"Insure & be secure"

A presentation specially compiled for

Mr. SRIHARSHA

Presented by :-

SATYA
SAVE TO DAY -- SMILE EVERY DAY
11-6-1/14, NEAR N.S.P. COLONY SIVALAYAM, NAVODAYA NAGAR, NARASARAOPET - 522 601.
9032467579,
3246757@gmail.com

SATYA
SAVE TO DAY -- SMILE EVERY DAY
11-6-1/14, NEAR N.S.P. COLONY SIVALAYAM,
NAVODAYA NAGAR, NARASARAOPET - 522 601.
9032467579,

3246757@gmail.com

Magic Mix Illustration for Mr. SRIHARSHA (age 35)

Ref. No. 055

Proposed Insurance
Id

Com.Date Plan Name

1 08/11/2015 833-Jeevan Lakshya

Term/
PPT

Basic Sum
Assured

Term
Rider SA

Accident Premium
Rider SA
Waiver Md.

25/22

15,00,000

15,00,000

15,00,000

15,00,000

Tax
Beneficiary

^ Install.
Premium

- Y

67265

Annual Premium:

67,265

'^' : - Premiums indicated are inclusive of service tax.

Modewise Summary of Installment Premiums

PREMIUM
Id

Com. Date Plan/Tm/PPT

08/11/2015 833/25/22

* Bonus
Rate

FAB

Yearly

Half Yearly

Quarterly

Monthly

Single

**Daily

49

450

67,265

33,990

17,175

5,726

184.29

67,265

33,990

17,175

5,726

184.29

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2016
2. '**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).

Medical Requirement Details

Sum at Risk: 15,00,000

Medical by DMR: No

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.

SATYA
SAVE TO DAY -- SMILE EVERY DAY
11-6-1/14, NEAR N.S.P. COLONY SIVALAYAM,
NAVODAYA NAGAR, NARASARAOPET - 522 601.
9032467579,

3246757@gmail.com

Magic Mix Illustration for Mr. SRIHARSHA (age 35)

Ref. No. 055

Forecast of Insurance Benefits

Risk Cover

Fin. Year
Ending

Age

For the Year

Natural Death

Accident Death

Premium

Returns

Cash Flow

Cash
Value

Loan
Available
0

31/03/2016

35

77,62,500

92,62,500

67,265

-67,265

31/03/2017

36

76,12,500

91,12,500

66,127

-66,127

31/03/2018

37

74,62,500

89,62,500

66,127

-66,127

57,006

51,250

31/03/2019

38

73,12,500

88,12,500

66,127

-66,127

1,72,037

1,54,750

31/03/2020

39

71,62,500

86,62,500

66,127

-66,127

2,23,353

2,01,000

31/03/2021

40

70,12,500

85,12,500

66,127

-66,127

2,77,375

2,49,750

31/03/2022

41

68,62,500

83,62,500

66,127

-66,127

3,34,277

3,00,750

31/03/2023

42

67,12,500

82,12,500

66,127

-66,127

4,03,611

3,63,250

31/03/2024

43

65,62,500

80,62,500

66,127

-66,127

4,78,848

4,31,000

31/03/2025

44

64,12,500

79,12,500

66,127

-66,127

5,60,299

5,04,250

31/03/2026

45

62,62,500

77,62,500

66,127

-66,127

6,48,709

5,83,750

31/03/2027

46

61,12,500

76,12,500

66,127

-66,127

7,44,284

6,69,750

31/03/2028

47

59,62,500

74,62,500

66,127

-66,127

8,47,653

7,63,000

31/03/2029

48

58,12,500

73,12,500

66,127

-66,127

9,59,269

8,63,250

31/03/2030

49

56,62,500

71,62,500

66,127

-66,127

10,80,074

9,72,000

31/03/2031

50

55,12,500

70,12,500

66,127

-66,127

12,06,115

10,85,500

31/03/2032

51

53,62,500

68,62,500

66,127

-66,127

13,37,845

12,04,000

31/03/2033

52

52,12,500

67,12,500

66,127

-66,127

14,80,706

13,32,750

31/03/2034

53

50,62,500

65,62,500

66,127

-66,127

16,36,532

14,73,000

31/03/2035

54

49,12,500

64,12,500

66,127

-66,127

18,06,871

16,26,250

31/03/2036

55

47,62,500

62,62,500

66,127

-66,127

19,98,346

17,98,500

31/03/2037

56

46,12,500

61,12,500

66,127

-66,127

22,61,321

20,35,250

31/03/2038

57

44,62,500

59,62,500

25,19,159

22,67,250

31/03/2039

58

43,12,500

58,12,500

28,07,321

25,26,500

31/03/2040

59

41,62,500

56,62,500

38,15,767

26,95,000

08/11/2040

60

40,12,500

40,12,500

14,55,932

40,12,500

25,56,568

E x p l a n a t o r y

N o t e s

The death benefit under plan 833 is payable as below:

l
l
l
l

Term rider sum (if opted) will be paid immediately upon death.
Accident rider sum (if opted) will be paid immediately upon accidental death.
10 % of sum assured will be paid every year till 1 year prior to maturity date.
110 % of sum assured + Bonus + Final Addition Bonus will be paid on maturity date.

K e y

A s s u mp t i o n s

Personal Data: DOB: 10/10/1980

Income Tax:

Sec. 80CCE Limit Available: 150000 Sec. 80D Limit Available: 15000
Tax Savings on premiums will be @ 30.90 % u/s 80CCE and @ 30.90 % u/s 80D

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.