Mrunal (http://mrunal.

org/)

[Economy Lecture3] Banking Sector: Evolution, Classi cation,

Narsimhan, New Bank Licenses, Jan-Dhan, KVP & more

Youtube (http://mrunal.org/category/youtube) / 17 hours Ago /

16 Comments (http://mrunal.org/2015/02/youtube-economy-l3-indian-banking-evolution-classific
1.

Prologue

2.

L1/P6: Evolution of Banking sector in India

3.

L1/P7: Narsimhan Committee, 3-rounds of bank licenses

4.

L1/P8: Financial inclusion: PMJDY, KVP, Rupay, Small Banks-Payment Banks

5.

L1/P9: Classification of Banks and Non-Banking financial institutions (NBFI)

Prologue
Third lecture was done on 30th January 2015, and uploaded on youtube. Total ~2:30 hours
but Ive split it into four parts.
PowerPoint of the lecture, available at Mrunal.org/Download
(https://files.secureserver.net/0fxNJqSZOKiE4I)
Medium of instruction- Hindi.
English version not possible for the moment, because Im required to teach at this batch,
in Hindi/Gujarati only. Besides, same content is available in English-text articles and
English PPTs on the site.

(https://www.youtube.com/playlist?list=PLAMBum9_RkuPPGvD7HI9wfsDSxWwJYz94)

L1/P6: Evolution of Banking sector in India

1. Indian and foreign banks in pre-independent India
2. factors affecting location of banking industry
3. Why was there no financial inclusion in British India, despite existence of Indian-banks?
4. Why was RBI setup?
5. Bank nationalization in Post independent India: Why, How, When?
6. Problems created by Bank nationalization. How did it contribute to BoP crisis?
Youtube Link: http://youtu.be/XB9bJtb09lA (http://youtu.be/XB9bJtb09lA)

L1/P7: Narsimhan Committee, 3-rounds of bank licenses

1. Recommendations of Narsimhan-I and Narsimhan-II Committees.
2. Private bank licenses in 3 rounds.

3. Bimal Jalan Committees In-Principle approval to (1) Bandhan Microfinance and (2) IDFC
4. Bharatiya Mahila Bank (BMB) features, purpose and why is it a symbolic exercise without
substance?
Youtube Link: http://youtu.be/7VCPyVXJQQk (http://youtu.be/7VCPyVXJQQk)

L1/P8: Financial inclusion: PMJDY, KVP, Rupay, Small Banks-Payment Banks

1. Define financial inclusion?
2. Why do we need financial inclusion?
3. Steps taken so far by various governments
4. PMs Jan-dhan Yojana- 6 pillars, salient features and criticism.
5. Rupay card, what is payment gateway, how does it work? Whats the connection between
Rupay card usage and 45 days?
6. Kisan Vikas Patra- features, Shyamla Gopinath Committee and safeguards against Money
laundering.
7. Small Banks, Payment Banks: salient features-functions
Youtube Link: http://youtu.be/-MwlISnrVqw (http://youtu.be/-MwlISnrVqw)

L1/P9: Classi cation of Banks and Non-Banking

(NBFI)

nancial institutions

1. Whatre financial intermediaries?

2. Whatre the difference between commercial and cooperative banks?
3. Regional rural banks- origin, ownership, problems and amendment
4. Cooperative banks: origin, classification, problems.
5. AIFI (All India Financial institutions): EXIM, NABARD, SIDBI and NHB. origin, ownership,
functions, past MCQs from UPSC
6. Primary dealers: meaning, functions
7. Non-Banking financial companies (NBFC): How are they different from Banking
institutions, internal classification of NBFCs.
8. Microfinance companies
9. Leftover topics and the-end of Banking sector static portion
Youtube Link: http://youtu.be/xM3D0xaTesM (http://youtu.be/xM3D0xaTesM)

Tags: EcoPill2-Banking (http://mrunal.org/tag/ecopill2-banking)

