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WHY ARE KIDNEYS IMPORTANT?

Kidneys are the silent engines that help keep our bodies balanced. If theyre doing their job properly,
theyre neither seen nor heard unless something goes wrong.

KIDNEYS ACT AS A FILTER BY:


Blood capillaries

1. Eliminating toxins from blood


2. Regulating blood pressure and bodily fluids
3. Helping in red blood cell creation

Blood with waste


products arrives
through renal artery

Although humans are born with two kidneys,


its perfectly possible to live a long and healthy
life with only one (if you donate one, or if one is
removed due to disease).

Clean blood leaves


via renal vein
Waste product (urine)
to the bladder

WHAT CAN GO WRONG?


When your kidneys stop working properly, waste builds up in your blood,
causing complications that can damage your heart and circulation.

CHRONIC KIDNEY DISEASE (CKD)


CKD is a life-threatening illness that often goes undiscovered until advanced stages. If left untreated,
it can result in kidney failure.
CKD is largely caused by diabetes and high blood pressure. These two factors, combined with age and
family history, put you at a higher risk of developing CKD.
Prolonged use of certain painkillers, plus autoimmune diseases, are also known to be risk factors
leading to CKD.

PEOPLE WITH KIDNEY FAILURE HAVE TWO OPTIONS


Diseased
kidneys

ORGAN TRANSPLANTS
New kidney

Organ transplants in India have lengthy waiting lists and if a matching


donor is found, there is always a possibility of your body rejecting the
new organ.

DIALYSIS
Blood to
dialyser

Dialysis is the mechanical process of purifying and eliminating waste


from blood. It is done at a hospital or dialysis centre several times a
week when your kidneys can no longer clean waste on their own. It is
a lifelong procedure, unless you find a transplant.
Blood back in body

HOW TO KEEP MY KIDNEYS HEALTHY


You can keep your kidneys in good health by maintaining a balanced diet and lifestyle
two things that prevent high blood pressure and diabetes, which contribute to kidney disease.
WHAT TO KEEP LOW OR UNDER CONTROL:

SALT

CANNOT RESIST SALT SINCE


DANDI MARCH

LET MY BLOOD TAKE ALL


THE PRESSURE

1. SALT INTAKE

2. BLOOD PRESSURE

high on medication

sweets complete me!

3. SUGAR LEVEL

4. USE OF PAINKILLERS

wish my WALLET had


these pounds instead

it started with a sip

5. BODY WEIGHT

6. ALCOHOL INTAKE

oil doesnt even have


chlorine!

7. CHOLESTEROL

DO MORE OF THIS:

keeping my engines
lubricated

KEEP YOURSELF
HYDRATED

so i could have a better


selfie

EXERCISE
REGULARLY

PRODUCT INFORMATION
What if you are diagnosed with a critical illness and you have to put your life and job on hold?
What if you require regular treatment for a long-term illness and your health insurance only covers a fraction
of the cost?
In these circumstances, financial strain can wreak havoc on your family life. But there are ways to soften the
blow of a critical illness diagnosis.

WHAT IS CRITICAL ILLNESS INSURANCE?


If you are diagnosed with a critical illness, you may need to undergo regular treatment over a
prolonged period of time, or your condition may affect your quality of life to the extent that you have to
leave your job temporarily or permanently. For example, some people cannot return to work for a few
months after cardiac artery bypass surgery or due to injuries from a car accident.
In case your income is disrupted due to this diagnosis, critical illness insurance acts as an income
replacement plan in the form of a sum assured payout that can be used for multiple purposes.
A critical illness policy provides financial support in the period between life after discharge from
hospital and death, when neither mediclaim nor life insurance are helpful. Just as you would want to
safeguard your family in case of your early death, you similarly need a plan to protect them while you
are alive.
Critical illness plans can come in the form of a rider or standalone policy. Each has a different cost and
different benefits unlike those from any other. However, a standalone critical illness policy provides a
larger Sum assured up to 1 crore.
One such plan is Edelweiss Tokio Life - CritiCare+ from Edelweiss Tokio Life Insurance.
Edelweiss Tokio Life - CritiCare+ offers a package of benefits unlike any other insurer, including:

Sum assured up to 1 Crore


Critical Illness Plan: 17 Critical Illnesses covered
Hassle Free Claim: Lump sum benefit on diagnosis of Critical Illness, no medical bills
required
MultiClaim Option: Claim up to 3 times during the policy term under this option*
Waiver of future premiums on occurrence of first claim under Multi Claim Option
Click here to learn more about Edelweiss Tokio Life - CritiCare+

Company Information
Start-up capital of Rs. 550 cr in India
Joint Venture with Tokio Marine, Japan an over 130 year-old insurer, present in 37 countries
Tokio Marine is in India since 2001 (IFFCO Tokio General Insurance)
Edelweiss has 20 years of experience and 6,30,000 clients in 128 cities
Click here to learn more about Edelwiess Tokio Life Insurance

DISCLAIMERS
*Disclaimer: 17 critical illness are divided into four groups. Under multiclaim option, life
insured can claim for Critical Illness only once from one group
Company disclaimer:
Edelweiss Tokio Life CritiCare+ is only the name of the non-participating non linked critical
illness plan and does not in any way indicate the quality of the contract, its future prospects,
or returns. Please know the associated risks and the applicable charges from Us. Tax benefits
are subject to changes in the tax laws. Insurance is the subject matter of the solicitation. For
more details on risk factors, terms and conditions, please read sales brochure carefully
before concluding a sale. Edelweiss Tokio Life Insurance Company Limited | IRDAI Regn. No.:
147 | Corporate Identity Number: U66010MH2009PLC197336 |
Registered Office: Edelweiss House, Off CST Road, Kalina, Mumbai 400098 | Tel. No.: +91 22
4088 6015 | Fax No.: +91 22 4342 8161 | www.edelweisstokio.in | UIN: 147N030V01
Corporate Office Address: 3rd & 4th Floor, Tower 3, Wing B, Kohinoor City Mall, Kohinoor City,
Kirol Road, Kurla (W), Mumbai - 400070 Contact Number: +91 022 4088 6015 Fax Number: +91
022 7100 4133
Flower & Edelweiss are trademarks of Edelweiss Financial Services Limited; Tokio is
Trademark of Tokio Marine Holdings Inc. and used by Edelweiss Tokio Life Insurance Co. Ltd.
under license.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS
IRDAI clarifies to public that
-IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial
products nor invest premiums.
-IRDAI does not announce any bonus.
-Public receiving such phone calls are requested to lodge a police complaint along with
details of phone call, number.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS


IRDAI clarifies to the public that:
-IRDAI or its officials do not involve in activities like sale of any kind of insur
ance or financial products nor invest premiums.
-IRDAI does not announce any bonus.
-Public receiving such phone calls are requested to lodge a police complaint
along with details of phone call, number.