Consumer Fee Schedule

Please refer to our Statements of Terms, Conditions, and Disclosures for more information.

Account Fees at a Glance

Non-Sufficient Funds (NSF)

Savings
1
$5
Limited Membership

$5

Assessed per statement period after the first 90 calendar

days; waived with any additional non-savings account2 or
$200 combined average savings balances. Waived for active
military

Per Excess Withdrawal Item

Certain transactions in excess of six per statement period

Checking
1
$7
Membership Checking Monthly Service

Waived with one of the following per statement period:

Direct deposit of $750 or more, 25 or more checking account
transactions, or $2,500 minimum balance

$7
$7

Desert Connect Monthly Service

1, 3
Desert Fusion Monthly Service

$15

Desert Skyline Monthly Low Balance

Waived with any two of the three following per statement

period: Direct deposit, three posted non-PIN card
transactions, or eStatements
3

Waived with $10,000 combined daily minimum deposit

balances or $50,000 combined real estate loan balances
serviced by Desert Schools

Money Market
$15
Monthly Low Balance
$10

Waived with $2,000 minimum daily balance

Per Excess Withdrawal Item

Certain transactions in excess of six per statement period

Applicable to All Accounts

$5
Monthly Inactive Account

$25

Copies

$3
$3
$10
$10

Waived for Membership Savings if member has other active

account(s) or maintains balance of $200 or more;
waived for all other checking, savings, or money market
accounts if balance of $200 or greater is maintained;
waived for all accounts if primary member is under age 18

Closure within 90 days

Charged to each account

Check/Statement/History/Receipt
ACH Transmittal Report
Mortgage Document
VISA Merchant Receipt

$1
$2

Non-Desert Schools ATM Balance Inquiry

Non-Desert Schools ATM Transaction

$3

Non-Desert Schools Card Withdrawal

(in excess of two per statement period)

Fee waived for primary members under age 22

Fee not waived for Non-Desert Schools serviced loan relationships
3
As of June 1, 2015, Desert Fusion and Desert Skyline Checking are no longer offered.
4
Accounts will be charged no more than five NSF fees per processing day
2

Paid NSF
4
Unpaid NSF
Overdraft Protection Transfer
Same Maker Check Charged Back
Check Charged Back
Returned ACH

Funds Transfers

$10
$20
$60
$20

Incoming Wire
Outgoing Domestic Wire
Outgoing International Funds Transfer
Wire Trace

Miscellaneous

$5
$3
$5
$35
$5
Cost
$35
$1
$10
$15
$25
$25

Account Research (per 15 min.)

Money Order
Cashiers Check
Cashiers Check Indemnification
Replacement of Lost/Stolen/Damaged card
Card Special Delivery
Stop Payment
Counter Check
Loan Payment by Phone
Verification of Deposit
Outgoing IRA Transfer
Escheatment

Collection Item Processing

$25
$85
Cost
Cost

Foreign/Domestic Checks
Foreign/Domestic Checks $10,000 or more
Bonds/Coupons/Non-Foreign
Returned Collection Item

Additional collection fees may apply

Safe Deposit Services

ATM Activity

$35
$35
$5
$35
$15
$35

Annual Rent
$35
3x5 Box
$45
5x5 Box
$60
3x10 Box
$75
5x10 Box
$120
10x10 Box
$160
11x16 Box
$220
Locker

Misc. Services
$25 Replacement Key
Cost Drilling

Non-Member Fees
$5
$10

Desert Schools Check Cashed

Exchange Check

Federally Insured by NCUA l

Equal Housing Lender

CNSFEES 07/15