 Mrunal recommends

ACIO Intel Officer

UPSC Civil Service

SSC CGL: Staff selection

IBPS Bank Exams

CDS: Defense Services

CAT/IIM MBA Entrance

More from this category

[Economy Lecture2] Monetary Policy: Qualitative Tools, Priority Sector
Lending; How to prepare GS, Notes Making, Time- Management
(http://mrunal.org/2015/01/youtube-economy-l2-monetary-policyqualitative-tools.html)
[Economy Lecture1] Banking: Monetary Policy- Quantitative Tools: SLR, CRR,
OMO, LAF, MSF, Repo rate & limitations
(http://mrunal.org/2015/01/youtube-economy-l1-monetary-policyquantitative-tools.html)
[Lecture] Financial Intermediaries, Balance of Payment, International Trade
(http://mrunal.org/2014/07/lecture-economic-survey-chapter-5-6-7financial-intermediaries-balance-payment-international-trade.html)
[Lecture] Economic Survey Chapter 1,2,3 & Budget- Taxation, Deficits,

Subsidies MINUS Schemes (http://mrunal.org/2014/07/lecture-economicsurvey-chapter-123-budget-taxation-deficits-subsidies.html)

[Statistics for GS] Continuous Data Series: Find Standard Deviation,
MD,QD,Median and Mode (Youtube Videos) (http://mrunal.org/2012/09/statcontinuous-data.html)
Print | PDF (need Chrome) (http://mrunal.org/2015/02/youtube-economy-l3indian-banking-evolution-classification.html/print/)
Get notified whenever I post new article!
(http://feedburner.google.com/fb/a/mailverify?uri=CivilServiceExam)

So far 16 Comments posted

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310739#RESPOND)

Deepak k.
thanks a lot

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310742#RESPOND)

saumitra pandey
thanks sir for this great video

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310744#RESPOND)

bab
thanks a ton!!!!

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310749#RESPOND)

SAKSHI
THANK YOU SOOOO MUCH SIR.:-)

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310754#RESPOND)

NK
Thanks a lot Sir . God Bless you!!!!!

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310757#RESPOND)

DHIRAJ SOLANKI
Like Always Only One Word GREAT.Thanks SIR

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310758#RESPOND)

Anil Kumar
Thank you sir..!!!!

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310766#RESPOND)

jatin sharma
sir are you going to uppdate other sector too or its just ecomony

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310768#RESPOND)

ankush

Anyone who has joined byju test series from fdb kindly contact

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310773#RESPOND)

CHINTAN
Thanks to,
The GrEaT MRUNAlSIR

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310778#RESPOND)

punit
Sir Can you provide Polity and world history lectures .
I m finding difficult to understand polity conceptually

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310786#RESPOND)

Nationalist
thank u sir

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310845#RESPOND)

madhu
thanks for providing such a wonderful videos

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310853#RESPOND)

praveen sharma
i am preparing for bank exam. i am from a small town i do go to
coaching but no one teach like this thank u. u are awesome

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310881#RESPOND)

Palash Gupta
Thank you Mrunal Sir

REPLY (/2015/02/YOUTUBE-ECONOMY-L3-INDIAN-BANKING-EVOLUTIONCLASSIFICATION.HTML?REPLYTOCOM=310886#RESPOND)

Raj
Mrunal bro, there are geography notes also located in the your folder
by some Ratanjali name, can we have you tube video for geography
lectures as well..
It would be very fruiful because after listning and watching video , it is
easy to grasp the things.
Please Suggest !!
Raj

Write your message!

Name?

Email ID?

What is your Message? Search before asking questions & confine discussions to exams
related matter only.

Post Message

Notify me of follow-up comments by email.

Notify me of new posts by email.

Search B4 Asking
Type n Press Enter

12 to : IBPS Spec
18 to : LIC-AAO
20 Days to : ACIO
96 Days : MPPSC
132 Days : SSC-CGL-15
160 Days : CAPF-15
202 Days : CSAT-15
243 Days : IBPS-PO-15
306 : IBPS-Clerk-15
319 Days : Mains-15

Recent Comments
PALASHGUPTA { Thank you Mrunal Sir... } [Economy Lecture3] Banking Sector:
Evolution, Classification, Narsimhan, New Bank... (http://mrunal.org/2015/02/youtubeeconomy-l3-indian-banking-evolution-classification.html/comment-page-1#comment310881)

