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SUMMARY OF QUALIFICATIONS
PROFESSIONAL EXPERIENCE
Support and drive banking and lending sales initiatives for Financial Advisors by identifying and
assessing opportunities and building product awareness and understanding of banking and
lending products and services.
Preparation to be a Financial Advisor.
Obtain and complete mortgage loans from bank branch customers, client referrals and realtors.
Coordinate all aspects of the mortgage application process, including underwriting. Maintain
excellent customer relationships by providing superior customer consultation and service.
Assess and evaluate customers financial needs for residential mortgage loans and home equity
lines of credit (HELOC). Coordinate with loan processors for appraisal and title reports.
Determine and recommend financial product/service solutions for customers based on analysis of
customer finances, tax returns, and the customer's needs and objectives.
Identify opportunities to expand client relationships, and then promote, market, and cross-sell
products that meet customers' financial needs and objectives.
Partner with colleagues to meet with and advise customers regarding their financial needs and to
promote mortgage products. Keep team and managers apprised of client relationship status.
Obtain and complete mortgage loans from bank branch customers, client referrals and realtors.
Coordinate all aspects of the mortgage application process, including underwriting. Maintain
excellent customer relationships by providing superior customer consultation and service.
Assess and evaluate customers financial needs for residential mortgage loans and home equity
lines of credit (HELOC). Coordinate with loan processors for appraisal and title reports.
Determine and recommend financial product/service solutions for customers based on analysis of
customer finances, tax returns, and the customer's needs and objectives.
Identify opportunities to expand client relationships, and then promote, market, and cross-sell
products that meet customers' financial needs and objectives.
Partner with colleagues to meet with and advise customers regarding their financial needs and to
promote mortgage products. Keep team and managers apprised of client relationship status.
Sold financial services and products including residential/commercial real estate loans and equity
lines of credit to over 40 individual mortgage brokers through prospecting, relationship-building,
regular group training, and strategic analysis.
Processed and underwrote loans, ordered appraisals/title reports, analyzed consumer and
corporate tax returns and financial statements, and assisted in preparing presentation proposals for
real estate brokers and agents for their clients.
Mentor and internal trainer for new colleagues. Successfully trained new agents on conducting sales
transactions, building client relationships, and loan processing and underwriting.
Basic training and use of AFS through Wachovia.
Rookie of the year 1998
Pre-underwrote each transaction in order to identify potential obstacles and available remedies.
Supervised loan transactions and process flow, according to the time schedule.
Coordinated with numerous internal departments, such as processing, underwriting, appraisals, loan
document preparation, and funding and closing in order to close each transaction on schedule.
Interfaced with developers, listing agents, title and Escrow, selling agents, and attorneys.
ACCOUNTING SUPERVISOR
SUN HING FOODS, INC. San Francisco, CA
Oversaw accounts receivable, accounts payable, inventory, payroll and general ledger accounts.
Prepared various financial reports for management, lenders and other interested parties.
Consulted with controller to computerize the company accounting system.
ACCOUNTING SUPERVISOR
DANA CORPORATION Manteca, CA
Oversaw the accounts receivable, accounts payable, inventory, payroll and general ledger
accounts for California, Arizona, and Washington states.
Liaison for West Coast Regional controller and headquarters in Toledo, OH.
INSTRUCTOR
HEALD BUSINESS COLLEGE Stockton, CA
Instructor for two basic bookkeeping courses and a computerizing accounting course.