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2. Decide on a rebalancing band and adjust cell B42 if necessary (suggested value 10%). A higher value will dictate rebalanc
4. If any of the gray cells in row 42 recommends a rebalancing action, use the yellow cells and/or the corresponding spin butto
Example 1. Cell G42 says "Sell" and you wish to rebalance without depositing into or withdrawing from your accou
Action: lower the value of cell C7 or C22 and raise the values of your other assets that are low in their b
Example 2. Cell K42 says "Buy" and you wish to rebalance while making a $1000 deposit into your account(s).
Action: raise the value of cell C11 or C26 and lower the values of your other assets that are high in their
5. Execute the rebalancing trade. This may involve depositing money into your account(s), withdrawing money from your acco
value will dictate rebalancing less often but may cause prolonged exposure to a risk-inappropriate allocation.
nded rebalancing action (Buy or Sell). If all of the gray cells are empty, no rebalancing actions are required.
ng money from your account(s), or making an exchange among funds that you own. Additional calculations may be required.
Account 1
US Fund 1
US Fund 2
US Fund 3
US Fund 4
Int'l Fund 1
Int'l Fund 2
Int'l Fund 3
Int'l Fund 4
Bond Fund 1
Bond Fund 2
TIPS Fund
REIT Fund
Account 2
US Fund 1
US Fund 2
US Fund 3
US Fund 4
Int'l Fund 1
Int'l Fund 2
Int'l Fund 3
Int'l Fund 4
Bond Fund 1
Bond Fund 2
TIPS Fund
REIT Fund
Total
Current
Balance
Rebalance
Trade
New
Balance
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
$36,000
0
0
0
0
0
0
0
0
0
0
0
0
$0
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
$36,000
100.0%
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
$36,000
0
0
0
0
0
0
0
0
0
0
0
0
$0
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
3000
$36,000
100.0%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
$72,000
$0
$72,000
8.33%
8.33%
8.33%
8.33%
8.33%
8.33%
8.33%
8.33%
8.33%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
10%
US Equity US Equity US Equity US Equity Int Equity Int Equity Int Equity Int Equity
Bonds
Bonds
(Segmt 1) (Segmt 2) (Segmt 3) (Segmt 4) (Segmt 1) (Segmt 2) (Segmt 3) (Segmt 4) (Semgt 1) (Segmt 2)
TIPS
REITs
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
8.3%
100.0%
8.3%
100.0%
8.3%
100.0%
8.3%
100.0%
8.33%
8.33%
8.33%
100.0%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
7.50%
8.33%
9.16%
100.0%
8.3%
8.3%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
Low
Target
High
This tool is provided without support (as-is). It is intended solely for the educational and personal use of clients and prospectiv
Invest-it-Yourself.com is not responsible for any loss of capital or other damages that may result from the use of this tool.
None of the information contained in this file should be interpreted as a specific investment recommendation.
Rebalancing a portfolio does not protect against loss of capital. All investments involve risk.