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Профессиональный Документы
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Background
1993
1996
2002
2007
2012
2013
Bank Profiling
Risk Assessment
Inspection Report
On-Site Inspection
& MAP
& SREP
Corrective Actions
Thematic Review
Supervisory Rating
Failure
Impact of Failure
Planned
Supervisory
Activities
Continuing Off-Site
Supervision
Risk Based
Supervision
(INROADS)
Backward-Looking
Forward-Looking
Proportionate
Insensitive to limited
Supervisory resources
Transaction Oriented
Static, Point-In-Time
Assessments
Reactive
Dynamic, continuous
assessments
Based on compliance
Pro-active, preventive
Principles based
Focus on risk control and
with
penal
actions
on
audit
and
Controls
Establish
compliance
framework &
testing unit
Develop specialist
to conduct reviews
for high-risk areas
Monitor regulatory
action plan
Re-engineer the
internal and
concurrent audit
plans and
expectations
Embed operational
controls in IT
systems and as a
part of audit testing
Risk Management
Governance
Align ICAAP
document with
SREP expectations
Multi-level
management
dashboards
Demonstrable use of
risk models in the
decision making
process
Quality of
governance and
oversight incl.
managing conflicts
of interest
Continuous
monitoring of
qualitative factors
and demonstrable
risk culture
Demonstrating that
capital after
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