20 Shocking Differnces in Daily Habits of The Rich Vs Poor - Efficient Life Skills PDF

7/22/2015
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20ShockingDifferncesInDaily
HabitsOfTheRichvsPoor
Joseph Michael
40 Comments
What is the biggest difference between the rich and the

unsuccessful? For starters, the unsuccessful blame circumstances
like the economy while the wealthy do not.
http://www.efficientlifeskills.com/20shockingdifferncesindailyhabitsoftherichvspoor/
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7/22/2015
The wealthy make money, not excuses.

Financial planner and author of Rich Habits Tom Corely spent more
than 5 years observing the daily differences between 350 rich and
poor people.
He studied how they:
Live
Work
POPULAR
Sleep
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The criteria Tom used for rich in this study included:
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At least 3.2 million in assets

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The criteria Tom used for poor in this study included:
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At least $5K in assets
20 Shocking Differnces In Daily
The main differences he found in this study had more to do with the
daily habits of the rich compared with those of the poor
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1. 70% of wealthy eat less than 300 junk food calories per day.
97% of poor people eat more than 300 junk food calories per
day. 23% of wealthy gamble. 52% of poor people gamble.
2. 80% of wealthy are focused on accomplishing some single
goal. Only 12% of the poor do this.
3. 76% of wealthy exercise aerobically 4 days a week. 23% of
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1.3kpoor
Shares
do this.
4. 63% of wealthy listen to audio books during commute to work

528
289
vs. 5% for poor people.

5. 81% of wealthy maintain a to-do list vs. 19% for poor.
74
6. 63% of wealthy parents make their children read 2 or more

42
non-fiction books a month vs. 3% for poor.
25
7. 70% of wealthy parents make their children volunteer 10 hours

or more a month vs. 3% for poor.
8. 80% of wealthy make happy birthday calls vs. 11% of poor
9. 67% of wealthy write down their goals vs. 17% for poor
10. 88% of wealthy read 30 minutes or more each day for
education or career reasons vs 2% for poor.
11. 6% of wealthy say whats on their mind vs. 69% for poor.
12. 79% of wealthy network 5 hours or more each month vs. 16%
for poor.
13. 67% of wealthy watch 1 hour or less of TV. every day vs. 23%
for poor
14. 6% of wealthy watch reality TV vs. 78% for poor.
15. 44% of wealthy wake up 3 hours before work starts vs.3% for
poor.
16. 74% of wealthy teach good daily success habits to their
children vs. 1% for poor.
17. 84% of wealthy believe good habits create opportunity luck
vs. 4% for poor.
18. 76% of wealthy believe bad habits create detrimental luck vs.
9% for poor.
19. 86% of wealthy believe in life-long educational selfimprovement vs. 5% for poor.
20. 86% of wealthy love to read vs. 26% for poor.
Source*Richhabits.net via DaveRamsey.com
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40Comments
Comments
Trackbacks
Jack
Reply
Im sorry hbd calls?
Joseph Michael
Reply
Sorry Happy Birthday Calls Ive changed the abbreviation. Thanks for reading
Wendy
Reply
Happy Birthday calls are not only more personal than the current day MO of
texting or even worse, posting a birthday greeting. Its more than just a call, it
signifies the person took time to do wish another health, wealth, and all blessings a
simple happy birthday implies. Thank you for that stat.
Deacon @ Well Kept Wallet
Reply
These are great findings. It seems that the majority of it comes down to mindset. Poor
people think differently than wealthy people. And if that is the case, it seems the best
solution for poverty is to help poor people think differently.
Joseph Michael
Reply
Hi Deacon,
Thanks for commenting. Yes it seams that the main differences are in the mind. As
the famous quote by Charlie Tremendous Jones says, You will be the same
person in five years as you are today except for the people you meet and the
books you read. I believe this is because these two factors have a way of
changing our thinking.
Yalonda
Reply
Joseph,
I loved this article. I dont consider myself to be rich or poor, but I agree that
it is our actions that dictate much of how we live and how much money we
can potentially EARN. I am a single parent with two children, and while it is
difficult; I do wake up very early in the morning, I read a lot; and encourage
my children to read as well. I know from experience that the ability to read
and interpret what you have read is key to being successful in anything you
do. Not to mention, you can learn new things.
I did not always have some of these habits. They have developed over
many years after taking the time to look at my situation and determine
where I wanted to be. And where I want to be is not rich, nor poor, but
somewhere in between. Comfortable.
Thank you for the book. There are a lot of truths in it and I was thrilled to
recognize that someone actually did a study on these things.
Mary
Reply
I think cause and effect needs to be looked at.
name
Reply
Mary is absolutely right. Which is more likely; people are rich because they
eat less junk food, or people who have less money are forced to eat more
junk food?
People who exercise earn more money, or people who earn more money
have more time to exercise (and can pay the gym fees)?
Do wealthy families make their kids volunteer while poor families do not?
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Do wealthy families make their kids volunteer while poor families do not?
Or is it more that poor families dont make their children volunteer 10 hours
a week because theyre already making them work a job for 10 hours a
week (which cuts into homework and reading time).
If you want to look at whether being wealthy is a result of habits or is
inherited, look at the social mobility of the country, theres your answer.
(hint, in north America social mobility is very low).
Kyle
Reply
Very interesting though Im not surprised. Im glad Im doing a lot of the things the
wealthy people are.
guest100
Reply
WALKING is free and can be done anywhere so you cannot use that as an excuse.
Chris Bowman
Reply
This article should be titled:

