Dear Most Valuable Customer,

It was my pleasure to have an opportunity to deliver World Most Powerful Merchant Solution
Powering form Bank Of America Merchant Services.
No matter who you are, What type and What Size of Business You Have, What Kind of Payment
Account You are Looking for or What Your Concern relating Payment Solution,
Please Stop Looking or Thinking!
We are here to support all your business need.

Just Let us process your card payment!

In this world, We are the best of your choice.
No one else can do better than us for your business.
Your business will get most beneficial payment solution more than I can say.

Please review enclosed your self study materials that allow you know why we are the only one your best
option for your payment processing service provider.

As you requested, I prepare a most beneficial package that fit your business. It include Bank of America
TeleCheck Service and eCommerce Solution. You will be very happy when you have our services.

My Best Advice is to “Apply Now”

Just take a step of Application for Bank of America Merchant Services as soon as possible
Then your business have a most profitable payment solution that lead your business more
successful. Bellow is your application processing guide.

About your Pricing

Now, It is the time to talk about your fee for the services and equipment deployment cost to set up:
 Retail Merchant account with TeleCheck ECA Warranty
 Internet Merchant Account with internet check payment services.

Please review my proposal fee schedule following and take your option for your fee schedule.
Here you have two way of options to apply your fee
 Accept my proposal fee schedule for the services.
 Apply for your current statement review

I believe your cost should be 15% less than current charges even if take my proposal fee schedule for the services as it is.
So you would be okay to start an application.
If you want to apply for your current statement review please fax me at 402-916-8768 or e-mail me at
james.lee1@bankofamerica.com then you will have a comparison pricing sheet.

How to Take a first Step of application

It is easy.
At First, Download attached Merchant Query and Fill out and return Merchant Query by
e-mail to james.lee1@bankofamericamerchant.com or fax at 402-916-8768.
Note: Our current promotion fee schedule is very comparative but I am able to build
your costumed Fee schedule with comparison sheet if you provide current merchant
statement so It is recommended to enclose most recent merchant statement then you will
have more profitable application package by using more accurate sales data obtained
from your current statement

At Next, You will get an actual agreement-data entry completed on it or I will call you to
discuss more such as for your pricing adjustment, equipment solution or advanced
product information; etc.
and finalize your agreement (MPA-Merchant Service Processing Agreement)

At Last, Sign and Return Your final Agreement

I hope you are able to start your first action of an application processing right now.
Please feel free to contact me if you need any assistance.

Looking forward to start great business together.

Best Regards

James lee

P.S Bellow is your resource to learn about Bank of America Merchant Solutions

About Us
About Me
This is James Lee with Bank of America Merchant Services.
I am the one who can deliver best payment solution at most efficient way.
Click here to read more My Blog http://link2fds.livejournal.com/

About Bank of America Merchant Services

 Bank of America Merchant Services is a joint venture built by two of world global
industry leaders: Bank of America and First Data Corp.
 At Bank of America Merchant Services, Global Bank Industry Leader Bank of America
and World Payment Industry ranking No1. First Data Corp team up World Most
Powerful Payment Solution, Most Profitable Customer Benefits together.
 Now We are here for you!

A Powerful Partnership

Geographic footprint - 6,000+ Broad and most innovative

banking centers product portfolio
Brand strength Leading technology platforms
Client relationships Client relationships
Best-in-class sales and customer support Best-in-class sales and customer support

Industry- World-class Expansive 380,000 12.9 billion

leading technology geographic merchant transactions
products solutions footprint relationships annually

What Media Says My Presentation

http://www.docstoc.com/docs/23199753/See-what-we-can-do-for-your-business-PDF
http://www.docstoc.com/docs/21280131/Bams

Our Co-owner Company First Data Demo Video

Our Customers’ Benefits

See What We Can Do for Your Business Top 10 Reasons to Apply Bank of America Merchant Services

We can do a lot more

than
what we can say.
http://www.docstoc.com/docs/document-preview.aspx?doc_id=23199753

Try us then You will

see
that you made a best
Choice-never got
before.

About TeleCheck® Services

1.TeleCheck® Demo Video
TeleCheck® Next Generation of Payment Solution
Watch TeleCheck® Demo Video
https://www.firstdata.com/demos/eca/index_teaser.html

2. More information relating TeleCheck®

Attached file will be able to show you how our product and services works for your business
Also you are able to get through web Browser by clicking bellow.

