ANALOG IAS INSTITUTE TEST SERIES - 2015

C.S.(P)-2015

DO NOT OPEN THIS BOOKLET UNTIL YOU ARE ASKED TO DO SO

T.B.C. : P-PFC-L-CGJB
TEST BOOKLET SERIES

Serial No.

TEST BOOKLET
CSAT (PAPER II)

ENGLISH COMPREHENSION & ARITHMETIC

Time Allowed: Two Hours

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CSAT TEST SERIES 2015

Number of Questions: 80

1.

The

average

Marks: 200

temperatures

on

Sunday,

108 Km/hr. It crosses a stationary pole on

the average of temperatures on Monday,

the platform in 13 seconds. Find the length

Tuesday, Wednesday, Thursday is 49. If the

of the goods train in meters?

ratio of temperatures on Sunday and

(a) 390

(b) 290

Thursday

(c) 324

(d) 216

is

12:13,

then

find

the

(a) 45

(b) 48

(c) 44

(d) 49

7.

Find the time when clock shows the correct

The compound interest on a certain amount

time and the time shown by clock at 5 P.M.

(a) 9:40 A.m., 5:44 P.M.

interest on same amount is Rs.2,800. Find

(b) 9:40 A.m., 5:54 P.M.

the principle amount.

(a) Rs.14,250
(c) Rs.15000

4.

(d) 9:35 A.M., 5:54 P.M.

(d)Rs.17,500
8.

A and B complete a task in 14 days. B and

spheres having their radii in the ratio 1:2?

C complete the same task in 8 days while A

(a) 1:2

(b) 1:4

and C complete it in 7 days. Who is the

(c) 1:8

(d) 1:16

most efficient of them all?

A shopkeeper sells 150 bags for Rs.7500. By

(a) A

(b) B

doing so, he gains the cost of 250 bags. Find

(c) C

(d) B and C

his percentage (%) gain?

5.

(c) 9:35 A.M., 5:44 P.M.

(b) Rs.12,750

What is the ratio of the volume of two

At 8 A.M the clock shows 7:50 A.M. At 1 P.M

on the same day, the clock shows 1:20 P.M

for two years is Rs.2, 912 and the simple

3.

A particular goods train runs at a speed of

Monday, Tuesday, Wednesday is 48 and

temperature recorded on Sunday.

2.

6.

Time : 120 Min

(a) 16%

(b) 66.67%

(c) 67%

(d) 16.67%

9.

how much work will be left after half a day?

A solution containing 20% water is mixed

with another solution containing 40% water.
In what proportion should the two solutions

If 7/8th of some work is done in 1 day, then

10.

(a) 9/16

(b) 7/4

(c) 7/8

(d) 9/7

If n is a prime number and 82(n+32n) is

to be mixed to get a solution containing 25%

exactly divisible by 16, what is the value of

water?

n?

(a) 3:1

(b) 1:2

(a) 2

(b) 3

(c) 2:3

(d) 3:4

(c) 5

(d) 7

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Directions: Read the following passages and

which get the lions share of State funding and

answer the items that follow each passage. Your

answers to these items should be based on the
passages only.

attention.
Cotton is the main crop that sustains life
in Vidarbha. Rain-dependent, this crop suffers

PASSAGE - 1
FOR
eastern

some

region

reason,
of

Vidarbha

Maharashtra

in

is

the

never

considered seriously when it cries for statehood.

Although the regions politicians have repeatedly
said that Vidarbha is a potential candidate for
statehood

and

the

States

Reorganisation

Commission had promised to grant it to the

region, it never materialised.
Unlike in the case of the other States that
were carved up in recent times, Vidarbhas calls
to secede from Maharashtra have been only
sporadic.

They

never

quite

gained

the

momentum required for a major movement.

During the past two rounds of Lok Sabha and
Assembly

elections,

the

issue

was

hardly

touched upon.
But

now,

the

promise

of

creating

Telangana has given the Vidarbha movement a

new lease of life. Politicians, particularly those
from

the

BharatiyaJanata

Party

(BJP)

in

Maharashtra and those from districts in the

Vidarbha region, have decided that if Telangana
can get statehood, so can Vidarbha.
We have been asking for this for the past 50
years. It is only fair that our demand is met as
well, said Vilas Muttemwar, a Congress leader
and Member of Parliament from Nagpur.
Would the cry for statehood be valid? Yes, say
the politicians. No, say some local people.
Vidarbha consists of 11 districts in the
eastern region of Maharashtra. Many of them
are tribal-dominated and therefore backward.
The region is completely neglected, unlike the
western

