Steven J.

Randall
Irvine, CA 92602
H (714) 505-4534
C (714) 640-4656
SteveRandall@cox.net
EXPERIENCE

Commercial Real Estate Finance Consulting, President, 2016-Present

My twenty five plus years of broad experience in commercial real estate finance uniquely
qualifies me to supplement existing resources and provide rapid and significant
contributions to non-routine and complex real estate finance issues. My perspective is
one of identifying risk, how its properly priced and the means to mitigate risk.
Examples of Potential Client Situations Include:
Outside portfolio review for regulatory or audit compliance.
Independent portfolio analysis and valuation.
Additional resources for acquisition/disposition due diligence.
Special Projects/Complex asset resolution.
Examples of Relevant Skills Include:
Market and competitive property analysis across multiple markets and property types.
Cash flow analysis and projections using Excel/Argus.
Knowledge of debt and equity markets for potential asset recapitalization.
Risk Analysis/Sensitivity Analysis.
Clear and concise report writing and board/investment committee presentation
John Hancock Real Estate Finance, Irvine, CA, Senior Investment Officer, 2011-2015.
Senior team member for regional origination office of a national Life Insurance Co.

Responsible for sourcing, underwriting, securing committee approval and closing

commercial real estate loans of $10-100 million.
Consistently exceed regional goals. Responsible for in-house loan servicing.

Federal Deposit Insurance Corporation (FDIC), Irvine, CA, Receivership Resolution

Specialist/Asset Management (CG-14), 2009 2011.
Senior asset manager responsible for overseeing the resolution of the most complex nonperforming real estate and commercial credits managed by WCTSO.

Compile, research and draft detailed case write-ups prior to presentation to credit
committee.
Voting member of credit committee.
Participate in over 15 bank closings in the role of subject matter expert for
government insured loans.

MMA Realty Capital/ MONY Life Insurance Company, Irvine, CA, Regional VicePresident & Senior Director of Investments, 1997-2008.
Western regional production head for a NYSE Real Estate Company. Investments include
all major commercial and residential property types.

EDUCATION

Debt investment programs include permanent portfolio loans, construction and

bridge loans.
Equity type investment programs include mezzanine loans and participating debt/JV
structures.
Primary servicer for all debt and equity investments including borrower/partner
interface, investment modification approvals, enforcing remedies, and post
foreclosure asset management and disposition.

University of California, Los Angeles, MA 1981 (Emphasis in Real Estate Finance and
Development GPA: 3.5).