Test: General Awareness, Marketing & Computers

(Exam held in the month of June 2014)

1) A Basic saving bank Deposit Account facility is available ______
a) To all individuals irrespective of their back ground
b) All individual from below poverty-line families only
c) Only to individuals from the minority communities only
d) Only to individuals from weaker sections of society
2) Which of the following is an example of an input device?
a) Monitor
b) Scanner
c) Printer
d) CD
e) Speaker
3) The RBI of India has been critical of home loan with comparatively low
interest rates in the initial year but higher in the subsequent years, which are
properly known as the ______
a) Teaser Rates
b) Cheater Rates
c) Twister Rates
d) Cheaper Rates
e) Trickster Rates
4) Relationship marketing is also known as
a) Loyalty Marketing
b) Experiential Marketing
c) Value Marketing
d) Promotional Marketing
e) Brand Marketing
5) PCs are considered as fourth generation and contain
a) Information
b) Data
c) Microprocessors
d) Transistors
e) Vacuum Tube
6) Which of the following is not an aggressiveness strategy?
a) All the given options are aggressiveness strategies
b) Building
c) Harvesting
d) Holding
e) Intensification
7) Which of the following nations is not a member of SAARC?
a) Nepal
b) Mauritius
c) Bhutan
d) Afghanistan
e) Maldives

8) Market Price is also known as

a) List price
b) Value price
c) Effective Price
d) Retail Price
e) Wholesaler Price
9) The Phenomenon When a customer dislikes a product and talks against the
producer
a) Misinformation
b) Unfavorable environment
c) Propaganda
d) Bad Impression
e) Bad mouth
10) The RBI Policy rate which is purely an indicative rate used by the RBI of
India to signal long-term outlook on interest rates is _______
a) Bank Rate
b) Repo Rate
c) Call Money Rate
d) Notice Money Rate
e) Reserve Repo Rate
11) The amount specified as the cash Reserve ratio (CRR) in held in cash and
cash equivalents and is stored in bank vaults or parked with
a) Small Industries Development Bank of India (SIDBI)
b) Govt. of India (GOI)
c) Reserve Bank of India (RBI)
d) State Bank of India (SBI)
e) Rural Infrastructure Development fund ( RIDF)
12) As consumer Banking frauds are on the rise, a RBI group has suggested the
use of PKI in order to improve payment system in the country. The
abbreviation PKI stands for
a) Personal Key Structure
b) Personal Key Infrastructure
c) Private key Infrastructure
d) Permanent key infrastructure
e) Proprietary key infrastructures
13) The RBI recently issued guidelines allowing minors over 10 years of age to
operate bank accounts independently with a view to
a) Promoting financial inclusion
b) Increasing low cost deposit of banks
c) Improving CASA percentage of banks
d) Mobilizing saving banks deposit of Banks
e) Putting ATMs and other infrastructure to optimum use
14) Java is referred to as a
a) High-Level Language
b) Complex Language
c) Hardware device driver
d) Low-level language

e) Programming mid-level language

15) Kepler- 78b is the name of
a) An American nuclear missile
b) Russian armourned vehicle
c) a precision- measuring instrument
d) a Spanish sea vessel
e) an earth- sized planet far beyond our solar system
16) The Depositor education and Awareness fund (DEAF) has been set up with
a) Public sector Banks
b) Indian Banks Association
c) State Bank of India
d) Reserve Bank of India
e) Government of India
17) The operating system is the most common type of _______ software
a) Application
b) Antivirus
c) Communication
d) System
e) Word-Processing software
18) Hindustan Motors, India oldest car maker, recently shutdown its factory at
Uttarpara in west Bengal and suspended the production of the iconic
a) Utility vehicle Pushpak
b) Ambassardor car
c) Bedford car
d) Contessa car
e) Morris oxford car

19) In Trade Finance, a financial transaction involving the purchase of

receivables from exporters by a third party who takes all the risks associated
with the receivables is known as
a) Forfaiting
b) Securitisation
c) Negotiation
d) Factoring
e) Assignment
20) Who is not a storage device?
a) A floppy Disk
b) A printer
c) A DVD
d) A Hard Disk
e) ACD
21)
a)
b)
c)

______ is a written description of a computer programme functions

Explanatory instructions
Graphical user interface
Plug and Play

d) READ ME files
e) Documentation