Guillermo Napoleon Lopez Petition For Emergency Suspension

IN THE SUPREME COURT OF FLORIDA
THE FLORIDA BAR, Supreme Court Case

No.
Petitioner,
v. The Florida Bar File

No. 2010-70,051(11N-PES)
GUILLERMO NAPOLEON LOPEZ,
Respondent.
PETITION FOR EMERGENCY SUSPENSION
This petition of THE FLORIDA BAR seeks emergency relief and requires the
immediate attention of the court pursuant to 3-5.2, Rules Regulating The Florida Bar.
The Florida Bar seeks the emergency suspension of GUILLERMO NAPOLEON
LOPEZ, Respondent, from the practice of law in Florida based upon facts that
establish, clearly and convincingly, that Respondent appears to be causing great public
harm. Those facts, supported by the affidavit of the Miami Branch Staff Auditor of
The Florida Bar ("Staff Auditor"), attached hereto as Exhibit "A" are as follows:
1. Respondent is, and was at all times material herein, a member of The
Florida Bar, subject to the jurisdiction and disciplinary rules of the Supreme Court of
Florida.
2. This petition is filed with the authorization of the Executive Director of
The Florida Bar, pursuant to Rule 3-5.2, Rules Regulating The Florida Bar.
3. The Florida Bar ("the Bar") has received notice from its Staff Auditor that
there is clear, convincing, and undeniable evidence that Respondent appears to be
causing great public harm.
4. Respondent facilitated the misappropriation of in excess of $200,000.00
of trust funds by his sister, Maria T. Lopez, an attorney that was emergency suspended
on October 29, 2008. Said funds were provided by a lender for the purposes of the
Irina Ball (seller) to Dolores Porter (borrower) closing of property located at 400 Alton
Road, #2309, Miami Beach, FL.
5. Additionally, Respondent was the settlement agent for real estate
transactions where he failed to disburse monies in accordance with the HUD-1
settlement statements, including failure to pay off mortgages that were required to be
satisfied at closing. Additionally, in at least one instance, Respondent failed to record
a deed and mortgage for a transaction where he was the settlement agent.
6. The Bar's Staff Auditor subpoenaed City National Bank documents from
Respondent, identified as: (1) Guillermo N. Lopez P.A, Trust Account, MBBM0V,
for the period of April, 2008, to May, 2009.
7. The Staff Auditor's review arose as a result of the Bar's investigation of
Maria T. Lopez. As noted above, Ms. Lopez was emergency suspended by the Florida
Supreme Court on October 29, 2008. The investigation of Ms. Lopez disclosed the
transfer of large sums of monies to Respondent who is her brother.
8. On April 30, 2009, a subpoena duces tecum was served on Respondent
commanding him to appear before the Bar on May 13, 2009, and to produce at that
time original bank statements, canceled checks (front and back), check stubs, deposit
slips, wire transfers, cashier's checks issued with supporting documentation, receipt
and disbursement journals, client ledger cards, HUD-1 statements and balance sheet,
executed title polices for all real estate transactions, closing statements from any
personal injury cases, bank and client reconciliations from the account identified as
Law Office of Guillermo N. Lopez, P.A IOTA maintained at City National Bank,
account #MHHW and all other trust accounts in which Respondent had signatory
capacity, and any other account in which the funds pertaining to clients were placed for
the period of April, 2008, to the present. Additionally, said subpoena also requested
the same records, as noted above, from the account identified as Guillermo N. Lopez,
P.A, Colonial Bank account #HHMHBfor the period of January, 2007, to present.
(A copy of the subject subpoena duces tecum is attached as Exhibit 1 to the Staff
Auditor's affidavit.) In addition, a subpoena was served on both banking institutions.
9. Subsequently, Respondent requested and was granted an extension for
production until May 26,2009. Respondent appeared on May 26,2009, with some, but
not all of the records. Thereafter, Respondent was given until June 19, 2009, to
produce the records. Respondent appeared on June 19,2009, with additional records,
but was still not in full compliance with the subpoena. On June 23, 2009, the Bar
received additional records by courier. As with Respondent's prior submissions, the
more records that were delivered, the more questions arose.
10. On October 28,2008, Respondent received a wire transfer in the amount
of $353,678.97 into City National Bank account #flB|BHF from Maria T. Lopez's
City National Bank account ^JHHHHP (Copies of relevant pages of Respondent's
and Maria T. Lopez's October, 2008, City National Bank statements are attached as
Composite Exhibit 2 to the Staff Auditor's affidavit.) The Staff Auditor was able to
ascertain that the majority of these funds came from a Wells Fargo wire transfer to
Darlene Fernandez Carus in the amount of $519,858.15 for a purchase by Dolores
Porter from Irina Ball involving property located at 400 Alton Road #2309, Miami
Beach, FL. (Copies of relevant pages of Ms. Fernandez Carus's and Maria T. Lopez's
September, 2008, City National Bank statements are attached as Composite Exhibit 3
to the Staff Auditor's affidavit.)
11. Respondent explained that this transfer involved client and personal funds
of Maria T. Lopez which needed to be transferred to him in anticipation of her
emergency suspension on October 29, 2008. It should be noted that in April, 2008,
Maria T. Lopez was added as a signer on Respondent's City National Bank account
# fHHHBBP- (A copy of City National Bank's "New Account Information "form for
attacnec
Respondent's account # fMHHV^ ^ as Exhibit 4 to the Staff Auditor's
affidavit.)
12. Previously, in November, 2007, Attorneys' Title Insurance Fund, Inc.
revoked Maria T. Lopez's ability to write title insurance. On or about April 23,2008
(approximately the same time that Ms. Lopez was added as a signatory on
Respondent's account), Respondent became an authorized agent for KEL Title and was
authorized to write title insurance.
13. Respondent produced an itemized accounting of the $353,678.97, which
indicated that $222,060.00 was paid to Maria T. Lopez and that $6,063.98 was still due
her and remained outstanding. Additionally, Respondent paid $125,554.99 for client
related matters of Ms. Lopez. (A copy of the itemization of the $353,678.97 that
Respondent provided to the Bar is attached as Exhibit 5 to the Staff Auditor's
affidavit.)
14. On November 26,2008, Respondent was wired $190,852.60 from Wells
Fargo relating to the Lidia Polo (buyer) and Jose R. Valdez (seller) transaction
involving property located at 1601 Bay Road Unit 7 Miami Beach, FL 33139. (Copies
of 2 -wire transfers from Wells Fargo totaling $190,852.60 are attached as Composite
Exhibit 6 to the Staff Auditor's affidavit.} According to the HUD-1 Settlement
Statement, the buyer was to bring $40,382.70 to the closing. (A copy of the HUD-1 is
attached as Exhibit 7 to the Staff Auditor's affidavit.) On or about December 2,2008,
Irina Ball gave Respondent a cashier's check in the amount of $30,882.70, and on or
about November 26, 2008, Lidia Polo gave Respondent a cashier's check in the
amount of $9,500.00 for a total of $40,382.70 (Copies of the deposit ticket for
Respondent's trust account dated December 2, 2008, Irina Ball's check dated
December 1, 2008, in the amount of $30,882.70, and Lidia Polo's check dated
November 26,2008, in the amount of $9,500.00 are attached as Composite Exhibit 8 to
the Staff Auditor's affidavit.} On December 2, 2008, Respondent wired $40,382.70
back to Irina Ball. (A copy of the December 2, 2008, wire transfer from Respondent to
Irina Ball is attached as Exhibit 9 to the Staff Auditor's affidavit.)
15. On December 1, 2008, Respondent wired Irina Ball $67,200 and on
December 19, 2008, Respondent wired Irina Ball $100,000.00 (Copies of relevant
pages of Respondent's December, 2008, City National Bank statement are attached as
Exhibit 10 to the Staff Auditor's affidavit.} Neither the deed nor buyer's mortgage in
the Polo/Valdez transaction was ever recorded. Also, the seller's mortgage to
Washington Mutual, in the amount of $204,769.10 (noted on the HUD-1 and attached
as Exhibit 7 to the Staff Auditor's affidavit), was not satisfied by Respondent, and
does not appear to have been satisfied at all. The seller's lender, Washington Mutual,
filed a notice of lis pendens on October 24, 2008. As of March 23, 2009, this lis
pendens remained pending. (Copies of the Notice of Lis Pendens and Notice of
Voluntary Dismissal of Defendant are attached as Composite Exhibit 11 to the Staff
Auditor's affidavitJ)
16. Respondent furnished disbursement instructions from Lidia Polo and Jose
R.Valdez that instructed Respondent to submit payment to Irina Ball in lieu of
satisfying the seller's mortgage, which basically served to shift this responsibility to
Irina Ball. (A copy of the disbursement instructions is attached as Exhibit 12 to the
Staff Auditor's affidavit.) As settlement agent, Respondent is responsible to make sure
that monies are collected and disbursed in accordance with the HUD-1.Upon the Bar's
request, Respondent was unable to produce a copy of the subject title policy.
17. On April 27, 2009, Respondent received $312,490.98 from Susan
Friedman towards the purchase of property located at 5225 Collins Avenue, unit 106,
Miami Beach, FL 33139. On same date, Respondent wired Irina Ball $250,000.00 per
instructions from seller, Jose R, Gonzalez. (A copy of the Respondent's April, 2009,
City National Bank statement is attached as Exhibit 13 to the Staff Auditor's affidavit.)
The disbursement instructions indicated that in lieu of satisfying Jose R. Gonzalez's
mortgage at Washington Mutual of $272,890.00, monies were to be given to Irina Ball,

