The Citi / AAdvantage Executive World Elite MasterCard

Catalog of Cardmember Benefits

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This is your VIP pass to premium amenities, services and experiences. This is your access to the
luxury you deserve. This is how you could always have Paris. This is a weekend in Bangkok, in one
swipe. This is what youve earned.

Information is valid as of July 1, 2014. Cardmember program terms are subject to change.
American Eagle service is operated by Envoy Air Inc., SkyWest Airlines, Inc., ExpressJet Airlines, Inc.,
or Republic Airline Inc. The American Connection service is operated by Chautauqua Airlines, Inc.

Important Contact Information

American Airlines reserves the right to change the AAdvantage program and its terms and conditions
at any time without notice, and to end the AAdvantage program with six months notice. Any such
changes may affect your ability to use the awards or mileage credits that you have accumulated.
Unless specified, AAdvantage miles earned through this promotion/offer do not count toward
elite-status qualification or AAdvantage Million MilerSM status. American Airlines is not responsible
for products or services offered by other participating companies. For complete details about the
AAdvantage program, visit aa.com/AAdvantage.

24-Hour Customer Service:

1-888-766-2484

Citibank Online Services:

1-800-374-9700

Customer Service outside the U.S. or

Canada, call collect: 1-605-335-2222

Citibank ATM Locator Service:

1-800-CITI-ATM

American Airlines AAdvantage

Program: 1-800-882-8880

Citibanking (other banking services):

1-800-446-5331

Admirals Club Member Services

1-800-237-7971

Account Online: citicards.com

American Airlines, AAdvantage, AAirpass, American Eagle, Admirals Club, AAdvantage Million Miler,
American Connection, AA Cargo, and the Flight Symbol logo are trademarks of American Airlines, Inc.
Citibank is not responsible for products or services offered by other companies. Cardmember benefits
are subject to change.
2014 Citibank, N.A. Citi, Citibank, Citi with Arc Design, The Lost Wallet and Private Pass are registered
service marks of Citigroup Inc.
MasterCard is a registered trademark of MasterCard International Incorporated.

This is a true departure.

This is your new Citi / AAdvantage Executive World Elite MasterCard

American Airlines: 1-800-433-7300

American Airlines Vacations:
1-800-321-2121
Concierge and World Elite Benefits:
1-877-881-2668

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Citibank Online: citicards.com

American Airlines: aa.com
AAdvantage Program:
aa.com/aadvantage
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Table of Contents

3 Your Passport to Privileges

The benefits you really deserve.

11 Your American Airlines AAdvantage Miles

Lots of AAdvantage miles.
17 Your Identity Protection

Protection from everyday mishaps to identity theft.
23 Your Cardmember Benefits

Card options tailoring your service to your busy life.
29 Your Purchasing Protection

Extended warranty and the buying security you need.
33 Your Next Departure

Premium assistance for premium travelers.
37 Your Card, at Your Service
24-hour solutions for your every need.
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Your Passport to Privileges

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Your Passport to Privileges

See the world from a higher perspective.

Admirals Club Membership1
With access for (and your immediate family or up to two traveling guests that accompany you) to Admirals Club worldwide locations,
including access to US Airways Club lounges, youll agree that travel has never been this comfortable and convenient. Enjoy spacious and
relaxing lounges offering complimentary drinks and light snacks, complimentary Wi-Fi, access to conference rooms, PCs with internet access,
print services and more. Before, after or in between flights, this is where you belong. For more details on Admirals Club membership, please
visit aa.com/admiralsclub

Enhanced Airport Experience2

The days of waiting in long airport lines are over. Now you can enjoy priority check-in, airport screening and boarding privileges where those benefits are
available. After all, travel is about moving, not standing still.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your Passport to Privileges

No Foreign Transaction Fees

First Checked Bag Free3

Its your money, whether youre spending it at home or abroad. Pay no foreign transaction fees on purchases
when you use your Citi / AAdvantage Executive credit card. Keep more of your money where it belongs in
your pocket.

Enjoy a waived domestic baggage charge for you and up to eight additional travel companions
on the same reservation.

Special Access with Citi Private Pass BEYONDSM

Chip Technology

As a Citi Executive / AAdvantage cardmember, you are amongst a select few who have access to specially
curated, invitation-only entertainment events. From backstage concert experiences, to unforgettable chef tasting
events, to meeting with some of todays most iconic athletes. To learn more about the unforgettable experiences
that await, visit citiprivatepass.com/beyond

Your card comes with Chip Technology at no additional cost. Enjoy enhanced security against counterfeit fraud
when you use your card at retailers with chip enabled terminals. Your Chip card is easy to use at home or abroad.
No PIN required!

