only Periods (months ie. 12)
Term in Periods (months ie. 120)
Interest Calculation method (drop down menu)
Property Info
Interest Only Payments
P&I Payments
NOI
35,000
DSCR NOI (IO / P&I)
CF
120,000
DSCR CF (IO / P&I)
Value
500,000
LTV

26

Total Principal & Interest

4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

27
28
29
30

Coupon
Yield
Average Life

$490,456
Term
10 years
30 years
17.9 years

Rate
3.500%
3.632%
3.632%

N/A
1,347.13
N/A / 2.17x
N/A / 7.42x
60.0%

Total Interest
index
2.000%
2.000%
2.091%

$190,456
Spread
1.500%
1.632%
1.541%

A
31

AL Bond Equivalent

17.9 years

Period Finder
Month

50

3.659%

2.091%

1.568%

32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62

Month
50

Payment
02/01/19

1,347

First years amortization schedule by month

Month
Month
Payment
1
01/01/15
2
02/01/15
3
03/01/15
4
04/01/15
5
05/01/15
6
06/01/15
7
07/01/15
8
08/01/15
9
09/01/15
10
10/01/15
11
11/01/15
12
12/01/15
Amortization Schedule by year
Year
Year Ending
1
2
3
4
5
6
7
8

12/01/15
12/01/16
12/01/17
12/01/18
12/01/19
12/01/20
12/01/21
12/01/22

Interest

Principal
831

Interest
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

Payment

Principal
904
903
814
900
870
897
867
894
893
863
890
860

Interest
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166

516

443
444
533
447
478
450
480
453
454
484
457
487

Principal
10,555
10,382
10,144
9,927
9,702
9,495
9,228
8,978

5,611
5,784
6,022
6,239
6,464
6,670
6,938
7,188

A
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84

9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

12/01/23
12/01/24
12/01/25
12/01/26
12/01/27
12/01/28
12/01/29
12/01/30
12/01/31
12/01/32
12/01/33
12/01/34
12/01/35
12/01/36
12/01/37
12/01/38
12/01/39
12/01/40
12/01/41
12/01/42
12/01/43
12/01/44

16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
16,166
21,653

8,718
8,474
8,172
7,884
7,585
7,297
6,956
6,624
6,280
5,940
5,554
5,171
4,775
4,377
3,939
3,498
3,041
2,575
2,077
1,569
1,043
499

7,447
7,692
7,993
8,282
8,580
8,869
9,210
9,542
9,886
10,226
10,611
10,994
11,391
11,789
12,227
12,668
13,125
13,591
14,088
14,597
15,123
21,154

1
2
3
4

Input fields are hightlighted in yellow.

To calculate the average life and the pricing compared to the

average life of a loan, you would obtain rates for on the run
treasuries that are shorter and longer than the average life
shown below.

6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

G
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62

275,315

Balance
299,557
299,113
298,580
298,133
297,655
297,205
296,725
296,272
295,818
295,333
294,876
294,389

Balance
300,000
294,389
288,605
282,584
276,345
269,881
263,210
256,273
249,085

G
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84

241,637
233,945
225,952
217,670
209,090
200,221
191,011
181,469
171,583
161,358
150,746
139,752
128,361
116,572
104,345
91,678
78,553
64,962
50,874
36,277
21,154
0

A
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Month
period

Month
50

Year

Payment
02/01/19

First Years Payments

Month
Month
1
2
3
4
5
6
7
8
9
10
11
12

Interest
1,347

Payment
01/01/15
02/01/15
03/01/15
04/01/15
05/01/15
06/01/15
07/01/15
08/01/15
09/01/15
10/01/15
11/01/15
12/01/15

Year Ending
1
2
3
4
5
6
7
8
9
10
11

Interest
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

Payment
12/01/15
12/01/16
12/01/17
12/01/18
12/01/19
12/01/20
12/01/21
12/01/22
12/01/23
12/01/24
12/01/25

831

904
903
814
900
870
897
867
894
893
863
890
860
Interest

16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61

10,554.82
10,381.75
10,143.83
9,926.63
9,701.60
9,495.29
9,227.85
8,977.62
8,718.35
8,473.74
8,172.30

A
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

12/01/26
12/01/27
12/01/28
12/01/29
12/01/30
12/01/31
12/01/32
12/01/33
12/01/34
12/01/35
12/01/36
12/01/37
12/01/38
12/01/39
12/01/40
12/01/41
12/01/42
12/01/43
12/01/44

16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
16,165.61
21,653.48

7,883.99
7,585.28
7,296.53
6,955.90
6,623.71
6,279.55
5,939.94
5,554.14
5,171.39
4,774.84
4,376.62
3,938.77
3,497.77
3,040.85
2,575.07
2,077.26
1,569.10
1,042.62
499.01

F
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

Principal

Balance
516

Principal

275,315

Balance
443
444
533
447
478
450
480
453
454
484
457
487

Principal

299,557
299,113
298,580
298,133
297,655
297,205
296,725
296,272
295,818
295,333
294,876
294,389
Balance

5,610.79
5,783.86
6,021.78
6,238.98
6,464.01
6,670.32
6,937.75
7,187.99
7,447.26
7,691.87
7,993.31

300,000
294,389
288,605
282,584
276,345
269,881
263,210
256,273
249,085
241,637
233,945
225,952

F
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

8,281.62
8,580.33
8,869.08
9,209.71
9,541.89
9,886.06
10,225.67
10,611.47
10,994.21
11,390.76
11,788.99
12,226.83
12,667.84
13,124.76
13,590.53
14,088.35
14,596.50
15,122.98
21,154.47

217,670
209,090
200,221
191,011
181,469
171,583
161,358
150,746
139,752
128,361
116,572
104,345
91,678
78,553
64,962
50,874
36,277
21,154
0

A
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

Year of First Full Month of Loan

First full month of loan
BALANCE
Treasuries
Payment Frequency
Equivalent Yield
Spread
Rate
Mort. Equiv. Spread
Payout (Years)
Payment 1(I/O)
Payment 2/constant
Standing Periods
Term in Periods
Price
Origination Fee %/$
Exit fee %/$
Yield/Spread
BEY/Spread
Agg. Pmt P&I/Int. Only
Balloon
Actual (1) or 30 (0) over 360

24

Interest Accrues
from

MONTH
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46

11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32

0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21

12/01/14
01/01/15
02/01/15
03/01/15
04/01/15
05/01/15
06/01/15
07/01/15
08/01/15
09/01/15
10/01/15
11/01/15
12/01/15
01/01/16
02/01/16
03/01/16
04/01/16
05/01/16
06/01/16
07/01/16
08/01/16

Interest Accrues to Payment Due Date

12/31/14
01/31/15
02/28/15
03/31/15
04/30/15
05/31/15
06/30/15
07/31/15
08/31/15
09/30/15
10/31/15
11/30/15
12/31/15
01/31/16
02/29/16
03/31/16
04/30/16
05/31/16
06/30/16
07/31/16
08/31/16

01/01/15
02/01/15
03/01/15
04/01/15
05/01/15
06/01/15
07/01/15
08/01/15
09/01/15
10/01/15
11/01/15
12/01/15
01/01/16
02/01/16
03/01/16
04/01/16
05/01/16
06/01/16
07/01/16
08/01/16
09/01/16

Days in Month

31
31
28
31
30
31
30
31
31
30
31
30
31
31
29
31
30
31
30
31
31

A
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57

22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46

09/01/16
10/01/16
11/01/16
12/01/16
01/01/17
02/01/17
03/01/17
04/01/17
05/01/17
06/01/17
07/01/17
08/01/17
09/01/17
10/01/17
11/01/17
12/01/17
01/01/18
02/01/18
03/01/18
04/01/18
05/01/18
06/01/18
07/01/18
08/01/18
09/01/18