and upon the sale of Irina Ball's property at 6101 Aqua Avenue, unit #301, Miami
Beach, FL 33140, Respondent could then satisfy Mr. Gonzalez's mortgage with
Washington Mutual. (A copy of the disbursement instructions is attached as Exhibit 14
to the Staff Auditor's affidavit.) This is a clear violation of the HUD-1 payment
protocol. On May 13, 2009, Irina Ball received payment for sale of her property at
6101 Aqua Avenue, Unit #301, and Mr. Gonzalez's mortgage with Washington Mutual
was satisfied.
18. On May 13, 2009 Respondent was wired $674,648.36 from Pathman
Lewis, LLP in regard to the sale of the property at 6101 Aqua Avenue, unit #301. (A
copy of the relevant page of Respondent's May, 2009, City National Bank statement is
attached as Exhibit 15 to the Staff Auditor's affidavit.) Respondent paid approximately
$524,000 to Irina Ball, the seller, instead of satisfying two Countrywide mortgages as
indicated on the HUD-1. (A copy of the HUD-1 is attached as Exhibit 16 to the Staff
Auditor's affidavit.) Respondent again indicates that this was done at the direction of
the seller . (A copy of the disbursement instructions is attached as Exhibit 17 to the
Staff Auditor's affidavit.) As the settlement agent, Respondent must satisfy the prior
mortgages and not shift that responsibility to the seller. Countrywide specifically
indicates this in the short sale agreement with Irina Ball dated May 7,2009, paragraph
7, which states "The sellers will not receive any proceeds from this short sale
transaction." (Copies of two Countrywide demand statements dated May 7, 2009,
regarding the two loans held on the subject property are attached as Exhibits 18 &
19.)
19. As of this date, Respondent has not provided complete real estate closing
records, complete check disbursement journals or title policies, thereby making it
impossible to complete a full audit. Respondent has not upheld his fiduciary
responsibility as a settlement agent nor has he produced complete real estate closing
documents and records despite being duly subpoenaed to do so. Based on the
underlying facts and the preliminary investigation of Respondent's bank records, as
reflected in the Staff Auditor's affidavit, Respondent represents the clear and present
harm contemplated by Rule 3-5.2, and an emergency suspension should be effected
forthwith.
WHEREFORE, The Florida Bar respectfully requests that Respondent,
GUILLERMO NAPOLEON LOPEZ, be suspended on an emergency basis pursuant to
the terms and conditions of Rule 3-5.2, Rules Regulating the Florida Bar, and that
Respondent be further ordered:
a. To accept no new clients from the date of this court's order and to cease
representing any clients after thirty days.
b. To immediately furnish a copy of Respondent's suspension order to all

clients, opposing counsel and courts before which he is counsel of record as required
by Rule 3-5. l(g) of the Rules of Discipline of The Florida Bar and to furnish staff
counsel of The Florida Bar with the requisite affidavit listing all clients, opposing
counsel and courts so informed within thirty days after receipt of this court's order.
c. To refrain from disbursing or withdrawing any monies from any trust
account, or any account in which client funds have been placed, without approval of
the Supreme Court or a Referee appointed by the Supreme Court or order of the circuit
court in which an inventory attorney has been appointed pursuant to Rule 1-3.8 of the
Rules Regulating The Florida Bar.
d. To deposit into a specified trust account all sums received from the
practice of law, whether as fees, costs, deposits, or trust funds, within the thirty day
period following the entry of the suspension order in this case and thereafter, and
immediately advise Bar Counsel, of the receipt and location of said funds.
e. To immediately notice, in writing, all financial institutions in which
Respondent maintains trust accounts and/or other account(s) in which Respondent has
placed client funds and any and all financial institutions identified in the foregoing
Petition for Emergency Suspension, of the provisions of Respondent's suspension and
to provide said financial institutions with a copy of this Court's order, and furthermore,
to provide Bar Counsel with a copy of the notice sent to each financial institution.
10
Respectfully submitted,
WILLIAM MULLIGAN, Bar Counsel

Florida Bar No. 956880
The Florida Bar
444 Brickell Avenue, Ste. M-100
Miami, Florida 33131
(305) 377-4445
:Qi
KENNETH L. MARVIN, Staff Counsel
The Florida Bar
651 East Jefferson Street
Tallahassee, Florida 32399-2300
(850) 561-5600
Authorized by:
JOHN F. HARKNESS, JR.
Executive Director
The Florida Bar
651 East Jefferson Street
Tallahassee, Florida 32399-2300
(850) 561-5600
CERTIFICATE OF SERVICE
I HEREBY CERTIFY that the original of the foregoing Petition for
Emergency Suspension was sent via regular mail to the Honorable Thomas D. Hall,
Clerk, Supreme Court of Florida, 500 South Duval Street, Tallahassee, Florida 32399;
11
a true and correct copy was sent via certified mail return receipt requested no.
(7007 1490 0000 4185 6701), to Guillermo Napoleon Lopez, c/o Steven David Pinkert,
Esq., Attorney for the Respondent, 9100 S. Dadeland Blvd., Suite 1702, Miami,
Florida 33156; and a true and correct copy was sent via regular mail to William
Mulligan, Bar Counsel, The Florida Bar, 444 Brickell Avenue, Suite M-100, Miami,
Florida 33131; on this £7* day of o.U_ 2009.
KENNETH L. MARVIN
Staff Counsel
12
AFFIDAVIT
STATE OF FLORIDA )
)S.S
COUNTY OF DADE )
Before me the undersigned authority, this day personally appeared Justin M. Garcia, who
being duly sworn stated:
1. My name is Justin M. Garcia. I am a Certified Public Accountant, licensed in the
State of Florida and employed as a Miami Branch Staff Auditor by the Florida
Bar.
2. I reviewed subpoenaed City National Bank documents from attorney Guillermo
N. Lopez, identified as: (1) Guillermo N. Lopez P.A, Trust Account, •HPBBPf
for the period of April, 2008 to May, 2009.
3. My review arose as a result of the Florida Bar's investigation of Maria T. Lopez.
Ms. Lopez was emergency suspended by the Florida Supreme Court on October
29, 2008. The investigation of Ms. Lopez disclosed the transfer of large sums of
monies to Guillermo N. Lopez, respondent who is Maria T. Lopez's brother.
4. A subpoena duces tecum was issued commanding respondent to appear before
The Florida Bar on May 13, 2009 and to produce at that time original bank
statements, canceled checks (front & back), check stubs, deposit slips, wire
transfers, cashier's checks issued with supporting documentation, receipt and
disbursement journals, client ledger cards, HUD-1 statements and balance sheet
for all real estate transactions, closing statements from any personal injury case,
bank and client reconciliations from the account identified as Guillermo N.
Lopez, Florida Bar Foundation IOTA, City National Bank account #{

and Guillermo N. Lopez, P.A, maintained at Colonial Bank account
and any and all trust accounts in which he has signatory capacity and any other
account in which the funds pertaining to clients were placed, for the period of
April 1, 2008 and January 1, 2007 respectively to the present. See Exhibit 1. In
addition, a subpoena was served on the both banking institutions.
5. Respondent subsequently asked for an extension and a new date of May 26, 2009
was granted. Respondent appeared on May 26, 2009 with some, but not all
complete records. Additional time was granted for respondent to produce the
records on June 19, 2009. Respondent appeared on June 19, 2009, with additional
records, but still not in full compliance with the subpoena. On June 23, 2009, our
office received additional records by courier. As with respondent's prior visits,
the more records delivered, the more questions arose.
6. On October 28, 2008, respondent received a wire transfer in the amount of
$353,678.97 into City National Bank account ^jjffffi from Maria T.
Lopez's City National Bank account #1403407231. See Composite Exhibit 2. I
was able to ascertain that the majority of these funds came from a Wells Fargo
wire to Darlene Fernandez Cams in the amount of $519,858.15 for the Dolores
Porter purchase of Irina Ball's property at 400 Alton Road #2309, Miami Beach,
FL. See Composite Exhibit 3.
1. Respondent explained this transfer as client and personal funds of Maria T. Lopez
which needed to be transferred to respondent in anticipation of Maria T. Lopez's
emergency suspension on October 29, 2008. Conveniently enough, Maria T.