and

some

south-western

districts,

every time the monsoon fails. Consecutive years

of drought and repeated crop failures have
driven

the

farmers

deep

debt

and,

consequently, suicide. From 1997 to 2006, the

region has witnessed 36,428 cases of suicide
among cotton farmers owing to debt, according
to the National Crime Records Bureau. From
time to time, the Central government has doled
out compensation packages but nothing that is
long-term.
Irrigation would solve much of their woes,
said Vijay Jawandhia, a farmer and a leader of
the ShetkariSanghatana in Wardha. But the
State government pays little attention. Almost 60
per cent of the irrigation projects in the State
cater to the sugar belt of western Maharashtra,
which yields 30 per cent of the agricultural
produce in the State. Vidarbha accounts for 20
per cent of the cotton production in the country,
thus giving Maharashtra the second position in
cotton production in India. But irrigation is
practically non-existent in the districts, said
Jawandhia.
There is no industry and practically no
development

in

the

region.

There

are

few

opportunities other than agriculture. Nagpur,

owing to the centrality of its location in the
country, was meant to be developed as a hub of
transportation. Nothing much has materialised
on this plan.
Of the 48 Lok Sabha constituencies in
Maharashtra, 10 are in Vidarbha. At the State
level, 62 of the 288 Assembly constituencies are
in this region. Clearly, Vidarbha has some

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(i)

power, but whether its leaders can use to

bargain for a separate state is another matter.
Identify the central theme of the passage
behind

the

under

development of Vidarbha compared to

(c) Both I and II

the other regions of Maharashtra

(d) None of the above

15.

In a certain test, Ajay was able to correctly

solve 3 out of 5 questions asked. In the

(c) The failed attempts of Vidarbha to

second test, there were 7 questions out of

secede from Maharashtra

(d) Justification

for

the

which he got 6 correct. In both the tests,

formation

of

each question carried 10 marks with no

Vidarbha as a separate state.

negative marking. What is the percentage

Identify the valid inferences from the

change in the marks obtained by Ajay in two

below as per the passage:

tests?

(i)

Vidarbha doesnt get Lions share of

(a) 43%

(b)48.26%

funding and is neglected as it isnt a

(c) 42.86%

(d)46.86%

part of the Western Maharasahtra.

(ii)

Monsoon

failures

have

16.

drawn

The H.C.F of two numbers is 36 and their

L.C.M is 2016. If one of the numbers is 252,

farmers to suicide as cotton is the

what is the other number?

main crop and it depends on rainfall.

(a) 266

(b) 268

(c) 288

(d)286

(a) Only I is valid

(b) Only II is valid

17.

Carla has Rs. 2,750 in her purse in

(c) Both I and II are valid

denominations of hundred and fifty. She has

(d) Both I and II are invalid

32 notes in all counting both hundred and

Which of the following are true as per the

fifty. How many hundred rupee notes does

passage?

she have in her purse?

(i)

Vidarbha accounts for 20% of cotton

(a) 23

(b) 9

production in Maharashtra.

(c) 24

(d) 25

(ii)

Maharashtra is in 1st Position in

18.

sugar production in India.

14.

There are many crop failures due to

(b) Only II

state

13.

neglected

(a) Only I

(b) Formation of Telangana as a separate

12.

completely

no irrigation facilities.

from the below:

(a) Reasons

is

unlike other areas of Maharashtra.

(ii)

11.

Vidarbha

The annual incomes of Mr. X and Mr.Y are

in the ratio 9:8 and their expenditure are in

(a) Only I is True

the ratio 5:4. If both individually manages to

(b) Only II is True

save Rs.5000, then Mr.Y expenditure is

(c) Both I and II are true

(a) Rs.1,250

(b) Rs. 5,000

(d) Neither I nor II are true

(c) Rs. 6,250

(d) Rs.11,250

Which of the following can be used by the

19.

Amar brought bananas to school. He gave

leaders to bargain for a separate Vidarbha

one-sixth of bananas to chemistry teacher.

state?

The chemistry teacher gave head master 2

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PASSAGE - 2

bananas and has 4 bananas left. How many

bananas did Amar brought to school?

20.

21.

(a) 12

(b) 36

and

(c) 5

(d) 24

consolidation

23.