BAMS Telecheck Solution.pdf

TeleCheck ECA and eCheck Solution
To open the document, click on the link above, or copy and paste this URL into your browser.
Download from Scribe. preview and click Download to see whole page from Docstoc

FDGG Virtual Check.pdf

Check by Phone Services

To open the document, click on the link above, or copy and paste this URL into your browser.

3. About your Pricing for TeleCheck Services

Proposal fee schedule for Retail Merchant account with TeleCheck ECA
Please review your fee schedules applicable for Please review your fee schedules applicable for
Retail Merchant Account Retail Merchant Account
Internet Card Payment Processing Internet Card Payment Processing
Internet Check Processing at Acrobat.com Internet Check Processing at Docstoc

Equipments for TeleCheck® ECA Warranty

eCommerce Solution
1. eCommerce Demo Video

Click Here to watch

Bank of America ecommerce Solution
Demo with First Data Gateway
http://www.firstdata.com/demos/global_gateway/overview_demo/

2. Bank of America eCommerce Solution

JV BAMS eCommerce Solution Powering
By First Data-Our Co-owner Company/
World Payment Industry Ranking NO1.

We offer world most advanced internet payment solution

We deliver greatest feature and benefits that none of other processors can offer.
Learn More http://www.scribd.com/doc/25827938/BAMS-eCommerce-Solution

3. Your Pricing for Internet Merchant Account

Your fee schedule for Internet Merchant Account with internet check payment services.
Please review your fee schedules applicable for Please review your fee schedules applicable for
Internet Card Payment Processing Internet Card Payment Processing
Internet Check Processing at Acrobat.com Internet Check Processing at Docstoc

Accept your fee Schedule or Apply for your current statement review

Please review Your Internet Fee Schedule and select your option
Here you have two way of options to apply your fee
 Accept my proposal fee schedule for the services.
 Apply for your current statement review
I believe your cost should be 15% less than current charges even if take my proposal fee schedule for
the services as it is.
So you would be okay to start an application procedure-Submit Merchant Query
If you want to apply for your current statement review please attach your most recent merchant
statement with Merchant Query. All documents fax me at 402-916-8768 or e-mail me at
james.lee1@bankofamerica.com then you will have an adjusted fee schedule with comparison pricing
sheet and also your merchant processing agreement-data entry completed on it

4. Additional Benefits with us

Merchant eCommerce Tool Kit

Here is more reasons to apply Bank of America Merchant Services.

We offer not only best payment processing services but also arranged all of valuable
ecommerce tool links in order to help your internet business more successful.
Here is an example.
Once your merchant account set up; you will be able to use additional ecommerce
product and services stored at our secure portal site that we arranged all of valuable
ecommerce tool kits that help your internet business more successful.

Do not wait! Apply Now! At First, Download attached Merchant Query and
Fill out and return Merchant Query by e-mail to
james.lee1@bankofamericamerchant.com or fax at 402-916-8768.
 Straight Forward Pricing
If you’re like most people, you simply want to know
what you’re being charged and that you’re
getting a fair deal. That’s exactly what you get
from Bank of America Merchant Services.
We PROMISE to explain everything upfront and
walk your through the entire process.
No Games – No Pricing Gimmicks - No Hidden Fees
You will find a most Payless Payment
program for your business
Bank of America Merchant Services has been built
a greatest payless incentive programs
We will find most fit discount program for your
business to become more profitable.

Lowest Actual Fee Schedule Never You Had

The Most Good Reasons to Apply Now!

BANK OF AMERICA MERCHANT

SERVICES

Your Pricing for Card Present Business(B2C)

Industry
Fee Classification Your Promotion Rate
Average

Setup Fee $100 - $500

Zero Cost Initial Set up
Application Fee
$95-$185 Non- Program
Refundable

Programming Fee $50 - $295 FREE

$10.00 -
Customer Service Fee
$15.00 $ 5.95
$10.00 -
Monthly Statement Fee
$15.000 FREE

Transactions / Batch $0.22 - $0.35 $0.20

VISA/Mastercard Rate 1.75% -
(Card Swipe Present) * 1.95% 1.39%-1.69%

Super Market VISA/

Mastercard Rate (Card 1.59%-1.79% 1.19%-1.39%
Swipe Present) *

Discover Rates Varies (2.95%) Same as Visa Master

Varies (3.25%
Amex Retail Rates
+10cent) 2.89%+ 10 Cent
Low Risk 1.20% Medium
1.59%-
TeleCheck ECA/ Risk 1.40%
1.95%
warranty High Risk 1.55%
+$0.30
_+$0.20
Chargeback $25.00 $15