Achieving vs. ReceivingDifferences Between The Wealthy And The Poor
Joseph Michael
I like that. Wish I would have thought of it
Reply
thanks for reading Chris.
Joseph Michael
Reply
Hi Jean,
Thanks for reading. Im sorry for such a long response but I felt that it was deserving. First
off let me just say that I understand where youre coming from but I have to disagree
with you in the interpretation of this study. I dont believe the study itself to reflect an
attitude of superiority at all. (Although some that would be classified as rich may come
across that way). I think the key word here being some. Remember this was just the
reporting of a study done between the daily habits of the rich vs. the poor and like all
results of a study there are exceptions. For instance 81% of wealthy maintain a to-do list
but that means 19% do not.
Yes, I do believe that some peoples lives set them up for success but I dont believe
that to be the norm. I would say that is the exception. And even if they are setup for
success that still doesnt guarantee them the success. It still has to be earned one way or
another. It sounds like you have had a good deal of success in your life and Im sure it is
safe to say that you earned it.
Thats what I think is so inspiring about this study. The fact that even those who were not
setup for success can still achieve the same levels of success as those who were. The
American Dream so to speak. What does someone do who wants to get in shape? They
model their daily habits after someone who is already in great shape. This should give
them the best chance for success right? Will they have the exact same results? Of
course not, there will always be unique factors involved. It should however, give them the
best chances for success.
In the end I think its important to view this study as exactly thata study. One that simply
reported the statistical facts. What is learned, gained or perceived from this study will be
entirely up to each individual.
Jean Jenschke
Reply
Thank you Joseph for your reply, and yes I understand this study is simply a
compilation of facts which I do not disagree with. Its just I am so tired of my
conservative fellows lack of compassion for those who have not. To simply state
the differences of habits of the wealthy and the poor is like a study that says
people with chronic headaches tend to take more aspirin. or heavy people tend to
drink more diet soda (no joke, they are heavy, why would a skinny person need to
drink diet soda) any way, It goes back to Maslows hierarchy of needs. The habits
that are different tend to do with basic fundamental needs that have not been met
yet vs. things on the hierarchy scale that people never get to until the baser needs
are met. You dont worry about your aerobic exercise when your baser needs of
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are met. You dont worry about your aerobic exercise when your baser needs of
food and shelter are not secure. You dont read to enhance your employment
status when youre worried about paying the rent. These good habits tend to
come after the basic needs are met. I dont disagree with any thing you said, I just
sense a huge lack of compassion for just pointing out the obvious differences in
habits reflected by those with ample means and those struggling day to day.
forgive me but I feel I am butting my head up against a wall, I am not sure why I
chose this venue to vent , I guess I am part of that mere 6% that says what is on
their mind
Joseph Michael
Reply
Haha no worries Jean. I guess the real question with this study then
becomes which came first the chicken or the egg? Do these rich have
these habits because they are rich and now have the means / time or
did they become rich because of their daily habits. From the information
published about this study I am not able to tell. My interpretation of the
study was the latter, but it sounds like yours was the former. I would be
curious to see if the study dove deeper into the habits to answer some of
these questions. I guess well have to read the book to find out
John
Reply
Jean I am glad that I share many of the same ideas as you. Poor people
may be poor because they gamble and do bad stuff, but many are
immigrant, those who cant speak English and relying on low paying jobs
that takes all day. Both my parents start at 6 and end at 12 leaving no time
to read to children, do cardio, make phone calls, waking up late because
they are just tired and could hardly move from their all year job, in fact
dont even have time to do anything. I as a child with three other siblings
understood our parents and lived in a house with three meals a day, but we
couldnt receive the extra care that is listed above. Yes Joseph I agree how
some wealthy strived hard to achieve their goals, but I would like to send
my opinions as well.
No hard Feelings
John
guest100
Reply
John, its very simple: IF YOU CANT FEED EM, DONT BREED EM!
Sassy Social Worker
Reply
Stats are great, and can really give a picture of what is happening. I think these stats are
very interesting.
What I see is that one can go round and round trying to determine why things are the
way they are, but you cant really know until you are face to face with a person who is
struggling.
Moral of the story? Quit talking about it and befriend a homeless person. Its amazing
what you can learn.
Joseph Michael
Reply
Very good points
Danielle
Reply
I think that I am part of the poor people in term of money because my husband and I are
making less than $ 30k but I decided to change some of our habits .For example , I m
reading more successful book when I can because sometimes I dont have time to do it
