BHARTI AXA GENERAL INSURANCE

TRAVEL INSURANCE LAUNCH

MENTION DE CONFIDENTIALIT

Our Parent Companies

AXA GROUP

BHARTI GROUP

No. 1 International General Insurance Company in Operations in 21 countries, interests in

Asia and No. 1 Global Insurance Brand for the 6th
Telecom, Insurance, Retail, Fresh &
year in a row(source Inter brand)
processed Foods and Real Estate.
World Leader in Insurance and Asset

Bharti Airtel, is the largest Integrated

Management, serving 103 million clients,

Telecom Company in India and the 4th

individuals and businesses in 59 countries with an

largest telecom company worldwide.

employee strength of 1,57,000

Entered the insurance business in 2006

Euro 92 billion revenues for 2014

through a JV with AXA

Euro 1,277 billion in assets under management as

of December 31, 2014
General Insurance business represents 35% of

AXA Groups revenues

Bharti AXA GI Vision & Purpose

OUR VISION
TO BE THE PREFERRED GENERAL INSURANCE ORGANIZATION FOR OUR
CUSTOMERS, EMPLOYEES, SHAREHOLDERS, BUSINESS PARTNERS & SOCIETY
OUR PURPOSE
Bharti AXA believes that insurance plays an important role in protecting
organizations and individual aspirations. Through our comprehensive and
innovative insurance solutions, we seek to redefine industry standards by
offering unparalleled and empathetic service to every Indian.

Bharti AXA GI : Journey at a glance

69

Branches

57

Products

1660+

Employees

1st Multiline GI company to reach GWP 1000

Crores in less than 4 years.
4.2% market share among multi-line private
general insurance companies

5.4 Mn+
Policies sold

24x7
Call Center

Milestones

4500+
Hospitals

0.9 Mn+
Claims Paid

2300+
Garages

Products distributed through dedicated agents

and brokers

Ease of purchase and customer service

through our website www.bharti-axagi.co.in

TRAVEL INSURANCE
Is it needed? What can go wrong..

MENTION DE CONFIDENTIALIT

What can go wrong on an international Trip?

Cancelled/Delayed
/ Overbooked
Flight

Personal
Liability

Missed
Connecting
transport

Medical
Emergency

Loss of Checked
in Baggage /
personal
belongings

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Personal
Emergency
back home

Hijack Distress

MENTION DE CONFIDENTIALIT

Personal
Accident

Medical Emergency
Medical expenses in developed nations can be massive
Inability to arrange timely funds can even result in permanent damage
Some Remote locations may have no medical facilities at all, and
evacuation in case of a dire medical situation can be quite challenging

A single day of
hospitalization in
the US costs about
INR 2.75 Lakhs. A
root canal in
Singapore costs
around INR 70,000

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MENTION DE CONFIDENTIALIT

Lost & Damaged Baggage

Loss of Checked in Baggage is a common problem in Airlines

Theft of belongings is yet another major issue; France, Italy and Greece
are notorious for theft of personal belongings of tourists

As per the U.S. Department of

Transportation Air Travel
Consumer Report for 2014, USA
has 1.6 million cases of lost
baggage in first 9 months of
2014 alone

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MENTION DE CONFIDENTIALIT

Flight Issues
Delayed flight is another common issue faced by travellers
Delayed or cancelled flights result in missing connecting transport
A No show in most cases means full payment for the hired facility
(cab, hotel room, sight seeing tour) despite not using it
A missed or cancelled flight can therefore result in botching up the entire
trip

Globally there are over

20,000 flights delayed
every single day, while
over 2000 are
cancelled as per
Global Flight Stats

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MENTION DE CONFIDENTIALIT

Personal Emergency
A personal emergency (ex unfortunate demise of an immediate family
member) back home may require immediate termination of a trip
Last minute flight and transport can be extremely expensive

Booking a ticket last minute

costs three times the price
of booking one 3 months in
advance

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MENTION DE CONFIDENTIALIT

Personal Liability
Personal liability typically implies compensation to be legally paid to any
individual/ establishment for any inadvertent damage you cause to
property etc
Examples include inadvertent damage to a facility of stay ( like damaging
an expensive Vase/Carpet/ crockery )

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MENTION DE CONFIDENTIALIT

TRAVEL INSURANCE NEEDS

WHILST STUDYING ABROAD

MENTION DE CONFIDENTIALIT

What can go wrong while studying abroad?

Over and above issues of travel, studies abroad have additional concerns
pertaining to sponsor protection, study interruption among others

Sponsor
Protection

Study
interruption
Compassionate
visit

Medical
Emergency
Personal
Liability

Loss of Checked
in Baggage
personal
belongings
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Bail Bond

MENTION DE CONFIDENTIALIT

Study Interruption
Nearly all colleges in USA, Europe and Australia collect tuition fees in
advance
In case a student on account of illness is unable to complete the course
he/she has to forfeit the fees for the duration he/she could not attend
classes
Whats more is that in all likelihood he/she will have to pay the fees once
again when he/she attends the classes

Insurance can help in

covering fees for a duration
the student is unable to
attend a given course

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MENTION DE CONFIDENTIALIT

Sponsor Protection
A Sponsor is an individual who takes the financial liability of a student
In case a student has chosen to come using the sponsor route, if his/her
sponsorship is terminated on account of death of sponsor, he or she may
have to discontinue studies

Insurance can provide

Sponsorship protection by
offering the necessary
financial liability required

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MENTION DE CONFIDENTIALIT

SO HOW CAN BHARTI AXA HELP?