Lopez is an authorized signer on respondent's City National Bank account
8. In April, 2008, Maria T. Lopez was added as a signer on respondent's City
National Bank Trust account#BBMHBR See Exhibit 4. Previously, in
November, 2007, Attorney Title revoked Maria T. Lopez's ability to write title
insurance. On April 23, 2008, the same time he added his sister as a signatory on
his account, respondent became an authorized agent of KEL Title and authorized
to write title insurance.
9. Respondent produced an itemized accounting of the $353,678.97, which
indicated that $222,060.00 was paid to Maria T. Lopez, $6,063.98 was still due
her and outstanding, respondent paid $125,554.99 to client related matters of
Maria T. Lopez. See Exhibit 5.
10. On November 26, 2008, respondent was wired $190,852.60 from Wells Fargo
relating to the Lidia Polo (buyer) and Jose R. Valdez (seller) transaction of 1601
Bay Road Unit 7 Miami Beach, FL 33139. See Composite Exhibit 6. According
to the HUD-1, the buyer was to bring $40,382.70 to the closing. See Exhibit 7. On
December 2, 2008, Irina Ball gave respondent a cashier's check in the amount of
$30,882.70 and Lidia Polo gave respondent a cashier's check in the amount of
$9,500.00 for a total of $40,382.70. See Composite Exhibit 8. On the same date,
December 2, 2008, respondent wired $40,382.70 back to Irina Ball. See Exhibit 9.
11. On December 1, 2008, respondent wired Irina Ball $67,200 and on December 19,
2008 respondent wired Irina Ball $100,000.00. See Exhibit 10. Neither the deed
nor buyer's mortgage in the Polo/Valdez transaction was ever recorded and the
seller's mortgage to Washington Mutual noted in the HUD-1, in the amount of
$204,769.10, did not get satisfied by respondent, nor does it appear to have been
satisfied at all. The seller's lender, Washington Mutual, had filed a notice of lis
pendens on October 24, 2008. This lis pendens was updated on 03/23/09. See
Composite Exhibit 11.
12. Respondent furnished disbursement instructions from Lidia Polo and Jose R.
Valdez giving instruction to respondent to submit payment to Irina Ball in lieu of
satisfying the seller's mortgage and basically shifting this responsibility to Irina
Ball. See Exhibit 12. As settlement agent, respondent is responsible to make sure
the monies are collected and disbursed in accordance with the HUD-1.
Respondent failed to produce the title policy, and when questioned further,
respondent was unable to produce a copy of the policy.
13. On April 27, 2009 respondent received $312,490.98 from Susan Friedman. On the
same date, April 27, 2009 respondent wired Irina Ball $250,000.00 per
instructions from seller Jose R. Gonzalez. See Exhibit 13. The instructions
indicated in lieu of satisfying Mr. Jose R. Gonzalez's mortgage at Washington
Mutual of $272,890.00, monies were to be given to Irina Ball and upon the sale of
Irina Ball's property at 6101 Aqua Avenue, respondent then could satisfy the
seller's mortgage with Washington Mutual. See Exhibit 14. This is a clear
violation of the HUD-1 payment protocol. Irina Ball received payment on her
property on May 13, 2009, and the seller's mortgage was satisfied.
14. On May 13, 2009 respondent was wired $674,648.36 from Pathman Lewis, LLP.
See Exhibit 15. Respondent paid approximately $524,000 to Irina Ball, the seller,
instead of satisfying two Countrywide mortgages as indicated on the HUD-1. See
Exhibit 16. Respondent again indicates that this was done as per the directions of
the seller. See Exhibit 17. As settlement agent, respondent must satisfy the prior
mortgage and not shift that responsibility to the seller. Countrywide specifically
indicates this in the short sale agreement with Irina Ball dated May 7, 2009
paragraph 7, which states "The sellers will not receive any proceeds from this
short sale transaction." See Exhibits 18 & 19.
15. As of this date, respondent has not provided complete real estate closing records,
complete check disbursement journals or title policies which make's it impossible
to complete a full audit. Respondent is not performing his fiduciary responsibility
to the public as a settlement agent, aiding and abetting an attorney who has been
emergency suspended and not producing complete real estate closing documents
and records. In my professional opinion, based on the underlying facts and the
preliminary investigation of respondent's bank records as reflected in this
affidavit, it is my conclusion that respondent represents the clear and present harm
contemplated by Rule 3-5.2, and an emergency suspension should be effected
forthwith.
FURTHER AFFIANT S AYEJHTOttKjHT.
/ Justin M. jGarcia
Sworn to and subscribed before

M e this L x f July 2009.
\ ENILERP.NEADLE
% Commission DD 628555
NOTARY PUBLIC .?! Expires March 11,2011
My commission expires: "5 / i / / *"•" Bonded Tlmj Tray Fain Insurance 800-386-7019
IN THE SUPREME COURT OF FLORIDA
(Before a Grievance Committee)
In Re: Complaint by of The Florida Bar SUBPOENA DUCES TECUM

against Guillermo N. Lopez
Proceeding by The Florida Bar ) The Florida Bar File No.

Under the Rules of Discipline ) 2009-71,042 (UN)
TO: Guillermo N. Lopez, Esq.

759 NW 22nd Avenue
YOU ARE HEREBY COMMANDED to appear before Justin Garcia, Branch Auditor, at The Florida Bar. Suite
M- 1 00, Rivergate Plaza. 444 Brickell Avenue. Miami. Florida 33 1 3 1 . on Wednesday. May 13. 2009. at 10:00 a.m..
and have with you the following documents:
• Original bank statements, canceled checks (front and back), check stubs, deposit slips, wire
transfers, cashier's checks issued with supporting documentation, receipt and disbursement
journals, client ledger cards, HUD-1 statements and balance sheet, executed title polices for all
real estate transactions, closing statements from any personal injury cases, bank and client
reconciliations from the account identified as Law Office of Guillermo N. Lopez, P.A IOTA
maintained at City National Bank, account i^jjjfjjff and all other trust accounts in which
you have signatory capacity, any other account in which the funds pertaining to clients were
placed for the period of April 2008 to the present.
• Also, please provide original bank statements, canceled checks (front and back), check stubs,
deposit slips, wire transfers, cashier's checks issued with supporting documentation, receipt
and disbursement journals, client ledger cards, HUD-1 statements and balance sheet, executed
title polices for all real estate transactions, closing statements from any personal injury cases,
bank and client reconciliations from the account identified as Guillermo N. Lopez, P.A,
maintained at Colonial Bank, an mini /JBBBBP^ and all other accounts in which he has
signatory capacity, any other account in which the funds pertaining to clients were placed for
the period of January 2007 to the present.
For failure to comply as herein required, you may be deemed to be in contempt of the Supreme Court
of Florida
DATED this 0-^ day of , 2009.
RETURN OF SERVICE THE FLORIDA BAR

I CERTIFY that the foregoing Grievance Committee 1 1 "N"
subpoena was served this " l
day of / ''-"- 2009 by
(method of service) ', y /- 1 .«* ~l "-' /•=->

WILLIAM A. DEAN, ESQ., CHAIR
"Signature and Title of Person

Making Service
I IN ACC ORDANCE WITH THt AMERICANS WITH DISABILITIES ACT PERSONS WITH DISABILITIES NEEDING A SPECIAL ACCOMMODATION SHOULD CONTAC F
Jl SI IN GARCIA. BRANCH AUDITOR. AT 1 HM LORIDA BAR WS'377-4445 NOT LAThR 1 HAN SEVEN (7) DAYS PRIOR TO THE PROCEEDING]
CITY NATIONAL BANK OF FLORIDA
GUILLERMO N LOPEZ P.A. Page 2 of 2

October 31,2008
Date Description Additions Subtractions Balance

10-08 Check 9999 -1,750.00 4,750.00
10-14 ' Wire Transfer-IN 129,416.84 134,166.84
NCKBY FNDG CENTURY
MORTGAGE CO
10-14 ' Service Charge -15.00 134,151.84
WIRE TRANSFER-IN
10-14 ' EFT Transfer -129,401.84 4,750.00
TO ACC 01 403407231 DATE: 10-14-08
TIME: 14:29:28
10-14 R Check 9999 -6,750.00 -2,000.00
10-14 ' NSF Returned Item 6,750.00 4,750.00
CHECK 9999
10-14 ' NSF Return Item Fee -33.00 4,717.00
FOR RETURN OF CHECK* 9999
10-17 ' EFT Transfer -4,717.00 0.00
TO ACC 01 403407231 DATE: 1 0-1 7-08
TIME: 13:58:05
10-21 ' Deposit 2,000.00 2,000.00
10-28 ' EFT Transfer 353,678.97 355,678.97
FR ACC 01403407231 DATE: 10-28-08
TIME: 19:07:51
10-28 ' EFT Transfer -15,000.00 340,678.97
TO ACC 01 403407231 DATE: 10-28-08
TIME- 20:26:27
10-28 ' EFT Transfer -2,000.00 338,678.97
TO ACC 01 403407231 DATE: 10-28-08
TIME: 18:58:07
10-30 ' EFT Transfer 7,535.34 346,214.31
FR ACC 01403885507DATE: 10-30-08
TIME: 1 1 :29:58
10-31 ' Deposit 4,050.00 350,264.31
10-31 Ending totals 839,159.35 -718,030.04 $350,264.31
R-Check has been returned
CHECKS
Number Date Amount Number Date Amount
9999 10-03 150.00 9999 *R 10-14 6,750.00
9999* 1 0-08 1 98,81 6.88 * Skip in check sequence
9999* 10-08 6,750.00 R-Check has been returned
9999* 10-08 1,750.00
(
Thank you for banking with City National Bank Of Florida EXHIBIT
a
•
MARIA T LOPEZ P.A. Page 5 of 6

October 31,2008

1 0-27 ' Preauthorized Wd -415.69 351,694.18
CHASE EPAY
081027
10-27 ' Preauthorized Wd -845 351 ,685.73
BANKCARD DISCOUNT
081 027 461 6771 00045231
1 0-27 ' Preauthonzed Wd -6.76 351 ,678.97
BANKCARD DISCOUNT
081027461677100045231
10-28 ' EFT Transfer 15,000.00 366,678.97
FR ACC 01403885523DATE 10-28-08
TIME 20.26.27
10-28 ' EFT Transfer 2, 000.00 368,678.97
FR ACC 01403885523DATE 10-26-08
TIME 1858-07
10-28 ' EFT Transfer -353,678.97 15,000.00
TO ACC 01403885523DATE 10-28-08
TIME 190751
1 0-29 ' Wire Transfer-Out -491.55 14,50845
GUILLERMO N LOPEZ
PA
10-31 Ending totals 545,919.22 -915,380.77 $14,508.45
CHECKS
2676 10-23 100.00 2877 10-15 190.00
2849* 10-01 200.00 2878 10-20 3,281.00
2850 10-01 66.06 2879 10-15 100.00
2852* 10-02 409.00 2880 10-22 1,010.00
2853 10-02 409.00 2881 10-22 355.00
2858* 10-02 300.00 2882 10-22 320.00
2859 10-02 300.00 2883 10-22 599.00
2860 10-09 670.00 2884 10-23 1 ,999.70
2861 10-03 427.23 2885 10-17 4,000.00
2862 10-06 100.00 2886 10-17 4,141.00
2863 10-07 700.00 2888* 10-17 4,242.40
2864 10-14 190.00 2889 10-20 4,000.00
2867* 10-09 345.00 2890 10-17 100.00
2868 10-10 250.00 2891 10-24 355.00
2869 10-08 100.00 2892 10-24 930.00
2870 10-10 18.60 2893 10-20 500.00
2871 10-15 5,000.00 2895* 10-22 700.00
2872 10-10 20.00 2896 10-21 695.00
2873 10-14 1 ,424.00 2897 10-24 190.00
2874 10-17 65.00 2898 10-24 100.00
2875 10-15 1 ,600.00 2899 10-22 100.00
2876 10-16 585.00 2903* 10-27 585.00
FERNANDEZ CARUS, P.A. Page 2 of 2