because I have to look for jobs or food or money to pay my rent . I changed my friends
and I spend more time with successful people . I will say that those rich habits only will
be possible completely when my actual situation will completely change but I am on
track.
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Anonymous
Reply
Good for you! Keep trying to improve yourself and your situation and in time you
will be richer and happier! As the Norwegians say, The best place to find a
helping hand is at the end of your own arm.
Olda Batt
Reply
To quote Sarah Palin, you betcha. Ill wager youve read all the studies by
the Cato Institute and the American Enterprise Institute.
Yalonda
Reply
Jean,
You are definitely one of the lucky ones; but I disagree with some of your comments. I
grew up in a single parent home and am a single parent now. It is definitely more difficult
to get things done when you are worrying about paying a bill, but it does not mean it is an
excuse for not improving myself.
We are all dealt a different hand in life. What we do with what we do have is what is
important. I cant help but admit, I would love to consider myself wealthy; and able to
have a housekeeper and excellent health benefits but I do well with what I have.
I think that is what the article was saying more than being shallow. I think it was saying,
these were observations and that if someone wanted to start making changes (if wealth
is their ultimate goal) these are some ideas to get started with.
Jennifer
Reply
As a woman who is almost 50, I believe there are 3 things that can most powerfully make
or break a womans life: the timing and amount of children she has and what man (or
men) she allows into her life and home.
The women I have known since my teens and 20s who are still struggling 25 years later
all had multiple children early and did not have them as a part of stable relationships.
Without access to lots of loans to go to school, free or cheap daycare or someone
around to watch the kids while you go to school, and the willingness to work waaaaay
harder that they would have to without kids, most of these ladies are literally no further
along financially than they were in the late 1980s and work in dead-end retail jobs.
The women I know who are successful (not necessarily rich, but as they might say,
comfortable) had children later and were married before they had kids and waited to
have them. They did not necessarily go to college, but they had entry-level white collar
office jobs or clerical jobs in the beginning and worked their way to higher positions.
Some of these women are not married anymore, but when the marriage did end there
was child support and alimony.
I have known my friends for a long time and its pretty easy to see at this point where
certain decisions have led Kids at 18 and unmarried or at 28 and married? Hooking up
with guys who have mental illness/alcoholism/drug abuse/prison records orwell, not
getting with guys have those things.
And intelligence didnt seem to have much to do with it. I have seen some very smart
ladies make very very very very very stupid decisions about men and then years later
they have no job, theyre living with their 3 kids in a 1-bedroom apartment, and the man is
either in jail or out drinking.
I know these arent habits but they are behaviors that make a big difference in the short
and long term.
Joseph Michael
Reply
Thanks for reading and thanks for your insights Jennifer.
jesus
Reply
your a cunt.
Danielle
Reply
I am totally agree with you. Our choices and behaviors can have a tremendous
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I am totally agree with you. Our choices and behaviors can have a tremendous
impact in our present life.. I do believe if we can start changing a little thing every
day ,week or month , will be amaze of the compound effect . Sometimes we use
time as an excuse time but we know if something has a great value for us we can
make time .. How many years we are going to blame others or circomtances for
our own failure .. Everybody can change their life our their circomtances it is a
decision.
Peter zackery
Reply
This rich vs Poor argument has been going on for thousands of years. I enjoyed this
article because it highlighted some interesting things. however the study leaves much
open. I believe that sometimes we are born in a good environment and that gives us a
heads start, but not always. like a previous commentor said. its about how you use what
you have. one thing I would like to mention though is, we as people need to learn to take
responsibility for our actions and many people would rather blame the situation. I worked
an 11 Hour a day for 5 days a week then about 8+ Hours on the sunday a week because I
wanted to be able to enjoy life. So I created a plan of what I would be willing to give up.
Personally I dont believe we should compare ourselves as rich or poor, we seek wealth
because we want to be happy, we want a satisfying life, so my answer to people is to try
to make a sustainable lifestyle that is taylored to us not what this or that person is doing,
we do not need money to be happy. I am neather rich nor poor, but I am happy and to
me, being happy makes me feel rich. I gave up my time and worked hard in a job I hated
so I could finally relax and enjoy life. Notice the habits of the rich? they are habits that
enrich us as individuals, taking time to say happy birthday, making the kids read, etc not
all people will be able to do these things, however, any human enriching activity will help.
I am open to correction though. Thanks.
Anonymous
Reply
Rich people are a doer = they plan stuff and do it, no arguments, no delayin
tactics
Sara
Reply
Thank you Jean for your honesty!