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your Passport to Privileges

Dedicated Concierge Service

No matter where you are or when you need it, expert assistance is just a phone call away.
Whether youd like to make dinner reservations, need help with travel arrangements or want
to buy and deliver gifts and goods, our highly trained concierge professionals are available
24 hours a day and committed to helping you. Call 1-877-881-2668 to speak with a concierge.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your American Airlines AAdvantage Miles

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Your American Airlines AAdvantage Miles

Let your plans take flight.

Earn Double AAdvantage Miles
When you make qualifying purchases with American Airlines, including US Airways codeshare flights purchased through American Airlines,
you go twice as far. Earn two AAdvantage miles for every $1 you spend on eligible American Airlines purchases. The more you purchase,
the sooner youll be able to enjoy the rewards.

Earn American Airlines AAdvantage Miles

In addition to earning double miles on eligible American Airlines purchases, you can enjoy earning one AAdvantage mile for every $1 spent on
other purchases5. With no milecap, there is no limit to how much you can earn.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your American Airlines AAdvantage Miles

Elite Qualifying Miles

Earn American Airlines AAdvantage Miles with Recurring Payments

Each calendar year, after you reach $40,000 in spending on purchases with your Citi / AAdvantage Executive card, you will earn 10,000
AAdvantage elite-qualifying miles from American Airlines to put you on the fast track to American Airlines AAdvantage elite status.
Elite-qualifying miles can only be used toward attaining AAdvantage elite status levels that are explained and defined in the Elite Qualification
Requirements section of aa.com

When you use your card to make automatic payments on recurring bills like utilities, youll earn AAdvantage miles
for paying bills youre already paying each month. To learn more about setting up Automatic Recurring Payments,
just call the customer service number on the back of your Citi / AAdvantage Executive card.

No Mileage Cap

The time between you and your next destination just got shorter. With Reduced Mileage Awards,6 you can travel
to select locations with up to 7,500 fewer American Airlines AAdvantage miles round-trip. Locations are updated
throughout the year; see the complete list of Reduced Mileage Awards at aa.com/reducedmileageawards

Theres no limit to the number of miles you can earn on your Citi / AAdvantage Executive card. And with no cap on the AAdvantage miles you can
accumulate, theres no stopping what your everyday purchasing power can do.

Reduced Mileage Awards

When youre ready to redeem AAdvantage miles for an award, simply call American Airlines Reservations
at 1-800-882-8880.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your Identity Protection

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Your Identity Protection

Sleep better with premium safeguards.

The Lost Wallet Service
Sometimes things happen that are out of your control, but that doesnt mean you should be inconvenienced. If youve lost your card,
well replace it, usually within 24 hours.7 In addition, well provide you with emergency cash, subject to your available line of credit and
cash advance limit.

24-Hour Protection from Fraud

Our Fraud Early Warning monitors your account to detect potentially fraudulent transactions. When we see suspicious activity, we will
take appropriate actions to protect your account, including contacting you to validate the transactions.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your Identity Protection

Citi Identity Theft Solutions

Boasts a team of dedicated identity theft specialists who are invested in helping you contact credit
bureaus, handle police reports, and get your life back in order.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your Servicing Options

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Your Servicing Options

Tailor your service for the perfect fit.

Personal Identification Number
If you need cash fast, your customizable four-digit Personal Identification Number (PIN) gives you access to over 1.2 million ATMs around
the world, so your spending is entirely on your terms.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your Servicing Options

Flexible Billing

Free Annual Account Summary

If the assigned payment due date does not work for you, we invite you to choose one that falls in the
beginning, middle or end of the month this gives you greater control when you pay your bills.

Get a year-end personal account summary detailing charges by month and divided into 14 different spending
categories. View your online summary at citicards.com or call the customer service number on the back of your card.

Payment Options

Account Online

We offer a range of easy payment methods to give you the flexibility you need. Pay your bill by mail,
over the phone or online. You can even arrange to have payments automatically deducted from your
bank account each month.

Citicards.com lets you manage your Citi Executive / AAdvantage card account online, anytime, whether
you want to check your balance, see if your payment was credited or receive your statements online with our
paperless statements. Well only send you an email when your statement is ready to view each month. Do all this
and more online, anytime. Register now.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your Purchasing Protection

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Your Purchasing Protection

Enjoy spending with coverage you can count on.