09/30/16
10/31/16
11/30/16
12/31/16
01/31/17
02/28/17
03/31/17
04/30/17
05/31/17
06/30/17
07/31/17
08/31/17
09/30/17
10/31/17
11/30/17
12/31/17
01/31/18
02/28/18
03/31/18
04/30/18
05/31/18
06/30/18
07/31/18
08/31/18
09/30/18

10/01/16
11/01/16
12/01/16
01/01/17
02/01/17
03/01/17
04/01/17
05/01/17
06/01/17
07/01/17
08/01/17
09/01/17
10/01/17
11/01/17
12/01/17
01/01/18
02/01/18
03/01/18
04/01/18
05/01/18
06/01/18
07/01/18
08/01/18
09/01/18
10/01/18

30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30

A
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82

47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

10/01/18
11/01/18
12/01/18
01/01/19
02/01/19
03/01/19
04/01/19
05/01/19
06/01/19
07/01/19
08/01/19
09/01/19
10/01/19
11/01/19
12/01/19
01/01/20
02/01/20
03/01/20
04/01/20
05/01/20
06/01/20
07/01/20
08/01/20
09/01/20
10/01/20

10/31/18
11/30/18
12/31/18
01/31/19
02/28/19
03/31/19
04/30/19
05/31/19
06/30/19
07/31/19
08/31/19
09/30/19
10/31/19
11/30/19
12/31/19
01/31/20
02/29/20
03/31/20
04/30/20
05/31/20
06/30/20
07/31/20
08/31/20
09/30/20
10/31/20

11/01/18
12/01/18
01/01/19
02/01/19
03/01/19
04/01/19
05/01/19
06/01/19
07/01/19
08/01/19
09/01/19
10/01/19
11/01/19
12/01/19
01/01/20
02/01/20
03/01/20
04/01/20
05/01/20
06/01/20
07/01/20
08/01/20
09/01/20
10/01/20
11/01/20

31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31

A
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121

83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107

72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

11/01/20
12/01/20
01/01/21
02/01/21
03/01/21
04/01/21
05/01/21
06/01/21
07/01/21
08/01/21
09/01/21
10/01/21
11/01/21
12/01/21
01/01/22
02/01/22
03/01/22
04/01/22
05/01/22
06/01/22
07/01/22
08/01/22
09/01/22
10/01/22
11/01/22

11/30/20
12/31/20
01/31/21
02/28/21
03/31/21
04/30/21
05/31/21
06/30/21
07/31/21
08/31/21
09/30/21
10/31/21
11/30/21
12/31/21
01/31/22
02/28/22
03/31/22
04/30/22
05/31/22
06/30/22
07/31/22
08/31/22
09/30/22
10/31/22
11/30/22

12/01/20
01/01/21
02/01/21
03/01/21
04/01/21
05/01/21
06/01/21
07/01/21
08/01/21
09/01/21
10/01/21
11/01/21
12/01/21
01/01/22
02/01/22
03/01/22
04/01/22
05/01/22
06/01/22
07/01/22
08/01/22
09/01/22
10/01/22
11/01/22
12/01/22

30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30

A
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146

108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132

97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121

12/01/22
01/01/23
02/01/23
03/01/23
04/01/23
05/01/23
06/01/23
07/01/23
08/01/23
09/01/23
10/01/23
11/01/23
12/01/23
01/01/24
02/01/24
03/01/24
04/01/24
05/01/24
06/01/24
07/01/24
08/01/24
09/01/24
10/01/24
11/01/24
12/01/24

12/31/22
01/31/23
02/28/23
03/31/23
04/30/23
05/31/23
06/30/23
07/31/23
08/31/23
09/30/23
10/31/23
11/30/23
12/31/23
01/31/24
02/29/24
03/31/24
04/30/24
05/31/24
06/30/24
07/31/24
08/31/24
09/30/24
10/31/24
11/30/24
12/31/24

01/01/23
02/01/23
03/01/23
04/01/23
05/01/23
06/01/23
07/01/23
08/01/23
09/01/23
10/01/23
11/01/23
12/01/23
01/01/24
02/01/24
03/01/24
04/01/24
05/01/24
06/01/24
07/01/24
08/01/24
09/01/24
10/01/24
11/01/24
12/01/24
01/01/25

31
31
28
31
30
31
30
31
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
31

A
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171

133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157

122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146

01/01/25
02/01/25
03/01/25
04/01/25
05/01/25
06/01/25
07/01/25
08/01/25
09/01/25
10/01/25
11/01/25
12/01/25
01/01/26
02/01/26
03/01/26
04/01/26
05/01/26
06/01/26
07/01/26
08/01/26
09/01/26
10/01/26
11/01/26
12/01/26
01/01/27

01/31/25
02/28/25
03/31/25
04/30/25
05/31/25
06/30/25
07/31/25
08/31/25
09/30/25
10/31/25
11/30/25
12/31/25
01/31/26
02/28/26
03/31/26
04/30/26
05/31/26
06/30/26
07/31/26
08/31/26
09/30/26
10/31/26
11/30/26
12/31/26
01/31/27

02/01/25
03/01/25
04/01/25
05/01/25
06/01/25
07/01/25
08/01/25
09/01/25
10/01/25
11/01/25
12/01/25
01/01/26
02/01/26
03/01/26
04/01/26
05/01/26
06/01/26
07/01/26
08/01/26
09/01/26
10/01/26
11/01/26
12/01/26
01/01/27
02/01/27

31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31

A
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196

158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182

147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171

02/01/27
03/01/27
04/01/27
05/01/27
06/01/27
07/01/27
08/01/27
09/01/27
10/01/27
11/01/27
12/01/27
01/01/28
02/01/28
03/01/28
04/01/28
05/01/28
06/01/28
07/01/28
08/01/28
09/01/28
10/01/28
11/01/28
12/01/28
01/01/29
02/01/29

02/28/27
03/31/27
04/30/27
05/31/27
06/30/27
07/31/27
08/31/27
09/30/27
10/31/27
11/30/27
12/31/27
01/31/28
02/29/28
03/31/28
04/30/28
05/31/28
06/30/28
07/31/28
08/31/28
09/30/28
10/31/28
11/30/28
12/31/28
01/31/29
02/28/29

03/01/27
04/01/27
05/01/27
06/01/27
07/01/27
08/01/27
09/01/27
10/01/27
11/01/27
12/01/27
01/01/28
02/01/28
03/01/28
04/01/28
05/01/28
06/01/28
07/01/28
08/01/28
09/01/28
10/01/28
11/01/28
12/01/28
01/01/29
02/01/29
03/01/29

28
31
30
31
30
31
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
31
31
28

A
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221

183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207

172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196

03/01/29
04/01/29
05/01/29
06/01/29
07/01/29
08/01/29
09/01/29
10/01/29
11/01/29
12/01/29
01/01/30
02/01/30
03/01/30
04/01/30
05/01/30
06/01/30
07/01/30
08/01/30
09/01/30
10/01/30
11/01/30
12/01/30
01/01/31
02/01/31
03/01/31

03/31/29
04/30/29
05/31/29
06/30/29
07/31/29
08/31/29
09/30/29
10/31/29
11/30/29
12/31/29
01/31/30
02/28/30
03/31/30
04/30/30
05/31/30
06/30/30
07/31/30
08/31/30
09/30/30
10/31/30
11/30/30
12/31/30
01/31/31
02/28/31
03/31/31

04/01/29
05/01/29
06/01/29
07/01/29
08/01/29
09/01/29
10/01/29
11/01/29
12/01/29
01/01/30
02/01/30
03/01/30
04/01/30
05/01/30
06/01/30
07/01/30
08/01/30
09/01/30
10/01/30
11/01/30
12/01/30
01/01/31
02/01/31
03/01/31
04/01/31

31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31

A
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232

197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221

04/01/31
05/01/31
06/01/31
07/01/31
08/01/31
09/01/31
10/01/31
11/01/31
12/01/31
01/01/32
02/01/32
03/01/32
04/01/32
05/01/32
06/01/32
07/01/32
08/01/32
09/01/32
10/01/32
11/01/32
12/01/32
01/01/33
02/01/33
03/01/33
04/01/33