Extensive
Coverage
Easy
online
purchase

Bharti AXA
GI
advantage

Catering to
different
travel needs

MENTION DE CONFIDENTIALIT

Global
assistance
through
AXA

Affordable

Bharti AXA General Insurance caters to multiple travel needs

Single

Individual
Family floater

17 | Titre de la prsentation I 30 Septembre 2014

Regions for visit

Multiple-trip

& Canada
World Wide (w/o USA,
Canada) including Japan

Nature of travel

Group Size

Frequency of travel

Our Travel Insurance caters to frequency of travel, regions visited, group

size & nature of travel
World wide including USA

MENTION DE CONFIDENTIALIT

Asia excluding Japan

Schengen ( Enlistment
underway)

Business

Leisure

Studies

Extensive Coverage from Bharti AXA General Insurance

Our Travel Insurance covers almost every travel related contingency.
Medical Expenses

Compassionate Visit

Travel Insurance
Cover

Passport Loss
Bail Bond
Flight Delay /Missed
connection
Hijack distress
Loss of Checked in
Baggage
Trip delay/cancellation
Financial Emergency

Additional Student Travel benefits

Personal Accident

Personal Liability
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MENTION DE CONFIDENTIALIT

Sponsor Protection

Study Interruption
Medical treatment for
nervous & mental disorders
including alcohol and drug
dependency

Bharti AXA GI Individual and Family Offering is affordable

A weeks trip to
Europe with a
100,000 Euro
cover for a
person aged 40
years or less
costs just INR
606

A 2 week trip to
USA with a
500,000 dollar
cover for a
person aged 40
years or less,
costs just INR
1690

Not only is our travel

insurance reliable but also
very affordable. In most
cases, it is less than 1% of
the entire trip cost

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MENTION DE CONFIDENTIALIT

Simple & Easy Online Purchase

Now purchase your policy

online in a matter of
minutes.

Get Quote
Input traveller
details
Make Payment

You can also buy it on the

day of your departure on
www.bharti-axagi.co.in

Print Policy

20 | Titre de la prsentation I 30 Septembre 2014

MENTION DE CONFIDENTIALIT

Key Differentiator :AXAs Global network for end to end assistance

One Single Company to assist our customers end to

end from purchase to claims

Robust international network, leveraging the strength

of AXA, the Global No.1 Insurance Brand

Toll free phone number for Claims assistance from

any part of the Globe

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MENTION DE CONFIDENTIALIT

A ROBUST INTERNATIONAL NETWORK

WITH AXA ASSISTANCE

MENTION DE CONFIDENTIALIT

AXA Assistance:

The global emergency response specialist we have strong experiences in travel,

medical and also road side, automotive, home, concierge assistance
Present in 200 countries 38 alarm centers, one of them in India
~ 10 million cases handled in 2014 each unique in its own way, managed by ~
7000 medical employees
> 70,000 high quality provider network 30,000 of which are hospitals, doctors,
nursing / paramedics, escort doctors, ambulatory services, cash carrying agencies,

air ambulance and charter plane services etc..

Majority of our operations are ISO 9000 certified or use the the Six Sigma approach (Globally).

23 | Titre de la prsentation I 30 Septembre 2014

Our Alarm Centers

North America

Europe

Canada
United States

Central and South America

Argentina
Brazil
Chile
Columbia
Mexico
Panama

Austria
Belgium
France
Germany
Greece
Ireland
Italy
Portugal

Czech Republic
Poland
Russia
Spain
Switzerland
Turkey
UK

Africa

Asia- Pacific

Algeria
Morocco
Mauritius

China
Hong Kong
India
Japan
Singapore
Taiwan
Thailand

Service

7000+
employees

10

provided in

>40,000

million cases
handled

200

medical
suppliers

countries

Capable of providing assistance - practically anywhere in the world

24 | Titre de la prsentation I 30 Septembre 2014

AXA Assistance
Experience in Emergency Assistance / Evacuations / Repatriations
Experience in Negotiations
Strong global presence and
relationships - 24/7 real time assistance
anywhere

Global
relationships with
aviation authorities
- can obtain
permissions in
hours and even on
holidays

Global network of cashless medical

facilities
Medical evacuation in remote or
hostile regions, Experience for
emergency callouts
Hassle Free Claims process 7000+
international & highly trained
assistance staff
Ability to service in 33 languages
globally India Alarm Centre is an
added value for India customers

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Negotiation powers with medical

providers help save costs for
insurance companies leading to
savings for end customers

IN A NUTSHELL..

MENTION DE CONFIDENTIALIT

Bharti AXA SmartTraveller

Comprehensive Coverage for better protection

Affordability & Value for Money

Simple, easy & quick to purchase

Robust International Network for end to end

claims assistance globally

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THANK YOU!
Questions Please

MENTION DE CONFIDENTIALIT