Calcule a prestao do seu crdito habitao

Valor do emprstimo*
Prazo (em meses)*
Taxa de juro
Spread

145,000.00
360
0.08%
1.75%

Resultados:
Prestao mensal:

Clique aqui para

ver Mapa de
Encargos

523.63

Pelo crdito de 145000 vai pagar um total de 188508.32 ao longo de 30 anos. No pagamento de juros vai
gastar 43508.32 , o que corresponde a 23.08% do encargo total com o crdito
Saiba quanto vai variar a sua prestao na prxima reviso
Taxa de juro vai mudar para:

1.00%

Resultados:
A prestao vai aumentar para 591.95
Vai pagar mais 68.32 por ms
Simule qual o impacto duma variao na taxa de juro no seu crdito habitao
Se os juros mudarem para:

1.00%

Resultados:
A prestao mensal vai aumentar para 591.95
Vai pagar mais 68.32 por ms
Simule qual o impacto de uma amortizao na prestao do seu crdito
Se amortizar o crdito com:

30,000

Resultados:
A prestao mensal vai baixar para 415.3
Vai pagar menos 108.34 por ms
* Dever colocar sempre o capital em dvida e o nmero de prestaes em falta, caso esteja a simular um crdito j existente
Nota1: Tem primeiro que preencher todos os quatro campos do primeiro quadro, para utilizar as calculadoras seguintes
Nota2: O clculos no integram custos adicionais (como seguros e comisses), alm do pagamento de juros e capital

Clique aqui para

ver Mapa de
Encargos

No pagamento de juros vai

um crdito j existente

adoras seguintes

e juros e capital

Help: Como utilizar a calculadora?

Calculadora elaborada por:

Prestaes
1
2
3
4
5
6
7
8
9
10
11
12
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14
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20
21
22
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34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53

Juros
221.00
220.54
220.08
219.62
219.15
218.69
218.23
217.76
217.29
216.83
216.36
215.89
215.42
214.95
214.48
214.01
213.54
213.07
212.59
212.12
211.64
211.17
210.69
210.22
209.74
209.26
208.78
208.30
207.82
207.34
206.86
206.37
205.89
205.41
204.92
204.43
203.95
203.46
202.97
202.48
201.99
201.50
201.01
200.52
200.03
199.54
199.04
198.55
198.05
197.56
197.06
196.56
196.06

Capital pago
302.63
303.09
303.55
304.02
304.48
304.94
305.41
305.87
306.34
306.81
307.27
307.74
308.21
308.68
309.15
309.62
310.10
310.57
311.04
311.52
311.99
312.47
312.94
313.42
313.90
314.37
314.85
315.33
315.81
316.30
316.78
317.26
317.74
318.23
318.71
319.20
319.69
320.17
320.66
321.15
321.64
322.13
322.62
323.11
323.60
324.10
324.59
325.09
325.58
326.08
326.58
327.07
327.57

Capital em dvida
144,697.37
144,394.28
144,090.73
143,786.71
143,482.23
143,177.29
142,871.88
142,566.00
142,259.66
141,952.86
141,645.58
141,337.84
141,029.63
140,720.95
140,411.80
140,102.17
139,792.08
139,481.51
139,170.47
138,858.95
138,546.96
138,234.50
137,921.56
137,608.14
137,294.24
136,979.87
136,665.01
136,349.68
136,033.86
135,717.57
135,400.79
135,083.53
134,765.78
134,447.55
134,128.84
133,809.64
133,489.96
133,169.78
132,849.12
132,527.97
132,206.33
131,884.20
131,561.58
131,238.47
130,914.86
130,590.77
130,266.17
129,941.09
129,615.50
129,289.43
128,962.85
128,635.78
128,308.20

Prestao Mensal
Juros totais
Amortizaes totais
Custo total do emprstimo
Peso dos juros no total

Clique aqui para

Regressar
Calculadora

54
55
56
57
58
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61
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63
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65
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71
72
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81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107

195.56
195.06
194.56
194.06
193.56
193.06
192.55
192.05
191.54
191.04
190.53
190.02
189.51
189.00
188.49
187.98
187.47
186.96
186.44
185.93
185.42
184.90
184.38
183.87
183.35
182.83
182.31
181.79
181.27
180.75
180.23
179.70
179.18
178.65
178.13
177.60
177.07
176.55
176.02
175.49
174.96
174.42
173.89
173.36
172.82
172.29
171.75
171.22
170.68
170.14
169.60
169.06
168.52
167.98

328.07
328.57
329.07
329.57
330.08
330.58
331.08
331.59
332.09
332.60
333.11
333.61
334.12
334.63
335.14
335.65
336.16
336.68
337.19
337.70
338.22
338.73
339.25
339.77
340.28
340.80
341.32
341.84
342.36
342.89
343.41
343.93
344.46
344.98
345.51
346.03
346.56
347.09
347.62
348.15
348.68
349.21
349.74
350.28
350.81
351.34
351.88
352.42
352.95
353.49
354.03
354.57
355.11
355.65