04/30/31
05/31/31
06/30/31
07/31/31
08/31/31
09/30/31
10/31/31
11/30/31
12/31/31
01/31/32
02/29/32
03/31/32
04/30/32
05/31/32
06/30/32
07/31/32
08/31/32
09/30/32
10/31/32
11/30/32
12/31/32
01/31/33
02/28/33
03/31/33
04/30/33

05/01/31
06/01/31
07/01/31
08/01/31
09/01/31
10/01/31
11/01/31
12/01/31
01/01/32
02/01/32
03/01/32
04/01/32
05/01/32
06/01/32
07/01/32
08/01/32
09/01/32
10/01/32
11/01/32
12/01/32
01/01/33
02/01/33
03/01/33
04/01/33
05/01/33

30
31
30
31
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
31
31
28
31
30

A
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271

233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257

222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

05/01/33
06/01/33
07/01/33
08/01/33
09/01/33
10/01/33
11/01/33
12/01/33
01/01/34
02/01/34
03/01/34
04/01/34
05/01/34
06/01/34
07/01/34
08/01/34
09/01/34
10/01/34
11/01/34
12/01/34
01/01/35
02/01/35
03/01/35
04/01/35
05/01/35

05/31/33
06/30/33
07/31/33
08/31/33
09/30/33
10/31/33
11/30/33
12/31/33
01/31/34
02/28/34
03/31/34
04/30/34
05/31/34
06/30/34
07/31/34
08/31/34
09/30/34
10/31/34
11/30/34
12/31/34
01/31/35
02/28/35
03/31/35
04/30/35
05/31/35

06/01/33
07/01/33
08/01/33
09/01/33
10/01/33
11/01/33
12/01/33
01/01/34
02/01/34
03/01/34
04/01/34
05/01/34
06/01/34
07/01/34
08/01/34
09/01/34
10/01/34
11/01/34
12/01/34
01/01/35
02/01/35
03/01/35
04/01/35
05/01/35
06/01/35

31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31

A
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296

258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282

247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271

06/01/35
07/01/35
08/01/35
09/01/35
10/01/35
11/01/35
12/01/35
01/01/36
02/01/36
03/01/36
04/01/36
05/01/36
06/01/36
07/01/36
08/01/36
09/01/36
10/01/36
11/01/36
12/01/36
01/01/37
02/01/37
03/01/37
04/01/37
05/01/37
06/01/37

06/30/35
07/31/35
08/31/35
09/30/35
10/31/35
11/30/35
12/31/35
01/31/36
02/29/36
03/31/36
04/30/36
05/31/36
06/30/36
07/31/36
08/31/36
09/30/36
10/31/36
11/30/36
12/31/36
01/31/37
02/28/37
03/31/37
04/30/37
05/31/37
06/30/37

07/01/35
08/01/35
09/01/35
10/01/35
11/01/35
12/01/35
01/01/36
02/01/36
03/01/36
04/01/36
05/01/36
06/01/36
07/01/36
08/01/36
09/01/36
10/01/36
11/01/36
12/01/36
01/01/37
02/01/37
03/01/37
04/01/37
05/01/37
06/01/37
07/01/37

30
31
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30

A
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321

283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307

272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296

07/01/37
08/01/37
09/01/37
10/01/37
11/01/37
12/01/37
01/01/38
02/01/38
03/01/38
04/01/38
05/01/38
06/01/38
07/01/38
08/01/38
09/01/38
10/01/38
11/01/38
12/01/38
01/01/39
02/01/39
03/01/39
04/01/39
05/01/39
06/01/39
07/01/39

07/31/37
08/31/37
09/30/37
10/31/37
11/30/37
12/31/37
01/31/38
02/28/38
03/31/38
04/30/38
05/31/38
06/30/38
07/31/38
08/31/38
09/30/38
10/31/38
11/30/38
12/31/38
01/31/39
02/28/39
03/31/39
04/30/39
05/31/39
06/30/39
07/31/39

08/01/37
09/01/37
10/01/37
11/01/37
12/01/37
01/01/38
02/01/38
03/01/38
04/01/38
05/01/38
06/01/38
07/01/38
08/01/38
09/01/38
10/01/38
11/01/38
12/01/38
01/01/39
02/01/39
03/01/39
04/01/39
05/01/39
06/01/39
07/01/39
08/01/39

31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31

A
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346

308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332

297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321

08/01/39
09/01/39
10/01/39
11/01/39
12/01/39
01/01/40
02/01/40
03/01/40
04/01/40
05/01/40
06/01/40
07/01/40
08/01/40
09/01/40
10/01/40
11/01/40
12/01/40
01/01/41
02/01/41
03/01/41
04/01/41
05/01/41
06/01/41
07/01/41
08/01/41

08/31/39
09/30/39
10/31/39
11/30/39
12/31/39
01/31/40
02/29/40
03/31/40
04/30/40
05/31/40
06/30/40
07/31/40
08/31/40
09/30/40
10/31/40
11/30/40
12/31/40
01/31/41
02/28/41
03/31/41
04/30/41
05/31/41
06/30/41
07/31/41
08/31/41

09/01/39
10/01/39
11/01/39
12/01/39
01/01/40
02/01/40
03/01/40
04/01/40
05/01/40
06/01/40
07/01/40
08/01/40
09/01/40
10/01/40
11/01/40
12/01/40
01/01/41
02/01/41
03/01/41
04/01/41
05/01/41
06/01/41
07/01/41
08/01/41
09/01/41

31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31

A
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371

333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357

322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346

09/01/41
10/01/41
11/01/41
12/01/41
01/01/42
02/01/42
03/01/42
04/01/42
05/01/42
06/01/42
07/01/42
08/01/42
09/01/42
10/01/42
11/01/42
12/01/42
01/01/43
02/01/43
03/01/43
04/01/43
05/01/43
06/01/43
07/01/43
08/01/43
09/01/43

09/30/41
10/31/41
11/30/41
12/31/41
01/31/42
02/28/42
03/31/42
04/30/42
05/31/42
06/30/42
07/31/42
08/31/42
09/30/42
10/31/42
11/30/42
12/31/42
01/31/43
02/28/43
03/31/43
04/30/43
05/31/43
06/30/43
07/31/43
08/31/43
09/30/43

10/01/41
11/01/41
12/01/41
01/01/42
02/01/42
03/01/42
04/01/42
05/01/42
06/01/42
07/01/42
08/01/42
09/01/42
10/01/42
11/01/42
12/01/42
01/01/43
02/01/43
03/01/43
04/01/43
05/01/43
06/01/43
07/01/43
08/01/43
09/01/43
10/01/43

30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30

A
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396

358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382

347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371

10/01/43
11/01/43
12/01/43
01/01/44
02/01/44
03/01/44
04/01/44
05/01/44
06/01/44
07/01/44
08/01/44
09/01/44
10/01/44
11/01/44
12/01/44
01/01/45
02/01/45
03/01/45
04/01/45
05/01/45
06/01/45
07/01/45
08/01/45
09/01/45
10/01/45

10/31/43
11/30/43
12/31/43
01/31/44
02/29/44
03/31/44
04/30/44
05/31/44
06/30/44
07/31/44
08/31/44
09/30/44
10/31/44
11/30/44
12/31/44
01/31/45
02/28/45
03/31/45
04/30/45
05/31/45
06/30/45
07/31/45
08/31/45
09/30/45
10/31/45

11/01/43
12/01/43
01/01/44
02/01/44
03/01/44
04/01/44
05/01/44
06/01/44
07/01/44
08/01/44
09/01/44
10/01/44
11/01/44
12/01/44
01/01/45
02/01/45
03/01/45
04/01/45
05/01/45
06/01/45
07/01/45
08/01/45
09/01/45
10/01/45
11/01/45