24.

cultural

politics
of

culminated

specific

caste

in

and

the
class

Which is the greatest number that leaves an

interests, strengthening the ideology of the

equal remainder when 1086, 946 and 945

nation-state building exercise, in various parts

are divided by it?

of

the

country

on

the

one

hand,

and

(a) 4

(b) 5

disintegrated the political architecture of the

(c) 6

(d) 7

colonial state on the other. The story of the

Students were standing in rows for exercise.

integration of states in post-colonial India is

Each row had an equal number of students.

also

If 5 students less were to stand in each row,

reintegration of various States and regions into

6 more rows would be required and if 5

more uniform and administratively rationalised

students more were to stand in each row

units of state power.

story

of

the

disintegration

and

then the number of rows required would be

Even before India achieved Independence,

reduced by 2. Find the total number of

the nationalist leaders wanted to reorganise

students?

political and administrative boundaries of their

(a) 20
22.

The interface between political geography

(b) 40

(c) 60

(d) 80

country in consonance with its diverse geo-

A goes to Bs house at a speed of 6 Km/hr

linguistic and cultural diversity to regenerate

and returns from Bs house at a speed of y

nationalist sentiments for unity among people

Km/hr. Which among the following cannot

belonging to different regions and communities.

be average speed of A during the entire

This attempt required an in-depth study of the

journey?

regional and local bases of power and their

(a) 3 Km/hr

(b) 9 Km/hr

cultural-historical

pasts

to

understand

the

(c) 6 Km/hr

(d)12 Km/hr

geographical locations of power. The historical

Ashas age 10 years hence will be twice

experiment with territorial re-demarcation began

Deepas age. Six years back, Ashas age was

in the 1920s, when Mahatma Gandhi proposed

5/3 times Deepas age at that time. Find the

to

present age of Asha and Deepa respectively.

committees

(a) 36, 18

(b) 26, 18

linguistic and geographical contiguity. The idea

(c) 18, 26

(d)18, 36

was to strengthen cultural consolidation and

reorganise
on

the
the

Congress
principles

provincial
of

cultural-

If 20 men work for 5 hours a day, they can

political participation of the regions in the

build a 190 feet long wall in 10 days. If after

national

working for 6 days, 4 men leave the job,

response

then how many days will be required to

realignment

complete the job if number of working hours

borders by disregarding their historical cultural

is same?

cohesiveness and bases of power.

(a) 25 days

(b) 5 days

(c) 15 days

(d) 20 days

movement.
to

of

colonial
provincial

was

partially

states

in

arbitrary

boundaries

and

Soon after Independence, the nationbuilding exercise of the new state had to be

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based

on

more

robust,

democratic

I.

and

Strengthening of class and caste

participative pattern. The newly established

interests helped in the nation- state

federal democratic political structure needed to

building exercise
II.

reconcile the balance of power between a

Geo

Linguistic

organisation

relatively strong Centre and weaker States. The

administrative

States, however, needed to be reconstructed and

generate unity in people.

reconstituted in this long process of political

(a) Only I

consolidation

(b) Only II

and

formation

of

the

Indian

nation. Attaining independence along with the

(c) Both I and II

partition of the country made some national

(d) Neither I nor II

leaders

like

Nehru

and

Vallabhbhai

Patel

27.

boundaries

of
will

Identify the true statements from the

apprehensive about the reorganisation process,

following, as per the passage:

which, in their view, could pose the danger of

I.

Many experiments were made for the

fragmentation of the new state.

creation of linguistic states rather

The process of reorganisation was based on

than the political architecture.

II.

Lessons learnt much from three decades

of

experimentation

with

the

idea

of

Nehru

and

Vallabhai

Patel

were

the

scared of reorganisation process, as

possibility of the creation of linguistic states. A

it might create language centred

number of language-centred identity movements

identity movements.

that emerged during this period in regions

(a) Only I

comprising the Madras, Bombay and Bengal

(b) Only II

Presidencies, and parts of the United Provinces

(c) Both I and II

focussed on reorganising the new States on the

(d) Neither I nor II

principles of linguistic-cultural distinctiveness,

28.

Which of the following captures the main

economic viability and geographical unity along

idea of the passage?

with the federal political and administrative

(a) The

rationality.
25.

United

played

Provinces

focussed

on

cultural

and

in nation formation
(b) Disintegration

principles of:

states

(a) Linguistic cultural distinctiveness

independence

(b) Geographical viability

the

the country into

British

before

Indian national congress

(d) All of the above

(d) Territorial

Identify the invalid inferences from the

given

by

of

(c) Process of reorganisation of India by

(c) Economic unity

statements

by

linguistic reorganisation of the states

reorganising the new states based on the

26.

role

below

passage:

as

per

the

demarcation

of

Madras,

Bombay and Bengal presidencies.