127,980.13
127,651.56
127,322.49
126,992.92
126,662.84
126,332.26
126,001.18
125,669.59
125,337.50
125,004.90
124,671.79
124,338.18
124,004.06
123,669.43
123,334.29
122,998.63
122,662.47
122,325.79
121,988.60
121,650.90
121,312.68
120,973.95
120,634.70
120,294.93
119,954.65
119,613.84
119,272.52
118,930.68
118,588.31
118,245.43
117,902.02
117,558.09
117,213.63
116,868.65
116,523.14
116,177.11
115,830.55
115,483.46
115,135.84
114,787.69
114,439.02
114,089.81
113,740.06
113,389.79
113,038.98
112,687.64
112,335.76
111,983.34
111,630.39
111,276.90
110,922.87
110,568.30
110,213.19
109,857.54

108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
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124
125
126
127
128
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130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161

167.44
166.90
166.35
165.81
165.26
164.72
164.17
163.62
163.07
162.53
161.97
161.42
160.87
160.32
159.76
159.21
158.65
158.10
157.54
156.98
156.42
155.86
155.30
154.74
154.18
153.62
153.05
152.49
151.92
151.36
150.79
150.22
149.65
149.08
148.51
147.94
147.37
146.79
146.22
145.64
145.07
144.49
143.91
143.33
142.75
142.17
141.59
141.01
140.43
139.84
139.26
138.67
138.08
137.50

356.19
356.74
357.28
357.82
358.37
358.92
359.46
360.01
360.56
361.11
361.66
362.21
362.76
363.32
363.87
364.42
364.98
365.54
366.09
366.65
367.21
367.77
368.33
368.89
369.45
370.02
370.58
371.15
371.71
372.28
372.85
373.41
373.98
374.55
375.12
375.70
376.27
376.84
377.42
377.99
378.57
379.14
379.72
380.30
380.88
381.46
382.04
382.62
383.21
383.79
384.38
384.96
385.55
386.14

109,501.34
109,144.61
108,787.33
108,429.50
108,071.13
107,712.22
107,352.76
106,992.74
106,632.19
106,271.08
105,909.42
105,547.21
105,184.44
104,821.13
104,457.26
104,092.83
103,727.85
103,362.32
102,996.23
102,629.58
102,262.37
101,894.60
101,526.27
101,157.38
100,787.92
100,417.91
100,047.32
99,676.18
99,304.47
98,932.19
98,559.35
98,185.93
97,811.95
97,437.40
97,062.27
96,686.58
96,310.31
95,933.47
95,556.05
95,178.06
94,799.50
94,420.35
94,040.63
93,660.33
93,279.45
92,897.99
92,515.95
92,133.32
91,750.11
91,366.32
90,981.95
90,596.98
90,211.43
89,825.30

162
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171
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195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215

136.91
136.32
135.73
135.14
134.55
133.95
133.36
132.76
132.17
131.57
130.97
130.38
129.78
129.18
128.57
127.97
127.37
126.77
126.16
125.55
124.95
124.34
123.73
123.12
122.51
121.90
121.29
120.67
120.06
119.45
118.83
118.21
117.59
116.98
116.36
115.73
115.11
114.49
113.87
113.24
112.62
111.99
111.36
110.73
110.11
109.48
108.84
108.21
107.58
106.94
106.31
105.67
105.04
104.40

386.73
387.31
387.91
388.50
389.09
389.68
390.28
390.87
391.47
392.06
392.66
393.26
393.86
394.46
395.06
395.66
396.27
396.87
397.47
398.08
398.69
399.29
399.90
400.51
401.12
401.73
402.35
402.96
403.57
404.19
404.80
405.42
406.04
406.66
407.28
407.90
408.52
409.14
409.77
410.39
411.02
411.64
412.27
412.90
413.53
414.16
414.79
415.42
416.06
416.69
417.33
417.96
418.60
419.24

89,438.57
89,051.26
88,663.35
88,274.85
87,885.77
87,496.08
87,105.81
86,714.94
86,323.47
85,931.41
85,538.75
85,145.49
84,751.63
84,357.17
83,962.11
83,566.45
83,170.19
82,773.32
82,375.84
81,977.76
81,579.08
81,179.78
80,779.88
80,379.37
79,978.25
79,576.51
79,174.16
78,771.21
78,367.63
77,963.44
77,558.64
77,153.22
76,747.18
76,340.52
75,933.24
75,525.34
75,116.82
74,707.67
74,297.91
73,887.52
73,476.50
73,064.85
72,652.58
72,239.68
71,826.15
71,412.00
70,997.21
70,581.78
70,165.73
69,749.04
69,331.71
68,913.75
68,495.15
68,075.92

216
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249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269

