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WHY DOW JONES RISK & COMPLIANCE? Companies are in business to conduct business – effectively

WHY DOW JONES RISK & COMPLIANCE?

Companies are in business to conduct business – effectively and efficiently. They don’t want the financial, regulatory and reputational exposure from dealing with those who represent undue risk to the firm and its bottom line. On the other hand, firms don’t want to waste their financial and personnel resources chasing down low-quality leads and petty offenses whose potential impact is not worth the effort.

Dow Jones gets that – loudly and clearly. In the proud tradition of excellence exemplified by our flagship publications, we provide accurate, complete, up-to-date content. Our reliability means that companies can make better decisions with less investment of their time and resources.

QUALITY – ITS IMPACT ON BUSINESS

The quality of Dow Jones Risk & Compliance data makes a significant difference in corporate performance in several specific ways:

SPEED:

COMPLETENESS:

Our premium Sanctions service is refreshed every 8 hours. This reduces the window in which businesses are exposed to the regulatory risk and scrutiny from newly designated sanctions targets.

Our researchers enrich our listings with additional detail such as dates and places of birth, personal and corporate identifiers, and names in the original language, among others. This enables decisions to be made more quickly, without the need for additional research, and with greater confidence.

EFFICIENCY:

We merge into a single listing all the data for a given person or entity—whether such data is related to their status as a PEP, a sanctions target, their appearance in the media related to significant crimes or their association with a state-owned company. This consolidation reduces the time required to review a matched person or entity by up to 40%.

RELEVANCE:

Our researchers operate within strict guidelines for what is relevant to business, rather than competing to have the largest database of names and news stories. Being able to exclude low-level government officials from a PEP database when not required by local regulations, unsubstantiated rumors or allegations, or criminal behavior with a low monetary value from adverse media listings allows Dow Jones to tailor risk and compliance data to the specific needs of each corner of the globe.

BENEFITS – BY THE NUMBERS

Dow Jones Risk & Compliance supports your business with:

COMPREHENSIVE COVERAGE:

500,000+ news stories reviewed daily from over 32,000 different news sources scanned for relevant content
500,000+
news stories reviewed daily from
over 32,000 different news
sources scanned for relevant
content

GLOBAL COVERAGE:

News sources from 200 countries
News sources from
200 countries

DIVERSITY OF COVERAGE:

Researchers find relevant information in 60 languages
Researchers find relevant
information in
60 languages

FASTER COVERAGE:

Sanctions data refreshed every 8 hours
Sanctions data refreshed every
8 hours

NAMES IN NON-LATIN SCRIPTS:

395,000+ names in original scripts like Chinese, Cyrillic and Arabic
395,000+
names in original scripts like
Chinese, Cyrillic and Arabic

EXPANDED COVERAGE:

200,000+ State-owned companies
200,000+
State-owned companies

LEARN MORE

For more information, contact your Dow Jones account manager or visit dowjones.com/risk

your Dow Jones account manager or visit dowjones.com/risk ©201 5 Dow Jones & Company., Inc. All

©2015 Dow Jones & Company., Inc. All rights reserved.

ANTI-MONEY LAUNDERING Combating money laundering can be very frustrating. Firms must comb through haystacks of

ANTI-MONEY LAUNDERING

Combating money laundering can be very frustrating. Firms must comb through haystacks of customer transactions to find patterns of suspicious needles. Even for modest-sized firms, the computing power to find these patterns and the staff resources to review the potential trouble spots can be somewhere between daunting and impossible.

The main challenges facing anti-money laundering (AML) professionals are relatively few, but sizable:

• Identifying customers in positions of power, their relatives and close associates

• Identifying customers in positions of power, influence or ownership of state-owned companies

• Identifying customers who have been involved in significant illegal, unethical or immoral behavior in the past, as an indicator of possible future involvement in money laundering

The real trick is to do the above efficiently, as part of a risk-based AML program. While every offender has a “first time,” identifying the types of people listed above, those who need Compliance’s vigilance the most, significantly simplifies the overall task.