29.

If a woman completes 2/3rd of a task in 1

day, then find the time taken by a man to
complete the task if he is half as efficient as
the woman?

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30.

(a) 0.75 days

(b) 1.5 days

(c) 3.33 days

(d) 3 days

36.

shopkeeper marks his goods 20% above the

In a particular race, the time duration taken

cost price and then allows a discount of 20%

by three contestants to complete the race is

on the marked price.

in the ratio 8:3:6.

(a) 2% loss

Find the ratio of their

speeds?

31.

32.

Find the profit or loss percentage when a

(c) 4% loss

(a) 6:3:8

(b) 3:8:4

(c) 3:8:6

(d) 4:3:1

37.

result, Reena increases her consumption by

If the radius and height of a cone are

20%. The percentage change in expenditure

doubled, then what is the percentage

is -

change in the volume of the cone?

(a) -5%

(b) 5%

(a) 100%

(b) 200%

(c) -2%

(d) 2%

(c) 400%

(d) 800%

38.

What number should be added to each term

A tank is initially full. Pipe A can empty it in

in the ratio 19:43, so that it becomes equal

3 hours while pipes B and C fill it in 9 and

to 2:3?

12 hours respectively. If all the pipes are

(a) 20

(b) 29

opened simultaneously then after how many

(c) -91

(d) -30

(a) 7.2

(b) 4

(c) 2.7

(d) 9.6

P varies directly with Q, Z varies inversely

with Q and A varies directly with P and
inversely with Z. If P=27, then Q=9, Z=3 and
A=90, what is A if P=81?

34.

(a) 100

(b) 120

(c) 270

(d) 810

A group of 15 boys and 12 girls went for a

picnic. The average age of boys was 25 while
that of the girls was 20. Find the average age
of the group?

35.

(d) 2% loss

The price of apples decreases by 15%. As a

hours will the tank be empty?

33.

(b) 3% profit

(a) 22.78

(b) 22.87

(c) 23

(d) 22

After how many years approximately would

the amount payable on a loan be twice the
principal, if the principle is lent at the rate of
20% per annum, compounded quarterly?
(a) 3.5

(b) 4

(c) 4.5

(d) 5

PASSAGE - 3
Its literally, and metaphorically, beneath us. To
judge by its absence from the media, most
journalists consider it unworthy of consideration.
But all human life depends on it. We knew this
long ago, but somehow it has been forgotten. It is
not that the issue has changed, but we have.
Landowners around the world are now engaged in
an orgy of soil destruction so intense that,
according to the UNs Food and Agriculture
Organisation, the world on average has just 60
more years of growing crops.
To keep up with global food demand, the UN
estimates, 6m hectares (14.8m acres) of new
farmland will be needed every year. Instead, 12m
hectares a year are lost through soil degradation.
We wreck it, then move on, trashing rainforests
and other precious habitats as we go. Soil is an
almost magical substance, a living system that
transforms the materials it encounters, making
them available to plants. Yet we treat it like, well,
dirt.

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The techniques that were supposed to feed the

(c) Both I and II

world threaten us with starvation. A paper just

(d) Neither I or II

published in the journal Anthropocene analyses the

41.

Identify the false statement as per the

undisturbed sediments in an 11th century French

passage:

lake. It reveals that the intensification of farming

I.

The

governments

over the past century has increased the rate of soil

regulators

erosion sixtyfold. Another paper, by researchers in

desirability

the U.K., shows that soil in allotments contains a

growth.
II.

third more organic carbon than agricultural soil

to have
of

bill

will

force

regard to

promoting

the

economic

There are many excellent farmers who

and 25 per cent more nitrogen. This is one of the

allow contractors to rip their fields to

reasons why allotment holders produce between

shreds for the sake of profit.

four and 11 times more food per hectare than

(a) Only I

farmers do. Whenever I mention this issue, people

(b) Only II

ask: But surely farmers have an interest in looking

(c) Both I and II

after their soil? They do, and there are many

(d) Neither I or II

excellent cultivators who seek to keep their soil on

42.

Which of the following as per the author is

the land. There are also some terrible farmers, often

causing soil erosion?

absentees, who allow contractors to rip their fields

I.

Intensified farming

to shreds for the sake of profit. Even the good ones

II.

Destruction of rain forests

are hampered by an economic and political system

III. Globalisation

that could scarcely be better designed to frustrate

(a) Only I

them.