SRAJAN { sirjeee aap great ho kya lectures hai sir ase hi sari economy karwa do will be
thankful to u frever ' thanks } [Economy Lecture1] Banking: Monetary Policy- Quantitative

Tools: SLR, CRR,... (http://mrunal.org/2015/01/youtube-economy-l1-monetary-policyquantitative-tools.html/comment-page-3#comment-310871)

SRAJAN { sirjeee aap great ho kya lectures hai sir ase hi sari economy karwa do will be
thankful to u frever } [Economy Lecture1] Banking: Monetary Policy- Quantitative Tools:

SLR, CRR,... (http://mrunal.org/2015/01/youtube-economy-l1-monetary-policyquantitative-tools.html/comment-page-3#comment-310870)

SASIKUMAR { Thank you Prakash } [ACIO] Hall-tickets, Cab-Pooling, Centre-Location

Doubts (http://mrunal.org/2015/01/acio-halltickets-admit-card-cab-pooling-centrecutoff.html/comment-page-2#comment-310862)

PRAVEENSHARMA { i am preparing for bank exam. i am from a small town i do go to

coaching but no one teach like this thank u.... } [Economy Lecture3] Banking Sector:

Evolution, Classification, Narsimhan, New Bank... (http://mrunal.org/2015/02/youtubeeconomy-l3-indian-banking-evolution-classification.html/comment-page-1#comment310853)

DAYAKAR { Shelters: Sabla, Swadhar-grih, working womens hostel and so on. how can
sabla is related to shelters while it is a scheme of providing nutritional facilities... } [Women

Rights] Beti Bachao Beti Padhao, Sukanya Samridhi, Acid...

(http://mrunal.org/2015/01/women-rights-beti-bachao-beti-padhao-sukanyasamridhi.html/comment-page-1#comment-310851)

MADHU { thanks for providing such a wonderful videos......... } [Economy Lecture3]

Banking Sector: Evolution, Classification, Narsimhan, New Bank...
(http://mrunal.org/2015/02/youtube-economy-l3-indian-banking-evolutionclassification.html/comment-page-1#comment-310845)

NATIONALIST { thank u sir } [Economy Lecture3] Banking Sector: Evolution,

Classification, Narsimhan, New Bank... (http://mrunal.org/2015/02/youtube-economy-l3indian-banking-evolution-classification.html/comment-page-1#comment-310786)

PUNIT { Sir Can you provide Polity and world history lectures . I m finding difficult to
understand polity conceptually } [Economy Lecture3] Banking Sector: Evolution,

Classification, Narsimhan, New Bank... (http://mrunal.org/2015/02/youtube-economy-l3indian-banking-evolution-classification.html/comment-page-1#comment-310778)

CHINTAN { Thanks to, The GrEaT MRUNAlSIR......... } [Economy Lecture3] Banking Sector:
Evolution, Classification, Narsimhan, New Bank... (http://mrunal.org/2015/02/youtubeeconomy-l3-indian-banking-evolution-classification.html/comment-page-1#comment310773)

Vacancies
Entire List shifted to bottom. Scroll down

(http://www.alexa.com/siteinfo/mrunal.org)

 Mega Recruitment
13-Feb: MP Forest Officer (123)

(http://mppsc.nic.in/ATTACHMENTS_FILES/ADVERTISEMENTS_OPTION/Requirtment_2014/RECRUIT
12-2014_STATE%20FOREST%20SERVICE%20EXAM-2014_30-12-2014.pdf)
11-Feb: MP Engg. (370+)

(http://mppsc.nic.in/ATTACHMENTS_FILES/ADVERTISEMENTS_OPTION/Requirtment_2014/RECRUIT
12-2014_STATE%20ENGINEERING%20SERVICE%20EXAM-2014_24-12-2014.pdf)
08-Feb: Madhya Pradesh PSC (591) (http://mppsc.nic.in)
06-Feb: UP Asst. Teachers (15000) (http://upbasiceduparishad.gov.in/)
03-Feb: UPPSC Review officer (569) (http://uppsc.up.nic.in/Notifications.aspx)
31-Jan: NICL Asst. Recruitment (https://nationalinsuranceindia.nic.co.in/NationalInsuranceWelcome.htm)
28-Jan: UP Review Officer (572) (http://uppsc.up.nic.in/Notifications.aspx)