September 30, 2008

09-29 ' Service Charge -10.00 -480,073.84
WIRE TRANSFER-OUT
09-29 ' Wire Transfer-IN 519,858.15 39,784.31
LIS FUNDING ACCOUN
T
09-29 ' Service Charge -15.00 39,769.31
WIRE TRANSFER-IN
09-30 ' Credit Memo 15.00 39,784.31
REV. W/T FEE DTD 09/29/2008
09-30 ' Credit Memo 10.00 39,794.31
REV. W/T FEE DTD 09/29/2008
09-30 ' Interest Credit 1.72 39,796.03
09-30 ' Interest Transfer -1.72 39,794.31
TO ACCOUNT NO 1 500000296
09-30 Ending totals 521,084.87 -524,487.28 $39,794.31
CHECKS
2062 09-26 325 .00 * Skip in check sequence
9999 * 09-10 582 .00
Thank you for banking with City National Bank Of Florida DC 2788
rMBER FDIC ACCESS YOUR ACCOUNTS) 24 HOURS A DAY WITH CltyTel. CALL 1-800-762-C1TY
"I™"1
MARIA T LOPEZ PA Page 4 of 5

September 30,2008

09-24 ' Preauthorized Wd -230.05 45,878.46
SALLIE MAE SLMA DEBIT
080924
09-25 ' Preauthorized Credit 500.00 46,378 46
AMERICAN EXPRESS SETTLEMENT
080925 4098472632
09-25 Check 2834 -599.00 45,77946
09-25 Check 2839 -545.00 45,234.46
AMERICAN EXPRESS ELEC REMIT
080925
09-25 ' Preauthorized Wd -14.75 44,947 38
AMERICAN EXPRESS AXP DISCNT
080925 4098472632
09-26 Check 2729 -17,850.63 27,096.75
09-26 Check 2846 -190.00 26,906.75
09-29 ' Wire Transfer-IN 519,85815 546,764.90
FERNANDEZ CARUS, P
.A
09-29 ' Office Deposit 2,146.53 548,91143
09-29 ' Office Deposit 150.00 549,061.43
09-29 Check 2856 -14.00 549,047 43
09-29 ' POS Purchase -56.63 548,990.80
MERCHANT PURCHASE TERMINAL 449279
JENNY CRAIG 960 MIAMI Fl
4856440000005954 SEQ # 8270231 1 8000
09-29 Check 2840 -12,856.50 536,134.30
09-29 Check 2855 -1,917.02 534,217.28
09-29 Check 2851 -65.00 534,152.28
BELLSOUTH SBS
0809292040178
09-30 ' Wire Transfer-Out -148,872.65 384,792.25
IRINA BALL
09-30 Check 2848 -722.25 384,070.00
09-30 Check 9999 -100.00 383,970.00
09-30 Ending totals 685,071.60 -339,978.95 $383,970.00
CHECKS
1 09-18 3,429.00 2817 09-08 1 ,600.00
2322* 09-15 355.00 2818 09-18 340.00
2729* 09-26 17,850.63 2819 09-10 100.00
2811* 09-03 100.00 2821 * 09-12 125.00
2812 09-15 500.00 2822 09-09 301.00
2814* 09-04 427.23 2823 09-12 3,481.00
2816* 09-10 545.00 2824 09-08 630.00
AJbW ACCOUNT INFORMATION
City National Bank of Florida
8725 NW 18th Terrace
Miami, FL 33172
TEMPORARY I I REPLACEMENT
DATE 04/18/2008 OPENED BY 001B5 SAND 0000014 DORAL OFFICE
ACCOUNT INFORMATION
AMOUNT OF DEPOSIT * .00 PLAN* ACCOUNT NUMBER \
TITLE OF ACCOUNT cuillermo N Lopez P. A. 1COUNT T.I.N. 5-3912441
Trust Account
759 NW 22 Ave
Miami Fl 33125
OWNERSHIP TYPE Corporation
/•RODUCTNAME +Conunercial DDA-AAS
Wordi, numbtri or phraui preceded by « | | »• eppliceble only II Iht It marked.
BUSINESS ENTITY INFORMATION

BUSINESS NAME AND ADDRESS BUSINESS FILING STATE Fl O r i
Guillermo N Lopez P.A. ENTITY DOCUMENT S UnB i Z*
Trust Account LAST FILING DATE 09/26/200
FILING EXPIRATION
759 NW 22 Ave DATE ESTABLISHED 09/26/2005
Miami Fl 33125 NATURE OF BUSINESS Law Office
ASSUMED NAME IF D/BM PRIMARY LOCATION Miami, Florida
RESOLUTION DATE 11/08/2007
CONTACT NAME Guillermo N Lopez E-MAIL ADDRESS
CONTACT TITLE President FACSIMILE AUTHORIZATION ON FILE
CONTACT PHONE 305~649—0105
OTHER
TAXPAYER IDENTIFICATION NUMBER CERTIFICATION

certify under penalties of perjury that the taxpayer identification number (TIN) provided is correct, I am a U.S. person (including a U.S. resident alien),
and I am either exempt from backup withholding under Internal Revenue Service regulations, or I am not subject to backup withholding.
The above statement is true with the exception that:
I am subject to backup withholding because of underreported Interest and dividends.
I have applied or will soon apply for a TIN. If one is not provided to this institution within 60 days from today, I will be subject to backup
withholding.
I am a^Foreign Recipient and have provided this institution with the appropriate Form W-8 certification.
*L APR 2 5 200B
SIGNATURED Guillermo DATE Taxpayer Identification Number: 20-3912441
President
ADDITIONAL TERMS
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and
money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that Identifies each person who opens
n account.
A/hat this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to
dentlfy you. We may also ask to see your driver's license or other Identifying documents.
ACKNOWLEDGMENT. By signing this document, the undersigned acknowledge that they have opened the type of account designated above, and
ave received, understand and agree to be bound by the terms of the Account Agreement for that account type. If this is a consumer account, the
ndersigned acknowledge receipt of an Account Disclosure, and a copy of this institution's Privacy Policy. The undersigned also acknowledge receipt,
where applicable, of this institution's Funds Availability Policy and/or Electronic Fund Transfer Agreement. If this account is opened in the name of the
usiness entity, all signers are acting on behalf of the business entity. All signers authorize this institution to make inquiries from any consumer
eporting agency, including a check protection service, in connection with this account.
' OF SIGNATURES REQUIRED: 1 | I FACSIMILE ALLOWED

|
~
| AuJJMâd Slonel Only .: Authorized Signer
APR 2 5 2008
Data
Dote
EXHIBIT
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Beltran/Karkoz/Brown premium to KEL Check 50
Jones 445 / Smalls recording Check 5061
oo r»-
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Garcia/San Remo recording Check 5062
CO
Jones/Smalls/Garcia premium to KEL Check 506
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Long/Johnson/Sanchez recording /29 NE Check
7 Tf
Tovar/Baker recording Check 5080
Duvall/Baker recording Check 5081
O) O O) O O h- O CO o o in in
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Mulet/Prieto escrow (transferred back to 7231 for listribution)
CO
Brown/Fluellen Tax escrow (transferred back to 7 31 for distribution)
T3 CM *p*
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co m CO CO CM T- CO CM oj in CM 0 0 T— 00
00 O co 1^- CO O 0 h- CD CO h- O> j^ oo in
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MTL professional fees from Colonial Trust accour never transferred
6
EXHIBIT
Page 1 of3
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Value Date : 11/26/08
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Originator ID : 3500332478
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Originator Address WELLS FARGO HOME MORTGAGE INC
Originator Address 1 HOME CAMPUS X2401-038
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Reference : 2008112600091860
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http://pam:8080/WireHouse/General/WHCBlank.html 3/27/2009
MOV 27 ?008 11:3SRM HP LRSERJET FRX I5'1
rtiflj-1 U.S. Department of Housing
and urt)an
A. Settlement Statement Development QMS No. 2502-0265
B. Type of Loan
6. File Number 7. Loan Number B. Mortg. Ins. Case Num.
O 1.FHA Q 2. FmHA O 3- Com. Unins.
2008-135
Q *. VA' 9 5. Cohv. Ins.
ID:
C. NOTE:This form Is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agent are shown. Items
marked "(p.o.c.)" were paid outside the closing: they ere shown here for Informational purposes and are not included In the totals.
D. NAME OF BORROWER: LIDIA POLO

Address of Borrower 1601 Bey Road, Unit #7, Miami Beach, Florida 33139
E. NAME OF SELLER: JOSE R. VALDE2, a single person

Address of S«lkr TIN:
f. NAME OF LENDER' WELLS FARGO BANK NA

Address at Lender: 11401 SW 40 Street , 0250. Miami, Florida 33165
G. PROPERTY LOCATION: 1601 Bay Road, Unit #7, Miami Beach, Florida 33139
H. SETTLEMENT AGENT: GUILLERMO N. LOPEZ, P.A. TIN:
Place of Settlement: 769 NW 22 Avenue, Miami, Florida 3312S Phone:
I. SETTLEMENT DATE: 11/26/08 DISBURSEMENT DATE: 11/26/OB
101. Contract sates price 243,000.00 401. Contract sales price 243,000.00
102. Personal property 402. Personal property
103. Settlement charges lo borrower [Line 1400) 5,555.60 403.
104.
405.
106. Cily/town taxes 406. City/town taxes

107. County taxes 407. County taxes
10B. Assessments 408. Assessments
109. 409.
110. 410.
111. 411.
112. 412.
120. Gross amount due from borrower: 248.S5S.60 42D. Gross amount due to seller: 243,000.00
201. Deposit or earnest money S01. Excess deposit (see Instructions)

