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LIC AAO exam is scheduled to hold in the first week of March.

So an
appearing candidate should have basic information of the job profile of AAO.
So here in this post, we will be discussing the Job Profile, Salary and
Promotion of LIC AAO.
The job of an LIC Assistant Administrative Officer (AAO) involves the administrative
work in Insurance Sector. It is basically a desk job.
A LIC AAO is responsible for doing the following tasks:
a) Formulating new schemes, inspecting policies
b) Managing and filing Claims and Settlements
c) Coordinating with other departments, provide assistance
d) Perform any work specified by department head or administrative Officer.
e) Interact with Clients and provide them assistance.
f) Inspecting existing policies for errors or misleading fact.
A newly recruited AAO will be on probation for one year which is extendable up to 2
years. In addition to this, before joining as a Probationer, candidates will be
required to give an undertaking to serve LIC for a minimum period of four years
from the date of joining (including probationary period).
In case a candidate fails to serve the minimum serving period, then he/she will be
liable to pay damages of Rs.200, 000/-only (Rupees Two Lakhs only).
The basic pay of LIC AAO is Rs. 17240/- per month, in the scale of Rs. 17240840(14) 29000 910(4) 32640 (Under Revision) and other admissible
allowances as per rules.
The Gross Salary at the minimum of the scale inclusive of House Rent
Allowance & City Compensatory Allowance wherever admissible depending
upon the classification of the city will be approximately Rs 40,245/- per month
in A Class city.

Other benefits are Defined Contributory Pension, Special Allowance for passing
Actuarial Examination, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group
Personal Accident Insurance, Group Insurance , Vehicle Loan (2- wheeler/4 wheeler)
as per rules.
LIC is one of the biggest players among the Public Sector Insurance Companies.
Being an old company, retirements happen every year at the senior level. Hence,
new recruits have a better than fair chance to move up.
However the promotion policy is not very proactive and the minimum time
required for being promoted varies from 5-8 years.
Thus there are 2 paths for career advancements:
1. After gaining certain years of experience, AAOs can get promoted as
Administrative Officer (AO)Assistant Divisional Manager (ADM) Divisional
Manager Senior Divisional Manager Zonal Manager and so on.
2. There are also chances to move to other departments through internal posting
based on your performance / Inclination. There you can become Assistant Branch
Manager (ABM) and then Branch Manager (BM).
The various Departments are as follows:


New Business

Information Technology

Policy Servicing


Marketing / Sales





Some of these departments work at Zonal, Divisional & Central Office

Levels Only.
AAO`s may not engage in travelling but at times, they might have to visit certain
areas for follow up & not specifically for sales. Hence they could be posted in
specific departments within the organization & the responsibilities for each will