This is very true coming from someone who acutely grew up poor. You put everything in
perfect perspective, yet the sad truth if I was to say that same thing. I would just be the
statistic of making excuses because my mindset. Theres a bowl with free candies a
hidden camera is on it those with higher income take more then the blue collar thats a
mindset.
Johnson
Reply
poor trying to change bad habits any help
John Williams
Reply
I appreciate the importance of a positive attitude in life for success but several of the
categories are vicious circles. This is the cycle of poverty that many experience.
Having said this by no means am I suggesting that people with great talent, skills or
intelligence should not be rich only that even if the person is less intelligent or even
below average in intelligence but possess a strong work ethic, they should still be able to
provide for their family.
Lets break it down.
1. 70% of wealthy eat less than 300 junk food calories per day. 97% of poor people eat
more than 300 junk food calories per day. (This is because junk food is cheap)
23% of wealthy gamble. 52% of poor people gamble. (Ok)
2. 80% of wealthy are focused on accomplishing some single goal. Only 12% of the poor
do this. (true, they may be working 2 jobs for example and not fully focused on either job
because neither is full time)
3. 76% of wealthy exercise aerobically 4 days a week. 23% of poor do this. (Gym
memberships cost money and when you work 2 jobs at low pay for 60hours a week you
are too tired to exercise more)
4. 63% of wealthy listen to audio books during commute to work vs. 5% for poor people.
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4. 63% of wealthy listen to audio books during commute to work vs. 5% for poor people.
(You can afford to by books? And you can afford to buy audio books?)
5. 81% of wealthy maintain a to-do list vs. 19% for poor. (Fair point a lack of life goals and
daily goals is very often the hall mark of the poor fair point)
6. 63% of wealthy parents make their children read 2 or more non-fiction books a month
vs. 3% for poor. (Yes the poor or there children are not as smart as you and your point
is? Is it screw them? They are born dumb and so are there children, screw them as well
as people who are physically disabled what are you saying here?
7. 70% of wealthy parents make their children volunteer 10 hours or more a month vs. 3%
for poor. (Did I mention the two jobs and 60 hour work weeks?)
8. 80% of wealthy make happy birthday calls vs. 11% of poor (The poor dont make happy
birthday calls because they are not happy they were born)
9. 67% of wealthy write down their goals vs. 17% for poor (Does writing down goals like
paying the bills, having enough food to eat and paying rent need to be written down,
they think of it daily)
10. 88% of wealthy read 30 minutes or more each day for education or career reasons vs
2% for poor. (Yes once again good for you, you are smart and the poor are retarded
what is your point? Are they sub-human? Should we put them all in a zoo in the primate
division and charge the rich to look at them?)
11. 6% of wealthy say whats on their mind vs. 69% for poor. (Again intelligence )
12. 79% of wealthy network 5 hours or more each month vs. 16% for poor. (The poor often
withdraw the older they get because they are ashamed of their social stature or lack of it)
13. 67% of wealthy watch 1 hour or less of TV. every day vs. 23% for poor (Yep TV is pretty
cheap entertainment)
14. 6% of wealthy watch reality TV vs. 78% for poor. (Reality T.V. has a mass appeal to the
poor because some of the shows often illustrate (artificially of course) peoples whose
lives are worse then theirs.)
15. 44% of wealthy wake up 3 hours before work starts vs.3% for poor. (Did I mention the
two jobs?)
16. 74% of wealthy teach good daily success habits to their children vs. 1% for poor. (Yep
the rich are smarter and so are their kids)
17. 84% of wealthy believe good habits create opportunity luck vs. 4% for poor. (Ok and
one of the best habits you can have is being born into a rich family)
18. 76% of wealthy believe bad habits create detrimental luck vs. 9% for poor. (OK and
one of the worst habits you can have is to be born into a poor family)
19. 86% of wealthy believe in life-long educational self-improvement vs. 5% for poor.
(After 30 years of trying to work hard and do what you are told learning the ins and out of
fast food, Wal-Mart and so forth at a certain point you just give up on the learning part of