202. Principal amount of new loan(s) 194,400.00 502. Settlement charges to seller (line 140D) 24,456.00
203. Existing loan(s) laKen subject to 503. Existing loan(i) taken subject to
204 Principal amount of second' mortgage 504. Payoff of first mortgage loan 204.769.10
205. 505. Payoff of second mortgage loan
206. 506. Deposits held by seller
207. Principal ami of mortgage held by seller 507. Principal amt of mortgage held by seller
208. 506.
208. Seller conlribulion 5,555.60 509. Seller contribution 5,555.81
gamittsaiBairop
210. City/town taxes 510. Clty/tovm (axes
211. County taxes from 01/01/08 to 11/26/08 8,217.30 511. County taxes from 01/01/08 to 11/26/08 (1,217.30
212. Assessments 512. Assessments
213. 513.
214. 514.
215. 515.
216. 516.
217 517
218. 518.
219. 519
220. Total paid by/for borrower 208,172.90 520. Total reductions In amount due seller: 243.000.0C
301. Gross amount due from Borrower 248,555.50 601. Gross amount due to seller 243,000.0
(line 120) (line 420)
302. Less amount paid by/for the borrower (208,172.90 602. Less total reductions in amount due seller (243,000 00
(line 220) (line 520)
303. Cash ( |Z From Q r° ) Borrower 40,382.70 603. Cash ( Q T° D Fn™ ) Seller: 0.0
lubsmuW Form 1099 Seller Stalernene The information contained In blooKs E, G. H, and I and on line 401 Is important tax information and Is being
.mushed to the !RS If you are required to file a return, a negligence penalty or other sanction will be imposed on you if this Item is required to be reported and
ie IRS determines that it has not been reported.
i>U»r Instructions: If this real estate was your principal residence, file Form 2119, Sale or Exchange of P nnclpal Residence, tar any
eturn; for other transactions, complete the applicable parts of Form 4797, Form 3262 and/or Schedule D (Form 1040).
orrower'a Iniiialfa): .
iitdsaHll HK LHSERJET FRX p.Z
now
HUD-1 ',S. Department of Housing and Urban Developmei Page 2
00. Total Sales/Brokers Com, baaed on price t243.000.POi8 5.0000%= 12,150.00 Borrower's Seller's
01. 6,075.00 2.5000 % 10 USA COMMERCIAL Funds at Funds at
Settlement Settlement
02. 6,075.00 2.5000% ID REAL ESTATE TEAMMATES
13. Commission paid at settlement 12,150.00
Ot loan origination.tee
102. Loan discount % to WELLS FARGO BANK NA 972.00
33. Appraisal fee to RELS 450.00
04. Credit report to RELS 55.00
05, Extend Loch fee to WELLS FARGO BANK NA 486.00
)S. 'Processing fee to WELLS FARGO BANK NA 395.00
07. Flood life of loan fee to WFF5 19.00
08. Tax service foe to WFR6ETS 78.00
09. Underwriting fee to WELLS FARGO BANK NA 400.00
10.
11.
01. Interest from 11/26/136 1o 12/01/08 @ 41.2800 /dav 206.40

02. Mortgage insurance premium for months to
03. Hazard insurance premium for years to
04. Flood insurance premium for years to FIDELITY NATIONAL FLOOD 186.00
001. Hazard Insurance months & per month

002 Mortgage insurance months @ per month
.003. City property taxes months @ per month
|Q04 County property taxes months IS per month
I005. Annual assessments months @ per month
006, Flood Insurance months ffl per month
IOD7. months @
008, months <@ per month
009. Aggregate accounting adjustment
Paptetlfislifejiateaiagpllp
101. Settlement or closing fee to GUILLERMO N. LOPEZ, P.A. 575.00 575.00
1102. Abstract ortllle search to GUILLERMO N. LOPEZ, P.A. 450.00 450.0C
1103. Title examination to OUILLERMD N. LOPEZ, P.A. 500.00
1104. Title insurance binder to
1105. Document preparation to GUILLERMO N. LOPEZ, FA. 575.0
1106. Notary fees to
1107. Attorney's Fees
(includes above Item numbers:
1108. Title Insurance
(Includes above Item numbers:
110B. Lender's coverage (Premium): S194,400.00 (SO.OO)
1110. Owner's coverage (Premium): 8243,000.00 (SO.00)
1111, Endorse:
1112. Processing fee to GUILLERMO N. LOPEZ. PA 5.000.0C
1113. Lien search to GUILLERMO N. LOPEZ, PA. 250.0C
1201. Recording tees Deed $100.00 Mortgaged) $250.00 Releases 360.00

1202. City/county tax/stamps Deed Mortgaged! $388.80 366.80
1203. State tax/stamps Deed $1,45800 Moftoaoe(s) $680.40 68040 1,458.0
1204
1205.
1301. Survey
1302. Pest Insoechon
1303.
1304. Payoff HOA to BAY SIXTEEN CONDOMINIUM 4,000.0
1305.
1307.
1308.
1309.
(Enter on Unas 103rSectton J and 502. Section K ) 5,555.60 24,458.0

I have carefully ;the HUD-1 Settlement Statement and to the bast of my knowledge am) belief, it to a Irueehd accurate ststemint of all recaipls and disbursements maaa on
my account or by me trainacten. I further certify met I have received a copy of (he HUD-1 Settlement State/iwnt,.
. Borrower . Seller
LIDIA POLO
Borrower . Seller
The HUD-1 Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused, or will cause, the funds to be disbursed In accordance
ivfth this statement.
0UILLERMO N. LOPEZ, PA
.. ___ (
tt/2L>lC
As Its Authored Representative
WARNING: It it a otna to knowingly nwKe false sttlementB lo me United Stoles on this or any other imllar torn. Penalties upon conviction can include a Una DoubleTlme®
ind Imprisonment, For details see; Tine '6 U.S. Code Section 1001 and Section 1010.
Fage i
DEPOSIT TICKET CHECKING ACCOUNT

DEPOSITED IN
$ City National Bank

DATE
DEPOSITED FOB THE ACCOUHT OF
°lSOO OO
NAM \\esnrjD
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL
ACCOUNT NUMBER
SUBTOTAL
LESS CASH
SIOK MER£ FOR CASH RECEIVED IF REQUIRED)

NET
DEPOSIT $
Img: Deposit - 1 2 / 0 2 / 2 0 0 8
5°
is
H3 £2SS88EOi'l
013140004 T-H 6 3ft
Img: Deposit - 1 2 / 0 2 / 2 0 0 8
03/27/200y page ±
1600686317
0000791
12/01/2008
U "W&CHOVIA
G U I L L E R M O LOPEZ TRUST A C C O U N T $30,882.70
$
2 "THIRTY T H O U S A N D EIGHT HUNDRED EIGHTY TWO D O L L A R S AND 70 C E N T S Dollars

Wachova Bank. National Association
IRINA J. BALL
Remitter Authorized Signature
Img: Transit - 12/02/2008
ci 6 8 0 4 3 6 7 > fji-jl40U02 20081202 CC1 24
ffEB :
iiii
Img: Transit - 12/02/2008

03/27/2009 Page i
_ _
HOtO DOCUUENT UP TO THE LIGHT TO VIEW TRUE WATERMARK HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK
1600645117
4012087
11/26/2006
,- ^_, ™le
s. Order Of
'§
* * * G U I L L E R M O LOPEZ P A * * *
$ $9,500.00
|S
"NINE T H O U S A N D FIVE H U N D R E D D O L L A R S AND 00 C E N T S
Dollars
Wachovia Bank. National Association
* * « L I D I A POLO 1 ***
- Remitter Authonzedsignati
Img: Transit - 1 2 / 0 2 / 2 0 0 8
6 0 0 ^ 3 6 7 ' 013140003 : & 0 8 1 2 U 2 001 24
If!
li
Img: Transit - 1 2 / 0 2 / 2 0 0 8
MID:081202141851SAOO
Message - Text:
User ID : ARESS
Date : 12/02/08
Time : 14:57
URC:
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Sender ABA :
Sender Name : CITY NATIONAL BANK
Receiver ABA:
Receiver Name : WACHOVIA BK NA FL
Msg Type : 10
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Product code : CTR
Amount: 40,382.70
Reference : 081202141851SAOO
Originator ID Code : AC
ORG : GUILLERMO N LOPEZ P.A.
Originator Address : 759 NW 22 AVE
Originator Address : MIAMI FL 33125-3365
Originator Address : MIAMI,FL
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Beneficiary ID : 1090012798513
BNF : IRINA BALL
Beneficiary Address : MIAMI, FLORIDA
Ref for Ben :
Originator to Beneficiary Info : PURPOSE OF WIRE: PAYOFF LOAN/POB/
VALDES
FI to FI Information :
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http://pam:8080/WireHouse/General/WHCBlank.html 3/27/2009
8725 NW18TH Terr
Miami FL 33172
Last statement: November 30, 2008

This statement: December 31, 2008
Total days in statement period: 31
Direct inquiries to
|000000000000| 305-994-7780
GUILLERMO N LOPEZ P.A.
TRUST ACCOUNT City National Bank Of Florida
759 NW 22 AVE 8725 NW18TH Terr
MIAMI FL 33125-3365 Miami FL 33172
CITY NATIONAL BANK IS PARTICIPATING IN THE FDIC'S TRANSACTION ACCOUNT

GUARANTEE (TAG) PROGRAM, WHICH FULLY GUARANTEES ALL NON
INTEREST-BEARING TRANSACTION ACCOUNTS BY THE FDIC THROUGH DEC. 31,
2009. IOTA AND NOW ACCOUNTS THAT PAY LESS THAN 0.50% ARE ALSO
COVERED FOR THE FULL AMOUNT IN THE ACCOUNT THROUGH DEC. 31, 2009.
NOW ACCOUNTS OVER 0.50% ARE COVERED BY FDIC GENERAL INSURANCE
DEPOSIT RULES.
City Smart Checking Account