31
30
31
31
29
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31

A
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421

383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407

372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396

11/01/45
12/01/45
01/01/46
02/01/46
03/01/46
04/01/46
05/01/46
06/01/46
07/01/46
08/01/46
09/01/46
10/01/46
11/01/46
12/01/46
01/01/47
02/01/47
03/01/47
04/01/47
05/01/47
06/01/47
07/01/47
08/01/47
09/01/47
10/01/47
11/01/47

11/30/45
12/31/45
01/31/46
02/28/46
03/31/46
04/30/46
05/31/46
06/30/46
07/31/46
08/31/46
09/30/46
10/31/46
11/30/46
12/31/46
01/31/47
02/28/47
03/31/47
04/30/47
05/31/47
06/30/47
07/31/47
08/31/47
09/30/47
10/31/47
11/30/47

12/01/45
01/01/46
02/01/46
03/01/46
04/01/46
05/01/46
06/01/46
07/01/46
08/01/46
09/01/46
10/01/46
11/01/46
12/01/46
01/01/47
02/01/47
03/01/47
04/01/47
05/01/47
06/01/47
07/01/47
08/01/47
09/01/47
10/01/47
11/01/47
12/01/47

30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30

A
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446

408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432

397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421

12/01/47
01/01/48
02/01/48
03/01/48
04/01/48
05/01/48
06/01/48
07/01/48
08/01/48
09/01/48
10/01/48
11/01/48
12/01/48
01/01/49
02/01/49
03/01/49
04/01/49
05/01/49
06/01/49
07/01/49
08/01/49
09/01/49
10/01/49
11/01/49
12/01/49

12/31/47
01/31/48
02/29/48
03/31/48
04/30/48
05/31/48
06/30/48
07/31/48
08/31/48
09/30/48
10/31/48
11/30/48
12/31/48
01/31/49
02/28/49
03/31/49
04/30/49
05/31/49
06/30/49
07/31/49
08/31/49
09/30/49
10/31/49
11/30/49
12/31/49

01/01/48
02/01/48
03/01/48
04/01/48
05/01/48
06/01/48
07/01/48
08/01/48
09/01/48
10/01/48
11/01/48
12/01/48
01/01/49
02/01/49
03/01/49
04/01/49
05/01/49
06/01/49
07/01/49
08/01/49
09/01/49
10/01/49
11/01/49
12/01/49
01/01/50

31
31
29
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31

A
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471

433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457

422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446

01/01/50
02/01/50
03/01/50
04/01/50
05/01/50
06/01/50
07/01/50
08/01/50
09/01/50
10/01/50
11/01/50
12/01/50
01/01/51
02/01/51
03/01/51
04/01/51
05/01/51
06/01/51
07/01/51
08/01/51
09/01/51
10/01/51
11/01/51
12/01/51
01/01/52

01/31/50
02/28/50
03/31/50
04/30/50
05/31/50
06/30/50
07/31/50
08/31/50
09/30/50
10/31/50
11/30/50
12/31/50
01/31/51
02/28/51
03/31/51
04/30/51
05/31/51
06/30/51
07/31/51
08/31/51
09/30/51
10/31/51
11/30/51
12/31/51
01/31/52

02/01/50
03/01/50
04/01/50
05/01/50
06/01/50
07/01/50
08/01/50
09/01/50
10/01/50
11/01/50
12/01/50
01/01/51
02/01/51
03/01/51
04/01/51
05/01/51
06/01/51
07/01/51
08/01/51
09/01/51
10/01/51
11/01/51
12/01/51
01/01/52
02/01/52

31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31

A
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496

458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482

447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471

02/01/52
03/01/52
04/01/52
05/01/52
06/01/52
07/01/52
08/01/52
09/01/52
10/01/52
11/01/52
12/01/52
01/01/53
02/01/53
03/01/53
04/01/53
05/01/53
06/01/53
07/01/53
08/01/53
09/01/53
10/01/53
11/01/53
12/01/53
01/01/54
02/01/54

02/29/52
03/31/52
04/30/52
05/31/52
06/30/52
07/31/52
08/31/52
09/30/52
10/31/52
11/30/52
12/31/52
01/31/53
02/28/53
03/31/53
04/30/53
05/31/53
06/30/53
07/31/53
08/31/53
09/30/53
10/31/53
11/30/53
12/31/53
01/31/54
02/28/54

03/01/52
04/01/52
05/01/52
06/01/52
07/01/52
08/01/52
09/01/52
10/01/52
11/01/52
12/01/52
01/01/53
02/01/53
03/01/53
04/01/53
05/01/53
06/01/53
07/01/53
08/01/53
09/01/53
10/01/53
11/01/53
12/01/53
01/01/54
02/01/54
03/01/54

29
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28

A
497
498
499
500
501
502
503
504
505

483
484
485
486
487
488
489
490
491

472
473
474
475
476
477
478
479
480

03/01/54
04/01/54
05/01/54
06/01/54
07/01/54
08/01/54
09/01/54
10/01/54
11/01/54

03/31/54
04/30/54
05/31/54
06/30/54
07/31/54
08/31/54
09/30/54
10/31/54
11/30/54

04/01/54
05/01/54
06/01/54
07/01/54
08/01/54
09/01/54
10/01/54
11/01/54
12/01/54

31
30
31
30
31
31
30
31
30

G
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

2014
12
300000
300000
0.02
Profit
12
1.992%
1.500%
3.500%
1.508%
30.00
875.00 16,165.61
1,347.13
5.389%

360.00
100.000%
1.000%
$3,000
0.000%
$0
3.632%
1.632%
3.659%
1.659%
490,456.13
190,456.13
1,347.13 BalanceatMaturity
1.00

2500000

Over CMBS
Over CMBS
#REF!

1,343.22

Payment

Interest

24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46

(297,000)
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

Principal

904
903
814
900
870
897
867
894
893
863
890
860
887
886
827
883
853
880
850
877
876

443
444
533
447
478
450
480
453
454
484
457
487
460
461
520
464
494
467
497
470
471

G
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

846
873
843
870
868
783
865
836
862
833
859
858
829
855
826
852
850
767
847
818
844
815
841
839
811

501
474
504
477
479
564
482
511
485
514
488
489
518
492
521
495
497
581
500
529
503
532
506
508
536

G
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

836
808
833
831
749
828
800
825
797
822
820
792
817
789
813
812
758
808
781
805
778
802
800
773
797

511
540
514
516
598
519
547
522
551
526
527
555
530
558
534
535
589
539
566
542
570
545
547
574
550

G
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

769
793
792
713
788
761
785
758
781
779
753
776
749
772
771
694
767
741
763
737
760
758
732
754
728

578
554
556
634
559
586
563
590
566
568
595
571
598
575
576
653
580
607
584
610
587
589
615
593
619

G
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

751
749
675
745
719
741
716
738
736
710
732
707
728
726
678
723
697
719
694
715
713
688
709
684
705

596
598
672
602
628
606
631
609
611
637
615
640
619
621
669
625
650
628
653
632
634
659
638
663
642

G
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

703
633
699
675
695
671
691
689
665
685
661
681
679
611
675
651
671
647
666
664
641
660
637
656
654

644
714
648
673
652
676
656
658
682
662
686
666
668
736
672
696
677
700
681
683
706
687
710
691
693

G
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

589
650
627
645
622
641
639
616
635
612
630
628
585
624
601
619
597
615
612
591
608
586
603
601
541

758
698
721
702
725
706
708
731
713
735
717
719
762
724
746
728
750
732
735
757
739
761
744
746
806

G
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

597
575
592
571
587
585
564
580
559
576
573
516
569
548
564
543
559
557
536
552
532
547
545
490
540

751
772
755
776
760
762
783
767
788
771
774
831
779
799
783
804
788
791
811
795
815
800
803
857
808

G
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

520
535
515
530
527
508
522
503
517
515
479
510
491
504
486
499
497
478
492
473
486
484
435
478
460