Dow Jones Risk & Compliance focuses on identifying those persons who fit the profile that AML practitioners want to keep track of. In our proud tradition of excellence, exemplified by our flagship publications, we provide

accurate, complete, up-to-date content, even as changes in AML regulation, such as the 4

Directive, alter the focus and scope of AML compliance requirements. Our reliability means that companies can be more effective in their AML review and decision-making processes, with more efficient investment of their time and resources. Additionally, firms can rely on our commitment to providing solutions that adapt to evolving local and international regulatory standards.

EU Money Laundering

DOW JONES RISK & COMPLIANCE QUALITY - ITS IMPACT ON AML

The quality of Dow Jones Risk & Compliance data makes a significant difference in anti-money laundering compliance in several specific ways:

COMPLETENESS:

Our researchers enrich our listings with additional detail, such as dates and places of birth, personal and corporate identifiers, and names in the original language, among others. This enables decisions to be made more quickly, without the need for additional research, and with a higher degree of confidence.

EFFICIENCY:

Dow Jones Risk & Compliance merges all the data for a given person or entity—whether it is related to someone’s status as a PEP, a person associated with a state-owned company, or someone who has appeared in the media related to significant crimes—into a single listing. This consolidation reduces the time required to perform review of a matched person or entity by up to 40%.

RELEVANCE:

Our researchers operate within strict guidelines for what is relevant to business, rather than competing to have the largest database of names and news stories. By excluding low-level government officials from a PEP database when not required by local regulations, unsubstantiated rumors or allegations, or criminal behavior with a low monetary value from adverse media listings, Dow Jones can offer risk and compliance data that is tailored to the specific needs of each corner of the globe.

BENEFITS – BY THE NUMBERS

Dow Jones Risk & Compliance supports your business with:

Comprehensive coverage: Over 500,000 news stories reviewed daily from over 32,000 different news sources scanned for relevant content

Global coverage: News sources from 200 countries

Diverse coverage: Researchers find relevant information in 60 languages

Faster coverage: Sanctions data refreshed every 8 hours

Names in non-Latin scripts: Over 395,000 names in original scripts, like Chinese, Cyrillic and Arabic

LEARN MORE

For more information, contact your Dow Jones account manager or visit dowjones.com/risk

your Dow Jones account manager or visit dowjones.com/risk ©201 5 Dow Jones & Company., Inc. All

©2015 Dow Jones & Company., Inc. All rights reserved.

THIRD PARTY RISK A perennial effort for firms all across the globe is determining how

THIRD PARTY RISK

A perennial effort for firms all across the globe is determining how much risk a relationship with a third party may pose whether with a customer, vendor, employee or other counterparty. Third parties potentially need to clear two hurdles:

• Does the third party have significant connections to governments or state-owned companies?

• Have the persons or firms had any involvement in fraud or other undesirable activity (illicit or not)?

Fighting corruption by public officials, which can trace its regulatory pedigree to the U.S.’s Foreign Corrupt Practices Act of 1977, has gathered fresh momentum, as laws have passed or been introduced in every region of the world, including the U.K., Brazil, Ukraine, Thailand and India. The accumulation of regulatory fines, including $1.2 billion levied by the United States Securities and Exchange Commission (SEC) since 2010, and the first prosecutions of individuals under the U.K.’s Bribery Act 2010, has elevated the visibility and urgency of implementing effective anti- bribery and corruption (ABC) solutions.

Risk managers require information that helps identify third parties whose involvement in, or potential to be involved in, illegal or unsavory activities might tarnish their firm’s balance sheet or reputation. However, finding those news stories and public records can be very resource-intensive in terms of money, time and personnel.