(b) I and II

39.

What is the central theme of the passage?

(c) I, II and III

(a) Soil and its dependency on human life

(d) None of the above

(b) Better treatment to the soil for the

43.

betterment of human race

of first and second number is 2:3 and that

(c) Global food demand not met due to soil

of the second and third number is 5:8, then

erosion
40.

The sum of three numbers is 98. If the ratio

the second number is:

(d) Globalization a cause of soil erosion.

(a) 25

(b) 30

Choose the statement which is correctly

(c) 35

(d) 40

inferred from the passage:

I.

II.

44.

A boat covers 18 Km downstream in 4 hours

The author states that the economic

and 18 Km upstream in 12 hours. Find the

and political system is designed to

speed of boat in still water and speed of the

hamper the good farmers

stream?

The author states that the economic

(a) 3 Km/hr, 1.5 Km/hr

and political system is designed to

(b) 1.5 Km/hr, 3 Km/hr

frustrate the good farmers

(c) 4.5 Km/hr, 3 Km/hr

(a) Only I

(d) 3 Km/hr, 4.5 Km/hr

(b) Only II

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45.

46.

Milk contained in a vessel of capacity 72

But the really bad news is that water

litres is diluted by replacing it with water

consumption is growing faster than population

twice. After the replacement the ratio of milk

indeed, in the twentieth century it grew at twice the

to water is 25:11. Find the quantity of water

rate. As a result, several UN agencies forecast that,

added each time?

by 2025, 1.8 billion people will be living in regions

(a) 24 litres

(b) 12 litres

stricken with absolute water scarcity, implying a

(c) 20 litres

(d) 18 litres

lack of access to adequate quantities for human

Amit and Sunil start running together in a

and environmental uses. Moreover, two-thirds of

circular track in opposite directions with 30

the

m/sec and 50 m/sec. The length of the

conditions,

circular track is 600 m. When will they meet

freshwater.

for the first time?

worlds

population
meaning

will

face

scarcity

water-stress
of

renewable

Without resolute counter-measures, demand

(a) 6 seconds

(b) 7 seconds

for water will overstretch many societies adaptive

(c) 7.5 seconds

(d)8 seconds

capacities. This could result in massive migration,

economic stagnation, destabilization, and violence,

PASSAGE - 4

posing a new threat to national and international

The fact that it took almost 50 years to draft

security.

and finally achieve the necessary ratification

The UN Watercourses Convention must not

threshold demonstrates that something is very

become

wrong with the modern system of multilateralism.

agreement, filed away in a drawer. The stakes are

Regardless of longstanding disagreements over how

too high. In todays context of climate change,

cross-border

rising demand,

allocated

freshwater

and

preferences

managed,
by

resources
and

should

be

understandable

governments

and

water

just

another

ignored

population

international

growth, increasing

pollution, and overexploited resources, everything

must be done to consolidate the legal framework for

professionals to rely on basin agreements rather

managing

the

worlds

watersheds.

Our

than on international legal instruments, that half-

environmental security, economic development,

century wait can be explained only by a lack of

and political stability directly depend on it.

political leadership. So, though the world may

The convention will soon apply to all of the

celebrate the conventions long-awaited adoption,

cross-border rivers of its signatories territories, not

we cannot rest on our laurels.

just the biggest basins. It will complement the gaps

Roughly 60% of all freshwater runs within

and shortcomings of existing agreements and

cross-border basins; only an estimated 40% of

provide legal coverage to the numerous cross-

those basins, however, are governed by some sort

border rivers that are under increasing pressure.

of basin agreement. In an increasingly water-

47.

stressed
becoming

world,
an

shared

water

instrument

of

resources
power,

are

fostering

Which of the following statements are valid

inferences as per the passage?
I.

We cannot celebrate our success as the

competition within and between countries. The

main

struggle for water is heightening political tensions

international legal instrument

and exacerbating impacts on ecosystems.

cross border fresh water resources is

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for

the

wait

of
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because
II.

of

the

lack

of

political

and

political

stabilitys dependence on environmental

Shared water resources are becoming

security.

an instrument of power because of

(d) Struggle

competition

within

and

for

water

the

coming

Find the next term of the following series

(a) Only I

2, 5, 10, 17, 26, ..

(b) Only II

(a) 37
52.

(c) Both I and II

in

generations.
51.

between countries.

(b) 35

(c) 33

(d) 39

The first two terms in an Arithmetic

(d) Neither I nor II

Progression are 3 and 5 respectively. Find

Which of the following situations best

the 5th term of the sequence.

identify with the increase in struggle for

(a) 7
53.

water?
I.
II.

