Академический Документы
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Core value:
Vishwas Credit Coop Society provides a culture and value-based
function that helps staff follow standards for appropriate
professional conduct.
It also provides leadership, management, and oversight for the
Society's ethics infrastructure.
1.
1. Voluntary and Open Membership
2. Democratic Member Control
3. Member Economic Participation
4. Autonomy and Independence
5. Education, Training and Information
6. Co-operation among Co-operatives
7. Concern for Community
Essentials of Membership:
A person willing to become a member in the society
must submit his recent 2photos and address proof with the
membership amount of 3330.
These documents are necessary for creating the membership in
the society. Then he must consult the directors of the society
for the confirmation of the membership.
1.
2.
3.
4.
5.
Gold loan
Surety loan
House construction loan
Mortgage loan
Education loan
1. Gold loan:
Members of the society can pledge their gold for taking
loan from the society. Only members of the society are
eligible for taking loan, but not people who are not the
members of the society.
Per one gram the society lends 1000rs for a particular
person. The interest charged is 14% per annum.
And the time period given by the society is 18months
respectively. If he or she fails to repay the interest amount
of the particular month, the interest amount will be
deducted from their share amount on the notice of the
person and the directors.
2. Surety loan: The guarantee of the debts of one party by
another. A surety is the organization or person that
assumes the responsibility of paying the debt in case the