Citi Price Rewind
Searches retailer sites for a lower price when you register your covered purchases.8 Learn how you could get a refund of the price difference
at citi.com/pricerewind.11

Damage & Theft Purchase Protection

Can refund you if items you purchase with your Citi / AAdvantage Executive Card are damaged or stolen.7,11

$0 Liability on Unauthorized Charges

No more worrying about unauthorized charges. Enjoy automatic protection if somebody uses your card without your consent.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your Next Departure

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Your Next Departure

Find open doors wherever you go.

Worldwide Acceptance
Use your Citi / AAdvantage Executive World Elite MasterCard credit
card at millions of merchant locations and more than 1.2 million ATMs
and financial institutions worldwide. Additionally, youll have access over
1,000 domestic Citibank branch locations, each offering a full selection of
superior products and services.10

TM

Travel Assistance Services

Car Rental Insurance

Automatic Travel Accident Insurance at No Extra Cost

If an eligible rental car you paid for with your Citi / AAdvantage
Executive credit card, is damaged or stolen.7 Take advantage of this
coverage by declining the car rental companys collision damage
coverage.

As a Citi / AAdvantage Executive cardmember, you are automatically covered for up to $500,000 of Common
Carrier Travel Accident Insurance when you charge your plane, ship, train or bus ticket to your card.8

Trip Cancellation/Interruption Coverage

Youre eligible to receive up to $1,500 in coverage if you are prevented from taking or continuing
a trip paid for with your Citi / AAdvantage Executive card.8

If you need pre-trip destination information such as visa and passport

requirements and immunizations, were at your service. We can also
provide referrals to doctors and lawyers worldwide, as well as help you
recover lost baggage and arrange emergency transportation.11
LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Your Card, at Your Service

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Your Card, at Your Service

Were there when you need us.

Citi Customer Service
If you have questions about your Citi / AAdvantage Executive card and its many features, theres no reason to wait for answers our first-rate
customer service representatives are available 24 hours a day. Get updated information about your balance, settle disputes with merchants, request
additional cards and products, and more, all on your schedule. Call 1-888-766-2484 anytime.

Additional Cards
As a Citi / AAdvantage Executive cardmember, you can request cards for authorized users at no additional cost.

LINDA
WALKER

For more information, call 1-888-766-2484.

Executive

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Terms and Conditions

1 Admirals Club Membership: Only primary Citi / AAdvantage Executive World Elite MasterCard cardmembers who are 18 years of age or older
may receive membership privileges to the American Airlines Admirals Club lounges. Authorized users of the Citi / AAdvantage Executive World Elite
MasterCard credit card are not entitled to Admirals Club membership privileges. To access the Admirals Club lounge, the primary cardmember must
present (i) his or her AAdvantage number, (ii) his or her current government-issued I.D., (iii) his or her open and valid Citi / AAdvantage Executive World
Elite MasterCard and (iv) any additional required documentation. The primary cardmember may bring as guest(s) either immediate family (spouse,
domestic partner and/or children under 18 years of age) or up to two traveling guests. All guests must remain with the cardmember during the club visit.
All persons must be 21 years of age or older to consume alcohol. Should the Citi / AAdvantage Executive World Elite MasterCard account be closed
for any reason, all Admirals Club benefits will be immediately cancelled, including access to all Admirals Club lounges. All Admirals Club membership
terms and conditions apply. To review the complete Admirals Club membership rules, please visit aa.com/admiralsclub. Such membership terms and
conditions are subject to change without notice. Additional restrictions may apply. If the primary Citi / AAdvantage Executive World Elite MasterCard
cardmember is already an Admirals Club member and has sixty or more days remaining (from the date the Citi / AAdvantage Executive World Elite
MasterCard card account is approved by Citi) on such current Admirals Club membership, he or she is eligible to receive a pro-rata refund from
American Airlines for any unused portion of his or her current Admirals Club membership fee. The refund will be based on the number of days remaining
on such primary cardmembers current Admirals Club membership. Refunds will be automatically made in the original form of payment within 12 weeks
of becoming a Citi / AAdvantage Executive World Elite MasterCard cardmember. Lifetime Admirals Club members and AAirpass members with
Admirals Club privileges are not eligible for a refund.