The risk management challenge is simple:

• Assess the risks of the proposed relationship:

Identify persons with the potential to be involved in public corruption, from their positions in governments or state-owned companies, or their relationships with persons who aresimple: • Assess the risks of the proposed relationship: Identify firms with government ownership stakes, management

Identify firms with government ownership stakes, management involvement or control of the Board of Directorscompanies, or their relationships with persons who are Identify persons with records of activities with which

Identify persons with records of activities with which the firm does not wish to be associatedmanagement involvement or control of the Board of Directors • Investigate the public-source information about the

• Investigate the public-source information about the identified high-risk people and companies

• Monitor the high-risk relationships with which the firm has chosen to conduct business

• Do it efficiently

DOW JONES RISK & COMPLIANCE QUALITY - ITS IMPACT ON THIRD PARTY RISK

The quality of Dow Jones Risk & Compliance products and services makes a significant difference in third-party risk management in several specific ways:

COMPLETENESS:

Our researchers enrich our listings with additional detail, such as dates and places of birth, personal and corporate identifiers, and names in the original language, among others. Their research identifies firms and their subsidiaries whose significant amount of government ownership makes them potential targets of bribery, influence peddling or other corruption. Within these State Owned Companies, furthermore, our staff identifies members of management and ultimate beneficial owners, and further flags those who might warrant greater scrutiny, due to their government affiliations or prior unethical behavior. This enables decisions to be made more quickly, without the need for additional research, and with a higher degree of confidence.

EFFICIENCY:

Dow Jones Risk & Compliance merges all the data for a given person or entity into a single listing—whether that data is related to someone’s status as a PEP, a person associated with a state-owned company, or someone who has appeared in the media related to significant crimes. This consolidation reduces the amount of time required to perform review of a matched person or entity by up to 40%.

In addition, our Due Diligence Reports service consolidates all the information about a potential third-party relationship, providing an individualized level of detail about a person, or a corporate entity and its principals. The resultant report enables more effective evaluation and fact-based go/no go decision making.

RELEVANCE:

Our researchers operate within strict guidelines for what is relevant to business, rather than competing to have the largest database of names and news stories. By excluding low-level government officials from a PEP database when not required by local regulations, unsubstantiated rumors or allegations, or criminal behavior with a low monetary value from adverse media listings, Dow Jones can offer risk and compliance data that is tailored to the specific needs of each corner of the globe.

LEARN MORE

For more information, contact your Dow Jones account manager or visit dowjones.com/risk

your Dow Jones account manager or visit dowjones.com/risk ©201 5 Dow Jones & Company., Inc. All

©2015 Dow Jones & Company., Inc. All rights reserved.

SANCTIONS COMPLIANCE Regulators are increasingly clamping down on the regulated to ensure they have spotless

SANCTIONS COMPLIANCE

Regulators are increasingly clamping down on the regulated to ensure they have spotless sanctions compliance programs. While the massive civil monetary penalties from OFAC garner headlines, outside the U.S., program inadequacies spotted during regulatory examinations are drawing financial repercussions.

The main challenge for companies is meeting the bar that regulators are continuously raising:

• Finding alternate spellings, and misspellings, of names

• Identifying banks by their SWIFT BIC address

• Comparing the birth dates of sanctions targets to those in clients’ data

• Knowing which unlisted companies are majority-owned by other sanctions targets

All but the smallest companies are under an increasingly demanding microscope; one that requires an escalating commitment to quality sanctions data.

Dow Jones goes further to provide the level of quality that evolving sanctions compliance requirements demand. New regulatory mandates cast a wide net, sending firms scrambling to become compliant. In helping companies deal with such mandates, Dow Jones data stands apart, finding those hidden pieces of data beyond that included in the explicit regulatory designation, such as cargo vessel information sourced from IHS Fairplay, or state-owned companies with majority government ownership. In our proud tradition of excellence, exemplified by our flagship publications, we provide accurate, complete and up-to-date content. Our reliability means that companies can make better decisions with less investment of their time and resources.

DOW JONES RISK & COMPLIANCE QUALITY - ITS IMPACT ON SANCTIONS

The quality of Dow Jones Risk & Compliance data makes a significant difference in corporate performance in several specific ways:

SPEED:

Our premium Sanctions service is refreshed every 8 hours. This reduces the window in which businesses are exposed to the regulatory risk and scrutiny from newly designated sanctions targets.