Water

consumption

growing

faster

(b) 9

(c) 11

(d) 13

In a 1200 m race, A can beat B by 120 m

and in a 1000m race, B can beat C by 50m.

than population

Find the distance by which A beat C in a

Economic stagnation

800 m race.

III. Violence

(a) 120 m

(b) 116 m

(a) I and II

(c) 124m

(d) 130 m

54.

(b) II and III

49.

development

leadership.

fostering

48.

(c) Economic

The

sum

of

an

infinite

Geometric

(c) Only I

Progression is 45 and the sum of their

(d) All I, II and III

squares is 135. Find the sum of its first term

Which of the following statements are true

and common ratio?

as per given in the passage?

(a) 13/2

(b) 52/6

I.

(c) 13/4

(d) None

The author is very much concerned

about

II.

the

effective

implementation

55.

If a+b=9 and ab=19.25, then which of these

more than the success of the drafting.

is a possible value of (a-b)?

Inclusive participation by the stake

(a) +6

holders should be an integral part of

any strategy.

56.

(b)+7

(c)+2

(d)+3

The geometric mean of two positive numbers

is 6 and it exceeds its harmonic mean by 2.

(a) Only I

Find its arithmetic mean?

(b) Only II

(a) 4

(b) 9

(c) 6

(d) 9

(c) Both I and II

PASSAGE - 5

(d) Neither I nor II

50.

Of the following identify the option which

In the alphabet soup of institutions involved

talks on what the passage is about

in the regulation of global financial markets, the

(a) Climate change and its impact on

FMLC the Financial Markets Law Committee is

modern society

not very prominent. Given that it is based only in

(b) Importance of having proper governance

London, having grown out of an initiative by the

in controlling the shared water resources

Bank of England 20 years ago, and that most of its

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members are lawyers, most banks have not even

Such differences and the FMLC Council list

heard of it (though some of them are represented

many more reflect a dangerous shift in the worlds

on its Council). But the services provided by the

approach to regulation. The early post-crisis

FMLC have never been more necessary.

enthusiasm for new, globally agreed regulatory

The FMLCs mission is to identify and propose

standards has given way to a range of national

solutions to issues of legal uncertainty in financial

initiatives, driven by domestic political agendas,

markets that might create risks in the future. As

with little regard for cross-border compatibility.

a recent FMLC paper showed, the wave of new

More problematic, the peer-review procedures

regulations implemented since the global financial

that have been introduced so far will do little, if

crisis many of which were poorly planned or

anything, to resolve the problem. Nor do the

inconsistent across countries has left a jumbled

memoranda

landscape of legal uncertainties.

national financial regulators offer hope of salvation.

Consider banks capital requirements. The Basel 3

According to the FMLC paper, they are usually the

Accord, adherence to which increased the liquidity

subject of interpretative disagreement, are not

of all banks and decreased their leverage, is viewed

legally binding, do not benefit from any binding

as a firm standard in some parts of the world. But,

dispute-resolution

in others, it is regarded as a minimum to which

prevent

additional rules may be added. Such super-

unilaterally.

of

understanding

drawn

mechanisms,

national

up

and

authorities

do

from

by

not

acting

equivalence or, more colloquially, gold-plating

creates

inconsistencies

across

jurisdictions,

57.

thereby facilitating regulatory arbitrage.

Most of the banks havent heard of FMLC

because:
I.

Likewise, the European Union, in contrast to

the United States, regards the leverage ratio as a

FMLC

is

not

very

prominent

regulatory institution

supervisory optional extra, known as a Pillar 2

II.

measure (which

III. Most of the members of FMLC are

permits

supervisors

to

add

additional capital buffers to address a particular

FMLC is based in London

Lawyers

banks idiosyncratic risks). And, though both the

(a) Only I and II

(b) Only III

US and the EU prohibit proprietary trading, they

(c) II and III

(d) All I, II and III

58.

each define it differently.

There are also inconsistencies between the US
and the EU in derivatives-market reform, which the
Financial

Stability

Board

has

warned

Identify which of the following statements

is/ are true as per the passage:
I.

could

solution

undermine the objectives, set out by the G-20, of

greater standardization of contracts and enhanced

Mission of FMLC is only to identify the

to

the

issues

of

legal

uncertainty in financial markets

II.

