1. How can your research help the society?

Credit risk refers to the probability of loss due to a borrowers failure to make
payments on any type of debt. Credit risk management, meanwhile, is the
practice of mitigating those losses by understanding the adequacy of both a
banks capital and loan loss reserves at any given time a process that has
long been a challenge for financial institutions.
The global financial crisis and the credit crunch that followed put credit
risk management into the regulatory spotlight. As a result, regulators began
to demand more transparency. They wanted to know that a bank has
thorough knowledge of customers and their associated credit risk. And new
Basel III regulations will create an even bigger regulatory burden for banks.
To comply with the more stringent regulatory requirements and absorb the
higher capital costs for credit risk, many banks are overhauling their
approaches to credit risk. But banks who view this as strictly a compliance
exercise are being short-sighted. Better credit risk management also
presents an opportunity to greatly improve overall performance and secure a
competitive advantage.
2. Prepare a questionnaire regards R.M.G. or any other section.
Directions: Please indicate your level of agreement or disagreement with each of these statements
regarding QRZ Family Restaurant. Place an "X" mark in the box of your answer.
Q1: How many times per year do you visit QRZ Family Restaurant
Q2: Do you visit QRZ Family Restaurant with family or friends?
Yes No

1. The store is accessibly located.

2. Store hours are convenient for my dining needs.
3. Advertised dish was in stock.
4. A good selection of dishes was present.

5. The meals sold are a good value for the money.

6. Store has the lowest prices in the area.
7. Meals sold are of the highest quality.
8. Store atmosphere and decor are appealing.

3. Discuss Research proposal, Research report and research objective?

Research proposal: A research proposal is a document that provides a detailed description
of the intended program. It is like an outline of the entire research process that gives a reader a
summary of the information discussed in a project.
Research Report: A research report is one type that is often used in the sciences,
engineering and psychology. Here your aim is to write clearly and concisely about
your research topic so that the reader can easily understand the purpose and results of
your research.
Research
objective:
A
specific result that
a person or system aims to achieve within
a time
frame and
with
available resources. In general, objectives are more specific and easier
to measure than goals.
Objectives
are
basic tools that
underlie
all planning and strategic activities. They serve as the basis for creating policy and
evaluating performance.
Some examples of business objectives
include
minimizing expenses, expanding internationally, or making a profit.
4. Discuss the problem arises during research time?
5. Discuss
Probability:
Mean:
Median:
Mode:
Standard Deviation:

Civilization:
Culture:
Data Collection:
Types of research design:
Statement of problem:
6. Define correlation and regression?
7. What will be the test result?