COMPLETENESS:

Our researchers enrich our listings with additional detail, such as dates and places of birth, personal and corporate identifiers, and names in the original language, among others. This enables decisions to be made more quickly, without the need for additional research, and with a higher degree of

EFFICIENCY:

Dow Jones Risk & Compliance merges all the data for a given person or entity into a single listing, regardless of the number of sanctions lists in which the person or entity appears. This consolidation reduces the time required to perform review of a matched person or entity by up to 40%.

RELEVANCE:

Our researchers operate within strict guidelines for what is relevant to business, rather than competing to have the largest database of names and news stories. Being able to focus additional research effort on covered but unlisted sanctions targets, such as companies majority-owned by sanctions targets, Dow Jones can offer risk and compliance data that is tailored to the evolving sanctions compliance needs of the moment.

BENEFITS – BY THE NUMBERS

Dow Jones Risk & Compliance supports your business with:

Comprehensive coverage: Over 500,000 news stories reviewed daily from over 32,000 different news sources scanned for relevant content

Global coverage: News sources from 200 countries

Diverse coverage: Researchers find relevant information in 60 languages

Faster coverage: Sanctions data refreshed every 8 hours

Names in non-Latin scripts: Over 395,000 names in original scripts, like Chinese, Cyrillic and Arabic

Cities and Ports: Over 3,000 cities and regions, over 500 airports and seaports with UN/LOCODE or IATA codes

Chinese Commercial Codes: Over 33,000 codes for OFAC, UN and EU entities

LEARN MORE

For more information, contact your Dow Jones account manager or visit dowjones.com/risk

your Dow Jones account manager or visit dowjones.com/risk ©201 5 Dow Jones & Company., Inc. All

©2015 Dow Jones & Company., Inc. All rights reserved.

WATCHLIST IDENTIFY HIGH-RISK CLIENTS (1) Firms world-wide must continually assess how much risk third-party relationships

WATCHLIST

WATCHLIST IDENTIFY HIGH-RISK CLIENTS (1) Firms world-wide must continually assess how much risk third-party relationships
WATCHLIST IDENTIFY HIGH-RISK CLIENTS (1) Firms world-wide must continually assess how much risk third-party relationships
WATCHLIST IDENTIFY HIGH-RISK CLIENTS (1) Firms world-wide must continually assess how much risk third-party relationships
WATCHLIST IDENTIFY HIGH-RISK CLIENTS (1) Firms world-wide must continually assess how much risk third-party relationships
WATCHLIST IDENTIFY HIGH-RISK CLIENTS (1) Firms world-wide must continually assess how much risk third-party relationships

IDENTIFY

HIGH-RISK

CLIENTS

(1)

Firms world-wide must continually assess how much risk third-party relationships pose to their business, whether those relationships are with customers, vendors, employees or other counterparties. One of the most crucial tasks for compliance officers and risk managers is identifying high-risk clients, who are more likely to be involved in money laundering, corruption or other financial crimes and frauds.

Third parties must clear two hurdles:

first, are they, or have they ever been, involved in fraud and other undesirable activity? Second, are those parties connected to governments and state- owned companies, which provide the means for committing financial crimes? Risk managers and compliance officers need information that helps identify third parties who could possibly tarnish their firm’s balance sheet or reputation. However, finding that information can be very costly in money and resources.

The compliance and risk management challenge is to efficiently identify the few third parties whose past behavior or public-sector involvement warrants more oversight. This might include additional up-front due diligence, as well as regular scrutiny and activity monitoring. These are the people who most require companies’ risk and compliance efforts toward AML, anti-bribery and corruption, and fraud prevention.