Many of the new regulations across the

transparency. And, whereas the Basel standards

countries were poorly planned because

continue to refer extensively to credit ratings as the

of the global financial crisis

basis

for

assessing

the

creditworthiness

of

borrowers, the Dodd-Frank Act in the US moves

(a) Only I

(b) Only II

(c) Both I and II

(d) Neither I nor II

away from reliance on ratings.

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59.

The author says the services provided by

(a) Only I

the FMLC have never been more necessary

(b) Only II

because

(c) Both I and II

I.

(d) Neither I nor II

Basel III is regarded as a minimum to

which additional rules may be added.

II.

63.

Identify the valid inferences from the below:

I.

gold-plating creates inconsistencies

across jurisdictions, thereby facilitating

Basel norms leads to many regulatory

regulatory arbitrage.

arbitrations.

III. Global regulatory standards are driven

II.

by political agenda.

60.

the leverage decreases as per Basel

(b) Only II

(a) Only I

(c) Both I and II

(d) I, II and III

(b) Only II

Identify the main theme of the passage from

(c) Both I and II

the following:

(d) Neither I nor II

64.

financial regulation

Which
I.

in cross border countries

the

following

are

not

the

Regulations must be formed with more

regard to cross border compatibility

II.

(c) The role played by FMLC and its

importance

Regulations should not be based on

objectives set out by G20, of greater

(d) The regulatory arbitrage caused due to

standardization

inconsistency in regulations across cross

of

contracts

and

enhanced transparency.

borders.
Of which of the following do the U.S and E.U
differ in financial regulations:

of

suggestions provided by FMLC:

(b) The very many different regulations seen

65.

(a) Only I

(b) Only II

(c) Both I and II

(d) Neither I nor II

A man earns Rs.800/- more than his wife.

I.

Basel III

One-fourth of the mans salary and one-

II.

Pillar II

eighth of the wifes salary amount to

III. Exclusive trading

Rs.500/- which is saved every month. Find

(a) Only I

their monthly expenditure?

(b) Only II

(a) 1600

(b) 1700

(c) I and II

(c) 1900

(d) 1800

(d) All I, II and III

62.

With the increase in liquidity in banks,

(a) Only I

(a) The inadequacy of the Basel III norms for

61.

The difference in opinion regarding

66.

If A completes a project in 6 days and B

Which of the following have been observed

alone completes the same work in 4 days,

by FMLC as upcoming problems?

then in how many days will they complete

I.

Possible dangerous shift in approach

the project if they work together?

to regulation

(a) 2 days

(b) 2.4 days

Initiatives driven by domestic political

(c) 2.8 days

(d) 3 days

II.

agendas

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67.

The number of four digit numbers that can

share or 5 times Vinits share. How much

be formed from the digits 1, 2, 3, 4, 5, 7 and

does Vinod get?

8 when repetition is allowed is:

(a) 240

(b) 275

(c) 238

(d) 285

(a) 840
68.

69.

(b) 280 (c) 2401

(d) None

In how many ways can you select a Queen

74.

The odds in favour of India winning a match

or a Spade from a pack of cards?

against Pakistan are 3:2. What is the

(a) 8

probability that India wins the series of 3

(b) 16

(c) 17

(d) 18

When a two digit number is divided by the

matches if the probability of a tie is 0.2?

sum of the digits, the quotient is 4. If the

(a) 0.216

(b) 0.648

digits are reversed, the new number is 6 less

(c) 0.72

(d) 0.384

than twice the original. Find the number?

70.

71.

72.

73.

(a) 42

(b) 24

(c) 16

(d) 28

PASSAGE - 6
The rule of law is almost entirely absent, with

X, Y and Z start a joint venture wherein

virtually

no

governance

then make an annual profit of Rs 3600. X

unreported, and unregulated economic activities

invested one-third of the capital for one-

are common. The powerful seize non-renewable

fourth of the time, Y invested one-fourth of

resources

the capital for one-half of the time, while Z

Environmental degradation is on the rise.

at

the

expense

or

policing.

of

the

Illegal,

powerless.

invested the remainder of the capital for the

That may sound like a description of a failed

entire year. Find the share of X in the profit?

state, a desperately poor country beset by civil war,

(a) Rs 480

(b) Rs 720

or a fictional dystopia. But it is none of the above.

(c) Rs 300

(d) Rs 1200

The vast region (45% of the earths total surface)

From a pack of cards, two cards are picked

with next to no governance or rule of law is the

without replacement. What is the probability

high seas nearly two-thirds of the global ocean

that at least one of the cards is ace?

that lies outside of any countrys jurisdiction.

