‘SU. MONS SuM-ang (CITACION JUDICIAL) eo Ear NOTICE TO DEFENDANT: DEX wast, LC, «Denar ini aise [JaS0 AL DEWANDADO): writ sFando bade Nm, AMERICAS SHENG COMPA acheter of Wel Faro Hone Moraes US. BANK NATIONAL ELDORADO C0. SUPERIOR ET. seein nesioeNTAL FUNDING Conrakey 16;OMACRESCAP, «iy 5 SR ERnnSy Srowac Fomeat Seren GMACLLG ALLY BAN ache Bak SSSENTIAN oer sncomries Conpoxarion-nasesens sori most, | FLED MAY 24 2019 NRTONOEILECTROME RESSTRATONSYORINS HER). oo DOES 100 |g ‘YOU ARE BEING SUED BY PLAINTIFF: DANIEL MAJOR EDSTROM, an (LO ESTA DEMANDANDO EL DEMANDANTE): individual, nd TERI ANNE EOSTROM, an ndidal se ISSN 0 a Sa an oY rinses clo noes om yoo war acu ha our SEESSSa aay e's Gurion hs you cr nsf your Sponge You can eae sour tre ara mere nfometon stn Calla Cours, ‘Sine tae Corer nso oa goreatnepyou cunt aw tty te courevocse nearest you Ifyou cannot pay te ing fee, ak SESS Gere bce acorn asta ney So ee oe ey a cian Gr fen el anroas tune ronpom pa hoes opt ou ganas” ee Fee SEs HS rnge renee Cee ae eo Ser ire aeeeeet ce uaery are eve antes Reem ites emis peat ee sot fr cena "Sino responde dena de 30 das, carl puede decid an su conta s escuche’ su version. 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COUNTY SUPERIOR COURT Pew20100314 SHOE BRN Baas Enednon nee, CnetPORtIn 95692 Fee aoe 2 ans sxmay, of pn vou ey Fae ee a ee oat eta ao tee seg) ee SE ase 7a ya eyo Borg MSN URE ou epREWINN GD Gas: Rand ean ArcHARD Ay BALL (SBN 135483), (S30) es~ BOTTOMLINE LANYERS 985 LINCOLN WAY, SUITE 206 AbBokiy Cab FORATA, 99603 Dare: let bye apy ffasna)__WAY 24 2010 (Seo ‘xg {Se tararsarie oft inns ps POTS Sens om POSTTOT {Pub pmebe an onege de csi teva ormaos Hest Sete of Sommers P0510), NOt To ME PERGON SEAVED: Yo se sowee 1. (2 as an individual defendant. 2 (etre penon und unc ctv nae of pty 3. 2) on banat (speci under =] COP 416 10 (corporation) | COP 416.0 (nino [}eccp 1620 setintcorporaton) [=] cP 416.70 conserats) [lecp 41640 (eseocatonorparnersip) [=] COP 416.00 authorizes person) [Fore (speci 4. [by pone Savery n (at sot ‘cancers SUMMONS of, weerRICHARD A. HALL (SBN 135483) BorToMLINE LAWYERS 583 Linen Wa, Sue 208 ELDORADO CO, SUPERIOR ET. ‘bur Callise03 elope’ (330) 8 Toei ca) mu ww 24 0 4 er Attorneys for Pant aay BANTEL MAIO EDSTROM on inividual th TERY ANNE EDS TRON an inde SUPERIOR COURT OF CALIFORNIA COUNTY oF EL DORADO DANIEL MAJOR EDSTROM, an caseno, PO 20100814 ) individual; and TERI ANNE d EDSTROM, an individual, ) COMPLAINT FOR EMERGENCY ) INJUNCTIVE, DECLARATORY AND OTHER Plains, ) RELIEF AND'TO STAY FORECLOSURE. ) ) | ) DEX WEST, LLC, a Delaware limited liability company; WELLS FARGO BANK NAG AMERICA'S SERVICING COMPANY, a division of ‘Wells Fargo Home Mortgage: U.S. BANK NATIONAL ASSOCIATION; RESIDENTIAL FUNDING COMPANY) LLC; GMAC RESCAP, a wholly owned ) subsidiary of GMAC Financial Service; ) QMACLLESALLY BANK fea GMAC } Bank; RESIDENTIAL ASSET SECURITIES CORPORATION; RASC } SERIES 2006-EMX4 TRUST; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS (MERS); ‘and DOES 1-10,000,, Defendants Plaintiffs sue defendants for emergency injunctive and declaratory and other relief and to stay an imminent foreclosure sae. PARTIES 1. tall times elevant herein plaintifis have been residents of the County of El ‘COMPLAINT AND DEMAND FORJURY TRIAL,1 | Dorado, state of Calfomia andthe owner of ral property, including but not mite to the property at issue herein, 2690 Brown Bear Cout, Cool, California 95614, APN 073-141-03-100 (hereafter, “subjet property” or “Real Property") 2. fede NDERWESETIIC (hereinafter “NDex West”) at al times herein mentioned, was a Delaware limited liability company eystred to do busines in California nd ‘vas doing business in the County of BUDS and is handling the Notice of Trustee's Sale for this propery. 3, fed WEN EAREOTBAnKG NALS sioner banking assotation, Twa Mascon Servicing Company ia ais of Wells Pago Homie 10 jn SS Hon Debetibe 23) 2 3 5. DakeidaiUS- Bank National Association iste Sih largest comical BARE 4 ie TG ITE COMPLAINT AND DEMAND FORJURY TRIAL. 