827
813
832
818
820
839
825
844
830
833
868
838
857
843
861
848
850
869
856
874
861
863
913
869
887

G
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

473
455
468
465
448
460
442
454
452
405
446
429
441
424
435
432
416
427
410
421
418
375
413
397
407

874
892
879
882
900
887
905
893
895
942
901
918
907
923
912
915
931
920
937
926
929
972
934
950
940

G
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

391
401
398
383
393
377
387
384
356
378
363
372
357
366
363
349
357
343
351
348
312
342
328
336
322

956
946
949
964
954
970
960
963
991
969
984
975
990
981
984
998
990
1,004
996
999
1,035
1,005
1,019
1,011
1,025

G
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

330
327
313
321
307
314
311
278
305
292
299
286
292
289
277
283
271
276
273
244
267
255
260
248
253

1,017
1,020
1,034
1,026
1,040
1,033
1,036
1,069
1,042
1,055
1,048
1,061
1,055
1,058
1,070
1,064
1,077
1,071
1,074
1,103
1,081
1,092
1,087
1,099
1,094

G
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

250
239
243
232
237
233
215
227
216
220
209
213
210
200
203
193
196
192
171
185
176
178
169
171
168

1,097
1,108
1,104
1,115
1,110
1,114
1,132
1,120
1,131
1,127
1,138
1,134
1,138
1,148
1,144
1,154
1,151
1,155
1,177
1,162
1,171
1,169
1,178
1,176
1,179

G
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347

159
161
152
153
150
132
142
134
135
127
128
124
117
117
109
109
106
92
98
91
91
84
83
79
73

1,188
1,187
1,195
1,194
1,197
1,215
1,205
1,213
1,212
1,220
1,219
1,223
1,231
1,230
1,238
1,238
1,242
1,255
1,249
1,256
1,257
1,263
1,264
1,268
1,274

G
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396

1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
1,347
6,835
0
0
0
0
0
0
0
0
0
0
0

71
65
64
60
52
52
47
44
39
36
32
28
25
20
0
0
0
0
0
0
0
0
0
0
0

1,276
1,282
1,283
1,287
1,295
1,295
1,300
1,303
1,308
1,311
1,315
1,320
1,323
6,815
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

G
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

G
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

G
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

G
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

G
497
498
499
500
501
502
503
504
505

0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0

(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)
(0)

J
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

#REF!
#REF!

Average Life
Year
Year
Interpolation
Coupon Spread
Net Yield Spread
BEY Spread

10.00
30.00
17.878

Term Interpolation
3.000%
1.500%
3.000%
2.091%
1.409%
1.541%
1.568%

Escrow
Taxes
Insurance
Total Payments

0
0
1347.134063426

1800

Current Rate
8.000%
ModifiedDuration

average life
17.878

12.291
Duration
12.373

17.8779842

24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46

J
Balance after
payment for
month

300,000
299,557
299,113
298,580
298,133
297,655
297,205
296,725
296,272
295,818
295,333
294,876
294,389
293,929
293,468
292,948
292,484
291,990
291,523
291,026
290,556
290,085

Average Life
calculations

PV of Payments

Duration
calculations

301,923
1,343
1,339
1,335
1,332
1,328
1,324
1,320
1,316
1,312
1,308
1,305
1,301
1,297
1,293
1,290
1,286
1,282
1,278
1,275
1,271
1,267

0.000
0.004
0.009
0.013
0.018
0.022
0.026
0.031
0.035
0.039
0.044
0.048
0.052
0.056
0.060
0.064
0.069
0.073
0.077
0.081
0.085
0.089

25,000
24,963
24,926
24,882
24,844
24,805
24,767
24,727
24,689
24,651
24,611
24,573
24,532
24,494
24,456
24,412
24,374
24,333
24,294
24,252
24,213
24,174

0.000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
2.000
2.000
2.000
2.000
2.000
2.000
2.000
2.000
2.000

0.000
442.967
888.605
1598.648
1788.990
2387.903
2700.209
3362.003
3622.710
4087.832
4843.326
5027.355
5844.939
5978.410
6457.692
7795.757
7427.524
8398.941
8407.951
9440.316
9400.274
9900.036

J
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

289,584
289,109
288,605
288,128
287,649
287,085
286,603
286,092
285,607
285,093
284,605
284,116
283,597
283,105
282,584
282,088
281,591
281,011
280,510
279,981
279,478
278,946
278,440
277,932
277,395

24,132
24,092
24,050
24,011
23,971
23,924
23,884
23,841
23,801
23,758
23,717
23,676
23,633
23,592
23,549
23,507
23,466
23,418
23,376
23,332
23,290
23,246
23,203
23,161
23,116

1,264
1,260
1,256
1,253
1,249
1,245
1,242
1,238
1,234
1,231
1,227
1,224
1,220
1,217
1,213
1,210
1,206
1,202
1,199
1,196
1,192
1,189
1,185
1,182
1,178

0.093
0.097
0.100
0.104
0.108
0.112
0.116
0.120
0.123
0.127
0.131
0.135
0.138
0.142
0.146
0.149
0.153
0.156
0.160
0.163
0.167
0.170
0.174
0.177
0.181

2.000
2.000
2.000
3.000
3.000
3.000
3.000
3.000
3.000
3.000
3.000
3.000
3.000
3.000
3.000
4.000
4.000
4.000
4.000
4.000
4.000
4.000
4.000
4.000
4.000

11023.183
10910.308
12093.570
11932.740
12447.452
15230.396
13492.952
14825.024
14546.527
15937.503
15612.643
16149.064
17627.736
17234.107
18770.803
18331.967
18884.169
22642.633
20007.976
21688.130
21138.651
22875.553
22282.545
22857.650
24678.991

J
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

276,884
276,345
275,830
275,315
274,717
274,198
273,650
273,128
272,577
272,052
271,525
270,969
270,439
269,881
269,347
268,811
268,222
267,684
267,117
266,575
266,005
265,460
264,913
264,338
263,788

23,074
23,029
22,986
22,943
22,893
22,850
22,804
22,761
22,715
22,671
22,627
22,581
22,537
22,490
22,446
22,401
22,352
22,307
22,260
22,215
22,167
22,122
22,076
22,028
21,982

1,175
1,171
1,168
1,165
1,161
1,158
1,154
1,151
1,148
1,144
1,141
1,138
1,134
1,131
1,128
1,125
1,121
1,118
1,115
1,112
1,108
1,105
1,102
1,099
1,095

0.184
0.187
0.191
0.194
0.197
0.201
0.204
0.207
0.210
0.214
0.217
0.220
0.223
0.226
0.229
0.232
0.235
0.239
0.242
0.245
0.248
0.250
0.253
0.256
0.259

4.000
4.000
5.000
5.000
5.000
5.000
5.000
5.000
5.000
5.000
5.000
5.000
5.000
5.000
6.000
6.000
6.000
6.000
6.000
6.000
6.000
6.000
6.000
6.000
6.000

24021.494
25898.654
25198.846
25790.605
30481.005
26996.736
29011.713
28208.654
30278.104
29434.500
30050.412
32200.867
31297.282
33501.230
32558.383
33191.863
37121.806
34479.489
36815.383
35776.802
38164.776
37088.783
37747.632
40212.995
39081.760

J
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121

263,210
262,656
262,101
261,467
260,908
260,322
259,759
259,170
258,604
258,036
257,442
256,870
256,273
255,698
255,121
254,469
253,888
253,282
252,698
252,088
251,501
250,911
250,296
249,703
249,085

21,934
21,888
21,842
21,789
21,742
21,694
21,647
21,597
21,550
21,503
21,453
21,406
21,356
21,308
21,260
21,206
21,157
21,107
21,058
21,007
20,958
20,909
20,858
20,809
20,757