Dow Jones Watchlist provides the comprehensive, detailed, accurate data that identifies those persons who fit the profile that risk managers want to monitor. Our proud tradition of excellence, exemplified by our flagship publications, provides up-to-date content that is accurate and complete. Our reliability means that companies can be more effective in their review and decision- making processes, with more efficient investment of their time and resources.

more effective in their review and decision- making processes, with more efficient investment of their time
WATCHLIST WHAT YOu NeeD TO KNOW: DOw JOnes watchlist incluDes: • Sanctions lists, exclusion lists,

WATCHLIST

WATCHLIST WHAT YOu NeeD TO KNOW: DOw JOnes watchlist incluDes: • Sanctions lists, exclusion lists, export
WATCHLIST WHAT YOu NeeD TO KNOW: DOw JOnes watchlist incluDes: • Sanctions lists, exclusion lists, export
WATCHLIST WHAT YOu NeeD TO KNOW: DOw JOnes watchlist incluDes: • Sanctions lists, exclusion lists, export
WATCHLIST WHAT YOu NeeD TO KNOW: DOw JOnes watchlist incluDes: • Sanctions lists, exclusion lists, export
WATCHLIST WHAT YOu NeeD TO KNOW: DOw JOnes watchlist incluDes: • Sanctions lists, exclusion lists, export

WHAT YOu NeeD TO KNOW:

DOw JOnes watchlist incluDes:

• Sanctions lists, exclusion lists, export control lists, travel restriction lists

• Enhanced Country Risk data for sanctions compliance, including sanctioned bank and vessel info, as well as companies owned 10% or more by sanctions targets

• Politically Exposed Persons (PEPs) and their Relatives and Close Associates

• Adverse Media for Special Interest Persons from Dow Jones Factiva, and their Relatives and Close Associates.

• Global coverage of all publicly available sanctions lists

• Publicly available lists checked for accuracy

• Listings enhanced with other data from Dow Jones Factiva and other reputable sources

• Alternate names and name spellings

• Names in native-language script

• Dates and Places of Birth

• Citizenship, Nationality and Legal Jurisdiction

• Personal and corporate identifiers such as passports, driver licenses, TINs and D-U-N-S numbers

leaRn MORe

For more information, contact your Dow Jones account manager or visit dowjones.com/risk.

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©2015 Dow Jones & Company, Inc. All rights reserved. 29DEC2014

Sergey Aksyonov. Aleksei Chaliy. Sergey

Chemezov. Vladimir Dzhabarov. Andrei

ARE YOU EXPOSED TO RUSSIAN SANCTIONS?

ARE YOU WORKING WITH A COMPANY OWNED BY…

Fursenko. Sergey Glazyev. Alexei Gromov.

Sergei Ivanov. Victor Ivanov. Andrei Klishas.

Vladimir Konstantinov. Yuri Kovalchuk.

Dmitry Kozak. Vladimir Kozhin. Mikhail

Malyshev. Valentina Matviyenko. Viktor

Medvedchuk. Valery Medvedev. Sergei

Mironov. Yelena Mizulina. Evgeny Murov.

Sergey Naryshkin. Viktor Ozerov. Oleg

Panteleev. Aleksey Pushkov. Dmitry Rogozin.

Boris Rotenberg. Arkady Rotenberg. Nikolai

Ryzhkov. Igor Sechin. Igor Sergun.

Leonid Slutsky. Vladislav Surkov. Rustam

Temirgaliev. Gennady Timchenko. Aleksandr

Totoonov. Sergey Tsekov. Vyacheslav

Volodin. Vladimir Yakunin. Sergei Zheleznyak. Yuriy Zherebtsov. Pyotr Zima*

Protect your company. Visit dowjones.com/risk

Pyotr Zima* Protect your company. Visit dowjones.com/risk (1) *Source: US Department of Treasury: Office of Foreign

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*Source: US Department of Treasury:

UKRAINE- RELATED SANCTIONS RESEARCH Sanctions regulations in the U.S., U.K., European Union, Canada and Australia
UKRAINE- RELATED SANCTIONS RESEARCH Sanctions regulations in the U.S., U.K., European Union, Canada and Australia
UKRAINE- RELATED SANCTIONS RESEARCH Sanctions regulations in the U.S., U.K., European Union, Canada and Australia
UKRAINE- RELATED SANCTIONS RESEARCH Sanctions regulations in the U.S., U.K., European Union, Canada and Australia
UKRAINE- RELATED SANCTIONS RESEARCH Sanctions regulations in the U.S., U.K., European Union, Canada and Australia
UKRAINE- RELATED SANCTIONS RESEARCH Sanctions regulations in the U.S., U.K., European Union, Canada and Australia

UKRAINE-

RELATED

SANCTIONS

RESEARCH

Sanctions regulations in the U.S., U.K., European Union, Canada and Australia for the separatists in eastern Ukraine and their backers in Russia extend beyond the published names of individuals and entities. They specify that entities “owned and controlled” by sanctions targets are also sanctioned. The U.S. regulator OFAC has been even more explicit, stating that firms where the ownership stake of multiple sanctioned individuals or companies adds up to 50% or more are considered subject to sanctions.

Dow Jones Risk & Compliance goes a step beyond in our Ukraine-Related Sanctions Research data. We cover all companies sanctioned by the U.S., U.K. or EU in which a sanctions target (e.g., designated by either the U.S., U.K. or EU under their Ukraine-related sanctions programs) owns a minimum stake of 10% of the firm. We recognize that capturing all significant ownership stakes gives the most flexibility to risk management and compliance

professionals. While firms must cease dealing with companies who meet strict regulatory ownership definitions, they also may wish to steer clear of those with significant minority ownership by sanctioned individuals or companies.

The OFAC Ukraine-related sanctions program includes a new requirement to prevent dealings in most new issues of debt or equity by a separate set of designated companies. The Sectoral Sanctions Identification (SSI) List contains firms in the Russian financial services, energy and defense sectors for whom certain transactions must be rejected. In order to assist firms with SSI List compliance, Dow Jones tracks new issues of debt or equity by these firms and includes the ISIN securities code for them in the Ukraine-Related Sanctions Research data.

Dow Jones provides the comprehensive, detailed, accurate data that identifies those persons, firms and relationships which risk managers want to keep track of. In the proud tradition of excellence exemplified by our flagship publications, we provide accurate, complete and up-to-date content. Our reliability means that companies can be more effective in their review and decision- making processes, with more efficient investment of their time and resources.

with more efficient investment of their time and resources. LEARN MORE For more information, contact your

LEARN MORE

For more information, contact your Dow Jones account manager or visit dowjones.com/risk.

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    OFAC-RELATED CONTENT (AS OF DECEMBER 5, 2014) • 107 Sanctioned Subjects - 57
    OFAC-RELATED CONTENT (AS OF DECEMBER 5, 2014) • 107 Sanctioned Subjects - 57
    OFAC-RELATED CONTENT (AS OF DECEMBER 5, 2014) • 107 Sanctioned Subjects - 57
    OFAC-RELATED CONTENT (AS OF DECEMBER 5, 2014) • 107 Sanctioned Subjects - 57
    OFAC-RELATED CONTENT (AS OF DECEMBER 5, 2014) • 107 Sanctioned Subjects - 57
    OFAC-RELATED CONTENT (AS OF DECEMBER 5, 2014) • 107 Sanctioned Subjects - 57
   

OFAC-RELATED CONTENT (AS OF DECEMBER 5, 2014)

• 107 Sanctioned Subjects

- 57 Individuals (25 Company Owners)

WHAT YOU NEED TO KNOW:

- 50 Entities

• 3,312 Related Entities

• Entity Categories:

- 2,977 Entities owned 10% or more by a single sanctioned subject

• 1,176 Entities owned 100%

• 965 Entities owned 50-99.9%

• 836 Entities owned 10-49.9%

   

- 262 Entities owned 50% or more by multiple sanctioned subjects

- 16 Entities with sanctioned subjects who are board members or senior executives

• Key information included for each profile:

   