Monthly Minimum $25 $ 20.00

All-in-ONE Solution
Retail/Restaurant From Purchase or
POS System Single No Lease to Install,
Solution Maintain and Technical
Support
Virtual Internet
Terminal Set up Retail
$150 - $295 $95
Direct to bank with
Real-time Application Very Few instant
approval or feedback
99.9% including
Approval Strict
Startups

BANK OF AMERICA MERCHANT SERVICES

Promotion Pricing for Card Not Present:

Internet Account. M.O.T.O

Your Discount Rate for VISA/Master/Discover Card are Same

Classific Industry Your Promotion Pricing for

ation Average Internet Account
VISA /
2.39%-2.59%+ $0.30
Master
CREDIT
per authorization 2.19%+ $0.25 per authorization
VISA /
2.39%-2.59%+ $0.25
Master
DEBIT
per authorization 1.99%+ $0.25 per authorization
eCheck 2.59%-3.999%+ $0.30 B2B* 2.30% Low Risk 2.55% Medium Risk 3.55%
per authorization High Risk N/A + $0.20 per authorization
High Risk N/A

Gateway
$0.05-$0.10 per
Authorizat
authorization $0.05 per authorization
ion Fee:

Set up fee with First Data Global Gateway Fees

Zero Cost Initial Set up Promotion is available now. Set up fee will be reimbursed after
60days from Account activation

Industry Average w/ Full Amount of Your Set Up Fee will be

Rebated with
Purchaing a gateway Zero Cost Initial Set up Program
$195 - Initial Set
Up $125 - Initial Set Up
$99 - Addt'l Set $75 - Addt'l Set Up
Up

Set up fee with Non First Data Global Gateway Fees

 Gateway Access Fee: Can be Waived** Gateway Authorization Fee: Can be
Waived**
 Zero Cost Intitial Set up Promtion is available now. Set up fee will be reimbursed after
60days from Account activation

Full Amount of Your Set Up Fee will be Rebated

with
Industry Average Zero Cost Initial Set up Program
$149 per TID**
$99 per TID**
$99 - Addt'l Set Up $35 - Addt'l Set Up

BANK OF AMERICA MERCHANT SERVICES

Your Pricing for TeleCheck Services

ECA Check Warranty Services
Fee Description Standard Pricing Grocer Convenience Auto Auto Dealerships – Hold
y Stores Dealers Check
Stores hips –
Services
/Parts

Monthly Minimum $25.00 n/a n/a $25.00 $15.00

Fee (per location)
Monthly $5.00 n/a n/a $5.00 $5.00
Processing Fee
Transaction Fee $0.20 $0.40 $0.30 $0.20 $0.20
Setup Fee
Inquiry Rate (%) See Inquiry Rate 0.00 0.00% 1.40% 1.70%
Table for
classification Low
%
Risk 1.20%
Medium Risk
1.40%
High Risk 1.55%
Warranty Maximum $300.0 $200.00 n/a n/a
0
$25.00 $25.00 n/a n/a
Cash Back (w/ purchase transaction) * B2B defined as greater than or equal to 75% of checks
are B2B.

Advanced Check Payment Products

Fee Description ICA Warranty CBP Warranty Services Check Cashing Warranty
Services
Monthly Minimum $145.00 $145.00 $25.00
Fee (per
location)
Monthly $5.00 $5.00 $5.00
Processing Fee
Transaction Fee $0.20 $0.20 $0.30
Setup Fee $250.00 $250.00
Inquiry Rate (%) See Inquiry Rate Table for See Inquiry Rate Table for Available only to
classification B2B* classification B2B* Convenience Stores (SIC
2.30% 2.30% 5541) 2.80%
Low Risk 2.55% Low Risk 3.30% Grocery Store (SIC 5411)
Medium Risk 3.55% Medium Risk 4.05% High 1.90% Lodging (SIC
High Risk N/A Risk N/A 7011) 2.10%

Warranty Maximum N/A

Cash back
Verification Services
ECA Verification Services Paper Check Verification ICA/CBP Verification
and Check Caching Services Services
Verification
Monthly Minimum $25.00 $25.00 $145.00
Fee (per location)
Monthly $5.00 $5.00 $5.00
Processing Fee
Transaction Fee 0.25/0.25 $0.25 $0.40
ECA/Check Casing
Inquiry Rate (%) n/a
n/a n/a