1,092
1,089
1,086
1,083
1,080
1,077
1,073
1,070
1,067
1,064
1,061
1,058
1,055
1,052
1,049
1,046
1,043
1,040
1,037
1,033
1,030
1,027
1,025
1,022
1,019

0.262
0.265
0.268
0.271
0.274
0.276
0.279
0.282
0.285
0.287
0.290
0.293
0.295
0.298
0.301
0.303
0.306
0.308
0.311
0.313
0.316
0.319
0.321
0.323
0.326

6.000
7.000
7.000
7.000
7.000
7.000
7.000
7.000
7.000
7.000
7.000
7.000
7.000
8.000
8.000
8.000
8.000
8.000
8.000
8.000
8.000
8.000
8.000
8.000
8.000

41598.170
40430.874
41108.245
47522.789
42491.661
45133.699
43879.092
46570.684
45281.971
45986.176
48751.337
47412.379
50226.005
48854.363
49578.094
56779.446
51057.065
53989.728
52539.378
55518.931
54037.953
54789.956
57839.054
56313.092
59407.934

J
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146

248,488
247,890
247,218
246,616
245,988
245,382
244,750
244,141
243,530
242,893
242,278
241,637
241,018
240,398
239,728
239,104
238,454
237,825
237,172
236,540
235,905
235,246
234,608
233,945
233,303

20,707
20,657
20,601
20,551
20,499
20,448
20,396
20,345
20,294
20,241
20,190
20,136
20,085
20,033
19,977
19,925
19,871
19,819
19,764
19,712
19,659
19,604
19,551
19,495
19,442

1,016
1,013
1,010
1,007
1,004
1,001
998
995
992
989
986
984
981
978
975
972
969
967
964
961
958
955
953
950
947

0.328
0.331
0.333
0.336
0.338
0.340
0.343
0.345
0.347
0.350
0.352
0.354
0.356
0.359
0.361
0.363
0.365
0.367
0.369
0.372
0.374
0.376
0.378
0.380
0.382

9.000
9.000
9.000
9.000
9.000
9.000
9.000
9.000
9.000
9.000
9.000
9.000
10.000
10.000
10.000
10.000
10.000
10.000
10.000
10.000
10.000
10.000
10.000
10.000
11.000

57852.839
58625.420
66559.952
60204.784
63411.724
61786.967
65037.994
63386.267
64188.627
67504.955
65813.781
69172.989
67456.419
68280.456
74297.431
69957.392
73421.557
71644.483
75149.787
73349.583
74204.880
77771.026
75937.187
79543.201
77687.887

J
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171

232,659
231,946
231,297
230,625
229,973
229,297
228,640
227,982
227,300
226,638
225,952
225,286
224,618
223,882
223,210
222,514
221,837
221,137
220,456
219,774
219,068
218,381
217,670
216,979
216,286

19,388
19,329
19,275
19,219
19,164
19,108
19,053
18,999
18,942
18,887
18,829
18,774
18,718
18,657
18,601
18,543
18,486
18,428
18,371
18,314
18,256
18,198
18,139
18,082
18,024

944
942
939
936
933
931
928
925
923
920
917
915
912
909
907
904
901
899
896
893
891
888
886
883
881

0.384
0.386
0.388
0.390
0.392
0.394
0.396
0.398
0.400
0.402
0.404
0.405
0.407
0.409
0.411
0.413
0.415
0.416
0.418
0.420
0.422
0.423
0.425
0.427
0.429

11.000
11.000
11.000
11.000
11.000
11.000
11.000
11.000
11.000
11.000
11.000
12.000
12.000
12.000
12.000
12.000
12.000
12.000
12.000
12.000
12.000
12.000
12.000
13.000
13.000

78566.014
87795.382
80361.409
84064.546
82159.056
85900.222
83975.649
84886.779
88684.083
86731.999
90565.995
88596.567
89531.734
99316.059
91443.440
95366.474
93357.371
97315.164
95291.230
96261.131
100270.109
98225.103
102267.431
100209.424
101204.627

J
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196

215,528
214,830
214,110
213,408
212,683
211,977
211,269
210,538
209,825
209,090
208,373
207,654
206,892
206,169
205,423
204,695
203,945
203,212
202,478
201,721
200,982
200,221
199,477
198,731
197,925

17,961
17,903
17,842
17,784
17,724
17,665
17,606
17,545
17,485
17,424
17,364
17,305
17,241
17,181
17,119
17,058
16,995
16,934
16,873
16,810
16,748
16,685
16,623
16,561
16,494

878
875
873
870
868
865
863
860
858
855
853
850
848
845
843
840
838
836
833
831
828
826
823
821
819

0.430
0.432
0.434
0.435
0.437
0.438
0.440
0.442
0.443
0.445
0.446
0.448
0.449
0.451
0.452
0.454
0.455
0.457
0.458
0.460
0.461
0.462
0.464
0.465
0.467

13.000
13.000
13.000
13.000
13.000
13.000
13.000
13.000
13.000
13.000
14.000
14.000
14.000
14.000
14.000
14.000
14.000
14.000
14.000
14.000
14.000
14.000
15.000
15.000
15.000

111478.188
103238.458
107361.322
105274.673
109428.852
107331.842
108363.587
112563.740
110452.427
114682.413
112562.662
113621.034
121104.734
115773.343
120075.149
117937.940
122267.445
120124.565
121221.282
125591.284
123441.205
127837.346
125683.617
126808.345
137850.442

J
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221

197,175
196,403
195,647
194,871
194,111
193,349
192,566
191,799
191,011
190,240
189,466
188,635
187,856
187,057
186,274
185,470
184,682
183,891
183,080
182,285
181,469
180,669
179,867
179,009
178,202

16,431
16,367
16,304
16,239
16,176
16,112
16,047
15,983
15,918
15,853
15,789
15,720
15,655
15,588
15,523
15,456
15,390
15,324
15,257
15,190
15,122
15,056
14,989
14,917
14,850

816
814
812
809
807
805
802
800
798
795
793
791
788
786
784
781
779
777
775
772
770
768
766
763
761

0.468
0.469
0.471
0.472
0.473
0.475
0.476
0.477
0.479
0.480
0.481
0.482
0.483
0.485
0.486
0.487
0.488
0.489
0.491
0.492
0.493
0.494
0.495
0.496
0.497

15.000
15.000
15.000
15.000
15.000
15.000
15.000
15.000
15.000
16.000
16.000
16.000
16.000
16.000
16.000
16.000
16.000
16.000
16.000
16.000
16.000
17.000
17.000
17.000
17.000

129104.786
133563.134
131404.508
135886.745
133727.383
134892.527
139409.492
137250.407
141789.621
139631.923
140826.530
152139.824
143264.212
147855.752
145705.937
150317.362
148171.993
149409.092
154049.177
151911.938
156570.183
154439.622
155707.703
167211.939
158293.603

J
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

177,374
176,562
175,729
174,912
174,092
173,253
172,428
171,583
170,753
169,921
169,053
168,215
167,359
166,516
165,655
164,807
163,956
163,087
162,232
161,358
160,497
159,633
158,721
157,852
156,965

14,781
14,713
14,644
14,576
14,508
14,438
14,369
14,299
14,229
14,160
14,088
14,018
13,947
13,876
13,805
13,734
13,663
13,591
13,519
13,446
13,375
13,303
13,227
13,154
13,080

759
757
755
752
750
748
746
744
742
739
737
735
733
731
729
727
724
722
720
718
716
714
712
710
708

0.498
0.499
0.501
0.502
0.503
0.504
0.505
0.506
0.507
0.508
0.509
0.510
0.511
0.512
0.512
0.513
0.514
0.515
0.516
0.517
0.518
0.519
0.520
0.521
0.521

17.000
17.000
17.000
17.000
17.000
17.000
17.000
17.000
18.000
18.000
18.000
18.000
18.000
18.000
18.000
18.000
18.000
18.000
18.000
18.000
19.000
19.000
19.000
19.000
19.000