2u 2 3 14 16 7 18 9 20 a 2 2 ey 2s 26 a 28 x Defendant Ally Bank ft GMAC Bank isa short term credit institution, a private oi ibe HTPC a ace in Hoshi Pennant 10, Defeat Resident Asset Sears Corporation is Delaware corporation ‘his este oi Wn Daa OReEATIN Oe Hsorporte ite ihe Pups Wh oR eA TW GAGS A awl 4 Or acti for which corporations may be organized Under the general corporations law of Delaware. 1 Defendant RASC SERIES 2006-EMXG Trust was at al relevant times an issuing city of trust conifctes. 12, Defendant Mortage Electronic Registration Systems (MERS) atl imes herein mentioned was presumed to be doing business in the County of Bl/Dd#ado) State of California and alleged tobe the Beneficiary regarding Paint’ Real Property as described above and as situated in El Dorado County, California. TR Mortgage Lenders Network (hereafter, “Mortgage Lenders”), who is not a party to this action, was a allies herein mentioned, a Delaware corporation, and doing busines inthe County of Dorado, Stat of California and was the original Lender for Paint Dood of “Trust Deo and Note, GRRGENARHER forfeited its stats odo busines in California on some unknown date, nd current isin bankrupey 14, Plants are ignorant ofthe true names and capacities of defendants sued herein ss DOES 1 through 10,000, inlosive, and therefore sues these defendants by sh itis ‘names and al persons unknown claiming any legal or euitable righ le, estate, en orintrest inthe property described in the complaint adverse to pain’ tte or any clu on Paint? tise thereto Plan will amend this complaint to allege ther tve names and capacities when ascersined. 15, lai are informed and believe and thereon alleges tht, all mes herein mentioned each ofthe defendants sued herein was th agent and emplayse of cach of the remaining defendants. Paints alleges that each and every defendant alleged herein ratified the conduct of each and every other defendant Plaintiffs further allege that atl imes said defendants were was song within the purpose and scope of ch agency and employtnent. COMPLAINT AND DEMAND FOR JURY TRIAL,2 1b ry 1s 16 7 18 19 20 a B 24 25 26 ” 28 FACTUAL ALLEGATIONS 16. Plaintiffs refinanced their home, in the amount $500,000, with Mortgage Lenders (on September 7, 2008. 17. Plaintiff executed an “Adjustable Rage Note” promising to pay Mortgage Lenders, atthe rate of7.2000%, the monthly amount of $3,393.95 for 360 months. 18. The loan was secured by a deed of trust on the subject property 19. ‘The parties to the trust deed were designated as follows: Borrower - Daniel Major Edstrom and Teti Anne Edstrom, husband and wife; Lender ~ Mortgage Lenders Network USA, Inc. and Trustee Mitchell L. Heffernan, 20. The trust deed was subsequently recorded, with the Et Dorado County Recorder's Office, on September 14, 2005. 21, The broker provided plaintiff with the Good Faith Estimate, dated August 22, 2008. 22. ‘The GFE did not reveal the amount of yield spread premium to be paid tothe broker 23. Mortgage Lenders Network did not otherwise provide plaintiff with the amount of viel spread premium, 24, tthe time ofthe loan transaction, Mortgage Lenders Network was fully aware that plaintiff’ loan would be securitized, that Mortgage Lenders Network would be paid a fee ‘ouside of closing by GMAC-Residential Financial Corporation for providing the loan and that Mortgage Lenders Network would be paid monthly sub-servicing fees forthe loan. 25. Inaddition, Mortgage Lenders Network had knowledge of many other fees that ‘would be paid outside of closing including master servicing fees, trustee fees, fees for setting up 1 Trust, undisclosed Vield Spread Premiums, et. 26. All ofthese fees and business combinations were material information that should have been disclosed under various federal and state laws. 27. Mortgage Lenders Network and GMAC-Residental Financial Corporation performed securitization “deals” in 2005 prior to the securitization “deal” the homeowner's COMPLAINT AND DEMAND FORJURY TRIAL, 4