Account number
Enclosures 25
Low balance $283,400.79
Average balance $455,553.38
DAILY ACTIVITY
11-30 Beginning balance $463,079 48
12-01 ' Wire Transfer-Out -67,200 00 395,879 48
IRINA BALL
12-01 ' Service Charge -2500 395,854 48
WIRE TRANSFER-OUT
12-02 ' Deposit 40,382.70 436,237.18
IRINA BALL
12-02 ' Service Charge -2500 395,829 48
WIRE TRANSFER-OUT
12-02 ' Preauthorized Wd -7,688 38 388,141 10
MDC REAL ESTATE 3053755452
081202
12-03 ' Deposit 20,000 00 408,141 10
12-04 Check 5006 -420 00 407,721 10
12-16 Check 5015 -1 ,040 00 406,681 10
12-16 Check 5017 -615.00 406,06610
EXHIBIT
/o
GUILLERMO N LOPEZ P.A. Page 2of 3

December 31,2008

12-16 Check 5014 -500.00 405,566.10
12-16 Check 5016 -385.00 405,181.10
12-17 Check 5018 -80.00 405,101.10
1
12-18 Deposit 340.00 405,441.10
1
12-19 Wire Transfer-Out -100,000.00 305,441.10
IRINA BALL
12-19 ' Service Charge -25.00 305,416.10
WIRE TRANSFER-OUT
1
12-22 Wire Transfer-iN 353,436.48 ^ / -^ 658,852.58
LIS FUNDING ACCOUN
T I/
1
12-22 Service Charge -15.00 / 658,837.58
WIRE TRANSFER-IN
12-23 ' Deposit 6,031.77 664,869.35
12-23 Check 5023 -5,1 74.01 / 659,695.34
1
12-23 Preauthorized Wd -34.00 659,661.34
DELUXE CHECK CHECK/ACC.
081223
1
12-24 Wire Transfer-Out -11,075.00 ^ 648,586.34
MIAMI DADE REALTY
/
11 D/B/A
12-24 ' Service Charge -25.00 / (' 648,561.34
WIRE TRANSFER-OUT
12-24 Check 5038 -4,308.66 "- 644,252.68
12-24 Check 5039 -10.60 i/ 644,242.08
12-24 Check 5036 -14,800.00 629,442.08
12-24 Check 5035 -11, 368.47 \X 618,073.61
12-24 Check 5041 -375.00 \^ 617,698.61
12-24 Check 5031 -340.00 617,358.61
12-26 Check 5025 -409.00 616,949.61
12-26 Check 5052 -2,819.63 614,129.98
12-26 Check 5051 -26.00 614,103.98
12-26 Check 5050 -21.72 614,082.26
12-29 Check 5032 -355.00 613,727.26
12-30 Check 5049 -735.00 612,992.26
12-30 Check 5024 -180.00 612,812.26
12-30 Check 5034 -10.00 612,802.26
12-31 Check 5046 -329,290.77 u^ 283,511.49
12-31 Check 5033 -60.00 283,451.49
12-31 Check 5030 -40.00 283,411.49
12-31 Check 5048 -10.70 283,400.79
12-31 Ending totals 420,190.95 -599,869.64 $283,400.79
CHECKS
5006 12-04 420.00 5015 12-16 1,040.00
5014* 12-16 500.00 5016 12-16 385.00
iiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiniiiniii
CPN 2OOSROSA7SO1
i < OR Bk 26423 Pss 07*7 - 7*85 C2pss>
IN THE CmCUTT COURT OF THE ELEVENTH | HARVaERUVIH?*CLERK 0°' COURT
JUDICIAL dRCUrriN AND FOR DADE COUNTY, FLORIDA | HIArll-DADE COUNTY» FLORIDA
CIVIL ACTION
WASHINGTON MUTUAL BANK,
Plaintiff,
CASE NO.
//w /. ;^ w~ (\ /4~ vJ t*
DIVISION f C » -
JOSE R VALDES; THE UNKNOWN SPQUSE OF JOSE R VALDES; MELANIE VALDES; ANY AND
ALL UNKNOWN PARTIES CLAIMING BY, THROUGH, UNDER, AND AGAINST THE HEREIN
NAMED INDIVIDUAL DEFENDANTS) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE,
WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS,
DEVISEES, GRANTEES, OR OTHER CLAIMANTS; WASHINGTON MUTUAL BANK F/K/A
WASHINGTON MUTUAL BANK, FA; BAY SIXTEEN CONDOMINIUM INC; STATE OF FLORIDA;
TENANT #1, TENANT #2, TENANT #3, and TENANT #4 the names being fictitious to account for parties in
possession
Defendants).
NOTICE OF L1S PENDENS

ts)
You are notified of the institution of this action by the above-named Plaintiff against you seeking to foreclose a
mortgage recorded in Official Records Book 25717, Page 3671, on the following property in DADE County, Florida:
APARTMENT NO. 7, IN THAT CONDOMINIUM DESIGNATED AS BAY SIXTEEN

CONDOMINIUM INC, TOGETHER WITH AN UNDIVIDED INTEREST TO ALL THE COMMON
ELEMENTS WHICH ARE APPURTENANT TO SAID APARTMENT IN ACCORDANCE WITH
SAID DECLARATION OF CONDOMINIUM FILED FOR PUBLIC RECORDS UNDER CLERK'S
FILE NO. 64R-62130 OF THE PUBLIC RECORD OF DADE COUNTY, FLORIDA; WHICH
CONDOMINIUM PARCEL IS LOCATED ON LOT 18, ACCORDING TO THE ALTON BEACH
REALTY COMPANY'S PLAT OF THE SUBDIVISION OF BLOCK 44, OF ALTON BEACH BAY
FRONT SUBDIVISION, RECORDED IN PLAT BOOK 6, PAGE 166, PUBLIC RECORDS OF DADE
COUNTY, FLORIDA.
FILE_NUMBER: F08085850 DOCJD: M000105
Book26623/Page747 CFN#20080867801 Page 1 of 2

OR BK 26623 PG
LAST PAGE
TOGETHER WITH AN UNDIVIDED INTEREST IN COMMON ELEMENTS APPURTE NANT

THERETO AS SET FORTH IN SAID DECLARATION
Dated this day of C)&r . 2008.
Florida Default Law Group, P.L.

P.O. Box 25018
Tampa, Florida 33622-5018
(813) 251-4766
By:.
Michael R. Esposito
Andrea D. Pidala M^HRISTINA N. RILEY
Honda Bar No. 0022848 FLORIDA BAR
Anne M. Cruz-Alvarez MO 46836
WMFIDELrrY-CONV-R-ldurtiiMier
Book26623/Page748 CFN#20080867801 Page 2 of 2

IN THE CIRCUIT COURT OF THE ELEVENTH JUDICIAL CIRCUIT
4- IN AND FOR MIAMI-DADE COUNTY, FLORIDA ^
CIVIL ACTION
WASHINGTON MUTUAL BANK,

Plaintiff,
CASE NO.: 13-2008-CA-062929
vs. DIVISION: 06
JOSE R. VALDES , et al,

Defendant(s).
NOTICEi OF/VO UNTARY DISMISSA

SMISSALQE DEFENDANT
You are hereby notified that pursuant to Rule 1.250, Fla. R. Civ. P. the Plaintiff voluntarily dismisses THE
JJNKNOWN SPOUSE OF JOSE R.-VALDES. TENANJJ2,TENANTJJ, and TEN ANTJWr the names being
fictitious to account for parties in possession; from the above-styled action without prejudice.
I HEREBY CERTIFY that a true and correct copy of the foregoing has been furnished by U.S. Mail to all
parties listed on the attached service list on this ^--> day of March, 2009.
Florida Default L ., P.L.

P.O. Box 25018
Tampa, Florida
(813) 251-4766
By: ^_
Michael R. Esposi\o
Andrea D Pidala
Florida Bar No 0022848
Anne M. Cruz-Alvarez
FILE_NUMBER F08085850 DOC ID: M005900
Bk 26803 Pg 4198 CFN 20090221680 03/26/2009 13:14:55 Pg 1 of 2 Mia-Dade Cty, FL

Service List
JOSE R. VALDES
950 79th Terrace Apt 2
Miami Beach, FL 33141
WASHINGTON MUTUAL BANK F/K/A WASHINGTON MUTUAL BANK, FA

c/o c/o LEGAL DEPARTMENT, R.A.
2273 NORTH GREEN VALLEY PARKWAY
HENDERSON, NV 89014
BAY SIXTEEN CONDOMINIUM INC.

c/o NEMEROFF, JULIA, R.A.
1601 B A Y R D t f l
MIAMI BCH.FL 33139
STATE OF FLORIDA
c/o Katherine Femandez-Rundle, State Attorney 11 th JC, R.A.
E. R. Graham Building
I 3 5 0 N W 12th Ave
Miami, FL 33136
MELANIE VALDES
2155 West 52 Street
Hialeah, FL 33016
TEN ANT #1
1601 BAY ROAD APARTMENT # 7
MIAMI BEACH, FL 33139
3k 26803 Pg 4199 CFN 20090221680 03/26/2009 13:14:55 Pg 2 of 2 Mia-Dade Cty, FL

GUILLERMO N. LOPEZ, P.A.
759 NW 22 Avenue, 2nd Floor
(305)649-0105
Disbursement Instructions
(Purchase)
Borrower L1DIA POLO

Property, 1601 Buy RUSH], Unit ff7, Miami Bench, FL
Closing Date- 11/26/08
File Number: 2008-US
GUILLERMO N. LOPEZ, P.A. (Closing Agent) is hereby authorized to disburse the Borrower's funds as follows:
We, LIDIA POLO and JOSE R. VALDEZ, do hereby instruct and authorize ihc Law Offices o("Guillermo N. Lope?,
P.A. lodisbuise:
567,200.00 to 1RINA BALL (Initial 1 lere _)

SI00.000.00 to 1R1NA BALL (Initial Hcre_^ )
I R I N A BALL will be responsible for submitting the payoff proceeds to WASHINGTON MUTUAL.
LIDIA POLO
EXHIBIT
8725 NW18TH Terr
Miami FL 33172
Last statement: March 31, 2009

