Personal Financial Planning Course Code SLIV 601 Credit: 3

Class of 2016 Sessions: 25 +5

Session

Topic

Detailed Syllabus

Case/Lecture

Planning for a life time theLecture

planning environment Financial
Planning Process statements and plans time value
of money preparing personal
income statement and balance
sheet making cash budgets

1
Understanding
16.06.2015 the Financial

2
Exercise
16.06.2015
3
Managing Taxes principles of income taxes Lecture
23.06.2015 and Tax Planning Computation of Salary, Rental

Reason

Case Title

Basics and concepts

Basics and concepts

income & Capital Gains, Other

Income- filing returns tax
planning other forms of personal
taxes- Provisions of Wealth Tax
Act.

4
Lecture
23.06.2015
5
Exercises
30.06.2015
6
Lecture
30.06.2015
7
Lecture
07.07.2015
8
Continuous Evaluation 1
07.07.2015
deciding whether to lease or buy Lecture
9
Decisions
finding an affordable house
14.07.2015 Regarding
housing finance, to buy new or
Automobiles and old automobile, vehicle financing
Housing
options from banks, EMI
10
14.07.2015
11
21.07.2015
12
Managing
21.07.2015 Credit-

Lecture

Examples

Continuous Evaluation 2

opening bank accounts,Lecture

loan accounts, overdraft
accounts, consumer loans,
Consumer
credit
carefully,
Loans & other using
CIBIL,
EMI
for
loans
forms of
Financing

13 & 14
28.07.2015
15 & 16
04.08.2015

Basics

Basics

MID TERM EXAM

opening bank accounts,

loan accounts, overdraft
accounts, consumer loans,
using credit carefully,
CIBIL, EMI for loans

17
Health ,Property Managing insurance needs Lecture and case
11.08.2015 & life Insurance basic insurance concepts
deciding on the amount of life
insurance required key features
of life insurance policies

When Insurance
Against Perils
becomes Perilous

buying insurance types and

sources of health insurance plans
principles of property insurance
automobile insurance other
types of insurance;

Lecture and case

Health Insurance,
Cashless
'Juggernaut'!

18
Financial
11.08.2015 Advice for
Entrepreneurs

Financial Planning & Tax Lecture

planning for Entrepreneurs and
Enterprise, exploring different
fund raising options.

Basics and concepts

19
Planning for
18.08.2015 Investments

Managing investments Lecture

investment
planning

securities
markets

transacting in the securities

markets online investing
mutual fundsFinancial
Planners Advice, Portfolio
management & tracking, Risk
Measures like Sharpes ratio,
Treynors ratio, Jensens
measure, etc

Basics and concepts

20
Art,
Gold,
Antiques,Lecture and case
Alternate
18.08.2015 Investment
Commodities, Real Estate,
Charity,
Options
21
Continuous Evaluation 4
25.08.2015
22
Lecture and case
Investing in
25.08.2015 Stocks and Bonds

23
Investing in
01.09.2015 Mutual Funds
24
01.09.2015

25
Planning for
08.09.2015 Retirement

Lecture &
Case

ULIPs Redefined
in India

Basics

Case

A Comparison of
Risk and Return
Between BSE
Sensex and Bank
Fixed Deposits
An Analysis of
Small Savings
Schemes in India

estimating
needs
at Lecture and case
retirement social security
pension plans and
retirement
plans

annuities,
Reverse
Mortgage

26
Estate Planning wills trusts gift taxes Lecture
08.09.2015
estate taxes and tax planning
Relationship Marketing, Selling Lecture
27
Marketing of
15.09.2015 Financial Products in a competitive environment,
Personal Selling skills.

Investment
Management at
Harvard
Management
Company
US 64 Crisis

Concepts
Basics

Customer Service
and Organization
Structure in the
Insurance
Industry

28
15.09.2015
29
TBA
30
TBA

Sl no
1
2

Continuous Evaluation V

Web site
http://gitman.swlearning.com
www.wealth.economictimes.c
om
www.incometax.gov.in

www.rbi.org.in

Happy Learning!!!
Prof.Santhanam Murali

Group Projects
Presentation
Group Projects
Presentation
Group Project
Work

Salient Features
Supplement to the prescribed text book
Weekly (Monday) paper covering Personal
Finance and issues
Income Tax Act, Rules and other info useful for
Personal Tax Sessions
Personal Loans and latest happenings in the
Finance Sector