- Address: 3,255 Entities

- Original Script Name: 2,796 Entities

- Registration Number/Company ID: 2,930 Entities

- Registration Date: 3,040 Entities

- ISIN: 23 Entities

- DUNs Number: 620

- Countries with subsidiaries with 10%+ Ownership: 78

EU-RELATED CONTENT (AS OF DECEMBER 5, 2014)

• 202 Sanctioned Subjects

- 154 Individuals (79 Company Owners)

- 48 Entities

• 1,721 Related Entities

• Entity Categories:

- 1,327 Entities owned 10% or more by a single sanctioned subject

• 527 Entities owned 100%

• 522 Entities owned 50-99.9%

• 278 Entities owned 10-49.9%

- 139 Entities owned 50% or more by multiple sanctioned subjects

- 31 Entities with sanctioned subjects who are board members or senior executives

Key information included for each profile:

- Address: 1,681 Entities

- Original Script Name: 1,567 Entities

- Registration Number/Company ID: 1,588 Entities

- Registration Date: 1,579 Entities

- DUN Number: 151

- Countries with subsidiaries with 10%+ Ownership: 47

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COUNTRIES WITH SUBSIDIARIES WITH 10%+ OWNERSHIP BY RUSSIAN SUBJECT: ABKHAZIA AFGHANISTAN ANGOLA ARMENIA AUSTRIA AZERBAIJAN
COUNTRIES WITH SUBSIDIARIES WITH 10%+ OWNERSHIP BY RUSSIAN SUBJECT: ABKHAZIA AFGHANISTAN ANGOLA ARMENIA AUSTRIA AZERBAIJAN
COUNTRIES WITH SUBSIDIARIES WITH 10%+ OWNERSHIP BY RUSSIAN SUBJECT: ABKHAZIA AFGHANISTAN ANGOLA ARMENIA AUSTRIA AZERBAIJAN
COUNTRIES WITH SUBSIDIARIES WITH 10%+ OWNERSHIP BY RUSSIAN SUBJECT: ABKHAZIA AFGHANISTAN ANGOLA ARMENIA AUSTRIA AZERBAIJAN
COUNTRIES WITH SUBSIDIARIES WITH 10%+ OWNERSHIP BY RUSSIAN SUBJECT: ABKHAZIA AFGHANISTAN ANGOLA ARMENIA AUSTRIA AZERBAIJAN
COUNTRIES WITH SUBSIDIARIES WITH 10%+ OWNERSHIP BY RUSSIAN SUBJECT: ABKHAZIA AFGHANISTAN ANGOLA ARMENIA AUSTRIA AZERBAIJAN

COUNTRIES WITH SUBSIDIARIES WITH 10%+ OWNERSHIP BY RUSSIAN SUBJECT:

ABKHAZIA AFGHANISTAN ANGOLA ARMENIA AUSTRIA AZERBAIJAN BAHAMAS BELARUS BELGIUM BELIZE BERMUDA BOSNIA AND HERZEGOVINA BRITISH VIRGIN ISLANDS BULGARIA CAMEROON CANADA CAYMAN ISLANDS CHINA CROATIA CYPRUS CZECH REPUBLIC DENMARK EGYPT ESTONIA FINLAND FRANCE GEORGIA GERMANY GHANA GIBRALTAR GREECE GUERNSEY HONG KONG HUNGARY INDIA IRELAND ISLE OF MAN ITALY JERSEY

JORDAN KAZAKHSTAN KYRGYZSTAN LATVIA LIECHTENSTEIN LITHUANIA LUXEMBOURG MACEDONIA MALAYSIA MALTA MOLDOVA MONGOLIA MONTENEGRO NAMIBIA NETHERLANDS NIGERIA NORWAY POLAND ROMANIA RUSSIA SERBIA SINGAPORE SLOVAKIA SLOVENIA SOUTH AFRICA SOUTH OSSETIA SPAIN SWEDEN SWITZERLAND TAJIKISTAN TURKEY TURKMENISTAN UKRAINE UNITED ARAB EMIRATES UNITED KINGDOM UNITED STATES UZBEKISTAN VENEZUELA VIETNAM