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E nhanced Airport Experience: For benefit to apply, the Citi / AAdvantage account must be open 7 days prior to air travel AND, reservation must include
the primary cardmembers American Airlines AAdvantage number 7 days prior to air travel. If your credit card account is closed for any reason, these
benefits will be cancelled. Citi / AAdvantage Executive World Elite MasterCard cardmembers will have the following benefits: priority check-in (where
available), priority airport screening (where available), and priority boarding privileges when traveling on flights marketed and operated by American Airlines,
or on flights marketed by American Airlines and operated by SkyWest Airlines, Inc., ExpressJet Airlines, Inc., Republic Airline Inc., Envoy Air Inc., or Chautauqua
Airlines, Inc. Up to eight customers traveling with the eligible primary cardmember will also get priority check-in (where available), priority airport screening
(where available), and priority boarding privileges if they are listed in the same reservation. Priority boarding group will only be printed on the boarding
pass of the eligible Citi / AAdvantage primary credit cardmember. You may check in at any Business Class check-in position or First Class check-in when
Business Class is not available, regardless of the class of service in which you are traveling on American Airlines. These benefits will not be available for travel
on US Airways flights or on codeshare flights booked with an American Airlines flight number but operated by another airline. Exclusive lanes at security
checkpoints are available, subject to TSA approval. Applicable terms and conditions are subject to change without notice.

F irst Checked Bag Free: For benefit to apply, the Citi / AAdvantage account must be open 7 days prior to air travel AND, reservation must
include the primary cardmembers American Airlines AAdvantage number 7 days prior to air travel. If your credit card account is closed for
any reason, these benefits will be cancelled. Eligible Citi / AAdvantage Executive World Elite MasterCard primary cardmembers may check
one bag free of charge when traveling to domestic destinations on flights marketed and operated by American Airlines, or on flights marketed
by American Airlines and operated by Envoy Air Inc., SkyWest Airlines, Inc., ExpressJet Airlines, Inc., Republic Airline Inc., or Chautauqua
Airlines, Inc. This benefit will not be available for travel on US Airways flights or on codeshare flights booked with an American Airlines flight
number but operated by another airline. For the Citi / AAdvantage Executive World Elite MasterCard, up to eight customers traveling with
the eligible primary cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does
not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage elite program benefits, including
any waiver of baggage charges. Please see aa.com for baggage weight and size restrictions. Additional terms, conditions and restrictions may
apply. Applicable terms and conditions are subject to change without notice.

 ouble Miles: Eligible American Airlines purchases are items billed by American Airlines as merchant of record, including US Airways
D
codeshare flights (a flight with a US Airways number but operated by American Airlines) booked through American Airlines channels (aa.
com, American Airlines reservations, and American Airlines airport and city ticket counters). Miles earned will be posted to the primary
cardmembers AAdvantage account. Products or services that do not qualify are purchases of tickets on US Airways or American Airlines