103.76
103.12
102.48
101.84
101.19
100.55
99.90
99.26
98.61
97.96
97.32
96.67
96.01
95.36
94.71
94.06
93.40
92.75
92.09
91.43
90.77
90.11
89.45
88.79
88.13
87.46
86.80
86.13
85.47
84.80
84.13
83.46
82.79
82.12
81.44
80.77
80.10
79.42
78.74
78.06
77.38
76.70
76.02
75.34
74.66
73.97
73.29
72.60
71.91
71.23
70.54
69.85
69.15
68.46

419.88
420.52
421.16
421.80
422.44
423.08
423.73
424.38
425.02
425.67
426.32
426.97
427.62
428.27
428.92
429.58
430.23
430.89
431.54
432.20
432.86
433.52
434.18
434.84
435.51
436.17
436.84
437.50
438.17
438.84
439.50
440.17
440.85
441.52
442.19
442.86
443.54
444.22
444.89
445.57
446.25
446.93
447.61
448.29
448.98
449.66
450.35
451.03
451.72
452.41
453.10
453.79
454.48
455.17

67,656.04
67,235.53
66,814.37
66,392.57
65,970.13
65,547.05
65,123.32
64,698.94
64,273.92
63,848.25
63,421.93
62,994.96
62,567.34
62,139.07
61,710.15
61,280.57
60,850.34
60,419.45
59,987.90
59,555.70
59,122.84
58,689.32
58,255.14
57,820.29
57,384.79
56,948.62
56,511.78
56,074.28
55,636.11
55,197.28
54,757.77
54,317.60
53,876.75
53,435.24
52,993.05
52,550.18
52,106.64
51,662.43
51,217.54
50,771.97
50,325.72
49,878.79
49,431.18
48,982.88
48,533.91
48,084.25
47,633.90
47,182.87
46,731.15
46,278.74
45,825.64
45,371.86
44,917.38
44,462.20

270
271
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303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323

67.77
67.07
66.38
65.68
64.98
64.28
63.58
62.88
62.18
61.48
60.77
60.07
59.36
58.65
57.94
57.23
56.52
55.81
55.10
54.38
53.67
52.95
52.23
51.52
50.80
50.08
49.35
48.63
47.91
47.18
46.46
45.73
45.00
44.27
43.54
42.81
42.08
41.34
40.61
39.87
39.13
38.39
37.65
36.91
36.17
35.43
34.69
33.94
33.19
32.45
31.70
30.95
30.20
29.44

455.87
456.56
457.26
457.95
458.65
459.35
460.05
460.75
461.45
462.16
462.86
463.57
464.27
464.98
465.69
466.40
467.11
467.82
468.54
469.25
469.97
470.68
471.40
472.12
472.84
473.56
474.28
475.00
475.73
476.45
477.18
477.91
478.63
479.36
480.09
480.83
481.56
482.29
483.03
483.76
484.50
485.24
485.98
486.72
487.46
488.20
488.95
489.69
490.44
491.19
491.94
492.69
493.44
494.19

44,006.34
43,549.77
43,092.52
42,634.56
42,175.91
41,716.56
41,256.51
40,795.76
40,334.30
39,872.14
39,409.28
38,945.71
38,481.44
38,016.46
37,550.77
37,084.37
36,617.25
36,149.43
35,680.89
35,211.64
34,741.68
34,271.00
33,799.60
33,327.48
32,854.64
32,381.08
31,906.80
31,431.80
30,956.07
30,479.62
30,002.44
29,524.54
29,045.90
28,566.54
28,086.45
27,605.62
27,124.06
26,641.77
26,158.74
25,674.98
25,190.48
24,705.24
24,219.26
23,732.54
23,245.07
22,756.87
22,267.92
21,778.23
21,287.79
20,796.60
20,304.66
19,811.97
19,318.54
18,824.35

324
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341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360

28.69
27.94
27.18
26.42
25.67
24.91
24.15
23.39
22.62
21.86
21.10
20.33
19.56
18.79
18.02
17.25
16.48
15.71
14.94
14.16
13.38
12.61
11.83
11.05
10.27
9.48
8.70
7.91
7.13
6.34
5.55
4.76
3.97
3.18
2.39
1.59
0.80

494.94
495.70
496.45
497.21
497.97
498.73
499.49
500.25
501.01
501.77
502.54
503.30
504.07
504.84
505.61
506.38
507.15
507.92
508.70
509.47
510.25
511.03
511.81
512.59
513.37
514.15
514.93
515.72
516.51
517.29
518.08
518.87
519.66
520.45
521.25
522.04
522.84

18,329.40
17,833.71
17,337.25
16,840.05
16,342.08
15,843.35
15,343.87
14,843.62
14,342.61
13,840.83
13,338.30
12,834.99
12,330.92
11,826.08
11,320.47
10,814.09
10,306.94
9,799.01
9,290.32
8,780.84
8,270.59
7,759.56
7,247.75
6,735.17
6,221.80
5,707.65
5,192.71
4,676.99
4,160.49
3,643.19
3,125.11
2,606.24
2,086.58
1,566.13
1,044.88
522.84
0.00

que aqui para

egressar
Calculadora

523.63
43,508.32
145,000.00
188,508.32
23.08%