JEFFREY A.

CULP
Sewell, NJ 08080

JeffreyACulp@comcast.net

(856) 304-7323
www.Linkedin.com/in/JeffreyACulp

FINANCIAL LEADERSHIP PROFILE

Business Performance Diagnosis & Measurement / Key Metrics & Decision Support
Strategic & Annual Business Planning / Forecast / Due Diligence & Business Case Modeling
Executive Partnering & Advisory / Team Leadership & Development / Project Management
Senior financial leader experienced in providing strategic and tactical financial guidance to
Executive Management in Fortune 200 companies. Demonstrated ability to provide collaborative
leadership and foster partnerships with Executive and Business Line Management. Known for
confident decision making with outstanding communication and problem solving skills.

PROFESSIONAL EXPERIENCE
TD BANK, Cherry Hill, NJ

2011-Present
Top 10 Bank in U.S. with 1,300 stores, $250 billion in assets and $1.9 billion annual net income
VP and Corporate Strategy Leader US Strategy and Corporate Development (2013 Present)
Generated $20 million in annual run-rate expense savings by driving a corporate productivity
program to reduce travel, entertainment and consulting expenses.
Designed and implemented an expense tracking process and management reports to monitor over
$150 million in annual expense budget savings executed throughout the Business Units.
VP and Finance Leader US Commercial/Corporate/Small Business Banking (2012- 2013)
VP and Regional Commercial Controller (2011 2012)
Directed a team of 25 professional with $46 billion in loans and over $2 billion in revenue.
Reduced Budget process timeline 10% by refining Lender sales metrics achieving needed buy-in from
Executive Management to endorse growth expectations.
Organized and led a cross-functional project implementing forecast enhancements for LIHTC and
NMTC activities (Low Income Housing Tax Credits and New Market Tax Credits.) Identified and
corrected 2 Accounting errors totaling $5 million.
Developed and managed the Regional Metro Market Deep Dive process an annual review outlining
strategies and tactics to enhance profitability10%.

SUN NATIONAL BANK, Mt. Laurel, NJ

2009-2010

$3.6 billion Bank headquartered in New Jersey with over 60 locations

VP and Assistant Director of Financial Planning & Analysis

Led a strategic initiative to evaluate and purchase a new ERP financial planning, reporting and
budgeting system increasing Finance productivity nearly 20%.
Created and presented a critical analysis of allowance for loan loss solidifying a $100 million capital
infusion from private equity firm. Received corporate award from CEO as commendation.
Developed a business case and financial model to increase revenues $30 million annually with an
Asset Based Lending (ABL) initiative. Led the financial due diligence and presented results to
Executive Management. Board of Directors ratified ABL initiative as a new line of business.

Jeffrey A. Culp

JeffreyACulp@comcast.net

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WACHOVIA BANK, Philadelphia, PA (now part of Wells Fargo)

2003-2008
4th largest Bank Holding Company in the U.S. with over 3,300 branches and $6 billion annual net income
VP and Divisional Chief Financial Officer (2007 2008)
VP and Senior State Finance Consultant (2003 2007)
Partnered with executive leadership in identifying strategies and tactics increasing revenues 7%
through the annual business unit financial diagnostic review program for 20 regional sales teams.
Directed a project to review customer loan pricing. Provided recommendations improving loan
pricing $2 million.
Coordinated and presented 8 deposit symposiums for Wholesale Banking teams resulting in deposit
growth of 5%.

COMMERCE BANK, Cherry Hill, New Jersey (now part of TD Bank)

2001-2003
Regional Bank headquartered in New Jersey with $21 billion in deposits and $1.1 billion annual revenue
VP and Director of Financial Planning & Analysis
Directed a branch profitability and break-even analysis supporting a 15% profitability improvement.
Analysis was highlighted in corporate external filings.
Streamlined the Budget process by 1 full month leading a cross functional project to research,
purchase and implement a new financial planning, reporting and budgeting system.
Reduced monthly earnings process 30% by automating executive reporting packages with Hyperion
Essbase. Eliminated data entry. Timesavings utilized providing in-depth financial analysis and
decision support to business line partners.

FIRST UNION NATIONAL BANK, Ewing, New Jersey (now part of Wells Fargo)

1988-2001

6th largest Bank Holding Company in the U.S. with over $250 billion in assets and 2,200 branches

VP and Area Controller Southern NJ Region

Financial Analyst Manager and Financial Analyst (CoreStates Bank)
Saved $5 million annually in operating expenses through organizing an expense control committee to
evaluate current spending and implement policies eliminating redundancies.
Designed and implemented a cost allocation methodology simplifying the monthly reporting cycle by
2 days, enabling the evaluation of 20 business units as stand-alone entities.

TEACHING EXPERIENCE
Adjunct Professor (Finance, Accounting, Economics) Peirce College, Philadelphia, PA

1996-2003

EDUCATION
Temple University, Philadelphia, PA
Master of Business Administration, Finance Concentration (1994)
Bachelor of Business Administration, Accounting Concentration, cum Laude (1988)

COMPUTER SKILLS
Advanced modeling skills with Microsoft Excel. Strong PowerPoint presentation and Word skills.
Financial management reporting packages including Hyperion Reporting System and Essbase.