it because your realize that yes you are stupid and therefore dont deserve anything in
life
20. 86% of wealthy love to read vs. 26% for p (Yep once again if you are below average in
intelligence and work really hard picking up rich peoples garbage, cutting their grass,
washing their clothes, making their food in a restaurant, cleaning their dishes, washing
their car etc you dont even deserve a living minimum wage.
Nope you are a stupid wage slave
Not saying rich people do not deserve to be rich. All I am saying is that even stupid
people who are below average in intelligence deserve a minimum wage that allows
them to live in a small trailer in Alabama and earn enough to pay for their food, rent and
bills.
Even a stupid Coal Miners Daughter deserves a min wage that allows them to pay for
health care, gas, food, shelter and utilities
Anya
Reply
Dear John,
Your post is full of anger, depression and low self-esteem. Its true these
feelings undermine a lot of behavior of poor people. But they dont have to. Plus,
you do have holes in your logic, which I will point out:
1. 70% of wealthy eat less than 300 junk1. 70% of wealthy eat less than 300 junk
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1. 70% of wealthy eat less than 300 junk1. 70% of wealthy eat less than 300 junk
food calories per day. 97% of poor people eat more than 300 junk food calories
per day.
Yes- junk food is cheaper and easier to obtain. Eating healthy on a budget is tough
it requires planning, knowing how to cook, where to purchase cheap but healthy
vegetables and fruits, and possibly trips to a local food shelter which is
demeaning. Plus, healthy food doesnt give one a sugar high, which makes one
feel good for a few seconds. Junk food is addictive because of its sugar content
and reinforces negative behavior. It takes strength and self-discipline to realize
that and change ones food habits. However, soda and sugary juices are still more
expensive than water. Healthy grains and legumes are cheaper than Mickey Ds.
Eating healthy is a choice that takes some really strong personal discipline and
effort. But not an impossible one.
2) 23% of wealthy gamble. 52% of poor people gamble.
Gambling is addictive and escapist behavior. This is more indicative of poor
peoples depression and need for escape. However, once again, it takes a strong
and self-disciplined person to stop oneself from destructive behavior.
2. 80% of wealthy are focused on accomplishing some single goal. Only 12% of the
poor do this.
Even in a poor paying job, setting goals increases productivity and efficiency.
Once you excel at your poor paying job by doing better than others, you are likely
to be promoted, recognized and moved into positions of higher responsibility and
better pay. Setting goals and making lists does not take much time, but the
benefits and self-awareness gained are enormous. We should teach this in school.
3. 76% of wealthy exercise aerobically 4 days a week. 23% of poor do this.
it is a fallacy that you need a gym membership to exercise. However, I agree
that many poor people already work at occupations that require hard physical
labor (standing all day, carrying heavy loads, construction, walking to work, etc.), so
yes this statistic is not a true reflection of how much exercise poor people actually
get.
4. 63% of wealthy listen to audio books during commute to work vs. 5% for poor
people.
All books published before 1923 are in the public domain. There are a ton of
recorded FREE audio books (many of which can be downloaded on free
smartphone apps). And access to smartphones and Media to play these books
has been reaching parity in both poor and rich populations. Again, it takes selfdiscipline to seek out these books, to play them during ones bus or subway
commute, but definitely not impossible and not the domain of the rich.
5. 81% of wealthy maintain a to-do list vs. 19% for poor.
See #2 above.
6. 63% of wealthy parents make their children read 2 or more non-fiction books a
month vs. 3% for poor.
Hmm, I wont go into questioning why you chose to have to children if youre poor,
but if you did make that choice, those children are your responsibility, regardless
of whether you have time for them or not. If you dont have time to raise your kids,
educate them, feed them, give them up for adoption. (See Jennifers comment on
this above). And if you choose to keep them, following good habits yourself (like
healthy eating, setting goals, and reading) will only set them up for success and