(a) 1/13

(b) 16/221

How is this possible? After all, there is the

(c) 35/221

(d) 33/221

legally binding 1982 United Nations Convention on

An urn contains 9 red balls, 6 green ball

the Law of the Sea, which has been ratified by 166

and 5 yellow ball. Three balls are drawn

states and the European Union. When UNCLOS

from this urn. What is the probability that at

was negotiated, the high seas were protected

least two of these balls are different in

because they were inaccessible. But technological

colour?

advances

have

enabled

the

exploitation

of

(a) 756/1140

(b) 384/1140

resources to extend farther and deeper than ever

(c) 29/38

(d) 9/10

before. Fishing vessels can now operate across the

On the basis of their performance in a test.

ocean, and deep-sea drilling provides a growing

Professor Shetty distributes Rs.798 among

proportion of our oil and gas. UNCLOS has not

Vinod, Vinay and Vinit such that 6 times

kept pace with these developments.

Vinods share is equal to 10 times Vinays

Industries

and

activities

such

as

fisheries,

shipping, and seabed mining are all regulated

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separately. No governance framework is in place for

agreement

includes

provisions

emerging high-seas industries such as energy

protected areas in the high seas.

production. Transparency and accountability are

75.

for

creating

What does the author convey by the phrase

weak, and there is little enforcement of rules.

fictional dystopia

Moreover, the authorities have limited power to

(a) A poor country is attacked by a rich

intercept vessels suspected of illegal activity. As a

country

result, international cooperation to counter illegal

(b) The condition of the situation is as bad

fishing, smuggling of weapons and drugs, human

as possible

trafficking, piracy, and the use of vessels in

(c) The

terrorist operations has been greatly hampered.

powerful

are

exploiting

the

powerless

The consequences are dire. The ocean is our

planets life-support-system, keeping it healthy and

(d) None of the above

76.

What does the author mean by at the

productive. But overfishing and pollution are

expense of the powerless

causing tremendous damage.

I.

Marine debris causes the death by drowning,

Powerless are spending a lot of money

for the powerful

suffocation, or starvation of some one million

II.

seabirds and around 100,000 marine mammals

III. The powerful seize resources from the

(seals, whales, and dolphins) every year, not to

Powerless are the ones who are at loss

powerless

mention the hazard posed to shipping by sea junk.

(a) Only I

(b) Only II

Plastic pollution including pellets and micro

(c) Only III

(d) Both II and III

plastics that enter food chains and can endanger

77.

Reasons behind the failure of UNCLS in the

human health is a growing problem.

governance of the high seas:

Likewise, rising temperatures are reducing the

(a) UNCLS has been ratified by 166 states

ocean's oxygen-carrying capacity. The increasing

uptake

of

acidification

carbon
and

dioxide

is

causing

unprecedented

and the European Union.

ocean

changes

(b) Technological advances have enabled the

in

exploitation of resources

chemical and physical conditions, which in turn

(c) Deep-sea drilling provides a growing

are affecting marine organisms and ecosystems.

proportion of our oil and gas.

The very life of the global ocean is under threat.

(d) UNCLOS has not kept pace with the

The time has come to bring the rule of law to the

high seas. That is the purpose behind the Global
Ocean Commission, an independent international
body comprising former heads of state, ministers,
and business leaders. To strengthen high-seas
governance, the Global Ocean Commission is
joining the call for a new agreement under
UNCLOS to protect biodiversity beyond national
jurisdiction. Less than 1% of the high seas is

developments.
78.

Identify the central theme of the passage:

(a) The

consequences

of

environmental

degradation.
(b) The exploitation of the powerful over the
powerless.
(c) The necessity to bring the rule of law in
the high seas.
(d) Roles and responsibilities of UNCLS.

currently protected, so it is crucial that this new

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79.

Identify

the

valid

inferences

from

the

following as per the passage:

I.

There

is

more

80.

Which of the following statements are true

as per the passage?

transparency

and

I.

accountability in the governance of

fisheries, shipping, and seabed mining
II.

The purpose behind the global ocean

commission is to rule the high seas.

II.

Global

ocean

as they are regulated separately.

UNCLOS

The life of the global ocean is under

strengthen the high seas authority

threat

because

of

the

rising

temperatures.

are

commission
coming

and

together

(a) Only I
(b) Only II

(a) Only I

(b) Only II

(c) Both I and II

(c) Both I and II

(d) Neither I nor II

(d) Neither I nor II

*****

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to

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