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codeshare flights (a flight with an American Airlines number but operated by US Airways) booked through US Airways channels, car
rentals, hotel reservations, American Airlines Vacations packages, purchases of American Airlines AAdvantage miles, duty free purchases
and AA CargoSM. AAdvantage bonus miles will be posted to your AAdvantage account in 810 weeks.
E lite Qualifying Miles: One time per calendar year (referring to January through December billing statements), the primary Citi / AAdvantage Executive
World Elite MasterCard cardmember will earn 10,000 Elite Qualifying Miles (EQMs) after he or she reaches the first $40,000 in eligible purchases on
his or her Citi / AAdvantage Executive World Elite MasterCard account during such calendar year (purchases posted to your January to December
billing statements), regardless of the date the account is opened. EQMs are earned on purchases, excluding returned goods and services, cash advances,
convenience checks, transferred balances, credits, fees and interest charges. A primary cardmember may earn the 10,000 EQMs only one time in a calendar
year, even if the primary cardmember has more than one Citi Executive / AAdvantage card. EQMs earned as a result of this offer will be posted to the
primary cardmembers American Airlines AAdvantage program account 68 weeks after meeting the $40,000 purchase requirement. Purchases made
from additional cards on the primary cardmembers account will count toward the primary cardmembers qualifying spend; however, additional cardholders
are not eligible to earn EQMs. Please log in to your AAdvantage account on aa.com to view your YTD Elite Qualifying Miles balance. Should the posting of
the additional EQMs result in your qualifying or re-qualifying for AAdvantage elite status, your status will be valid throughout the next succeeding elite
membership year. Benefits associated with any new elite-status level will take effect immediately on the date the additional elite-status qualifying miles
were posted to your AAdvantage account and will apply to all eligible flight activity occurring on or after that date. If applicable, your new credentials will
be received within 46 weeks. All AAdvantage program terms and conditions apply. EQMs only count toward elite-status qualification for the AAdvantage
program. EQMs cannot be redeemed for award travel, AAdvantage miles or any other AAdvantage program awards. AAdvantage program elite-status
requirements are available on the AAdvantage section of aa.com.
6
R educed Mileage Awards: The Reduced Mileage Awards program allows Citi / AAdvantage cardmembers to redeem American Airlines AAdvantage miles
for round trip or one-way travel on MileSAAver awards to destinations selected every other month. The MileSAAver discount is 7,500 American Airlines
AAdvantage miles round trip or 3,750 one-way for this Citi / AAdvantage Executive World Elite MasterCard. Redemption of Reduced Mileage Awards
applies only to bookings made by phone through American Airlines Reservations or through airport or city ticket centers. A $25 USD award service charge per
person applies to AAdvantage award reservations ticketed by our reservations offices; a $20 USD award service charge per person applies to AAdvantage
award reservations ticketed by our Travel Centers; or a $35 USD award service charge per person applies to AAdvantage award reservations ticketed by our
Airport Agents. This payment does not apply to AAdvantage Executive Platinum members and AAirpass customers. All such additional amounts are subject
to change. Flights and availability are subject to change without notice. For the complete list of Reduced Mileage Awards, visit aa.com/reducedmileageawards.
7
Emergency card replacement outside of the continental U.S. may take a minimum of 48 hours. There may be a service fee associated with a
request for 24-hour card replacement.
8
Certain conditions, restrictions and exclusions apply. For complete program details, please refer to your Summary of Additional Program Information.
9
Prices are tracked for a limited period of time from the original purchase date for the same item by the same manufacturer. Citi Price Rewind only
tracks online prices and does not guarantee that it tracks all retailers or will find the lowest advertised price. There are specified limits on the amount
of Price Rewind refunds per item and per calendar year. Multiple purchases of the same item are limited to a specified maximum claim payment per
sales receipt. The entire purchase amount for the item must be made with your Citi card to be eligible for a refund. This service is only available on
Citi-branded consumer credit cards (except Chairman Credit Cards) and at no additional cost. Debit cards and Business Credit Cards are not eligible
for this program. Items purchased with rewards points or miles are not eligible for this program. Additional conditions, restrictions, limitations and
exclusions apply. Please see the Description of Coverage on citi.com/pricerewind for program details and to learn what items are covered. Citi Price
Rewind is underwritten by Triton Insurance Company.
10
Citibank branches are offices of Citibank, N.A., Member FDIC, and an affiliate of Citibank, N.A., which issues your credit card.
11
Provides assistance and referrals only. You are responsible for the cost of any actual medical, legal, transportation, cash advance or other services
or goods provided. For complete details, refer to your Summary of Additional Program Information.
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Any benefit, reward, service, or feature offered in connection with your Citi /AAdvantage Executive Card from Citi may change or be
discontinued at any time for any reason, except as otherwise expressly indicated. Citi is not responsible for the products and services
offered by other companies.
American Airlines reserves the right to change the AAdvantage program and its terms and conditions at any time without notice, and to end
the AAdvantage program with six months notice. Any such changes may affect your ability to use the awards or mileage credits that you
have accumulated. Unless specified, AAdvantage miles earned through this promotion/offer do not count toward elite-status qualification or
AAdvantage Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For
complete details about the AAdvantage program, visit aa.com/AAdvantage.
American Eagle service is operated by Envoy Air Inc., SkyWest Airlines, Inc., ExpressJet Airlines, Inc., or Republic Airline Inc. The American Connection
service is operated by Chautauqua Airlines, Inc.
American Airlines, AAdvantage, AAirpass, Admirals Club, AAdvantage Million Miler, American Connection, AA Cargo, and the Flight Symbol logo are
trademarks of American Airlines, Inc.
oneworld is a mark of the oneworld Alliance, LLC.
MasterCard is a registered trademark of MasterCard International Incorporated
US Airways Club is a trademark of US Airways, Inc.
2014 Citibank, N.A. Citi, Citibank, The Lost Wallet and Citi with Arc Design are registered service marks of Citigroup Inc.

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