CHRISTOPHER D.

WOODY
10633 Dorothy Ln
Largo, FL 33774
Cell: (540) 239 8618
e-mail: chrwoody@yahoo.com

WORK HISTORY:

11/009-1/2010 Contract Underwriter, Spherion

Columbia, SC

Assigned to Wells Fargo, Underwrote and Processed wells fargo loans according
To their guidelines. On the underwriting side , I reviewed income, assets and other
Various documents. On the Processing side, I worked with inside sales reps, closing
Companies and direct customers to get information, documents needed and other
Issues, as well as setting the file up for closing. This was a temporary position based on
Volume.

6/2009-7/2009 Contract Underwriter, Clayton Group

Tampa, FL

Responsible for Underwriting Fannie Mae and Freddie Mac loans according
guidelines. This would include income, asset, appraisal and title analysis, as well
as other various mortgage related documents. This was a temporary assignment
based on volume.

2006-2007 Underwriter Manager, Indymac Bank

Tampa, FL

Temporarily relocated to Tampa to establish and open up the new regional center;
specifically, the Underwriting Department. During the transitional phase, took on the
interim roles of Human Resources and Regional Office Manager, while maintaining the
role of Underwriter Manager. As an underwriting manager I reviewed numerous files a
day for appraisal, debt to income, assets, Title, HUD, mortgage application, Fraud, large
loan amounts up to 2,000,000 and other various documentation. I worked with Alt-A
prime, sub prime loans, Fannie Mae and Freddie Mac Loans and some FHA loans.
Played an integral role in helping the center achieved over 170,000 Million in closed
loans.

2003-2006 Underwriter Manager, Indymac Bank

Atlanta, GA

Responsible for the training of new hires including mentoring, coaching, and loan review.
Oversee the day to day operations of the underwriting department. Review Alt-A prime
 and non-prime loans, Fannie Mae and Freddie Mac Loans, Some FHA loans, including
large loan amounts, appraisal and title reviews, and other various types of loans and/or
issues. Assign new files daily in accordance with current metrics and capability. Review
daily reports to ensure timely and proper handling of loans. Address escalated situations
to find solutions that are best for both the client and Indymac Bank. Work with
Operations support, Customer Account Managers (CAMS), and Loan Funders to
maximize Indymac’s productivity and profitability. Partner with Sales staff to capitalize
on both new and existing loans.

2003-2003 Underwriter, United Guaranty

Atlanta, GA

Assigned to JP Morgan Chase Bank to work as the sole underwriter for the local branch
office. Responsible for the review, approval and declination of conforming and Chase
backed mortgage loans on a daily basis. Worked with Chase Loan Officers, Loan
Processors and branch Manager to accommodate the client’s overall mortgage needs.
This included full income analysis/review of both personal and business tax returns,
titles, appraisals and other various supporting documents.

2000-2003 Underwriter, Chase Manhattan Bank

Rochester, NY

Review, approve, and decline numerous prime and subprime mortgage loans on a daily
basis. This included full income analysis/review of both personal and business tax
returns, titles, appraisals and other various supporting documents. Interact internally with
Loan Processors, Loan Officers, branch Managers and other support units within the
organization. Interface directly with clients regarding loan declination and escalations.

1999.2000 Tax Specialist, Paychex

Rochester, NY

Responsible for the timely filing of taxes for various clients. Worked with Government,
state and local agencies on behalf of the clients to address any tax issues. Was
responsible for sending out millions of dollars on a daily basis to ensure timely filing.

EDUCATION:

1998 University of Florida

Bachelor of Science in Business Administration
Major: Finance
Minor: Economics

COMPUTER SKILLS
Knowledge of various Windows operating system, Microsoft Office suite, Lotus Notes,
Outlook Express, and Reflections.
Knowledge and experience in the following mortgage loan systems: Desk Top
Underwriter, Loan prospector, Acaps, Zippy, Emits and Mips.

References Available Upon Request