RRB Sep'14
31-Jan: Lucknow Gramin (http://www.aryavart-rrb.com/recruitment.html)

IT Jobs
09-Feb: HC Programmer (http://hphighcourt.nic.in/pdf/Advprog16122014.pdf)
02-Feb: Assam IT (http://www.oil-india.com/COpenings.aspx)

Engineers
*=Need GATE-15
31-Mar: BARC Engineer (http://182.18.176.218/barconlineexam/engineer/index.php)
11-Feb: MP Engg. (370+)

(http://mppsc.nic.in/ATTACHMENTS_FILES/ADVERTISEMENTS_OPTION/Requirtment_2014/RECRUIT
12-2014_STATE%20ENGINEERING%20SERVICE%20EXAM-2014_24-12-2014.pdf)

02-Feb: Assam Engineer (http://www.oil-india.com/COpenings.aspx)

31-Jan: Kandla Port (http://www.kandlaport.gov.in/careers-user.php)

Medics
08-Feb: Bihar Medics (http://jobs.biharshs.in/inner/state_content.asp)
08-Feb: Bihar Paramedics (http://jobs.biharshs.in/inner/state_content.asp)
31-Jan: Karnataka Medical walk in (http://www.mimsmandya.org/index_files/WII7.htm)

Specialists
16-Mar: HWB Technician (http://www.hwb.gov.in/htmldocs/advt/advt_index.asp)
21-Feb: Topo Trainee (B.Sc) (http://www.surveyofindia.gov.in/files/doc/11_TTTA%20Requisition%2010-12-2014.doc)
20-Feb: SAIL Technician (http://103.241.144.18/sailcporeg/frmJobDetails.aspx)
15-Feb: Scientists, NIAB (http://www.niab.org.in/Notifications_1_2015.aspx)
12-Feb: Bihar Agri Specialist (http://nicapp.bih.nic.in/agrlab/)
10-Feb: Junior Executive
(http://www.aai.aero/employment_news/Employee_Recruitment_new.jsp)
10-Feb: Punjab Uni. Specialist (http://web.pau.edu/index.php?
_act=manageAllBanner&DO=viewDataBanner&intBannerID=843)
09-Feb: NEIST Scientist (http://www.neist.res.in/notice.php)
09-Feb: IHBT Technician (http://www.ihbt.res.in/recruit/recruitNotice.php)
06-Feb: NIHMANS Technician (http://nimhans.kar.nic.in/notifications.htm)
06-Feb: SAIL Burnpur Technician (http://sailcareers.com/IISCO)
04-Feb: Gurgaon Technician (Civil) (http://rites.com/vacancy/)
03-Feb: UPPSC Technical (http://uppsc.up.nic.in/Notifications.aspx)
02-Feb: DSSSB Technician (http://dsssbonline.nic.in/)
29-Jan: UPSC Specialist (http://upsconline.nic.in/ora/VacancyNoticePub.php)
28-Jan: SAIL Bhilai Technician (http://sailcareers.com/bhilai)
27-Jan: Gurgaon Technician walk in (http://rites.com/vacancy/)
27-Jan: SSC(ER) Specialists (http://www.sscer.org)

Uniform

21-Feb: SSC Uniform (http://ssconline.nic.in/mainmenu2.php)

03-Feb: CISF constables (800) (http://cisf.gov.in)
02-Feb: JAG (http://www.joinindianarmy.nic.in/)
30-Jan: Army SSC 10+2 (http://joinindianarmy.nic.in/NOTIFI_SSC%28T%29-45&W-16.pdf)
16-Feb: ITBP Constable driver

(http://itbpolice.nic.in/eKiosk/writeReadData/RectAd/Fresh%20Advertisement%20CT%20%28dvr
16-Feb: ITBP Head Constable

(http://itbpolice.nic.in/eKiosk/writeReadData/RectAd/Advertisement%20HC%20D%20%28VET%29
27-Jan: Army NCC Entry (http://joinindianarmy.nic.in/Noftn_NCC-38_course.pdf)

B.Com, CA, HR, MBA

07-Feb: ONGC Guj.