162993.791
160884.530
165600.392
163501.022
164813.765
169551.908
167468.916
172220.919
170150.161
171495.477
179686.672
174226.540
179009.831
176974.040
181768.584
179748.394
181140.561
185950.687
183955.528
188775.001
186797.903
188224.305
199854.197
191128.714
195967.768

J
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271

156,091
155,199
154,320
153,438
152,538
151,651
150,746
149,853
148,958
148,016
147,115
146,197
145,291
144,367
143,455
142,541
141,609
140,689
139,752
138,826
137,897
136,926
135,991
135,041
134,101

13,008
12,933
12,860
12,787
12,712
12,638
12,562
12,488
12,413
12,335
12,260
12,183
12,108
12,031
11,955
11,878
11,801
11,724
11,646
11,569
11,491
11,410
11,333
11,253
11,175

706
704
702
700
698
695
693
691
689
687
685
683
681
679
677
676
674
672
670
668
666
664
662
660
658

0.522
0.523
0.524
0.525
0.525
0.526
0.527
0.528
0.529
0.529
0.530
0.531
0.532
0.532
0.533
0.534
0.534
0.535
0.536
0.536
0.537
0.538
0.538
0.539
0.540

19.000
19.000
19.000
19.000
19.000
19.000
19.000
20.000
20.000
20.000
20.000
20.000
20.000
20.000
20.000
20.000
20.000
20.000
20.000
21.000
21.000
21.000
21.000
21.000
21.000

194040.823
198886.479
196981.134
198456.844
203311.035
201439.816
206298.607
204451.571
205963.257
217518.241
209038.804
213905.139
212123.767
216991.818
215238.345
216801.825
221671.004
219961.205
224829.997
223150.807
224752.087
236134.467
228007.130
232870.824
231273.573

J
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296

133,145
132,199
131,250
130,286
129,331
128,361
127,401
126,438
125,447
124,478
123,494
122,519
121,529
120,548
119,565
118,566
117,576
116,572
115,576
114,578
113,542
112,538
111,519
110,508
109,483

11,095
11,017
10,937
10,857
10,778
10,697
10,617
10,536
10,454
10,373
10,291
10,210
10,127
10,046
9,964
9,881
9,798
9,714
9,631
9,548
9,462
9,378
9,293
9,209
9,124

656
654
652
650
649
647
645
643
641
639
637
635
634
632
630
628
626
624
623
621
619
617
615
614
612

0.540
0.541
0.541
0.542
0.543
0.543
0.544
0.544
0.545
0.545
0.546
0.546
0.547
0.548
0.548
0.549
0.549
0.550
0.550
0.550
0.551
0.551
0.552
0.552
0.553

21.000
21.000
21.000
21.000
21.000
21.000
22.000
22.000
22.000
22.000
22.000
22.000
22.000
22.000
22.000
22.000
22.000
22.000
23.000
23.000
23.000
23.000
23.000
23.000
23.000

236133.851
234571.108
236226.781
241080.407
239571.361
244419.361
242947.667
244643.046
252615.647
248076.843
252906.714
251533.659
256354.728
255023.111
256775.537
261581.787
260314.376
265109.503
263886.515
265680.639
276405.918
269321.167
274083.999
272977.918
277726.288

J
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321

108,466
107,445
106,412
105,385
104,345
103,313
102,277
101,208
100,166
99,111
98,063
97,002
95,947
94,889
93,819
92,754
91,678
90,607
89,533
88,429
87,349
86,256
85,169
84,070
82,977

9,039
8,954
8,868
8,782
8,695
8,609
8,523
8,434
8,347
8,259
8,172
8,083
7,996
7,907
7,818
7,730
7,640
7,551
7,461
7,369
7,279
7,188
7,097
7,006
6,915

610
608
607
605
603
601
599
598
596
594
593
591
589
587
586
584
582
581
579
577
576
574
572
571
569

0.553
0.554
0.554
0.554
0.555
0.555
0.556
0.556
0.556
0.557
0.557
0.557
0.558
0.558
0.558
0.559
0.559
0.559
0.560
0.560
0.560
0.560
0.561
0.561
0.561

23.000
23.000
23.000
23.000
23.000
24.000
24.000
24.000
24.000
24.000
24.000
24.000
24.000
24.000
24.000
24.000
24.000
25.000
25.000
25.000
25.000
25.000
25.000
25.000
25.000

276668.921
278523.001
283247.969
282265.843
286973.912
286043.632
287941.496
298170.996
291788.960
296450.109
295655.515
300296.261
299558.013
301518.808
306127.142
305475.710
310061.081
309469.281
311476.042
321091.178
315540.440
320063.543
319627.122
324123.585
323751.514

J
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346

81,880
80,771
79,668
78,553
77,442
76,329
75,197
74,076
72,945
71,818
70,680
69,546
68,409
67,261
66,117
64,962
63,811
62,656
61,480
60,318
59,147
57,978
56,800
55,624
54,444

6,823
6,731
6,639
6,546
6,454
6,361
6,266
6,173
6,079
5,985
5,890
5,796
5,701
5,605
5,510
5,414
5,318
5,221
5,123
5,026
4,929
4,831
4,733
4,635
4,537

567
566
564
562
561
559
557
556
554
553
551
549
548
546
545
543
541
540
538
537
535
534
532
530
529

0.562
0.562
0.562
0.562
0.563
0.563
0.563
0.563
0.563
0.564
0.564
0.564
0.564
0.564
0.565
0.565
0.565
0.565
0.565
0.565
0.565
0.566
0.566
0.566
0.566

25.000
25.000
25.000
25.000
26.000
26.000
26.000
26.000
26.000
26.000
26.000
26.000
26.000
26.000
26.000
26.000
27.000
27.000
27.000
27.000
27.000
27.000
27.000
27.000
27.000

325824.316
330278.907
330005.795
334431.059
334225.743
336346.793
342974.627
340631.780
344978.850
344949.295
349263.183
349306.369
351496.669
355758.759
355913.634
360139.721
360370.950
362611.883
370619.583
367141.898
371272.725
371701.613
375792.389
376302.819
378616.445

J
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371

53,256
52,069
50,874
49,680
48,483
47,268
46,063
44,850
43,638
42,418
41,199
39,976
38,746
37,515
36,277
35,040
33,798
32,543
31,294
30,038
28,781
27,518
26,254
24,986
23,712

4,438
4,339
4,239
4,140
4,040
3,939
3,839
3,738
3,637
3,535
3,433
3,331
3,229
3,126
3,023
2,920
2,817
2,712
2,608
2,503
2,398
2,293
2,188
2,082
1,976

527
526
524
523
521
520
518
517
515
514
512
511
509
508
506
505
503
502
500
499
498
496
495
493
492

0.566
0.566
0.566
0.566
0.566
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567

27.000
27.000
27.000
28.000
28.000
28.000
28.000
28.000
28.000
28.000
28.000
28.000
28.000
28.000
28.000
29.000
29.000
29.000
29.000
29.000
29.000
29.000
29.000
29.000
29.000

382645.003
383280.474
387266.023
387986.825
390353.577
397355.114
395133.331
399005.898
399947.045
403772.355
404804.269
407247.269
410999.429
412170.384
415872.182
417137.877
419636.613
425488.411
424678.049
428248.281
429758.095
433273.510
434883.763
437462.461
440893.258

J
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396

22,436
21,154
19,871
18,584
17,289
15,994
14,694
13,391
12,083
10,772
9,457
8,138
6,815
0
0
0
0
0
0
0
0
0
0
0
0

1,870
1,763
1,656
1,549
1,441
1,333
1,224
1,116
1,007
898
788
678
568
0
0
0
0
0
0
0
0
0
0
0
0

490
489
488
486
485
483
482
480
479
478
476
475
474
2,395
0
0
0
0
0
0
0
0
0
0
0

0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
0.567
2.875
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