make them see you as a role model. And that you actually care for them and love
them. If you have children, following these habits is doubly important because
they affect not only your life but the life of your children.
7. 70% of wealthy parents make their children volunteer 10 hours or more a month
vs. 3% for poor.
Agree with argument that poor children can help out around their house instead
of volunteering. But in either case, one should teach ones children work ethics
and compassion.
8. 80% of wealthy make happy birthday calls vs. 11% of poor
The point is making a birthday call (vs text) strengthens relationships and
connections. People who receive more social support and are more active in
community are more resilient to stress, are depressed less, and are generally
happier. Building relationships with others can greatly enhance your well-being,
and help you find resources in the community to make life easier. Isolating oneself
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and help you find resources in the community to make life easier. Isolating oneself
only decreases well-being and leads to negative behaviors like addiction,
violence, gambling, and eating fast food. Reaching out to others is a powerful
protector against stress and depression. You dont need a Ph.D to recognize that.
9. 67% of wealthy write down their goals vs. 17% for poor
Same as #2 and #5. By the way, changing ones habits can also be a goal.
10. 88% of wealthy read 30 minutes or more each day for education or career
reasons vs 2% for poor.
The key word here is education poor people fail to learn about ways they can
improve their circumstances. Its time to stop blaming society for not educating
you properly and take self-education into your own hands. Read cooking books,
exercise techniques, how to encourage self-esteem in children, how to make
better financial decisions, how to form a budget and stick to it, where to get
financial help, how to manage your time better. Reading is not a pre-requisite
one can learn much from talking to others too, but reading is the fastest method
of knowledge transfer known to man.
11. 6% of wealthy say whats on their mind vs. 69% for poor.
Some have asked why thats because wealthy people are more concerned with
their own internal world, goals, and families. And they value their time and
emotions. Stating ones opinion openly had many problems: 1) it can hurt other
people, 2) it takes a lot of time to state an opinion without hurting others, 3) it can
expose oneself and ones weaknesses. 4) it can draw a lot of criticism and anger
from others, which can cause emotional pain, or take time to defend oneself its
energy and time poorly spent. Another reason is that wealthy people, despite all
the knowledge they possess and cultivate, still dont believe they know best. They
are humble and prefer to listen and learn, rather than express their own thoughts.
Its about being humble, and seeking to avoid argument and negativity.
12. 79% of wealthy network 5 hours or more each month vs. 16% for poor.
I really need to understand what networking meant in this study, but agree that
networking is much harder in poorer conditions. Still, joining a church or local
community is a great way to network and increase well-being see #8. Calling to
say happy birthday (or happy holidays) is a form of networking.
13. 67% of wealthy watch 1 hour or less of TV. every day vs. 23% for poor
Ok, TV is NOT cheaper than books. Library memberships are free. Cable
subscription is not. The cost of a television is higher than that of a smartphone.
And the amount of knowledge gained per 30 minutes reading is approximately 5
times that of an educational TV program. It takes about 15 minutes to read the
script of a history channel or discovery channel show that takes an hour to watch.
It takes about a minute to read a news article that is covered in a 5 minute video.
Reading is a more efficient method of communication. As for entertainment value
spending time networking, meeting friends, exercising, or playing with ones
children is much better entertainment than watching reality shows or cartoons.
Wealthy people know these facts and therefore spend their time on more
productive entertainment. Plus, there is so much negativity in news and TV
constant news of murder and crime contributes to feelings of unsafety and the
perception that crime happens a lot more frequently than it actually does. Agreed,
in poor neighborhoods it occurs more frequently, but reminding yourself about it
