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AFFIRMATIVE DEFENSES
12) AVER that by the express and implied tenor of the contract
of mortgage (Annex D of the complaint), the parties agreed that
should the mortgagor Virgilio Salapate fail to pay the mortgagee Jesus
Salceda, Sr. the sum of P150,000.00 within five (5) years after the
execution of the deed, the mortgage obligation that the mortgagor
should pay the mortgagee beyond the five-year period would no
13) AVER that if it was the intention of the parties to fix the
mortgage obligation at P150,000.00 regardless of when the same is
paid, they would not have stipulated on a period of five (5) years
from and after the date of this instrument within which to pay
the amount of P150,000.00;
14) AVER that the parties made even clearer their intention to
renegotiate the amount of the mortgage obligation should the same be
unpaid within five (5) years after the execution of the mortgage
agreement by stipulating that OTHERWISE, this contract shall be
extended until the Mortgagor shall have paid unto the
Mortgagee; by intentionally omitting the amount of P150,000.00
in the above quoted clause, the parties clearly intended to leave the
amount of the mortgage obligation open to renegotiation if the same is
paid beyond the five-year period;
15) AVER that the parties had good and obvious reason to
subject the amount of the mortgage obligation to renegotiation if paid
five years after the execution of the contract of mortgage; after five
years, the real value of the P150,000.00 mortgage obligation would
have considerably shrank to the prejudice and detriment of the
mortgagee-creditor; much greater prejudice would be caused to
defendants if the P150,000.00 mortgage obligation would be paid to
them seventeen (17) years after they gave the same amount to the
mortgagor-debtor by way of a loan;
16) AVER that even assuming that that the plaintiffs succeeded
to Virgilio Salapates right of redemption, they have lost such right by
reason of laches; plaintiffs waited for sixteen (16) long years after the
death of Virgilio Salapate on February 25, 1998 before acting on their
right; should plaintiffs be allowed to exercise the right of redemption
after sleeping on it for sixteen (16) years, defendants would suffer
great and irreparable damage having long acted and transacted with
third parties regarding the subject property on the assumption that
plaintiffs had long abandoned the same; and by way of:
COMPULSORY COUNTERCLAIM
PRAYER
Other reliefs just and equitable under the premises are likewise
prayed for.
JESUS A. OBRA
Counsel for Defendants
446 Jupiter Street, Centro Occidental
Polangui, Albay
PTR No. 10808408J /1-6-15/L.P.
Roll of Attorneys No. 32568
IBP No. 943317/11-25-13/ Pasig City (2014)
MCLE Exemption No. IV-000295
September 28, 2012/ Pasig City
EXPLANATION
Copies of the foregoing Answer were filed with this Honorable
Court and served upon plaintiffs counsel by registered mail and
LBC due to time constraint and counsels lack of personnel to effect
personal filing and service.
JESUS A. OBRA