This statement April 30, 2009
Direct inquiries to:

J3312533659911 305-994-7780
City Smart Checking Account
Enclosures 14
DAILY ACTIVITY
03-31 Beginning balance $600,915.19
04-02 Check 5104 -460.14 600,455.05
04-06 1 Wire Transfer-Out -4,950.00 595,505.05
LAWRENCE M WEISBER $f
GPA
1
04-06 Service Charge -25.00 595,480.05
WIRE TRANSFER-OUT
04-06 Check 5100 -585.00 594,895.05
04-07 Check 5113 -1,134.17 593,760.88
04-07 Check 5111 -993.28 592,767.60
04-07 Check 5112 -322.50 592,445.10
04-07 Check 5110 -50.05 592,395.05
1
04-09 Deposit 4,831.25 597,226.30
04-09 Check 5106 -375.00 596,851 .30
IRINA BALL
04-10 ' Service Charge -25.00 592,151.30
WIRE TRANSFER-OUT
04-10 Check 5115 ff -11,100.00 581 ,051 30
04-10 Check 5107 -1,000.00 580,051 .30
04-10 Check 5105 -635.00 579,416.30
04-16 Check 5109 -228.50 579,187.80
04-17 Check 5117 -355.00 578,832.80
04-17 Check 5118 -355.00 578,477.80
1
04-23 Deposit 265.00 578,742.80
1
04-27 Deposit 312,490.98 891,233.78
1
04-27 Deposit 3,000.00 894,233.78
r np i ' Fbi v;i JP Af v '.TUf.T S v .'- HOl'PS * DA1) V.rTH C itvlr-l C4U p051 3« i DacV) Ol 1 -SOO-7fi^-CITv (ChitSKie
GUILLERMO N LOPEZ P.A. Page 2 of 2

April 30, 2009

IRINA BALL
04-27 ' Service Charge -25.00 644,208.78
WIRE TRANSFER-OUT
04-29 Check 5121 -409.00 643,799.78
04-30 Ending totals 320,587.23 -277,702.64 $643,799.78
CHECKS
5100 04-06 585.00 5112 04-07 322.50
5104* 04-02 460.14 5113 04-07 1,134.17
5105 04-10 635.00 5115* 04-10 11,100.00
5106 04-09 375.00 5117* 04-17 355.00
5107 04-10 1,000.00 5118 04-17 355.00
5109* 04-16 228.50 5121 * 04-29 409.00
5110 04-07 50.05 * Skip in check sequence
5111 04-07 993.28
Thank you for banking with City National Bank Of Florida

759 N\V 22 A \ e m i c . 2 lk! Moor
Miami. Floricki 33 I 25
(305) 0-19-0105
[Purchase)
5225 Collin*. \u-nue, I nit I D K i , Mi.uiu Be.nh, K l .

Apt il 2", 2(109
i iv- Sunk' FRI! DM \ N IVl- ( , O \ / , \ U /
1,1 11.1,1.R\H) N. 1 01T-/.. I'. \ . « ] i , - \ n ' U j m ' ^ i . v - u - h s .iu;hu-i/cJ I,...livMi'-Jila-Delict • funJ .-- i,>lli.\\ -
I JOSI C;ON/,.\1J"/ do"s.icb\ iimnii.-! .uul .•uilion/i- ilic I ,iv. (ifiltt.- o l f n i i l l v n i u ) \ I uinv. P \ m Ji--b,ir>.-
^::;0(JiMitlUl(>iRI\\ BM i
î-: i i u i i O U in IRJN \ H \1 i
s^ Odd (iv to 1K1NA IUI.I
IK!\ \ HA I 1 -.hall iv ]!.-,j\!n'.ibL 1m itpl.Kini: UIJ-M. lunj-. its t>ulc: lo >-uoiiii! SJ.Li's ^ \ ^ ^ l . ^ ( ^ l in \\ \ s l l i \ u I < i\
Ml II \l i!\\'K iiiiir ihc vile o! !KT puiptii\ ,il ( > I O I \qu.i A\cnvn.\ 1 nil "UH
EXHIBIT
X.Y
8725 NW18TH Terr
Miami FL 33172
Last statement: April 30, 2009

This statement: May 29, 2009
Direct inquiries to:

(3312533659911 305-994-7780
Iota Commercial NOW
Enclosures 20
Interest paid year to date $4.1 0
DAILY ACTIVITY
04-30 Beginning balance $643,799.78
IRINA BALL
1
05-01 Service Charge -25.00 638,774.78
WIRE TRANSFER-OUT
1
05-04 Wire Transfer-IN / 70,164.90«H ~v 708,939.68
DESJARDINS BANK \ ^f
05-04 ' Service Charge I -15.00 _3 708,924.68
WIRE TRANSFER-IN I
05-04 Check 5124 \/v\ fC I -30JDOQ.OO 678J24.68
05-04 Check 5125 KT*— -100,030.00 578,894.68
05-04 Check 5120 -110.00 578,784.68
1
05-06 Deposit 19,940.64 598,725.32
05-07 Check 5127 \fe -82,367.1 9 516,358.13
05-07 Check 5126 -900.00 515,458.13
IRINA BALL
1
05-08 Service Charge -25.00 501,433.13
WIRE TRANSFER-OUT
05-11 Check 5129 -375.00 501,058.13
1
05-13 Wire Transfer-IN -> 674,648.36 1,175,706.49
PATHMAN LEWIS LLP *•
1
05-13 Service Charge -15.00 1,175,691.49
WIRE TRANSFER-IN
05-13 Check 5132 -2,131.00 1,173,560.49
05-13 Check 5131 -400.00 1,173,160.49
';S pi HOU=£ A DAY AM ; or i-eon-w-OTY ;o;itsinc

*o**<Vl»JM) •**••*+•¥ *** |
eettlomont stotemont
« «f M«i)ilnp wf VtM
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GulllonnoN LopoxPA fll* J.Dee»v.(MM.

750 NW 22 Avonuo Miami, Pt 33125 VA
(Mfatll
OH RA PfilHA RDAl tVtKa, Wft
6tOl AQUA AVJtlUB «}01,H<iml Boo^CUJIHO
y»tiWat Avanuii, Mtiroli fiantag
. aumjgaiy o/ Bowwafo Treittngiten. K.8uminoiy of ôltaû Tranoodllon
10), etli)om«anjior<o> tjbOfrtWf (Una 1400)
I V08. AWt)nwil» .10 408.

HM.
110. 410.
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III?.
I HO, Otoo.a Amounl Quo Ff6m Ooffowar
ounlg ptld py Otto Bohaft P/tterrewtr
paiiiMoamcuimonoy
piifttJpa) amjHinigt.flw |t«o| SWainMUfaMM <»*#!« (fro HOP)
fcdifag!»«(»! (a>nniu!)|GMlt>
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no, onwi<wniax«t
9?p. toblffiKluoUtip ^mounf Quo flollor

300. Oath A< SotUomonl PfpnUTo Borfitwor . Ptinh AttolUomtntto/gnam 8»lltir
j09. On>«» BMynltfunfrom Mrrpft'or (ItmiHai
60?, ton mfatOOBttnawtunUDft UV«(Uno 620)
303, OoihKJpffim III To Oornjwur
&.
709. Paltt from CeWKtcm
Oorwwqf'c Sttllor'j
701. IP 8QUTHePOHTSTAT6& Funds at Funds jt
702, t »,60009 to HeRNvw onoup ftflAl ^ytfl Sotllnmont
iT.WO.M
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00. .llama
llamo PAVjbbln
PAVabl? In 0Connopllon With loan
«P1. icunPnoWflifonFoo ft
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805,
IwT Moitomu |t»iH8iitg AppllMihn FgB
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ew.
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90P. llama nomilrvd By tonrttf To fto Paid Irt'ArtKOti
COJ, MoiinoB* Ihiunnet PwniWm tot
DM, Hu»h) m»r«nw Prtmtuift monthi to
ftf
(Of. for
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9), HwnfinsiHonco
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1t»8.
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1100,
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110?.
1103, lo
JIM. TW»(ft|uft)flMblfttfjjf
to ONI. PA OTiS.OO
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nor. AJi9nw/»r«« TW.M
_ llntftfits t obtvo lloiM numtx)r<:
tioo. Wolnumww
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1JM.
in:.
1(13. tHrttotrth la tmlPA 2EO.OD
1200, (30V oni Rcoofdlnn and tmmfw Oliamaa
T»T. K«0ft DftHt Peed $18,80 .' !MQilO»0 > 00.00
mi. Clty/wnty»x/t<ampi! Doodl
IJ05. 4.0EO.OO
)5M.
.ie.pAjBHwtBvan.tfL. 7C.OO
WM.08
/10 OMI.PA Z1.B2
(ohloronllriDi W). SoMtoii JonrfSO^ -JT.76r.6t I
OPERA P ESTATE. INC,

> Dictor
MAY 1 3 2009
759 NW 22 A \ e n u c , 2 lul Floor
(305)649-0105
(Purchase)
A BALL
MOl \qua AM-IIUC. "301. Miami Ikacli.
( h'.iny Date 5/1.V(W
I lie Number
(.111 l.KKMO N. LOI'CZ. !'. \. u'10-.niy \^-i\\> is li.-iob> auiluni/Cvl ti- dishu M.- ihf Borrouci's t t i n J > js ioll
i IKIS'A [}-\l,L, cki lK-icb\ insinict and ;iiuhoii/c ihc.' l.au Ollkes ol (luillcimo N I ope/. P A in disbiuse ilk'
piuv.-vjs in mcicnit'nis ;is iollau--
v:^- uii(H)Oto IR1NA. HALL

N? f O . O U U O d i o I k l N A B\l.l
M -I.DOOOO 10 IIUSA HAI I.
\ 4 'I'to lid HI I R I S \ n\l I.
^ " i H l > :>(» io 1KIN \ li\! 1
N : "."|.IK,I.ML- l k i \ \ B \ l L
'."('Hi! Oi u> IU!\ \ 1UI.L
15AL1 \ \ i l l !I -ihlj k>i suhiniilin-i