daily will not improve your well-being or happiness. The emotional and time cost
of television makes it essentially more counterproductive than restful.
14. 6% of wealthy watch reality TV vs. 78% for poor.
See #13 and #2 above. Escapist behavior will not help one beat ones
circumstance or be happier in life. Envy only breeds more envy. Negativity and
wishing bad upon others will not make your own life better. Plus, reality TV is fake
real people dont even act that way. Its just as fake as any other TV show out
there.
15. 44% of wealthy wake up 3 hours before work starts vs.3% for poor.
Not really show how the study got to this statistic. Being poor takes a toll on ones
health, and sleep is important for maintaining ones immune system. Also,
depression causes fatigue and problems waking up. I would say this needs way
more explication before actually having any meaning.
16. 74% of wealthy teach good daily success habits to their children vs. 1% for poor.
See #6 about children. Just because you dont have time for your children doesnt
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7/22/2015
See #6 about children. Just because you dont have time for your children doesnt
relinquish you of the responsibility not to raise them.
17. 84% of wealthy believe good habits create opportunity luck vs. 4% for poor.
You are what you believe. If you believe youre powerless to change your
circumstances, then you will never beat them. If you are depressed, you should
seek professional medical help. Ignoring the truth doesnt make it any less true.
18. 76% of wealthy believe bad habits create detrimental luck vs. 9% for poor.
How we attribute success and failure (to internal or external factors) can change
our mental state. And theres inherent attribution bias people tend to attribute
success to ones own efforts and failure to external circumstances. The truth is in
the middle, but for healthy self-esteem and well-being, Its much better to believe
that change is possible with hard work, rather than resign that life is unfair and that
I dont deserve a better life. Its important to distinguish attributions of ones
intelligence vs attributions to ones work ethic. Believing that youre too stupid to
succeed (and that your stupidity is genetic) is detrimental. Believing that you just
need to learn more, study more, and work harder (and you are not limited by your
mental abilities) is productive. It all starts there. And yes, depression is a serious
health issue its a physical illness that makes one demotivated and self-hating.
Reach out to others to fight depression. Call a depression hotline today. And read
a book/article/magazine on psychology to understand these concepts better.
19. 86% of wealthy believe in life-long educational self-improvement vs. 5% for
poor.
Thats because they understand that knowledge is power, and that is precisely
how they obtain control in their lives, success at work, and eventually, power over
others. Think of yourself not as genetically stupid, but too lazy to learn. Laziness is
something that can be totally changed with willpower and self-discipline. If you
find time to learn, eventually, you Will become smarter.
20. 86% of wealthy love to read vs. 26% for poor.
See #13 and #10 above. Once you realize the benefits of reading, and realize that
you time in life is limited (especially when you work two jobs and take care of
kids), you will realize that reading is a much more efficient and effective way of
resting, and learning. Set a goal Replace 30 min of TV with 30 minutes of
reading. Youll be surprised.
(One caveat poor people are generally slower readers and a lot more of them
dont even know how to read. The good news is the more you read the better
you get at it. And audio books are quite easy to follow. You just have to be patient
and persistent. )
So John, in conclusion, these statistics indicate that poor people lack some key
personal characteristics self-discipline, persistence, patience, delaying
gratification, foresight, education, self-understanding, and compassion. Last time I
checked these character traits are free. Im not saying its easy being poor. Im
just saying its not impossible to change oneself and ones life. Plus, even if these
habits dont bring one wealth, they will certainly help one live a happier life, raise
healthier and smarter children, decrease depression and improve self-esteem.
And thats a goal in itself that is much more important than money.
Anya
Reply
I apologize for typos in my response above, and also for using a generic you I
didnt mean to state these as an attack on you personally.
I agree with your assertion that many of bad habits of poor people are vicious
cycles that only contribute to those people staying poor and uneducated and
depressed. However, i believe thats what makes this study so powerful. Habits
can be cultivated and changed. We arent born with bad habits. We develop them
throughout life and they are not genetically predermined.
Yes, vicious cycles are hard to break out of, but its not just about intelligence and
poor education. Poor people fail to succeed due to lack of willpower, and selfcontrol. And especially due to lack of ability to delay gratification. If only our
schools and communities cultivated these values (and set them as examples to
children in poor communities), more people could rise above their circumstances
and poor start in life.
Reizor
Reply
12/14
7/22/2015
Reizor
Reply
on point!
James
Reply
Im assuming you are or used to be poor? Right? Thats the only way one
can know that poor people lack will power.
Blindbabe
Reply
I was born on the other side of the fence. Poverty, deprivation, coupled with parents and
both sides of the family being absolutely and medically looney.
I left home at 14, got a job, got myself educated, bought my first house at 25, blah blah
blah.
Was I lucky or was it pure hard work and determination of a little girl crying herself to
sleep every night but believeing that I deserve better.
A lot of people said, you think youre something special or you did something special ?
Youre just lucky.
So heres a bullet into the lucky argument. At 36, I am now half blind and rapidly going
down from an undiagnosed, systematic illness. Am I lucky ? Well I got to travel the world
while hunting for a doctor who could treat me. Because despite what happened, I still
have the mindset that I deserve the best in life and I will go for it.
I still do pray, for luck
Reizor
Reply
yep totally agree! Even HBD calls. Think outside the box and it makes sense.
James
Reply
Im amazed how so many of the people on here talk about the poor as though they know
for a fact that every single poor person is one way or another. When in reality they have
no clue. These are judgements, stereotypes and assumptions. Im horrified by how
entitled people feel to speak on issues and situations they most likely have never
experienced in their lives. For example, saying that someone shouldnt have chosen to
have had children if they poor. Well, the next time you get married and have four children
together then your spouse dies from a drunk driver crashing into their car on the way
home from work and left with left a funeral expenses, a mortgage, bills, children to feed
and no job (because you didnt have to work since your spouse did well enough for the
family) no siblings, parents passed away and the only way you can get by so your
children are taken care of is to work a full time job, a part time job on the weekend and
night classes at the university to make ends meet and pay for childcarethen you can
judge a poor person for not having the time or energy to force their fifth grader to read
books on top of what they are already required to do so for school.
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What is the biggest difference between the rich and the

The wealthy make money, not excuses.

TODAY WEEK MONTH ALL

Make A Week's Worth Of Healthy

Egg Breakfast Sandwiches in 15

How To Teach A 6-Year-Old To Tie

The criteria Tom used for rich in this study included:

Top 75 Elf On the Shelf Ideas [In

$160K + yearly income

Top 30 Things Siri Can Do Faster

At least 3.2 million in assets

The criteria Tom used for poor in this study included:

Images To Refresh Your Soul

Top 50 Creative & Clever

$30K yearly income

Homemade Halloween Costumes

At least $5K in assets

20 Shocking Differnces In Daily

Habits Of The Rich vs Poor(41,225

4. 63% of wealthy listen to audio books during commute to work

vs. 5% for poor people.

6. 63% of wealthy parents make their children read 2 or more

non-fiction books a month vs. 3% for poor.

7. 70% of wealthy parents make their children volunteer 10 hours

Source*Richhabits.net via DaveRamsey.com

Im sorry hbd calls?

Deacon @ Well Kept Wallet

I think cause and effect needs to be looked at.

This article should be titled:

Sassy Social Worker

Very good points

Thanks for reading and thanks for your insights Jennifer.

Thank you Jean for your honesty!

poor trying to change bad habits any help

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