(http://www.ongcindia.com/wps/wcm/connect/ongcindia/home/career/recruitment+notices/rec
02-Feb: Assam HR, Audit (http://www.oil-india.com/COpenings.aspx)
31-Jan: NPCC Manager (http://www.npcc.gov.in/writereaddata/others/GMF.pdf)

Legal
25-Feb: Punjab judge (http://ppsc.gov.in/advertisement_04.html)

Clerical
27-Feb: Chennai Deputy Registrar (http://imu.edu.in/)
16-Feb: HC Steno (http://www.mponline.gov.in/Portal/Services/MPHC/MPHCHome.aspx)
12-Feb: Bihar Agri Deskjob (http://nicapp.bih.nic.in/agrlab/)
10-Feb: Punjab Uni. Deskjob (http://web.pau.edu/index.php?
_act=manageAllBanner&DO=viewDataBanner&intBannerID=843)
02-Feb: DSSSB Stenographer (http://dsssbonline.nic.in/)
27-Jan: UKPSC School lecturer (http://ukpsc.gov.in/recruitment/view/319)

Faculty
28-Mar: ESIC Professor (http://www.esic.nic.in/recruitment_all.php)

27-Feb: RPSC Lecturer

(http://rpsc.rajasthan.gov.in/pdf_reports_files/Adv_College_Edu_12012015.pdf)
27-Feb: Professor (http://uohyd.ac.in/index.php/81-about-uoh/1218-corrigendum-facultynotifi-020115)
23-Feb: Delhi Professor (http://mh.du.ac.in/home.aspx)
16-Feb: Lucknow Professor (http://www.drrmlims.ac.in/recruitment.php)
12-Feb: New Delhi Professor (http://upsconline.nic.in/ora/VacancyNoticePub.php)
06-Feb: SCTIMST Professor
(http://www.sctimst.ac.in/Recruitment/Online%20Recruitment%20-%20SSSC/)
05-Feb: VNMKV Professor (http://mkv2.mah.nic.in/reg/advt.html)
31-Jan: NIT Silchar (http://www.nits.ac.in/)
31-Jan: Professor IGNTU (http://igntu.ac.in/recruitment.htm)
30-Jan: IIM Professor (http://www.iiml.ac.in/?page_id=76)
30-Jan: Dibrugarh Univ. (http://www.dibru.ac.in/)
30-Jan: Professor MNNIT (http://mnnit.ac.in/index.php/faculty-positions)
29-Jan: UPSC Professor (http://upsconline.nic.in/ora/VacancyNoticePub.php)

NOTIFICATIONS IN 2015
IAS-IPS-IFoS: 16 May
IES: 7 Feb
SSC CGL: 14 March
SSC 10+2: 11 April
SSC Sub insp: 28 Feb
CAT: Aug 2015
RBI Officer / Assistant: ??
SBI PO / Clerk: ??
IBPS PO / Clerk / RRB: ??
ACIO 2015: ??

1. Online Form Part-I stops few days before deadline, so don't wait till last date. Dont forget
reg.id & roll no.
2. I usually update vacancy list every Monday morning. Purple link= newly added, Blue=
existing. Last updated Mon 26 Jan. at 8:04 PM

(https://plus.google.com/1094553468682
(http://feedburner.google.c

(https://www.facebook.com/Mrunal.org)
(https://twitter.com/mrunal_patel)
rel=author)
(http://www.youtube.com/user/Th
uri=CivilServiceExam)
HOME (HTTP://MRUNAL.ORG/) / ECONOMY (HTTP://MRUNAL.ORG/ECONOMY)
/ DOWNLOAD (HTTP://MRUNAL.ORG/DOWNLOAD) / CONTACT ME (HTTP://MRUNAL.ORG/CONTACT)
The work of Mrunal (http://mrunal.org/) is under the Creative Commons Attribution-Non Commercial-ShareAlike
4.0 License (http://creativecommons.org/licenses/by-nc-sa/4.0/deed.en_US).Permissions beyond the scope of this
license may be available at Mrunal.org/contact (http://mrunal.org/contact).

(http://www.alexa.com/data/details/main?url=http://mrunal.org)