TAJIKISTAN TURKEY TURKMENISTAN UKRAINE UNITED ARAB EMIRATES UNITED KINGDOM UNITED STATES UZBEKISTAN VENEZUELA VIETNAM
UNITED KINGDOM UNITED STATES UZBEKISTAN VENEZUELA VIETNAM (4) ©2015 Dow Jones & Company, Inc. All rights

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DUE DILIGENCE REPORTS IDENTIFY HIGH-RISK CLIENTS Due Diligence business moDels incluDe: • Know Your customer

DUE DILIGENCE REPORTS

DUE DILIGENCE REPORTS IDENTIFY HIGH-RISK CLIENTS Due Diligence business moDels incluDe: • Know Your customer (KYC)
DUE DILIGENCE REPORTS IDENTIFY HIGH-RISK CLIENTS Due Diligence business moDels incluDe: • Know Your customer (KYC)
DUE DILIGENCE REPORTS IDENTIFY HIGH-RISK CLIENTS Due Diligence business moDels incluDe: • Know Your customer (KYC)
DUE DILIGENCE REPORTS IDENTIFY HIGH-RISK CLIENTS Due Diligence business moDels incluDe: • Know Your customer (KYC)
DUE DILIGENCE REPORTS IDENTIFY HIGH-RISK CLIENTS Due Diligence business moDels incluDe: • Know Your customer (KYC)

IDENTIFY

HIGH-RISK

CLIENTS

Due Diligence business moDels incluDe:

Know Your customer (KYC) due diligence for Anti-money laundering (AML) compliance for high-risk customers

• Background checks for high- value banking transactions

Due Diligence of institutional investors for hedge funds and private equity firms

Due Diligence as part of Anti-bribery and corruption (ABC) compliance

WHAT YOU NEED TO KNOW:

Red FlAg RepoRts available in 5 business days

level 1 online RepoRts available in 7-10 business days

level 1 onsite RepoRts available in 10-15 business days

A company’s brand reputation is one of its most valuable assets. Protecting the firm’s reputation from undue third-party risk is one of the main reasons why compliance officers and risk managers perform due diligence on people and companies with whom they have (or expect to have) significant direct business dealings. Being aware of a third party’s illegal, immoral or unethical conduct allows the company to thoroughly evaluate the cost/benefit balance for any proposed relationship.

In general, the third parties who

present both the greatest potential benefit and the greatest threat to a corporate reputation are those who require the most in-depth research.

While comparisons against official and third-party watch lists will suffice for the vast majority of third parties, critical relationships require enhanced due diligence.

Dow Jones’s Due Diligence Reports provide the in-depth, comprehensive research that companies need to evaluate before initiating a new third- party business relationship. In addition to a plethora of publicly available content, the strength of a Dow Jones Due Diligence Report is backed up by the power of Factiva’s content, most of which is not freely available. And, when required information is not online, Dow Jones can manually retrieve public court or other records.

Dow Jones offers two basic types of Due Diligence Reports—

Red Flag Reports and level 1 Reports.

ReD FlAg RepoRts include information from:

• Factiva offers content from over 32,000 global news and information sources from nearly every country worldwide and in 28 languages.

• Civil litigation records

• Content from reputable Internet sources in English and the local language

• Researchers find relevant

level 1 RepoRts include the content available in Red Flag Reports, and additionally contain the following information:

• Corporate registration records

• Criminal records

• Judgments and liens

• Regulatory records

information in 60 languages

• Dow Jones Risk & Compliance database, which includes:

- Politically Exposed Persons (PEP)

- Sanctions and other official regulatory and exclusion lists

- Adverse media on persons

- Relatives and close associates

• Corporate beneficial ownership information (from public records research)

• Bankruptcy records

• Employment confirmations (optional service)

• Education confirmations

• Other professional designation or license confirmations

level 1 Reports are available utilizing online content only (Level 1 Online), or for in-person records retrieval when online records are not available (Level 1 Onsite).

leARn MoRe

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