29.000
29.000
30.000
30.000
30.000
30.000
30.000
30.000
30.000
30.000
30.000
30.000
30.000
30.000
31.000
31.000
31.000
31.000
31.000
31.000
31.000
31.000
31.000
31.000
31.000

442657.226
446029.950
447898.521
450535.682
454453.019
455849.369
459071.086
461208.616
464367.590
466615.694
469336.691
472399.016
474816.216
###
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

J
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

31.000
32.000
32.000
32.000
32.000
32.000
32.000
32.000
32.000
32.000
32.000
32.000
32.000
33.000
33.000
33.000
33.000
33.000
33.000
33.000
33.000
33.000
33.000
33.000
33.000

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

J
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

34.000
34.000
34.000
34.000
34.000
34.000
34.000
34.000
34.000
34.000
34.000
34.000
35.000
35.000
35.000
35.000
35.000
35.000
35.000
35.000
35.000
35.000
35.000
35.000
36.000

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

J
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

36.000
36.000
36.000
36.000
36.000
36.000
36.000
36.000
36.000
36.000
36.000
37.000
37.000
37.000
37.000
37.000
37.000
37.000
37.000
37.000
37.000
37.000
37.000
38.000
38.000

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

J
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

38.000
38.000
38.000
38.000
38.000
38.000
38.000
38.000
38.000
38.000
39.000
39.000
39.000
39.000
39.000
39.000
39.000
39.000
39.000
39.000
39.000
39.000
40.000
40.000
40.000

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

J
497
498
499
500
501
502
503
504
505

0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

40.000
40.000
40.000
40.000
40.000
40.000
40.000
40.000
40.000

0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000
0.000

P
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

ADJUSTMENT
1
37
73
109
145

LOAN
POINTS
APR

$300,000
1.000%
7.570%

RATES
0.06625
0.08625
0.10625
0.12625
0.12625

24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46

59.500%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%

(297,000.00)
1,920.93
1656.25
1,920.93 1654.78873
1,920.93 1653.31939
1,920.93 1651.84194
1,920.93 1650.35634
1,920.93 1648.86253
1,920.93 1647.36047
1,920.93 1645.85013
1,920.93 1644.33144
1,920.93 1642.80437
1,920.93 1641.26887
1,920.93 1639.72489
1,920.93 1638.17239
1,920.93 1636.61131
1,920.93 1635.04162
1,920.93 1633.46326
1,920.93 1631.87619
1,920.93 1630.28036
1,920.93 1628.67571
1,920.93 1627.06221
1,920.93 1625.4398

300,000.00
299,735.32
299,469.17
299,201.56
298,932.47
298,661.89
298,389.82
298,116.25
297,841.17
297,564.57
297,286.44
297,006.77
296,725.56
296,442.80
296,158.48
295,872.59
295,585.12
295,296.06
295,005.41
294,713.16
294,419.28
294,123.79

300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
300,000.00
296,725.56
296,725.56
296,725.56
296,725.56
296,725.56
296,725.56
296,725.56
296,725.56
296,725.56
296,725.56

P
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
6.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%

1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
1,920.93
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37

1623.80843
1622.16806
1620.51863
1618.86009
1617.1924
1615.5155
1613.82934
1612.13387
1610.42904
1608.7148
1606.9911
1605.25788
1603.51509
1601.76268
1600.00059
2080.71294
2079.08383
2077.44302
2075.79041
2074.12592
2072.44947
2070.76097
2069.06034
2067.34748
2065.62231

293,826.67
293,527.90
293,227.49
292,925.42
292,621.67
292,316.26
292,009.15
291,700.35
291,389.85
291,077.63
290,763.69
290,448.02
290,130.60
289,811.43
289,490.50
289,263.84
289,035.55
288,805.62
288,574.04
288,340.80
288,105.87
287,869.26
287,630.95
287,390.93
287,149.18

296,725.56
296,725.56
293,227.49
293,227.49
293,227.49
293,227.49
293,227.49
293,227.49
293,227.49
293,227.49
293,227.49
293,227.49
293,227.49
293,227.49
289,490.50
289,490.50
289,490.50
289,490.50
289,490.50
289,490.50
289,490.50
289,490.50
289,490.50
289,490.50
289,490.50

P
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%
8.625%

2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
2,307.37
285,883.82

2063.88474
2062.13468
2060.37204
2058.59674
2056.80867
2055.00775
2053.19389
2051.36699
2049.52696
2047.67371
2045.80713
2043.92714
2042.03364
2040.12652

286,905.69
286,660.46
286,413.46
286,164.68
285,914.12
285,661.76
285,407.58
285,151.58
284,893.73
284,634.04
284,372.47
284,109.03
283,843.69
(0.00)

289,490.50
286,660.46
286,660.46
286,660.46
286,660.46
286,660.46
286,660.46
286,660.46
286,660.46
286,660.46
286,660.46
286,660.46
286,660.46
(0.00)

P
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121

P
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146

P
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171

P
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196

P
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221

P
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

P
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271

P
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296

P
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321

P
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346

P
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371

P
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396

P
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421

P
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446

P
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471

P
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496

P
497
498
499
500
501
502
503
504
505

U
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23

AA

Selfliquidating term
Monthly Payments

Total Monthly Payments

Annual Payments

150000

Balance at the end of year 6

Net Rent 1.1x
Net Rent 1.1x/SF
* Bottom loan is base on a 10 year de

0.94
159574.46809
130000
0.04
135200

1992

140608

1993

146232.32

1994

30 / 360
Actual / 360

24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46

152081.6128
158164.87731
164491.4724
171071.1313
177913.97655
185030.53561

1995
1996
1997
1998
1999
2000

AA

U
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

AA

U
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

AA

U
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121

AA

U
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146

AA

U
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171

AA

U
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196

AA

U
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221

AA

U
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

AA

U
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271

AA

U
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296

AA

U
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321

AA

U
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346

AA

U
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371

AA

U
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396

AA

U
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421

AA

U
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446

AA

U
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471

AA

U
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496

AA

U
497
498
499
500
501
502
503
504
505

AA

AB
1
2
Selfliquidating3 term
4
Monthly Payments
5
125000000
6
50000000*
7
175000000
Total Monthly8Payments
9
Annual Payments
10
11 end of year 6
Balance at the
12
13
Net Rent 1.1x/SF
14is base on a 10
* Bottom loan
15
16
17
18
19
20
21
22
23

AC

AD

5
2,539,936
427,603

AE

AF

7.5

12

2,197,152
427,603
1,347
1,347
16,166

1,908,714
1,908,714
22,904,568

45,402,971 45,402,971
1,347
39,171,515 34,646,766
17,782
$31.34
$27.72
$0.01
year deal with 20 year amortization.

108,409,216
25,195,025
$18.32

2,967,539 2,624,755
35,610,468 31,497,060

AB
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
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46

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AD

AE

AF

AB
47
48
49
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57
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71

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AD

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72
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84
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96

AC

AD

AE

AF

AB
97
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AD

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AF

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146

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AD

AE

AF

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171

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AD

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AF

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172
173
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196

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AD

AE

AF

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221

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AD

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AF

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222
223
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246

AC

AD

AE

AF

AB
247
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271

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AD

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AF

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296

AC

AD

AE

AF

AB
297
298
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308
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310
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321

AC

AD

AE

AF

AB
322
323
324
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328
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331
332
333
334
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336
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338
339
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341
342
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346

AC

AD

AE

AF

AB
347
348
349
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351
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353
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357
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359
360
361
362
363
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371

AC

AD

AE

AF

AB
372
373
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382
383
384
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386
387
388
389
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396

AC

AD

AE

AF

AB
397
398
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AD

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AF

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446

AC

AD

AE

AF

AB
447
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457
458
459
460
461
462
463
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471

AC

AD

AE

AF

AB
472
473
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475
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477
478
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480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496

AC

AD

AE

AF

AB
497
498
499
500
501
502
503
504
505

AC

AD

AE

AF