" .in\ pa\offs thai ihc Scllirr in:i\
IComtrywide
HOMELOANS
P0BOXSAB3S1
Mloml PL 33152
Property
6101 AqU
Mlamreewh, FL 33141
IMs letwr will serve *« Cmintiywida'i demand for payment and advises you that countrywide Home loam
end Its Investors and/or irwurftra have agreed to accept a short payoff tavoMna the above-referenced
property jth» Shon sole transtuftion). TTfils deniMd should bo wed by th» d«lnf agwit as our forrnel
demand jwtement. NO eddlHonal «wwmani will fea Issued, TO* approval l» exduilve tt the offer by *B
buyer referenced in this letter. The conditions oFtho approMara MI ipJIowi:
1. dosing must wfc&pface no law Than Juno 7, 2009 or thttwprwaits wld.
2. The approved buyar(») Is/ara opBRA PRIMA REAL ESTATE, INC and the <4tes price for the
prqpsrtyl$$675»OOO.W).
3. Artoiher buyer cannot be substituted without Countrywlde's prior written apprAwl In connection with
(hit short sale.
4. Proceeds to Countrywide to be no Iws than $613399^5
5. Realtors ccmmlsslon not to exes W4.0H
6. The property Is being sold "AS 15^ condlHwi, No repairs will be paid for out of Hi* proteedsj unlen
specifically stated otherwlje.
If 9 promissory note \i required, It must be tianed and returned to Countrywide prior to the close of
escrow. K i» the rttpOASlblRty of ttie dostn« agent to en$U» that the promissory npte Is signed and
returned*! Countrywide.
If a pr<7ttiU)ory note has already been signed and agreed to between thn jftltar, Invastor and the
Mortgage iruuranee Company, a signed, «ri»f(«d copy murt be provided to Countrywide prior to the
cJa« of the short Wle trsnwrtlon. -It Is the nupoAslbflhy of'the wwtog agent to ensure that Countrywide
r<celv«s the copy. .
**»We» ptoceedi win bo returned U tA0 H«M AM nor been received. Tftl* will mult In « delay of
the IrmtnKttM and/or passible tffneAttottonafthtttlwttale «ttnnK*/w*.f *•
EXHIBIT
• 7. Trt* setters will not receive any proceeds from this short Mia transaction, (filter* are any remaining
: escrows fund* or retorto1* they will net bereturnedto tha sWw, they win bo tent to Cdimtrywlde to
i offset
8, Trtatheproperty
loss, musk be free and dear of Hens »nrf aneumbronees other Ww\ the first mortgage &t\d
1
CCSRs,
j 9. Countrywide does not charge stotamant, domaniJj reeonflug and roeonvevanw feet on riiort payoff
• transjtttons, Do not include them In your cettlemtnt staterrwnu CountrYwwa prepare* and neoftit
HOME LOANS
P080X5263S1
Miami Fiaaisa
Property Addr«»
6101 A«l» Ave# 801
Miami Beach, a 93141
This l«Ur will seiVfc as Courtiywldfl'jj demand tor payment and adVfeesyou that Countrywide Home loans
and its investors and/ftr insure* hwe agreed to swept a thort payoff (nvoMttB '(De above-frfefeneed
property (the short S«lt trantflrtton|. TWi dementi ihoultf be used by the dostae ««ert as our formal
demand jtatemant No vddtUonftl iwtemwn will ba issuwi TWs spprtival u axdusJw to the offer by the
buyer referancedtnthft letter, The t*nffltlfln$ofthB»pprowal are as follows:
}. Owing must take place no later thai) JWB 7. ZOtw orthlt ^pwal la vcW.
2. Tho •PP^w^bdwrM U/««re OPERA PRIMA mwi WTATe, WC and'the Mlas.prl eft for the
property is $«S,WH)iOD.
3. Another buyercartnet be substituted without CountrywUtfs prior written approval Iti connection with
this snort sole. i
4. Proceeds wCovntrywWe to be rtb le« than Sfl/HJaOB
5. tester* tcmmlstton not to «Hceed4,QH
6. The property Ubelnesotd "ASlSVondWon. Norepaintwill bepafdforowof theprocaBds,unifiat
%
Jp«<ficaUyjtatad«Tierwiae, .
If a promissory not« Is wwlred, Ik rnust be signed «nd returned to CounirywW4 prior to the dose of
escrow. It li the wpon$!bility of the dosing ajwt to ontur« that the .(KomlMorv ncttt is jlgo&d and
returned to Countrywldu. ,
if a oromluory note has Already f»ain signed ttftd agratd to between tb* J«tlcr, investor and the
Mortgage insurance company, 6 slinad, certified copy mutt be provided to Cwintrywitto prior tp the
dos» of We ihort sala transaction. Mt Is tha respoaUhity of the closlne sjpnt to muwe that counlrvwlds
rec«tvo$ the copy.
***5dJw /ii-ofieerfj wffl fte retarnttf If <h« ^J«t« Acs wot been race/vetf* Tfkfs W/f r«n« to a tfe/w «/
Me fronr»rt/wJcwor;JDMH>to
EXHIBIT
1
7. The sellers will not radv* any draceed* from this short-tain transaction. If there vc any rematnlng
; sicrows fund* or refunds they will not b« returned to the MM, ttwy willfeesent to Countrywide to
| offseuhelojs,
; 8, The property must bo tee ami dear of (tens and encuitihrartws other than the first mwtgaga e«i
I CC8.R?,
9. Counttywlde does npt charge jtatcment, dqmutdi recording «nd r«9nVBy«W8 few «n short .
wnjactlonj, Po not include them in your settlement toteinftftt* CouhtrywU* preparas «nd racordt
their own reconveyances. I

Guillermo Napoleon Lopez Petition For Emergency Suspension

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Guillermo Napoleon Lopez Petition For Emergency Suspension

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IN THE SUPREME COURT OF FLORIDA

THE FLORIDA BAR, Supreme Court Case

v. The Florida Bar File

PETITION FOR EMERGENCY SUSPENSION

The Florida Bar seeks the emergency suspension of GUILLERMO NAPOLEON

2. This petition is filed with the authorization of the Executive Director of

there is clear, convincing, and undeniable evidence that Respondent appears to be

causing great public harm.

4. Respondent facilitated the misappropriation of in excess of $200,000.00

Road, #2309, Miami Beach, FL.

5. Additionally, Respondent was the settlement agent for real estate

transactions where he failed to disburse monies in accordance with the HUD-1

satisfied at closing. Additionally, in at least one instance, Respondent failed to record

for the period of April, 2008, to May, 2009.

7. The Staff Auditor's review arose as a result of the Bar's investigation of

transfer of large sums of monies to Respondent who is her brother.

8. On April 30, 2009, a subpoena duces tecum was served on Respondent

Auditor's affidavit.) In addition, a subpoena was served on both banking institutions.

9. Subsequently, Respondent requested and was granted an extension for

received additional records by courier. As with Respondent's prior submissions, the

more records that were delivered, the more questions arose.

10. On October 28,2008, Respondent received a wire transfer in the amount

City National Bank account ^JHHHHP (Copies of relevant pages of Respondent's

Darlene Fernandez Carus in the amount of $519,858.15 for a purchase by Dolores

to the Staff Auditor's affidavit.)

of Maria T. Lopez which needed to be transferred to him in anticipation of her

12. Previously, in November, 2007, Attorneys' Title Insurance Fund, Inc.

authorized to write title insurance.

13. Respondent produced an itemized accounting of the $353,678.97, which

Respondent provided to the Bar is attached as Exhibit 5 to the Staff Auditor's

14. On November 26,2008, Respondent was wired $190,852.60 from Wells

attached as Exhibit 7 to the Staff Auditor's affidavit.) On or about December 2,2008,

November 26,2008, in the amount of $9,500.00 are attached as Composite Exhibit 8 to

the Staff Auditor's affidavit.} On December 2, 2008, Respondent wired $40,382.70

Irina Ball is attached as Exhibit 9 to the Staff Auditor's affidavit.)

15. On December 1, 2008, Respondent wired Irina Ball $67,200 and on

Voluntary Dismissal of Defendant are attached as Composite Exhibit 11 to the Staff

R.Valdez that instructed Respondent to submit payment to Irina Ball in lieu of

Irina Ball. (A copy of the disbursement instructions is attached as Exhibit 12 to the

Staff Auditor's affidavit.) As settlement agent, Respondent is responsible to make sure

17. On April 27, 2009, Respondent received $312,490.98 from Susan

The disbursement instructions indicated that in lieu of satisfying Jose R. Gonzalez's

mortgage at Washington Mutual of $272,890.00, monies were to be given to Irina Ball,

Washington Mutual. (A copy of the disbursement instructions is attached as Exhibit 14

attached as Exhibit 15 to the Staff Auditor's affidavit.) Respondent paid approximately

the seller . (A copy of the disbursement instructions is attached as Exhibit 17 to the

records, complete check disbursement journals or title policies, thereby making it

underlying facts and the preliminary investigation of Respondent's bank records, as

harm contemplated by Rule 3-5.2, and an emergency suspension should be effected

WHEREFORE, The Florida Bar respectfully requests that Respondent,

GUILLERMO NAPOLEON LOPEZ, be suspended on an emergency basis pursuant to

Respondent be further ordered:

representing any clients after thirty days.

b. To immediately furnish a copy of Respondent's suspension order to all

c. To refrain from disbursing or withdrawing any monies from any trust

Rules Regulating The Florida Bar.

e. To immediately notice, in writing, all financial institutions in which

Petition for Emergency Suspension, of the provisions of Respondent's suspension and

WILLIAM MULLIGAN, Bar Counsel

I HEREBY CERTIFY that the original of the foregoing Petition for

Florida 33131; on this £7* day of o.U_ 2009.

being duly sworn stated: