Schedule

of
charges
Credit Cards
(Credit Cards)

(in
Charges
QAR)
Charges (in QAR)
Cards Offered

Titanium
Package
Classic
Cards & Manchester
Limited
Edition
Sadara

&Manchester

Package
Package
Platinum Package
United
Titanium
Package
United
Classic
Package

Limited Edition Package Sadara Package

Platinum Package
Diners Club Black/
Diners Club/
Diners Club/ Titanium Package & Manchester
Diners Club/United
Visa&Classic
or
Classic Cards
Manchester
United
MasterCard World
Visa Infinite
Visa Platinum
MasterCard Titanium
MasterCard Classic
Titanium Package
Classic Package

Principal Card Joining Fees

Principal Card Annual fees
Direct Debit Date

Minimum Monthly Repayment

Supplementary Annual fees
Replacement fees
Re-issue fees
Return cheque fees
Over limit Fees
Payment holiday fees
Limit increase fees
Overdue/Late payment fees
Cash Advance fees
Additional copy of Statement fee
Request for copy
Retail Interest Rate*
Cash Advance Interest Rate*
Quasi- Cash * Transaction Interest Rate*
Credit Shield Plus
Maximum Grace days*
e-Statements
Internet Banking
SMS Banking

Free
QAR 1,000
Maximum 15 days from
statement date
3%
Free
QAR 50/QAR 100
QAR 100 per cheque
QAR 150/- if the balance is over
by 2% and above
QAR 50
QAR 50
0.25% or QAR 100/- whichever
is greater
4% for Diners Club and 4.5% for
Visa and Mastercard
Free
QAR 25 per copy request
1% p.m.
1% p.m. from date of transaction
1% p.m. from date of transaction
0.65%
15 days
Free
Free
Free

Foreign Currency Mark ups

USD, AED, BHD, KWD, SAR, OMR - 1.25%
EUR, GBP, AUD, CAD, CHF, DKK, JOD, JPY, LBP, NOK, SEK,SGD 3.25%
Other currencies 3.50%

Free
Free
Maximum 15 days from
statement date
3%
Free
QAR 50/QAR 100
QAR 100 per cheque
QAR 150/- if the balance is over by
2% and above
QAR 50
QAR 50
0.25% or QAR 100/- whichever is
greater
4% for Diners Club and 4.5% for Visa
and Mastercard
Free
QAR 25 per copy request
1% p.m.
1% p.m. from date of transaction
1% p.m. from date of transaction
0.65%
15 days
Free
Free
Free

Free
QAR 750
Maximum 15 days from
statement date
3%
Free
QAR 50/QAR 100
QAR 100 per cheque
QAR 150/- if the balance is over
by 2% and above
QAR 50
QAR 50
0.25% or QAR 100/- whichever is
greater
4% for Diners Club and 4.5%
for Visa and Mastercard
Free
QAR 25 per copy request
1% p.m.
1% p.m. from date of transaction
1% p.m. from date of transaction
0.65%
15 days
Free
Free
Free

Free
QAR 600
Maximum 15 days from
statement date
3%
Free
QAR 50/QAR 100
QAR 100 per cheque
QAR 150/- if the balance is over
by 2% and above
QAR 50
QAR 50
0.25% or QAR 100/- whichever
is greater
4% for Diners Club and 4.5% Visa and
Mastercard
Free
QAR 25 per copy request
1% p.m.
1% p.m. from date of transaction
1% p.m. from date of transaction
0.65%
15 days
Free
Free
Free

Free
QAR 250
Maximum 15 days
from statement date
3%
Free
QAR 50/QAR 100
QAR 100 per cheque
QAR 150/- if the balance is over
by 2% and above
QAR 50
QAR 50
0.25% or QAR 100/- whichever
is greater
4.5% for Visa

Free
QAR 25 per copy request
1% p.m.
1% p.m. from date of transaction
1% p.m. from date of transaction
0.65%
15 days
Free
Free
Free

Grace days are not applicable for cash advance transactions.

Direct Debit customers can opt for settling their card repayment on any day between statement cut-off and payment due date. For example, a card
with a statement date as 30th of every month will be required to ONLY pay the minimum repayment amount by the 15th of the following month.
No points will be earned on interest, fees or cash advances.

WOW